Sioux Falls, SD Metro Area Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 15,563 mortgage applications in Sioux Falls, SD metro area totaling $2.4 billion, down 17% from 2010. The average application was for $154,610, and applicants reported an average income of $78,000. 56% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 3,151 applications, followed by Bank of America NA and Home Federal Bank.

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Total Number of Mortgage Applications 15,563
Total Mortgage Loan Application Amount $2,406,204,000
Average Mortgage Loan Application Amount $154,610
Highest Mortgage Loan Application Amount $22,930,000
Average Applicant Income $78,000
Highest Applicant Income $3,367,000

Mortgage Company List for Lending in Sioux Falls, SD for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 3,151 $ 473,172,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 1,009 $ 162,471,000
Home Federal Bank
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,223,973,000 1,001 $ 137,369,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 400,984,000 857 $ 152,491,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 823 $ 127,905,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,114,878,000 646 $ 80,096,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 641 $ 100,414,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 393,705,000 593 $ 106,524,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 577 $ 60,861,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ 153,845,000 554 $ 61,032,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,093,291,000 542 $ 93,904,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 414 $ 61,263,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,257,808,000 381 $ 62,822,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 787,708,000 320 $ 57,855,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 311 $ 55,091,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 305 $ 41,104,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 115,873,000 282 $ 36,582,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 244 $ 42,083,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 234 $ 43,748,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 151 $ 25,954,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 131 $ 18,534,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 1,801,691,000 125 $ 18,904,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 105 $ 16,030,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 103 $ 15,125,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 97 $ 15,021,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 86 $ 22,890,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 622,931,000 75 $ 4,743,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 73 $ 2,773,000
Meta Financial Group, Inc.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 1,128,907,000 71 $ 24,154,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 70 $ 10,955,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 69 $ 10,103,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 68 $ 11,472,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 65 $ 11,215,000
Minnwest Mortgage Corporation
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,665,359,000 58 $ 9,363,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 47 $ 9,369,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ 61,276,000 44 $ 3,608,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 743,483,000 43 $ 2,159,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 43 $ 7,820,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 201,803,000 43 $ 5,843,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 42 $ 6,679,000
Minnwest Bank Sioux Falls
5001 S LOUISE AVE
SIOUX FALLS, SD 57108
* $ 116,805,000 41 $ 11,196,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 37 $ 6,368,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 808,857,000 37 $ 3,072,000
Security National Bank of South Dakota
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 129,498,000 37 $ 5,574,000
Frontier Bank
301 1ST AVE
ROCK RAPIDS, IA 51246
* $ 153,304,000 32 $ 4,810,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 30 $ 5,138,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 26 $ 3,636,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 26 $ 4,073,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 25 $ 3,822,000
Sioux Empire
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 68,737,000 23 $ 683,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 22 $ 3,289,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 21 $ 209,000
Valley Exchange Bank
214 S MAIN ST, PO BOX 19
LENNOX, SD 57039
* $ 60,218,000 21 $ 1,881,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 218,152,000 21 $ 4,805,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 20 $ 3,374,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 19 $ 3,305,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 19 $ 3,200,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 17 $ 4,012,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 1,687,949,000 16 $ 211,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 16 $ 2,424,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 2,733,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 220,760,000 15 $ 1,905,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 14 $ 2,276,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 439,460,000 13 $ 1,150,000
Merchants State Bank
305 S MAIN ST PO BOX 399
FREEMAN, SD 57029
* $ 126,211,000 13 $ 1,723,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 12 $ 2,315,000
Farmers State Bank of Canton
220 E 5TH ST/ PO BOX178
CANTON, SD 57013
* $ 43,285,000 11 $ 1,177,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 11 $ 1,644,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 11 $ 1,405,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 10 $ 2,183,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 9 $ 1,600,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 9 $ 1,826,000
Quoin Financial Bank
PO BOX 199
MILLER, SD 57362
* $ 126,429,000 9 $ 1,300,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 143,880,000 8 $ 1,893,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 8 $ 1,549,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,734,814,000 8 $ 475,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 8 $ 808,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 926,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 7 $ 1,485,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,107,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 7 $ 824,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 7 $ 1,162,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 7 $ 780,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 427,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,473,004,000 6 $ 927,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,001,416,000 6 $ 208,000
Northwest Bank
101 W 5TH ST.
SPENCER, IA 51301
* $ 812,864,000 6 $ 640,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 1,492,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 12,658,976,000 6 $ 1,136,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 5 $ 860,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 5 $ 900,000
One American Bank
549 BROADWAY PO BOX 130
CENTERVILLE, SD 57014
* $ 110,161,000 5 $ 1,101,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 5 $ 1,138,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 4 $ 630,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 4 $ 1,064,000
Bank 360
P.O. BOX 791
BERESFORD, SD 57004
* $ 46,284,000 4 $ 383,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 888,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 4 $ 584,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 4 $ 813,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 629,000
First Nat'l Bank of S Dakota
332 BROADWAY
YANKTON, SD 57078
* $ 398,554,000 4 $ 511,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 4 $ 505,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 189,478,000 4 $ 147,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 3 $ 123,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 303,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 3 $ 318,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 3 $ 380,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 705,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 830,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 653,027,000 3 $ 219,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 3 $ 548,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 3 $ 304,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 4,876,840,000 3 $ 459,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 3 $ 567,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 2 $ 374,000
Bremer Bank NA (Fargo)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,556,748,000 2 $ 182,000
Bremer Bank NA (Willmar)
302 FIFTH ST SW
WILLMAR, MN 56201
* $ 536,948,000 2 $ 276,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 2 $ 421,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 2 $ 323,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 352,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 318,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 394,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,813,152,000 2 $ 2,535,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 368,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,071,664,000 2 $ 2,364,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 2 $ 156,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ 877,408,000 1 $ 10,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 1,106,288,000 1 $ 100,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 417,559,000 1 $ 144,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,571,214,000 1 $ 207,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 471,002,000 1 $ 175,000
Security State Bank
P.O. BOX 430
ALEXANDRIA, SD 57311
* $ 66,343,000 1 $ 337,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 502,376,000 1 $ 117,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 1 $ 104,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 690,925,000 1 $ 226,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,380,000 1 $ 145,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 242,561,000 1 $ 340,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 175,451,000 1 $ 282,000
Town Center Bank
1938 E. LINCOLN HIGHWAY #101
NEW LENOX, IL 60451
* $ 141,350,000 1 $ 40,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 93,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 31,465,215,000 1 $ 750,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 44,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 1 $ 86,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 62,638,180,000 1 $ 544,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 213,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 179,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 95,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 1,120,000
Cwcapital LLC
63 KENDRICK STREET
NEEDHAM, MA 02494
* $ 31,000,000 1 $ 22,930,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 837,325,000 1 $ 237,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 137,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 1 $ 282,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 326,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 697,682,000 1 $ 813,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 157,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 1 $ 74,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 241,105,000 1 $ 80,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,420,764,000 1 $ 238,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ 321,210,000 1 $ 100,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 432,050,000 1 $ 14,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 223,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 99,000
Ackley State Bank
650 MAIN ST BOX 149
ACKLEY, IA 50601
* $ 128,319,000 1 $ 180,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 267,002,000 1 $ 95,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 205,935,000 1 $ 417,000
Bremer Bank NA (Grand Forks)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 881,299,000 1 $ 4,300,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 108,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 71,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 109,000
Aires Mortgage Solutions, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 1 $ 50,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,813,409,000 1 $ 122,000
Wells Federal Bank
53 1ST ST SW
WELLS, MN 56097
* $ 238,403,000 1 $ 210,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 35,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 1 $ 149,000

The tables below break down 2011 mortgage applications in Sioux Falls, SD metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sioux Falls, SD in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,015 $1,598,485,000 $159,000 $22,930,000 $81,000 $2,478,000
Home Purchase 4,703 $755,479,000 $160,000 $4,475,000 $70,000 $3,367,000
Home Improvement 845 $52,240,000 $61,000 $2,617,000 $76,000 $2,775,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,843 $1,911,330,000 $148,000 $1,975,000 $84,000 $3,367,000
Not applicable 1,406 $320,924,000 $228,000 $22,930,000 $18,000 $1,874,000
Not Provided 889 $120,351,000 $135,000 $1,000,000 $84,000 $912,000
Hispanic 183 $19,487,000 $106,000 $417,000 $57,000 $480,000
Asian 99 $14,591,000 $147,000 $500,000 $89,000 $566,000
Black or African American 91 $12,433,000 $136,000 $413,000 $58,000 $400,000
American Indian or Alaskan Native 37 $5,139,000 $138,000 $422,000 $65,000 $174,000
Native Hawaiian or Other Pacific Islander 15 $1,949,000 $129,000 $283,000 $74,000 $206,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,106 $1,721,124,000 $154,000 $5,518,000 $89,000 $3,367,000
FHA-insured (Federal Housing Administration) 3,247 $490,026,000 $150,000 $22,930,000 $49,000 $1,228,000
VA-guaranteed (Veterans Administration) 791 $137,294,000 $173,000 $631,000 $45,000 $1,076,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 419 $57,760,000 $137,000 $1,119,000 $47,000 $345,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,643 $1,340,972,000 $155,000 $5,518,000 $87,000 $2,775,000
Loan Purchased By The Institution 2,972 $495,422,000 $166,000 $22,930,000 $47,000 $1,874,000
Application Denied By Financial Institution 1,775 $228,820,000 $128,000 $1,200,000 $66,000 $1,000,000
Application Withdrawn By Applicant 1,009 $158,608,000 $157,000 $1,900,000 $88,000 $2,219,000
Application Approved But Not Accepted 1,009 $160,067,000 $158,000 $2,450,000 $95,000 $3,367,000
File Closed For Incompleteness 155 $22,315,000 $143,000 $800,000 $86,000 $750,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 483 $49,234,000 $101,000 $631,000 $63,000 $408,000
Debt-To-Income Ratio 385 $51,668,000 $134,000 $1,000,000 $53,000 $804,000
Collateral 302 $46,957,000 $155,000 $1,200,000 $75,000 $659,000
Other 145 $18,073,000 $124,000 $1,200,000 $84,000 $1,000,000
Credit Application Incomplete 102 $15,549,000 $152,000 $383,000 $82,000 $852,000
Unverifiable Information 23 $2,617,000 $113,000 $300,000 $89,000 $305,000
Employment History 20 $2,353,000 $117,000 $240,000 $77,000 $412,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,689,000 $141,000 $315,000 $37,000 $91,000
Mortgage Insurance Denied 2 $449,000 $224,000 $279,000 $68,000 $87,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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