Union County, AR Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,334 mortgage applications in Union County, AR totaling $206.1 million, up 7% from 2024. The average application was for $154,000, and applicants reported an average income of $103,000. 38% of applications resulted in an originated loan and 24% were denied. The most active lender was 21st Mortgage, with 144 applications, followed by Triad Financial Services, Inc. and Vanderbilt Mortgage and Finance, Inc.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,334
Total Mortgage Loan Application Amount $206,130,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $3,305,000
Average Applicant Income $103,000
Highest Applicant Income $8,898,000

Mortgage Company List for Lending in Union County, AR for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 144 $ 17,130,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 140 $ 16,500,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 112 $ 12,010,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ n/a 72 $ 12,290,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 69 $ 15,105,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 60 $ 14,030,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 58 $ 8,020,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 53 $ 8,955,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ n/a 40 $ 5,020,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 34 $ 3,540,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 33 $ 5,735,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 30 $ 3,920,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 28 $ 6,850,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 24 $ 2,800,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 21 $ 4,685,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 18 $ 2,420,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 18 $ 2,190,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 16 $ 4,330,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 1,555,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 13 $ 1,235,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 13 $ 1,305,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 12 $ 2,470,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 11 $ 1,595,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 1,760,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 10 $ 1,390,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 10 $ 1,620,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 1,885,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 720,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 8 $ 2,080,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ n/a 8 $ 590,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 865,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 945,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 6 $ 1,090,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 6 $ 1,270,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ n/a 6 $ 750,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ n/a 6 $ 2,120,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 5 $ 485,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 5 $ 1,045,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ n/a 5 $ 1,235,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 635,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 635,000
Bodcaw Bank
307 THOMAS ST
STAMPS, AR 71860
* $ n/a 4 $ 760,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 440,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 4 $ 520,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 520,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 4 $ 520,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 290,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 110,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 735,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 265,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 135,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 485,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ n/a 3 $ 125,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 640,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 170,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 2 $ 760,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 430,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 80,000
Origin Bank

HOUSTON, TX 77024
* $ n/a 2 $ 290,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 2 $ 340,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 2 $ 310,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 2 $ 470,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 430,000
Century Next Bank
505 N. VIENNA ST.
RUSTON, LA 71270
* $ n/a 2 $ 390,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 2 $ 580,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 440,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ n/a 2 $ 710,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 35,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ n/a 1 $ 45,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 165,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 255,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ n/a 1 $ 115,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 1 $ 395,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 165,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 1 $ 555,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 85,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 185,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 185,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 125,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 195,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 135,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 175,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 75,000
Bank of 1889
PO 367
BERRYVILLE, AR 72616
* $ n/a 1 $ 265,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 85,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 75,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 205,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 35,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 245,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 155,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 215,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 295,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 1 $ 285,000
Gateway Bank
PO BOX 345 112 MAIN STREET
RISON, AR 71665
* $ n/a 1 $ 105,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 275,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 135,000
Cotton Belt Federal Credit Union
1703 RIVER PINES BLVD
PINE BLUFF, AR 71601
* $ n/a 1 $ 45,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 275,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ n/a 1 $ 305,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 1 $ 3,305,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 375,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 125,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 75,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 305,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 375,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 165,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 345,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 55,000
Commercial Capital Bank
311 BROADWAY ST
DELHI, LA 71232
* $ n/a 1 $ 75,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 275,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 65,000

The tables below break down 2025 mortgage applications in Union County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Union County, AR in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 973 $154,125,000 $158,000 $3,305,000 $88,000 $1,175,000
Cash-out Refinancing 139 $19,345,000 $139,000 $525,000 $88,000 $293,000
Refinancing 98 $25,080,000 $255,000 $755,000 $162,000 $704,000
Other Purpose 73 $4,645,000 $63,000 $505,000 $233,000 $8,898,000
Home Improvement 46 $2,710,000 $58,000 $215,000 $153,000 $1,380,000
Not Applicable 5 $225,000 $45,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 673 $103,595,000 $153,000 $755,000 $124,000 $8,898,000
Black or African American 356 $42,580,000 $119,000 $605,000 $70,000 $863,000
Not applicable 173 $36,855,000 $213,000 $3,305,000 $79,000 $187,000
Not Provided 82 $14,720,000 $179,000 $605,000 $84,000 $300,000
Hispanic 32 $3,740,000 $116,000 $355,000 $59,000 $224,000
Asian 11 $3,375,000 $306,000 $545,000 $134,000 $205,000
American Indian or Alaskan Native 7 $1,265,000 $180,000 $255,000 $84,000 $132,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 928 $129,250,000 $139,000 $3,305,000 $110,000 $8,898,000
FHA-insured (Federal Housing Administration) 226 $41,300,000 $182,000 $435,000 $76,000 $233,000
VA-guaranteed (Veterans Administration) 115 $25,515,000 $221,000 $605,000 $95,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 65 $10,065,000 $154,000 $325,000 $73,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 511 $87,635,000 $171,000 $3,305,000 $109,000 $1,175,000
Application Denied By Financial Institution 325 $39,355,000 $121,000 $605,000 $103,000 $8,898,000
Loan Purchased By The Institution 159 $31,165,000 $196,000 $555,000 $87,000 $187,000
File Closed For Incompleteness 136 $16,480,000 $121,000 $505,000 $79,000 $500,000
Application Withdrawn By Applicant 122 $21,070,000 $172,000 $755,000 $116,000 $1,380,000
Application Approved But Not Accepted 81 $10,425,000 $128,000 $665,000 $89,000 $320,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 993 $160,955,000 $162,000 $765,000 $103,000 $1,380,000
Credit History 168 $19,490,000 $116,000 $605,000 $125,000 $8,898,000
Debt-To-Income Ratio 79 $13,325,000 $168,000 $3,305,000 $71,000 $570,000
Credit Application Incomplete 29 $3,515,000 $121,000 $495,000 $66,000 $307,000
Other 24 $3,340,000 $139,000 $585,000 $81,000 $184,000
Collateral 20 $2,670,000 $133,000 $605,000 $128,000 $518,000
Unverifiable Information 18 $2,340,000 $130,000 $385,000 $65,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 2 $460,000 $230,000 $395,000 $182,000 $208,000
Employment History 1 $35,000 $35,000 $35,000 $83,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List