Yellow Medicine County, MN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 214 mortgage applications in Yellow Medicine County, MN totaling $29.2 million, up 27% from 2024. The average application was for $136,000, and applicants reported an average income of $97,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was Citizens Alliance Bank, with 16 applications, followed by Minnwest Bank and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 214
Total Mortgage Loan Application Amount $29,200,000
Average Mortgage Loan Application Amount $136,000
Highest Mortgage Loan Application Amount $915,000
Average Applicant Income $97,000
Highest Applicant Income $586,000

Mortgage Company List for Lending in Yellow Medicine County, MN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ n/a 16 $ 2,310,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 11 $ 895,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 11 $ 1,535,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 11 $ 1,045,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 9 $ 1,455,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 8 $ 420,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 6 $ 1,260,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 6 $ 930,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 6 $ 1,960,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 5 $ 345,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 5 $ 1,335,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 5 $ 755,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 5 $ 485,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 5 $ 575,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 800,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 470,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 280,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 4 $ 280,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 600,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 3 $ 605,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 3 $ 615,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 325,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 3 $ 125,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 200,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 2 $ 270,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 340,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 2 $ 80,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 220,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 270,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 300,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 2 $ 320,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 190,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 500,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 2 $ 140,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 120,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 370,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 1 $ 65,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 65,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ n/a 1 $ 95,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 1 $ 35,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 175,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 135,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 1 $ 85,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 145,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 1 $ 25,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 135,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 135,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 65,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 85,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 275,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 1 $ 25,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 1 $ 15,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ n/a 1 $ 215,000
Clear Mountain Bank
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ n/a 1 $ 45,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 1 $ 125,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 145,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 205,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 85,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 315,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 125,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 65,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 115,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 75,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ n/a 1 $ 285,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 235,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 335,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 95,000

The tables below break down 2025 mortgage applications in Yellow Medicine County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Yellow Medicine County, MN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 114 $16,480,000 $144,000 $435,000 $88,000 $257,000
Refinancing 31 $6,655,000 $214,000 $915,000 $131,000 $550,000
Cash-out Refinancing 25 $3,385,000 $135,000 $335,000 $80,000 $200,000
Other Purpose 23 $1,305,000 $56,000 $95,000 $89,000 $200,000
Home Improvement 20 $1,340,000 $67,000 $205,000 $127,000 $586,000
Not Applicable 1 $35,000 $35,000 $35,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 163 $22,555,000 $138,000 $915,000 $99,000 $586,000
Not applicable 22 $3,320,000 $150,000 $275,000 $111,000 $164,000
Hispanic 11 $1,185,000 $107,000 $205,000 $99,000 $260,000
Not Provided 10 $950,000 $95,000 $195,000 $76,000 $200,000
Black or African American 3 $505,000 $168,000 $235,000 $54,000 $70,000
American Indian or Alaskan Native 3 $395,000 $131,000 $215,000 $84,000 $133,000
Asian 2 $290,000 $145,000 $275,000 $87,000 $100,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 156 $20,270,000 $129,000 $455,000 $105,000 $586,000
FHA-insured (Federal Housing Administration) 32 $4,230,000 $132,000 $275,000 $69,000 $163,000
VA-guaranteed (Veterans Administration) 21 $4,275,000 $203,000 $915,000 $78,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $425,000 $85,000 $125,000 $46,000 $61,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 125 $18,715,000 $149,000 $915,000 $101,000 $586,000
Application Denied By Financial Institution 33 $3,035,000 $91,000 $235,000 $94,000 $260,000
Loan Purchased By The Institution 28 $4,130,000 $147,000 $275,000 $77,000 $164,000
Application Withdrawn By Applicant 14 $2,230,000 $159,000 $345,000 $85,000 $202,000
File Closed For Incompleteness 8 $700,000 $87,000 $205,000 $96,000 $200,000
Application Approved But Not Accepted 5 $345,000 $69,000 $95,000 $106,000 $145,000
Preapproval Denied by Financial Institution 1 $45,000 $45,000 $45,000 $29,000 $29,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 168 $24,480,000 $145,000 $915,000 $98,000 $586,000
Debt-To-Income Ratio 21 $2,725,000 $129,000 $435,000 $93,000 $159,000
Credit History 11 $745,000 $67,000 $135,000 $115,000 $260,000
Collateral 7 $535,000 $76,000 $155,000 $79,000 $156,000
Credit Application Incomplete 5 $485,000 $97,000 $135,000 $66,000 $114,000
Other 2 $230,000 $115,000 $145,000 $61,000 $65,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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