Tioga County PA
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage statistics and lending data for the Tioga County PA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Tioga County PA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,091
Total Mortgage Loan Application Amount $131,014,000
Average Mortgage Loan Application Amount $120,000
Highest Mortgage Loan Application Amount $1,142,000
Average Applicant Income $69,000
Highest Applicant Income $2,385,000

Mortgage Company List for Lending in Tioga County PA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,228,210,000 245 $ 29,607,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,800,433,000 92 $ 8,841,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
PAINTED POST, NY 14870
* $ 401,327,000 86 $ 6,903,000
ELMIRA SAVINGS BANK
333 E WATER ST
ELMIRA, NY 14901
* $ 546,032,000 81 $ 8,323,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,092,656,000 44 $ 4,443,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,532,784,000,000 36 $ 5,155,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 25 $ 4,173,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,522,955,000 23 $ 1,121,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,748,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 16 $ 3,446,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 16 $ 2,795,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 15 $ 2,320,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 7,461,279,000 14 $ 596,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 13 $ 3,660,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 13 $ 803,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 4,201,039,000 12 $ 1,147,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 11 $ 1,184,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,074,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 11 $ 1,456,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 9 $ 1,568,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 9 $ 1,209,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,317,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 8 $ 1,240,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 8 $ 539,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 6 $ 799,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 6 $ 832,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 5 $ 466,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 5 $ 714,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 5 $ 704,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 5 $ 431,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 893,603,000 5 $ 658,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 4 $ 367,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 4 $ 857,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,071,910,000 4 $ 338,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 4 $ 336,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 4 $ 316,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 4 $ 505,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ 0 4 $ 596,000
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 251,978,000 4 $ 29,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ 10,000,000 3 $ 546,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ 10,000,000 3 $ 559,000
AURORA FINANCIAL GROUP INC
301 HARPER DRIVE SUITE 110
MOORESTOWN, NJ 08057
* $ 10,000,000 3 $ 289,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 3 $ 938,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 3 $ 68,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 3 $ 650,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 3 $ 461,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 3 $ 24,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 15,961,183,000 3 $ 933,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 344,000
FNB BANK, NATIONAL ASSOCIATION
630 MILL STREET
DANVILLE, PA 17821
* $ 341,615,000 3 $ 557,000
POLICE & FIRE
901 ARCH STREET
PHILADELPHIA, PA 19107
* $ 4,319,736,000 3 $ 116,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 508,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 362,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 212,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 437,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 217,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 306,000
MEMBERS 1ST FEDERAL CREDIT UNION
5000 LOUISE DRIVE
MECHANICSBURG, PA 17055
* $ 2,767,339,000 2 $ 285,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 2 $ 500,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 354,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 2 $ 114,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 2 $ 27,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 2 $ 181,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 267,000
NATIONAL PENN BANK
PO BOX 547
BOYERTOWN, PA 19512
* $ 9,525,061,000 2 $ 151,000
THE EPHRATA NATIONAL BANK
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 856,969,000 2 $ 176,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 283,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 456,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 135,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 311,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 2 $ 150,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 1 $ 176,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 80,000
TRIDENT MORTGAGE COMPANY LP
431 W LANCASTER AVE
DEVON, PA 19333
* $ 176,021,000 1 $ 175,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 11,000
MID PENN BANK
349 UNION STREET
MILLERSBURG, PA 17061
* $ 755,660,000 1 $ 146,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 151,000
ABSOLUTE HOME MORTGAGE CORPORATION
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 1 $ 176,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 279,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 135,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ 10,000,000 1 $ 236,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 271,000
FIRST COLUMBIA BANK & TRUST CO.
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 636,132,000 1 $ 78,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 6,279,214,000 1 $ 52,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 968,312,000 1 $ 79,000
HOMESIDE FINANCIAL, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 1 $ 162,000
THE FIRST NATIONAL BANK OF MIF
2 NORTH MAIN STREET, PO BOX 96
MIFFLINTOWN, PA 17059
* $ 452,200,000 1 $ 182,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 39,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 216,602,000 1 $ 166,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 54,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 240,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 171,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 125,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 1 $ 28,000
FULTON BANK OF NEW JERSEY
533 FELLOWSHIP ROAD
MOUNT LAUREL, NJ 08054
* $ 3,473,695,000 1 $ 120,000
GMH MORTGAGE SERVICES LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 1 $ 141,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 21,553,919,000 1 $ 17,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 178,676,927,000 1 $ 82,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,356,442,000,000 1 $ 125,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 75,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 2,664,576,000 1 $ 201,000
SIGNAL FINANCIAL FEDERAL CREDIT UNION
3015 UNIVERSITY BLVD., W
KENSINGTON, MD 20895
* $ 323,007,000 1 $ 1,142,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 4,190,314,000 1 $ 5,000
RIVERFRONT
430 S 4TH ST
READING, PA 19602
* $ 167,254,000 1 $ 50,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 161,483,000 1 $ 165,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 2,424,729,000 1 $ 119,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 1 $ 60,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 1 $ 108,000
WOODLANDS BANK
2450 EAST THIRD ST
WILLIAMSPORT, PA 17701
* $ 362,510,000 1 $ 126,000
CITADEL FEDERAL CREDIT UNION
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ 2,143,880,000 1 $ 35,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 1 $ 99,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 133,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 148,000
APCI FEDERAL CREDIT UNION
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 513,910,000 1 $ 8,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 3,393,007,000 1 $ 133,000
FIRST TECHNOLOGY
3555 SW 153RD DR
BEAVERTON, OR 97003
* $ 7,342,466,000 1 $ 68,000
PS BANK
42621 ROUTE 6
WYALUSING, PA 18853
* $ 299,163,000 1 $ 57,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 2,271,349,000 1 $ 129,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 245,515,000 1 $ 52,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 157,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 463,562,000 1 $ 200,000
THE MUNCY BANK AND TRUST COMPANY
2 NORTH MAIN ST
MUNCY, PA 17756
* $ 360,027,000 1 $ 46,000
MIFFLINBURG BANK AND TRUST COMPANY
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 375,778,000 1 $ 118,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 1 $ 82,000
MERIDIAN BANK CORPORATION
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 582,208,000 1 $ 120,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 1 $ 157,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Tioga County PA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 473 $64,464,000 $136,000 $1,142,000 $69,000 $2,385,000
Home Purchase 453 $59,419,000 $131,000 $720,000 $69,000 $720,000
Home Improvement 165 $7,131,000 $43,000 $350,000 $68,000 $245,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 928 $109,155,000 $117,000 $725,000 $70,000 $759,000
Not Provided 97 $12,205,000 $125,000 $417,000 $71,000 $720,000
Not applicable 48 $6,470,000 $134,000 $393,000 $1,000 $69,000
Hispanic 7 $710,000 $101,000 $180,000 $62,000 $88,000
Black or African American 4 $859,000 $214,000 $280,000 $41,000 $92,000
American Indian or Alaskan Native 3 $223,000 $74,000 $93,000 $49,000 $68,000
Asian 3 $1,346,000 $448,000 $1,142,000 $807,000 $2,385,000
Native Hawaiian or Other Pacific Islander 1 $46,000 $46,000 $46,000 $32,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 794 $86,869,000 $109,000 $1,142,000 $78,000 $2,385,000
FHA-insured (Federal Housing Administration) 145 $17,867,000 $123,000 $276,000 $42,000 $150,000
VA-guaranteed (Veterans Administration) 117 $22,247,000 $190,000 $725,000 $56,000 $181,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $4,031,000 $115,000 $179,000 $30,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 665 $77,769,000 $116,000 $1,142,000 $76,000 $2,385,000
Application Denied By Financial Institution 216 $25,074,000 $116,000 $725,000 $65,000 $759,000
Application Withdrawn By Applicant 98 $11,948,000 $121,000 $450,000 $67,000 $260,000
Loan Purchased By The Institution 51 $7,378,000 $144,000 $393,000 $12,000 $106,000
Application Approved But Not Accepted 32 $4,954,000 $154,000 $527,000 $54,000 $108,000
File Closed For Incompleteness 29 $3,891,000 $134,000 $300,000 $62,000 $181,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 33 $4,944,000 $149,000 $425,000 $88,000 $318,000
Debt-To-Income Ratio 30 $2,458,000 $81,000 $240,000 $37,000 $113,000
Credit History 29 $1,301,000 $44,000 $141,000 $46,000 $102,000
Other 13 $1,138,000 $87,000 $179,000 $97,000 $720,000
Credit Application Incomplete 9 $1,135,000 $126,000 $235,000 $74,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 6 $515,000 $85,000 $177,000 $51,000 $135,000
Unverifiable Information 1 $122,000 $122,000 $122,000 $115,000 $115,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information back through 2003.

Download the Pennsylvania Lender List