Westmoreland County, PA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 11,895 mortgage applications in Westmoreland County, PA totaling $1.8 billion, up 1% from 2023. The average application was for $154,000, and applicants reported an average income of $105,000. 57% of applications resulted in an originated loan and 18% were denied. The most active lender was PNC Bank N.A., with 954 applications, followed by S&T Bank and Dollar Bank, FSB.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,895
Total Mortgage Loan Application Amount $1,838,795,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $10,395,000
Average Applicant Income $105,000
Highest Applicant Income $3,285,000

Mortgage Company List for Lending in Westmoreland County, PA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 954 $ 118,510,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ n/a 681 $ 90,615,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 674 $ 74,700,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 673 $ 84,735,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 607 $ 82,865,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 579 $ 61,665,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 317 $ 68,365,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 271 $ 55,815,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 244 $ 18,160,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 243 $ 51,485,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ n/a 218 $ 31,340,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 213 $ 44,655,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ n/a 205 $ 19,605,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 190 $ 15,380,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 181 $ 39,785,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 174 $ 21,530,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 155 $ 35,125,000
West Penn Financial Service Center, Inc.
2250 BABCOCK BLVD
PITTSBURGH, PA 15237
* $ n/a 132 $ 27,760,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 129 $ 27,605,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 127 $ 27,355,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ n/a 126 $ 27,040,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 116 $ 20,790,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 116 $ 20,790,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 107 $ 21,055,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 103 $ 11,195,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 98 $ 16,660,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 89 $ 8,185,000
Pheple Federal Credit Union
1007 GEORGES STATION ROAD
GREENSBURG, PA 15601
* $ n/a 85 $ 4,825,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 85 $ 17,455,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 83 $ 6,155,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 80 $ 15,890,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 79 $ 13,185,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 79 $ 17,535,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 77 $ 14,825,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 74 $ 2,860,000
Commercial Bank & Trust of Pa
PO BOX 429, 900 LIGONIER STREET
LATROBE, PA 15650
* $ n/a 70 $ 7,770,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 70 $ 10,820,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 70 $ 15,890,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 69 $ 8,625,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 61 $ 10,775,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 58 $ 4,450,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ n/a 58 $ 11,470,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ n/a 58 $ 21,150,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 57 $ 4,195,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 56 $ 10,200,000
Valley 1st Community FCU
815 SCHOONMAKER AVE.
MONESSEN, PA 15062
* $ n/a 55 $ 3,535,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 55 $ 11,735,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 55 $ 10,375,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 53 $ 13,355,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 52 $ 8,900,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 52 $ 2,680,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 52 $ 6,880,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 48 $ 9,420,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 47 $ 10,025,000
1st Summit Bank
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ n/a 46 $ 9,840,000
Westmoreland Federal Savings
322 MAIN STREET PO BOX 677
LATROBE, PA 15650
* $ n/a 42 $ 5,480,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 40 $ 6,680,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 40 $ 6,920,000
Cfsbank
101 MCKEAN AVENUE
CHARLEROI, PA 15022
* $ n/a 39 $ 7,715,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 38 $ 7,510,000
Usx Federal Credit Union
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ n/a 37 $ 3,015,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 37 $ 9,635,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ n/a 36 $ 6,600,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 35 $ 7,365,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 35 $ 5,165,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 34 $ 4,510,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 32 $ 6,230,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 31 $ 6,135,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 29 $ 3,215,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 28 $ 4,220,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 28 $ 5,600,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 27 $ 4,605,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 27 $ 5,715,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 26 $ 3,550,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 25 $ 2,695,000
Federated Mortgage Corp
1301 GRANDVIEW AVE SUITE #100
PITTSBURGH, PA 15211
* $ n/a 25 $ 5,665,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 24 $ 4,750,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ n/a 24 $ 3,420,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 23 $ 3,315,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 22 $ 5,810,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ n/a 22 $ 3,760,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ n/a 21 $ 3,055,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 20 $ 6,450,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 20 $ 3,680,000
Mon Valley Community Federal Credit Union
PO BOX 189, 1932 MAIN STREET
ALLENPORT, PA 15412
* $ n/a 19 $ 1,625,000
SSB Bank
8700 PERRY HIGHWAY
PITTSBURGH, PA 15237
* $ n/a 19 $ 7,195,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 18 $ 4,410,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ n/a 18 $ 1,730,000
Apollo Trust Company
PO BOX 247
APOLLO, PA 15613
* $ n/a 18 $ 1,690,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 18 $ 3,510,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 18 $ 3,380,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 17 $ 2,755,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 17 $ 3,105,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ n/a 17 $ 2,045,000
Tri Boro Federal Credit Union
600 EAST 8TH AVENUE
MUNHALL, PA 15120
* $ n/a 16 $ 1,380,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 16 $ 1,950,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 14 $ 3,190,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ n/a 14 $ 1,400,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 14 $ 3,210,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 13 $ 2,535,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 13 $ 1,375,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ n/a 13 $ 4,155,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 13 $ 2,105,000
United Community FCU
6010 MOUNTAIN VIEW DR
WEST MIFFLIN, PA 15122
* $ n/a 12 $ 800,000
Omega Federal Credit Union
PO BOX 15038
PITTSBURGH, PA 15237
* $ n/a 12 $ 630,000
Allegent Community FCU
1001 LIBERTY AVE
PITTSBURGH, PA 15222
* $ n/a 12 $ 600,000
Elderton State Bank
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ n/a 12 $ 1,820,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 11 $ 795,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 11 $ 1,425,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 11 $ 875,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 11 $ 1,705,000
Rmc Home Mortgage, LLC
6000 BROOKTREE ROAD SUITE 310
WEXFORD, PA 15090
* $ n/a 11 $ 4,095,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 10 $ 2,660,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 10 $ 3,730,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 10 $ 2,030,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 10 $ 1,420,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 10 $ 1,330,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 10 $ 1,410,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 9 $ 2,235,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 9 $ 685,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 9 $ 2,045,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 9 $ 2,465,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 9 $ 1,925,000
Brentwood Bank
411 MCMURRAY ROAD
BETHEL PARK, PA 15102
* $ n/a 9 $ 1,485,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 9 $ 2,275,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ n/a 9 $ 2,705,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 8 $ 920,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 8 $ 1,650,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 8 $ 840,000
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ n/a 8 $ 490,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 8 $ 690,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 8 $ 1,870,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ n/a 8 $ 2,970,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 8 $ 480,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ n/a 8 $ 780,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 8 $ 1,950,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 8 $ 1,510,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 8 $ 1,350,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 7 $ 1,245,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ n/a 7 $ 2,965,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 7 $ 1,435,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 7 $ 775,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 7 $ 1,785,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 7 $ 1,075,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ n/a 7 $ 995,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 7 $ 1,615,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 7 $ 2,195,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 7 $ 1,075,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 7 $ 645,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 7 $ 1,115,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 7 $ 655,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 1,550,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 6 $ 1,020,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ n/a 6 $ 2,490,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 6 $ 480,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 6 $ 1,080,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 6 $ 2,420,000
Century Heritage FCU
700 REGIS AVE
PITTSBURGH, PA 15236
* $ n/a 6 $ 330,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 6 $ 640,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 6 $ 1,240,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 5 $ 445,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 5 $ 1,385,000
Frick Financial FCU
235 PITTSBURGH STREET
UNIONTOWN, PA 15401
* $ n/a 5 $ 335,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 5 $ 845,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 5 $ 995,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 5 $ 1,185,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 5 $ 1,255,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 4 $ 1,260,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 4 $ 540,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 4 $ 490,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 4 $ 820,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 4 $ 850,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 4 $ 990,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 4 $ 640,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 4 $ 570,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 4 $ 1,270,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 4 $ 620,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 4 $ 690,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 4 $ 280,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 570,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 3 $ 1,575,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 3 $ 1,405,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 645,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 535,000
Sail Mortgage Corp

SEVEN FIELDS, PA 16046
* $ n/a 3 $ 845,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 3 $ 355,000
Greater Pittsburgh Police FCU
1338 CHARTIERS AVE
PITTSBURGH, PA 15220
* $ n/a 3 $ 385,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 3 $ 625,000
The United Federal Credit Union
3 SUNSET BEACH ROAD
MORGANTOWN, WV 26508
* $ n/a 3 $ 175,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ n/a 3 $ 705,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 3 $ 295,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 3 $ 715,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ n/a 3 $ 285,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ n/a 3 $ 95,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 255,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 3 $ 515,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 3 $ 375,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 2 $ 270,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 2 $ 140,000
Marion Center Bank
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ n/a 2 $ 610,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 530,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 2 $ 170,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 2 $ 170,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 2 $ 810,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ n/a 2 $ 270,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ n/a 2 $ 330,000
Millennium Financial Group Inc dba Mlend
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ n/a 2 $ 430,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 2 $ 170,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ n/a 2 $ 370,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 230,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 260,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 2 $ 190,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 2 $ 320,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 2 $ 550,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 2 $ 560,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 2 $ 630,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 2 $ 190,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 2 $ 330,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 510,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 280,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 390,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 2 $ 240,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 2 $ 260,000
Armstrong Associates FCU
414 FORD ST. P.O. BOX 191
FORD CITY, PA 16226
* $ n/a 2 $ 50,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ n/a 2 $ 340,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ n/a 2 $ 900,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 2 $ 410,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 2 $ 650,000
First Commonwealth Federal Cre
257 BRODHEAD ROAD
ALLENTOWN, PA 18106
* $ n/a 2 $ 40,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 2 $ 200,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 300,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 250,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 55,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 1 $ 65,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ n/a 1 $ 65,000
Slovenian Savings & Loan Association of Franklin-Conemaugh
361 FIRST ST
JOHNSTOWN, PA 15909
* $ n/a 1 $ 315,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 125,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ n/a 1 $ 105,000
Belco Community Credit Union
449 EISENHOWER BLVD
HARRISBURG, PA 17111
* $ n/a 1 $ 25,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 345,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ n/a 1 $ 85,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ n/a 1 $ 45,000
New Alliance Credit Union
835 MERCHANT STREET
AMBRIDGE, PA 15003
* $ n/a 1 $ 35,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ n/a 1 $ 295,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 1 $ 225,000
Community Bank of Parkersburg
631 JULIANA ST
PARKERSBURG, WV 26101
* $ n/a 1 $ 105,000
Pennian Bank
2 NORTH MAIN STREET, P.O. BOX 96
MIFFLINTOWN, PA 17059
* $ n/a 1 $ 165,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 95,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 1 $ 345,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 275,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ n/a 1 $ 105,000
Ussco Federal Credit Union
532 OAKRIDGE DRIVE
JOHNSTOWN, PA 15904
* $ n/a 1 $ 25,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ n/a 1 $ 135,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 1 $ 115,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 1 $ 235,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ n/a 1 $ 185,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 105,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 25,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 185,000
Belmont Savings Bank
PO BOX 654
BELLAIRE, OH 43906
* $ n/a 1 $ 255,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 315,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 555,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 115,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 15,000
Sun East Federal Credit Union
4500 PENNELL ROAD
ASTON, PA 19014
* $ n/a 1 $ 105,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 125,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 225,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 1 $ 235,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 55,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 35,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 75,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 85,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 95,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 185,000
Phoenixville Federal Bank & Trust
P.O. BOX 629 564 NUTT RD
PHOENIXVILLE, PA 19460
* $ n/a 1 $ 65,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 1 $ 165,000
Evergreen Bank Group
1515 22ND ST # 100
OAK BROOK, IL 60523
* $ n/a 1 $ 75,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ n/a 1 $ 125,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 235,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 325,000
Washington Area Teachers FCU
75 LANDINGS DR
WASHINGTON, PA 15301
* $ n/a 1 $ 75,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 95,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ n/a 1 $ 235,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 285,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 125,000
1st Colonial Community Bank
210 LAKE DR EAST SUITE 300
COLLINGSWOOD, NJ 08108
* $ n/a 1 $ 255,000
Archwest Funding

IRVINE, CA 92612
* $ n/a 1 $ 195,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ n/a 1 $ 125,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 245,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ n/a 1 $ 255,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 485,000
Aberdeen Proving Ground FCU
PO BOX 1176
ABERDEEN, MD 21001
* $ n/a 1 $ 85,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 465,000
Five Star Bank
2240 DOUGLAS BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 985,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 185,000
Penncrest Bank
1201 12TH STREET
ALTOONA, PA 16601
* $ n/a 1 $ 35,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 255,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 345,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ n/a 1 $ 75,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 505,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 1 $ 225,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 1 $ 385,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 365,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 165,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ n/a 1 $ 675,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 245,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 55,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 195,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 185,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 285,000
Member One Federal Credit Union
P.O. BOX 12288
ROANOKE, VA 24024
* $ n/a 1 $ 325,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ n/a 1 $ 85,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 1 $ 195,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 185,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ n/a 1 $ 85,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 1 $ 135,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 10,395,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 25,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 455,000

The tables below break down 2024 mortgage applications in Westmoreland County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Westmoreland County, PA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,143 $1,091,585,000 $212,000 $4,575,000 $104,000 $1,248,000
Home Improvement 1,957 $144,835,000 $74,000 $645,000 $112,000 $1,708,000
Refinancing 1,806 $268,310,000 $148,000 $10,395,000 $111,000 $3,285,000
Other Purpose 1,724 $129,390,000 $75,000 $605,000 $104,000 $2,153,000
Cash-out Refinancing 1,257 $203,905,000 $162,000 $905,000 $87,000 $927,000
Not Applicable 8 $770,000 $96,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,163 $1,324,665,000 $144,000 $2,005,000 $105,000 $3,285,000
Not applicable 1,106 $244,180,000 $220,000 $10,395,000 $77,000 $416,000
Not Provided 1,009 $166,045,000 $164,000 $1,555,000 $108,000 $1,708,000
Black or African American 259 $40,215,000 $155,000 $875,000 $90,000 $453,000
Hispanic 189 $29,445,000 $155,000 $775,000 $102,000 $600,000
Asian 118 $25,970,000 $220,000 $625,000 $144,000 $766,000
American Indian or Alaskan Native 40 $6,730,000 $168,000 $685,000 $123,000 $696,000
Native Hawaiian or Other Pacific Islander 10 $1,520,000 $152,000 $315,000 $144,000 $618,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,537 $1,366,835,000 $143,000 $10,395,000 $109,000 $3,285,000
FHA-insured (Federal Housing Administration) 1,561 $283,625,000 $181,000 $505,000 $79,000 $670,000
VA-guaranteed (Veterans Administration) 658 $166,880,000 $253,000 $975,000 $95,000 $361,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 139 $21,455,000 $154,000 $295,000 $67,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,825 $1,096,325,000 $160,000 $10,395,000 $111,000 $2,153,000
Application Denied By Financial Institution 2,167 $236,785,000 $109,000 $1,655,000 $90,000 $3,285,000
Application Withdrawn By Applicant 1,135 $191,095,000 $168,000 $2,005,000 $98,000 $927,000
Loan Purchased By The Institution 962 $209,800,000 $218,000 $795,000 $89,000 $416,000
File Closed For Incompleteness 479 $62,265,000 $129,000 $1,555,000 $110,000 $1,050,000
Application Approved But Not Accepted 316 $40,160,000 $127,000 $805,000 $107,000 $654,000
Preapproval Approved but not Accepted 10 $2,240,000 $224,000 $425,000 $109,000 $170,000
Preapproval Denied by Financial Institution 1 $125,000 $125,000 $125,000 $52,000 $52,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,622 $1,583,520,000 $164,000 $10,395,000 $108,000 $2,153,000
Credit History 771 $62,955,000 $81,000 $515,000 $98,000 $3,285,000
Debt-To-Income Ratio 644 $87,960,000 $136,000 $1,035,000 $72,000 $969,000
Collateral 408 $44,610,000 $109,000 $605,000 $99,000 $723,000
Credit Application Incomplete 214 $24,750,000 $115,000 $655,000 $107,000 $670,000
Other 136 $19,720,000 $145,000 $795,000 $85,000 $263,000
Unverifiable Information 42 $6,130,000 $145,000 $505,000 $120,000 $641,000
Insufficient Cash (Downpayment, Closing Cost) 41 $6,785,000 $165,000 $1,655,000 $105,000 $1,460,000
Employment History 17 $2,365,000 $139,000 $575,000 $82,000 $255,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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