Rusk County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 567 mortgage applications in Rusk County, WI totaling $99.2 million, up 22% from 2024. The average application was for $174,000, and applicants reported an average income of $100,000. 55% of applications resulted in an originated loan and 17% were denied. The most active lender was Royal Credit Union, with 58 applications, followed by Connexus Credit Union and Westconsin Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 567
Total Mortgage Loan Application Amount $99,155,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $815,000
Average Applicant Income $100,000
Highest Applicant Income $1,129,000

Mortgage Company List for Lending in Rusk County, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 58 $ 8,170,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 33 $ 3,035,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 33 $ 6,175,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ n/a 22 $ 1,370,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 21 $ 2,305,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 21 $ 5,815,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 19 $ 3,425,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 3,330,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ n/a 15 $ 3,915,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 14 $ 2,570,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 12 $ 1,460,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 11 $ 2,865,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 10 $ 1,320,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 10 $ 2,650,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 9 $ 1,665,000
Citizens State Bank
304 N MAIN STREET
CADOTT, WI 54727
* $ n/a 8 $ 940,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 1,490,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 7 $ 1,155,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 6 $ 1,540,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 700,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 550,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 5 $ 685,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 1,335,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 5 $ 855,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 275,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 5 $ 575,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 5 $ 1,645,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 255,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 5 $ 895,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 4 $ 1,330,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 730,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 1,180,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 4 $ 380,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ n/a 4 $ 1,230,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 810,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ n/a 4 $ 1,080,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 3 $ 375,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 785,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 325,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 3 $ 505,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 505,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 3 $ 185,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 375,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 275,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ n/a 3 $ 945,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 205,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ n/a 3 $ 335,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 2 $ 740,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 240,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 290,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 2 $ 620,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 370,000
Pillar Bank
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ n/a 2 $ 200,000
Eagle Rock Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ n/a 2 $ 290,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 2 $ 330,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 750,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 920,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 630,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 150,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 130,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 210,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ n/a 2 $ 320,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 2 $ 250,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 470,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ n/a 1 $ 505,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 105,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 1 $ 205,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 1 $ 345,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 75,000
My Credit Union
4025 W OLD SHAKOPEE RD A
BLOOMINGTON, MN 55420
* $ n/a 1 $ 205,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 425,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 155,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 1 $ 95,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 115,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 245,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 1 $ 55,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 255,000
Gateway Bank
745 MARKET STREET
MENDOTA HEIGHTS, MN 55118
* $ n/a 1 $ 375,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 145,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 65,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 195,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 105,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 165,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 165,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 255,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ n/a 1 $ 25,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 335,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ n/a 1 $ 335,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 295,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 125,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 285,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 395,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 1 $ 175,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ n/a 1 $ 795,000
The Bank of New Glarus
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ n/a 1 $ 105,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 415,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 485,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 295,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 285,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 165,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 175,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 45,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 145,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 45,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 455,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 85,000
Oostburg State Bank
905 CENTER AVE
OOSTBURG, WI 53070
* $ n/a 1 $ 145,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 525,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ n/a 1 $ 85,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ n/a 1 $ 245,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 105,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 125,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 1 $ 275,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 105,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 195,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 135,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 1 $ 115,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ n/a 1 $ 325,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ n/a 1 $ 205,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 175,000

The tables below break down 2025 mortgage applications in Rusk County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Rusk County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 242 $54,180,000 $223,000 $815,000 $113,000 $1,129,000
Cash-out Refinancing 127 $19,555,000 $153,000 $505,000 $79,000 $390,000
Refinancing 76 $15,540,000 $204,000 $665,000 $111,000 $657,000
Other Purpose 61 $4,535,000 $74,000 $405,000 $85,000 $435,000
Home Improvement 59 $5,055,000 $85,000 $405,000 $104,000 $385,000
Not Applicable 2 $290,000 $145,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 449 $76,915,000 $171,000 $795,000 $102,000 $1,129,000
Not Provided 54 $9,490,000 $175,000 $655,000 $99,000 $532,000
Not applicable 46 $9,910,000 $215,000 $815,000 $83,000 $135,000
Hispanic 7 $665,000 $95,000 $165,000 $61,000 $96,000
Black or African American 5 $925,000 $185,000 $245,000 $79,000 $100,000
American Indian or Alaskan Native 4 $920,000 $230,000 $505,000 $103,000 $177,000
Asian 1 $205,000 $205,000 $205,000 $75,000 $75,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $28,000 $28,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 421 $70,725,000 $167,000 $815,000 $109,000 $1,129,000
FHA-insured (Federal Housing Administration) 70 $11,240,000 $160,000 $525,000 $61,000 $157,000
VA-guaranteed (Veterans Administration) 55 $13,225,000 $240,000 $665,000 $78,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,965,000 $188,000 $325,000 $65,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 312 $56,750,000 $181,000 $815,000 $108,000 $1,129,000
Application Denied By Financial Institution 96 $13,690,000 $142,000 $725,000 $68,000 $280,000
Application Withdrawn By Applicant 84 $14,820,000 $176,000 $655,000 $112,000 $657,000
Loan Purchased By The Institution 33 $6,295,000 $190,000 $675,000 $83,000 $135,000
File Closed For Incompleteness 21 $4,115,000 $195,000 $655,000 $99,000 $350,000
Application Approved But Not Accepted 18 $2,960,000 $164,000 $715,000 $112,000 $258,000
Preapproval Denied by Financial Institution 2 $280,000 $140,000 $145,000 $63,000 $74,000
Preapproval Approved but not Accepted 1 $245,000 $245,000 $245,000 $85,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 437 $76,625,000 $175,000 $715,000 $104,000 $657,000
Debt-To-Income Ratio 58 $12,220,000 $210,000 $815,000 $113,000 $1,129,000
Collateral 24 $3,800,000 $158,000 $725,000 $71,000 $161,000
Credit History 22 $3,430,000 $155,000 $475,000 $79,000 $226,000
Credit Application Incomplete 14 $1,720,000 $122,000 $525,000 $63,000 $125,000
Other 8 $760,000 $95,000 $165,000 $84,000 $280,000
Insufficient Cash (Downpayment, Closing Cost) 2 $350,000 $175,000 $205,000 $42,000 $46,000
Unverifiable Information 1 $115,000 $115,000 $115,000 $61,000 $61,000
Employment History 1 $135,000 $135,000 $135,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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