Cabell County, WV Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 2,809 mortgage applications in Cabell County, WV totaling $408.0 million, up 6% from 2018. The average application was for $145,000, and applicants reported an average income of $91,000. 57% of applications resulted in an originated loan and 17% were denied. The most active lender was City National Bank of Wv, with 279 applications, followed by Movement Mortgage, LLC and Huntington Federal Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,809
Total Mortgage Loan Application Amount $408,005,000
Average Mortgage Loan Application Amount $145,000
Highest Mortgage Loan Application Amount $13,175,000
Average Applicant Income $91,000
Highest Applicant Income $2,245,000

Mortgage Company List for Lending in Cabell County, WV for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 4,835,856,000 279 $ 35,615,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 174 $ 24,290,000
Huntington Federal Savings Bank
1049 5TH AVE
HUNTINGTON, WV 25701
* $ 535,557,000 166 $ 23,870,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 148 $ 16,990,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 12,440,252,000 147 $ 26,895,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 121 $ 7,885,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 101 $ 14,835,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 101 $ 12,435,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 101 $ 13,155,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 98 $ 10,670,000
United Bank VA

MORGANTOWN, WV 26505
* $ 19,247,276,000 96 $ 18,510,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 92 $ 14,000,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 75 $ 10,545,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 69 $ 10,155,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 47 $ 6,595,000
Ohio Valley Bank
420 THIRD AVE
GALLIPOLIS, OH 45631
* $ 1,014,990,000 46 $ 9,070,000
Putnam County Bank
P.O. BOX 308
HURRICANE, WV 25526
* $ 588,244,000 40 $ 9,480,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 34 $ 5,510,000
Desco Federal Credit Union
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 330,928,000 32 $ 5,570,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 31 $ 4,595,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 155,145,000 29 $ 4,525,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 28 $ 4,060,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 27 $ 1,355,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 27 $ 4,475,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 3,986,345,000 27 $ 3,705,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 2,385,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 23 $ 3,955,000
Citizens Deposit Bank & Trust
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 444,842,000 20 $ 3,360,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 20 $ 1,830,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 19 $ 3,415,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 19 $ 2,145,000
Universal Federal Credit Union
317 31ST STREET
HUNTINGTON, WV 25702
* $ 78,563,000 19 $ 1,255,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 18 $ 3,160,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 17 $ 4,235,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 17 $ 2,145,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 16 $ 2,670,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 4,179,535,000 15 $ 2,175,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 13 $ 1,655,000
Mvb Bank, Inc.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 1,747,884,000 12 $ 1,140,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,192,939,000 12 $ 4,700,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 12 $ 2,180,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 1,400,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 11 $ 925,000
The Poca Valley Bank
PO BOX 56
WALTON, WV 25286
* $ 372,430,000 11 $ 1,365,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 10 $ 1,510,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 9 $ 1,755,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 8 $ 790,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 7 $ 1,495,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 6 $ 960,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 940,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 6 $ 490,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 630,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 980,000
Pioneer Appalachia Federal Credit Union
1316 KANAWHA BLVD., E.
CHARLESTON, WV 25301
* $ 189,954,000 5 $ 185,000
First Priority Federal Credit Union
9408 VIRGINIA AVE
HUNTINGTON, WV 25701
* $ 53,352,000 5 $ 335,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 385,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 5 $ 985,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 4 $ 160,000
Siwell, Inc., dba Capital Mortgage Services of Tex
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 4 $ 450,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 4 $ 570,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 820,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 550,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 360,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 155,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 385,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 3 $ 305,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 335,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 235,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 65,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 525,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 705,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 285,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 3 $ 295,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 405,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 735,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 210,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 300,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 2 $ 320,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 160,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 90,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 2 $ 540,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 33,026,384,000 2 $ 320,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 430,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 210,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 156,505,000 2 $ 220,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 252,307,000 2 $ 150,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 70,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 300,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 450,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 1 $ 175,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 355,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 488,964,000 1 $ 155,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 95,000
The Farmers Bank & Savings Com
640 E MAIN ST
POMEROY, OH 45769
* $ 322,911,000 1 $ 65,000
Citizens Bank of Kentucky, Inc.
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 589,527,000 1 $ 85,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 2,266,082,000 1 $ 125,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 155,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 165,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,951,637,000 1 $ 105,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 65,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 1 $ 13,175,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 105,000
Premier Bank, Inc.
601 WASHINGTON STREET
RAVENSWOOD, WV 26164
* $ 1,239,307,000 1 $ 25,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 205,000
Grandsouth Bank
381 HALTON RD
GREENVILLE, SC 29607
* $ 775,831,000 1 $ 75,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 75,000
Kentucky Farmers Bank Corporation
6313 US RT 60
ASHLAND, KY 41102
* $ 178,412,000 1 $ 25,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,236,658,000 1 $ 225,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 35,267,496,000 1 $ 205,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 125,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 85,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 205,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 185,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 155,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 85,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 355,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 115,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 235,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 245,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 145,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 241,136,000 1 $ 155,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 1 $ 75,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 85,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,960,015,000 1 $ 895,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 225,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 185,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 195,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 1 $ 115,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 185,000
Clay County Bank
PO BOX 239
CLAY, WV 25125
* $ 94,907,000 1 $ 35,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 245,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 829,051,000 1 $ 245,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 235,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 175,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 155,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ -1,000 1 $ 55,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 295,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 135,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 225,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 395,000

The tables below break down 2019 mortgage applications in Cabell County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cabell County, WV in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,416 $214,640,000 $151,000 $4,595,000 $81,000 $1,722,000
Refinancing 627 $114,295,000 $182,000 $13,175,000 $119,000 $2,245,000
Cash-out Refinancing 313 $45,625,000 $145,000 $1,685,000 $79,000 $949,000
Home Improvement 206 $13,020,000 $63,000 $865,000 $96,000 $1,593,000
Other Purpose 206 $16,170,000 $78,000 $695,000 $96,000 $1,296,000
Not Applicable 41 $4,255,000 $103,000 $385,000 $45,000 $53,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,251 $306,005,000 $135,000 $1,685,000 $89,000 $2,245,000
Not applicable 255 $46,165,000 $181,000 $4,595,000 $92,000 $525,000
Not Provided 197 $41,435,000 $210,000 $13,175,000 $121,000 $1,722,000
Black or African American 53 $6,075,000 $114,000 $335,000 $70,000 $199,000
Asian 19 $3,835,000 $201,000 $445,000 $143,000 $710,000
Hispanic 16 $2,670,000 $166,000 $345,000 $127,000 $525,000
American Indian or Alaskan Native 12 $1,230,000 $102,000 $215,000 $64,000 $105,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,058 $303,580,000 $147,000 $13,175,000 $101,000 $2,245,000
FHA-insured (Federal Housing Administration) 466 $58,030,000 $124,000 $305,000 $59,000 $271,000
VA-guaranteed (Veterans Administration) 213 $37,795,000 $177,000 $835,000 $73,000 $575,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 72 $8,600,000 $119,000 $195,000 $49,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,603 $256,255,000 $159,000 $13,175,000 $99,000 $2,245,000
Application Denied By Financial Institution 469 $44,625,000 $95,000 $1,685,000 $73,000 $1,722,000
Application Withdrawn By Applicant 280 $43,270,000 $154,000 $1,305,000 $82,000 $448,000
Loan Purchased By The Institution 238 $35,770,000 $150,000 $545,000 $99,000 $776,000
File Closed For Incompleteness 136 $16,770,000 $123,000 $925,000 $79,000 $556,000
Application Approved But Not Accepted 82 $11,170,000 $136,000 $1,305,000 $83,000 $548,000
Preapproval Approved but not Accepted 1 $145,000 $145,000 $145,000 $174,000 $174,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,241 $351,435,000 $156,000 $13,175,000 $95,000 $2,245,000
Debt-To-Income Ratio 209 $24,525,000 $117,000 $895,000 $68,000 $525,000
Credit History 181 $12,175,000 $67,000 $325,000 $69,000 $1,722,000
Collateral 76 $6,650,000 $87,000 $425,000 $100,000 $1,296,000
Other 31 $3,335,000 $107,000 $445,000 $70,000 $271,000
Unverifiable Information 31 $2,175,000 $70,000 $215,000 $55,000 $268,000
Credit Application Incomplete 22 $5,410,000 $245,000 $1,685,000 $187,000 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 13 $1,885,000 $145,000 $495,000 $102,000 $302,000
Employment History 5 $415,000 $83,000 $125,000 $34,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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