Sabine County, TX Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 475 mortgage applications in Sabine County, TX totaling $82.5 million, up 3% from 2024. The average application was for $173,000, and applicants reported an average income of $107,000. 36% of applications resulted in an originated loan and 26% were denied. The most active lender was 21st Mortgage, with 62 applications, followed by Shelby and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 475
Total Mortgage Loan Application Amount $82,475,000
Average Mortgage Loan Application Amount $173,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $107,000
Highest Applicant Income $925,000

Mortgage Company List for Lending in Sabine County, TX for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 62 $ 6,710,000
Shelby
111 SELMA ST
CENTER, TX 75935
* $ n/a 39 $ 5,995,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 36 $ 4,620,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ n/a 25 $ 4,985,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 18 $ 4,970,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 14 $ 3,630,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 13 $ 1,325,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 11 $ 1,295,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 11 $ 2,585,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 10 $ 2,280,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 9 $ 2,045,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 9 $ 2,695,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ n/a 8 $ 1,020,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 6 $ 1,280,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 6 $ 740,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 6 $ 640,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 6 $ 2,020,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 6 $ 960,000
First State Bank
112 W POLK ST
LIVINGSTON, TX 77351
* $ n/a 6 $ 1,230,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 6 $ 570,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 5 $ 805,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 515,000
Rave Financial Credit Union
PO BOX 12849
BEAUMONT, TX 77726
* $ n/a 5 $ 445,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 4 $ 430,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 420,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 260,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 4 $ 720,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 4 $ 700,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 850,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 4 $ 830,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 380,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 845,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 3 $ 635,000
Neches Federal Credit Union
2239 NALL ST
PORT NECHES, TX 77651
* $ n/a 3 $ 715,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 385,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 315,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 705,000
Fivepoint Credit Union
1300 HWY 69 N
NEDERLAND, TX 77627
* $ n/a 3 $ 705,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 195,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 160,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 750,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 160,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 2 $ 410,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 2 $ 610,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 2 $ 320,000
Sabine Federal Credit Union
1939 STRICKLAND DR.
ORANGE, TX 77630
* $ n/a 2 $ 150,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 160,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ n/a 2 $ 60,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 330,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 2 $ 590,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ n/a 2 $ 620,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 910,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 2 $ 400,000
Rogue Credit Union
1370 CENTER DRIVE
MEDFORD, OR 97501
* $ n/a 2 $ 230,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 1 $ 95,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ n/a 1 $ 255,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 125,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 1 $ 255,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ n/a 1 $ 435,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 215,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 185,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 75,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 125,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 615,000
Genco Federal Credit Union
PO BOX 7246
WACO, TX 76710
* $ n/a 1 $ 205,000
Ubank
208 S US HIGHWAY 69
HUNTINGTON, TX 75949
* $ n/a 1 $ 405,000
K&G Capital Mortgage, LLC
3210 N FRAZIER ST
CONROE, TX 77303
* $ n/a 1 $ 245,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 85,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 455,000
Bp Federal Credit Union
580 WESTLAKE PARK BLVD SUITE 150
HOUSTON, TX 77094
* $ n/a 1 $ 85,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 345,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 135,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 275,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 245,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 355,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ n/a 1 $ 125,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ n/a 1 $ 155,000
Dugood Federal Credit Union
7505 EASTEX FREEWAY, SUITE B
BEAUMONT, TX 77708
* $ n/a 1 $ 225,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 315,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 355,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 135,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ n/a 1 $ 45,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 285,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 165,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ n/a 1 $ 725,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 395,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 225,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 65,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 25,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 235,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 175,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 325,000

The tables below break down 2025 mortgage applications in Sabine County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sabine County, TX in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 330 $57,420,000 $174,000 $765,000 $103,000 $586,000
Cash-out Refinancing 45 $9,065,000 $201,000 $555,000 $110,000 $317,000
Refinancing 44 $10,010,000 $227,000 $615,000 $133,000 $451,000
Other Purpose 38 $4,540,000 $119,000 $755,000 $143,000 $925,000
Home Improvement 18 $1,440,000 $80,000 $205,000 $66,000 $146,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 348 $58,800,000 $168,000 $755,000 $107,000 $925,000
Not Provided 46 $8,390,000 $182,000 $615,000 $107,000 $586,000
Not applicable 42 $9,680,000 $230,000 $765,000 $127,000 $134,000
Black or African American 19 $2,755,000 $145,000 $285,000 $132,000 $756,000
Hispanic 11 $1,085,000 $98,000 $205,000 $83,000 $199,000
American Indian or Alaskan Native 5 $955,000 $191,000 $485,000 $87,000 $124,000
Asian 4 $810,000 $202,000 $245,000 $149,000 $152,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 387 $61,425,000 $158,000 $765,000 $110,000 $925,000
VA-guaranteed (Veterans Administration) 43 $11,685,000 $271,000 $725,000 $97,000 $318,000
FHA-insured (Federal Housing Administration) 41 $8,825,000 $215,000 $495,000 $95,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $540,000 $135,000 $235,000 $62,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 173 $35,645,000 $206,000 $765,000 $124,000 $586,000
Application Denied By Financial Institution 125 $17,495,000 $139,000 $755,000 $99,000 $925,000
Application Withdrawn By Applicant 62 $11,540,000 $186,000 $485,000 $106,000 $345,000
File Closed For Incompleteness 43 $4,455,000 $103,000 $285,000 $77,000 $215,000
Application Approved But Not Accepted 36 $5,180,000 $143,000 $555,000 $101,000 $203,000
Loan Purchased By The Institution 36 $8,160,000 $226,000 $725,000 $125,000 $134,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 287 $53,825,000 $187,000 $725,000 $108,000 $586,000
Debt-To-Income Ratio 103 $18,035,000 $175,000 $765,000 $114,000 $925,000
Credit History 45 $4,835,000 $107,000 $225,000 $81,000 $225,000
Collateral 11 $1,375,000 $125,000 $325,000 $138,000 $451,000
Other 9 $1,085,000 $120,000 $305,000 $177,000 $756,000
Credit Application Incomplete 8 $1,640,000 $205,000 $455,000 $94,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 5 $825,000 $165,000 $335,000 $106,000 $138,000
Unverifiable Information 4 $610,000 $152,000 $255,000 $73,000 $88,000
Employment History 3 $245,000 $81,000 $105,000 $46,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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