Tooele County, UT Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 5,886 mortgage applications in Tooele County, UT totaling $1.7 billion, up 12% from 2023. The average application was for $280,000, and applicants reported an average income of $119,000. 55% of applications resulted in an originated loan and 16% were denied. The most active lender was Mountain America Federal Credit Union, with 787 applications, followed by United Wholesale Mortgage and America First Federal Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,886
Total Mortgage Loan Application Amount $1,652,010,000
Average Mortgage Loan Application Amount $280,000
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $119,000
Highest Applicant Income $8,982,000

Mortgage Company List for Lending in Tooele County, UT for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 787 $ 102,675,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 413 $ 164,055,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 394 $ 40,610,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 222 $ 81,760,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 219 $ 79,115,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 205 $ 70,395,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 186 $ 83,380,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 151 $ 45,115,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ n/a 139 $ 13,605,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 120 $ 46,260,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 115 $ 48,295,000
Cyprus Federal Credit Union
3876 W. CENTERVIEW WAY
WEST JORDAN, UT 84084
* $ n/a 111 $ 12,945,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 87 $ 29,455,000
Homeamerican Mortgage Corporation
4350 S MONACO STREET, SUITE 200
DENVER, CO 80237
* $ n/a 86 $ 42,420,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 85 $ 24,305,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 84 $ 7,190,000
My Move Mortgage, LLC
MY MOVE MORTGAGE, LLC
SANDY, UT 84070
* $ n/a 84 $ 36,190,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 83 $ 29,265,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 71 $ 27,965,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 66 $ 19,660,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 61 $ 16,155,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 60 $ 22,260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 59 $ 20,345,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 52 $ 15,580,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 52 $ 5,260,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 50 $ 4,310,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 49 $ 19,555,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 48 $ 19,960,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 48 $ 9,160,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 48 $ 19,680,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 43 $ 12,255,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ n/a 42 $ 14,150,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 42 $ 14,690,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ n/a 39 $ 3,965,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 39 $ 14,795,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 39 $ 12,615,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 37 $ 14,835,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 36 $ 15,090,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 36 $ 2,420,000
Canyon View Credit Union
PO BOX 58025
SALT LAKE CITY, UT 84158
* $ n/a 35 $ 5,195,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 35 $ 15,775,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 33 $ 2,755,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 32 $ 2,410,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 31 $ 6,945,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ n/a 30 $ 8,800,000
American United FCU
500 S FOOTHILL DRIVE
WEST JORDAN, UT 84088
* $ n/a 29 $ 2,755,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ n/a 28 $ 4,000,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ n/a 26 $ 9,010,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 26 $ 8,140,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 26 $ 10,240,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 25 $ 6,575,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 23 $ 9,205,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 23 $ 1,755,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 22 $ 9,890,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ n/a 21 $ 4,105,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ n/a 21 $ 7,175,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 20 $ 3,350,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 18 $ 6,520,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 18 $ 6,970,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 16 $ 3,170,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 15 $ 3,815,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 15 $ 7,075,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ n/a 15 $ 2,335,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 15 $ 4,895,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 14 $ 5,160,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 14 $ 1,950,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 14 $ 5,540,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 13 $ 4,485,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ n/a 13 $ 4,765,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 13 $ 4,995,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 12 $ 3,660,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 12 $ 5,080,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 12 $ 4,420,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 11 $ 4,425,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 10 $ 4,220,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 10 $ 1,140,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 10 $ 3,480,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 10 $ 4,510,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 10 $ 3,550,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 10 $ 6,060,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 10 $ 2,620,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 9 $ 3,165,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 9 $ 2,105,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 9 $ 2,715,000
Granite Federal Credit Union
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ n/a 9 $ 1,155,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 9 $ 815,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 8 $ 2,950,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 8 $ 1,660,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 7 $ 3,335,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ n/a 7 $ 1,965,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 7 $ 1,705,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 7 $ 3,295,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 7 $ 5,525,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 6 $ 2,150,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 6 $ 1,670,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 6 $ 2,150,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 6 $ 2,030,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 6 $ 1,710,000
Sun American Mortgage Company
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ n/a 6 $ 2,960,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 6 $ 2,140,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 1,575,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 1,365,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 5 $ 515,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 5 $ 1,875,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 5 $ 1,475,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 5 $ 1,755,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 4 $ 2,090,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 4 $ 1,720,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ n/a 4 $ 390,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 4 $ 210,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 4 $ 1,320,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 4 $ 390,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 1,550,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 4 $ 1,680,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 1,630,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 1,920,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 4 $ 840,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 3 $ 1,405,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 3 $ 1,145,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 3 $ 815,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 525,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 3 $ 1,545,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 3 $ 255,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 3 $ 2,375,000
Utah Mortgage Loan Corporation
3300 N TRIUMPH BLVD #100
LEHI, UT 84043
* $ n/a 3 $ 1,395,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 3 $ 1,415,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 645,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 435,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,265,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 2 $ 420,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 780,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 2 $ 870,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 2 $ 870,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 630,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 380,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 1,100,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 2 $ 500,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 590,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 650,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 2 $ 710,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 500,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 1,240,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 580,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 2 $ 540,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 500,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 620,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 590,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 730,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 2 $ 390,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 475,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 1 $ 345,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 535,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ n/a 1 $ 615,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 475,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 245,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 485,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 1 $ 235,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ n/a 1 $ 465,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 425,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 65,000
First National Bank Ames Iowa
405 5TH ST
AMES, IA 50010
* $ n/a 1 $ 405,000
State Bank of Southern Utah
377 N MAIN
CEDAR CITY, UT 84721
* $ n/a 1 $ 325,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ n/a 1 $ 15,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 1 $ 55,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 605,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 475,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ n/a 1 $ 305,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 395,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 245,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 55,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 255,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 15,000
Belem Servicing, LLC dba Patriot Home Mortgage
230 N 1680 E
ST GEORGE, UT 84770
* $ n/a 1 $ 525,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 275,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 65,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 25,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 425,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 445,000
Ascent Federal Credit Union
4140 HARRISON BLVD
OGDEN, UT 84403
* $ n/a 1 $ 365,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 1 $ 305,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 185,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ n/a 1 $ 395,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ n/a 1 $ 55,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 235,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 475,000
Genesis Capital, LLC
15303 VENTURA BLVD, STE. 700
SHERMAN OAKS, CA 91403
* $ n/a 1 $ 885,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 305,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 95,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 345,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 525,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 395,000
Cache Valley Bank
101 NORTH MAIN
LOGAN, UT 84321
* $ n/a 1 $ 655,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 375,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 345,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 895,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 665,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 465,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ n/a 1 $ 135,000

The tables below break down 2024 mortgage applications in Tooele County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Tooele County, UT in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,919 $1,095,415,000 $375,000 $1,605,000 $115,000 $1,774,000
Refinancing 916 $265,700,000 $290,000 $1,605,000 $147,000 $8,982,000
Other Purpose 746 $59,860,000 $80,000 $1,405,000 $120,000 $8,899,000
Cash-out Refinancing 710 $183,320,000 $258,000 $1,565,000 $105,000 $555,000
Home Improvement 591 $46,545,000 $78,000 $585,000 $114,000 $675,000
Not Applicable 4 $1,170,000 $292,000 $495,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,565 $926,995,000 $260,000 $1,605,000 $121,000 $8,982,000
Hispanic 974 $264,090,000 $271,000 $1,275,000 $116,000 $8,899,000
Not applicable 622 $254,350,000 $408,000 $895,000 $106,000 $175,000
Not Provided 466 $132,780,000 $284,000 $855,000 $118,000 $1,008,000
Black or African American 78 $24,330,000 $311,000 $675,000 $112,000 $249,000
Asian 72 $22,180,000 $308,000 $655,000 $118,000 $298,000
Native Hawaiian or Other Pacific Islander 66 $19,240,000 $291,000 $665,000 $94,000 $185,000
American Indian or Alaskan Native 43 $8,045,000 $187,000 $535,000 $104,000 $264,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,926 $831,270,000 $211,000 $1,605,000 $125,000 $8,982,000
FHA-insured (Federal Housing Administration) 1,519 $617,935,000 $406,000 $635,000 $102,000 $356,000
VA-guaranteed (Veterans Administration) 423 $197,195,000 $466,000 $865,000 $118,000 $487,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $5,610,000 $311,000 $455,000 $93,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,247 $913,895,000 $281,000 $1,575,000 $122,000 $8,982,000
Application Denied By Financial Institution 931 $173,795,000 $186,000 $1,605,000 $98,000 $708,000
Application Withdrawn By Applicant 694 $210,050,000 $302,000 $1,605,000 $134,000 $8,899,000
Loan Purchased By The Institution 642 $261,410,000 $407,000 $895,000 $113,000 $201,000
File Closed For Incompleteness 217 $52,765,000 $243,000 $765,000 $112,000 $400,000
Application Approved But Not Accepted 149 $37,135,000 $249,000 $855,000 $114,000 $555,000
Preapproval Approved but not Accepted 4 $1,900,000 $475,000 $605,000 $128,000 $225,000
Preapproval Denied by Financial Institution 2 $1,060,000 $530,000 $535,000 $160,000 $196,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,950 $1,476,530,000 $298,000 $1,605,000 $123,000 $8,982,000
Debt-To-Income Ratio 361 $67,255,000 $186,000 $1,605,000 $86,000 $611,000
Credit History 196 $30,170,000 $153,000 $665,000 $100,000 $708,000
Collateral 139 $25,155,000 $180,000 $1,405,000 $123,000 $396,000
Credit Application Incomplete 108 $22,620,000 $209,000 $755,000 $102,000 $312,000
Other 67 $11,225,000 $167,000 $625,000 $110,000 $252,000
Insufficient Cash (Downpayment, Closing Cost) 31 $10,955,000 $353,000 $625,000 $119,000 $207,000
Unverifiable Information 22 $4,810,000 $218,000 $555,000 $85,000 $167,000
Employment History 11 $2,805,000 $255,000 $555,000 $61,000 $129,000
Mortgage Insurance Denied 1 $485,000 $485,000 $485,000 $106,000 $106,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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