Butler County, PA Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 9,542 mortgage applications in Butler County, PA totaling $1.6 billion, up 23% from 2017. The average application was for $172,000, and applicants reported an average income of $107,000. 61% of applications resulted in an originated loan and 14% were denied. The most active lender was PNC Bank N.A., with 805 applications, followed by Armco Credit Union and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,542
Total Mortgage Loan Application Amount $1,645,140,000
Average Mortgage Loan Application Amount $172,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $107,000
Highest Applicant Income $5,000,000

Mortgage Company List for Lending in Butler County, PA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 805 $ 99,565,000
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ 333,306,000 622 $ 44,940,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 577 $ 138,765,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 31,211,939,000 479 $ 75,665,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,671,974,000 430 $ 54,200,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 8,294,175,000 424 $ 57,650,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 365 $ 62,465,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 7,281,983,000 356 $ 49,300,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ -1,000 264 $ 81,240,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ -1,000 218 $ 49,120,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 9,431,473,000 212 $ 28,150,000
Mars Bank
PO BOX 927
MARS, PA 16046
* $ 391,458,000 174 $ 28,700,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 150 $ 29,860,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 132 $ 12,800,000
State Financial Network LLC
5 HILLMAN DR
CHADDS FORD, PA 19317
* $ -1,000 129 $ 18,065,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 122 $ 27,240,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 9,792,150,000 118 $ 19,570,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 116 $ 17,330,000
West Penn Financial Service Center, Inc.
2250 BABCOCK BLVD
PITTSBURGH, PA 15237
* $ -1,000 115 $ 22,075,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ 1,247,922,000 113 $ 20,535,000
The Farmers National Bank of Emlenton
612 MAIN STREET, PO DRAWER D
EMLENTON, PA 16373
* $ 749,229,000 102 $ 21,640,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,179,020,000 98 $ 8,920,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 93 $ 18,865,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 87 $ 19,145,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 86 $ 16,160,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 83 $ 16,005,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 5,094,016,000 78 $ 5,220,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 77 $ 15,675,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 77 $ 15,655,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 71 $ 13,195,000
Usx Federal Credit Union
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ 222,714,000 66 $ 6,260,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 61 $ 13,725,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 7,038,696,000 59 $ 11,645,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 58 $ 2,590,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 58 $ 14,510,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 57 $ 8,625,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 56 $ 9,630,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 55 $ 14,455,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 53 $ 12,335,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 52 $ 11,610,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 49 $ 6,225,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 48 $ 13,390,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 47 $ 9,095,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 44 $ 12,270,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 43 $ 9,475,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 42 $ 8,920,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 39 $ 2,425,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ 1,091,961,000 38 $ 13,390,000
Home Savings Bank
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,641,355,000 37 $ 11,265,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 36 $ 9,180,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,746,734,000 35 $ 10,095,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 34 $ 7,450,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 33 $ 6,845,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 30 $ 5,270,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 29 $ 7,255,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 29 $ 6,185,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 28 $ 5,140,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 28 $ 5,680,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 27 $ 6,505,000
Sail Mortgage Corp

SEVEN FIELDS, PA 16046
* $ -1,000 25 $ 6,285,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 24 $ 4,200,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 24 $ 4,030,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 23 $ 4,865,000
M. S. Flynn, Inc.
6101 BABCOCK BOULEVARD
PITTSBURGH, PA 15237
* $ -1,000 23 $ 8,145,000
Cfsbank
101 MCKEAN AVENUE
CHARLEROI, PA 15022
* $ 503,906,000 22 $ 7,590,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 21 $ 3,525,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 21 $ 4,655,000
Grove City Area Federal Credit Union
ONE CREDIT UNION WAY
GROVE CITY, PA 16127
* $ 81,631,000 21 $ 1,085,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 20 $ 1,320,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ -1,000 20 $ 5,250,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 20 $ 6,240,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 20 $ 5,060,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,854,593,000 20 $ 2,930,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 19 $ 3,205,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 19 $ 4,055,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 18 $ 3,030,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 18 $ 3,480,000
Mercer County State Bank
3279 S MAIN STREET
SANDY LAKE, PA 16145
* $ 397,612,000 18 $ 1,510,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 18 $ 2,650,000
Standard Bank, Pasb
2640 MONROEVILLE BLVD
MONROEVILLE, PA 15146
* $ 970,004,000 17 $ 4,545,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 16 $ 1,260,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 16 $ 3,960,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ 932,524,000 16 $ 4,460,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 15 $ 3,615,000
Alliance Credit, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 14 $ 610,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ -1,000 14 $ 3,310,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 14 $ 3,620,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 4,335,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 13 $ 2,785,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 13 $ 1,775,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 13 $ 1,595,000
West View Savings Bank
2566 BRANDT SCHOOL ROAD
WEXFORD, PA 15090
* $ 355,476,000 13 $ 4,365,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 11 $ 3,155,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 11 $ 2,145,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 11 $ 2,905,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 11 $ 1,345,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 11 $ 2,075,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 11 $ 2,245,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 10 $ 1,250,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 10 $ 1,330,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 10 $ 1,640,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 10 $ 950,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 10 $ 2,270,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 9 $ 3,085,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 9 $ 1,105,000
Allegent Community FCU
1001 LIBERTY AVE
PITTSBURGH, PA 15222
* $ 153,278,000 8 $ 570,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 8 $ 1,160,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 8 $ 1,850,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 8 $ 640,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 8 $ 510,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 7 $ 2,015,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 7 $ 985,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 7 $ 1,125,000
Freedom United Federal Credit Union
283 ADAMS STREET
ROCHESTER, PA 15074
* $ 61,385,000 7 $ 645,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 915,000
SSB Bank
8700 PERRY HIGHWAY
PITTSBURGH, PA 15237
* $ 171,986,000 7 $ 965,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 7 $ 2,535,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 850,000
Armstrong County Building and Loan Association
935 5TH AVENUE
FORD CITY, PA 16226
* $ 86,264,000 6 $ 1,170,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 6 $ 910,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 6 $ 970,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 6 $ 1,450,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 6 $ 310,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,520,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 6 $ 340,000
Patriot Lending Services, Inc.
1081 GREENTREE RD FLOOR 2
PITTSBURGH, PA 15220
* $ -1,000 6 $ 1,170,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 915,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 5 $ 1,245,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 5 $ 1,145,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 5 $ 1,115,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 5 $ 965,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 1,245,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 5 $ 1,515,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 5 $ 1,215,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 5 $ 1,045,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 4 $ 940,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 4 $ 1,200,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 670,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 160,782,000 4 $ 230,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 4 $ 1,130,000
Westmoreland Federal Savings
322 MAIN STREET PO BOX 677
LATROBE, PA 15650
* $ 169,635,000 4 $ 1,310,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 4 $ 1,290,000
Brentwood Bank
411 MCMURRAY ROAD
BETHEL PARK, PA 15102
* $ 609,117,000 4 $ 1,510,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 4 $ 650,000
Welcome Home Finance, L.P.
100 NORTHPOINTE CIRCLE, SUITE 206
BUTLER, PA 16046
* $ -1,000 4 $ 580,000
American Financial Mortgage Corporation
1035 BOYCE RD PLZ 1 STE 205
PITTSBURGH, PA 15241
* $ -1,000 4 $ 990,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 4 $ 770,000
Elderton State Bank
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ 263,202,000 4 $ 800,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 4 $ 1,030,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 3 $ 285,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 3 $ 585,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 3 $ 635,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,528,090,000 3 $ 315,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 3,152,950,000 3 $ 545,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 3 $ 445,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 3 $ 195,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 3 $ 835,000
West Aircomm Federal Credit Union
485 BUFFALO STREET
BEAVER, PA 15009
* $ 224,473,000 3 $ 175,000
Armstrong Associates Federal Credit Union
414 FORD ST. P.O. BOX 191
FORD CITY, PA 16226
* $ 53,899,000 3 $ 165,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 3 $ 715,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 3 $ 505,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 3 $ 725,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 2,748,891,000 3 $ 455,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 675,000
Infirst Federal Credit Union
6462 LITTLE RIVER TURNPIKE
ALEXANDRIA, VA 22312
* $ 168,117,000 3 $ 125,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,278,189,000 3 $ 655,000
United Bank VA

MORGANTOWN, WV 26505
* $ 19,041,801,000 3 $ 1,105,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 3 $ 525,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 3 $ 865,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 3 $ 75,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 3 $ 525,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 3 $ 45,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 288,294,007,000 3 $ 1,365,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 3 $ 235,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 3,394,682,000 3 $ 645,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 685,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 3 $ 525,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 247,944,000 3 $ 175,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 835,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 3 $ 355,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 3 $ 625,000
New Alliance Credit Union
835 MERCHANT STREET
AMBRIDGE, PA 15003
* $ 68,850,000 2 $ 40,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 2 $ 580,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 2 $ 470,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 460,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 1,820,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 2 $ 590,000
Hamilton National Mortgage Company
1275 DRUMMERS LANE
WAYNE, PA 19087
* $ -1,000 2 $ 320,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,681,526,000 2 $ 100,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 210,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 2 $ 250,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 2 $ 210,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 290,000
George Mason Mortgage, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 2 $ 870,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 725,571,000 2 $ 450,000
State Employees Credit Union of MD
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 3,373,559,000 2 $ 1,120,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 210,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 300,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 2 $ 270,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ -1,000 2 $ 470,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 2 $ 320,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 1,090,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,112,397,000 2 $ 150,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 510,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 2 $ 470,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 2 $ 390,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 490,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 600,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 2 $ 750,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 6,949,661,000 2 $ 50,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 60,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 2 $ 740,000
Apollo Trust Company
PO BOX 247
APOLLO, PA 15613
* $ 158,441,000 2 $ 450,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,811,215,000 2 $ 310,000
Greenville Savings Bank
233 MAIN STREET
GREENVILLE, PA 16125
* $ 239,410,000 1 $ 335,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 65,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 265,000
Jayco Premium Finance of California, Inc.
3151 AIRWAY AVE STE Q3
COSTA MESA, CA 92626
* $ -1,000 1 $ 45,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 295,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,045,161,000 1 $ 345,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 325,000
Bay Capital Mortgage Corporation
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 1 $ 215,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ -1,000 1 $ 415,000
Severn Savings Bank, FSB dba Severn Bank
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 801,128,000 1 $ 175,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 487,136,000 1 $ 45,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 335,000
Investors Mortgage Company LLC
101 JFK PARKWAY
SHORT HILLS, NJ 07078
* $ -1,000 1 $ 505,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 470,603,000 1 $ 85,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 215,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 75,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 1 $ 105,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 499,066,000 1 $ 85,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ 2,139,762,000 1 $ 115,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 165,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,292,216,000 1 $ 205,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 1 $ 225,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 235,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 40,746,561,000 1 $ 825,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 286,736,000 1 $ 15,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 1 $ 345,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 115,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 225,000
Farmers Building and Savings Bank
290 WEST PARK
ROCHESTER, PA 15074
* $ 94,338,000 1 $ 195,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,271,868,000 1 $ 125,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 1 $ 165,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 85,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ -1,000 1 $ 225,000
Omega Federal Credit Union
PO BOX 15038
PITTSBURGH, PA 15237
* $ 102,572,000 1 $ 95,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 45,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 3,784,144,000 1 $ 95,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 1,143,341,000 1 $ 165,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 21,866,592,000 1 $ 55,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 225,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 875,900,000 1 $ 245,000
Pittsburgh Firefighters' Federal Credit Union
500 S. MAIN STREET
PITTSBURGH, PA 15220
* $ 80,263,000 1 $ 15,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,876,110,000 1 $ 515,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 365,000
Southern Trust Mortgage, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ -1,000 1 $ 155,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,112,603,000 1 $ 85,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 275,000
Marion Center Bank
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ 291,955,000 1 $ 215,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 116,993,000 1 $ 175,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,060,824,000 1 $ 85,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 1 $ 1,005,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,994,367,000 1 $ 55,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 1,305,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 185,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 1 $ 175,000
McLean Mortgage Corporation
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 1 $ 295,000
Altoona First Savings Bank
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ 218,751,000 1 $ 45,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 155,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,152,435,000 1 $ 55,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 65,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 275,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 65,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 105,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,510,197,000 1 $ 165,000
Sewickley Savings Bank
531 BROAD STREET
SEWICKLEY, PA 15143
* $ 314,503,000 1 $ 155,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 165,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 1 $ 105,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 325,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 865,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 25,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 215,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 325,000
Orrstown Bank
4750 LINDLE RD
HARRISBURG, PA 17111
* $ 1,554,627,000 1 $ 205,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 255,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 1 $ 215,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,450,413,000 1 $ 75,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 722,208,000 1 $ 235,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,151,205,000 1 $ 105,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 1 $ 265,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 1 $ 455,000
Geo-Corp, Inc.
901 CORPORATE CENTER DRIVE, STE 401
MONTEREY PARK, CA 91754
* $ -1,000 1 $ 235,000
First Peoples Cfcu
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 401,743,000 1 $ 145,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 175,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 95,000
Tri Boro Federal Credit Union
600 EAST 8TH AVENUE
MUNHALL, PA 15120
* $ 93,666,000 1 $ 195,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 417,436,000 1 $ 315,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 8,522,273,000 1 $ 265,000

The tables below break down 2018 mortgage applications in Butler County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Butler County, PA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,057 $947,085,000 $233,000 $1,245,000 $112,000 $5,000,000
Refinancing 2,085 $306,985,000 $147,000 $2,005,000 $108,000 $4,080,000
Home Improvement 1,196 $85,390,000 $71,000 $605,000 $108,000 $1,509,000
Cash-out Refinancing 1,133 $211,985,000 $187,000 $1,765,000 $86,000 $545,000
Other Purpose 1,005 $86,625,000 $86,000 $1,205,000 $108,000 $1,260,000
Not Applicable 66 $7,070,000 $107,000 $325,000 $93,000 $232,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,940 $1,316,760,000 $165,000 $1,765,000 $104,000 $1,600,000
Not Provided 850 $163,220,000 $192,000 $2,005,000 $118,000 $4,080,000
Not applicable 479 $107,865,000 $225,000 $1,305,000 $205,000 $5,000,000
Asian 100 $26,770,000 $267,000 $1,205,000 $146,000 $676,000
Hispanic 89 $14,965,000 $168,000 $515,000 $96,000 $375,000
Black or African American 40 $8,740,000 $218,000 $595,000 $132,000 $498,000
American Indian or Alaskan Native 22 $3,020,000 $137,000 $455,000 $89,000 $269,000
Native Hawaiian or Other Pacific Islander 10 $1,680,000 $168,000 $455,000 $133,000 $258,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,110 $1,377,840,000 $169,000 $2,005,000 $112,000 $5,000,000
FHA-insured (Federal Housing Administration) 845 $135,725,000 $160,000 $1,765,000 $63,000 $239,000
VA-guaranteed (Veterans Administration) 510 $119,800,000 $234,000 $695,000 $82,000 $242,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $11,775,000 $152,000 $255,000 $54,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,836 $1,018,850,000 $174,000 $2,005,000 $112,000 $2,103,000
Application Denied By Financial Institution 1,360 $169,330,000 $124,000 $1,205,000 $80,000 $1,596,000
Loan Purchased By The Institution 959 $225,355,000 $234,000 $1,305,000 $116,000 $5,000,000
Application Withdrawn By Applicant 882 $156,510,000 $177,000 $1,765,000 $107,000 $4,080,000
File Closed For Incompleteness 303 $44,835,000 $147,000 $535,000 $98,000 $1,509,000
Application Approved But Not Accepted 195 $29,185,000 $149,000 $1,005,000 $110,000 $665,000
Preapproval Approved but not Accepted 5 $655,000 $131,000 $165,000 $55,000 $89,000
Preapproval Denied by Financial Institution 2 $420,000 $210,000 $255,000 $21,000 $42,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,864 $1,419,450,000 $180,000 $2,005,000 $111,000 $5,000,000
Debt-To-Income Ratio 709 $109,725,000 $154,000 $1,265,000 $80,000 $599,000
Credit History 359 $34,405,000 $95,000 $885,000 $79,000 $900,000
Collateral 319 $37,245,000 $116,000 $835,000 $94,000 $1,072,000
Other 107 $14,845,000 $138,000 $605,000 $113,000 $786,000
Credit Application Incomplete 88 $16,150,000 $183,000 $995,000 $104,000 $1,596,000
Unverifiable Information 64 $8,660,000 $135,000 $405,000 $82,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,635,000 $191,000 $855,000 $125,000 $567,000
Employment History 12 $880,000 $73,000 $195,000 $72,000 $384,000
Mortgage Insurance Denied 1 $145,000 $145,000 $145,000 $36,000 $36,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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