Wabasha County, MN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 778 mortgage applications in Wabasha County, MN totaling $157.7 million, up 18% from 2024. The average application was for $202,000, and applicants reported an average income of $120,000. 61% of applications resulted in an originated loan and 14% were denied. The most active lender was Peoples State Bank of Plainview, with 83 applications, followed by United Wholesale Mortgage and Guaranteed Rate, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 778
Total Mortgage Loan Application Amount $157,660,000
Average Mortgage Loan Application Amount $202,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $120,000
Highest Applicant Income $1,294,000

Mortgage Company List for Lending in Wabasha County, MN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ n/a 83 $ 13,635,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 38 $ 9,990,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 29 $ 8,235,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 26 $ 1,190,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 25 $ 4,155,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ n/a 23 $ 4,605,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 22 $ 3,830,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 22 $ 4,220,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 21 $ 2,615,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 19 $ 5,255,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 19 $ 3,745,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 4,760,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ n/a 18 $ 2,000,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 17 $ 4,175,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 15 $ 5,705,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 15 $ 4,205,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ n/a 13 $ 1,155,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 12 $ 1,150,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 11 $ 2,545,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ n/a 11 $ 2,225,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 11 $ 2,645,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 11 $ 1,825,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 9 $ 1,795,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 1,295,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 9 $ 1,545,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 8 $ 420,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 8 $ 2,010,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 8 $ 1,960,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 1,505,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 7 $ 1,515,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,345,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 1,705,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 1,835,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 6 $ 920,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 1,150,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 6 $ 560,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 1,500,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,610,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 5 $ 1,645,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 1,175,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 5 $ 1,075,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 205,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 5 $ 485,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 4 $ 760,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 4 $ 1,570,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 1,010,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 4 $ 790,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 1,280,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 540,000
Eagle Rock Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ n/a 4 $ 1,720,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 4 $ 400,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,035,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 3 $ 615,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 285,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 305,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 655,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 3 $ 695,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 935,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 455,000
First Security Bank
316 BYRON AVE N
BYRON, MN 55920
* $ n/a 2 $ 290,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 2 $ 580,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 2 $ 490,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 260,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 680,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 480,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 400,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ n/a 2 $ 1,180,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 120,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 2 $ 340,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 2 $ 570,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 90,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 630,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 2 $ 850,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 285,000
North Shore Federal Credit Union
85 OUTER DR
SILVER BAY, MN 55614
* $ n/a 1 $ 115,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 175,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 405,000
Expedition Credit Union
1270 NORTHLAND DRIVE SUITE 350
MENDOTA HEIGHTS, MN 55120
* $ n/a 1 $ 45,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ n/a 1 $ 295,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 305,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ n/a 1 $ 105,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 395,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 115,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 295,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ n/a 1 $ 1,505,000
Park State Bank
2630 WEST SUPERIOR STREET
DULUTH, MN 55806
* $ n/a 1 $ 65,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 275,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 1 $ 45,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 235,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 265,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 245,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 265,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 175,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 175,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 55,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 145,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 135,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 575,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 35,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 125,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 675,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 425,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 1 $ 45,000
Heritage Bank Minnesota
181 MAIN STREET
WEST CONCORD, MN 55985
* $ n/a 1 $ 175,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 775,000
Sterling State Bank
1419 1ST AVE SW
AUSTIN, MN 55912
* $ n/a 1 $ 65,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 65,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 55,000
Premier Bank Minnesota
101 10TH ST E
HASTINGS, MN 55033
* $ n/a 1 $ 365,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 1 $ 105,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 255,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 65,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 1 $ 105,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 1 $ 225,000
State Bank of the Lakes, N.A.
440 LAKE STREET
ANTIOCH, IL 60002
* $ n/a 1 $ 225,000

The tables below break down 2025 mortgage applications in Wabasha County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wabasha County, MN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 394 $94,990,000 $241,000 $965,000 $112,000 $678,000
Cash-out Refinancing 119 $25,115,000 $211,000 $775,000 $121,000 $1,200,000
Refinancing 109 $25,485,000 $233,000 $1,505,000 $133,000 $1,294,000
Other Purpose 85 $6,265,000 $73,000 $255,000 $123,000 $517,000
Home Improvement 70 $5,700,000 $81,000 $425,000 $136,000 $497,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 627 $124,485,000 $198,000 $965,000 $118,000 $1,200,000
Not Provided 62 $12,530,000 $202,000 $725,000 $133,000 $1,294,000
Not applicable 59 $14,975,000 $253,000 $1,505,000 $134,000 $202,000
Hispanic 19 $3,105,000 $163,000 $425,000 $116,000 $600,000
Black or African American 7 $2,145,000 $306,000 $365,000 $117,000 $198,000
American Indian or Alaskan Native 2 $80,000 $40,000 $65,000 $36,000 $38,000
Asian 1 $215,000 $215,000 $215,000 $268,000 $268,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $48,000 $48,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 640 $121,470,000 $189,000 $1,505,000 $124,000 $1,294,000
FHA-insured (Federal Housing Administration) 65 $16,245,000 $249,000 $475,000 $91,000 $270,000
VA-guaranteed (Veterans Administration) 64 $17,820,000 $278,000 $615,000 $97,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $2,125,000 $236,000 $305,000 $81,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 475 $98,885,000 $208,000 $965,000 $126,000 $1,294,000
Application Denied By Financial Institution 106 $16,320,000 $153,000 $785,000 $103,000 $1,200,000
Application Withdrawn By Applicant 90 $21,470,000 $238,000 $1,505,000 $114,000 $378,000
Loan Purchased By The Institution 59 $13,235,000 $224,000 $525,000 $106,000 $202,000
Application Approved But Not Accepted 28 $3,890,000 $138,000 $435,000 $85,000 $145,000
File Closed For Incompleteness 18 $3,410,000 $189,000 $355,000 $151,000 $600,000
Preapproval Denied by Financial Institution 2 $450,000 $225,000 $275,000 $53,000 $86,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 556 $119,740,000 $215,000 $1,505,000 $124,000 $1,294,000
Debt-To-Income Ratio 152 $27,000,000 $177,000 $785,000 $109,000 $514,000
Credit History 26 $4,350,000 $167,000 $615,000 $94,000 $270,000
Collateral 15 $2,515,000 $167,000 $405,000 $102,000 $318,000
Credit Application Incomplete 15 $2,505,000 $167,000 $475,000 $93,000 $200,000
Other 8 $840,000 $105,000 $165,000 $74,000 $132,000
Unverifiable Information 4 $410,000 $102,000 $185,000 $64,000 $77,000
Mortgage Insurance Denied 1 $25,000 $25,000 $25,000 $133,000 $133,000
Employment History 1 $275,000 $275,000 $275,000 $1,200,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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