Coffee County, AL Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 2,263 mortgage applications in Coffee County, AL totaling $340.8 million, up 9% from 2014. The average application was for $150,000, and applicants reported an average income of $59,000. 47% of applications resulted in an originated loan and 19% were denied. The most active lender was Wells Fargo Bank NA, with 244 applications, followed by Mortgage Research Center and Fairway Independent Mort Corp.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,263
Total Mortgage Loan Application Amount $340,788,000
Average Mortgage Loan Application Amount $150,000
Highest Mortgage Loan Application Amount $2,131,000
Average Applicant Income $59,000
Highest Applicant Income $2,643,000

Mortgage Company List for Lending in Coffee County, AL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 244 $ 30,999,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 194 $ 36,020,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 128 $ 20,878,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 118 $ 20,502,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 92 $ 13,206,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 87 $ 5,001,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 1,131,778,000 85 $ 8,576,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 79 $ 14,060,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 69 $ 13,371,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 66 $ 12,312,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 64 $ 10,324,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 59 $ 7,968,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 57 $ 3,589,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 55 $ 9,238,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 50 $ 6,451,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 44 $ 9,250,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 5,785,742,000 34 $ 6,100,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 31 $ 4,272,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,777,424,000 26 $ 3,314,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 23 $ 3,720,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 22 $ 3,105,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 21 $ 3,176,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 970,659,000 19 $ 2,683,000
Trinity Bank
PO BOX 1009
DOTHAN, AL 36302
* $ 101,057,000 19 $ 2,163,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,676,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 14 $ 2,365,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 13 $ 798,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 12 $ 2,049,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 11 $ 2,211,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 10 $ 1,237,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 10 $ 268,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,618,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 9 $ 641,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 9 $ 2,105,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 1,084,000
Avadian Credit Union
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ 601,329,000 9 $ 945,000
Ccb Community Bank
225 E THREE NOTCH STREET
ANDALUSIA, AL 36420
* $ 434,586,000 9 $ 2,373,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 9 $ 1,997,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 8 $ 1,681,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 8 $ 1,137,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 8 $ 1,666,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 8 $ 1,523,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 8 $ 1,865,000
The Samson Banking Company, Inc.
2 WEST MAIN ST
SAMSON, AL 36477
* $ 57,752,000 8 $ 956,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 8 $ 1,784,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 8 $ 1,592,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 8 $ 903,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ 10,000,000 7 $ 551,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 7 $ 1,015,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 7 $ 770,000
Coastalstates Bank
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 389,720,000 7 $ 933,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 6 $ 704,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 6 $ 1,034,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 516,959,000 6 $ 878,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 6 $ 378,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 6 $ 1,045,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 5 $ 1,168,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 5 $ 894,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 5 $ 1,578,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 5 $ 596,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 397,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 5 $ 1,218,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 5 $ 1,142,000
First National Bank of Hartford
P.O. BOX 129
HARTFORD, AL 36344
* $ 118,986,000 5 $ 470,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 5 $ 759,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 79,624,593,000 5 $ 317,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 5 $ 436,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 5 $ 579,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 517,645,000 5 $ 976,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,865,407,000 5 $ 803,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 4 $ 597,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 742,000
Peoplessouth Bank
203 W CRAWFORD ST
COLQUITT, GA 39837
* $ 492,872,000 4 $ 2,355,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 708,292,000 4 $ 300,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,306,281,000 3 $ 587,000
State Bank and Trust Company
4219 FORSYTH ROAD
MACON, GA 31210
* $ 2,880,380,000 3 $ 451,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 6,760,879,000 3 $ 212,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 468,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 454,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 653,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 3 $ 624,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 356,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,157,083,000 3 $ 278,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 3 $ 911,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 661,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 3 $ 576,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 3 $ 182,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 3 $ 321,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,314,758,000 3 $ 1,215,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 3 $ 219,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 3 $ 783,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 3 $ 707,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 508,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 136,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 378,840,000 2 $ 334,000
Peoples National Bank
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 317,604,000 2 $ 407,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,248,532,000 2 $ 152,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 501,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 2 $ 232,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 309,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 2 $ 381,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 3,083,087,000 2 $ 286,000
First Citizens Bank
100 WEST 3RD STREET, PO BOX 271
LUVERNE, AL 36049
* $ 228,344,000 2 $ 79,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 376,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 195,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 361,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 514,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 378,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 145,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 198,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 1 $ 408,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 117,000
Anchor Mortgage Services, Inc.
4260 CARMICHAEL COURT NORTH
MONTGOMERY, AL 36106
* $ 1,500,000 1 $ 125,000
Max Credit Union
400 EASTDALE CIRCLE
MONTGOMERY, AL 36117
* $ 1,092,065,000 1 $ 90,000
Banksouth
P O BOX 1967
DOTHAN, AL 36302
* $ 173,124,000 1 $ 51,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 4,040,577,000 1 $ 212,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 112,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 4,098,628,000 1 $ 374,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 111,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 167,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 264,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 173,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 19,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 1 $ 161,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 164,706,000 1 $ 164,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 1 $ 80,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 58,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 98,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 320,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 1 $ 82,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 219,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 246,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 142,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 132,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 384,000
Friend Bank
220 E LAWRENCE HARRIS HWY
SLOCOMB, AL 36375
* $ 68,786,000 1 $ 23,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 156,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 167,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 1 $ 193,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 258,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 55,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 381,573,000 1 $ 54,000
Evabank
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 330,728,000 1 $ 108,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 7,925,450,000 1 $ 64,000
Mutual Savings Credit Union
2040 VALLEYDALE ROAD
BIRMINGHAM, AL 35244
* $ 133,820,000 1 $ 77,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 1 $ 25,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ 18,039,000 1 $ 388,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 20,632,572,000 1 $ 5,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 1 $ 88,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 1 $ 308,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 1 $ 54,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 463,562,000 1 $ 266,000

The tables below break down 2015 mortgage applications in Coffee County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Coffee County, AL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,144 $179,283,000 $156,000 $794,000 $53,000 $1,200,000
Home Purchase 977 $154,275,000 $157,000 $2,131,000 $67,000 $2,643,000
Home Improvement 142 $7,230,000 $50,000 $400,000 $62,000 $313,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,494 $226,531,000 $151,000 $713,000 $68,000 $851,000
Black or African American 244 $33,032,000 $135,000 $393,000 $42,000 $167,000
Not applicable 220 $37,151,000 $168,000 $2,131,000 $19,000 $2,643,000
Not Provided 157 $22,833,000 $145,000 $417,000 $61,000 $390,000
Hispanic 93 $12,435,000 $133,000 $402,000 $48,000 $166,000
Asian 31 $4,834,000 $155,000 $480,000 $59,000 $241,000
American Indian or Alaskan Native 15 $1,893,000 $126,000 $312,000 $121,000 $1,200,000
Native Hawaiian or Other Pacific Islander 9 $2,079,000 $231,000 $429,000 $89,000 $195,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 944 $183,952,000 $194,000 $429,000 $47,000 $243,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 895 $104,167,000 $116,000 $2,131,000 $82,000 $2,643,000
FHA-insured (Federal Housing Administration) 289 $37,857,000 $130,000 $276,000 $40,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 135 $14,812,000 $109,000 $349,000 $33,000 $155,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,064 $171,238,000 $160,000 $2,131,000 $67,000 $2,643,000
Application Denied By Financial Institution 424 $46,385,000 $109,000 $685,000 $60,000 $1,200,000
Loan Purchased By The Institution 341 $56,354,000 $165,000 $429,000 $32,000 $472,000
Application Withdrawn By Applicant 254 $40,684,000 $160,000 $422,000 $68,000 $252,000
File Closed For Incompleteness 117 $17,054,000 $145,000 $341,000 $41,000 $195,000
Application Approved But Not Accepted 63 $9,073,000 $144,000 $485,000 $75,000 $456,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 66 $5,125,000 $77,000 $316,000 $59,000 $275,000
Debt-To-Income Ratio 43 $3,054,000 $71,000 $310,000 $46,000 $132,000
Collateral 38 $3,969,000 $104,000 $274,000 $66,000 $144,000
Credit Application Incomplete 34 $4,738,000 $139,000 $349,000 $55,000 $240,000
Other 19 $2,016,000 $106,000 $389,000 $54,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,195,000 $274,000 $685,000 $117,000 $379,000
Unverifiable Information 3 $360,000 $120,000 $164,000 $92,000 $170,000
Mortgage Insurance Denied 1 $151,000 $151,000 $151,000 $29,000 $29,000
Employment History 1 $72,000 $72,000 $72,000 $36,000 $36,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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