Eaton County, MI Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 5,126 mortgage applications in Eaton County, MI totaling $844.7 million, down 36% from 2021. The average application was for $164,000, and applicants reported an average income of $84,000. 58% of applications resulted in an originated loan and 16% were denied. The most active lender was Msu Federal Credit Union, with 671 applications, followed by Flagstar Bank NA and Triad Financial Services, Inc..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,126
Total Mortgage Loan Application Amount $844,740,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $32,115,000
Average Applicant Income $84,000
Highest Applicant Income $1,827,000

Mortgage Company List for Lending in Eaton County, MI for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 6,719,007,000 671 $ 78,675,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 242 $ 41,100,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 241 $ 9,025,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 698,469,000 217 $ 52,615,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 215 $ 25,775,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 172 $ 31,950,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 155 $ 29,705,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 131 $ 16,515,000
Lafcu
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 939,106,000 128 $ 9,980,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 127 $ 14,365,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 91 $ 14,465,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 4,702,462,000 90 $ 12,090,000
Eaton Community Bank
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 436,877,000 88 $ 12,580,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 80 $ 13,990,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 79 $ 12,645,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 2,506,984,000 61 $ 3,765,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 59 $ 11,365,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 58 $ 10,290,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 54 $ 8,980,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 53 $ 10,635,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 52 $ 11,000,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 47 $ 9,035,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 46 $ 8,520,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 46 $ 7,420,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 44 $ 1,970,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 39 $ 2,945,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 39 $ 7,435,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 39 $ 4,265,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 39 $ 7,155,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 38 $ 7,650,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 37 $ 6,335,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 36 $ 6,040,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 32 $ 5,760,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 31 $ 4,575,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 11,672,497,000 31 $ 6,685,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 29 $ 2,835,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 28 $ 4,170,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 28 $ 5,270,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 27 $ 7,505,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 26 $ 5,610,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 1,803,219,000 25 $ 3,895,000
Astera Credit Union
5615 W SAGINAW HWY
LANSING, MI 48917
* $ 192,118,000 24 $ 1,170,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 24 $ 4,540,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 24 $ 3,970,000
Case Credit Union
PO BOX 22158 4316 SOUTH PENNSYLVANIA AVENUE
LANSING, MI 48909
* $ 384,887,000 23 $ 2,565,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 22 $ 3,290,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 22 $ 5,280,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 776,851,000 20 $ 3,100,000
Marshall Community Credit Union
839 W GREEN ST
MARSHALL, MI 49068
* $ 305,598,000 20 $ 2,680,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 20 $ 4,500,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 19 $ 3,495,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 18 $ 3,320,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 18 $ 3,620,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 16 $ 3,020,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 16 $ 590,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 6,455,703,000 15 $ 865,000
Consumers Professional Credit Union
525 W WILLOW STREET
LANSING, MI 48906
* $ 89,640,000 15 $ 1,875,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 15 $ 2,605,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 14 $ 3,130,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 13 $ 2,365,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 94,798,000,000 13 $ 1,305,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 13 $ 525,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 13 $ 1,215,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 12 $ 1,870,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 12 $ 1,400,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 11 $ 2,905,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 11 $ 2,185,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 1,685,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 11 $ 575,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 11 $ 2,215,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 10 $ 1,340,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 10 $ 1,590,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 818,091,000 10 $ 1,320,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 438,784,000 10 $ 640,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 1,478,612,000 10 $ 1,880,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 9 $ 2,855,000
Union Bank
670 CASCADE WEST PARKWAY SE
CASCADE, MI 49546
* $ 342,221,000 9 $ 1,555,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 9 $ 2,005,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 9 $ 1,355,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 8 $ 1,300,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 8 $ 1,590,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 8 $ 1,890,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 8 $ 1,540,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ 2,694,606,000 8 $ 620,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 8 $ 1,460,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 8 $ 1,770,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 7 $ 685,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 7 $ 235,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 1,935,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 7 $ 1,135,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 7 $ 1,535,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 7 $ 1,295,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 5,238,290,000 7 $ 1,615,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 7 $ 815,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 737,465,000 7 $ 1,085,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 7 $ 1,105,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 7 $ 1,575,000
Thumb Bank & Trust
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 379,686,000 6 $ 1,020,000
Homestead Savings Bank
415 S SUPERIOR ST
ALBION, MI 49224
* $ 83,746,000 6 $ 930,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,175,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 5 $ 1,045,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 365,000
Highpoint Community Bank
150 W COURT ST
HASTINGS, MI 49058
* $ 462,558,000 5 $ 605,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,338,072,000 5 $ 875,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 5 $ 805,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 5 $ 1,375,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,817,448,000 5 $ 945,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 1,437,766,000 5 $ 615,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 5 $ 725,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 829,123,000 4 $ 870,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 4 $ 740,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 4 $ 740,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 4 $ 910,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 880,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 740,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 4 $ 1,050,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,030,966,000 4 $ 670,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 4 $ 400,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 4 $ 790,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 850,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 4 $ 190,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 4 $ 530,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 3 $ 475,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 415,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 3 $ 155,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 795,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 1,253,139,000 3 $ 85,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 3 $ 795,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 675,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 355,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 3 $ 365,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 2,160,125,000 3 $ 715,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 3,063,946,000 3 $ 425,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 755,000
Southern Michigan Bank & Trust
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 1,157,088,000 3 $ 1,785,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 815,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 735,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 3 $ 315,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 15,432,095,000 3 $ 275,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 445,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 935,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 3 $ 105,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 3 $ 485,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 3 $ 455,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 3 $ 105,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 3 $ 705,000
Commercial Bank
301 N. STATE ST
ALMA, MI 48801
* $ 610,261,000 3 $ 595,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 3 $ 1,255,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 3 $ 435,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 161,574,000 3 $ 195,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 355,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 3 $ 615,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 2 $ 430,000
Wanigas Credit Union
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 415,191,000 2 $ 430,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 460,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 256,896,000 2 $ 190,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 1,097,531,000 2 $ 330,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 310,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 1,071,830,000 2 $ 220,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 420,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 2 $ 11,750,000
River Valley Credit Union
PO BOX 493
ADA, MI 49301
* $ 126,099,000 2 $ 130,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 2 $ 330,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 490,000
Blg Holdings, LLC
2353 S. LINDEN RD. SUITE A
FLINT, MI 48507
* $ -1,000 2 $ 520,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 1,419,081,000 2 $ 150,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 2 $ 370,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 2 $ 290,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 300,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 230,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 2 $ 40,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 530,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 2 $ 310,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 2 $ 11,580,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 2 $ 43,420,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 360,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 2 $ 310,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ 703,311,000 2 $ 200,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 2 $ 390,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ -1,000 2 $ 90,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 2 $ 450,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 600,000
Members First Credit Union
PO BOX 2165
MIDLAND, MI 48640
* $ 736,881,000 2 $ 410,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 230,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 165,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 2,826,831,000 1 $ 175,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 195,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,618,578,000 1 $ 35,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 155,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 1,148,854,000 1 $ 195,000
Cazle Mortgage, Inc.
3 E HENRIETTA ST
BALTIMORE, MD 21220
* $ -1,000 1 $ 115,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 155,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 265,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 275,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 195,000
Meijer Credit Union
2410 GAYNOR AVE. NW
GRAND RAPIDS, MI 49544
* $ 89,586,000 1 $ 35,000
Omni Community Credit Union
PO BOX 1537
BATTLE CREEK, MI 49015
* $ 607,274,000 1 $ 145,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 489,999,000 1 $ 305,000
Aafmaa Mortgage Services LLC
2000 REGENCY PARKWAY SUITE 140
CARY, NC 27518
* $ -1,000 1 $ 185,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 4,499,550,000 1 $ 225,000
First United Credit Union
3140 IVANREST AVE SW
GRANDVILLE, MI 49418
* $ 56,189,000 1 $ 185,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 345,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 518,683,000 1 $ 145,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 7,686,307,000 1 $ 215,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 1 $ 215,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 65,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 936,708,000 1 $ 15,000
Sturgis Bank & Trust
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 751,558,000 1 $ 15,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 215,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 235,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 205,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 255,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 155,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 1 $ 295,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 135,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 55,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 1,323,806,000 1 $ 205,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 1 $ 555,000
Community First Federal Credit
9637 N GREENVILLE RD
LAKEVIEW, MI 48850
* $ 105,644,000 1 $ 205,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 115,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 215,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 145,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 115,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,982,186,000 1 $ 195,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 1 $ 305,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 407,850,000 1 $ 235,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 1 $ 245,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 155,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 7,525,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 305,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 115,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 205,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 475,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,788,208,000 1 $ 105,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 2,363,747,000 1 $ 145,000
University Credit Union
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ 1,047,101,000 1 $ 65,000
Michigan Educational Credit Union
9200 HAGGERTY ROAD
PLYMOUTH, MI 48178
* $ 1,074,921,000 1 $ 55,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 165,000
Bloom Credit Union
1414 BURTON SW
WYOMING, MI 49509
* $ 189,297,000 1 $ 35,000
Coast One Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 145,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 315,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 255,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 862,936,000 1 $ 175,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 125,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 275,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 105,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 205,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 937,238,000 1 $ 375,000
Financial Plus Credit Union
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 802,700,000 1 $ 165,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 345,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 1 $ 285,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 155,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 245,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 195,000
Community West Credit Union
4045 60TH ST SE
KENTWOOD, MI 49512
* $ 250,334,000 1 $ 35,000

The tables below break down 2022 mortgage applications in Eaton County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Eaton County, MI in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,378 $444,540,000 $186,000 $11,325,000 $82,000 $959,000
Cash-out Refinancing 1,062 $180,040,000 $169,000 $7,525,000 $80,000 $1,827,000
Other Purpose 679 $46,845,000 $68,000 $405,000 $96,000 $1,042,000
Refinancing 645 $148,265,000 $229,000 $32,115,000 $83,000 $455,000
Home Improvement 334 $22,410,000 $67,000 $355,000 $91,000 $445,000
Not Applicable 28 $2,640,000 $94,000 $185,000 $35,000 $35,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,637 $531,095,000 $146,000 $725,000 $84,000 $1,827,000
Not Provided 593 $91,515,000 $154,000 $1,495,000 $87,000 $655,000
Not applicable 311 $133,095,000 $427,000 $32,115,000 $79,000 $132,000
Black or African American 287 $42,175,000 $146,000 $705,000 $83,000 $393,000
Hispanic 178 $22,490,000 $126,000 $375,000 $69,000 $233,000
Asian 75 $16,525,000 $220,000 $555,000 $102,000 $340,000
American Indian or Alaskan Native 29 $5,295,000 $182,000 $485,000 $75,000 $165,000
Native Hawaiian or Other Pacific Islander 2 $230,000 $115,000 $185,000 $50,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,923 $618,795,000 $157,000 $32,115,000 $88,000 $1,827,000
FHA-insured (Federal Housing Administration) 728 $128,390,000 $176,000 $425,000 $69,000 $264,000
VA-guaranteed (Veterans Administration) 370 $80,760,000 $218,000 $505,000 $79,000 $265,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $16,795,000 $159,000 $295,000 $59,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,974 $531,530,000 $178,000 $32,115,000 $89,000 $1,827,000
Application Denied By Financial Institution 825 $93,995,000 $113,000 $495,000 $66,000 $450,000
Application Withdrawn By Applicant 572 $107,510,000 $187,000 $11,505,000 $83,000 $558,000
Loan Purchased By The Institution 293 $54,195,000 $184,000 $565,000 $80,000 $148,000
File Closed For Incompleteness 256 $34,490,000 $134,000 $555,000 $84,000 $483,000
Application Approved But Not Accepted 179 $17,865,000 $99,000 $525,000 $82,000 $455,000
Preapproval Approved but not Accepted 22 $4,600,000 $209,000 $725,000 $100,000 $568,000
Preapproval Denied by Financial Institution 5 $555,000 $111,000 $265,000 $66,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,240 $744,030,000 $175,000 $32,115,000 $87,000 $1,042,000
Debt-To-Income Ratio 311 $29,635,000 $95,000 $665,000 $62,000 $1,827,000
Credit History 227 $24,185,000 $106,000 $485,000 $75,000 $365,000
Credit Application Incomplete 125 $17,775,000 $142,000 $455,000 $79,000 $450,000
Collateral 102 $15,050,000 $147,000 $425,000 $78,000 $293,000
Other 74 $7,260,000 $98,000 $495,000 $63,000 $228,000
Unverifiable Information 19 $3,345,000 $176,000 $455,000 $82,000 $328,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,225,000 $148,000 $265,000 $62,000 $162,000
Employment History 13 $1,235,000 $95,000 $205,000 $48,000 $96,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Michigan Lender List