St. Croix County, WI Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 10,959 mortgage applications in St. Croix County, WI totaling $2.6 billion, up 51% from 2019. The average application was for $239,000, and applicants reported an average income of $112,000. 67% of applications resulted in an originated loan and 8% were denied. The most active lender was Westconsin Credit Union, with 1,178 applications, followed by Royal Credit Union and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,959
Total Mortgage Loan Application Amount $2,627,875,000
Average Mortgage Loan Application Amount $239,000
Highest Mortgage Loan Application Amount $12,165,000
Average Applicant Income $112,000
Highest Applicant Income $3,213,000

Mortgage Company List for Lending in St. Croix County, WI for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,336,372,000 1,178 $ 200,630,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,837,926,000 723 $ 139,695,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 32,343,129,000 482 $ 108,190,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 423 $ 100,315,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 216,070,000 400 $ 95,340,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 391 $ 92,095,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 359 $ 101,015,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 243 $ 69,265,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 218 $ 52,440,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,201,814,000 201 $ 48,955,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 196 $ 50,310,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 193 $ 55,225,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 13,105,582,000 190 $ 41,960,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 172 $ 45,880,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 156 $ 37,230,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 142 $ 37,220,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 4,645,441,000 139 $ 34,325,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 131 $ 32,185,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 228,164,000 130 $ 38,700,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 129 $ 31,725,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 114 $ 29,150,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 105 $ 23,425,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 101 $ 28,525,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 99 $ 24,815,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 98 $ 26,630,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 96 $ 23,570,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 95 $ 19,555,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 276,881,000 91 $ 21,475,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 89 $ 25,865,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 88 $ 22,320,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 88 $ 21,420,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 87 $ 24,905,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 85 $ 20,755,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,399,512,000 79 $ 16,785,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 79 $ 20,315,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 76 $ 19,270,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 73 $ 20,475,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 71 $ 18,165,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 501,272,000 65 $ 16,995,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 64 $ 15,920,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 63 $ 16,865,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 62 $ 13,340,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 279,448,000 58 $ 16,740,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 54 $ 14,000,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 54 $ 15,390,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 223,068,000 51 $ 7,965,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 51 $ 14,835,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 49 $ 12,025,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 46 $ 13,360,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 359,274,000 45 $ 13,215,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 45 $ 11,935,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,553,647,000 43 $ 7,765,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 42 $ 8,680,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 42 $ 11,940,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 40 $ 10,250,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 38 $ 10,530,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 38 $ 10,700,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,354,874,000 37 $ 9,695,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 37 $ 9,795,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ 376,074,000 35 $ 8,875,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 34 $ 4,750,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 32 $ 8,230,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 31 $ 8,285,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 517,184,000 30 $ 5,870,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 285,061,000 30 $ 5,890,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 30 $ 10,260,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,237,913,000 29 $ 5,665,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 28 $ 7,490,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 28 $ 2,340,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 28 $ 6,920,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,864,126,000 27 $ 6,225,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 26 $ 940,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 24 $ 8,730,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 22 $ 5,740,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 21 $ 4,575,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,242,853,000 20 $ 3,960,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 763,132,000 20 $ 4,680,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 20 $ 4,910,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 20 $ 5,690,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 20 $ 5,720,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 19 $ 3,335,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 19 $ 5,085,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,669,828,000 18 $ 4,290,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 17 $ 5,165,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,531,129,000 17 $ 3,415,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 17 $ 4,945,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 16 $ 3,650,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 3,331,481,000 16 $ 3,540,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 16 $ 4,290,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 16 $ 720,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 15 $ 3,155,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 15 $ 3,835,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,921,403,000 15 $ 2,995,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 15 $ 4,285,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 15 $ 4,225,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 15 $ 2,485,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 857,609,000 14 $ 1,980,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 14 $ 3,490,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 14 $ 3,430,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 13 $ 3,745,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 893,592,000 13 $ 2,525,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 13 $ 2,755,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 13 $ 3,105,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 1,379,124,000 12 $ 2,010,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 12 $ 2,640,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 12 $ 2,690,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 11 $ 3,365,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 11 $ 2,515,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 11 $ 3,615,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 11 $ 2,935,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 11 $ 2,085,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 11 $ 2,495,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 10 $ 2,470,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 10 $ 1,320,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 10 $ 3,130,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 10 $ 2,570,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ 162,519,000 10 $ 2,010,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 10 $ 3,680,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 629,553,000 10 $ 1,450,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 9 $ 3,065,000
St Paul Federal Credit Union
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 185,580,000 9 $ 2,075,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ -1,000 9 $ 2,955,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 9 $ 1,625,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 9 $ 1,855,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 8 $ 2,500,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 8 $ 310,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,453,998,000,000 8 $ 2,390,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 386,378,000 8 $ 2,410,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 3,689,604,000 8 $ 1,490,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 1,935,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 7 $ 1,815,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 7 $ 435,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 7 $ 1,425,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 7 $ 1,685,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 7 $ 1,555,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 325,074,000 7 $ 2,075,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 401,776,000 7 $ 1,505,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 329,986,000 7 $ 885,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 7 $ 1,835,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 7 $ 1,875,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 7 $ 1,815,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 6 $ 2,040,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 630,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 6 $ 1,600,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 6 $ 1,520,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,708,246,000 6 $ 1,510,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 6 $ 1,080,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 1,500,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 6 $ 1,550,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 6 $ 1,490,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 5,209,882,000 6 $ 1,070,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 6 $ 1,450,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 6 $ 2,140,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 6 $ 1,800,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 5 $ 755,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 5 $ 1,115,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 808,158,000 5 $ 1,745,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 5 $ 1,555,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 5 $ 4,015,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 5 $ 1,365,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 5 $ 1,555,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 5 $ 1,325,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 5 $ 1,335,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ 118,336,000 5 $ 1,525,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 1,145,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 5 $ 2,075,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 5 $ 1,515,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 4 $ 1,530,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 4 $ 940,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 2,069,570,000 4 $ 2,580,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 4 $ 1,330,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,399,926,000 4 $ 780,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 4 $ 1,100,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 4 $ 1,740,000
Charter Bank
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 937,953,000 4 $ 3,000,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 4 $ 1,050,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 4 $ 1,080,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,847,190,000 4 $ 860,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 4 $ 710,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 3 $ 4,995,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 6,120,102,000 3 $ 975,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 3,570,443,000 3 $ 745,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 3 $ 1,285,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 3 $ 475,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 3 $ 735,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 369,966,000 3 $ 335,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 3 $ 1,015,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,668,081,000 3 $ 585,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 2,206,443,000 3 $ 805,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 3 $ 685,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 815,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 3 $ 885,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 3 $ 595,000
Farmers & Merchants State Bank
210 W. MADISON ST.
WATERLOO, WI 53594
* $ 179,274,000 3 $ 1,025,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 3 $ 115,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 468,037,000 3 $ 845,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 639,882,000 3 $ 1,025,000
Lenderfi, Inc.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 3 $ 1,005,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 3 $ 855,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 2 $ 650,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 911,710,000 2 $ 1,330,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 2 $ 540,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 2 $ 580,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 2,263,871,000 2 $ 1,130,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 540,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 460,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 1,170,113,000 2 $ 230,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 710,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,789,845,000 2 $ 100,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 597,824,000 2 $ 660,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 2 $ 530,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 2 $ 480,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 61,390,143,000 2 $ 870,000
Advantage Community Bank
101 W BUSINESS COUNTY ROAD A
DORCHESTER, WI 54425
* $ 155,121,000 2 $ 530,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 216,654,000,000 2 $ 1,190,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ 121,610,000 2 $ 320,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 2 $ 500,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 2 $ 610,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 496,400,000 2 $ 400,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 2 $ 380,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 217,610,000 2 $ 790,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 310,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 777,069,000 2 $ 650,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ 1,179,926,000 2 $ 730,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 480,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 2 $ 410,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ 456,691,000 2 $ 350,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 2,380,296,000 2 $ 540,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 455,721,000 2 $ 450,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 719,021,000 2 $ 240,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 2 $ 580,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 526,888,000 2 $ 13,570,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 327,028,000 2 $ 640,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 2 $ 940,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 2 $ 390,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 2 $ 390,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 780,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 762,344,000 1 $ 285,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 255,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 235,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 375,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ 353,740,000 1 $ 415,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ 831,386,000 1 $ 7,345,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 195,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 235,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 994,623,000 1 $ 265,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 3,412,023,000 1 $ 205,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 2,095,381,000 1 $ 345,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 1 $ 375,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 215,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 469,014,000 1 $ 335,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 515,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,611,084,000 1 $ 185,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 33,588,619,000 1 $ 235,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 791,565,000 1 $ 265,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,523,369,000 1 $ 225,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,166,684,000 1 $ 225,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 315,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 25,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,678,315,000 1 $ 385,000
Auto Club Trust, FSB
1 AUTOCLUB DRIVE
DEARBORN, MI 48126
* $ 567,245,000 1 $ 55,000
Citizens State Bank
304 N MAIN STREET
CADOTT, WI 54727
* $ 121,013,000 1 $ 205,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 14,144,676,000 1 $ 155,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 225,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 435,000
Bank CMG
8020 EXCELSIOR DR STE 100
MADISON, WI 53717
* $ 313,661,000 1 $ 185,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 25,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 75,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,371,963,000 1 $ 235,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 45,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ 161,097,000 1 $ 215,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 1,111,391,000 1 $ 395,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 383,892,000 1 $ 475,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 474,830,000 1 $ 125,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 6,863,398,000 1 $ 745,000
Woodford State Bank
403 WEST 8TH STREET, PO BOX 766
MONROE, WI 53566
* $ 254,520,000 1 $ 475,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 1,201,922,000 1 $ 305,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 445,000
Chain Bridge Bank, N.A.
1445-A LAUGHLIN AVENUE
MCLEAN, VA 22101
* $ 829,790,000 1 $ 305,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 4,981,719,000 1 $ 515,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 175,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 240,631,000 1 $ 245,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 345,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 655,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 441,769,000 1 $ 255,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,048,238,000 1 $ 465,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 295,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 185,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 95,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ 619,877,000 1 $ 275,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ 593,817,000 1 $ 235,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ -1,000 1 $ 285,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 2,379,086,000 1 $ 445,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,424,675,000 1 $ 75,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 4,775,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,905,407,000 1 $ 345,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,060,114,000 1 $ 225,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 4,775,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 682,935,000 1 $ 55,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,678,005,000 1 $ 435,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 658,907,000 1 $ 385,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 157,540,000 1 $ 75,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 185,000
Superior Savings Bank
1130 TOWER AVE
SUPERIOR, WI 54880
* $ 68,505,000 1 $ 295,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 432,148,000 1 $ 225,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 285,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 1 $ 385,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 1,332,601,000 1 $ 205,000
Abbott Laboratories Employees Credit Union
325 TRI STATE PKWY
GURNEE, IL 60031
* $ -1,000 1 $ 555,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 1 $ 245,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 1,233,944,000 1 $ 195,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 1,330,030,000 1 $ 205,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 273,530,000 1 $ 275,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 1,064,967,000 1 $ 185,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 215,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 9,073,675,000 1 $ 405,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 75,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,877,075,000 1 $ 465,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 1,026,124,000 1 $ 625,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 235,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 4,463,283,000 1 $ 295,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ 136,705,000 1 $ 155,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 145,000

The tables below break down 2020 mortgage applications in St. Croix County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. Croix County, WI in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,004 $1,245,220,000 $248,000 $7,345,000 $116,000 $3,213,000
Home Purchase 2,858 $786,180,000 $275,000 $12,165,000 $102,000 $868,000
Cash-out Refinancing 2,088 $492,400,000 $235,000 $1,055,000 $112,000 $1,229,000
Other Purpose 498 $59,000,000 $118,000 $3,005,000 $133,000 $1,445,000
Home Improvement 438 $32,990,000 $75,000 $515,000 $119,000 $1,070,000
Not Applicable 73 $12,085,000 $165,000 $345,000 $66,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,876 $2,082,250,000 $234,000 $5,645,000 $112,000 $3,213,000
Not Provided 1,136 $256,010,000 $225,000 $1,405,000 $116,000 $721,000
Not applicable 687 $226,125,000 $329,000 $12,165,000 $111,000 $372,000
Hispanic 118 $28,310,000 $239,000 $695,000 $106,000 $302,000
Asian 58 $13,730,000 $236,000 $615,000 $110,000 $489,000
American Indian or Alaskan Native 36 $9,090,000 $252,000 $485,000 $167,000 $768,000
Black or African American 35 $9,465,000 $270,000 $625,000 $125,000 $736,000
Native Hawaiian or Other Pacific Islander 7 $1,455,000 $207,000 $265,000 $104,000 $151,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,156 $2,170,950,000 $237,000 $12,165,000 $116,000 $3,213,000
VA-guaranteed (Veterans Administration) 854 $242,490,000 $283,000 $735,000 $76,000 $293,000
FHA-insured (Federal Housing Administration) 727 $166,565,000 $229,000 $485,000 $75,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 222 $47,870,000 $215,000 $375,000 $67,000 $165,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,393 $1,788,525,000 $241,000 $12,165,000 $114,000 $3,213,000
Application Withdrawn By Applicant 1,294 $315,320,000 $243,000 $6,725,000 $113,000 $1,445,000
Application Denied By Financial Institution 858 $173,060,000 $201,000 $3,025,000 $96,000 $1,080,000
Loan Purchased By The Institution 849 $225,605,000 $265,000 $915,000 $110,000 $768,000
File Closed For Incompleteness 380 $81,260,000 $213,000 $745,000 $101,000 $560,000
Application Approved But Not Accepted 184 $43,700,000 $237,000 $2,405,000 $119,000 $742,000
Preapproval Approved but not Accepted 1 $405,000 $405,000 $405,000 $122,000 $122,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,693 $2,334,825,000 $240,000 $7,345,000 $113,000 $3,213,000
Debt-To-Income Ratio 717 $184,065,000 $256,000 $12,165,000 $105,000 $868,000
Credit History 198 $32,730,000 $165,000 $965,000 $97,000 $454,000
Credit Application Incomplete 117 $28,065,000 $239,000 $515,000 $130,000 $386,000
Collateral 115 $23,005,000 $200,000 $765,000 $136,000 $600,000
Other 74 $15,420,000 $208,000 $1,395,000 $113,000 $1,080,000
Unverifiable Information 24 $4,940,000 $205,000 $1,045,000 $103,000 $300,000
Employment History 15 $3,375,000 $225,000 $555,000 $67,000 $139,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,450,000 $241,000 $465,000 $83,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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