Twin Falls, ID Metro Area Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 5,029 mortgage applications in Twin Falls, ID metro area totaling $1.1 billion, up 6% from 2023. The average application was for $228,650, and applicants reported an average income of $116,000. 57% of applications resulted in an originated loan and 17% were denied. The most active lender was Idaho Central Credit Union, with 873 applications, followed by First Federal Savings Bank and Premier Mortgage Resources, LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 5,029
Total Mortgage Loan Application Amount $1,149,885,000
Average Mortgage Loan Application Amount $228,650
Highest Mortgage Loan Application Amount $15,755,000
Average Applicant Income $116,000
Highest Applicant Income $8,532,000

Mortgage Company List for Lending in Twin Falls, ID for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ n/a 873 $ 158,095,000
First Federal Savings Bank
303 SHOSHONE ST N
TWIN FALLS, ID 83303
* $ n/a 685 $ 124,715,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 307 $ 72,685,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 199 $ 62,995,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 184 $ 43,180,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 168 $ 55,750,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 149 $ 34,595,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 123 $ 27,425,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 119 $ 38,785,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 114 $ 25,030,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 113 $ 16,535,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 96 $ 24,710,000
Pioneer Federal Credit Union
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ n/a 96 $ 11,070,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 93 $ 26,435,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ n/a 89 $ 24,415,000
Westmark Credit Union
PO BOX 2869
IDAHO FALLS, ID 83404
* $ n/a 74 $ 7,360,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 72 $ 21,000,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 71 $ 5,635,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 60 $ 16,130,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 53 $ 12,115,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 48 $ 15,360,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 45 $ 8,375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 43 $ 8,985,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 35 $ 10,735,000
Farmers Bank
890 SHOSHONE ST E
TWIN FALLS, ID 83301
* $ n/a 35 $ 4,755,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 33 $ 4,525,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 29 $ 6,015,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 27 $ 6,685,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 25 $ 12,915,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 23 $ 5,095,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 23 $ 1,155,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 22 $ 3,050,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 21 $ 3,195,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 19 $ 5,775,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 19 $ 4,755,000
Capital Educators Fed CU
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ n/a 19 $ 3,135,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 17 $ 4,285,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 15 $ 3,275,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 15 $ 2,045,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 15 $ 2,125,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 15 $ 815,000
Connections Credit Union
1150 NORTH 8TH AVENUE
POCATELLO, ID 83201
* $ n/a 15 $ 2,105,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 14 $ 1,100,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 14 $ 2,760,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 14 $ 1,560,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 14 $ 3,570,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 14 $ 4,130,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 14 $ 4,480,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 13 $ 7,115,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 13 $ 3,575,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 13 $ 3,205,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 13 $ 3,035,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 13 $ 4,825,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 12 $ 5,050,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 12 $ 4,040,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 11 $ 1,915,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 11 $ 3,115,000
Bank of Idaho
399 N CAPITAL
IDAHO FALLS, ID 83403
* $ n/a 10 $ 3,050,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 10 $ 3,470,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 9 $ 3,635,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 9 $ 2,645,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 9 $ 1,975,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 9 $ 515,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 8 $ 2,730,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ n/a 8 $ 2,150,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 7 $ 2,115,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 7 $ 1,765,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 7 $ 1,195,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 6 $ 2,340,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ n/a 6 $ 1,090,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 1,100,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 6 $ 1,100,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 6 $ 2,340,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 6 $ 1,730,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 5 $ 1,955,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 5 $ 1,265,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 5 $ 1,935,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 5 $ 2,005,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 5 $ 1,905,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 4 $ 1,000,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 4 $ 390,000
Bluebird Home Loans LLC
616 SOUTH AMERICANA BLVD
BOISE, ID 83702
* $ n/a 4 $ 1,710,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 4 $ 1,040,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 4 $ 850,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 4 $ 960,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 4 $ 800,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 4 $ 930,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 750,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 795,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 895,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 1,305,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 1,285,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ n/a 3 $ 545,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 1,085,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 3 $ 1,305,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 3 $ 515,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 3 $ 1,185,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 3 $ 245,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 3 $ 905,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 3 $ 1,045,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 3 $ 665,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 3 $ 495,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ n/a 3 $ 395,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 3 $ 1,485,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 3 $ 1,445,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 3 $ 735,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 185,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 575,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 465,000
Beehive Federal Credit Union
PO BOX 40
REXBURG, ID 83440
* $ n/a 3 $ 505,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 1,830,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 2 $ 220,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 460,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 2 $ 360,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 660,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 420,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 2 $ 110,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 2 $ 600,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 2 $ 530,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 2 $ 570,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 650,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 510,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 330,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ n/a 2 $ 460,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 2 $ 680,000
Frontier Credit Union
865 S WOODRUFF AVE
IDAHO FALLS, ID 83401
* $ n/a 2 $ 4,170,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ n/a 2 $ 110,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ n/a 2 $ 490,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 640,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 2 $ 360,000
Mortgage Express
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97224
* $ n/a 2 $ 790,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 710,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 1,020,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 450,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 2 $ 440,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 530,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 205,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 545,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 85,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ n/a 1 $ 305,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 335,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 295,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 105,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 195,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 405,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 75,000
Evergreen Bank Group
1515 22ND ST # 100
OAK BROOK, IL 60523
* $ n/a 1 $ 85,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 165,000
Plus Relocation Mortgage, LLC
1100 VIRGINIA DRIVE, SUITE 125
FORT WASHINGTON, PA 19034
* $ n/a 1 $ 385,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 255,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 245,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 155,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 335,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 1 $ 405,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 5,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 465,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 225,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 445,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ n/a 1 $ 35,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 275,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 545,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 405,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 595,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 55,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 515,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 45,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 425,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 1 $ 105,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ n/a 1 $ 405,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ n/a 1 $ 55,000
Granite Federal Credit Union
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ n/a 1 $ 255,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 525,000
Peoples State Bank
301 EAST BLACKHAWK AVENUE
PRAIRIE DU CHIEN, WI 53821
* $ n/a 1 $ 405,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 215,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 1 $ 455,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ n/a 1 $ 455,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ n/a 1 $ 75,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 105,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 195,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 1 $ 5,815,000
Consolidated Community Credit
1033 NE 6TH AVE
PORTLAND, OR 97232
* $ n/a 1 $ 55,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 255,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 1 $ 235,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 305,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 305,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 105,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 405,000
Cbre Multifamily Capital, Inc.

HOUSTON, TX 77079
* $ n/a 1 $ 15,755,000
The Bank of Commerce
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ n/a 1 $ 355,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ n/a 1 $ 2,415,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 1,205,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 765,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 305,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 75,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 235,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 195,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 395,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 275,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 365,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 365,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 1 $ 325,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 1 $ 145,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 185,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 1 $ 95,000
Loanfront, LLC

RED BANK, NJ 07701
* $ n/a 1 $ 405,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 185,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 655,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 55,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 35,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ n/a 1 $ 285,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 315,000
Altura Credit Union
2847 CAMPUS PKWY
RIVERSIDE, CA 92507
* $ n/a 1 $ 295,000
Utah Mortgage Loan Corporation
3300 N TRIUMPH BLVD #100
LEHI, UT 84043
* $ n/a 1 $ 365,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ n/a 1 $ 285,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 435,000

The tables below break down 2024 mortgage applications in Twin Falls, ID metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Twin Falls, ID in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,373 $709,855,000 $299,000 $10,005,000 $121,000 $8,532,000
Cash-out Refinancing 903 $174,955,000 $193,000 $1,605,000 $96,000 $883,000
Home Improvement 689 $63,725,000 $92,000 $545,000 $113,000 $720,000
Refinancing 603 $162,545,000 $269,000 $15,755,000 $139,000 $6,500,000
Other Purpose 459 $38,675,000 $84,000 $505,000 $114,000 $2,796,000
Not Applicable 2 $130,000 $65,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,219 $686,945,000 $213,000 $1,705,000 $114,000 $3,209,000
Hispanic 811 $151,275,000 $186,000 $1,205,000 $121,000 $8,532,000
Not Provided 538 $137,630,000 $255,000 $3,825,000 $128,000 $3,435,000
Not applicable 332 $140,440,000 $423,000 $15,755,000 $74,000 $159,000
Asian 64 $17,130,000 $267,000 $665,000 $100,000 $420,000
Black or African American 29 $7,345,000 $253,000 $495,000 $69,000 $103,000
American Indian or Alaskan Native 26 $6,360,000 $244,000 $1,065,000 $156,000 $817,000
Native Hawaiian or Other Pacific Islander 10 $2,760,000 $276,000 $675,000 $150,000 $362,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,768 $767,470,000 $203,000 $15,755,000 $125,000 $8,532,000
FHA-insured (Federal Housing Administration) 877 $248,465,000 $283,000 $665,000 $83,000 $293,000
VA-guaranteed (Veterans Administration) 376 $131,960,000 $350,000 $1,305,000 $97,000 $419,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,990,000 $248,000 $325,000 $78,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,864 $674,100,000 $235,000 $10,005,000 $119,000 $8,532,000
Application Denied By Financial Institution 841 $132,215,000 $157,000 $1,705,000 $106,000 $6,500,000
Application Withdrawn By Applicant 622 $168,100,000 $270,000 $15,755,000 $112,000 $1,020,000
Loan Purchased By The Institution 340 $101,750,000 $299,000 $765,000 $119,000 $808,000
Application Approved But Not Accepted 203 $41,975,000 $206,000 $1,405,000 $146,000 $6,411,000
File Closed For Incompleteness 150 $29,470,000 $196,000 $795,000 $96,000 $419,000
Preapproval Approved but not Accepted 8 $2,070,000 $258,000 $345,000 $72,000 $99,000
Preapproval Denied by Financial Institution 1 $205,000 $205,000 $205,000 $49,000 $49,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,164 $1,008,270,000 $242,000 $15,755,000 $119,000 $8,532,000
Debt-To-Income Ratio 406 $65,450,000 $161,000 $3,825,000 $84,000 $827,000
Credit History 184 $26,220,000 $142,000 $1,205,000 $117,000 $2,796,000
Collateral 96 $17,160,000 $178,000 $655,000 $119,000 $466,000
Credit Application Incomplete 74 $13,050,000 $176,000 $625,000 $95,000 $496,000
Other 46 $6,810,000 $148,000 $1,045,000 $234,000 $6,500,000
Unverifiable Information 30 $6,700,000 $223,000 $435,000 $150,000 $693,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,715,000 $247,000 $705,000 $125,000 $605,000
Employment History 14 $2,510,000 $179,000 $1,065,000 $82,000 $180,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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