In 2025, lenders reported 4,245 mortgage applications in Hampshire County, MA totaling $1.1 billion, up 9% from 2024. The average application was for $261,000, and applicants reported an average income of $140,000. 62% of applications resulted in an originated loan and 11% were denied. The most active lender was Florence Bank, with 424 applications, followed by Umassfive College Federal Credit Union and Bankesb.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,245 |
| Total Mortgage Loan Application Amount | $1,110,745,000 |
| Average Mortgage Loan Application Amount | $261,000 |
| Highest Mortgage Loan Application Amount | $11,005,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $2,678,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Florence Bank 85 MAIN STREET FLORENCE, MA 01062 |
* | $ n/a | 424 | $ 96,280,000 |
| Umassfive College Federal Credit Union 200 WESTGATE CENTER DRIVE, PO BOX 1060 HADLEY, MA 01035 |
* | $ n/a | 221 | $ 33,555,000 |
| Bankesb 36 MAIN STREET EASTHAMPTON, MA 01027 |
* | $ n/a | 208 | $ 35,470,000 |
| Greenfield Savings Bank 400 MAIN STREET, PO BOX 1537 GREENFIELD, MA 01302 |
* | $ n/a | 201 | $ 75,865,000 |
| Peoplesbank 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ n/a | 186 | $ 40,570,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ n/a | 179 | $ 35,385,000 |
| Country Bank for Savings 75 MAIN ST WARE, MA 01082 |
* | $ n/a | 130 | $ 25,900,000 |
| Greenfield Cooperative Bank 63 FEDERAL STREET GREENFIELD, MA 01301 |
* | $ n/a | 126 | $ 36,540,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 111 | $ 36,985,000 |
| Westfield Bank 141 ELM ST WESTFIELD, MA 01085 |
* | $ n/a | 109 | $ 24,615,000 |
| Affordable Mortgage Advisors 4640 CAMPBELLS RUN ROAD PITTSBURGH, PA 15205 |
* | $ n/a | 100 | $ 37,870,000 |
| Polish National Credit Union 46 MAIN STREET CHICOPEE, MA 01020 |
* | $ n/a | 93 | $ 21,625,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ n/a | 91 | $ 28,455,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 87 | $ 16,595,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ n/a | 80 | $ 16,150,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ n/a | 74 | $ 24,660,000 |
| TD Bank MOUNT LAUREL, NJ 08054 |
* | $ n/a | 60 | $ 11,320,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ n/a | 57 | $ 21,295,000 |
| Member Advantage Mortgage 3330 BROADMOOR SE, SUITE B GRAND RAPIDS, MI 49512 |
* | $ n/a | 55 | $ 16,835,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ n/a | 54 | $ 16,340,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 53 | $ 16,205,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ n/a | 53 | $ 14,085,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 52 | $ 15,070,000 |
| M&T Bank 701 SENECA STREET - SUITE 330N BUFFALO, NY 14203 |
* | $ n/a | 48 | $ 6,220,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 45 | $ 16,035,000 |
| Harborone Mortgage, LLC 1045 ELM ST SUITE 601 MANCHESTER, NH 03101 |
* | $ n/a | 42 | $ 16,960,000 |
| United Wholesale Mortgage 40600 ANN ARBOR RD E STE 201 PLYMOUTH, MI 48170 |
* | $ n/a | 40 | $ 13,730,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ n/a | 37 | $ 12,235,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ n/a | 36 | $ 9,820,000 |
| Freedom Credit Union 1976 MAIN STREET SPRINGFIELD, MA 01103 |
* | $ n/a | 32 | $ 4,060,000 |
| American Neighborhood Mortgage Acceptance Company 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ n/a | 30 | $ 8,410,000 |
| Sofi Bank, National Association FRISCO, TX 75034 |
* | $ n/a | 29 | $ 5,015,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ n/a | 27 | $ 4,945,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ n/a | 26 | $ 2,960,000 |
| Total Mortgage Services, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ n/a | 25 | $ 8,685,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ n/a | 25 | $ 7,785,000 |
| Movement Mortgage, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ n/a | 25 | $ 8,455,000 |
| Monson Savings Bank 146 MAIN STREET MONSON, MA 01057 |
* | $ n/a | 24 | $ 7,480,000 |
| Holyoke Credit Union 490 WESTFIELD ROAD HOLYOKE, MA 01040 |
* | $ n/a | 23 | $ 3,425,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 22 | $ 7,730,000 |
| Figure Lending LLC SAN FRANCISCO, CA 94108 |
* | $ n/a | 21 | $ 1,525,000 |
| Alden Credit Union 710 GRATTAN STREET CHICOPEE, MA 01020 |
* | $ n/a | 21 | $ 5,545,000 |
| Homestead Funding Corp. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ n/a | 19 | $ 5,755,000 |
| Lakeview Loan Servicing, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ n/a | 17 | $ 4,645,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 17 | $ 2,555,000 |
| Northpointe Bank 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ n/a | 16 | $ 5,420,000 |
| Spring Eq, LLC 1 WEST ELM STREET SUITE 450 CONSHOHOCKEN, PA 19428 |
* | $ n/a | 15 | $ 1,815,000 |
| Northpoint Mortgage, Inc. 204 TURNPIKE ROAD STURBRIDGE, MA 01566 |
* | $ n/a | 15 | $ 5,745,000 |
| Massmutual FCU 1295 STATE STREET SPRINGFIELD, MA 01111 |
* | $ n/a | 14 | $ 2,140,000 |
| Greylock Federal Credit Union 150 WEST ST. PITTSFIELD, MA 01201 |
* | $ n/a | 14 | $ 1,970,000 |
| Berkshire Bank ALBANY, NY 12207 |
* | $ n/a | 13 | $ 2,815,000 |
| Guaranteed Rate Affinity, LLC 1800 WEST LARCHMONT AVE CHICAGO, IL 60613 |
* | $ n/a | 13 | $ 4,195,000 |
| Mutual of Omaha Mortgage LOMBARD, IL 60148 |
* | $ n/a | 13 | $ 3,615,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 12 | $ 3,900,000 |
| Community Bank, N.A. 45-49 COURT STREET CANTON, NY 13617 |
* | $ n/a | 12 | $ 2,550,000 |
| Liberty Bank 315 MAIN STREET MIDDLETOWN, CT 06457 |
* | $ n/a | 12 | $ 4,420,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ n/a | 12 | $ 3,620,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ n/a | 11 | $ 3,675,000 |
| Leader Bank NA 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ n/a | 11 | $ 2,715,000 |
| Better Mortgage Corporation 1 WORLD TRADE CENTER FL 80 NEW YORK, NY 10007 |
* | $ n/a | 10 | $ 2,200,000 |
| Luso Federal Credit Union 599 EAST ST LUDLOW, MA 01056 |
* | $ n/a | 10 | $ 2,530,000 |
| Arrha Credit Union 145 INDUSTRY AVENUE SPRINGFIELD, MA 01104 |
* | $ n/a | 9 | $ 1,475,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ n/a | 9 | $ 3,765,000 |
| Eastern Bank 125 HIGH ST BOSTON, MA 02110 |
* | $ n/a | 9 | $ 2,615,000 |
| North Brookfield Savings Bank 35 SUMMER STREET NORTH BROOKFIELD, MA 01585 |
* | $ n/a | 9 | $ 1,245,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ n/a | 9 | $ 1,635,000 |
| Cornerstone Bank 176 MAIN STREET SPENCER, MA 01562 |
* | $ n/a | 8 | $ 2,110,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ n/a | 8 | $ 2,840,000 |
| First Federal Bank 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ n/a | 7 | $ 2,835,000 |
| Harborone Bank 770 OAK STREET BROCKTON, MA 02301 |
* | $ n/a | 7 | $ 1,535,000 |
| Third Federal Savings and Loan 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ n/a | 7 | $ 1,395,000 |
| Morgan Stanley Private Bank NA 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ n/a | 7 | $ 2,645,000 |
| Rockland Trust Bank 288 UNION STREET ROCKLAND, MA 02370 |
* | $ n/a | 7 | $ 1,875,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ n/a | 7 | $ 2,285,000 |
| NBKC Bank 8320 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ n/a | 6 | $ 2,780,000 |
| Metro Credit Union 200 REVERE BEACH PARKWAY CHELSEA, MA 02150 |
* | $ n/a | 6 | $ 670,000 |
| First Colony Mortgage Corporat 500 EAST PARK AVENUE SUITE 900 OREM, UT 84097 |
* | $ n/a | 6 | $ 1,720,000 |
| Adams Community Bank 2 CENTER STREET ADAMS, MA 01220 |
* | $ n/a | 6 | $ 1,400,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ n/a | 6 | $ 2,860,000 |
| Nations Direct Mortgage, LLC 2475 VILLAGE VIEW DRIVE SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 5 | $ 1,885,000 |
| Longbridge Financial, LLC 1 INTERNATIONAL BOULEVARD, SUITE 900 MAHWAH, NJ 07495 |
* | $ n/a | 5 | $ 885,000 |
| Members Mortgage Company Inc 90 MAPLE STREET STONEHAM, MA 02180 |
* | $ n/a | 5 | $ 1,945,000 |
| First World Mortgage Corporaton 127 PROSPECT AVENUE WEST HARTFORD, CT 06106 |
* | $ n/a | 5 | $ 2,295,000 |
| American Financing Corporation 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ n/a | 5 | $ 1,075,000 |
| William Raveis Mortgage, LLC 7 TRAP FALLS ROAD SHELTON, CT 06484 |
* | $ n/a | 5 | $ 1,595,000 |
| Greater Springfield Credit Union 1030 WILBRAHAM RD SPRINGFIELD, MA 01109 |
* | $ n/a | 5 | $ 1,025,000 |
| Das Acquisition Company, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ n/a | 5 | $ 1,855,000 |
| Kiavi Funding, Inc. 315 MONTGOMERY STREET 16TH FLOOR SAN FRANCISCO, CA 94104 |
* | $ n/a | 5 | $ 1,865,000 |
| Alliant Credit Union 11545 W TOUHY CHICAGO, IL 60666 |
* | $ n/a | 5 | $ 855,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ n/a | 5 | $ 1,185,000 |
| Huntington National Bank 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ n/a | 4 | $ 2,040,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 4 | $ 1,440,000 |
| Emm Loans LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08003 |
* | $ n/a | 4 | $ 1,510,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ n/a | 4 | $ 1,040,000 |
| Redwood Residential Acquisition Corporation 1 BELVEDERE PLACE MILL VALLEY, CA 94951 |
* | $ n/a | 4 | $ 2,420,000 |
| Union Home Mortgage Corp. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ n/a | 4 | $ 1,320,000 |
| American Heritage Lending, LLC 19800 MACARTHUR BLVD SUITE 950 IRVINE, CA 92612 |
* | $ n/a | 4 | $ 1,540,000 |
| Washington Trust Mortgage Company LLC 23 BROAD STREET WESTERLY, RI 02891 |
* | $ n/a | 4 | $ 1,020,000 |
| Farm Credit East Aca 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ n/a | 4 | $ 1,680,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 4 | $ 780,000 |
| Cardinal Financial Company, Li 3530 TORINGDON WAY STE 200 CHARLOTTE, NC 28277 |
* | $ n/a | 4 | $ 1,450,000 |
| All One Credit Union 20 ADAMS STREET LEOMINSTER, MA 01453 |
* | $ n/a | 4 | $ 660,000 |
| Nations Lending Corporation 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ n/a | 4 | $ 1,380,000 |
| Lendsure Mortgage Corp. 16959 BERNARDO CENTER DR, #102 SAN DIEGO, CA 92128 |
* | $ n/a | 4 | $ 1,580,000 |
| Ice Lender Holdings LLC 31 W 34TH ST. #1012 NEW YORK, NY 10018 |
* | $ n/a | 3 | $ 2,275,000 |
| Hanscom Federal Credit Union 1610 EGLIN ST HANSCOM AFB, MA 01731 |
* | $ n/a | 3 | $ 285,000 |
| Milend, Inc 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30009 |
* | $ n/a | 3 | $ 805,000 |
| Fall River Five Cents Savings 79 NORTH MAIN ST FALL RIVER, MA 02720 |
* | $ n/a | 3 | $ 165,000 |
| Zillow Home Loans, LLC 2600 MICHELSON DRIVE IRVINE, CA 92612 |
* | $ n/a | 3 | $ 1,075,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ n/a | 3 | $ 1,435,000 |
| UBS Bank USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ n/a | 3 | $ 1,555,000 |
| Lower, LLC 5950 SYMPHONY WOODS DRIVE COLUMBIA, MD 21044 |
* | $ n/a | 3 | $ 975,000 |
| Workers Federal Credit Union 815 MAIN STREET LITTLETON, MA 01460 |
* | $ n/a | 3 | $ 645,000 |
| Webster First Federal Credit Union 271 GREENWOOD ST. WORCESTER, MA 01607 |
* | $ n/a | 3 | $ 1,395,000 |
| 360 Federal Credit Union P.O. BOX 273/191 ELLA GRASSO TURNPIKE WINDSOR LOCKS, CT 06096 |
* | $ n/a | 3 | $ 255,000 |
| Bay Equity LLC DETROIT, MI 48226 |
* | $ n/a | 3 | $ 965,000 |
| Mortgage Markets Cuso, LLC 616 BURNSIDE AVENUE EAST HARTFORD, CT 06108 |
* | $ n/a | 3 | $ 1,295,000 |
| Quorum Federal Credit Union 2500 WESTCHESTER AVENUE PURCHASE, NY 10577 |
* | $ n/a | 3 | $ 385,000 |
| Homebridge Financial Services, Inc 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ n/a | 3 | $ 385,000 |
| Semper Home Loans, Inc 225 DUPONT DRIVE PROVIDENCE, RI 02907 |
* | $ n/a | 3 | $ 1,125,000 |
| Northern Mortgage Services, LLC 3714 28TH ST SW GRANDVILLE, MI 49418 |
* | $ n/a | 3 | $ 1,025,000 |
| Arc Home LLC MOORESTOWN, NJ 08057 |
* | $ n/a | 3 | $ 1,065,000 |
| Baycoast Mortgage Company, LLC 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ n/a | 3 | $ 1,535,000 |
| Geneva Financial LLC 180 S ARIZONA AVE STE 310 CHANDLER, AZ 85225 |
* | $ n/a | 3 | $ 1,475,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ n/a | 3 | $ 695,000 |
| Loan Funder LLC 645 MADISON AVENUE, 19TH FLOOR NEW YORK, NY 10022 |
* | $ n/a | 3 | $ 995,000 |
| Sage Home Loans Corporation 1423 RED VENTURES DRIVE SUITE 201 FORT MILL, SC 29707 |
* | $ n/a | 3 | $ 875,000 |
| Nbt Bank NA 52 S BROAD ST NORWICH, NY 13815 |
* | $ n/a | 3 | $ 2,305,000 |
| Primary Residential Mortgage, Inc. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ n/a | 2 | $ 550,000 |
| Goodleap, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ n/a | 2 | $ 500,000 |
| Bpl Mortgage, LLC OAKBROOK TERRACE, IL 60181 |
* | $ n/a | 2 | $ 1,160,000 |
| Jeanne D'arc Credit Union 581 MERRIMACK ST. LOWELL, MA 01854 |
* | $ n/a | 2 | $ 530,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ n/a | 2 | $ 530,000 |
| Rf Renovo Management Company, LLC 222 W ADAMS ST #1980 CHICAGO, IL 60606 |
* | $ n/a | 2 | $ 2,880,000 |
| Salem Five Mortgage Company LLC 210 ESSEX STREET SALEM, MA 01970 |
* | $ n/a | 2 | $ 700,000 |
| First Community Mortgage, Inc. 275 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ n/a | 2 | $ 950,000 |
| Nqm Funding, LLC E, 4800 N FEDERAL HWY #200 BOCA RATON, FL 33431 |
* | $ n/a | 2 | $ 1,290,000 |
| Advisors Mortgage Group, LLC 1411 HIGHWAY 35 OCEAN, NJ 07712 |
* | $ n/a | 2 | $ 660,000 |
| Primis Bank GLEN ALLEN, VA 23060 |
* | $ n/a | 2 | $ 840,000 |
| Data Mortgage, Inc OCALA, FL 34475 |
* | $ n/a | 2 | $ 660,000 |
| Cape Cod Five Cents Savings Bank 1500 IYANNOUGH RD HYANNIS, MA 02601 |
* | $ n/a | 2 | $ 990,000 |
| General Mortgage Capital Corporation 1350 OLD BAYSHORE HWY BURLINGAME, CA 94010 |
* | $ n/a | 2 | $ 870,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ n/a | 2 | $ 830,000 |
| Beacon Bank & Trust ALBANY, NY 12207 |
* | $ n/a | 2 | $ 290,000 |
| Texana Bank 124 E RUSH ST LINDEN, TX 75563 |
* | $ n/a | 2 | $ 940,000 |
| Fidelity Co-Operative Bank 9 LEOMINSTER CONNECTOR LEOMINSTER, MA 01453 |
* | $ n/a | 2 | $ 570,000 |
| Finex Credit Union 616 BURNSIDE AVE EAST HARTFORD, CT 06108 |
* | $ n/a | 2 | $ 820,000 |
| Prosperity Home Mortgage, LLC 14501 GEORGE CARTER WAY SUITE 300 CHANTILLY, VA 20151 |
* | $ n/a | 2 | $ 680,000 |
| Radius Financial Group Inc 600 LONGWATER DRIVE SUITE 107 NORWELL, MA 02061 |
* | $ n/a | 2 | $ 600,000 |
| New Fed Mortgage Corp. 98 HIGH ST DANVERS, MA 01923 |
* | $ n/a | 2 | $ 730,000 |
| Lendingone LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ n/a | 2 | $ 280,000 |
| Bangor Savings Bank 19 MAINE AVENUE BANGOR, ME 04401 |
* | $ n/a | 2 | $ 470,000 |
| Province Mortgage Associates, Inc. 50 OFFICE PARKWAY EAST PROVIDENCE, RI 02914 |
* | $ n/a | 2 | $ 580,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ n/a | 2 | $ 600,000 |
| Ameritrust Mortgage Corporation FLOWER MOUND, TX 75022 |
* | $ n/a | 2 | $ 390,000 |
| Eastrise Federal Credit Union 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ n/a | 2 | $ 590,000 |
| St Mary's Credit Union PO BOX 729 MARLBOROUGH, MA 01752 |
* | $ n/a | 2 | $ 550,000 |
| Hometown Equity Mortgage, LLC 25531 COMMERCENTRE DRIVE SUITE 250 LAKE FOREST, CA 92630 |
* | $ n/a | 2 | $ 750,000 |
| Waterstone Mortgage Corporation 17950 W CORPORATE DR STE 100 BROOKFIELD, WI 53045 |
* | $ n/a | 2 | $ 570,000 |
| Ladera Lending, Inc. 555 CORPORATE DRIVE SUITE 215 LADERA RANCH, CA 92694 |
* | $ n/a | 1 | $ 315,000 |
| Intelliloan, Inc. 4 PARK PLAZA SUITE 800 IRVINE, CA 92614 |
* | $ n/a | 1 | $ 445,000 |
| Nasa Federal Credit Union 500 PRINCE GEORGE'S BLVD. UPPER MARLBORO, MD 20774 |
* | $ n/a | 1 | $ 45,000 |
| First Ciitizens Bank and Trust 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27603 |
* | $ n/a | 1 | $ 325,000 |
| Sierra Pacific Mortgage Co. Inc 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ n/a | 1 | $ 365,000 |
| American Pacific Mortgage Corporation 3000 LAVA RIDGE COURT, SUITE 200 ROSEVILLE, CA 95661 |
* | $ n/a | 1 | $ 405,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 1 | $ 205,000 |
| New Century Bank 1211 28TH ST BELLEVILLE, KS 66935 |
* | $ n/a | 1 | $ 345,000 |
| Align Credit Union 40 MARKET STREET, PO BOX 7008 LOWELL, MA 01851 |
* | $ n/a | 1 | $ 155,000 |
| Greenbox Loans 3250 WILSHIRE BLVD., SUITE 1900 LOS ANGELES, CA 90010 |
* | $ n/a | 1 | $ 245,000 |
| Stg Mortgage Inc 18401 VON KARMAN AVENUE SUITE 440 IRVINE, CA 92612 |
* | $ n/a | 1 | $ 315,000 |
| Beeline Loans, Inc. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ n/a | 1 | $ 235,000 |
| HSBC Bank USA, NA CHICAGO, IL 60606 |
* | $ n/a | 1 | $ 485,000 |
| Churchill Mortgage Corporation 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ n/a | 1 | $ 345,000 |
| Member First Mortgage, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ n/a | 1 | $ 375,000 |
| Mission Loans, LLC IRVINE, CA 92612 |
* | $ n/a | 1 | $ 355,000 |
| Towne Mortgage Company 888 WEST BIG BEAVER ROAD SUITE 310 TROY, MI 48084 |
* | $ n/a | 1 | $ 595,000 |
| University Bank 2015 WASHTENAW AVE ANN ARBOR, MI 48104 |
* | $ n/a | 1 | $ 605,000 |
| Bank of Little Rock Mortgage Corporation 15909 CANTRELL ROAD LITTLE ROCK, AR 72223 |
* | $ n/a | 1 | $ 385,000 |
| Wings Financial Credit Union 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ n/a | 1 | $ 205,000 |
| First Eagle Federal Credit Un 600 RED BROOK BLVD SUITE 350 OWINGS MILLS, MD 21117 |
* | $ n/a | 1 | $ 75,000 |
| Keystone Funding, Inc 519 S RED HAVEN LN DOVER, DE 19901 |
* | $ n/a | 1 | $ 285,000 |
| Cambridge Savings Bank 1374 MASSACHUSETTS AVENUE CAMBRIDGE, MA 02138 |
* | $ n/a | 1 | $ 425,000 |
| Citadel Servicing Corporation 15707 ROCKFIELD BLVD STE 320 IRVINE, CA 92618 |
* | $ n/a | 1 | $ 275,000 |
| Deephaven Mortgage LLC 3530 TORINGDON WAY #200 CHARLOTTE, NC 28277 |
* | $ n/a | 1 | $ 315,000 |
| United Nations Federal CU 24-01 44TH ROAD 7TH FLOOR LONG ISLAND CITY, NY 11101 |
* | $ n/a | 1 | $ 615,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ n/a | 1 | $ 315,000 |
| State Departmenet Federal Credit Union 1630 KING STREET ALEXANDRIA, VA 22314 |
* | $ n/a | 1 | $ 145,000 |
| Rbc Bank (Georgia), N.A. RALEIGH, NC 27607 |
* | $ n/a | 1 | $ 325,000 |
| Ixonia Bank W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ n/a | 1 | $ 1,125,000 |
| Merchants Bank of Indiana 11555 N. MERIDIAN STREET CARMEL, IN 46032 |
* | $ n/a | 1 | $ 465,000 |
| Magnolia Bank PO BOX 188 HODGENVILLE, KY 42748 |
* | $ n/a | 1 | $ 475,000 |
| Nationwide Mortgage Bankers, Inc. MELVILLE, NY 11747 |
* | $ n/a | 1 | $ 155,000 |
| Athol Savings Bank 388 MAIN STREET ATHOL, MA 01331 |
* | $ n/a | 1 | $ 165,000 |
| Salem Five Cents Savings Bank 210 ESSEX ST SALEM, MA 01970 |
* | $ n/a | 1 | $ 135,000 |
| Walker & Dunlop, LLC 7501 WISCONSIN AVE, STE 1200E BETHESDA, MD 20814 |
* | $ n/a | 1 | $ 11,005,000 |
| Fifth Third Bank, National Association 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ n/a | 1 | $ 375,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 1 | $ 505,000 |
| United Trust Bank 12330 S. HARLEM AVENUE PALOS HEIGHTS, IL 60463 |
* | $ n/a | 1 | $ 205,000 |
| Ccg Fund 1, LLC 6 LIBERTY SQ #267 BOSTON, MA 02116 |
* | $ n/a | 1 | $ 535,000 |
| Allied Mortgage Group, Inc 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ n/a | 1 | $ 355,000 |
| Norwich Commercial Group Inc 38 SECURITY DRIVE AVON, CT 06001 |
* | $ n/a | 1 | $ 305,000 |
| Unibank for Savings 49 CHURCH STREET WHITINSVILLE, MA 01588 |
* | $ n/a | 1 | $ 325,000 |
| Lima One Capital, LLC 201 E. MCBEE AVE, SUITE 300 GREENVILLE, SC 29601 |
* | $ n/a | 1 | $ 355,000 |
| Farmers Bank & Trust 1017 HARRISON GREAT BEND, KS 67530 |
* | $ n/a | 1 | $ 235,000 |
| Dean Cooperative Bank 21 MAIN STREET FRANKLIN, MA 02038 |
* | $ n/a | 1 | $ 335,000 |
| Amwest Funding Corp 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ n/a | 1 | $ 355,000 |
| Homexpress Mortgage Corp. 1936 E DEERE AVE SUITE 200 SANTA ANA, CA 92705 |
* | $ n/a | 1 | $ 245,000 |
| Franklin First Credit Union 57 NEWTON ST GREENFIELD, MA 01301 |
* | $ n/a | 1 | $ 65,000 |
| Network Funding, L.P. 9700 RICHMOND, SUITE 320 HOUSTON, TX 77042 |
* | $ n/a | 1 | $ 325,000 |
| Bank Fund Staff Federal Credit 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ n/a | 1 | $ 505,000 |
| Nj Lenders Corp 219 PATERSON AVE LITTLE FALLS, NJ 07424 |
* | $ n/a | 1 | $ 455,000 |
| Onpath Federal Credit Union 5508 CITRUS BLVD METAIRIE, LA 70002 |
* | $ n/a | 1 | $ 375,000 |
| Georgia Banking Company 6190 POWERS FERRY ROAD, SUITE 150 ATLANTA, GA 30309 |
* | $ n/a | 1 | $ 125,000 |
| Click N' Close, Inc. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ n/a | 1 | $ 485,000 |
| Elements Financial Federal Cre 225 S EAST ST, SUITE 300 INDIANAPOLIS, IN 46202 |
* | $ n/a | 1 | $ 855,000 |
| Consumer Real Estate Finance Co dba Society Mortgage 330 SW 2ND ST #111 FORT LAUDERDALE, FL 33312 |
* | $ n/a | 1 | $ 405,000 |
| Bank of Canton 490 TURNPIKE STREET CANTON, MA 02021 |
* | $ n/a | 1 | $ 495,000 |
| Servbank, N.A. 3201 ORCHARD RD OSWEGO, IL 60543 |
* | $ n/a | 1 | $ 495,000 |
| Usalliance Federal Credit Union 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ n/a | 1 | $ 95,000 |
| First National Bank of Omaha 1620 DODGE STREET OMAHA, NE 68197 |
* | $ n/a | 1 | $ 255,000 |
| Champions Funding, LLC 365 E GERMANN RD #140 GILBERT, AZ 85297 |
* | $ n/a | 1 | $ 355,000 |
| Carrington Mortgage Services LLC 500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400 ORANGE, CA 92868 |
* | $ n/a | 1 | $ 225,000 |
| Reliance First Capital, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ n/a | 1 | $ 385,000 |
| Baycoast Bank 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ n/a | 1 | $ 295,000 |
| Top Flite Financial, Inc. 123 E GRAND RIVER AVE WILLIAMSTON, MI 48895 |
* | $ n/a | 1 | $ 405,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 1 | $ 415,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ n/a | 1 | $ 125,000 |
| Gold Star Mortgage Financial Group, Corporation 2350 GREEN ROAD SUITE 100B ANN ARBOR, MI 48105 |
* | $ n/a | 1 | $ 55,000 |
| Presidential Bank, FSB 4600 EAST WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ n/a | 1 | $ 515,000 |
| First Bank 300 E THRID BURKBURNETT, TX 76359 |
* | $ n/a | 1 | $ 275,000 |
| Velocity Commercial Capital LLC 2945 TOWNSGATE ROAD SUITE 110 WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 1 | $ 425,000 |
| Colorado Federal Savings Bank 8400 E PRENTICE AVE STE 840 ENGLEWOOD, CO 80111 |
* | $ n/a | 1 | $ 405,000 |
| Cv3 Financial Services, LLC 2101 E EL SEGUNDO BLVD SUITE #203 EL SEGUNDO, CA 90245 |
* | $ n/a | 1 | $ 485,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ n/a | 1 | $ 355,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ n/a | 1 | $ 385,000 |
| Bay State Savings Bank 28 FRANKLIN STREET WORCESTER, MA 01608 |
* | $ n/a | 1 | $ 485,000 |
| Ross Mortgage Company 115 FLANDERS ROAD, SUITE 120 WESTBOROUGH, MA 01581 |
* | $ n/a | 1 | $ 315,000 |
| Luminate Bank 2523 SOUTH WAYZATA BOULEVARD SUITE 100 MINNEAPOLIS, MN 55405 |
* | $ n/a | 1 | $ 465,000 |
| Fourleaf Federal Credit Union 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ n/a | 1 | $ 115,000 |
| Sharon & Crescent United Credit Union 30 POND ST SHARON, MA 02067 |
* | $ n/a | 1 | $ 475,000 |
The tables below break down 2025 mortgage applications in Hampshire County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,764 | $644,220,000 | $365,000 | $3,505,000 | $153,000 | $2,678,000 |
| Refinancing | 702 | $186,520,000 | $265,000 | $11,005,000 | $137,000 | $1,116,000 |
| Home Improvement | 666 | $74,590,000 | $111,000 | $725,000 | $127,000 | $913,000 |
| Other Purpose | 593 | $78,655,000 | $132,000 | $1,225,000 | $131,000 | $1,644,000 |
| Cash-out Refinancing | 510 | $125,140,000 | $245,000 | $2,585,000 | $131,000 | $2,378,000 |
| Not Applicable | 10 | $1,620,000 | $162,000 | $375,000 | $65,000 | $131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,026 | $732,610,000 | $242,000 | $1,535,000 | $140,000 | $2,678,000 |
| Not applicable | 401 | $159,585,000 | $397,000 | $11,005,000 | $142,000 | $354,000 |
| Not Provided | 390 | $102,540,000 | $262,000 | $1,305,000 | $147,000 | $810,000 |
| Asian | 175 | $50,815,000 | $290,000 | $735,000 | $137,000 | $1,116,000 |
| Hispanic | 159 | $40,445,000 | $254,000 | $765,000 | $126,000 | $620,000 |
| Black or African American | 72 | $20,740,000 | $288,000 | $805,000 | $145,000 | $520,000 |
| American Indian or Alaskan Native | 19 | $3,845,000 | $202,000 | $445,000 | $109,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $165,000 | $55,000 | $65,000 | $125,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,755 | $944,535,000 | $251,000 | $11,005,000 | $143,000 | $2,678,000 |
| FHA-insured (Federal Housing Administration) | 301 | $94,765,000 | $314,000 | $595,000 | $94,000 | $236,000 |
| VA-guaranteed (Veterans Administration) | 183 | $70,815,000 | $386,000 | $855,000 | $129,000 | $560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $630,000 | $105,000 | $315,000 | $84,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,628 | $696,760,000 | $265,000 | $11,005,000 | $146,000 | $2,378,000 |
| Application Withdrawn By Applicant | 497 | $145,525,000 | $292,000 | $1,375,000 | $154,000 | $2,678,000 |
| Application Denied By Financial Institution | 467 | $90,305,000 | $193,000 | $1,005,000 | $98,000 | $500,000 |
| Loan Purchased By The Institution | 332 | $105,300,000 | $317,000 | $1,095,000 | $144,000 | $497,000 |
| File Closed For Incompleteness | 174 | $35,390,000 | $203,000 | $955,000 | $122,000 | $1,644,000 |
| Application Approved But Not Accepted | 130 | $30,790,000 | $236,000 | $1,005,000 | $128,000 | $638,000 |
| Preapproval Denied by Financial Institution | 10 | $3,700,000 | $370,000 | $725,000 | $93,000 | $160,000 |
| Preapproval Approved but not Accepted | 7 | $2,975,000 | $425,000 | $765,000 | $148,000 | $315,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,454 | $948,760,000 | $274,000 | $11,005,000 | $144,000 | $2,378,000 |
| Debt-To-Income Ratio | 546 | $109,740,000 | $200,000 | $1,235,000 | $125,000 | $2,678,000 |
| Credit History | 75 | $12,525,000 | $167,000 | $715,000 | $115,000 | $370,000 |
| Collateral | 67 | $16,735,000 | $249,000 | $1,005,000 | $135,000 | $393,000 |
| Credit Application Incomplete | 44 | $9,680,000 | $220,000 | $675,000 | $117,000 | $500,000 |
| Other | 38 | $8,040,000 | $211,000 | $725,000 | $115,000 | $395,000 |
| Unverifiable Information | 12 | $2,690,000 | $224,000 | $675,000 | $155,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,985,000 | $283,000 | $655,000 | $103,000 | $250,000 |
| Employment History | 2 | $590,000 | $295,000 | $385,000 | $41,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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