Cass County, ND Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 5,780 mortgage applications in Cass County, ND totaling $1.6 billion, up 9% from 2023. The average application was for $269,000, and applicants reported an average income of $138,000. 68% of applications resulted in an originated loan and 9% were denied. The most active lender was Gate City Bank, with 982 applications, followed by Bell Bank and Town and Country Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,780
Total Mortgage Loan Application Amount $1,555,530,000
Average Mortgage Loan Application Amount $269,000
Highest Mortgage Loan Application Amount $28,135,000
Average Applicant Income $138,000
Highest Applicant Income $5,298,000

Mortgage Company List for Lending in Cass County, ND for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 982 $ 177,500,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 597 $ 120,435,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ n/a 300 $ 64,120,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 257 $ 61,995,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ n/a 181 $ 52,485,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 171 $ 29,965,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 165 $ 49,755,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 158 $ 48,990,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 139 $ 33,635,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ n/a 131 $ 30,695,000
Capital Credit Union
PO BOX 2096
BISMARCK, ND 58502
* $ n/a 119 $ 25,955,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 118 $ 36,710,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 108 $ 31,670,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 98 $ 30,400,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 94 $ 24,350,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 91 $ 7,655,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 78 $ 19,980,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ n/a 77 $ 26,955,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 74 $ 23,100,000
Visionbank
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ n/a 73 $ 15,535,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 69 $ 20,745,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ n/a 66 $ 27,400,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 58 $ 16,650,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 55 $ 6,585,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ n/a 52 $ 25,210,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 49 $ 14,165,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 47 $ 14,425,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 47 $ 11,435,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 45 $ 10,255,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 44 $ 9,490,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 44 $ 12,890,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 39 $ 2,005,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 37 $ 10,755,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 37 $ 10,455,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ n/a 37 $ 14,085,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 37 $ 9,745,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 34 $ 9,190,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 32 $ 1,660,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 32 $ 6,970,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 29 $ 8,865,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 29 $ 8,115,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 28 $ 8,280,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 27 $ 6,685,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 25 $ 2,355,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 24 $ 5,830,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ n/a 23 $ 7,305,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 22 $ 3,640,000
Kirkwood Bank & Trust Co.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ n/a 22 $ 5,020,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 20 $ 4,580,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 19 $ 6,345,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 19 $ 4,435,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 18 $ 4,380,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 18 $ 5,120,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ n/a 17 $ 4,085,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 15 $ 4,535,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ n/a 15 $ 10,575,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 15 $ 4,755,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 14 $ 3,970,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 13 $ 3,395,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 13 $ 4,745,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 12 $ 2,990,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 12 $ 3,470,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ n/a 12 $ 36,430,000
Kodabank
104 S MAIN ST
DRAYTON, ND 58225
* $ n/a 11 $ 2,335,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 11 $ 3,405,000
First United Bank
503 BRIGGS AVE SOUTH
PARK RIVER, ND 58270
* $ n/a 10 $ 8,200,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 10 $ 650,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 10 $ 2,710,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 10 $ 2,510,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 10 $ 510,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 9 $ 3,095,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 9 $ 1,985,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 8 $ 2,020,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 8 $ 1,830,000
Dakota Heritage Bank

RED LAKE FALLS, MN 56750
* $ n/a 7 $ 1,505,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 7 $ 4,325,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 6 $ 1,800,000
Northwestern Bank, NA
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56529
* $ n/a 5 $ 1,775,000
Imagine Home Lending, LLC
1037 RIDERS CLUB RD
ONALASKA, WI 54650
* $ n/a 5 $ 1,065,000
Nextmortgage, LLC
3160 CROW CANYON RD
SAN RAMON, CA 94583
* $ n/a 5 $ 1,205,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 1,390,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 4 $ 1,490,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 4 $ 1,090,000
Valley Premier Bank
416 6TH STREET, PO BOX 648
HAWLEY, MN 56549
* $ n/a 4 $ 790,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 4 $ 2,130,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 4 $ 480,000
Security First Bank of North Dakota
700 ASH AVENUE
NEW SALEM, ND 58563
* $ n/a 4 $ 1,090,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 1,070,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 965,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 255,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 3 $ 665,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 3 $ 2,315,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 1,205,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 765,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 3 $ 465,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ n/a 3 $ 855,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ n/a 3 $ 975,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 3 $ 395,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 535,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 970,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 2 $ 30,740,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 740,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 1,190,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 450,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 2 $ 430,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 460,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 510,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 2 $ 590,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 750,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 460,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 510,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ n/a 2 $ 280,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 910,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 2 $ 320,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 2 $ 430,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 540,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 290,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 610,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 2 $ 920,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 880,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 2 $ 70,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 2 $ 1,250,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 660,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 3,390,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 2 $ 1,670,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 580,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 2 $ 900,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 1 $ 445,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 295,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ n/a 1 $ 765,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 185,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 115,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 305,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ n/a 1 $ 8,545,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 475,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 75,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 225,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 205,000
Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ n/a 1 $ 305,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 715,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 1 $ 205,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 255,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ n/a 1 $ 305,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 285,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 205,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 215,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 385,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 205,000
Newpoint Real Estate Capital
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ n/a 1 $ 28,135,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 305,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 1 $ 245,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 255,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 1 $ 1,005,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ n/a 1 $ 25,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 705,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ n/a 1 $ 6,165,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 1 $ 265,000
Dakota Community Bank & Trust, NA
608 MAIN STREET
HEBRON, ND 58638
* $ n/a 1 $ 395,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 205,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 245,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 275,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 27,215,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 345,000
First Resource Bank
7449 VILLAGE DRIVE
LINO LAKES, MN 55014
* $ n/a 1 $ 725,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 1 $ 145,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ n/a 1 $ 145,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 295,000
Aspire Community Federal Credit Union
1430 S BROADWAY
MINOT, ND 58702
* $ n/a 1 $ 305,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 845,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 255,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 155,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 1 $ 245,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 1 $ 455,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 205,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 335,000
Lake Forest Bank & Trust Company, N.A.
727 NORTH BANK LANE
LAKE FOREST, IL 60045
* $ n/a 1 $ 1,055,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 675,000
Security Bank & Trust Company
735 11TH ST E
GLENCOE, MN 55336
* $ n/a 1 $ 275,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 55,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ n/a 1 $ 345,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 235,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 75,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ n/a 1 $ 55,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 465,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 265,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 75,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 1 $ 185,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ n/a 1 $ 1,495,000
Jll Real Estate Capital, LLC
2177 YOUNGMAN AVE W SUITE 300
ST. PAUL, MN 55116
* $ n/a 1 $ 19,095,000

The tables below break down 2024 mortgage applications in Cass County, ND by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, ND in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,476 $1,116,650,000 $321,000 $26,125,000 $133,000 $5,298,000
Other Purpose 668 $68,290,000 $102,000 $6,165,000 $138,000 $1,337,000
Refinancing 584 $222,630,000 $381,000 $28,135,000 $183,000 $3,600,000
Home Improvement 561 $43,775,000 $78,000 $835,000 $150,000 $1,059,000
Cash-out Refinancing 486 $103,650,000 $213,000 $14,335,000 $119,000 $1,100,000
Not Applicable 5 $535,000 $107,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,089 $898,905,000 $219,000 $2,755,000 $139,000 $3,600,000
Not applicable 685 $411,025,000 $600,000 $28,135,000 $162,000 $427,000
Not Provided 449 $102,515,000 $228,000 $1,285,000 $158,000 $5,298,000
Asian 200 $54,780,000 $273,000 $1,405,000 $150,000 $1,033,000
Black or African American 184 $50,790,000 $276,000 $655,000 $107,000 $627,000
Hispanic 127 $27,555,000 $216,000 $715,000 $103,000 $320,000
American Indian or Alaskan Native 45 $9,945,000 $221,000 $765,000 $106,000 $336,000
Native Hawaiian or Other Pacific Islander 1 $15,000 $15,000 $15,000 $54,000 $54,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,587 $1,149,015,000 $250,000 $27,215,000 $147,000 $5,298,000
FHA-insured (Federal Housing Administration) 734 $252,910,000 $344,000 $28,135,000 $93,000 $452,000
VA-guaranteed (Veterans Administration) 449 $151,315,000 $337,000 $1,595,000 $114,000 $443,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $2,290,000 $229,000 $325,000 $75,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,918 $1,054,830,000 $269,000 $26,125,000 $140,000 $5,298,000
Application Withdrawn By Applicant 571 $191,535,000 $335,000 $28,135,000 $147,000 $1,576,000
Loan Purchased By The Institution 524 $161,860,000 $308,000 $1,815,000 $127,000 $427,000
Application Denied By Financial Institution 496 $98,680,000 $198,000 $27,215,000 $112,000 $2,900,000
File Closed For Incompleteness 179 $31,505,000 $176,000 $1,525,000 $159,000 $3,600,000
Application Approved But Not Accepted 88 $16,320,000 $185,000 $1,125,000 $140,000 $509,000
Preapproval Approved but not Accepted 2 $470,000 $235,000 $255,000 $79,000 $86,000
Preapproval Denied by Financial Institution 2 $330,000 $165,000 $215,000 $89,000 $145,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,183 $1,419,005,000 $273,000 $28,135,000 $141,000 $5,298,000
Debt-To-Income Ratio 267 $61,095,000 $228,000 $2,835,000 $96,000 $926,000
Credit History 142 $16,060,000 $113,000 $615,000 $111,000 $1,059,000
Collateral 96 $13,370,000 $139,000 $705,000 $139,000 $933,000
Credit Application Incomplete 44 $7,320,000 $166,000 $505,000 $134,000 $1,100,000
Other 27 $33,325,000 $1,234,000 $27,215,000 $236,000 $2,900,000
Unverifiable Information 10 $2,550,000 $255,000 $455,000 $108,000 $364,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,415,000 $268,000 $715,000 $181,000 $650,000
Employment History 2 $390,000 $195,000 $255,000 $45,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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