Clay County, MO Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 18,425 mortgage applications in Clay County, MO totaling $2.7 billion, up 28% from 2011. The average application was for $148,000, and applicants reported an average income of $68,000. 54% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 3,511 applications, followed by US Bank, N.A. and Truhome Solutions, L.L.C..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,425
Total Mortgage Loan Application Amount $2,729,860,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $68,000
Highest Applicant Income $3,622,000

Mortgage Company List for Lending in Clay County, MO for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 3,511 $ 519,546,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 1,138 $ 182,243,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1,116 $ 161,024,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 814 $ 113,541,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 635 $ 78,628,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 507 $ 70,064,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 357 $ 43,339,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 318 $ 34,809,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 6,236,548,000 302 $ 33,261,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 298 $ 49,102,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 293 $ 47,759,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 232 $ 29,715,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 220 $ 30,356,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 219 $ 34,966,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 213 $ 22,730,000
Platte Valley Bank of Missouri
PO BOX 1250
PLATTE CITY, MO 64079
* $ 356,670,000 205 $ 27,639,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 205 $ 32,836,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 196 $ 31,429,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 188 $ 27,699,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 187 $ 24,944,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 185 $ 27,759,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 514,118,000 178 $ 27,429,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 175 $ 26,289,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 170 $ 27,267,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,167,422,000 165 $ 28,076,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 159 $ 23,150,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 189,152,000 158 $ 28,981,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 156 $ 22,958,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 153 $ 21,254,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 152 $ 24,994,000
First Community Bank
301 SE MAIN ST
LEE'S SUMMIT, MO 64063
* $ 638,293,000 149 $ 22,500,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 147 $ 17,650,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 147 $ 21,747,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 146 $ 24,001,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 133 $ 21,704,000
Kcb Bank
950 W 92 HWY
KEARNEY, MO 64060
* $ 172,521,000 126 $ 20,337,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 122 $ 20,626,000
Bankliberty
16 W FRANKLIN
LIBERTY, MO 64068
* $ 434,332,000 121 $ 33,590,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 119 $ 19,572,000
Clay County Savings Bank
1178 W KANSAS
LIBERTY, MO 64068
* $ 97,289,000 116 $ 15,943,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 114 $ 14,368,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 111 $ 15,131,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 110 $ 18,841,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 109 $ 18,572,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 96 $ 14,510,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 91 $ 12,405,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 82 $ 11,162,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 81 $ 13,517,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 77 $ 14,913,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 76 $ 14,978,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 75 $ 15,019,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 74 $ 11,440,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 73 $ 11,501,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 70 $ 10,164,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 66 $ 10,098,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 66 $ 10,303,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 66 $ 12,308,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 63 $ 9,819,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 58 $ 8,976,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 57 $ 8,889,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 55 $ 9,266,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 52 $ 7,513,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 49 $ 7,866,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 49 $ 6,698,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 48 $ 8,321,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 48 $ 6,117,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 46 $ 9,517,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 45 $ 3,873,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 44 $ 5,753,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 41 $ 1,579,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 40 $ 5,287,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 39 $ 6,862,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 217,217,000 39 $ 6,930,000
Kearney Trust Company
310 W. 92 HIGHWAY
KEARNEY, MO 64060
* $ 139,954,000 37 $ 6,193,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 10,000,000 37 $ 6,228,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 36 $ 5,817,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 36 $ 303,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 34 $ 2,297,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 33 $ 4,798,000
Pony Express Bank
213 MAIN ST
BRAYMER, MO 64624
* $ 139,962,000 33 $ 5,316,000
Farmers State Bank
124 E 3RD ST.
CAMERON, MO 64429
* $ 171,165,000 32 $ 4,133,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 31 $ 5,538,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 30 $ 4,541,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 29 $ 3,902,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 28 $ 3,619,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 27 $ 4,946,000
First Bank of Missouri
7001 N. OAK STREET
GLADSTONE, MO 64118
* $ 518,477,000 27 $ 3,516,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 26 $ 3,572,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 25 $ 3,356,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 25 $ 3,608,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 24 $ 3,181,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 23 $ 3,566,000
Lawson Bank
401 PENNSYLVANIA
LAWSON, MO 64062
* $ 119,962,000 23 $ 2,010,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 22 $ 3,705,000
Community Bank of Missouri
904 WALTON WAY
RICHMOND, MO 64085
* $ 49,491,000 22 $ 2,524,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 21 $ 3,278,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 21 $ 3,105,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 20 $ 3,203,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 19 $ 2,661,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,839,722,000 19 $ 2,263,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 19 $ 3,354,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,152,160,000 18 $ 3,457,000
First Missouri Bank
PO BOX 190
BROOKFIELD, MO 64628
* $ 114,469,000 17 $ 3,409,000
Bank of Weston
PO BOX 8
WESTON, MO 64098
* $ 112,197,000 17 $ 2,127,000
Patriots Bank
913 WEST LIBERTY DR.
LIBERTY, MO 64068
* $ 85,076,000 17 $ 1,677,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 17 $ 3,177,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 17 $ 2,946,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,842,086,000 16 $ 445,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 16 $ 1,886,000
Central Bank of Kansas City
2301 INDEPENDENCE BLVD
KANSAS CITY, MO 64124
* $ 155,902,000 16 $ 1,165,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ 94,199,000 15 $ 1,344,000
Central Bank of the Midwest
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,124,600,000 15 $ 2,312,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 15 $ 2,863,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 15 $ 3,032,000
United Consumers Credit Union
1111 E 23RD ST S
INDEPENDENCE, MO 64055
* $ 110,656,000 15 $ 1,510,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 14 $ 1,986,000
Public Safety Credit Union
2800 E 14TH ST
KANSAS CITY, MO 64127
* $ 99,704,000 14 $ 1,061,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 13 $ 192,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 12 $ 1,960,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 12 $ 2,155,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,788,680,000 12 $ 2,310,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 12 $ 1,514,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 11 $ 1,559,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 11 $ 1,586,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 11 $ 2,151,000
Country Club Bank
ONE WARD PARKWAY
KANSAS CITY, MO 64112
* $ 1,042,487,000 11 $ 1,332,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 10 $ 1,444,000
Security Bank of Kansas City
701 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ 824,945,000 10 $ 1,853,000
Freedom Bank
6640 W 143RD ST
OVERLAND PARK, KS 66223
* $ 123,083,000 10 $ 885,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 10 $ 855,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 9 $ 1,321,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 9 $ 1,987,000
Great American Bank
PO BOX 429
DESOTO, KS 66018
* $ 51,437,000 9 $ 572,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 9 $ 1,041,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 9 $ 1,820,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 9 $ 1,194,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 319,595,000 9 $ 504,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,849,762,000 8 $ 1,492,000
Citizens Bank, N.A.
200 S. MAIN, P O BOX 899
FORT SCOTT, KS 66701
* $ 273,413,000 8 $ 1,102,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 8 $ 906,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 8 $ 1,399,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 8 $ 585,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 8 $ 1,120,000
Mutual Savings Association, Fsa
100 S 4TH STREET
LEAVENWORTH, KS 66048
* $ 217,853,000 8 $ 1,064,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 8 $ 1,207,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 8 $ 165,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 8 $ 1,786,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 7 $ 1,277,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 7 $ 777,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 7 $ 132,000
Bank of Labor
756 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ 516,996,000 7 $ 415,000
The Mortgage Company
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 7 $ 993,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 7 $ 620,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 6 $ 1,017,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 6 $ 833,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 6 $ 1,259,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,367,988,000 6 $ 821,000
Mainstreet Federal Credit Unio
13001 W 95TH STREET
LENEXA, KS 66215
* $ 300,963,000 6 $ 809,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 452,142,000 6 $ 104,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 58,972,000 6 $ 1,003,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ 179,773,000 6 $ 998,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 3,171,239,000 6 $ 953,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 798,484,000 6 $ 1,189,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 154,418,000 6 $ 1,243,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 6 $ 1,232,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 935,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 5 $ 614,000
Interstate Federal Sav and Ln
711 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ 250,756,000 5 $ 403,000
Blue Ridge Bank and Trust Co.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 469,926,000 5 $ 4,367,000
Bank of Blue Valley
11935 RILEY
OVERLAND PARK, KS 66213
* $ 653,809,000 5 $ 980,000
Bank of the Prairie
18675 W 151ST ST
OLATHE, KS 66062
* $ 83,011,000 5 $ 1,137,000
Merit Bank
10000 COLLEGE BLVD
OVERLAND PARK, KS 66210
* $ 55,514,000 5 $ 1,241,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 760,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 5 $ 731,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 795,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 4 $ 473,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 4 $ 825,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 4 $ 966,000
Liberty Bank
4625 S. NATIONAL
SPRINGFIELD, MO 65810
* $ 1,093,306,000 4 $ 607,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 4 $ 724,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 474,461,000 4 $ 384,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 1,154,634,000 4 $ 506,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 4 $ 537,000
Community First Bank
650 KANSAS AVENUE
KANSAS CITY, KS 66105
* $ 74,630,000 4 $ 530,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 4 $ 660,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 4 $ 533,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 4 $ 779,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,507,508,000 4 $ 564,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 4 $ 534,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 558,009,000 3 $ 580,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ 1,300,000 3 $ 271,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 3 $ 419,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 605,882,000 3 $ 1,600,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 3 $ 911,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 3 $ 423,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 596,405,000 3 $ 577,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 3 $ 537,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 3 $ 123,000
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ 759,652,000 3 $ 525,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 3 $ 655,000
Valley View State Bank
7500 W. 95TH STREET
OVERLAND PARK, KS 66212
* $ 868,906,000 3 $ 2,278,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD
JEFFERSON CITY, MO 65102
* $ 488,854,000 3 $ 394,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 317,191,000 3 $ 382,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 3 $ 205,000
Goppert Financial Bank
P.O. BOX 606
LATHROP, MO 64465
* $ 71,705,000 3 $ 192,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 216,869,000 3 $ 556,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 3 $ 261,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 3 $ 329,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 3 $ 904,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 3 $ 191,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 3 $ 377,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 202,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 409,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 2 $ 325,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 2 $ 235,000
Northland National Bank
99 NE 72ND STREET
GLADSTONE, MO 64118
* $ 41,994,000 2 $ 56,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 2 $ 552,000
1st Cameron State Bank
P.O. BOX 465
CAMERON, MO 64429
* $ 48,801,000 2 $ 175,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 2 $ 505,000
Exchange National Bank & Trust
600 COMMERCIAL, PO BOX 189
ATCHISON, KS 66002
* $ 330,487,000 2 $ 240,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,733,783,000 2 $ 196,000
Bank of Blue Valley
6740 ANTIOCH
MERRIAM, KS 66204
* $ 646,849,000 2 $ 315,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,663,069,000 2 $ 215,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 2 $ 102,000
Central Missouri Community Credit Union
620 N MAGUIRE
WARRENSBURG, MO 64093
* $ 74,267,000 2 $ 204,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 265,947,000 2 $ 479,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,458,002,000 2 $ 254,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ 245,393,000 2 $ 183,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 279,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 538,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 2 $ 206,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 2 $ 325,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,553,220,000 2 $ 356,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 161,402,000 2 $ 55,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 2 $ 167,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,070,032,000 2 $ 777,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 2 $ 239,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 2 $ 318,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 276,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 2 $ 189,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 223,219,000 2 $ 339,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ 1,315,016,000 2 $ 196,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,612,136,000 2 $ 299,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 2 $ 311,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 170,000
Bank Star
1999 W OSAGE
PACIFIC, MO 63069
* $ 73,347,000 1 $ 348,000
First Central Bank
401 N MAGUIRE, PO BOX 477
WARRENSBURG, MO 64093
* $ 208,077,000 1 $ 216,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 1 $ 99,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 141,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 1 $ 97,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,458,515,000 1 $ 135,000
Wps Community Bank, FSB
5900 GISHOLT DR
MADISON, WI 53713
* $ 52,196,000 1 $ 145,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 170,000
Premier Bank
15301 W 87TH PARKWAY
LENEXA, KS 66219
* $ 158,613,000 1 $ 48,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 225,660,000 1 $ 160,000
Alterra Bank
11300 TOMAHAWK CREEK PARKWAY SUITE 100
LEAWOOD, KS 66211
* $ 134,512,000 1 $ 69,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 226,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 360,727,000 1 $ 29,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 1 $ 208,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 195,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 1 $ 284,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 465,591,000 1 $ 130,000
The Tipton Latham Bank, National Association
800 W. HWY 50; PO BOX 759
TIPTON, MO 65081
* $ 94,218,000 1 $ 75,000
F & M Bank and Trust Company
PO BOX 938
HANNIBAL, MO 63401
* $ 186,802,000 1 $ 108,000
B & L Bank
205 S. 13TH ST.
LEXINGTON, MO 64067
* $ 155,234,000 1 $ 138,000
Saint Louis Bank
14323 S OUTER FORTY ROAD
TOWN AND COUNTRY, MO 63017
* $ 410,076,000 1 $ 225,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ 133,851,000 1 $ 89,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ 35,564,000 1 $ 6,254,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,926,000 1 $ 95,000
Central Trust Bank
238 MADISON STREET
JEFFERSON CITY, MO 65101
* $ 2,003,982,000 1 $ 240,000
Malvern Bank
404 MAIN STREET
MALVERN, IA 51551
* $ 58,938,000 1 $ 199,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ 232,769,000 1 $ 330,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 306,000
Preferred Bank
PO BOX 8
ROTHVILLE, MO 64676
* $ 75,436,000 1 $ 50,000
Mercantile Bank
200 NORTH 33RD ST
QUINCY, IL 62305
* $ 627,022,000 1 $ 158,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 286,400,000 1 $ 156,000
Mid-Missouri Bank
3546 EAST SUNSHINE
SPRINGFIELD, MO 65804
* $ 509,327,000 1 $ 41,000
West Bank
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ 1,256,935,000 1 $ 243,000
Eagle Bank and Trust Company O
10596 HIGHWAY 21, P.O. BOX 680
HILLSBORO, MO 63050
* $ 836,854,000 1 $ 161,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 1 $ 85,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,943,815,000 1 $ 230,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 1 $ 180,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 47,821,000 1 $ 180,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 975,137,000 1 $ 46,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 285,094,000 1 $ 218,000
Bank of Lees Summit
210 SW MAIN STREET
LEES SUMMIT, MO 64063
* $ 270,538,000 1 $ 123,000
The Farmers & Merchants State Bank
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 922,979,000 1 $ 4,000
Bank 21
ONE W WASHINGTON ST
CARROLLTON, MO 64633
* $ 52,399,000 1 $ 66,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 336,131,000 1 $ 10,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 1 $ 168,000
Community Bank and Trust
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 294,011,000 1 $ 101,000
The Callaway Bank
PO BOX 10
FULTON, MO 65251
* $ 284,788,000 1 $ 80,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 106,000
Boone County National Bank
8TH & BROADWAY P O BOX 678
COLUMBIA, MO 65205
* $ 1,355,656,000 1 $ 350,000
The National Bank of Waupun
210 E MAIN STREET
WAUPUN, WI 53963
* $ 132,015,000 1 $ 142,000
The Citizens National Bank
417 COMMERCIAL, P.O. BOX 309
GREENLEAF, KS 66943
* $ 176,251,000 1 $ 65,000
First National Bank of Stlouis
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,327,659,000 1 $ 224,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 1,928,109,000 1 $ 228,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 282,084,000 1 $ 101,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 863,794,000 1 $ 146,000
Metropolitan National Bank
600 S GLENSTONE ABE
SPRINGFIELD, MO 65802
* $ 472,701,000 1 $ 249,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 136,147,000 1 $ 184,000
Guaranty Bank
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 647,701,000 1 $ 189,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 97,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 270,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 12,392,366,000 1 $ 127,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 99,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 1 $ 131,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 225,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 46,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 65,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 127,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 86,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 8,240,000

The tables below break down 2012 mortgage applications in Clay County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clay County, MO in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,546 $1,916,280,000 $152,000 $10,000,000 $70,000 $1,476,000
Home Purchase 5,409 $787,595,000 $145,000 $8,800,000 $61,000 $3,622,000
Home Improvement 470 $25,985,000 $55,000 $500,000 $76,000 $672,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,452 $1,981,978,000 $147,000 $900,000 $76,000 $3,622,000
Not applicable 2,125 $351,305,000 $165,000 $10,000,000 $15,000 $396,000
Not Provided 1,659 $232,338,000 $140,000 $610,000 $75,000 $1,000,000
Hispanic 479 $64,013,000 $133,000 $417,000 $62,000 $468,000
Black or African American 345 $50,546,000 $146,000 $400,000 $63,000 $540,000
Asian 260 $36,308,000 $139,000 $417,000 $69,000 $831,000
American Indian or Alaskan Native 70 $7,838,000 $111,000 $390,000 $61,000 $199,000
Native Hawaiian or Other Pacific Islander 35 $5,534,000 $158,000 $385,000 $57,000 $234,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,750 $1,763,245,000 $150,000 $10,000,000 $83,000 $3,622,000
FHA-insured (Federal Housing Administration) 5,216 $717,789,000 $137,000 $6,254,000 $40,000 $1,369,000
VA-guaranteed (Veterans Administration) 1,208 $214,509,000 $177,000 $488,000 $39,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 251 $34,317,000 $136,000 $321,000 $46,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,870 $1,493,625,000 $151,000 $10,000,000 $76,000 $3,622,000
Loan Purchased By The Institution 4,067 $622,301,000 $153,000 $523,000 $45,000 $1,369,000
Application Denied By Financial Institution 1,978 $254,804,000 $128,000 $1,705,000 $69,000 $984,000
Application Withdrawn By Applicant 1,621 $233,380,000 $143,000 $750,000 $74,000 $807,000
Application Approved But Not Accepted 490 $65,813,000 $134,000 $451,000 $68,000 $452,000
File Closed For Incompleteness 399 $59,937,000 $150,000 $900,000 $70,000 $1,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 436 $63,771,000 $146,000 $739,000 $85,000 $688,000
Credit History 373 $41,173,000 $110,000 $600,000 $66,000 $984,000
Debt-To-Income Ratio 289 $34,791,000 $120,000 $570,000 $54,000 $500,000
Other 219 $30,105,000 $137,000 $740,000 $74,000 $634,000
Credit Application Incomplete 156 $19,888,000 $127,000 $417,000 $76,000 $500,000
Unverifiable Information 63 $7,226,000 $114,000 $368,000 $58,000 $252,000
Insufficient Cash (Downpayment, Closing Cost) 42 $5,715,000 $136,000 $440,000 $58,000 $300,000
Employment History 16 $1,986,000 $124,000 $265,000 $46,000 $240,000
Mortgage Insurance Denied 5 $1,099,000 $219,000 $340,000 $120,000 $162,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Missouri Lender List