Clay County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Unlock detailed Clay County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 442 |
| Total Mortgage Loan Application Amount | $72,210,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $421,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 656,158,000 | 66 | $ 11,080,000 |
| FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 1,671,036,000 | 51 | $ 10,845,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 87,268,647,000 | 37 | $ 5,205,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,689,351,000,000 | 31 | $ 4,875,000 |
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 19 | $ 2,555,000 |
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 1,952,920,000 | 19 | $ 2,925,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 18 | $ 2,880,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 14 | $ 1,880,000 |
| BANK OF DIXON COUNTY 117 E 3RD ST PONCA, NE 68770 |
* | $ 94,180,000 | 14 | $ 2,080,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 12 | $ 1,560,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 209,720,480,000 | 9 | $ 1,715,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 8 | $ 1,350,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 1,761,153,000 | 8 | $ 1,170,000 |
| PREMIER BANK 1004 21ST AVENUE ROCK VALLEY, IA 51247 |
* | $ 552,325,000 | 7 | $ 785,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 7 | $ 955,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 5 | $ 945,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 1,095,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 5 | $ 315,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,050,339,000 | 5 | $ 385,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 675,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 4 | $ 760,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 12,568,651,000 | 4 | $ 1,160,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 4 | $ 130,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 4 | $ 790,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 4 | $ 710,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 3 | $ 495,000 |
| AMERICAN STATE BANK 525 N MAIN AVE, PO BOX 140 SIOUX CENTER, IA 51250 |
* | $ 932,853,000 | 3 | $ 565,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 95,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 3 | $ 875,000 |
| FRONTIER BANK 301 1ST AVE ROCK RAPIDS, IA 51246 |
* | $ 217,309,000 | 3 | $ 355,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 9,796,674,000 | 2 | $ 380,000 |
| FIRST BANK & TRUST 110 N. MINNESOTA AVE SIOUX FALLS, SD 57104 |
* | $ 980,369,000 | 2 | $ 240,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 490,000 |
| LEVO FEDERAL CREDIT UNION 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 281,836,000 | 2 | $ 300,000 |
| CORTRUST BANK NATIONAL ASSOCIATION 100 EAST HAVENS MITCHELL, SD 57301 |
* | $ 871,942,000 | 2 | $ 1,190,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 370,500,928,000 | 2 | $ 370,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 2 | $ 410,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 130,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 360,000 |
| SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 163,045,000 | 2 | $ 140,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,782,639,000,000 | 1 | $ 75,000 |
| PINNACLE BANK 20544 HWY 370 LINCOLN, NE 68028 |
* | $ 4,729,390,000 | 1 | $ 255,000 |
| SECURITY NATIONAL BANK OF SOUTH DAKOTA 325 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 192,831,000 | 1 | $ 45,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,015,112,000 | 1 | $ 35,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 165,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 219,071,000,000 | 1 | $ 215,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 684,352,000 | 1 | $ 65,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 1 | $ 465,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 65,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 1 | $ 55,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 85,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 611,001,000 | 1 | $ 305,000 |
| IOWA STATE BANK 1101 MAIN STREET HULL, IA 51239 |
* | $ 619,537,000 | 1 | $ 225,000 |
| HERITAGE BANK NATIONAL ASSOCIATION 100 SOUTH STREET W SPICER, MN 56288 |
* | $ 434,815,000 | 1 | $ 175,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 1 | $ 75,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 135,000 |
| BANK MIDWEST 1525 18TH STREET SUITE 100 SPIRIT LAKE, IA 51360 |
* | $ 927,044,000 | 1 | $ 75,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY SUITE 345 WILMINGTON, DE 50266 |
* | $ -1,000 | 1 | $ 285,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 235,000 |
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 870,984,000 | 1 | $ 35,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 1,279,654,000 | 1 | $ 75,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 395,677,000 | 1 | $ 285,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 826,876,000,000 | 1 | $ 225,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 185,000 |
| PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE 5480 CORPORATE DRIVE SUITE 240 WILMINGTON, DE 48098 |
* | $ -1,000 | 1 | $ 315,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 145,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 391,851,000 | 1 | $ 205,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 18,466,868,000 | 1 | $ 25,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 95,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 315,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 125,000 |
| COMMUNITY BANC MORTGAGE CORPORATION 301 N MAIN SPRINGFIELD, IL 62629 |
* | $ -1,000 | 1 | $ 155,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,933,790,000 | 1 | $ 35,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Clay County SD in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 235 | $42,645,000 | $181,000 | $1,125,000 | $85,000 | $421,000 |
| Refinancing | 88 | $13,710,000 | $155,000 | $855,000 | $77,000 | $186,000 |
| Cash-out Refinancing | 66 | $11,200,000 | $169,000 | $335,000 | $87,000 | $294,000 |
| Other Purpose | 28 | $2,640,000 | $94,000 | $295,000 | $73,000 | $251,000 |
| Home Improvement | 23 | $1,825,000 | $79,000 | $305,000 | $98,000 | $398,000 |
| Not Applicable | 2 | $190,000 | $95,000 | $115,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 358 | $54,730,000 | $152,000 | $465,000 | $83,000 | $398,000 |
| Not applicable | 48 | $12,140,000 | $252,000 | $1,125,000 | $97,000 | $247,000 |
| Not Provided | 25 | $3,875,000 | $155,000 | $285,000 | $93,000 | $421,000 |
| Black or African American | 4 | $410,000 | $102,000 | $165,000 | $31,000 | $38,000 |
| Hispanic | 4 | $630,000 | $157,000 | $235,000 | $76,000 | $87,000 |
| American Indian or Alaskan Native | 3 | $425,000 | $141,000 | $265,000 | $107,000 | $147,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 331 | $53,135,000 | $160,000 | $1,125,000 | $90,000 | $421,000 |
| VA-guaranteed (Veterans Administration) | 54 | $11,260,000 | $208,000 | $465,000 | $81,000 | $171,000 |
| FHA-insured (Federal Housing Administration) | 35 | $4,835,000 | $138,000 | $295,000 | $52,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,980,000 | $135,000 | $255,000 | $47,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 271 | $44,925,000 | $165,000 | $1,125,000 | $88,000 | $421,000 |
| Loan Purchased By The Institution | 63 | $11,535,000 | $183,000 | $375,000 | $95,000 | $247,000 |
| Application Withdrawn By Applicant | 54 | $10,220,000 | $189,000 | $1,055,000 | $88,000 | $398,000 |
| Application Denied By Financial Institution | 42 | $4,450,000 | $105,000 | $835,000 | $46,000 | $131,000 |
| File Closed For Incompleteness | 7 | $805,000 | $115,000 | $295,000 | $67,000 | $128,000 |
| Application Approved But Not Accepted | 5 | $275,000 | $55,000 | $135,000 | $45,000 | $63,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 378 | $64,960,000 | $171,000 | $1,125,000 | $89,000 | $421,000 |
| Debt-To-Income Ratio | 41 | $4,515,000 | $110,000 | $385,000 | $51,000 | $182,000 |
| Other | 7 | $705,000 | $100,000 | $155,000 | $55,000 | $122,000 |
| Credit History | 7 | $475,000 | $67,000 | $125,000 | $50,000 | $96,000 |
| Credit Application Incomplete | 4 | $400,000 | $100,000 | $135,000 | $42,000 | $87,000 |
| Collateral | 3 | $185,000 | $61,000 | $95,000 | $58,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $970,000 | $485,000 | $835,000 | $131,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.