St. John the Baptist Parish, LA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 2,152 mortgage applications in St. John the Baptist Parish, LA totaling $265.0 million, down 7% from 2010. The average application was for $123,000, and applicants reported an average income of $60,000. 37% of applications resulted in an originated loan and 25% were denied. The most active lender was Wells Fargo Bank NA, with 211 applications, followed by JPMorgan Chase Bank, NA and Capital One NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,152
Total Mortgage Loan Application Amount $264,993,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $1,760,000
Average Applicant Income $60,000
Highest Applicant Income $919,000

Mortgage Company List for Lending in St. John the Baptist Parish, LA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 211 $ 29,138,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 201 $ 25,343,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 180 $ 9,152,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 147 $ 20,617,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 141 $ 18,389,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 108 $ 13,960,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 102 $ 5,230,000
First National Bank USA
P O BOX 508, 13386 HWY 90
BOUTTE, LA 70039
* $ 160,639,000 80 $ 12,929,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 72 $ 10,633,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 71 $ 7,244,000
Louisiana Federal Credit Union
805 ROBIN STREET
LAPLACE, LA 70068
* $ 138,648,000 46 $ 3,350,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 716,858,000 41 $ 4,438,000
Whitney Bank
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,555,957,000 34 $ 4,647,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 32 $ 4,817,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 29 $ 3,809,000
Nola Lending Group, LLC
830 W CAUSEWAY BLVD
MANDEVILLE, LA 70471
* $ 28,686,000 28 $ 3,817,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 27 $ 3,946,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 25 $ 3,802,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 23 $ 3,506,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 22 $ 831,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 20 $ 2,928,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 19 $ 2,370,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 19 $ 3,100,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 19 $ 2,768,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 17 $ 2,979,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 2,429,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 12 $ 1,656,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 1,730,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 11 $ 1,470,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,661,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 11 $ 1,729,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 10 $ 511,000
United Community Bank
P.O. BOX 248, 4626 HWY 1
RACELAND, LA 70394
* $ 418,876,000 10 $ 967,000
America's Mortgage Resource
3317 N. I-10 SERVICE RD. SUITE 200
METAIRIE, LA 70002
* $ 10,000,000 9 $ 1,397,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 1,333,000
Eustis Mortgage Corporation
1100 POYDRAS STREET, SUITE 2525
NEW ORLEANS, LA 70163
* $ 10,000,000 9 $ 1,203,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 8 $ 653,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 1,703,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 8 $ 1,131,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 8 $ 1,703,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 8 $ 984,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 7 $ 1,244,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 7 $ 1,052,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 1,482,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 7 $ 1,315,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 7 $ 1,011,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 893,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 668,000
Total Choice Federal Credit Union
14963 RIVER RD
HAHNVILLE, LA 70057
* $ 49,613,000 6 $ 374,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 6 $ 940,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 6 $ 837,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,357,978,000 6 $ 1,975,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 6 $ 335,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 668,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 890,126,000 5 $ 428,000
Jefferson Financial Federal CU
77021 AIRLINE DR
METAIRIE, LA 70003
* $ 234,097,000 5 $ 580,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 160,432,000 5 $ 1,032,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 5 $ 589,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 4 $ 563,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 4 $ 516,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 463,959,000 4 $ 546,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 552,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 812,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 633,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 420,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 3 $ 455,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 974,496,000 3 $ 288,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 3 $ 415,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 3 $ 411,000
Home Bank, NA
503 KALISTE SALOOM RD
LAFAYETTE, LA 70598
* $ 685,079,000 3 $ 291,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 197,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 3 $ 283,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 3 $ 267,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 2 $ 202,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 484,000
Metairie Bank and Trust Company
3344 METAIRIE ROAD
METAIRIE, LA 70001
* $ 330,827,000 2 $ 198,000
First Nbc Bank
210 BARONE STREET
NEW ORLEANS, LA 70112
* $ 1,460,844,000 2 $ 195,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 223,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 2 $ 109,000
Essential Credit Union
21925 HWY 1 SOUTH
BATON ROUGE, LA 70806
* $ 227,451,000 2 $ 456,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 813,851,000 2 $ 311,000
Classic Home Financial, Inc.
10700 RICHMOND AVENUE #150
HOUSTON, TX 77042
* $ 428,000,000 2 $ 165,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 335,000
Citizens National Bank
110 WEST COURT ST
PARIS, IL 61944
* $ 205,014,000 2 $ 351,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 203,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 159,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 262,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 295,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 241,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 2 $ 218,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 362,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 1 $ 45,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 133,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 1 $ 149,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 84,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 76,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 113,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 140,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,425,755,000 1 $ 73,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 1 $ 8,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 122,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 163,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 28,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 173,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 170,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 128,000
Equipoint Financial Network
3636 NOBEL SUITE 400
SAN DIEGO, CA 92122
* $ 4,355,000 1 $ 234,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 149,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 1 $ 135,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 117,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 172,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 112,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 120,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 141,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 1 $ 141,000
Jefferson Parish Employees FCU
1221 ELMWOOD PARK BLVD. SUITE 207
JEFFERSON, LA 70065
* $ 68,528,000 1 $ 60,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 148,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 1 $ 39,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ 526,433,000 1 $ 137,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,192,808,000 1 $ 111,000
Breco FCU
1850 S. SHERWOOD FOREST BLVD.
BATON ROUGE, LA 70816
* $ 44,558,000 1 $ 110,000
Ascension Credit Union
P.O. BOX 248
GONZALES, LA 70707
* $ 51,240,000 1 $ 20,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 183,895,000 1 $ 20,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 883,465,000 1 $ 200,000
Pedestal Bank
1300 W TUNNEL BLVD
HOUMA, LA 70360
* $ 338,276,000 1 $ 157,000
Teche Federal Bank
1120 JEFFERSON TERRACE BLVD.
NEW IBERIA, LA 70560
* $ 751,445,000 1 $ 37,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 1 $ 73,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 305,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD STE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 251,000
Epic Federal Credit Union
3105 LIME ST
METAIRIE, LA 70006
* $ 103,834,000 1 $ 40,000
Louisiana USA Federal Credit Union
10289 AIRLINE HWY
BATON ROUGE, LA 70816
* $ 47,650,000 1 $ 130,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,888,837,000 1 $ 171,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 1 $ 170,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 152,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 214,000
Heritage Bank of St. Tammany
205 N. COLUMBIA ST.
COVINGTON, LA 70433
* $ 104,335,000 1 $ 161,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 1 $ 55,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,064,456,000 1 $ 135,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 3,862,039,000 1 $ 130,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 1 $ 120,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 308,000
Sa Mortgage Services, LLC
27001 AGOURA RD, SUITE 200
CALABASAS HILLS, CA 91301
* $ 2,223,299,000 1 $ 113,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 89,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 1 $ 144,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 109,000
State Investors Bank
1041 VETERANS BLVD
METAIRIE, LA 70005
* $ 208,613,000 1 $ 96,000

The tables below break down 2011 mortgage applications in St. John the Baptist Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. John the Baptist Parish, LA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,192 $161,321,000 $135,000 $1,760,000 $65,000 $919,000
Home Purchase 795 $98,996,000 $124,000 $900,000 $52,000 $658,000
Home Improvement 165 $4,676,000 $28,000 $220,000 $59,000 $816,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 877 $109,455,000 $124,000 $1,500,000 $69,000 $919,000
Black or African American 790 $92,905,000 $117,000 $417,000 $54,000 $624,000
Not Provided 268 $31,653,000 $118,000 $800,000 $60,000 $816,000
Not applicable 119 $17,964,000 $150,000 $1,760,000 $21,000 $252,000
Hispanic 81 $10,131,000 $125,000 $249,000 $58,000 $279,000
Asian 11 $2,339,000 $212,000 $900,000 $109,000 $347,000
American Indian or Alaskan Native 3 $174,000 $58,000 $154,000 $75,000 $159,000
Native Hawaiian or Other Pacific Islander 3 $372,000 $124,000 $141,000 $41,000 $49,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,216 $130,735,000 $107,000 $1,760,000 $69,000 $919,000
FHA-insured (Federal Housing Administration) 621 $86,241,000 $138,000 $800,000 $50,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 205 $28,591,000 $139,000 $327,000 $42,000 $137,000
VA-guaranteed (Veterans Administration) 110 $19,426,000 $176,000 $414,000 $47,000 $155,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 797 $100,791,000 $126,000 $1,500,000 $69,000 $919,000
Application Denied By Financial Institution 530 $51,033,000 $96,000 $800,000 $53,000 $816,000
Loan Purchased By The Institution 390 $55,422,000 $142,000 $340,000 $49,000 $624,000
Application Withdrawn By Applicant 250 $33,985,000 $135,000 $417,000 $61,000 $452,000
Application Approved But Not Accepted 126 $15,691,000 $124,000 $1,760,000 $57,000 $194,000
File Closed For Incompleteness 59 $8,071,000 $136,000 $294,000 $64,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 136 $9,941,000 $73,000 $327,000 $54,000 $200,000
Debt-To-Income Ratio 86 $8,301,000 $96,000 $343,000 $45,000 $131,000
Collateral 58 $8,001,000 $137,000 $385,000 $70,000 $208,000
Other 26 $2,926,000 $112,000 $299,000 $91,000 $816,000
Credit Application Incomplete 24 $2,902,000 $120,000 $237,000 $49,000 $196,000
Unverifiable Information 10 $1,233,000 $123,000 $203,000 $58,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 7 $883,000 $126,000 $255,000 $68,000 $137,000
Employment History 3 $411,000 $137,000 $187,000 $105,000 $172,000
Mortgage Insurance Denied 1 $48,000 $48,000 $48,000 $96,000 $96,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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