Affinity Lending Solutions, Ll Mortgage Lending & HMDA Data, 2014

In 2014, Affinity Lending Solutions, Ll of Houston, TX reported 902 mortgage applications totaling $184.2 million, up 208% from 2013. The average application was for $204,216, and applicants reported an average income of $86,104. 62% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (167), Salt Lake City, UT (59) and Laredo, TX (44) (applications in parentheses).

Mortgage Company & Address Affinity Lending Solutions, Ll
1700 West Loop South, Suite 21-
Houston, TX 77027
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  
Total Number of Mortgage Applications 902
Total Mortgage Loan Application Amount $184,203,000
Average Mortgage Loan Application Amount $204,216
Highest Mortgage Loan Application Amount $990,000
Average Applicant Income $86,104
Highest Applicant Income $476,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Affinity Lending Solutions, Ll filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Affinity Lending Solutions, Ll by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 126 $ 20,748,000 $ 164,666 $ 82,000
Salt Lake, Utah 58 $ 12,101,000 $ 208,637 $ 66,000
Webb, Texas 44 $ 6,817,000 $ 154,931 $ 67,000
Wayne, Ohio 43 $ 6,079,000 $ 141,372 $ 54,000
Utah, Utah 32 $ 6,682,000 $ 208,812 $ 55,000
Los Angeles, California 31 $ 12,105,000 $ 390,483 $ 132,000
Forsyth, North Carolina 31 $ 5,931,000 $ 191,322 $ 90,000
Jefferson, Texas 26 $ 3,023,000 $ 116,269 $ 55,000
Sonoma, California 24 $ 8,382,000 $ 349,250 $ 106,000
Cook, Illinois 20 $ 4,542,000 $ 227,100 $ 115,000
Cuyahoga, Ohio 20 $ 2,321,000 $ 116,050 $ 43,000
Fort Bend, Texas 20 $ 4,127,000 $ 206,350 $ 87,000
Guilford, North Carolina 17 $ 4,363,000 $ 256,647 $ 126,000
Jackson, Missouri 15 $ 1,963,000 $ 130,866 $ 62,000
Montgomery, Texas 13 $ 2,521,000 $ 193,923 $ 101,000
Johnson, Kansas 11 $ 2,529,000 $ 229,909 $ 67,000
Berks, Pennsylvania 11 $ 2,322,000 $ 211,090 $ 138,000
Davis, Utah 10 $ 2,278,000 $ 227,800 $ 67,000
Honolulu, Hawaii 9 $ 3,216,000 $ 357,333 $ 106,000
Will, Illinois 8 $ 1,742,000 $ 217,750 $ 94,000
Monmouth, New Jersey 8 $ 2,288,000 $ 286,000 $ 98,000
Allegheny, Pennsylvania 8 $ 1,958,000 $ 244,750 $ 115,000
San Diego, California 7 $ 1,838,000 $ 262,571 $ 119,000
Hartford, Connecticut 7 $ 1,718,000 $ 245,428 $ 100,000
DuPage, Illinois 7 $ 1,761,000 $ 251,571 $ 92,000
Baltimore, Maryland 7 $ 1,361,000 $ 194,428 $ 57,000
Montgomery, Pennsylvania 7 $ 1,693,000 $ 241,857 $ 116,000
Union, New Jersey 6 $ 1,806,000 $ 301,000 $ 124,000
Orange, California 5 $ 1,685,000 $ 337,000 $ 136,000
Sacramento, California 5 $ 1,217,000 $ 243,400 $ 107,000
New Haven, Connecticut 5 $ 1,251,000 $ 250,200 $ 123,000
Washoe, Nevada 5 $ 931,000 $ 186,200 $ 93,000
Durham, North Carolina 5 $ 861,000 $ 172,200 $ 62,000
Franklin, Ohio 5 $ 794,000 $ 158,800 $ 108,000
Bexar, Texas 5 $ 521,000 $ 104,200 $ 95,000
Leavenworth, Kansas 4 $ 664,000 $ 166,000 $ 45,000
Macomb, Michigan 4 $ 954,000 $ 238,500 $ 103,000
Clay, Missouri 4 $ 535,000 $ 133,750 $ 35,000
St. Charles, Missouri 4 $ 750,000 $ 187,500 $ 68,000
St. Louis, Missouri 4 $ 349,000 $ 87,250 $ 35,000
Middlesex, New Jersey 4 $ 696,000 $ 174,000 $ 114,000
Stark, Ohio 4 $ 476,000 $ 119,000 $ 69,000
Chester, Pennsylvania 4 $ 1,174,000 $ 293,500 $ 159,000
Hardin, Texas 4 $ 853,000 $ 213,250 $ 90,000
Duchesne, Utah 4 $ 642,000 $ 160,500 $ 67,000
Alameda, California 3 $ 1,350,000 $ 450,000 $ 112,000
Riverside, California 3 $ 819,000 $ 273,000 $ 127,000
San Mateo, California 3 $ 2,076,000 $ 692,000 $ 189,000
Wyandotte, Kansas 3 $ 220,000 $ 73,333 $ 25,000
Hennepin, Minnesota 3 $ 797,000 $ 265,666 $ 148,000
Jefferson, Missouri 3 $ 350,000 $ 116,666 $ 39,000
Burlington, New Jersey 3 $ 602,000 $ 200,666 $ 112,000
Ocean, New Jersey 3 $ 611,000 $ 203,666 $ 159,000
Lake, Ohio 3 $ 430,000 $ 143,333 $ 61,000
Licking, Ohio 3 $ 389,000 $ 129,666 $ 113,000
Summit, Ohio 3 $ 262,000 $ 87,333 $ 54,000
Union, Ohio 3 $ 496,000 $ 165,333 $ 77,000
Lehigh, Pennsylvania 3 $ 591,000 $ 197,000 $ 123,000
Brazoria, Texas 3 $ 557,000 $ 185,666 $ 114,000
Denton, Texas 3 $ 611,000 $ 203,666 $ 83,000
Liberty, Texas 3 $ 519,000 $ 173,000 $ 101,000
Polk, Texas 3 $ 503,000 $ 167,666 $ 204,000
Randall, Texas 3 $ 358,000 $ 119,333 $ 130,000
Tarrant, Texas 3 $ 604,000 $ 201,333 $ 224,000
Weber, Utah 3 $ 410,000 $ 136,666 $ 23,000
Nevada, California 2 $ 1,222,000 $ 611,000 $ 161,000
Santa Clara, California 2 $ 1,113,000 $ 556,500 $ 162,000
Fairfield, Connecticut 2 $ 664,000 $ 332,000 $ 106,000
Litchfield, Connecticut 2 $ 470,000 $ 235,000 $ 86,000
Palm Beach, Florida 2 $ 628,000 $ 314,000 $ 104,000
Sarasota, Florida 2 $ 414,000 $ 207,000 $ 183,000
Volusia, Florida 2 $ 320,000 $ 160,000 $ 60,000
Kane, Illinois 2 $ 368,000 $ 184,000 $ 74,000
Linn, Iowa 2 $ 306,000 $ 153,000 $ 14,000
Oldham, Kentucky 2 $ 316,000 $ 158,000 $ 73,000
Cass, Missouri 2 $ 247,000 $ 123,500 $ 40,000
Greene, Missouri 2 $ 142,000 $ 71,000 $ 17,000
Mercer, New Jersey 2 $ 481,000 $ 240,500 $ 117,000
Buncombe, North Carolina 2 $ 262,000 $ 131,000 $ 31,000
Wake, North Carolina 2 $ 863,000 $ 431,500 $ 101,000
Ashland, Ohio 2 $ 163,000 $ 81,500 $ 41,000
Holmes, Ohio 2 $ 207,000 $ 103,500 $ 32,000
Josephine, Oregon 2 $ 299,000 $ 149,500 $ 61,000
Butler, Pennsylvania 2 $ 561,000 $ 280,500 $ 66,000
Lancaster, Pennsylvania 2 $ 310,000 $ 155,000 $ 86,000
Chambers, Texas 2 $ 271,000 $ 135,500 $ 86,000
El Paso, Texas 2 $ 482,000 $ 241,000 $ 166,000
El Dorado, California 1 $ 255,000 $ 255,000 $ 129,000
Lake, California 1 $ 336,000 $ 336,000 $ 128,000
Merced, California 1 $ 255,000 $ 255,000 $ 100,000
Napa, California 1 $ 506,000 $ 506,000 $ 130,000
San Bernardino, California 1 $ 168,000 $ 168,000 $ 252,000
San Francisco, California 1 $ 521,000 $ 521,000 $ 126,000
Shasta, California 1 $ 497,000 $ 497,000 $ 159,000
Solano, California 1 $ 211,000 $ 211,000 $ 66,000
Adams, Colorado 1 $ 167,000 $ 167,000 $ 106,000
Jefferson, Colorado 1 $ 188,000 $ 188,000 $ 98,000
Tolland, Connecticut 1 $ 184,000 $ 184,000 $ 69,000
Broward, Florida 1 $ 212,000 $ 212,000 $ 66,000
Collier, Florida 1 $ 150,000 $ 150,000 $ 187,000
Manatee, Florida 1 $ 263,000 $ 263,000 $ 104,000
Miami-Dade, Florida 1 $ 145,000 $ 145,000 $ 79,000
Okaloosa, Florida 1 $ 256,000 $ 256,000 $ 113,000
Pinellas, Florida 1 $ 74,000 $ 74,000 $ 47,000
St. Johns, Florida 1 $ 209,000 $ 209,000 $ 74,000
Sumter, Florida 1 $ 192,000 $ 192,000 $ 148,000
Coweta, Georgia 1 $ 94,000 $ 94,000 $ 50,000
Bannock, Idaho 1 $ 86,000 $ 86,000 $ 81,000
Kendall, Illinois 1 $ 261,000 $ 261,000 $ 97,000
Lake, Illinois 1 $ 315,000 $ 315,000 $ 343,000
McHenry, Illinois 1 $ 36,000 $ 36,000 $ 106,000
Hamilton, Indiana 1 $ 329,000 $ 329,000 $ 126,000
Steuben, Indiana 1 $ 126,000 $ 126,000 $ 91,000
Winnebago, Iowa 1 $ 75,000 $ 75,000 $ 47,000
Cherokee, Kansas 1 $ 73,000 $ 73,000 $ 34,000
Jefferson, Kentucky 1 $ 240,000 $ 240,000 $ 43,000
Anne Arundel, Maryland 1 $ 192,000 $ 192,000 $ 58,000
Baltimore City, Maryland 1 $ 127,000 $ 127,000 $ 36,000
Prince George's, Maryland 1 $ 292,000 $ 292,000 $ 0
Allegan, Michigan 1 $ 184,000 $ 184,000 $ 80,000
Kalamazoo, Michigan 1 $ 174,000 $ 174,000 $ 68,000
Kent, Michigan 1 $ 100,000 $ 100,000 $ 136,000
Saginaw, Michigan 1 $ 69,000 $ 69,000 $ 49,000
Shiawassee, Michigan 1 $ 104,000 $ 104,000 $ 30,000
St. Joseph, Michigan 1 $ 99,000 $ 99,000 $ 54,000
Wayne, Michigan 1 $ 162,000 $ 162,000 $ 109,000
Anoka, Minnesota 1 $ 135,000 $ 135,000 $ 69,000
Dakota, Minnesota 1 $ 354,000 $ 354,000 $ 0
Ramsey, Minnesota 1 $ 141,000 $ 141,000 $ 72,000
Boone, Missouri 1 $ 187,000 $ 187,000 $ 111,000
Buchanan, Missouri 1 $ 135,000 $ 135,000 $ 30,000
Clinton, Missouri 1 $ 120,000 $ 120,000 $ 52,000
Crawford, Missouri 1 $ 276,000 $ 276,000 $ 67,000
Franklin, Missouri 1 $ 84,000 $ 84,000 $ 31,000
Howell, Missouri 1 $ 53,000 $ 53,000 $ 75,000
Marion, Missouri 1 $ 210,000 $ 210,000 $ 108,000
Newton, Missouri 1 $ 77,000 $ 77,000 $ 67,000
Platte, Missouri 1 $ 235,000 $ 235,000 $ 69,000
Saline, Missouri 1 $ 82,000 $ 82,000 $ 32,000
St. Louis City, Missouri 1 $ 81,000 $ 81,000 $ 21,000
Warren, Missouri 1 $ 154,000 $ 154,000 $ 89,000
Madison, Montana 1 $ 397,000 $ 397,000 $ 476,000
Clark, Nevada 1 $ 125,000 $ 125,000 $ 35,000
Lyon, Nevada 1 $ 69,000 $ 69,000 $ 42,000
Atlantic, New Jersey 1 $ 83,000 $ 83,000 $ 51,000
Bergen, New Jersey 1 $ 240,000 $ 240,000 $ 103,000
Essex, New Jersey 1 $ 320,000 $ 320,000 $ 104,000
Hunterdon, New Jersey 1 $ 160,000 $ 160,000 $ 120,000
Morris, New Jersey 1 $ 300,000 $ 300,000 $ 208,000
Somerset, New Jersey 1 $ 253,000 $ 253,000 $ 59,000
Union, New Mexico 1 $ 109,000 $ 109,000 $ 49,000
Brunswick, North Carolina 1 $ 140,000 $ 140,000 $ 40,000
Cabarrus, North Carolina 1 $ 365,000 $ 365,000 $ 141,000
Davidson, North Carolina 1 $ 272,000 $ 272,000 $ 120,000
Davie, North Carolina 1 $ 127,000 $ 127,000 $ 66,000
Harnett, North Carolina 1 $ 332,000 $ 332,000 $ 168,000
Mecklenburg, North Carolina 1 $ 214,000 $ 214,000 $ 75,000
Orange, North Carolina 1 $ 348,000 $ 348,000 $ 188,000
Stokes, North Carolina 1 $ 146,000 $ 146,000 $ 57,000
Delaware, Ohio 1 $ 216,000 $ 216,000 $ 59,000
Fairfield, Ohio 1 $ 264,000 $ 264,000 $ 170,000
Geauga, Ohio 1 $ 333,000 $ 333,000 $ 124,000
Huron, Ohio 1 $ 152,000 $ 152,000 $ 57,000
Medina, Ohio 1 $ 173,000 $ 173,000 $ 42,000
Seneca, Ohio 1 $ 140,000 $ 140,000 $ 41,000
Tuscarawas, Ohio 1 $ 105,000 $ 105,000 $ 37,000
Wood, Ohio 1 $ 196,000 $ 196,000 $ 75,000
Dauphin, Pennsylvania 1 $ 86,000 $ 86,000 $ 20,000
Philadelphia, Pennsylvania 1 $ 112,000 $ 112,000 $ 188,000
Shelby, Tennessee 1 $ 147,000 $ 147,000 $ 0
Carson, Texas 1 $ 100,000 $ 100,000 $ 110,000
Dallas, Texas 1 $ 340,000 $ 340,000 $ 90,000
Guadalupe, Texas 1 $ 246,000 $ 246,000 $ 180,000
Jackson, Texas 1 $ 108,000 $ 108,000 $ 58,000
Jasper, Texas 1 $ 56,000 $ 56,000 $ 40,000
Potter, Texas 1 $ 87,000 $ 87,000 $ 79,000
Tom Green, Texas 1 $ 54,000 $ 54,000 $ 65,000
Box Elder, Utah 1 $ 101,000 $ 101,000 $ 134,000
Morgan, Utah 1 $ 304,000 $ 304,000 $ 67,000
Tooele, Utah 1 $ 202,000 $ 202,000 $ 42,000
Washington, Utah 1 $ 260,000 $ 260,000 $ 147,000
Bedford, Virginia 1 $ 498,000 $ 498,000 $ 104,000
Hampton, Virginia 1 $ 257,000 $ 257,000 $ 0
King, Washington 1 $ 183,000 $ 183,000 $ 0

Mortgage Loan Application Detail Totals for Affinity Lending Solutions, Ll in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 546 $101,066,000 $185,000 $776,000 $79,000 $440,000
Refinancing 356 $83,137,000 $233,000 $990,000 $97,000 $476,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 620 $133,510,000 $215,000 $990,000 $93,000 $476,000
Hispanic 140 $21,726,000 $155,000 $435,000 $61,000 $234,000
Black or African American 60 $9,129,000 $152,000 $387,000 $53,000 $144,000
Asian 44 $10,524,000 $239,000 $565,000 $101,000 $250,000
Not Provided 31 $7,399,000 $238,000 $562,000 $108,000 $252,000
Native Hawaiian or Other Pacific Islander 4 $1,215,000 $303,000 $626,000 $69,000 $134,000
American Indian or Alaskan Native 3 $700,000 $233,000 $336,000 $79,000 $114,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 543 $121,811,000 $224,000 $990,000 $103,000 $476,000
FHA-insured (Federal Housing Administration) 256 $40,811,000 $159,000 $468,000 $59,000 $257,000
VA-guaranteed (Veterans Administration) 71 $16,351,000 $230,000 $715,000 $70,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $5,230,000 $163,000 $375,000 $55,000 $169,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 558 $112,724,000 $202,000 $776,000 $87,000 $476,000
Application Withdrawn By Applicant 243 $51,128,000 $210,000 $990,000 $85,000 $324,000
Application Denied By Financial Institution 60 $11,114,000 $185,000 $820,000 $74,000 $403,000
File Closed For Incompleteness 34 $7,824,000 $230,000 $715,000 $86,000 $211,000
Application Approved But Not Accepted 7 $1,413,000 $201,000 $275,000 $125,000 $440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 20 $3,489,000 $174,000 $525,000 $69,000 $178,000
Debt-To-Income Ratio 13 $2,533,000 $194,000 $625,000 $58,000 $189,000
Other 6 $564,000 $94,000 $160,000 $41,000 $65,000
Collateral 5 $928,000 $185,000 $497,000 $82,000 $159,000
Unverifiable Information 2 $1,033,000 $516,000 $820,000 $309,000 $403,000
Employment History 2 $283,000 $141,000 $188,000 $35,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Lending Solutions, Ll's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Affinity Lending Solutions, Ll's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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