Access National Bank Mortgage Lending & HMDA Data, 2018

In 2018, Access National Bank of Reston, VA reported 2,191 mortgage applications totaling $629.4 million, down 18% from 2017. The average application was for $287,254, and applicants reported an average income of $121,654. 67% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (478), Atlanta-Sandy Springs-Roswell, GA (430) and Nashville-Davidson--Murfreesboro--Franklin, TN (107) (applications in parentheses).

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,191
Total Mortgage Loan Application Amount $629,375,000
Average Mortgage Loan Application Amount $287,254
Highest Mortgage Loan Application Amount $4,425,000
Average Applicant Income $121,654
Highest Applicant Income $2,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Access National Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 123 $ 63,415,000 $ 515,569 $ 213,000
Loudoun, Virginia 115 $ 50,745,000 $ 441,260 $ 202,000
Cobb, Georgia 114 $ 29,980,000 $ 262,982 $ 113,000
Fulton, Georgia 91 $ 29,385,000 $ 322,912 $ 138,000
Tazewell, Virginia 74 $ 9,150,000 $ 123,648 $ 61,000
Washington, Maryland 70 $ 12,310,000 $ 175,857 $ 81,000
Prince William, Virginia 64 $ 24,830,000 $ 387,968 $ 132,000
Mercer, West Virginia 61 $ 6,345,000 $ 104,016 $ 55,000
Davidson, Tennessee 59 $ 20,645,000 $ 349,915 $ 164,000
DeKalb, Georgia 56 $ 14,830,000 $ 264,821 $ 115,000
Allen, Indiana 54 $ 6,020,000 $ 111,481 $ 45,000
Marion, Indiana 46 $ 10,140,000 $ 220,434 $ 92,000
Gwinnett, Georgia 37 $ 8,075,000 $ 218,243 $ 91,000
Paulding, Georgia 33 $ 6,665,000 $ 201,969 $ 84,000
District of Columbia, District Of Columbia 32 $ 19,490,000 $ 609,062 $ 236,000
Fauquier, Virginia 31 $ 11,815,000 $ 381,129 $ 149,000
Cherokee, Georgia 29 $ 6,735,000 $ 232,241 $ 76,000
Hamilton, Indiana 29 $ 6,895,000 $ 237,758 $ 173,000
Franklin, Pennsylvania 28 $ 5,010,000 $ 178,928 $ 74,000
Montgomery, Maryland 22 $ 13,460,000 $ 611,818 $ 287,000
Berkeley, West Virginia 21 $ 4,335,000 $ 206,428 $ 100,000
Prince George's, Maryland 18 $ 4,770,000 $ 265,000 $ 87,000
Arlington, Virginia 17 $ 8,865,000 $ 521,470 $ 318,000
Alexandria, Virginia 15 $ 11,155,000 $ 743,666 $ 226,000
Frederick, Maryland 14 $ 4,220,000 $ 301,428 $ 132,000
Dickson, Tennessee 14 $ 3,310,000 $ 236,428 $ 76,000
Bartow, Georgia 13 $ 2,285,000 $ 175,769 $ 63,000
Williamson, Tennessee 13 $ 5,255,000 $ 404,230 $ 137,000
Pinellas, Florida 10 $ 2,660,000 $ 266,000 $ 71,000
Anne Arundel, Maryland 10 $ 3,290,000 $ 329,000 $ 105,000
Oakland, Michigan 10 $ 3,520,000 $ 352,000 $ 162,000
Roanoke, Virginia 10 $ 1,330,000 $ 133,000 $ 55,000
Warren, Virginia 10 $ 2,330,000 $ 233,000 $ 96,000
Jefferson, West Virginia 10 $ 3,110,000 $ 311,000 $ 121,000
Douglas, Georgia 9 $ 1,595,000 $ 177,222 $ 62,000
Forsyth, Georgia 9 $ 2,925,000 $ 325,000 $ 111,000
Macomb, Michigan 9 $ 1,515,000 $ 168,333 $ 59,000
Maricopa, Arizona 8 $ 1,610,000 $ 201,250 $ 91,000
New Castle, Delaware 8 $ 2,490,000 $ 311,250 $ 96,000
Chesapeake, Virginia 8 $ 2,240,000 $ 280,000 $ 77,000
Manassas, Virginia 8 $ 2,540,000 $ 317,500 $ 158,000
Stafford, Virginia 8 $ 2,820,000 $ 352,500 $ 90,000
Kent, Delaware 7 $ 1,665,000 $ 237,857 $ 77,000
Hancock, Indiana 7 $ 1,755,000 $ 250,714 $ 91,000
Clark, Nevada 7 $ 2,095,000 $ 299,285 $ 76,000
Dallas, Texas 7 $ 2,075,000 $ 296,428 $ 125,000
Fairfax City, Virginia 7 $ 2,805,000 $ 400,714 $ 140,000
Roanoke City, Virginia 7 $ 755,000 $ 107,857 $ 39,000
Spotsylvania, Virginia 7 $ 2,705,000 $ 386,428 $ 166,000
Sussex, Delaware 6 $ 1,380,000 $ 230,000 $ 106,000
Coweta, Georgia 6 $ 1,570,000 $ 261,666 $ 66,000
Henry, Georgia 6 $ 1,470,000 $ 245,000 $ 104,000
Boone, Indiana 6 $ 1,580,000 $ 263,333 $ 124,000
Culpeper, Virginia 6 $ 1,650,000 $ 275,000 $ 66,000
Frederick, Virginia 6 $ 1,240,000 $ 206,666 $ 65,000
Virginia Beach, Virginia 6 $ 2,200,000 $ 366,666 $ 210,000
Broward, Florida 5 $ 1,155,000 $ 231,000 $ 99,000
Miami-Dade, Florida 5 $ 1,515,000 $ 303,000 $ 137,000
Palm Beach, Florida 5 $ 1,055,000 $ 211,000 $ 94,000
Carroll, Georgia 5 $ 1,035,000 $ 207,000 $ 77,000
Clayton, Georgia 5 $ 655,000 $ 131,000 $ 46,000
Erie, New York 5 $ 705,000 $ 141,000 $ 60,000
Mecklenburg, North Carolina 5 $ 1,075,000 $ 215,000 $ 75,000
Cheatham, Tennessee 5 $ 1,125,000 $ 225,000 $ 66,000
Sumner, Tennessee 5 $ 925,000 $ 185,000 $ 66,000
Collin, Texas 5 $ 1,735,000 $ 347,000 $ 101,000
Tarrant, Texas 5 $ 1,245,000 $ 249,000 $ 98,000
Bland, Virginia 5 $ 725,000 $ 145,000 $ 73,000
Buchanan, Virginia 5 $ 535,000 $ 107,000 $ 68,000
Montgomery, Virginia 5 $ 2,345,000 $ 469,000 $ 140,000
Denver, Colorado 4 $ 1,370,000 $ 342,500 $ 106,000
Carroll, Maryland 4 $ 1,090,000 $ 272,500 $ 76,000
Dutchess, New York 4 $ 990,000 $ 247,500 $ 143,000
Kings, New York 4 $ 2,080,000 $ 520,000 $ 102,000
Nassau, New York 4 $ 1,630,000 $ 407,500 $ 173,000
Henderson, North Carolina 4 $ 960,000 $ 240,000 $ 92,000
Bucks, Pennsylvania 4 $ 930,000 $ 232,500 $ 97,000
Horry, South Carolina 4 $ 1,470,000 $ 367,500 $ 192,000
Richland, South Carolina 4 $ 610,000 $ 152,500 $ 77,000
Rutherford, Tennessee 4 $ 1,030,000 $ 257,500 $ 86,000
Botetourt, Virginia 4 $ 580,000 $ 145,000 $ 46,000
Hampton, Virginia 4 $ 610,000 $ 152,500 $ 193,000
Henrico, Virginia 4 $ 1,240,000 $ 310,000 $ 135,000
James City, Virginia 4 $ 1,150,000 $ 287,500 $ 126,000
Richmond City, Virginia 4 $ 540,000 $ 135,000 $ 43,000
Winchester, Virginia 4 $ 950,000 $ 237,500 $ 80,000
King, Washington 4 $ 2,000,000 $ 500,000 $ 139,000
El Paso, Colorado 3 $ 655,000 $ 218,333 $ 137,000
Brevard, Florida 3 $ 435,000 $ 145,000 $ 89,000
Duval, Florida 3 $ 1,145,000 $ 381,666 $ 162,000
Hillsborough, Florida 3 $ 485,000 $ 161,666 $ 52,000
Lee, Florida 3 $ 765,000 $ 255,000 $ 63,000
Levy, Florida 3 $ 185,000 $ 61,666 $ 18,000
Manatee, Florida 3 $ 715,000 $ 238,333 $ 105,000
Polk, Florida 3 $ 565,000 $ 188,333 $ 59,000
Volusia, Florida 3 $ 355,000 $ 118,333 $ 77,000
Walton, Florida 3 $ 895,000 $ 298,333 $ 114,000
Fayette, Georgia 3 $ 775,000 $ 258,333 $ 131,000
Gilmer, Georgia 3 $ 515,000 $ 171,666 $ 104,000
Hall, Georgia 3 $ 535,000 $ 178,333 $ 59,000
Rockdale, Georgia 3 $ 585,000 $ 195,000 $ 56,000
Walton, Georgia 3 $ 955,000 $ 318,333 $ 136,000
Hendricks, Indiana 3 $ 725,000 $ 241,666 $ 632,000
Orleans, Louisiana 3 $ 1,485,000 $ 495,000 $ 227,000
Plymouth, Massachusetts 3 $ 1,415,000 $ 471,666 $ 127,000
Ingham, Michigan 3 $ 475,000 $ 158,333 $ 83,000
Washtenaw, Michigan 3 $ 735,000 $ 245,000 $ 88,000
Westchester, New York 3 $ 1,605,000 $ 535,000 $ 118,000
Dare, North Carolina 3 $ 715,000 $ 238,333 $ 297,000
Union, North Carolina 3 $ 735,000 $ 245,000 $ 85,000
Wake, North Carolina 3 $ 1,035,000 $ 345,000 $ 104,000
Cuyahoga, Ohio 3 $ 365,000 $ 121,666 $ 64,000
Indiana, Pennsylvania 3 $ 325,000 $ 108,333 $ 550,000
Philadelphia, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 168,000
Hamilton, Tennessee 3 $ 785,000 $ 261,666 $ 110,000
Wilson, Tennessee 3 $ 1,005,000 $ 335,000 $ 101,000
Denton, Texas 3 $ 595,000 $ 198,333 $ 65,000
El Paso, Texas 3 $ 635,000 $ 211,666 $ 108,000
Kaufman, Texas 3 $ 655,000 $ 218,333 $ 64,000
Accomack, Virginia 3 $ 775,000 $ 258,333 $ 121,000
Bedford, Virginia 3 $ 365,000 $ 121,666 $ 33,000
Chesterfield, Virginia 3 $ 605,000 $ 201,666 $ 59,000
Newport News, Virginia 3 $ 605,000 $ 201,666 $ 93,000
Russell, Virginia 3 $ 425,000 $ 141,666 $ 72,000
Lee, Alabama 2 $ 470,000 $ 235,000 $ 94,000
Mohave, Arizona 2 $ 430,000 $ 215,000 $ 76,000
Contra Costa, California 2 $ 1,120,000 $ 560,000 $ 236,000
Los Angeles, California 2 $ 1,370,000 $ 685,000 $ 187,000
Riverside, California 2 $ 1,160,000 $ 580,000 $ 88,000
San Diego, California 2 $ 670,000 $ 335,000 $ 223,000
Tulare, California 2 $ 340,000 $ 170,000 $ 37,000
Douglas, Colorado 2 $ 1,030,000 $ 515,000 $ 131,000
Fairfield, Connecticut 2 $ 420,000 $ 210,000 $ 59,000
Hartford, Connecticut 2 $ 450,000 $ 225,000 $ 70,000
Charlotte, Florida 2 $ 610,000 $ 305,000 $ 112,000
Osceola, Florida 2 $ 570,000 $ 285,000 $ 74,000
Sarasota, Florida 2 $ 340,000 $ 170,000 $ 157,000
St. Johns, Florida 2 $ 680,000 $ 340,000 $ 251,000
Barrow, Georgia 2 $ 410,000 $ 205,000 $ 62,000
Columbia, Georgia 2 $ 410,000 $ 205,000 $ 152,000
Newton, Georgia 2 $ 290,000 $ 145,000 $ 45,000
Pickens, Georgia 2 $ 370,000 $ 185,000 $ 45,000
Cook, Illinois 2 $ 420,000 $ 210,000 $ 77,000
DuPage, Illinois 2 $ 480,000 $ 240,000 $ 149,000
McLean, Illinois 2 $ 240,000 $ 120,000 $ 90,000
DeKalb, Indiana 2 $ 220,000 $ 110,000 $ 41,000
Huntington, Indiana 2 $ 470,000 $ 235,000 $ 71,000
Baltimore, Maryland 2 $ 350,000 $ 175,000 $ 72,000
Calvert, Maryland 2 $ 540,000 $ 270,000 $ 105,000
Caroline, Maryland 2 $ 360,000 $ 180,000 $ 71,000
Harford, Maryland 2 $ 660,000 $ 330,000 $ 78,000
Howard, Maryland 2 $ 890,000 $ 445,000 $ 111,000
St. Mary's, Maryland 2 $ 570,000 $ 285,000 $ 67,000
Worcester, Maryland 2 $ 670,000 $ 335,000 $ 809,000
Cheboygan, Michigan 2 $ 160,000 $ 80,000 $ 31,000
Ionia, Michigan 2 $ 180,000 $ 90,000 $ 37,000
Wayne, Michigan 2 $ 390,000 $ 195,000 $ 63,000
Madison, Mississippi 2 $ 640,000 $ 320,000 $ 78,000
Douglas, Nebraska 2 $ 290,000 $ 145,000 $ 134,000
Sussex, New Jersey 2 $ 620,000 $ 310,000 $ 112,000
Monroe, New York 2 $ 250,000 $ 125,000 $ 46,000
Putnam, New York 2 $ 740,000 $ 370,000 $ 198,000
Buncombe, North Carolina 2 $ 520,000 $ 260,000 $ 393,000
Currituck, North Carolina 2 $ 1,230,000 $ 615,000 $ 245,000
Forsyth, North Carolina 2 $ 910,000 $ 455,000 $ 112,000
Lee, North Carolina 2 $ 530,000 $ 265,000 $ 82,000
Clermont, Ohio 2 $ 380,000 $ 190,000 $ 76,000
Hamilton, Ohio 2 $ 260,000 $ 130,000 $ 43,000
Licking, Ohio 2 $ 320,000 $ 160,000 $ 52,000
Muskingum, Ohio 2 $ 370,000 $ 185,000 $ 93,000
Wayne, Ohio 2 $ 210,000 $ 105,000 $ 50,000
Cleveland, Oklahoma 2 $ 380,000 $ 190,000 $ 55,000
Adams, Pennsylvania 2 $ 480,000 $ 240,000 $ 77,000
Dauphin, Pennsylvania 2 $ 410,000 $ 205,000 $ 92,000
Monroe, Pennsylvania 2 $ 330,000 $ 165,000 $ 109,000
Greenville, South Carolina 2 $ 970,000 $ 485,000 $ 156,000
Jasper, South Carolina 2 $ 560,000 $ 280,000 $ 136,000
Hickman, Tennessee 2 $ 320,000 $ 160,000 $ 62,000
Humphreys, Tennessee 2 $ 240,000 $ 120,000 $ 42,000
Sullivan, Tennessee 2 $ 360,000 $ 180,000 $ 56,000
Bell, Texas 2 $ 350,000 $ 175,000 $ 50,000
Bexar, Texas 2 $ 1,460,000 $ 730,000 $ 287,000
Ellis, Texas 2 $ 800,000 $ 400,000 $ 126,000
Harris, Texas 2 $ 640,000 $ 320,000 $ 107,000
Cache, Utah 2 $ 390,000 $ 195,000 $ 50,000
Albemarle, Virginia 2 $ 660,000 $ 330,000 $ 320,000
Bristol, Virginia 2 $ 220,000 $ 110,000 $ 59,000
Clarke, Virginia 2 $ 600,000 $ 300,000 $ 108,000
Henry, Virginia 2 $ 160,000 $ 80,000 $ 28,000
Hopewell, Virginia 2 $ 240,000 $ 120,000 $ 34,000
King George, Virginia 2 $ 690,000 $ 345,000 $ 106,000
Norfolk, Virginia 2 $ 310,000 $ 155,000 $ 41,000
Orange, Virginia 2 $ 280,000 $ 140,000 $ 52,000
Shenandoah, Virginia 2 $ 530,000 $ 265,000 $ 654,000
Suffolk, Virginia 2 $ 570,000 $ 285,000 $ 90,000
Westmoreland, Virginia 2 $ 610,000 $ 305,000 $ 191,000
Pocahontas, West Virginia 2 $ 890,000 $ 445,000 $ 260,000
Jefferson, Alabama 1 $ 135,000 $ 135,000 $ 29,000
Madison, Alabama 1 $ 235,000 $ 235,000 $ 57,000
Fairbanks North Star, Alaska 1 $ 255,000 $ 255,000 $ 55,000
Matanuska-Susitna, Alaska 1 $ 145,000 $ 145,000 $ 38,000
Nome, Alaska 1 $ 205,000 $ 205,000 $ 82,000
Navajo, Arizona 1 $ 135,000 $ 135,000 $ 60,000
Pima, Arizona 1 $ 155,000 $ 155,000 $ 43,000
Pinal, Arizona 1 $ 335,000 $ 335,000 $ 93,000
Yuma, Arizona 1 $ 275,000 $ 275,000 $ 104,000
Benton, Arkansas 1 $ 195,000 $ 195,000 $ 63,000
Lonoke, Arkansas 1 $ 155,000 $ 155,000 $ 67,000
Pulaski, Arkansas 1 $ 105,000 $ 105,000 $ 90,000
Alameda, California 1 $ 855,000 $ 855,000 $ 180,000
Butte, California 1 $ 215,000 $ 215,000 $ 23,000
El Dorado, California 1 $ 385,000 $ 385,000 $ 110,000
Fresno, California 1 $ 175,000 $ 175,000 $ 50,000
Monterey, California 1 $ 425,000 $ 425,000 $ 150,000
Orange, California 1 $ 155,000 $ 155,000 $ 41,000
Placer, California 1 $ 255,000 $ 255,000 $ 2,120,000
San Bernardino, California 1 $ 125,000 $ 125,000 $ 29,000
San Joaquin, California 1 $ 195,000 $ 195,000 $ 61,000
San Mateo, California 1 $ 285,000 $ 285,000 $ 91,000
Santa Cruz, California 1 $ 665,000 $ 665,000 $ 141,000
Shasta, California 1 $ 285,000 $ 285,000 $ 58,000
Solano, California 1 $ 385,000 $ 385,000 $ 134,000
Archuleta, Colorado 1 $ 435,000 $ 435,000 $ 75,000
Boulder, Colorado 1 $ 365,000 $ 365,000 $ 194,000
Fremont, Colorado 1 $ 145,000 $ 145,000 $ 49,000
Jefferson, Colorado 1 $ 345,000 $ 345,000 $ 54,000
Larimer, Colorado 1 $ 105,000 $ 105,000 $ 128,000
Mesa, Colorado 1 $ 145,000 $ 145,000 $ 86,000
New London, Connecticut 1 $ 185,000 $ 185,000 $ 71,000
Tolland, Connecticut 1 $ 155,000 $ 155,000 $ 88,000
Collier, Florida 1 $ 305,000 $ 305,000 $ 48,000
Escambia, Florida 1 $ 95,000 $ 95,000 $ 71,000
Hernando, Florida 1 $ 265,000 $ 265,000 $ 99,000
Leon, Florida 1 $ 165,000 $ 165,000 $ 41,000
Martin, Florida 1 $ 1,405,000 $ 1,405,000 $ 420,000
Monroe, Florida 1 $ 865,000 $ 865,000 $ 238,000
Okaloosa, Florida 1 $ 105,000 $ 105,000 $ 37,000
Pasco, Florida 1 $ 365,000 $ 365,000 $ 180,000
Putnam, Florida 1 $ 175,000 $ 175,000 $ 34,000
St. Lucie, Florida 1 $ 315,000 $ 315,000 $ 105,000
Brooks, Georgia 1 $ 185,000 $ 185,000 $ 31,000
Glynn, Georgia 1 $ 165,000 $ 165,000 $ 67,000
Gordon, Georgia 1 $ 205,000 $ 205,000 $ 84,000
Haralson, Georgia 1 $ 225,000 $ 225,000 $ 198,000
Harris, Georgia 1 $ 345,000 $ 345,000 $ 211,000
Houston, Georgia 1 $ 165,000 $ 165,000 $ 73,000
Lee, Georgia 1 $ 275,000 $ 275,000 $ 73,000
Lowndes, Georgia 1 $ 125,000 $ 125,000 $ 58,000
Lumpkin, Georgia 1 $ 135,000 $ 135,000 $ 32,000
Meriwether, Georgia 1 $ 85,000 $ 85,000 $ 44,000
Muscogee, Georgia 1 $ 305,000 $ 305,000 $ 211,000
Oconee, Georgia 1 $ 105,000 $ 105,000 $ 33,000
Oglethorpe, Georgia 1 $ 115,000 $ 115,000 $ 68,000
Peach, Georgia 1 $ 185,000 $ 185,000 $ 68,000
Polk, Georgia 1 $ 215,000 $ 215,000 $ 73,000
Putnam, Georgia 1 $ 195,000 $ 195,000 $ 67,000
Kauai, Hawaii 1 $ 545,000 $ 545,000 $ 180,000
Canyon, Idaho 1 $ 115,000 $ 115,000 $ 26,000
Jefferson, Idaho 1 $ 165,000 $ 165,000 $ 37,000
Kane, Illinois 1 $ 165,000 $ 165,000 $ 69,000
Kendall, Illinois 1 $ 245,000 $ 245,000 $ 74,000
McHenry, Illinois 1 $ 255,000 $ 255,000 $ 0
Sangamon, Illinois 1 $ 265,000 $ 265,000 $ 166,000
Will, Illinois 1 $ 225,000 $ 225,000 $ 0
Clark, Indiana 1 $ 235,000 $ 235,000 $ 76,000
Clinton, Indiana 1 $ 375,000 $ 375,000 $ 141,000
Fulton, Indiana 1 $ 85,000 $ 85,000 $ 52,000
Johnson, Indiana 1 $ 345,000 $ 345,000 $ 267,000
Monroe, Indiana 1 $ 145,000 $ 145,000 $ 38,000
Morgan, Indiana 1 $ 305,000 $ 305,000 $ 174,000
Noble, Indiana 1 $ 115,000 $ 115,000 $ 58,000
Parke, Indiana 1 $ 105,000 $ 105,000 $ 57,000
Pike, Indiana 1 $ 85,000 $ 85,000 $ 82,000
Steuben, Indiana 1 $ 85,000 $ 85,000 $ 47,000
Whitley, Indiana 1 $ 155,000 $ 155,000 $ 45,000
Black Hawk, Iowa 1 $ 375,000 $ 375,000 $ 193,000
Grundy, Iowa 1 $ 85,000 $ 85,000 $ 47,000
Johnson, Iowa 1 $ 175,000 $ 175,000 $ 62,000
Linn, Iowa 1 $ 425,000 $ 425,000 $ 316,000
Polk, Iowa 1 $ 135,000 $ 135,000 $ 36,000
Leavenworth, Kansas 1 $ 75,000 $ 75,000 $ 32,000
Boone, Kentucky 1 $ 125,000 $ 125,000 $ 57,000
Kenton, Kentucky 1 $ 155,000 $ 155,000 $ 61,000
McCreary, Kentucky 1 $ 155,000 $ 155,000 $ 56,000
Meade, Kentucky 1 $ 145,000 $ 145,000 $ 70,000
Taylor, Kentucky 1 $ 225,000 $ 225,000 $ 65,000
Caddo, Louisiana 1 $ 185,000 $ 185,000 $ 30,000
Jefferson, Louisiana 1 $ 225,000 $ 225,000 $ 47,000
Livingston, Louisiana 1 $ 165,000 $ 165,000 $ 45,000
Ouachita, Louisiana 1 $ 565,000 $ 565,000 $ 267,000
St. Landry, Louisiana 1 $ 145,000 $ 145,000 $ 66,000
St. Tammany, Louisiana 1 $ 435,000 $ 435,000 $ 118,000
Tangipahoa, Louisiana 1 $ 195,000 $ 195,000 $ 77,000
Aroostook, Maine 1 $ 135,000 $ 135,000 $ 108,000
Charles, Maryland 1 $ 215,000 $ 215,000 $ 60,000
Dorchester, Maryland 1 $ 105,000 $ 105,000 $ 42,000
Queen Anne's, Maryland 1 $ 315,000 $ 315,000 $ 134,000
Barnstable, Massachusetts 1 $ 325,000 $ 325,000 $ 206,000
Bristol, Massachusetts 1 $ 435,000 $ 435,000 $ 78,000
Essex, Massachusetts 1 $ 385,000 $ 385,000 $ 105,000
Middlesex, Massachusetts 1 $ 155,000 $ 155,000 $ 63,000
Arenac, Michigan 1 $ 55,000 $ 55,000 $ 32,000
Cass, Michigan 1 $ 75,000 $ 75,000 $ 56,000
Clinton, Michigan 1 $ 115,000 $ 115,000 $ 49,000
Genesee, Michigan 1 $ 155,000 $ 155,000 $ 87,000
Jackson, Michigan 1 $ 155,000 $ 155,000 $ 69,000
Kalamazoo, Michigan 1 $ 105,000 $ 105,000 $ 35,000
Kent, Michigan 1 $ 165,000 $ 165,000 $ 69,000
Lapeer, Michigan 1 $ 55,000 $ 55,000 $ 29,000
Midland, Michigan 1 $ 145,000 $ 145,000 $ 40,000
Montcalm, Michigan 1 $ 135,000 $ 135,000 $ 42,000
Muskegon, Michigan 1 $ 75,000 $ 75,000 $ 68,000
Beltrami, Minnesota 1 $ 205,000 $ 205,000 $ 150,000
Blue Earth, Minnesota 1 $ 135,000 $ 135,000 $ 48,000
Dakota, Minnesota 1 $ 285,000 $ 285,000 $ 145,000
Hennepin, Minnesota 1 $ 385,000 $ 385,000 $ 28,000
Lake, Minnesota 1 $ 115,000 $ 115,000 $ 52,000
Ramsey, Minnesota 1 $ 195,000 $ 195,000 $ 30,000
Washington, Minnesota 1 $ 235,000 $ 235,000 $ 105,000
DeSoto, Mississippi 1 $ 305,000 $ 305,000 $ 90,000
Hancock, Mississippi 1 $ 105,000 $ 105,000 $ 52,000
Hinds, Mississippi 1 $ 115,000 $ 115,000 $ 45,000
Jackson, Mississippi 1 $ 145,000 $ 145,000 $ 43,000
Lee, Mississippi 1 $ 145,000 $ 145,000 $ 76,000
Jackson, Missouri 1 $ 105,000 $ 105,000 $ 45,000
Gallatin, Montana 1 $ 295,000 $ 295,000 $ 62,000
Lake, Montana 1 $ 155,000 $ 155,000 $ 49,000
Seward, Nebraska 1 $ 175,000 $ 175,000 $ 156,000
Washoe, Nevada 1 $ 105,000 $ 105,000 $ 25,000
Grafton, New Hampshire 1 $ 455,000 $ 455,000 $ 476,000
Burlington, New Jersey 1 $ 165,000 $ 165,000 $ 43,000
Camden, New Jersey 1 $ 145,000 $ 145,000 $ 94,000
Mercer, New Jersey 1 $ 275,000 $ 275,000 $ 103,000
Somerset, New Jersey 1 $ 535,000 $ 535,000 $ 410,000
Valencia, New Mexico 1 $ 165,000 $ 165,000 $ 73,000
Orange, New York 1 $ 275,000 $ 275,000 $ 79,000
Richmond, New York 1 $ 375,000 $ 375,000 $ 77,000
St. Lawrence, New York 1 $ 145,000 $ 145,000 $ 56,000
Sullivan, New York 1 $ 165,000 $ 165,000 $ 46,000
Warren, New York 1 $ 205,000 $ 205,000 $ 79,000
Camden, North Carolina 1 $ 285,000 $ 285,000 $ 127,000
Cumberland, North Carolina 1 $ 255,000 $ 255,000 $ 92,000
Durham, North Carolina 1 $ 125,000 $ 125,000 $ 25,000
Gaston, North Carolina 1 $ 125,000 $ 125,000 $ 65,000
Graham, North Carolina 1 $ 285,000 $ 285,000 $ 119,000
Nash, North Carolina 1 $ 165,000 $ 165,000 $ 37,000
New Hanover, North Carolina 1 $ 905,000 $ 905,000 $ 1,310,000
Warren, North Carolina 1 $ 265,000 $ 265,000 $ 158,000
Cass, North Dakota 1 $ 175,000 $ 175,000 $ 60,000
Coshocton, Ohio 1 $ 25,000 $ 25,000 $ 193,000
Lake, Ohio 1 $ 115,000 $ 115,000 $ 77,000
Lorain, Ohio 1 $ 135,000 $ 135,000 $ 19,000
Mahoning, Ohio 1 $ 95,000 $ 95,000 $ 52,000
Meigs, Ohio 1 $ 125,000 $ 125,000 $ 110,000
Miami, Ohio 1 $ 205,000 $ 205,000 $ 87,000
Stark, Ohio 1 $ 115,000 $ 115,000 $ 47,000
Tuscarawas, Ohio 1 $ 145,000 $ 145,000 $ 73,000
Wood, Ohio 1 $ 305,000 $ 305,000 $ 45,000
Cherokee, Oklahoma 1 $ 85,000 $ 85,000 $ 56,000
Comanche, Oklahoma 1 $ 225,000 $ 225,000 $ 95,000
Kingfisher, Oklahoma 1 $ 145,000 $ 145,000 $ 70,000
Oklahoma, Oklahoma 1 $ 185,000 $ 185,000 $ 42,000
Rogers, Oklahoma 1 $ 155,000 $ 155,000 $ 47,000
Tulsa, Oklahoma 1 $ 135,000 $ 135,000 $ 36,000
Wagoner, Oklahoma 1 $ 155,000 $ 155,000 $ 36,000
Marion, Oregon 1 $ 305,000 $ 305,000 $ 44,000
Polk, Oregon 1 $ 275,000 $ 275,000 $ 52,000
Allegheny, Pennsylvania 1 $ 135,000 $ 135,000 $ 45,000
Bradford, Pennsylvania 1 $ 255,000 $ 255,000 $ 93,000
Carbon, Pennsylvania 1 $ 75,000 $ 75,000 $ 62,000
Delaware, Pennsylvania 1 $ 185,000 $ 185,000 $ 94,000
Fulton, Pennsylvania 1 $ 125,000 $ 125,000 $ 81,000
Lancaster, Pennsylvania 1 $ 715,000 $ 715,000 $ 290,000
Luzerne, Pennsylvania 1 $ 125,000 $ 125,000 $ 53,000
Northumberland, Pennsylvania 1 $ 135,000 $ 135,000 $ 67,000
Tioga, Pennsylvania 1 $ 55,000 $ 55,000 $ 140,000
Venango, Pennsylvania 1 $ 85,000 $ 85,000 $ 40,000
Westmoreland, Pennsylvania 1 $ 235,000 $ 235,000 $ 82,000
Kent, Rhode Island 1 $ 255,000 $ 255,000 $ 84,000
Aiken, South Carolina 1 $ 175,000 $ 175,000 $ 52,000
Anderson, South Carolina 1 $ 405,000 $ 405,000 $ 321,000
Charleston, South Carolina 1 $ 705,000 $ 705,000 $ 67,000
Florence, South Carolina 1 $ 165,000 $ 165,000 $ 20,000
Newberry, South Carolina 1 $ 175,000 $ 175,000 $ 54,000
Blount, Tennessee 1 $ 165,000 $ 165,000 $ 94,000
Carroll, Tennessee 1 $ 135,000 $ 135,000 $ 39,000
Fayette, Tennessee 1 $ 225,000 $ 225,000 $ 87,000
Grundy, Tennessee 1 $ 195,000 $ 195,000 $ 79,000
Madison, Tennessee 1 $ 195,000 $ 195,000 $ 87,000
Marshall, Tennessee 1 $ 255,000 $ 255,000 $ 70,000
Maury, Tennessee 1 $ 365,000 $ 365,000 $ 141,000
Montgomery, Tennessee 1 $ 215,000 $ 215,000 $ 78,000
Robertson, Tennessee 1 $ 205,000 $ 205,000 $ 59,000
White, Tennessee 1 $ 215,000 $ 215,000 $ 57,000
Guadalupe, Texas 1 $ 395,000 $ 395,000 $ 112,000
Kendall, Texas 1 $ 415,000 $ 415,000 $ 84,000
Rockwall, Texas 1 $ 265,000 $ 265,000 $ 65,000
Travis, Texas 1 $ 455,000 $ 455,000 $ 80,000
Williamson, Texas 1 $ 245,000 $ 245,000 $ 93,000
Davis, Utah 1 $ 245,000 $ 245,000 $ 132,000
Salt Lake, Utah 1 $ 215,000 $ 215,000 $ 64,000
Summit, Utah 1 $ 1,405,000 $ 1,405,000 $ 0
Weber, Utah 1 $ 245,000 $ 245,000 $ 51,000
Carroll, Virginia 1 $ 75,000 $ 75,000 $ 38,000
Charlottesville, Virginia 1 $ 385,000 $ 385,000 $ 117,000
Cumberland, Virginia 1 $ 285,000 $ 285,000 $ 83,000
Danville, Virginia 1 $ 145,000 $ 145,000 $ 44,000
Franklin, Virginia 1 $ 205,000 $ 205,000 $ 74,000
Fredericksburg, Virginia 1 $ 165,000 $ 165,000 $ 52,000
Giles, Virginia 1 $ 155,000 $ 155,000 $ 42,000
Hanover, Virginia 1 $ 415,000 $ 415,000 $ 145,000
Louisa, Virginia 1 $ 155,000 $ 155,000 $ 123,000
Lynchburg, Virginia 1 $ 105,000 $ 105,000 $ 30,000
Northampton, Virginia 1 $ 585,000 $ 585,000 $ 585,000
Northumberland, Virginia 1 $ 155,000 $ 155,000 $ 61,000
Page, Virginia 1 $ 325,000 $ 325,000 $ 160,000
Portsmouth, Virginia 1 $ 65,000 $ 65,000 $ 79,000
Prince George, Virginia 1 $ 105,000 $ 105,000 $ 32,000
Pulaski, Virginia 1 $ 45,000 $ 45,000 $ 38,000
Rappahannock, Virginia 1 $ 195,000 $ 195,000 $ 38,000
Washington, Virginia 1 $ 355,000 $ 355,000 $ 108,000
Williamsburg, Virginia 1 $ 445,000 $ 445,000 $ 0
Wythe, Virginia 1 $ 115,000 $ 115,000 $ 56,000
York, Virginia 1 $ 285,000 $ 285,000 $ 105,000
Pierce, Washington 1 $ 135,000 $ 135,000 $ 55,000
Fayette, West Virginia 1 $ 135,000 $ 135,000 $ 48,000
McDowell, West Virginia 1 $ 85,000 $ 85,000 $ 26,000
Monongalia, West Virginia 1 $ 215,000 $ 215,000 $ 100,000
Raleigh, West Virginia 1 $ 115,000 $ 115,000 $ 62,000
Wyoming, West Virginia 1 $ 75,000 $ 75,000 $ 41,000

Mortgage Loan Application Detail Totals for Access National Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,662 $481,400,000 $289,000 $4,425,000 $118,000 $2,120,000
Cash-out Refinancing 338 $86,520,000 $255,000 $905,000 $108,000 $1,265,000
Refinancing 173 $58,285,000 $336,000 $1,205,000 $149,000 $716,000
Other Purpose 12 $1,800,000 $150,000 $405,000 $353,000 $908,000
Home Improvement 6 $1,370,000 $228,000 $475,000 $652,000 $1,732,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,501 $403,705,000 $268,000 $3,075,000 $121,000 $2,120,000
Black or African American 259 $65,595,000 $253,000 $755,000 $97,000 $610,000
Not Provided 208 $70,740,000 $340,000 $1,955,000 $155,000 $1,000,000
Hispanic 97 $26,355,000 $271,000 $1,045,000 $99,000 $756,000
Asian 80 $29,150,000 $364,000 $2,815,000 $139,000 $1,200,000
Not applicable 40 $31,960,000 $799,000 $4,425,000 $0 $0
American Indian or Alaskan Native 3 $605,000 $201,000 $445,000 $70,000 $158,000
Native Hawaiian or Other Pacific Islander 3 $1,265,000 $421,000 $545,000 $145,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,401 $462,675,000 $330,000 $4,425,000 $151,000 $2,120,000
FHA-insured (Federal Housing Administration) 479 $91,725,000 $191,000 $605,000 $65,000 $215,000
VA-guaranteed (Veterans Administration) 215 $62,385,000 $290,000 $955,000 $89,000 $334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 96 $12,590,000 $131,000 $285,000 $49,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,474 $417,640,000 $283,000 $4,425,000 $124,000 $2,120,000
Application Withdrawn By Applicant 325 $99,395,000 $305,000 $2,815,000 $133,000 $1,732,000
Application Denied By Financial Institution 315 $88,665,000 $281,000 $3,075,000 $98,000 $1,265,000
Preapproval Denied by Financial Institution 44 $13,040,000 $296,000 $1,205,000 $109,000 $500,000
Application Approved But Not Accepted 25 $7,765,000 $310,000 $775,000 $135,000 $489,000
Preapproval Approved but not Accepted 8 $2,870,000 $358,000 $605,000 $151,000 $355,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,832 $527,670,000 $288,000 $4,425,000 $126,000 $2,120,000
Collateral 110 $30,810,000 $280,000 $3,075,000 $117,000 $1,265,000
Unverifiable Information 74 $24,290,000 $328,000 $1,405,000 $117,000 $500,000
Debt-To-Income Ratio 61 $20,635,000 $338,000 $1,065,000 $81,000 $289,000
Credit History 56 $12,850,000 $229,000 $865,000 $76,000 $326,000
Other 28 $5,330,000 $190,000 $455,000 $71,000 $191,000
Insufficient Cash (Downpayment, Closing Cost) 22 $5,210,000 $236,000 $455,000 $101,000 $269,000
Employment History 8 $2,580,000 $322,000 $995,000 $87,000 $174,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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