St. Martin Parish, LA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,802 mortgage applications in St. Martin Parish, LA totaling $306.1 million, up 20% from 2024. The average application was for $169,000, and applicants reported an average income of $107,000. 41% of applications resulted in an originated loan and 24% were denied. The most active lender was 21st Mortgage, with 175 applications, followed by Triad Financial Services, Inc. and Vanderbilt Mortgage and Finance, Inc.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,802
Total Mortgage Loan Application Amount $306,140,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $107,000
Highest Applicant Income $7,223,000

Mortgage Company List for Lending in St. Martin Parish, LA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 175 $ 22,715,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 136 $ 16,870,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 116 $ 13,130,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 101 $ 23,105,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 89 $ 20,805,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ n/a 52 $ 3,260,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 38 $ 5,750,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ n/a 37 $ 4,725,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 36 $ 5,580,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 36 $ 9,850,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 35 $ 9,365,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 32 $ 3,440,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 29 $ 7,215,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 29 $ 5,825,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 28 $ 6,280,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 27 $ 5,575,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ n/a 26 $ 2,680,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 26 $ 6,190,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 25 $ 3,695,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 25 $ 3,455,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 22 $ 4,240,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 22 $ 3,060,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 22 $ 3,750,000
Home Bank National Association
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ n/a 20 $ 3,070,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ n/a 20 $ 2,680,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 17 $ 2,745,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 15 $ 2,815,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 15 $ 2,365,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 14 $ 2,700,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 13 $ 2,085,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 13 $ 2,145,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ n/a 13 $ 2,265,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 13 $ 2,305,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 12 $ 3,730,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 12 $ 3,340,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 12 $ 2,420,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 11 $ 2,595,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 11 $ 2,935,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 10 $ 1,260,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 10 $ 700,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 10 $ 2,900,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 10 $ 560,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 10 $ 520,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 9 $ 1,615,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 9 $ 1,975,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ n/a 9 $ 2,215,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 9 $ 1,925,000
The First National Bank of Jeanerette
P.O. BOX 151
JEANERETTE, LA 70544
* $ n/a 8 $ 590,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 8 $ 1,980,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 8 $ 2,000,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ n/a 8 $ 1,320,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 7 $ 1,325,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 7 $ 1,535,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,255,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 945,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 1,010,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 6 $ 1,210,000
American Bank & Trust Company
321 E LANDRY ST
OPELOUSAS, LA 70570
* $ n/a 6 $ 1,240,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 6 $ 710,000
Meritus Federal Credit Union
515 GUILBEAU ROAD
LAFAYETTE, LA 70506
* $ n/a 5 $ 525,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 5 $ 1,335,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 5 $ 1,145,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 5 $ 485,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 5 $ 835,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 4 $ 670,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 4 $ 480,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 4 $ 700,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 240,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ n/a 4 $ 1,240,000
Abbeville Building & Loan
1212 CHARITY ST
ABBEVILLE, LA 70511
* $ n/a 4 $ 860,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 740,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 665,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 425,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 3 $ 325,000
Washington State Bank
103 NORTH MAIN STREET
WASHINGTON, LA 70589
* $ n/a 3 $ 375,000
Bank of Abbeville and Trust Company
PO BOX 340
ABBEVILLE, LA 70510
* $ n/a 3 $ 995,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 3 $ 1,805,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 3 $ 235,000
Clb the Community Bank
P O BOX 68
JONESVILLE, LA 71343
* $ n/a 3 $ 115,000
Bank of Sunset and Trust Co
863 NAPOLEON AVE
SUNSET, LA 70584
* $ n/a 3 $ 545,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 415,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 3 $ 325,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 655,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 165,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 565,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ n/a 2 $ 60,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 70,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ n/a 2 $ 690,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 390,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 300,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 160,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 300,000
St Landry Bank & Trust Co
132 E LANDRY ST
OPELOUSAS, LA 70570
* $ n/a 2 $ 120,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ n/a 2 $ 510,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ n/a 2 $ 90,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 160,000
Synergy Bank
210 SYNERGY CENTER BOULEVARD
HOUMA, LA 70360
* $ n/a 2 $ 450,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 290,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 140,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 340,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 2 $ 280,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ n/a 2 $ 320,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 255,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ n/a 1 $ 85,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 1 $ 365,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 85,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 345,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 285,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 365,000
Little Horn State Bank
835 N CENTER AVE
HARDIN, MT 59034
* $ n/a 1 $ 385,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 75,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ n/a 1 $ 15,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 55,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 305,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 255,000
Rayne State Bank & Trust Co
200 S ADAMS AVE
RAYNE, LA 70578
* $ n/a 1 $ 165,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 525,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ n/a 1 $ 255,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ n/a 1 $ 115,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ n/a 1 $ 525,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ n/a 1 $ 25,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 165,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ n/a 1 $ 55,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 75,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 95,000
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ n/a 1 $ 95,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 65,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ n/a 1 $ 195,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 145,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 1 $ 235,000
Efcu Financial Federal Credit Union
3861 SCENIC HWY
BATON ROUGE, LA 70816
* $ n/a 1 $ 75,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 65,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 185,000
Rayne Building and Loan Association
P O BOX 46
RAYNE, LA 70578
* $ n/a 1 $ 35,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 635,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 1 $ 435,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 305,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 215,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 115,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 45,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 275,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ n/a 1 $ 105,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 165,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 225,000
Neighbors Federal Credit Union
5423 S SHERWOOD FOREST BLVD
BATON ROUGE, LA 70810
* $ n/a 1 $ 25,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 155,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 75,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 115,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 545,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 1 $ 235,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 35,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 255,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 1 $ 245,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 145,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 505,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 345,000

The tables below break down 2025 mortgage applications in St. Martin Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. Martin Parish, LA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,130 $187,310,000 $165,000 $675,000 $101,000 $7,223,000
Refinancing 300 $68,390,000 $227,000 $805,000 $127,000 $1,705,000
Cash-out Refinancing 213 $36,705,000 $172,000 $625,000 $116,000 $3,789,000
Other Purpose 92 $7,570,000 $82,000 $505,000 $117,000 $656,000
Home Improvement 60 $5,050,000 $84,000 $455,000 $107,000 $338,000
Not Applicable 7 $1,115,000 $159,000 $285,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 934 $158,720,000 $169,000 $725,000 $119,000 $7,223,000
Black or African American 394 $64,110,000 $162,000 $805,000 $78,000 $648,000
Not applicable 223 $41,715,000 $187,000 $685,000 $166,000 $664,000
Not Provided 150 $27,230,000 $181,000 $725,000 $118,000 $1,705,000
Hispanic 57 $8,065,000 $141,000 $405,000 $80,000 $604,000
American Indian or Alaskan Native 24 $3,030,000 $126,000 $335,000 $65,000 $181,000
Asian 19 $2,905,000 $152,000 $365,000 $110,000 $276,000
Native Hawaiian or Other Pacific Islander 1 $365,000 $365,000 $365,000 $239,000 $239,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,199 $177,395,000 $147,000 $725,000 $103,000 $3,789,000
FHA-insured (Federal Housing Administration) 364 $72,200,000 $198,000 $545,000 $84,000 $269,000
VA-guaranteed (Veterans Administration) 153 $41,615,000 $271,000 $805,000 $180,000 $7,223,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 86 $14,930,000 $173,000 $285,000 $161,000 $5,318,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 736 $135,300,000 $183,000 $805,000 $119,000 $5,318,000
Application Denied By Financial Institution 434 $59,530,000 $137,000 $705,000 $71,000 $656,000
Application Withdrawn By Applicant 194 $35,430,000 $182,000 $695,000 $153,000 $7,223,000
Loan Purchased By The Institution 190 $39,240,000 $206,000 $615,000 $118,000 $664,000
File Closed For Incompleteness 145 $21,545,000 $148,000 $725,000 $98,000 $1,080,000
Application Approved But Not Accepted 102 $14,630,000 $143,000 $545,000 $102,000 $356,000
Preapproval Approved but not Accepted 1 $465,000 $465,000 $465,000 $150,000 $150,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,261 $234,045,000 $185,000 $805,000 $120,000 $7,223,000
Debt-To-Income Ratio 244 $31,480,000 $129,000 $715,000 $79,000 $1,478,000
Credit History 158 $18,760,000 $118,000 $405,000 $70,000 $604,000
Collateral 41 $7,235,000 $176,000 $675,000 $120,000 $656,000
Credit Application Incomplete 37 $6,205,000 $167,000 $705,000 $73,000 $216,000
Unverifiable Information 30 $4,100,000 $136,000 $415,000 $71,000 $181,000
Other 22 $2,400,000 $109,000 $215,000 $94,000 $204,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,605,000 $229,000 $325,000 $108,000 $163,000
Employment History 2 $310,000 $155,000 $165,000 $51,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Louisiana Lender List