Hampshire County, MA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 3,910 mortgage applications in Hampshire County, MA totaling $965.4 million, up 6% from 2023. The average application was for $246,000, and applicants reported an average income of $135,000. 60% of applications resulted in an originated loan and 14% were denied. The most active lender was Florence Bank, with 419 applications, followed by Umassfive College Federal Credit Union and Bankesb.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,910
Total Mortgage Loan Application Amount $965,380,000
Average Mortgage Loan Application Amount $246,000
Highest Mortgage Loan Application Amount $18,505,000
Average Applicant Income $135,000
Highest Applicant Income $3,500,000

Mortgage Company List for Lending in Hampshire County, MA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Florence Bank
85 MAIN STREET
FLORENCE, MA 01062
* $ n/a 419 $ 87,175,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ n/a 239 $ 33,105,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 200 $ 34,850,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ n/a 193 $ 53,685,000
Greenfield Savings Bank
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ n/a 175 $ 76,775,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 160 $ 55,640,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ n/a 139 $ 22,885,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 119 $ 19,805,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 91 $ 7,425,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ n/a 90 $ 16,960,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 86 $ 25,220,000
Greenfield Cooperative Bank
63 FEDERAL STREET
GREENFIELD, MA 01301
* $ n/a 85 $ 23,115,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 80 $ 10,840,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ n/a 71 $ 15,355,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ n/a 67 $ 20,045,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 65 $ 12,445,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 58 $ 15,900,000
Freedom Credit Union
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ n/a 55 $ 7,325,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 55 $ 19,055,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 53 $ 17,825,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 51 $ 15,815,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 51 $ 20,675,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 44 $ 16,230,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 42 $ 13,870,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 38 $ 7,330,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 37 $ 5,545,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 35 $ 9,105,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 34 $ 9,900,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 33 $ 11,515,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 32 $ 7,910,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 28 $ 9,460,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 26 $ 6,050,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 26 $ 9,220,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 23 $ 1,565,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 23 $ 7,015,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 22 $ 6,200,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 21 $ 5,055,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 19 $ 5,485,000
Holyoke Credit Union
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ n/a 19 $ 3,775,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 18 $ 3,600,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 18 $ 5,010,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 15 $ 3,195,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ n/a 15 $ 3,965,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ n/a 14 $ 2,330,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 14 $ 5,590,000
Monson Savings Bank
146 MAIN STREET
MONSON, MA 01057
* $ n/a 13 $ 4,385,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 13 $ 1,395,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ n/a 11 $ 3,795,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 11 $ 3,865,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 11 $ 2,735,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 11 $ 2,995,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 10 $ 2,490,000
Alden Credit Union
710 GRATTAN STREET
CHICOPEE, MA 01020
* $ n/a 10 $ 1,330,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 10 $ 2,980,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 10 $ 2,910,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 9 $ 2,635,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 9 $ 3,375,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 8 $ 1,090,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 8 $ 1,320,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 7 $ 2,095,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ n/a 7 $ 2,105,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 7 $ 2,455,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ n/a 7 $ 1,405,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 7 $ 2,035,000
Arrha Credit Union
145 INDUSTRY AVENUE
SPRINGFIELD, MA 01104
* $ n/a 7 $ 1,375,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 7 $ 2,905,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 7 $ 1,585,000
All One Credit Union
20 ADAMS STREET
LEOMINSTER, MA 01453
* $ n/a 7 $ 625,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ n/a 7 $ 2,005,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 7 $ 1,555,000
Workers Federal Credit Union
815 MAIN STREET
LITTLETON, MA 01460
* $ n/a 7 $ 845,000
Luso Federal Credit Union
599 EAST ST
LUDLOW, MA 01056
* $ n/a 7 $ 1,925,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ n/a 7 $ 1,925,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 6 $ 1,640,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 6 $ 620,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 6 $ 1,530,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 2,100,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,425,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 1,065,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 5 $ 1,535,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 5 $ 1,605,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 5 $ 1,915,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 5 $ 1,335,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 5 $ 1,615,000
North Brookfield Savings Bank
35 SUMMER STREET
NORTH BROOKFIELD, MA 01585
* $ n/a 5 $ 1,215,000
Greater Springfield Credit Union
1030 WILBRAHAM RD
SPRINGFIELD, MA 01109
* $ n/a 5 $ 335,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ n/a 4 $ 740,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ n/a 4 $ 390,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 4 $ 1,140,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 830,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 4 $ 1,200,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 1,280,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 4 $ 1,020,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 4 $ 1,560,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 4 $ 1,660,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 1,000,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 3 $ 755,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ n/a 3 $ 255,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 3 $ 775,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 3 $ 1,165,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 1,195,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 415,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 555,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ n/a 3 $ 1,055,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 865,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 3 $ 955,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 3 $ 495,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ n/a 3 $ 825,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 3 $ 965,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ n/a 3 $ 515,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 3 $ 875,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 3 $ 405,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ n/a 3 $ 895,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 3 $ 655,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ n/a 3 $ 745,000
Cornerstone Bank
176 MAIN STREET
SPENCER, MA 01562
* $ n/a 3 $ 315,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ n/a 3 $ 285,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 3 $ 415,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 1,125,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 3 $ 1,245,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 3 $ 955,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 1,415,000
Fidelity Co-Operative Bank
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ n/a 2 $ 130,000
Millbury National Bank
18 MAIN STREET
MILLBURY, MA 01527
* $ n/a 2 $ 240,000
Windsor Federal Bank
250 BROAD STREET
WINDSOR, CT 06095
* $ n/a 2 $ 660,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 2 $ 250,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 880,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 900,000
Eastrise Federal Credit Union
141 HARVEST LANE
WILLISTON, VT 05495
* $ n/a 2 $ 790,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 460,000
Millbury Federal Credit Union
50 MAIN STREET
MILLBURY, MA 01527
* $ n/a 2 $ 270,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 2 $ 390,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 530,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 620,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 740,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 2 $ 840,000
Metro Credit Union
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ n/a 2 $ 360,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 2 $ 250,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 230,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 2 $ 430,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 2 $ 560,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 2 $ 210,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ n/a 2 $ 740,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 680,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 1,030,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 2 $ 490,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ n/a 2 $ 520,000
American Eagle FCU
417 MAIN STREET
EAST HARTFORD, CT 06108
* $ n/a 2 $ 430,000
First World Mortgage Corporaton
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ n/a 2 $ 920,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ n/a 2 $ 140,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 2 $ 270,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 2 $ 650,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 470,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 730,000
Athol Credit Union
513 MAIN STREET
ATHOL, MA 01331
* $ n/a 2 $ 570,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ n/a 2 $ 1,750,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 2 $ 1,140,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 2 $ 630,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 750,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 405,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 1 $ 3,105,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 295,000
Align Credit Union
40 MARKET STREET, PO BOX 7008
LOWELL, MA 01851
* $ n/a 1 $ 45,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 605,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 765,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ n/a 1 $ 235,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 245,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 1 $ 445,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 235,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 1 $ 225,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 1 $ 235,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 225,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 415,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 1 $ 145,000
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ n/a 1 $ 405,000
Prysma Lending Group, LLC
18 PADANARAM RD
DANBURY, CT 06811
* $ n/a 1 $ 335,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 1 $ 205,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 45,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 305,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 1 $ 75,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 1 $ 355,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 765,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 355,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 165,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ n/a 1 $ 435,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ n/a 1 $ 445,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 555,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 505,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 715,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ n/a 1 $ 655,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 205,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 365,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 235,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 115,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 265,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 555,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 365,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 285,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 565,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ n/a 1 $ 35,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 635,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ n/a 1 $ 245,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 345,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 425,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 1 $ 65,000
Sandy Spring Bank
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ n/a 1 $ 375,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 205,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 1 $ 165,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 195,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 355,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 525,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 1 $ 665,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 325,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 345,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 1 $ 675,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 335,000
Flushing Bank
220 RXR PLAZA
UNIONDALE, NY 11556
* $ n/a 1 $ 825,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ n/a 1 $ 145,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 125,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ n/a 1 $ 25,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 1,485,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 1 $ 345,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ n/a 1 $ 515,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 195,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 1 $ 755,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 355,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 315,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 85,000
Wakefield Co-Operative Bank
342 MAIN STREET
WAKEFIELD, MA 01880
* $ n/a 1 $ 275,000
Salem Co-Operative Bank
3 SOUTH BROADWAY
SALEM, NH 03079
* $ n/a 1 $ 315,000
Direct Federal Credit Union
50 CABOT STREET
NEEDHAM, MA 02494
* $ n/a 1 $ 345,000
Bellwether Community Credit Union
425 HOOKSETT RD
MANCHESTER, NH 03104
* $ n/a 1 $ 65,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ n/a 1 $ 155,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ n/a 1 $ 165,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 795,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ n/a 1 $ 595,000
Agriculture Federal Credit Union
1400 INDEPENDENCE AVE SW
WASHINGTON, DC 20250
* $ n/a 1 $ 235,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 375,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 205,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 595,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 275,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ n/a 1 $ 255,000

The tables below break down 2024 mortgage applications in Hampshire County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hampshire County, MA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,683 $613,795,000 $364,000 $18,505,000 $156,000 $2,183,000
Home Improvement 655 $66,905,000 $102,000 $805,000 $118,000 $790,000
Other Purpose 600 $67,290,000 $112,000 $795,000 $119,000 $600,000
Refinancing 547 $119,305,000 $218,000 $945,000 $132,000 $3,500,000
Cash-out Refinancing 422 $97,600,000 $231,000 $855,000 $110,000 $649,000
Not Applicable 3 $485,000 $161,000 $235,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,792 $622,900,000 $223,000 $4,505,000 $135,000 $3,500,000
Not Provided 407 $100,695,000 $247,000 $1,495,000 $145,000 $942,000
Not applicable 313 $145,805,000 $465,000 $18,505,000 $101,000 $300,000
Asian 160 $44,180,000 $276,000 $805,000 $144,000 $783,000
Hispanic 155 $33,845,000 $218,000 $665,000 $111,000 $455,000
Black or African American 63 $15,135,000 $240,000 $665,000 $109,000 $266,000
American Indian or Alaskan Native 18 $2,380,000 $132,000 $335,000 $115,000 $204,000
Native Hawaiian or Other Pacific Islander 2 $440,000 $220,000 $405,000 $109,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,519 $839,585,000 $238,000 $18,505,000 $137,000 $3,500,000
FHA-insured (Federal Housing Administration) 252 $73,700,000 $292,000 $585,000 $95,000 $399,000
VA-guaranteed (Veterans Administration) 130 $50,510,000 $388,000 $855,000 $127,000 $463,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,585,000 $176,000 $385,000 $94,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,349 $586,645,000 $249,000 $18,505,000 $137,000 $2,183,000
Application Denied By Financial Institution 531 $90,415,000 $170,000 $1,035,000 $96,000 $750,000
Application Withdrawn By Applicant 479 $144,835,000 $302,000 $4,505,000 $151,000 $1,200,000
Loan Purchased By The Institution 246 $82,940,000 $337,000 $825,000 $112,000 $300,000
File Closed For Incompleteness 182 $32,190,000 $176,000 $885,000 $145,000 $3,500,000
Application Approved But Not Accepted 116 $24,970,000 $215,000 $885,000 $190,000 $2,183,000
Preapproval Approved but not Accepted 7 $3,385,000 $483,000 $785,000 $148,000 $316,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,133 $823,805,000 $262,000 $18,505,000 $142,000 $3,500,000
Debt-To-Income Ratio 445 $86,055,000 $193,000 $1,205,000 $107,000 $669,000
Credit History 136 $17,030,000 $125,000 $485,000 $104,000 $300,000
Credit Application Incomplete 62 $10,470,000 $168,000 $855,000 $109,000 $750,000
Collateral 61 $14,025,000 $229,000 $1,035,000 $113,000 $319,000
Other 55 $8,925,000 $162,000 $685,000 $136,000 $750,000
Unverifiable Information 10 $3,070,000 $307,000 $505,000 $140,000 $270,000
Employment History 4 $1,480,000 $370,000 $795,000 $142,000 $326,000
Insufficient Cash (Downpayment, Closing Cost) 4 $520,000 $130,000 $205,000 $48,000 $98,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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