Kodiak Island, AK Mortgage Lenders & HMDA Data, 2008
In 2008, lenders reported 471 mortgage applications in Kodiak Island, AK totaling $90.5 million, down 19% from 2007. The average application was for $192,000, and applicants reported an average income of $80,000. 44% of applications resulted in an originated loan and 17% were denied. The most active lender was Wells Fargo Bank, NA, with 185 applications, followed by Residential Mortgage, LLC and Countrywide Bank FSB.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $90,506,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $394,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 185 | $ 36,053,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE ANCHORAGE, AK 99515 |
* | $ 10,000,000 | 58 | $ 12,703,000 |
| Countrywide Bank FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 29 | $ 5,608,000 |
| Wells Fargo Fin'l Alaska, Inc 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 28 | $ 2,783,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 19 | $ 3,902,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 2,309,832,000 | 19 | $ 4,420,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 13 | $ 2,766,000 |
| Keybank National Association 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 95,861,810,000 | 12 | $ 2,397,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 540,992,000 | 11 | $ 863,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 11 | $ 2,056,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ 100,000,000 | 9 | $ 1,578,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 9 | $ 2,048,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 8 | $ 1,807,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 7 | $ 1,541,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 6 | $ 1,075,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 5 | $ 808,000 |
| State Farm Bank 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 15,898,003,000 | 5 | $ 510,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 4 | $ 992,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 3 | $ 399,000 |
| Mann Mortgage LLC 1220 WHITEFISH STAGE KALISPELL, MT 59901 |
* | $ 10,000,000 | 3 | $ 685,000 |
| Homecomings Financial LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 2 | $ 419,000 |
| Eloan 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 2 | $ 201,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 3,570,433,000 | 2 | $ 39,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 2 | $ 625,000 |
| Wachovia Mortgage FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 56,294,475,000 | 1 | $ 180,000 |
| Countrywide Home Loans 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 1 | $ 164,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 1 | $ 180,000 |
| Plaza Home Mortgage, Inc 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 180,000 |
| Home Loan Center 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 194,000 |
| First Residential Mortgage 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 277,000 |
| Network Mortgage Services, Inc 19101 36TH AVE W SUITE 103 LYNNWOOD, WA 98036 |
* | $ 10,000,000 | 1 | $ 255,000 |
| Nationwide Advantage Mortgage 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 97,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 325,000 |
| American Mortgage Specialists 16100 N GREENWAY HAYDEN LOOP STE 108 SCOTTSDALE, AZ 85260 |
* | $ 38,791,000 | 1 | $ 258,000 |
| Taylor, Bean & Whitaker 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 251,000 |
| Freedom Mortgage Corp. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 258,000 |
| Franklin American Mortgage Co 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 168,000 |
The tables below break down 2008 mortgage applications in Kodiak Island, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Kodiak Island, AK in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 253 | $54,932,000 | $217,000 | $550,000 | $85,000 | $394,000 |
| Refinancing | 179 | $31,985,000 | $178,000 | $626,000 | $73,000 | $227,000 |
| Home Improvement | 39 | $3,589,000 | $92,000 | $490,000 | $76,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 284 | $59,547,000 | $209,000 | $626,000 | $92,000 | $394,000 |
| Asian | 62 | $8,800,000 | $141,000 | $274,000 | $61,000 | $138,000 |
| Not Provided | 56 | $9,954,000 | $177,000 | $550,000 | $75,000 | $245,000 |
| American Indian or Alaskan Native | 30 | $4,441,000 | $148,000 | $383,000 | $71,000 | $166,000 |
| Hispanic | 18 | $3,371,000 | $187,000 | $274,000 | $56,000 | $106,000 |
| Not applicable | 14 | $3,435,000 | $245,000 | $337,000 | $7,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $814,000 | $135,000 | $199,000 | $47,000 | $76,000 |
| Black or African American | 1 | $144,000 | $144,000 | $144,000 | $115,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 328 | $58,050,000 | $176,000 | $626,000 | $83,000 | $394,000 |
| FHA-insured (Federal Housing Administration) | 68 | $13,821,000 | $203,000 | $324,000 | $71,000 | $162,000 |
| VA-guaranteed (Veterans Administration) | 56 | $14,616,000 | $261,000 | $414,000 | $78,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $4,019,000 | $211,000 | $337,000 | $64,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 209 | $43,963,000 | $210,000 | $625,000 | $84,000 | $394,000 |
| Loan Purchased By The Institution | 82 | $17,678,000 | $215,000 | $337,000 | $74,000 | $203,000 |
| Application Denied By Financial Institution | 78 | $11,429,000 | $146,000 | $490,000 | $65,000 | $199,000 |
| Application Withdrawn By Applicant | 46 | $7,918,000 | $172,000 | $380,000 | $76,000 | $170,000 |
| Application Approved But Not Accepted | 30 | $6,274,000 | $209,000 | $626,000 | $100,000 | $242,000 |
| File Closed For Incompleteness | 26 | $3,244,000 | $124,000 | $295,000 | $89,000 | $264,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 19 | $3,531,000 | $185,000 | $490,000 | $47,000 | $97,000 |
| Collateral | 12 | $1,817,000 | $151,000 | $330,000 | $77,000 | $119,000 |
| Credit History | 12 | $1,332,000 | $111,000 | $270,000 | $67,000 | $199,000 |
| Credit Application Incomplete | 5 | $330,000 | $66,000 | $120,000 | $70,000 | $140,000 |
| Other | 4 | $736,000 | $184,000 | $255,000 | $88,000 | $186,000 |
| Unverifiable Information | 3 | $504,000 | $168,000 | $210,000 | $47,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $433,000 | $144,000 | $269,000 | $60,000 | $80,000 |
| Employment History | 1 | $242,000 | $242,000 | $242,000 | $155,000 | $155,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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