Kauai County, HI Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 3,016 mortgage applications in Kauai County, HI totaling $1.7 billion, down 44% from 2021. The average application was for $576,000, and applicants reported an average income of $219,000. 54% of applications resulted in an originated loan and 22% were denied. The most active lender was Bank of Hawaii, with 376 applications, followed by First Hawaiian Bank and American Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,016
Total Mortgage Loan Application Amount $1,739,160,000
Average Mortgage Loan Application Amount $576,000
Highest Mortgage Loan Application Amount $19,585,000
Average Applicant Income $219,000
Highest Applicant Income $8,715,000

Mortgage Company List for Lending in Kauai County, HI for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of Hawaii
130 MERCHANT ST SUITE 270
HONOLULU, HI 96813
* $ 22,754,563,000 376 $ 172,080,000
First Hawaiian Bank
2339 KAMEHAMEHA HWY
HONOLULU, HI 96819
* $ 24,992,103,000 355 $ 142,695,000
American Savings Bank
P O BOX 2300
HONOLULU, HI 96804
* $ 9,181,603,000 329 $ 98,885,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 134 $ 89,680,000
Central Pacific Bank
P.O. BOX 3590
HONOLULU, HI 96813
* $ 7,407,268,000 119 $ 50,025,000
Hawaiiusa FCU
1538 KAPIOLANI BLVD #105
HONOLULU, HI 96817
* $ 2,318,910,000 113 $ 38,775,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 106 $ 47,210,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 86 $ 40,170,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 77 $ 42,485,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 65 $ 46,235,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 62 $ 52,580,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 61 $ 44,955,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 56 $ 30,310,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 56 $ 37,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 39 $ 17,865,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 37 $ 45,975,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 34 $ 33,940,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 25 $ 15,825,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 22 $ 13,280,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 22 $ 3,040,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 21 $ 9,265,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 20 $ 11,580,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 19 $ 11,575,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 181,087,209,000 18 $ 40,350,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 17 $ 6,325,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 16 $ 10,590,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 15 $ 9,405,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 15 $ 36,725,000
Hawaii State Federal Credit Union
560 HALEKAUWILA STREET
HONOLULU, HI 96813
* $ 2,297,761,000 15 $ 4,765,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 8,115,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 14 $ 8,680,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 14 $ 11,290,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 14 $ 8,410,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 13 $ 8,045,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 13 $ 13,825,000
Finance Factors Limited
1164 BISHOP STREET, SUITE 300
HONOLULU, HI 96813
* $ 578,059,000 11 $ 8,205,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 11 $ 23,165,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 11 $ 7,655,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 11 $ 12,595,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 10 $ 6,790,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 9 $ 4,545,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 9 $ 6,765,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 9 $ 8,995,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 9 $ 5,895,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 9 $ 12,705,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 9 $ 21,595,000
Hawaiian Financial Federal Credit Union
1138 NORTH KING STREET
HONOLULU, HI 96817
* $ 914,965,000 9 $ 9,025,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 8 $ 6,830,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 8 $ 6,840,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 8 $ 3,710,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 8 $ 4,110,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 8 $ 7,610,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 7 $ 5,635,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 7,158,676,000 7 $ 1,945,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 7 $ 4,835,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 6 $ 4,140,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 6,650,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 6 $ 3,420,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 4,550,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 6 $ 9,080,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 6 $ 4,860,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 6 $ 3,300,000
Aloha Pacific Federal Credit Union
832 SOUTH HOTEL STREET
HONOLULU, HI 96816
* $ 1,245,835,000 6 $ 3,550,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 6 $ 3,410,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 5 $ 4,935,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 2,295,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 5 $ 5,865,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 5 $ 825,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 4,525,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,018,212,000 5 $ 6,715,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 5 $ 3,225,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 5 $ 3,095,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ -1,000 5 $ 3,695,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 5 $ 3,215,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 5 $ 2,115,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 1,455,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 4 $ 8,370,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 2,120,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 4 $ 2,620,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 4 $ 3,940,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 2,680,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 4 $ 2,050,000
Pacific Home Loans, Inc.
2395 S KIHEI RD #205
KIHEI, HI 96753
* $ -1,000 4 $ 2,930,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 4 $ 5,760,000
Lokahi Federal Credit Union
PO BOX 30025
HONOLULU, HI 96820
* $ 709,192,000 4 $ 800,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 4 $ 1,800,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 4 $ 1,970,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 3 $ 3,045,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 2,325,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 3 $ 3,165,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 3 $ 1,935,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 1,585,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 2,005,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 3 $ 3,875,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 3 $ 1,455,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 3 $ 1,015,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 3 $ 2,595,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 3 $ 1,255,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,610,753,000 3 $ 7,695,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 3 $ 1,865,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 1,725,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 30,642,109,000 3 $ 2,105,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 183,743,482,000 2 $ 2,360,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 660,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 2 $ 390,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 2 $ 1,140,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 1,270,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 2,100,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 42,392,285,000 2 $ 4,510,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 1,380,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 1,480,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ 2,085,239,000 2 $ 1,110,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 2 $ 1,830,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 600,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 2 $ 1,260,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 39,076,186,000 2 $ 1,790,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 93,199,669,000 2 $ 2,570,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 434,075,000,000 2 $ 7,530,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 2 $ 950,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 730,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 2 $ 880,000
Territorial Savings Bank
PO BOX 1481
HONOLULU, HI 96806
* $ 2,130,608,000 2 $ 1,110,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 2 $ 2,010,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 1,000,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 2 $ 620,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 2 $ 1,170,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 2,640,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ -1,000 2 $ 680,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 810,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 245,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 983,927,000 1 $ 955,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 6,574,472,000 1 $ 2,185,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 1 $ 425,000
Marriott Employees' Federal Credit Union
P.O. BOX 6006
BETHESDA, MD 20827
* $ 189,133,000 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 965,000
Gold Coast Bank
1165 N. CLARK ST., SUITE 200
CHICAGO, IL 60610
* $ 464,523,000 1 $ 975,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 187,956,756,000 1 $ 3,625,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 515,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 127,858,876,000 1 $ 1,755,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 4,880,056,000 1 $ 1,055,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 555,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 1 $ 845,000
Bayfirst Financial
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33701
* $ 917,272,000 1 $ 385,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 235,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 1 $ 815,000
Jmj Financial Group Inc.
26800 ALISO VIEJO PARKWAY STE 200
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 325,000
Hawaii Law Enforcement
1537 YOUNG ST #3
HONOLULU, HI 96826
* $ 215,570,000 1 $ 285,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 835,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 985,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,522,046,000 1 $ 1,825,000
Pacific Lending LLC
4141 INLAND EMPIRE BLVD STE 160
ONTARIO, CA 91764
* $ -1,000 1 $ 185,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 1,055,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 425,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 685,000
Cache Valley Bank
101 NORTH MAIN
LOGAN, UT 84321
* $ 3,083,491,000 1 $ 775,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 465,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 145,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 1 $ 805,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 15,432,095,000 1 $ 955,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 5,170,842,000 1 $ 275,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 1,639,292,000 1 $ 595,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 208,581,000,000 1 $ 3,005,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 2,005,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 265,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 2,149,308,000 1 $ 2,455,000
Northstar Bank
833 S. VAN DYKE RD.
BAD AXE, MI 48413
* $ 913,384,000 1 $ 2,405,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 1,135,000

The tables below break down 2022 mortgage applications in Kauai County, HI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kauai County, HI in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 926 $771,550,000 $833,000 $19,585,000 $303,000 $8,715,000
Cash-out Refinancing 653 $354,505,000 $542,000 $4,925,000 $133,000 $3,628,000
Refinancing 623 $297,355,000 $477,000 $4,895,000 $177,000 $5,528,000
Other Purpose 433 $229,595,000 $530,000 $8,105,000 $292,000 $7,777,000
Home Improvement 377 $85,155,000 $225,000 $1,005,000 $155,000 $1,979,000
Not Applicable 4 $1,000,000 $250,000 $955,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,126 $746,570,000 $663,000 $7,505,000 $297,000 $8,715,000
Asian 671 $270,885,000 $403,000 $2,915,000 $148,000 $3,542,000
Not Provided 641 $372,205,000 $580,000 $5,005,000 $219,000 $7,200,000
Native Hawaiian or Other Pacific Islander 212 $76,720,000 $361,000 $1,095,000 $112,000 $390,000
Not applicable 133 $162,565,000 $1,222,000 $19,585,000 $0 $0
Hispanic 120 $60,250,000 $502,000 $2,005,000 $172,000 $1,001,000
American Indian or Alaskan Native 27 $10,235,000 $379,000 $975,000 $118,000 $271,000
Black or African American 19 $11,405,000 $600,000 $1,255,000 $177,000 $451,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,781 $1,607,495,000 $578,000 $19,585,000 $228,000 $8,715,000
FHA-insured (Federal Housing Administration) 132 $63,290,000 $479,000 $855,000 $85,000 $223,000
VA-guaranteed (Veterans Administration) 99 $66,855,000 $675,000 $1,505,000 $121,000 $264,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $1,520,000 $380,000 $685,000 $123,000 $153,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,635 $1,013,815,000 $620,000 $19,585,000 $245,000 $8,715,000
Application Denied By Financial Institution 666 $275,860,000 $414,000 $3,605,000 $136,000 $1,985,000
Application Withdrawn By Applicant 368 $227,090,000 $617,000 $4,505,000 $254,000 $7,755,000
File Closed For Incompleteness 130 $70,620,000 $543,000 $2,345,000 $241,000 $5,528,000
Loan Purchased By The Institution 116 $85,090,000 $733,000 $2,665,000 $304,000 $888,000
Application Approved But Not Accepted 100 $66,280,000 $662,000 $7,705,000 $184,000 $3,199,000
Preapproval Approved but not Accepted 1 $405,000 $405,000 $405,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,338 $1,452,690,000 $621,000 $19,585,000 $244,000 $8,715,000
Debt-To-Income Ratio 323 $136,385,000 $422,000 $3,605,000 $107,000 $736,000
Collateral 117 $43,335,000 $370,000 $3,005,000 $198,000 $1,500,000
Credit History 98 $32,710,000 $333,000 $2,005,000 $140,000 $1,639,000
Credit Application Incomplete 62 $32,690,000 $527,000 $2,255,000 $168,000 $1,985,000
Other 50 $25,480,000 $509,000 $2,005,000 $175,000 $881,000
Unverifiable Information 22 $10,280,000 $467,000 $1,005,000 $112,000 $480,000
Insufficient Cash (Downpayment, Closing Cost) 6 $5,590,000 $931,000 $2,035,000 $107,000 $244,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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