Greene County, NY Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,758 mortgage applications in Greene County, NY totaling $419.3 million, down 32% from 2022. The average application was for $238,000, and applicants reported an average income of $170,000. 51% of applications resulted in an originated loan and 20% were denied. The most active lender was Homestead Funding Corp., with 206 applications, followed by The Bank of Greene County and Broadview Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,758
Total Mortgage Loan Application Amount $419,330,000
Average Mortgage Loan Application Amount $238,000
Highest Mortgage Loan Application Amount $1,695,000
Average Applicant Income $170,000
Highest Applicant Income $3,726,000

Mortgage Company List for Lending in Greene County, NY for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 206 $ 59,490,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 2,611,099,000 146 $ 27,800,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 7,999,108,000 97 $ 8,925,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,834,148,000 67 $ 18,835,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 65 $ 15,335,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 506,511,000 60 $ 12,060,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 54 $ 17,670,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 48 $ 6,040,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,999,551,000 42 $ 8,160,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 41 $ 3,355,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 40 $ 9,650,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 6,691,880,000 38 $ 5,490,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 37 $ 9,565,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 35 $ 9,465,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 32 $ 9,580,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 11,659,908,000 30 $ 9,980,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 29 $ 7,045,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 1,121,757,000 28 $ 3,390,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 1,247,761,000 28 $ 6,890,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 27 $ 8,855,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 23 $ 2,505,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,422,290,000 21 $ 3,255,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 19 $ 8,555,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 19 $ 5,165,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 19 $ 6,605,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 16 $ 6,520,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 4,145,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 524,847,000 13 $ 4,195,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 13 $ 1,665,000
Sawyer Savings Bank
PO BOX 420
SAUGERTIES, NY 12477
* $ 277,985,000 12 $ 3,650,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 12 $ 2,670,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 12 $ 3,340,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 12 $ 4,220,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 11 $ 865,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 10 $ 3,250,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 9 $ 2,485,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 9 $ 2,635,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 9 $ 2,085,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 1,335,810,000 8 $ 2,340,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 8 $ 1,030,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 8 $ 2,520,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 8 $ 1,550,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 2,048,365,000 7 $ 2,315,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 1,825,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 7 $ 2,205,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 57,451,653,000 7 $ 3,035,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ 453,220,000 7 $ 655,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 1,110,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 1,250,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 5 $ 2,865,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 5 $ 935,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 5 $ 1,445,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 5 $ 2,795,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 4 $ 970,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 4 $ 1,150,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 4 $ 1,260,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 1,160,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 4 $ 1,150,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 4 $ 470,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 828,530,000 4 $ 1,880,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 1,100,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 4 $ 920,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 505,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 3 $ 795,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 535,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 265,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 3 $ 615,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 4,230,638,000 3 $ 615,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 3 $ 535,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 635,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 365,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,551,541,000 3 $ 265,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 705,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 3 $ 715,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 985,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 450,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 2 $ 540,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 7,971,719,000 2 $ 720,000
Catskill Hudson Bank
101 KINGS MALL CT
KINGSTON, NY 12401
* $ 576,539,000 2 $ 430,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,541,582,000 2 $ 690,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 2 $ 110,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 2 $ 490,000
First National Bank of Scotia
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 669,571,000 2 $ 360,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,423,005,000 2 $ 490,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 2 $ 1,090,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 630,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 71,166,370,000 2 $ 300,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 2 $ 780,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 2 $ 790,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 212,638,872,000 2 $ 1,980,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 510,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 670,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 2 $ 270,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 4,219,232,000 2 $ 490,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 1,130,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 2 $ 730,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 2 $ 570,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 2 $ 500,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 1 $ 335,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 1 $ 245,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 1 $ 535,000
Saratoga National Bank

GLENS FALLS, NY 12801
* $ 895,584,000 1 $ 45,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 155,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 355,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 632,715,000 1 $ 165,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 145,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,440,092,000 1 $ 135,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,446,950,000 1 $ 445,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 3,193,673,000 1 $ 25,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 13,520,414,000 1 $ 345,000
Bank of Millbrook
PO BOX AF, 3263 FRANKLIN AVENUE
MILLBROOK, NY 12545
* $ 310,375,000 1 $ 405,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 293,274,000 1 $ 65,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 1 $ 285,000
Teg Federal Credit Union
1 COMMERCE ST.
POUGHKEEPSIE, NY 12603
* $ 400,289,000 1 $ 455,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 4,471,539,000 1 $ 105,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 65,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 1 $ 1,465,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 385,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,656,860,000 1 $ 155,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 885,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 285,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 109,180,139,000 1 $ 505,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,820,893,000 1 $ 65,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ 546,074,000 1 $ 305,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 1,245,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 477,259,000 1 $ 485,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 5,548,911,000 1 $ 25,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 1,697,684,000 1 $ 75,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 1 $ 105,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 105,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 570,452,000 1 $ 105,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 315,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 753,438,000 1 $ 345,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 335,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ -1,000 1 $ 245,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 1 $ 495,000
Nextstep FCU
150 DEFREEST DRIVE
TROY, NY 12180
* $ 120,400,000 1 $ 75,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 1 $ 545,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 275,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 115,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 215,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 205,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 175,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 185,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 225,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 1 $ 215,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 275,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 165,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 385,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 622,889,000 1 $ 55,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,641,568,000 1 $ 85,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 5,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 154,522,864,000 1 $ 575,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 1 $ 205,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 1 $ 805,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ 25,260,713,000 1 $ 225,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 535,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ 903,989,000 1 $ 415,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 1 $ 275,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 114,308,000 1 $ 105,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 1 $ 45,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 1 $ 295,000

The tables below break down 2023 mortgage applications in Greene County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, NY in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 958 $298,550,000 $311,000 $1,695,000 $201,000 $3,726,000
Home Improvement 294 $33,030,000 $112,000 $1,255,000 $136,000 $3,004,000
Other Purpose 202 $22,190,000 $109,000 $1,005,000 $142,000 $2,892,000
Cash-out Refinancing 171 $39,935,000 $233,000 $1,465,000 $125,000 $2,885,000
Refinancing 119 $23,435,000 $196,000 $1,495,000 $132,000 $2,558,000
Not Applicable 14 $2,190,000 $156,000 $355,000 $195,000 $195,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,184 $249,960,000 $211,000 $1,695,000 $158,000 $3,726,000
Not Provided 211 $55,055,000 $260,000 $1,005,000 $198,000 $1,038,000
Not applicable 207 $69,435,000 $335,000 $1,685,000 $196,000 $552,000
Hispanic 81 $18,785,000 $231,000 $655,000 $163,000 $791,000
Asian 38 $16,370,000 $430,000 $1,255,000 $379,000 $2,885,000
Black or African American 20 $5,080,000 $254,000 $595,000 $150,000 $543,000
American Indian or Alaskan Native 10 $1,550,000 $155,000 $435,000 $102,000 $215,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,521 $361,615,000 $237,000 $1,695,000 $181,000 $3,726,000
FHA-insured (Federal Housing Administration) 183 $42,995,000 $234,000 $495,000 $85,000 $393,000
VA-guaranteed (Veterans Administration) 44 $13,040,000 $296,000 $595,000 $101,000 $326,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,680,000 $168,000 $215,000 $64,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 892 $219,350,000 $245,000 $1,695,000 $183,000 $3,726,000
Application Denied By Financial Institution 351 $63,325,000 $180,000 $1,495,000 $126,000 $2,892,000
Application Withdrawn By Applicant 211 $56,015,000 $265,000 $1,605,000 $200,000 $3,469,000
Loan Purchased By The Institution 194 $56,800,000 $292,000 $1,685,000 $170,000 $552,000
File Closed For Incompleteness 63 $12,225,000 $194,000 $1,235,000 $148,000 $1,703,000
Application Approved But Not Accepted 45 $11,125,000 $247,000 $1,245,000 $142,000 $583,000
Preapproval Approved but not Accepted 2 $490,000 $245,000 $285,000 $72,000 $87,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,375 $345,495,000 $251,000 $1,695,000 $181,000 $3,726,000
Debt-To-Income Ratio 157 $34,615,000 $220,000 $1,605,000 $111,000 $1,234,000
Credit History 87 $8,535,000 $98,000 $615,000 $91,000 $530,000
Collateral 73 $16,065,000 $220,000 $1,305,000 $181,000 $807,000
Other 31 $6,005,000 $193,000 $755,000 $259,000 $2,892,000
Credit Application Incomplete 16 $2,650,000 $165,000 $435,000 $135,000 $250,000
Unverifiable Information 9 $3,385,000 $376,000 $1,495,000 $138,000 $182,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,800,000 $300,000 $655,000 $107,000 $199,000
Employment History 4 $780,000 $195,000 $365,000 $68,000 $87,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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