Cedar County, IA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 938 mortgage applications in Cedar County, IA totaling $155.7 million, up 12% from 2024. The average application was for $165,000, and applicants reported an average income of $100,000. 56% of applications resulted in an originated loan and 14% were denied. The most active lender was Greenstate Credit Union, with 182 applications, followed by Hills Bank and Trust Company and Fidelity Bank & Trust.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 938
Total Mortgage Loan Application Amount $155,690,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $3,475,000
Average Applicant Income $100,000
Highest Applicant Income $996,000

Mortgage Company List for Lending in Cedar County, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 182 $ 23,180,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 82 $ 21,660,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 51 $ 6,215,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 34 $ 6,990,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 31 $ 7,305,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 31 $ 5,925,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 27 $ 3,435,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 27 $ 1,745,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 26 $ 4,210,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 25 $ 1,425,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ n/a 20 $ 2,520,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 19 $ 5,055,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 14 $ 2,650,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 14 $ 1,210,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 13 $ 3,005,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 2,370,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 12 $ 2,290,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 12 $ 1,430,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ n/a 11 $ 2,095,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 11 $ 1,115,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ n/a 11 $ 1,785,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 10 $ 1,760,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 10 $ 1,290,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 9 $ 765,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 9 $ 2,095,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 8 $ 1,990,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ n/a 8 $ 850,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ n/a 8 $ 1,070,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 7 $ 1,145,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 1,185,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 6 $ 1,280,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 895,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 5 $ 645,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 5 $ 1,045,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 5 $ 315,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ n/a 5 $ 445,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 5 $ 885,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 4 $ 820,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ n/a 4 $ 1,150,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 510,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 230,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 4 $ 820,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 4 $ 630,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 505,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 245,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 525,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 1,605,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 475,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ n/a 3 $ 335,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ n/a 3 $ 485,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 460,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ n/a 2 $ 350,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 1,070,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ n/a 2 $ 300,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 2 $ 140,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 480,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ n/a 2 $ 670,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 160,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 520,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 600,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 340,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 140,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 230,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 2 $ 620,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 410,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ n/a 2 $ 600,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ n/a 2 $ 270,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 200,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 400,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ n/a 2 $ 1,310,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 300,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 110,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 2 $ 350,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 135,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 95,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 155,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 55,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 135,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ n/a 1 $ 225,000
Central State Bank
805 22ND AVE
CORALVILLE, IA 52241
* $ n/a 1 $ 115,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 35,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 115,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 205,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 95,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 145,000
Cusb Bank
111 N ELM ST
CRESCO, IA 52136
* $ n/a 1 $ 245,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 125,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 255,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ n/a 1 $ 15,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 485,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 465,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 175,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 225,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 1 $ 225,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ n/a 1 $ 115,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 145,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 1 $ 255,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ n/a 1 $ 65,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 1 $ 135,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ n/a 1 $ 105,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 245,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 1 $ 165,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 415,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 245,000
Blue Grass Savings Bank
104 E. MAYNE PO BOX 248
BLUE GRASS, IA 52726
* $ n/a 1 $ 405,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 155,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 155,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 95,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 105,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 155,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ n/a 1 $ 15,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 165,000

The tables below break down 2025 mortgage applications in Cedar County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cedar County, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 514 $103,020,000 $200,000 $3,475,000 $98,000 $801,000
Refinancing 135 $24,825,000 $183,000 $775,000 $108,000 $414,000
Cash-out Refinancing 113 $16,695,000 $147,000 $785,000 $100,000 $996,000
Home Improvement 93 $5,505,000 $59,000 $305,000 $102,000 $506,000
Other Purpose 81 $5,485,000 $67,000 $255,000 $95,000 $290,000
Not Applicable 2 $160,000 $80,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 701 $105,755,000 $150,000 $835,000 $100,000 $996,000
Not applicable 122 $32,610,000 $267,000 $3,475,000 $101,000 $130,000
Not Provided 60 $10,040,000 $167,000 $785,000 $111,000 $413,000
Hispanic 37 $4,575,000 $123,000 $365,000 $77,000 $167,000
Black or African American 9 $1,585,000 $176,000 $265,000 $76,000 $168,000
American Indian or Alaskan Native 4 $630,000 $157,000 $225,000 $97,000 $131,000
Asian 2 $150,000 $75,000 $105,000 $121,000 $127,000
Native Hawaiian or Other Pacific Islander 2 $260,000 $130,000 $205,000 $78,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 756 $117,650,000 $155,000 $3,475,000 $104,000 $996,000
FHA-insured (Federal Housing Administration) 99 $17,975,000 $181,000 $455,000 $68,000 $299,000
VA-guaranteed (Veterans Administration) 54 $14,970,000 $277,000 $585,000 $97,000 $313,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $5,095,000 $175,000 $295,000 $74,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 527 $91,655,000 $173,000 $3,475,000 $104,000 $801,000
Application Denied By Financial Institution 132 $14,910,000 $112,000 $785,000 $77,000 $996,000
Loan Purchased By The Institution 117 $23,895,000 $204,000 $565,000 $103,000 $196,000
Application Withdrawn By Applicant 99 $16,475,000 $166,000 $725,000 $113,000 $673,000
File Closed For Incompleteness 39 $5,115,000 $131,000 $765,000 $87,000 $290,000
Application Approved But Not Accepted 21 $2,955,000 $140,000 $405,000 $92,000 $187,000
Preapproval Approved but not Accepted 3 $685,000 $228,000 $285,000 $129,000 $186,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 765 $135,625,000 $177,000 $3,475,000 $102,000 $673,000
Debt-To-Income Ratio 86 $11,300,000 $131,000 $785,000 $97,000 $801,000
Credit History 42 $3,150,000 $75,000 $325,000 $87,000 $996,000
Collateral 19 $1,985,000 $104,000 $215,000 $92,000 $213,000
Other 14 $990,000 $70,000 $255,000 $55,000 $103,000
Credit Application Incomplete 8 $1,550,000 $193,000 $775,000 $95,000 $232,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,075,000 $358,000 $765,000 $93,000 $160,000
Unverifiable Information 1 $15,000 $15,000 $15,000 $40,000 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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