Staunton-Waynesboro, VA Metro Area Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 5,358 mortgage applications in Staunton-Waynesboro, VA metro area totaling $1.1 billion, up 10% from 2023. The average application was for $211,933, and applicants reported an average income of $98,000. 55% of applications resulted in an originated loan and 16% were denied. The most active lender was Dupont Community Credit Union, with 620 applications, followed by City National Bank of Wv and Alcova Mortgage, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 5,358
Total Mortgage Loan Application Amount $1,135,540,000
Average Mortgage Loan Application Amount $211,933
Highest Mortgage Loan Application Amount $30,005,000
Average Applicant Income $98,000
Highest Applicant Income $2,201,000

Mortgage Company List for Lending in Staunton-Waynesboro, VA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Dupont Community Credit Union
140 LUCY LANE
WAYNESBORO, VA 22980
* $ n/a 620 $ 73,530,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ n/a 252 $ 39,170,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 226 $ 55,200,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 201 $ 54,125,000
Atlantic Union Bank
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23060
* $ n/a 183 $ 22,805,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 178 $ 20,240,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 170 $ 26,700,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 126 $ 30,070,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ n/a 122 $ 26,930,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 106 $ 11,090,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 102 $ 30,220,000
Farmers & Merchants Bank
PO BOX 1111
TIMBERVILLE, VA 22853
* $ n/a 102 $ 24,280,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 101 $ 27,795,000
Uva Community Credit Union
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ n/a 93 $ 21,635,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 85 $ 21,595,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ n/a 83 $ 16,325,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 83 $ 22,985,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 76 $ 25,090,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 74 $ 5,780,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 71 $ 17,145,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 69 $ 18,055,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ n/a 67 $ 18,885,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 63 $ 15,015,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 62 $ 17,230,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 59 $ 6,875,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 56 $ 15,860,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 54 $ 11,070,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 52 $ 13,740,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ n/a 50 $ 12,210,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 50 $ 18,820,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 47 $ 8,695,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 45 $ 3,045,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 41 $ 13,255,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 37 $ 4,825,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 36 $ 2,320,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 34 $ 6,920,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 34 $ 8,630,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 34 $ 7,740,000
Park View Federal Credit Union
1675 VIRGINIA AVENUE
HARRISONBURG, VA 22802
* $ n/a 33 $ 5,075,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 32 $ 8,060,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 30 $ 5,310,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 30 $ 6,970,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 29 $ 3,355,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 29 $ 3,145,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ n/a 29 $ 8,645,000
Gray Fox Mortgage, LLC
1135 ROSE HILL DR STE 101
CHARLOTTESVILLE, VA 22903
* $ n/a 27 $ 7,935,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 26 $ 5,250,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ n/a 26 $ 4,380,000
First Bank
112 W KING ST
STRASBURG, VA 22657
* $ n/a 26 $ 5,630,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 24 $ 6,100,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 24 $ 1,060,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 22 $ 5,120,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 22 $ 7,080,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ n/a 22 $ 5,630,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 18 $ 4,110,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 17 $ 5,235,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 16 $ 4,950,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ n/a 16 $ 4,150,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 16 $ 4,910,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 15 $ 4,305,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 15 $ 3,385,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 14 $ 2,520,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 14 $ 3,840,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 13 $ 1,935,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 12 $ 4,160,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 12 $ 2,110,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 12 $ 2,650,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 11 $ 2,775,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 11 $ 4,385,000
Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201
CHARLOTTESVILLE, VA 22903
* $ n/a 10 $ 1,080,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 10 $ 2,130,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 10 $ 1,950,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 9 $ 2,145,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 8 $ 1,490,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 8 $ 2,760,000
Commonwealth One Federal Credit Union
4875 EISENHOWER AVE
ALEXANDRIA, VA 22304
* $ n/a 7 $ 985,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 7 $ 1,565,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 7 $ 1,005,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 7 $ 445,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 7 $ 1,935,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 7 $ 1,015,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 7 $ 1,785,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 7 $ 1,795,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ n/a 7 $ 1,725,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 6 $ 450,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 6 $ 1,500,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 6 $ 1,460,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 6 $ 610,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 6 $ 1,230,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 6 $ 1,250,000
Select Bank
P.O. BOX 4620
FOREST, VA 24551
* $ n/a 6 $ 2,440,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 6 $ 1,320,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 6 $ 1,730,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 6 $ 2,010,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 6 $ 1,400,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 6 $ 730,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 5 $ 575,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 5 $ 1,055,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 1,145,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 5 $ 1,255,000
First Savings Mortgage Corporation
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ n/a 5 $ 1,805,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ n/a 5 $ 1,125,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 5 $ 965,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 5 $ 1,015,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 5 $ 1,325,000
National Bank of Blacksburg
P.O. BOX 90002
BLACKSBURG, VA 24060
* $ n/a 5 $ 2,365,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 5 $ 615,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 5 $ 1,505,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 5 $ 1,255,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 5 $ 1,755,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ n/a 5 $ 245,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 5 $ 1,025,000
Vellum Mortgage, Inc.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22033
* $ n/a 5 $ 1,365,000
Capital Center LLC
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ n/a 5 $ 1,375,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 5 $ 1,155,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 5 $ 1,425,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 5 $ 765,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 5 $ 1,845,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 4 $ 770,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 980,000
Langley Federal Credit Union
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ n/a 4 $ 310,000
Carter Bank and Trust
PO BOX 3748
MARTINSVILLE, VA 24112
* $ n/a 4 $ 31,120,000
Pendleton Community Bank
128 N MAIN ST
FRANKLIN, WV 26807
* $ n/a 4 $ 1,280,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ n/a 4 $ 950,000
Valleystar Credit Union
41 WHEELER AVE
MARTINSVILLE, VA 24115
* $ n/a 4 $ 220,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 4 $ 1,550,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 4 $ 750,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 4 $ 620,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 1,220,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 4 $ 220,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 980,000
Burke & Herbert Bk & Tr Co
100 S. FAIRFAX ST
ALEXANDRIA, VA 22315
* $ n/a 4 $ 210,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 785,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 1,095,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ n/a 3 $ 595,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 3 $ 535,000
Towne Mortgage
3 COMMERCIAL PLACE STE 1440
NORFOLK, VA 23510
* $ n/a 3 $ 705,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 3 $ 385,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 3 $ 975,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 3 $ 605,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 3 $ 505,000
Southern Trust Mortgage, LLC
295 BENDIX ROAD SUITE 400
VIRGINIA BEACH, VA 23452
* $ n/a 3 $ 675,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 3 $ 585,000
Bank of Botetourt
19747 MAIN STREET
BUCHANAN, VA 24066
* $ n/a 3 $ 1,205,000
Citizens and Farmers Bank
415 14TH STREET
WEST POINT, VA 23181
* $ n/a 3 $ 1,625,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 465,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 3 $ 1,065,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 180,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 310,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 450,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 690,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 2 $ 530,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 490,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 770,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 2 $ 320,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ n/a 2 $ 730,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 2 $ 640,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 2 $ 680,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 370,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 2 $ 590,000
Virginia National Bank
PO BOX 2853
CHARLOTTESVILLE, VA 22911
* $ n/a 2 $ 790,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 2 $ 550,000
Apple Federal Credit Union
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ n/a 2 $ 270,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 530,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 2 $ 290,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ n/a 2 $ 520,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 800,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 610,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 220,000
Towne First Mortgage, LLC
4501 COX RD #301
GLEN ALLEN, VA 23060
* $ n/a 2 $ 910,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 610,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 520,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ n/a 2 $ 220,000
Nation One Mortgage Corporatio
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ n/a 2 $ 570,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 2 $ 380,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 490,000
Blue Ridge Bank
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ n/a 2 $ 460,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ n/a 2 $ 90,000
Shore United Bank, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ n/a 2 $ 480,000
Coastal Federal Credit Union
PO BOX 99167
RALEIGH, NC 27690
* $ n/a 2 $ 80,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ n/a 2 $ 860,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 2 $ 80,000
Member One Federal Credit Union
P.O. BOX 12288
ROANOKE, VA 24024
* $ n/a 2 $ 60,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 105,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 1 $ 4,795,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 345,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 155,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 635,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 185,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 1,205,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ n/a 1 $ 245,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 1 $ 335,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 55,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 185,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 95,000
Argent Federal Credit Union
11651 ALLIANCE CIRCLE
CHESTER, VA 23831
* $ n/a 1 $ 205,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 65,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 1 $ 305,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 325,000
Rw Towne, LLC
3 COMMERCIAL PL STE 1410
NORFOLK, VA 23510
* $ n/a 1 $ 305,000
Southern Bank and Trust Company
PO BOX 729
MOUNT OLIVE, NC 28365
* $ n/a 1 $ 105,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ n/a 1 $ 25,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 55,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ n/a 1 $ 415,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 85,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 415,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 325,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 1 $ 145,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 225,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 375,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ n/a 1 $ 105,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 345,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ n/a 1 $ 345,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 305,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 305,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ n/a 1 $ 335,000
Freedom First Federal Credit Union
5240 VALLEYPARK DRIVE
ROANOKE, VA 24019
* $ n/a 1 $ 385,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 245,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 335,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 375,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 55,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 1 $ 245,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 55,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ n/a 1 $ 285,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 325,000
Aurora Financial, LLC
8150 LEESBURG PIKE #410
VIENNA, VA 22182
* $ n/a 1 $ 195,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 1 $ 505,000
Village Bank Mortgage
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ n/a 1 $ 175,000
Addition Financial Credit Union
1000 PRIMERA BLVD
LAKE MARY, FL 32746
* $ n/a 1 $ 205,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 375,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 215,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 355,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 715,000
Bank of the James
828 MAIN STREET
LYNCHBURG, VA 24504
* $ n/a 1 $ 885,000
Rev Federal Credit Union
200 MARYMEADE DRIVE
SUMMERVILLE, SC 29483
* $ n/a 1 $ 365,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 1 $ 45,000
Great Plains Federal Credit Union
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ n/a 1 $ 65,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 1 $ 365,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 245,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 135,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 295,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 175,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 25,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ n/a 1 $ 375,000
Waterstone Bank SSB
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
* $ n/a 1 $ 885,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 165,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ n/a 1 $ 165,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 125,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ n/a 1 $ 295,000
Nih Federal Credit Union
111 ROCKVILLE PIKE, SUITE 500
ROCKVILLE, MD 20850
* $ n/a 1 $ 175,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 145,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ n/a 1 $ 265,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 85,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 75,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 15,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 435,000
Pioneer Bank
P O BOX 10 252 EAST MAIN ST
STANLEY, VA 22851
* $ n/a 1 $ 355,000
Beacon Credit Union
6320 LOGANS LN
LYNCHBURG, VA 24502
* $ n/a 1 $ 345,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 155,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 1 $ 295,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 215,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ n/a 1 $ 165,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 1 $ 245,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 1 $ 355,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 175,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 225,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 375,000

The tables below break down 2024 mortgage applications in Staunton-Waynesboro, VA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Staunton-Waynesboro, VA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,898 $758,970,000 $261,000 $30,005,000 $99,000 $1,053,000
Other Purpose 712 $66,260,000 $93,000 $4,795,000 $100,000 $1,500,000
Cash-out Refinancing 669 $139,605,000 $208,000 $1,125,000 $82,000 $506,000
Home Improvement 563 $46,365,000 $82,000 $505,000 $106,000 $1,900,000
Refinancing 507 $123,335,000 $243,000 $2,005,000 $100,000 $2,201,000
Not Applicable 9 $1,005,000 $111,000 $255,000 $38,000 $52,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,665 $701,825,000 $191,000 $2,005,000 $99,000 $2,201,000
Not applicable 635 $211,355,000 $332,000 $30,005,000 $90,000 $203,000
Not Provided 498 $112,110,000 $225,000 $1,205,000 $95,000 $1,053,000
Hispanic 249 $48,025,000 $192,000 $1,095,000 $88,000 $1,500,000
Black or African American 217 $40,255,000 $185,000 $635,000 $87,000 $1,087,000
Asian 59 $15,005,000 $254,000 $635,000 $119,000 $350,000
American Indian or Alaskan Native 28 $6,090,000 $217,000 $515,000 $108,000 $441,000
Native Hawaiian or Other Pacific Islander 7 $875,000 $125,000 $335,000 $67,000 $173,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,999 $749,975,000 $187,000 $30,005,000 $101,000 $2,201,000
FHA-insured (Federal Housing Administration) 836 $212,150,000 $253,000 $505,000 $80,000 $337,000
VA-guaranteed (Veterans Administration) 471 $161,325,000 $342,000 $1,505,000 $106,000 $500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $12,090,000 $232,000 $415,000 $75,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,931 $649,175,000 $221,000 $30,005,000 $103,000 $2,201,000
Application Denied By Financial Institution 833 $123,375,000 $148,000 $1,505,000 $78,000 $500,000
Application Withdrawn By Applicant 590 $134,810,000 $228,000 $1,205,000 $102,000 $1,764,000
Loan Purchased By The Institution 577 $163,845,000 $283,000 $1,015,000 $113,000 $507,000
File Closed For Incompleteness 273 $39,555,000 $144,000 $1,035,000 $80,000 $1,500,000
Application Approved But Not Accepted 148 $23,790,000 $160,000 $515,000 $111,000 $1,900,000
Preapproval Approved but not Accepted 3 $525,000 $175,000 $235,000 $54,000 $68,000
Preapproval Denied by Financial Institution 3 $465,000 $155,000 $285,000 $95,000 $119,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,406 $980,980,000 $222,000 $30,005,000 $102,000 $2,201,000
Debt-To-Income Ratio 370 $67,820,000 $183,000 $1,205,000 $75,000 $506,000
Credit History 292 $36,340,000 $124,000 $605,000 $81,000 $400,000
Credit Application Incomplete 86 $11,430,000 $132,000 $425,000 $89,000 $422,000
Collateral 81 $15,715,000 $194,000 $1,505,000 $108,000 $500,000
Unverifiable Information 49 $7,655,000 $156,000 $485,000 $77,000 $232,000
Other 47 $9,365,000 $199,000 $545,000 $94,000 $215,000
Insufficient Cash (Downpayment, Closing Cost) 19 $4,245,000 $223,000 $1,095,000 $95,000 $246,000
Employment History 8 $1,990,000 $248,000 $635,000 $91,000 $281,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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