Bandera County, TX Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,083 mortgage applications in Bandera County, TX totaling $302.5 million, up 18% from 2024. The average application was for $279,000, and applicants reported an average income of $132,000. 41% of applications resulted in an originated loan and 20% were denied. The most active lender was 21st Mortgage, with 107 applications, followed by Randolph-Brooks Federal Credit Union and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,083
Total Mortgage Loan Application Amount $302,535,000
Average Mortgage Loan Application Amount $279,000
Highest Mortgage Loan Application Amount $1,845,000
Average Applicant Income $132,000
Highest Applicant Income $1,373,000

Mortgage Company List for Lending in Bandera County, TX for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 107 $ 16,385,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 50 $ 10,980,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 39 $ 6,485,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 33 $ 15,525,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 30 $ 9,740,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 27 $ 3,915,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 27 $ 9,485,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 26 $ 5,560,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 26 $ 4,020,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 22 $ 7,030,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 22 $ 7,340,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 19 $ 5,945,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 16 $ 2,840,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 15 $ 4,185,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 15 $ 5,255,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 14 $ 2,190,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 13 $ 4,075,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 13 $ 3,395,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ n/a 12 $ 4,680,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 11 $ 4,305,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 11 $ 1,215,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 10 $ 2,500,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 3,660,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 10 $ 3,010,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 4,420,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 9 $ 815,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 9 $ 2,645,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 9 $ 4,785,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 9 $ 2,605,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 8 $ 1,340,000
Broadway National Bank
1177 NE LOOP 410
SAN ANTONIO, TX 78209
* $ n/a 8 $ 1,580,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 610,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 8 $ 4,300,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 8 $ 2,360,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 8 $ 2,640,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 1,980,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 2,415,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ n/a 7 $ 2,175,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 7 $ 845,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 655,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 6 $ 3,410,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 6 $ 1,950,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 2,890,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 6 $ 990,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 6 $ 1,550,000
Txn Bank
103 19TH ST
HONDO, TX 78861
* $ n/a 6 $ 1,560,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 6 $ 3,020,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 2,325,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 5 $ 2,875,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 1,925,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 1,995,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 5 $ 735,000
Rogue Credit Union
1370 CENTER DRIVE
MEDFORD, OR 97501
* $ n/a 5 $ 605,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ n/a 5 $ 1,815,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ n/a 5 $ 415,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 505,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 4 $ 1,740,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 710,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 4 $ 380,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 4 $ 3,910,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 4 $ 1,410,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 4 $ 2,550,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ n/a 4 $ 1,500,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 4 $ 1,150,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 1,520,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 4 $ 1,160,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 4 $ 1,150,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 1,650,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 3 $ 1,075,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 675,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 3 $ 505,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 3 $ 465,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 925,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 3 $ 885,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 3 $ 915,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 795,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 645,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 3 $ 895,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 3 $ 695,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 1,155,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 3 $ 1,375,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 2 $ 160,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 760,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 950,000
Texas Partners Bank
1900 NW LOOP 410
SAN ANTONIO, TX 78213
* $ n/a 2 $ 890,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 2 $ 470,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 2 $ 540,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 110,000
Altitude Financial Corporation
4031 E SUNRISE DRIVE
TUCSON, AZ 85718
* $ n/a 2 $ 310,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 2 $ 530,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 2 $ 570,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 570,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ n/a 2 $ 630,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 2 $ 1,370,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 2 $ 500,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 120,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 2 $ 820,000
Jsc FCU
PO BOX 58346
HOUSTON, TX 77258
* $ n/a 2 $ 80,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 680,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 2 $ 280,000
The First National Bank of Sonora
5710 SHERWOOD WAY
SONORA, TX 76950
* $ n/a 2 $ 410,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 650,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 280,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 2 $ 130,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 600,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ n/a 2 $ 390,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 810,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 410,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 510,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 2 $ 280,000
Stellar Bank
9 GREENWAY PLAZA, SUITE 110
HOUSTON, TX 77046
* $ n/a 2 $ 2,100,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 620,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 1,110,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 115,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 125,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ n/a 1 $ 295,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 105,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 25,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ n/a 1 $ 95,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 495,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 605,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ n/a 1 $ 155,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 1 $ 255,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 255,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 615,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 1 $ 285,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 125,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 255,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 345,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ n/a 1 $ 545,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 385,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 415,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ n/a 1 $ 145,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 255,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 395,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 315,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 345,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 455,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 155,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 205,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 535,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 1 $ 715,000
Alliance Credit Union
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ n/a 1 $ 95,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 165,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 625,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ n/a 1 $ 755,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 235,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 255,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 335,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 295,000
Generations Community FCU
1100 NW LOOP 410 SUITE 800
CASTLE HILLS, TX 78213
* $ n/a 1 $ 85,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 105,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 445,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ n/a 1 $ 345,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 155,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 125,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 375,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 445,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ n/a 1 $ 345,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 175,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ n/a 1 $ 195,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 405,000
Synergy Federal Credit Union
1 VALERO WAY
SAN ANTONIO, TX 78249
* $ n/a 1 $ 135,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 605,000
Community Bank of Wichita, Inc.
11330 E 21ST ST N
WICHITA, KS 67206
* $ n/a 1 $ 425,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ n/a 1 $ 245,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 1 $ 385,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ n/a 1 $ 685,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 1 $ 485,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ n/a 1 $ 645,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 1 $ 185,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 805,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 1 $ 575,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 335,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 355,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 375,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 1 $ 1,205,000
Clm Mortgage, Inc
480 WILDWOOD FOREST DR STE 802 SPRING
SPRING, TX 77380
* $ n/a 1 $ 445,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 255,000
Castroville State Bank
502 PARIS ST.
CASTROVILLE, TX 78009
* $ n/a 1 $ 255,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 1 $ 585,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ n/a 1 $ 195,000
Wagon Hill Home Loans LLC
4700 W SAM HOUSTON PKWY N
HOUSTON, TX 77041
* $ n/a 1 $ 785,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 135,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 1 $ 435,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 1,205,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 515,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 175,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 655,000

The tables below break down 2025 mortgage applications in Bandera County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bandera County, TX in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 648 $186,320,000 $287,000 $1,845,000 $125,000 $1,373,000
Refinancing 161 $65,545,000 $407,000 $1,315,000 $155,000 $725,000
Cash-out Refinancing 133 $30,545,000 $229,000 $1,345,000 $131,000 $489,000
Other Purpose 98 $14,840,000 $151,000 $805,000 $135,000 $637,000
Home Improvement 40 $4,930,000 $123,000 $305,000 $153,000 $575,000
Not Applicable 3 $355,000 $118,000 $155,000 $148,000 $148,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 601 $167,325,000 $278,000 $1,845,000 $140,000 $1,373,000
Hispanic 184 $43,340,000 $235,000 $1,575,000 $115,000 $614,000
Not Provided 151 $44,385,000 $293,000 $1,345,000 $122,000 $606,000
Not applicable 117 $37,405,000 $319,000 $1,205,000 $146,000 $245,000
Black or African American 10 $3,280,000 $328,000 $735,000 $103,000 $173,000
American Indian or Alaskan Native 10 $3,760,000 $376,000 $785,000 $104,000 $214,000
Asian 8 $2,640,000 $330,000 $775,000 $184,000 $300,000
Native Hawaiian or Other Pacific Islander 2 $400,000 $200,000 $365,000 $86,000 $148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 790 $193,630,000 $245,000 $1,845,000 $137,000 $1,373,000
VA-guaranteed (Veterans Administration) 176 $77,590,000 $440,000 $1,575,000 $132,000 $936,000
FHA-insured (Federal Housing Administration) 115 $30,815,000 $267,000 $565,000 $82,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $500,000 $250,000 $265,000 $90,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 449 $139,075,000 $309,000 $1,845,000 $150,000 $1,373,000
Application Denied By Financial Institution 218 $50,380,000 $231,000 $1,575,000 $105,000 $725,000
Application Withdrawn By Applicant 160 $44,930,000 $280,000 $1,005,000 $124,000 $489,000
Loan Purchased By The Institution 111 $35,915,000 $323,000 $1,205,000 $146,000 $265,000
File Closed For Incompleteness 89 $18,105,000 $203,000 $1,475,000 $118,000 $650,000
Application Approved But Not Accepted 54 $13,550,000 $250,000 $805,000 $122,000 $387,000
Preapproval Approved but not Accepted 2 $580,000 $290,000 $345,000 $261,000 $325,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 861 $250,705,000 $291,000 $1,845,000 $139,000 $1,373,000
Debt-To-Income Ratio 70 $19,330,000 $276,000 $1,575,000 $94,000 $408,000
Credit History 59 $8,985,000 $152,000 $655,000 $88,000 $614,000
Collateral 32 $8,790,000 $274,000 $1,085,000 $141,000 $383,000
Other 22 $5,810,000 $264,000 $1,005,000 $128,000 $338,000
Credit Application Incomplete 21 $4,495,000 $214,000 $575,000 $121,000 $250,000
Unverifiable Information 11 $2,305,000 $209,000 $605,000 $132,000 $725,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,330,000 $332,000 $555,000 $157,000 $250,000
Employment History 3 $785,000 $261,000 $465,000 $71,000 $167,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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