Hampshire County, MA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 3,697 mortgage applications in Hampshire County, MA totaling $903.5 million, down 32% from 2022. The average application was for $244,000, and applicants reported an average income of $141,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Florence Bank, with 517 applications, followed by Umassfive College Federal Credit Union and Peoplesbank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,697
Total Mortgage Loan Application Amount $903,455,000
Average Mortgage Loan Application Amount $244,000
Highest Mortgage Loan Application Amount $26,255,000
Average Applicant Income $141,000
Highest Applicant Income $7,879,000

Mortgage Company List for Lending in Hampshire County, MA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Florence Bank
85 MAIN STREET
FLORENCE, MA 01062
* $ 1,864,517,000 517 $ 95,555,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 647,287,000 240 $ 29,530,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 3,668,204,000 211 $ 41,955,000
Greenfield Savings Bank
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 1,078,877,000 198 $ 71,500,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 161 $ 26,515,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 152 $ 53,480,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,738,869,000 115 $ 49,705,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,659,376,000 113 $ 19,915,000
Greenfield Cooperative Bank
63 FEDERAL STREET
GREENFIELD, MA 01301
* $ 765,250,000 103 $ 29,845,000
Freedom Credit Union
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ 699,367,000 83 $ 10,805,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 2,550,802,000 83 $ 13,215,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 81 $ 14,145,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 70 $ 5,610,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 63 $ 11,145,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 61 $ 17,455,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 60 $ 18,420,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 54 $ 16,020,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 50 $ 13,520,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ 774,161,000 46 $ 5,740,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 42 $ 12,930,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 35 $ 12,715,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 32 $ 9,930,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 28 $ 9,070,000
Holyoke Credit Union
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 254,408,000 28 $ 3,920,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 28 $ 7,030,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 28 $ 3,820,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 27 $ 8,265,000
Alden Credit Union
710 GRATTAN STREET
CHICOPEE, MA 01020
* $ 195,455,000 24 $ 3,410,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 24 $ 1,550,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 24 $ 7,210,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 366,328,000 23 $ 2,995,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 22 $ 6,890,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 21 $ 5,755,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 20 $ 5,310,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 19 $ 4,525,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 19 $ 4,385,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 19 $ 5,435,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,656,860,000 18 $ 3,230,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 18 $ 6,820,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 16 $ 5,220,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 16 $ 4,000,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 16 $ 3,830,000
Monson Savings Bank
146 MAIN STREET
MONSON, MA 01057
* $ 631,830,000 16 $ 3,080,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 15 $ 3,865,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 15 $ 4,005,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 15 $ 4,015,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 14 $ 3,990,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 13 $ 3,525,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 3,245,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 13 $ 3,585,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 3,290,000
North Brookfield Savings Bank
35 SUMMER STREET
NORTH BROOKFIELD, MA 01585
* $ 383,177,000 12 $ 2,680,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 11 $ 3,175,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 2,255,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 10 $ 3,040,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 10 $ 29,050,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,551,541,000 10 $ 1,330,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 10 $ 2,570,000
Hometown Bank
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 1,350,307,000 9 $ 1,965,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 8 $ 1,300,000
All One Credit Union
20 ADAMS STREET
LEOMINSTER, MA 01453
* $ 884,161,000 8 $ 950,000
Greater Springfield Credit Union
1030 WILBRAHAM RD
SPRINGFIELD, MA 01109
* $ 247,239,000 8 $ 760,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 7 $ 2,855,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 7 $ 2,765,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 7 $ 745,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 6 $ 930,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 6 $ 1,500,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 6 $ 2,150,000
Workers Federal Credit Union
815 MAIN STREET
LITTLETON, MA 01460
* $ 2,655,284,000 6 $ 900,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 6 $ 1,450,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 6 $ 860,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 6,944,336,000 6 $ 2,020,000
Luso Federal Credit Union
599 EAST ST
LUDLOW, MA 01056
* $ 248,629,000 5 $ 585,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 5 $ 1,675,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 5,362,221,000 5 $ 225,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 1,295,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 5 $ 745,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 931,600,000 5 $ 775,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 5 $ 2,505,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 5 $ 1,395,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 5 $ 1,595,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 4 $ 1,190,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 1,280,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ 19,296,982,000 4 $ 820,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 4 $ 720,000
Athol Credit Union
513 MAIN STREET
ATHOL, MA 01331
* $ 84,943,000 4 $ 930,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 4 $ 80,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 4 $ 680,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 4 $ 1,860,000
Cornerstone Bank
176 MAIN STREET
SPENCER, MA 01562
* $ 1,503,914,000 4 $ 940,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 4 $ 1,380,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 4 $ 1,610,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 6,619,741,000 4 $ 1,040,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 3 $ 785,000
Arrha Credit Union
145 INDUSTRY AVENUE
SPRINGFIELD, MA 01104
* $ 136,260,000 3 $ 335,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 3 $ 1,125,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 3 $ 1,165,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 687,853,000 3 $ 325,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 3 $ 245,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 3 $ 175,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 1,115,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,820,893,000 3 $ 545,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ 3,592,881,000 3 $ 1,135,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 3 $ 1,685,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 1,350,826,000 3 $ 385,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ -1,000 3 $ 1,015,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 3 $ 1,115,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,906,886,000 3 $ 635,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 975,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 3 $ 1,575,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 3 $ 965,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 3 $ 745,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 22,629,483,000 3 $ 745,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 835,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 565,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 7,971,719,000 2 $ 800,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ -1,000 2 $ 370,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 2 $ 260,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 430,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 2 $ 170,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 2,040,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 2 $ 140,000
Main Street Bank
81 GRANGER BOULEVARD
MARLBOROUGH, MA 01432
* $ 1,463,645,000 2 $ 1,360,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 2 $ 540,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 6,659,837,000 2 $ 1,110,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 1,398,628,000 2 $ 430,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 922,461,000 2 $ 960,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,461,833,000 2 $ 510,000
Millbury National Bank
18 MAIN STREET
MILLBURY, MA 01527
* $ 114,230,000 2 $ 240,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 350,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 2 $ 720,000
Bay State Savings Bank
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 500,594,000 2 $ 790,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 2 $ 120,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 670,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ -1,000 2 $ 460,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 620,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 2 $ 1,540,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 530,000
Athol Savings Bank
388 MAIN STREET
ATHOL, MA 01331
* $ 582,843,000 2 $ 190,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 610,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 380,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 2,501,503,000 2 $ 420,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ -1,000 2 $ 550,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 2 $ 550,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 6,474,352,000 2 $ 710,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 500,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 2 $ 390,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 2 $ 530,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 2 $ 460,000
American Eagle FCU
417 MAIN STREET
EAST HARTFORD, CT 06108
* $ 2,508,287,000 2 $ 300,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 2 $ 540,000
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ 5,272,127,000 1 $ 405,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 305,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 225,000
Jeanne D'arc Credit Union
581 MERRIMACK ST.
LOWELL, MA 01854
* $ 2,051,657,000 1 $ 195,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 11,659,908,000 1 $ 75,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ -1,000 1 $ 205,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 35,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 255,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 64,087,895,000 1 $ 195,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 395,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 1 $ 515,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 1 $ 275,000
Metro Credit Union
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 3,156,508,000 1 $ 185,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 1 $ 285,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ 321,621,000 1 $ 35,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 1 $ 325,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 165,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 195,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 265,000
Community Credit Union of Lynn
1 ANDREW STREET
LYNN, MA 01902
* $ 150,227,000 1 $ 175,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,739,658,000 1 $ 315,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 455,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 245,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,739,271,000 1 $ 285,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 165,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 255,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 854,943,000 1 $ 125,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 445,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 57,451,653,000 1 $ 705,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 385,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 345,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ -1,000 1 $ 265,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 255,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 415,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 315,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 585,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 1 $ 365,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 55,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,112,771,000 1 $ 135,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 452,758,000 1 $ 95,000
Fidelity Co-Operative Bank
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ 1,392,664,000 1 $ 21,005,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 1 $ 385,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ -1,000 1 $ 255,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 265,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 529,900,000 1 $ 785,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 487,689,000 1 $ 305,000
St Mary's Credit Union
PO BOX 729
MARLBOROUGH, MA 01752
* $ 984,991,000 1 $ 285,000
Mit Federal Credit Union
700 TECHNOLOGY SQUARE
LEXINGTON, MA 02421
* $ 732,194,000 1 $ 35,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 635,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 745,082,000 1 $ 385,000
First World Mortgage Corporaton
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ -1,000 1 $ 285,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 35,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 485,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 315,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 4,739,869,000 1 $ 75,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,247,746,000 1 $ 45,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 223,966,000 1 $ 255,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 1 $ 185,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 165,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 215,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 658,233,000 1 $ 345,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 465,000
Byline Bank
180 N LASALLE STREET, SUITE 300
CHICAGO, IL 60601
* $ 7,347,241,000 1 $ 345,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 1 $ 305,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 595,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 235,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 115,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 1 $ 525,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 365,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 305,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 165,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 1 $ 315,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 1,130,141,000 1 $ 35,000
Coastal Federal Credit Union
PO BOX 99167
RALEIGH, NC 27690
* $ 4,597,785,000 1 $ 105,000
Mass Bay Credit Union
147 WEST 4TH STREET
SOUTH BOSTON, MA 02127
* $ 324,572,000 1 $ 215,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 5,559,387,000 1 $ 255,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 255,000
Windsor Federal Bank
250 BROAD STREET
WINDSOR, CT 06095
* $ 749,050,000 1 $ 385,000
Franklin First Credit Union
57 NEWTON ST
GREENFIELD, MA 01301
* $ 87,570,000 1 $ 25,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 425,000

The tables below break down 2023 mortgage applications in Hampshire County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hampshire County, MA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,616 $608,460,000 $376,000 $26,255,000 $157,000 $5,303,000
Home Improvement 709 $65,795,000 $92,000 $655,000 $133,000 $7,879,000
Other Purpose 558 $62,110,000 $111,000 $985,000 $124,000 $960,000
Refinancing 472 $89,210,000 $189,000 $1,315,000 $149,000 $3,608,000
Cash-out Refinancing 337 $76,885,000 $228,000 $745,000 $105,000 $450,000
Not Applicable 5 $995,000 $199,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,654 $544,550,000 $205,000 $1,705,000 $140,000 $7,879,000
Not Provided 436 $104,600,000 $239,000 $1,005,000 $154,000 $3,243,000
Not applicable 241 $162,085,000 $672,000 $26,255,000 $145,000 $654,000
Hispanic 122 $30,320,000 $248,000 $995,000 $117,000 $950,000
Asian 118 $33,170,000 $281,000 $1,035,000 $153,000 $832,000
Black or African American 79 $18,205,000 $230,000 $715,000 $127,000 $654,000
American Indian or Alaskan Native 22 $4,360,000 $198,000 $425,000 $103,000 $190,000
Native Hawaiian or Other Pacific Islander 5 $985,000 $197,000 $525,000 $98,000 $148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,346 $800,190,000 $239,000 $26,255,000 $145,000 $7,879,000
FHA-insured (Federal Housing Administration) 237 $64,095,000 $270,000 $525,000 $91,000 $263,000
VA-guaranteed (Veterans Administration) 109 $38,365,000 $351,000 $1,315,000 $113,000 $583,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $805,000 $161,000 $325,000 $93,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,225 $549,105,000 $246,000 $21,005,000 $139,000 $5,303,000
Application Denied By Financial Institution 490 $81,220,000 $165,000 $995,000 $104,000 $1,555,000
Application Withdrawn By Applicant 462 $125,750,000 $272,000 $1,505,000 $184,000 $7,879,000
Loan Purchased By The Institution 203 $60,385,000 $297,000 $985,000 $137,000 $937,000
File Closed For Incompleteness 190 $35,900,000 $188,000 $525,000 $163,000 $3,608,000
Application Approved But Not Accepted 124 $48,830,000 $393,000 $26,255,000 $120,000 $404,000
Preapproval Approved but not Accepted 2 $1,960,000 $980,000 $1,705,000 $835,000 $1,546,000
Preapproval Denied by Financial Institution 1 $305,000 $305,000 $305,000 $71,000 $71,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,037 $779,755,000 $256,000 $26,255,000 $147,000 $7,879,000
Debt-To-Income Ratio 374 $77,200,000 $206,000 $805,000 $102,000 $411,000
Credit History 129 $18,485,000 $143,000 $995,000 $130,000 $1,555,000
Other 72 $11,140,000 $154,000 $725,000 $114,000 $346,000
Collateral 50 $8,700,000 $174,000 $445,000 $147,000 $480,000
Credit Application Incomplete 23 $5,685,000 $247,000 $745,000 $133,000 $500,000
Unverifiable Information 7 $1,145,000 $163,000 $375,000 $61,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 3 $675,000 $225,000 $255,000 $67,000 $93,000
Employment History 2 $670,000 $335,000 $505,000 $248,000 $248,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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