St. James Parish, LA Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 701 mortgage applications in St. James Parish, LA totaling $112.2 million, down 27% from 2021. The average application was for $160,000, and applicants reported an average income of $82,000. 45% of applications resulted in an originated loan and 27% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 113 applications, followed by First American Bank and Trust and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 701
Total Mortgage Loan Application Amount $112,215,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $695,000
Average Applicant Income $82,000
Highest Applicant Income $275,000

Mortgage Company List for Lending in St. James Parish, LA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 113 $ 10,285,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 1,307,706,000 76 $ 13,380,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 44 $ 4,460,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 41 $ 5,115,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 32 $ 2,750,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 28 $ 3,490,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 24 $ 6,380,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 19 $ 2,705,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 18 $ 3,690,000
Louisiana Federal Credit Union
805 ROBIN STREET
LAPLACE, LA 70068
* $ 473,986,000 16 $ 2,820,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 11 $ 2,255,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 11 $ 2,955,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 11 $ 1,825,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 10 $ 1,860,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 10 $ 1,340,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ -1,000 9 $ 2,535,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 9 $ 2,605,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 8 $ 1,740,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 7 $ 1,505,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 36,519,724,000 7 $ 1,045,000
The New Orleans Firemen's Federal Credit Union
4401 W. NAPOLEON AVE.
METAIRIE, LA 70001
* $ 243,318,000 6 $ 740,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 5 $ 925,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 1,245,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 5 $ 405,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 1,685,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 560,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 2,823,154,000 4 $ 1,230,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 4 $ 310,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 1,060,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 4 $ 800,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 760,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 850,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 610,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 750,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 245,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 3 $ 845,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 525,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 695,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 495,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 835,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 675,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 3 $ 385,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 2 $ 250,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 180,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 340,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 410,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 2 $ 610,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 180,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 540,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 20,897,645,000 2 $ 100,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ -1,000 2 $ 750,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 2 $ 260,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 600,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 2 $ 220,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 330,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 340,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 2 $ 360,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 410,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 240,000
Wymar Federal Credit Union
37269 HIGHWAY 30
GEISMAR, LA 70734
* $ 145,954,000 2 $ 80,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 2 $ 480,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 450,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 540,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 155,000
Onpath Federal Credit Union
5508 CITRUS BLVD
METAIRIE, LA 70002
* $ 497,980,000 1 $ 165,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 205,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 195,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 185,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 3,975,223,000 1 $ 435,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 255,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 185,000
United Community Bank
P.O. BOX 248, 4626 HWY 1
RACELAND, LA 70394
* $ 708,038,000 1 $ 105,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 355,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 385,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 175,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 85,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 205,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 55,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 165,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 175,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 555,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 55,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 275,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 115,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 135,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 45,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 1 $ 385,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 175,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 205,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 145,000
Efcu Financial Federal Credit Union
3861 SCENIC HWY
BATON ROUGE, LA 70816
* $ 742,290,000 1 $ 65,000
La Capitol Federal Credit Union
P.O. BOX 3398
BATON ROUGE, LA 70802
* $ 684,787,000 1 $ 145,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 85,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 10,994,199,000 1 $ 585,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 4,729,100,000 1 $ 25,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 1,071,980,000 1 $ 255,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 1 $ 175,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ -1,000 1 $ 165,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 195,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 861,580,000 1 $ 205,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,275,563,000 1 $ 145,000
Baton Rouge Telco Federal Credit Union
13404 AIRLINE HWY
BATON ROUGE, LA 70817
* $ 385,191,000 1 $ 105,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 155,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 215,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 1 $ 125,000

The tables below break down 2022 mortgage applications in St. James Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. James Parish, LA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 402 $65,640,000 $163,000 $695,000 $69,000 $258,000
Cash-out Refinancing 158 $26,510,000 $167,000 $385,000 $96,000 $242,000
Refinancing 79 $13,645,000 $172,000 $515,000 $100,000 $205,000
Home Improvement 33 $3,145,000 $95,000 $425,000 $116,000 $251,000
Other Purpose 24 $2,470,000 $102,000 $375,000 $99,000 $275,000
Not Applicable 5 $805,000 $161,000 $255,000 $59,000 $59,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 298 $40,410,000 $135,000 $585,000 $64,000 $258,000
White 272 $49,700,000 $182,000 $695,000 $100,000 $275,000
Not applicable 68 $10,500,000 $154,000 $535,000 $83,000 $107,000
Not Provided 54 $9,530,000 $176,000 $495,000 $86,000 $215,000
Hispanic 6 $1,360,000 $226,000 $345,000 $82,000 $107,000
American Indian or Alaskan Native 2 $660,000 $330,000 $375,000 $170,000 $200,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 548 $80,540,000 $146,000 $695,000 $83,000 $275,000
FHA-insured (Federal Housing Administration) 107 $21,285,000 $198,000 $365,000 $73,000 $176,000
VA-guaranteed (Veterans Administration) 24 $6,290,000 $262,000 $555,000 $107,000 $242,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $4,100,000 $186,000 $335,000 $59,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 314 $56,160,000 $178,000 $695,000 $101,000 $275,000
Application Denied By Financial Institution 187 $25,065,000 $134,000 $585,000 $62,000 $224,000
File Closed For Incompleteness 71 $7,115,000 $100,000 $305,000 $62,000 $195,000
Application Withdrawn By Applicant 62 $11,250,000 $181,000 $485,000 $83,000 $223,000
Loan Purchased By The Institution 38 $8,810,000 $231,000 $535,000 $70,000 $152,000
Application Approved But Not Accepted 28 $3,600,000 $128,000 $285,000 $64,000 $178,000
Preapproval Approved but not Accepted 1 $215,000 $215,000 $215,000 $63,000 $63,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 426 $72,200,000 $169,000 $675,000 $87,000 $275,000
Debt-To-Income Ratio 145 $22,735,000 $156,000 $695,000 $77,000 $253,000
Credit History 78 $9,330,000 $119,000 $345,000 $67,000 $224,000
Unverifiable Information 15 $1,405,000 $93,000 $365,000 $55,000 $120,000
Collateral 15 $2,455,000 $163,000 $365,000 $83,000 $180,000
Credit Application Incomplete 11 $2,405,000 $218,000 $555,000 $102,000 $172,000
Other 8 $1,240,000 $155,000 $285,000 $76,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 3 $445,000 $148,000 $185,000 $85,000 $121,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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