Wright County, MO Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 636 mortgage applications in Wright County, MO totaling $111.2 million, up 15% from 2024. The average application was for $174,000, and applicants reported an average income of $79,000. 50% of applications resulted in an originated loan and 17% were denied. The most active lender was Flat Branch Mortgage, Inc., with 34 applications, followed by Mortgage Research Center and Stockmens Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 636
Total Mortgage Loan Application Amount $111,200,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $79,000
Highest Applicant Income $473,000

Mortgage Company List for Lending in Wright County, MO for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 34 $ 5,660,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 27 $ 6,725,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ n/a 26 $ 4,150,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 24 $ 4,510,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 21 $ 2,725,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 20 $ 3,460,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ n/a 17 $ 2,955,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 17 $ 2,555,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 16 $ 4,270,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 16 $ 2,210,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 14 $ 2,930,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 14 $ 2,350,000
Homepride Bank
P.O. BOX 138
MANSFIELD, MO 65704
* $ n/a 13 $ 1,595,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 12 $ 1,760,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 12 $ 2,860,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 11 $ 1,505,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 11 $ 2,855,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 11 $ 1,865,000
Arvest Bank

TULSA, OK 74103
* $ n/a 11 $ 1,035,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 10 $ 1,230,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 10 $ 1,280,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 1,225,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 8 $ 1,840,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 8 $ 760,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 1,395,000
The Seymour Bank
119 N MAIN
SEYMOUR, MO 65746
* $ n/a 7 $ 925,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 7 $ 995,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 6 $ 770,000
Peoples Community Bank
PO BOX 350
GREENVILLE, MO 63944
* $ n/a 6 $ 650,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 1,610,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 6 $ 760,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,280,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 6 $ 1,000,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 5 $ 1,485,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 5 $ 955,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 275,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 5 $ 1,095,000
Blucurrent Credit Union
1770 W SUNSET
SPRINGFIELD, MO 65810
* $ n/a 5 $ 1,215,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 5 $ 965,000
Infuze Credit Union
1300 U.S. RT. 66
WAYNESVILLE, MO 65583
* $ n/a 5 $ 145,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 5 $ 415,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 1,040,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 360,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 620,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 560,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 720,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 1,150,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 4 $ 510,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 285,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 3 $ 295,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 615,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 565,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 695,000
Resmac Inc

WEST COVINA, CA 91792
* $ n/a 3 $ 465,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 685,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ n/a 3 $ 1,035,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 535,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 350,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 390,000
Telcomm Credit Union
2155 E SUNSHINE
SPRINGFIELD, MO 65804
* $ n/a 2 $ 200,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 370,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ n/a 2 $ 280,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 410,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 70,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 340,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 520,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 2 $ 330,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ n/a 2 $ 860,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 500,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 230,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 2 $ 30,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 230,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 380,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 295,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 185,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 295,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 45,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 95,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 55,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 105,000
Royal Banks of Missouri
8021 OLIVE BLVD
UNIVERSITY CITY, MO 63132
* $ n/a 1 $ 195,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 105,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 435,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 145,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 135,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 215,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 395,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 135,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 365,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 275,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 275,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 235,000
Guaranty Bank

ANKENY, IA 50023
* $ n/a 1 $ 215,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ n/a 1 $ 245,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 135,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 185,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 1 $ 175,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 275,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 155,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 55,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 235,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 235,000
Citizens Bank of Rogersville
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ n/a 1 $ 225,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 145,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 55,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ n/a 1 $ 145,000
Sterling Bank
P O BOX 460, 1100 STERLING DRIVE
POPLAR BLUFF, MO 63901
* $ n/a 1 $ 95,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ n/a 1 $ 265,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 365,000
Mid-Missouri Bank
3546 EAST SUNSHINE
SPRINGFIELD, MO 65804
* $ n/a 1 $ 295,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 5,000
Bank of Billings
104 NE ELM ST
BILLINGS, MO 65610
* $ n/a 1 $ 135,000
Bank Northwest
201 S DAVIS
HAMILTON, MO 64644
* $ n/a 1 $ 75,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 145,000

The tables below break down 2025 mortgage applications in Wright County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wright County, MO in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 357 $66,585,000 $186,000 $1,055,000 $81,000 $473,000
Cash-out Refinancing 98 $18,600,000 $189,000 $655,000 $76,000 $250,000
Refinancing 92 $18,290,000 $198,000 $735,000 $71,000 $178,000
Other Purpose 50 $4,920,000 $98,000 $505,000 $84,000 $425,000
Home Improvement 37 $2,635,000 $71,000 $325,000 $78,000 $266,000
Not Applicable 2 $170,000 $85,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 465 $78,185,000 $168,000 $1,055,000 $79,000 $473,000
Not Provided 74 $14,420,000 $194,000 $655,000 $78,000 $261,000
Not applicable 73 $13,735,000 $188,000 $585,000 $85,000 $143,000
Hispanic 14 $2,030,000 $145,000 $245,000 $79,000 $397,000
American Indian or Alaskan Native 8 $1,630,000 $203,000 $335,000 $70,000 $125,000
Asian 1 $975,000 $975,000 $975,000 $300,000 $300,000
Black or African American 1 $225,000 $225,000 $225,000 $77,000 $77,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 395 $59,445,000 $150,000 $1,055,000 $83,000 $473,000
FHA-insured (Federal Housing Administration) 116 $19,980,000 $172,000 $415,000 $62,000 $150,000
VA-guaranteed (Veterans Administration) 93 $26,685,000 $286,000 $735,000 $87,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $5,090,000 $159,000 $275,000 $61,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 319 $58,045,000 $181,000 $1,055,000 $86,000 $425,000
Application Denied By Financial Institution 106 $15,210,000 $143,000 $605,000 $66,000 $250,000
Application Withdrawn By Applicant 77 $14,645,000 $190,000 $655,000 $85,000 $473,000
Loan Purchased By The Institution 75 $14,245,000 $189,000 $585,000 $70,000 $143,000
File Closed For Incompleteness 38 $6,370,000 $167,000 $435,000 $65,000 $187,000
Application Approved But Not Accepted 21 $2,685,000 $127,000 $255,000 $67,000 $146,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 459 $84,095,000 $183,000 $1,055,000 $82,000 $473,000
Debt-To-Income Ratio 107 $16,465,000 $153,000 $595,000 $76,000 $303,000
Credit History 28 $4,140,000 $147,000 $545,000 $72,000 $213,000
Collateral 16 $2,000,000 $125,000 $255,000 $71,000 $250,000
Other 11 $1,815,000 $165,000 $605,000 $69,000 $190,000
Credit Application Incomplete 8 $1,730,000 $216,000 $415,000 $68,000 $143,000
Unverifiable Information 4 $420,000 $105,000 $125,000 $86,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 2 $470,000 $235,000 $435,000 $103,000 $180,000
Employment History 1 $65,000 $65,000 $65,000 $26,000 $26,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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