Jackson County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 704 mortgage applications in Jackson County, WI totaling $129.1 million, up 18% from 2024. The average application was for $183,000, and applicants reported an average income of $91,000. 67% of applications resulted in an originated loan and 13% were denied. The most active lender was Co-Op Credit Union, with 196 applications, followed by Marine Credit Union and Royal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 704
Total Mortgage Loan Application Amount $129,120,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $7,875,000
Average Applicant Income $91,000
Highest Applicant Income $587,000

Mortgage Company List for Lending in Jackson County, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ n/a 196 $ 31,810,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 32 $ 4,490,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 26 $ 2,250,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 25 $ 4,315,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 22 $ 5,350,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 21 $ 4,775,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ n/a 17 $ 3,195,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 16 $ 3,970,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 13 $ 1,015,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 13 $ 1,395,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 2,560,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ n/a 10 $ 1,880,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 1,735,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 9 $ 1,735,000
The First National Bank of Bangor
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ n/a 8 $ 460,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 8 $ 2,780,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 1,815,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 885,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 7 $ 1,655,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 7 $ 1,435,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ n/a 6 $ 310,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 6 $ 1,030,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,040,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 280,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 800,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 850,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 6 $ 1,410,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 625,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 785,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 5 $ 1,165,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 5 $ 1,165,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,715,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 5 $ 975,000
Park Bank National Association
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ n/a 5 $ 345,000
Union State Bank
120 S. MILL STREET/ PO BOX 870
WEST SALEM, WI 54669
* $ n/a 4 $ 330,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 4 $ 340,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 4 $ 740,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 4 $ 230,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 4 $ 170,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 240,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ n/a 4 $ 610,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 715,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 725,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 345,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 865,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ n/a 3 $ 85,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 3 $ 425,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 665,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 2 $ 90,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 350,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 350,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ n/a 2 $ 420,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 470,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 200,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 810,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 490,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 100,000
Citizens First Bank
101 S MAIN ST
VIROQUA, WI 54665
* $ n/a 2 $ 380,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 220,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ n/a 2 $ 530,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 320,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 2 $ 220,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ n/a 2 $ 290,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 2 $ 220,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 2 $ 550,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 2 $ 500,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 230,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54401
* $ n/a 2 $ 10,090,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ n/a 2 $ 60,000
Bluff View Bank
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ n/a 2 $ 230,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ n/a 2 $ 490,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 135,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 35,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 255,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 165,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 265,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 205,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 1 $ 335,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ n/a 1 $ 225,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ n/a 1 $ 485,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 1 $ 75,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 135,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 1 $ 75,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ n/a 1 $ 225,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 1 $ 55,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 1 $ 45,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 125,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ n/a 1 $ 225,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ n/a 1 $ 255,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 105,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ n/a 1 $ 105,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ n/a 1 $ 175,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 1 $ 105,000
Peoples State Bank
301 EAST BLACKHAWK AVENUE
PRAIRIE DU CHIEN, WI 53821
* $ n/a 1 $ 105,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 55,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 235,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 355,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 125,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 335,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 115,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 145,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 165,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 1 $ 535,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 85,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 185,000
Columbia Credit Union
PO BOX 324
VANCOUVER, WA 98666
* $ n/a 1 $ 215,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 225,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ n/a 1 $ 175,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 1 $ 655,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ n/a 1 $ 295,000

The tables below break down 2025 mortgage applications in Jackson County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 282 $67,870,000 $240,000 $7,875,000 $104,000 $587,000
Cash-out Refinancing 185 $28,685,000 $155,000 $605,000 $80,000 $292,000
Refinancing 124 $22,020,000 $177,000 $695,000 $90,000 $434,000
Other Purpose 63 $5,915,000 $93,000 $365,000 $86,000 $327,000
Home Improvement 34 $2,340,000 $68,000 $235,000 $90,000 $177,000
Not Applicable 16 $2,290,000 $143,000 $325,000 $18,000 $67,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 556 $95,470,000 $171,000 $705,000 $92,000 $587,000
Not applicable 52 $20,120,000 $386,000 $7,875,000 $117,000 $149,000
Not Provided 51 $7,375,000 $144,000 $515,000 $72,000 $292,000
Hispanic 19 $2,305,000 $121,000 $285,000 $81,000 $185,000
American Indian or Alaskan Native 15 $2,215,000 $147,000 $335,000 $117,000 $199,000
Black or African American 6 $950,000 $158,000 $225,000 $124,000 $324,000
Asian 4 $490,000 $122,000 $165,000 $83,000 $151,000
Native Hawaiian or Other Pacific Islander 1 $195,000 $195,000 $195,000 $61,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 537 $89,325,000 $166,000 $7,875,000 $94,000 $587,000
VA-guaranteed (Veterans Administration) 85 $23,255,000 $273,000 $705,000 $93,000 $230,000
FHA-insured (Federal Housing Administration) 71 $14,385,000 $202,000 $485,000 $71,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,155,000 $195,000 $335,000 $70,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 472 $82,580,000 $174,000 $695,000 $98,000 $587,000
Application Denied By Financial Institution 95 $11,855,000 $124,000 $485,000 $64,000 $292,000
Application Withdrawn By Applicant 69 $12,575,000 $182,000 $705,000 $88,000 $230,000
Loan Purchased By The Institution 30 $6,420,000 $214,000 $535,000 $117,000 $149,000
File Closed For Incompleteness 23 $3,795,000 $165,000 $415,000 $73,000 $150,000
Application Approved But Not Accepted 15 $11,895,000 $793,000 $7,875,000 $83,000 $198,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 574 $111,610,000 $194,000 $7,875,000 $94,000 $587,000
Debt-To-Income Ratio 69 $10,005,000 $145,000 $645,000 $94,000 $434,000
Credit History 26 $3,100,000 $119,000 $415,000 $65,000 $212,000
Collateral 13 $1,755,000 $135,000 $365,000 $78,000 $129,000
Credit Application Incomplete 12 $1,330,000 $110,000 $465,000 $78,000 $292,000
Insufficient Cash (Downpayment, Closing Cost) 4 $530,000 $132,000 $175,000 $48,000 $54,000
Unverifiable Information 4 $340,000 $85,000 $135,000 $73,000 $143,000
Other 1 $285,000 $285,000 $285,000 $0 $0
Employment History 1 $165,000 $165,000 $165,000 $19,000 $19,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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