Teton County, MT Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 208 mortgage applications in Teton County, MT totaling $43.9 million, down 42% from 2021. The average application was for $210,000, and applicants reported an average income of $87,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Opportunity Bank of Montana, with 43 applications, followed by Glacier Bank and Stockman Bank of Montana.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 208
Total Mortgage Loan Application Amount $43,870,000
Average Mortgage Loan Application Amount $210,000
Highest Mortgage Loan Application Amount $615,000
Average Applicant Income $87,000
Highest Applicant Income $300,000

Mortgage Company List for Lending in Teton County, MT for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 1,430,850,000 43 $ 8,705,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 25,919,785,000 32 $ 5,460,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 5,816,358,000 23 $ 5,195,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 6 $ 1,920,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 1,730,610,000 5 $ 325,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 1,145,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 905,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 955,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 4 $ 980,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 4 $ 920,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 3 $ 475,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 535,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 3 $ 465,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 625,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 585,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 715,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 580,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 2 $ 400,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 2 $ 320,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 500,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 2 $ 550,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 790,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 510,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 460,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 440,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 450,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 490,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 270,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 245,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 115,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 3,459,234,000 1 $ 55,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 155,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 1 $ 185,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 305,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 155,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 455,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 105,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 345,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 14,019,893,000 1 $ 115,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 245,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 1,056,226,000 1 $ 125,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 922,179,000 1 $ 135,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 2,253,278,000 1 $ 65,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 235,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 1 $ 515,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 265,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 435,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 325,157,000 1 $ 55,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 145,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 1 $ 615,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 135,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 295,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 155,000

The tables below break down 2022 mortgage applications in Teton County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Teton County, MT in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 118 $28,620,000 $242,000 $615,000 $92,000 $300,000
Cash-out Refinancing 39 $8,535,000 $218,000 $565,000 $73,000 $200,000
Home Improvement 18 $2,030,000 $112,000 $425,000 $84,000 $151,000
Refinancing 17 $3,015,000 $177,000 $515,000 $74,000 $165,000
Other Purpose 16 $1,670,000 $104,000 $365,000 $102,000 $202,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 156 $33,510,000 $214,000 $615,000 $88,000 $300,000
Not Provided 28 $5,220,000 $186,000 $445,000 $89,000 $288,000
Not applicable 20 $4,510,000 $225,000 $425,000 $62,000 $62,000
American Indian or Alaskan Native 2 $270,000 $135,000 $225,000 $36,000 $50,000
Hispanic 2 $360,000 $180,000 $225,000 $45,000 $48,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 150 $29,910,000 $199,000 $615,000 $94,000 $300,000
FHA-insured (Federal Housing Administration) 28 $6,670,000 $238,000 $425,000 $70,000 $173,000
VA-guaranteed (Veterans Administration) 25 $6,395,000 $255,000 $535,000 $66,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $895,000 $179,000 $225,000 $46,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 125 $25,725,000 $205,000 $615,000 $84,000 $300,000
Application Denied By Financial Institution 28 $5,590,000 $199,000 $615,000 $70,000 $173,000
Application Withdrawn By Applicant 25 $5,265,000 $210,000 $525,000 $108,000 $218,000
Loan Purchased By The Institution 22 $5,620,000 $255,000 $435,000 $70,000 $78,000
File Closed For Incompleteness 4 $800,000 $200,000 $275,000 $115,000 $200,000
Application Approved But Not Accepted 4 $870,000 $217,000 $305,000 $161,000 $298,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 179 $38,155,000 $213,000 $615,000 $89,000 $300,000
Debt-To-Income Ratio 10 $1,560,000 $156,000 $325,000 $54,000 $170,000
Credit History 8 $1,050,000 $131,000 $305,000 $94,000 $173,000
Employment History 3 $815,000 $271,000 $365,000 $65,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 3 $955,000 $318,000 $615,000 $70,000 $83,000
Collateral 2 $180,000 $90,000 $125,000 $105,000 $130,000
Credit Application Incomplete 1 $145,000 $145,000 $145,000 $54,000 $54,000
Other 1 $565,000 $565,000 $565,000 $81,000 $81,000
Unverifiable Information 1 $445,000 $445,000 $445,000 $148,000 $148,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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