Childress County, TX Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 114 mortgage applications in Childress County, TX totaling $9.6 million, up 12% from 2015. The average application was for $84,000, and applicants reported an average income of $61,000. 46% of applications resulted in an originated loan and 29% were denied. The most active lender was Interbank, with 12 applications, followed by The People's Federal Credit Union and Amarillo National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 114
Total Mortgage Loan Application Amount $9,596,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $452,000
Average Applicant Income $61,000
Highest Applicant Income $261,000

Mortgage Company List for Lending in Childress County, TX for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,903,698,000 12 $ 888,000
The People's Federal Credit Union
PO BOX 9335
AMARILLO, TX 79109
* $ 174,691,000 10 $ 615,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 3,822,327,000 7 $ 530,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 7 $ 692,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 344,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 4 $ 340,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 310,000
Wellington State Bank
1000 8TH STREET
WELLINGTON, TX 79095
* $ 254,923,000 3 $ 225,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 449,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ 10,000,000 3 $ 263,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 281,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 3 $ 320,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 2 $ 43,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 2 $ 176,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 180,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 2 $ 52,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 2 $ 106,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 180,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 89,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 225,000
First National Bank of Waupaca
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 541,257,000 2 $ 67,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 116,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 489,449,000 1 $ 100,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,533,093,000 1 $ 48,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 170,935,000 1 $ 77,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 44,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 85,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 2,773,485,000 1 $ 74,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 1,681,069,000 1 $ 35,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 60,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 360,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 77,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,284,745,000 1 $ 44,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 92,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 207,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 32,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 182,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 1 $ 417,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 1,947,498,000 1 $ 72,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,632,973,000 1 $ 188,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 1 $ 76,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 415,660,000 1 $ 12,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 1 $ 84,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 22,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 88,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 1 $ 54,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 174,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 84,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 131,000

The tables below break down 2016 mortgage applications in Childress County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Childress County, TX in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 76 $6,735,000 $88,000 $452,000 $60,000 $261,000
Refinancing 31 $2,613,000 $84,000 $417,000 $57,000 $186,000
Home Improvement 7 $248,000 $35,000 $182,000 $91,000 $185,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 68 $5,799,000 $85,000 $452,000 $71,000 $261,000
Hispanic 20 $1,343,000 $67,000 $200,000 $55,000 $121,000
Not applicable 11 $853,000 $77,000 $123,000 $14,000 $78,000
Black or African American 8 $1,061,000 $132,000 $360,000 $67,000 $147,000
Not Provided 6 $508,000 $84,000 $174,000 $51,000 $143,000
American Indian or Alaskan Native 1 $32,000 $32,000 $32,000 $45,000 $45,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 80 $6,859,000 $85,000 $452,000 $71,000 $261,000
FHA-insured (Federal Housing Administration) 18 $1,401,000 $77,000 $124,000 $37,000 $105,000
VA-guaranteed (Veterans Administration) 12 $984,000 $82,000 $117,000 $44,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $352,000 $88,000 $120,000 $18,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 52 $4,132,000 $79,000 $452,000 $65,000 $261,000
Application Denied By Financial Institution 33 $2,937,000 $89,000 $360,000 $63,000 $181,000
Application Withdrawn By Applicant 10 $638,000 $63,000 $128,000 $60,000 $131,000
Loan Purchased By The Institution 10 $855,000 $85,000 $123,000 $19,000 $78,000
Application Approved But Not Accepted 5 $736,000 $147,000 $417,000 $107,000 $186,000
File Closed For Incompleteness 4 $298,000 $74,000 $106,000 $49,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8 $1,107,000 $138,000 $360,000 $70,000 $147,000
Debt-To-Income Ratio 3 $160,000 $53,000 $63,000 $31,000 $36,000
Collateral 3 $181,000 $60,000 $79,000 $74,000 $97,000
Credit Application Incomplete 2 $120,000 $60,000 $76,000 $52,000 $69,000
Employment History 1 $40,000 $40,000 $40,000 $30,000 $30,000
Insufficient Cash (Downpayment, Closing Cost) 1 $54,000 $54,000 $54,000 $58,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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