Alliant Credit Union Mortgage Lending & HMDA Data, 2021
In 2021, Alliant Credit Union of Chicago, IL reported 18,098 mortgage applications totaling $4.9 billion, up 36% from 2020. The average application was for $270,562, and applicants reported an average income of $217,621. 54% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Naperville, IL (1,391), Los Angeles-Long Beach-Glendale, CA (1,073) and Phoenix-Mesa-Scottsdale, AZ (898) (applications in parentheses).
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,098 |
| Total Mortgage Loan Application Amount | $4,896,640,000 |
| Average Mortgage Loan Application Amount | $270,562 |
| Highest Mortgage Loan Application Amount | $39,005,000 |
| Average Applicant Income | $217,621 |
| Highest Applicant Income | $9,536,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 1,391 | $ 432,075,000 | $ 310,621 | $ 204,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,073 | $ 281,145,000 | $ 262,017 | $ 269,000 |
| Phoenix-Mesa-Scottsdale, AZ | 898 | $ 188,010,000 | $ 209,365 | $ 195,000 |
| Oakland-Hayward-Berkeley, CA | 868 | $ 310,780,000 | $ 358,041 | $ 249,000 |
| Riverside-San Bernardino-Ontario, CA | 795 | $ 182,685,000 | $ 229,792 | $ 191,000 |
| Miami-Miami Beach-Kendall, FL | 753 | $ 105,185,000 | $ 139,687 | $ 186,000 |
| Atlanta-Sandy Springs-Roswell, GA | 648 | $ 129,950,000 | $ 200,540 | $ 230,000 |
| Denver-Aurora-Lakewood, CO | 591 | $ 172,795,000 | $ 292,377 | $ 189,000 |
| Anaheim-Santa Ana-Irvine, CA | 561 | $ 147,645,000 | $ 263,181 | $ 287,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 513 | $ 90,935,000 | $ 177,261 | $ 187,000 |
| Outside any metro area | 513 | $ 115,515,000 | $ 225,175 | $ 183,652 |
| Seattle-Bellevue-Everett, WA | 496 | $ 139,790,000 | $ 281,834 | $ 254,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 475 | $ 105,445,000 | $ 221,989 | $ 224,000 |
| San Diego-Carlsbad, CA | 464 | $ 122,820,000 | $ 264,698 | $ 249,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 384 | $ 157,910,000 | $ 411,223 | $ 256,000 |
| Stockton-Lodi, CA | 321 | $ 115,495,000 | $ 359,797 | $ 177,000 |
| San Francisco-Redwood City-South San Francisco, CA | 301 | $ 132,575,000 | $ 440,448 | $ 287,000 |
| Tampa-St. Petersburg-Clearwater, FL | 270 | $ 50,280,000 | $ 186,222 | $ 221,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 265 | $ 87,415,000 | $ 329,867 | $ 217,422 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 247 | $ 50,205,000 | $ 203,259 | $ 294,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 242 | $ 55,650,000 | $ 229,958 | $ 224,276 |
| Las Vegas-Henderson-Paradise, NV | 237 | $ 69,475,000 | $ 293,143 | $ 230,000 |
| New York-Jersey City-White Plains, NY-NJ | 222 | $ 52,000,000 | $ 234,234 | $ 247,734 |
| Orlando-Kissimmee-Sanford, FL | 187 | $ 33,335,000 | $ 178,262 | $ 214,000 |
| Lake County-Kenosha County, IL-WI | 176 | $ 55,260,000 | $ 313,977 | $ 224,477 |
| Vallejo-Fairfield, CA | 168 | $ 43,640,000 | $ 259,761 | $ 177,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 167 | $ 43,455,000 | $ 260,209 | $ 243,000 |
| Newark, NJ-PA | 120 | $ 22,370,000 | $ 186,416 | $ 280,350 |
| New York-Newark, NY | 115 | $ 40,935,000 | $ 355,956 | $ 236,165 |
| San Rafael, CA | 105 | $ 42,135,000 | $ 401,285 | $ 354,000 |
| Elgin, IL | 103 | $ 20,945,000 | $ 203,349 | $ 168,000 |
| Montgomery County-Bucks County-Chester County, PA | 101 | $ 23,265,000 | $ 230,346 | $ 223,000 |
| Charlotte-Concord-Gastonia, NC-SC | 99 | $ 25,335,000 | $ 255,909 | $ 197,000 |
| Santa Rosa, CA | 99 | $ 28,235,000 | $ 285,202 | $ 211,000 |
| Santa Maria-Santa Barbara, CA | 92 | $ 33,670,000 | $ 365,978 | $ 268,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 87 | $ 18,835,000 | $ 216,494 | $ 193,517 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 87 | $ 31,145,000 | $ 357,988 | $ 197,000 |
| Jacksonville, FL | 86 | $ 15,050,000 | $ 175,000 | $ 203,000 |
| North Port-Sarasota-Bradenton, FL | 85 | $ 21,485,000 | $ 252,764 | $ 231,000 |
| Cambridge-Newton-Framingham, MA | 82 | $ 27,630,000 | $ 336,951 | $ 202,000 |
| Houston-The Woodlands-Sugar Land, TX | 82 | $ 29,730,000 | $ 362,560 | $ 140,000 |
| Salt Lake City, UT | 77 | $ 21,585,000 | $ 280,324 | $ 178,000 |
| Tacoma-Lakewood, WA | 73 | $ 36,885,000 | $ 505,273 | $ 238,000 |
| Provo-Orem, UT | 72 | $ 16,750,000 | $ 232,638 | $ 178,000 |
| Tucson, AZ | 72 | $ 10,770,000 | $ 149,583 | $ 193,000 |
| Boston, MA | 68 | $ 67,900,000 | $ 998,529 | $ 222,000 |
| Nassau County-Suffolk County, NY | 64 | $ 14,210,000 | $ 222,031 | $ 226,000 |
| Fresno, CA | 62 | $ 19,510,000 | $ 314,677 | $ 225,000 |
| Colorado Springs, CO | 58 | $ 14,240,000 | $ 245,517 | $ 200,000 |
| Austin-Round Rock, TX | 56 | $ 33,440,000 | $ 597,142 | $ 186,000 |
| Bridgeport-Stamford-Norwalk, CT | 56 | $ 14,350,000 | $ 256,250 | $ 248,000 |
| Warren-Troy-Farmington Hills, MI | 54 | $ 8,290,000 | $ 153,518 | $ 168,000 |
| Indianapolis-Carmel-Anderson, IN | 53 | $ 9,045,000 | $ 170,660 | $ 189,000 |
| Raleigh, NC | 53 | $ 11,745,000 | $ 221,603 | $ 164,000 |
| Columbus, OH | 51 | $ 7,395,000 | $ 145,000 | $ 184,000 |
| Modesto, CA | 51 | $ 10,375,000 | $ 203,431 | $ 200,000 |
| Philadelphia, PA | 51 | $ 14,135,000 | $ 277,156 | $ 163,000 |
| Reno, NV | 51 | $ 11,935,000 | $ 234,019 | $ 200,000 |
| Boulder, CO | 48 | $ 14,860,000 | $ 309,583 | $ 256,000 |
| Camden, NJ | 48 | $ 6,150,000 | $ 128,125 | $ 172,000 |
| Cleveland-Elyria, OH | 48 | $ 5,170,000 | $ 107,708 | $ 140,000 |
| Cape Coral-Fort Myers, FL | 47 | $ 11,755,000 | $ 250,106 | $ 269,000 |
| Dallas-Plano-Irving, TX | 46 | $ 27,730,000 | $ 602,826 | $ 227,000 |
| Port St. Lucie, FL | 46 | $ 7,070,000 | $ 153,695 | $ 181,000 |
| Santa Cruz-Watsonville, CA | 46 | $ 12,520,000 | $ 272,173 | $ 230,000 |
| Bellingham, WA | 43 | $ 8,925,000 | $ 207,558 | $ 192,000 |
| Milwaukee-Waukesha-West Allis, WI | 42 | $ 10,400,000 | $ 247,619 | $ 216,000 |
| Salinas, CA | 42 | $ 9,640,000 | $ 229,523 | $ 201,000 |
| Baltimore-Columbia-Towson, MD | 41 | $ 13,845,000 | $ 337,682 | $ 135,000 |
| Cincinnati, OH-KY-IN | 40 | $ 7,170,000 | $ 179,250 | $ 180,325 |
| Greeley, CO | 39 | $ 7,645,000 | $ 196,025 | $ 151,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 38 | $ 13,080,000 | $ 344,210 | $ 262,000 |
| New Haven-Milford, CT | 37 | $ 5,935,000 | $ 160,405 | $ 196,000 |
| Naples-Immokalee-Marco Island, FL | 36 | $ 10,220,000 | $ 283,888 | $ 262,000 |
| Bend-Redmond, OR | 35 | $ 15,055,000 | $ 430,142 | $ 221,000 |
| Fort Collins, CO | 35 | $ 8,705,000 | $ 248,714 | $ 180,000 |
| Palm Bay-Melbourne-Titusville, FL | 35 | $ 3,755,000 | $ 107,285 | $ 166,000 |
| Richmond, VA | 35 | $ 28,355,000 | $ 810,142 | $ 162,000 |
| Bremerton-Silverdale, WA | 34 | $ 7,320,000 | $ 215,294 | $ 171,000 |
| Hartford-West Hartford-East Hartford, CT | 32 | $ 3,960,000 | $ 123,750 | $ 163,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 30 | $ 41,420,000 | $ 1,380,666 | $ 114,000 |
| Urban Honolulu, HI | 29 | $ 15,965,000 | $ 550,517 | $ 132,000 |
| Pittsburgh, PA | 28 | $ 5,230,000 | $ 186,785 | $ 152,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 11,320,000 | $ 404,285 | $ 227,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 3,835,000 | $ 142,037 | $ 203,000 |
| Ogden-Clearfield, UT | 26 | $ 5,440,000 | $ 209,230 | $ 168,000 |
| Prescott Valley-Prescott, AZ | 26 | $ 5,330,000 | $ 205,000 | $ 198,000 |
| Spokane-Spokane Valley, WA | 26 | $ 8,150,000 | $ 313,461 | $ 195,000 |
| Detroit-Dearborn-Livonia, MI | 25 | $ 4,005,000 | $ 160,200 | $ 209,000 |
| Bakersfield, CA | 24 | $ 3,680,000 | $ 153,333 | $ 278,000 |
| Crestview-Fort Walton Beach-Destin, FL | 24 | $ 8,150,000 | $ 339,583 | $ 328,000 |
| Redding, CA | 23 | $ 5,535,000 | $ 240,652 | $ 205,000 |
| Gary, IN | 22 | $ 3,750,000 | $ 170,454 | $ 184,000 |
| Louisville/Jefferson County, KY-IN | 22 | $ 4,590,000 | $ 208,636 | $ 188,090 |
| Kansas City, MO-KS | 21 | $ 4,385,000 | $ 208,809 | $ 135,666 |
| Napa, CA | 21 | $ 7,695,000 | $ 366,428 | $ 300,000 |
| Olympia-Tumwater, WA | 21 | $ 4,505,000 | $ 214,523 | $ 168,000 |
| Punta Gorda, FL | 21 | $ 4,625,000 | $ 220,238 | $ 164,000 |
| St. Louis, MO-IL | 21 | $ 4,205,000 | $ 200,238 | $ 128,333 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 2,170,000 | $ 108,500 | $ 142,700 |
| Flagstaff, AZ | 20 | $ 4,310,000 | $ 215,500 | $ 248,000 |
| Asheville, NC | 18 | $ 3,690,000 | $ 205,000 | $ 122,000 |
| Barnstable Town, MA | 18 | $ 4,570,000 | $ 253,888 | $ 129,000 |
| Memphis, TN-MS-AR | 18 | $ 2,510,000 | $ 139,444 | $ 167,555 |
| Mount Vernon-Anacortes, WA | 18 | $ 3,120,000 | $ 173,333 | $ 123,000 |
| Savannah, GA | 18 | $ 2,760,000 | $ 153,333 | $ 234,000 |
| Worcester, MA-CT | 18 | $ 6,310,000 | $ 350,555 | $ 182,166 |
| Charleston-North Charleston, SC | 17 | $ 10,855,000 | $ 638,529 | $ 198,000 |
| Durham-Chapel Hill, NC | 17 | $ 5,895,000 | $ 346,764 | $ 221,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 2,845,000 | $ 167,352 | $ 131,000 |
| Lakeland-Winter Haven, FL | 16 | $ 2,630,000 | $ 164,375 | $ 192,000 |
| Trenton, NJ | 16 | $ 5,120,000 | $ 320,000 | $ 287,000 |
| Albuquerque, NM | 15 | $ 4,585,000 | $ 305,666 | $ 178,000 |
| Madison, WI | 15 | $ 3,125,000 | $ 208,333 | $ 183,000 |
| Salem, OR | 15 | $ 18,115,000 | $ 1,207,666 | $ 174,000 |
| St. George, UT | 15 | $ 2,805,000 | $ 187,000 | $ 294,000 |
| Wilmington, NC | 15 | $ 6,585,000 | $ 439,000 | $ 204,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 3,040,000 | $ 217,142 | $ 235,000 |
| Kennewick-Richland, WA | 13 | $ 4,285,000 | $ 329,615 | $ 146,000 |
| Sebastian-Vero Beach, FL | 13 | $ 3,135,000 | $ 241,153 | $ 167,000 |
| Akron, OH | 12 | $ 1,650,000 | $ 137,500 | $ 141,000 |
| Chattanooga, TN-GA | 12 | $ 2,250,000 | $ 187,500 | $ 197,333 |
| Harrisburg-Carlisle, PA | 12 | $ 2,390,000 | $ 199,166 | $ 139,000 |
| Ocala, FL | 12 | $ 1,830,000 | $ 152,500 | $ 132,000 |
| Reading, PA | 12 | $ 2,210,000 | $ 184,166 | $ 199,000 |
| San Antonio-New Braunfels, TX | 12 | $ 4,420,000 | $ 368,333 | $ 122,000 |
| Winchester, VA-WV | 12 | $ 2,000,000 | $ 166,666 | $ 141,916 |
| Boise City, ID | 11 | $ 7,135,000 | $ 648,636 | $ 253,000 |
| Fort Worth-Arlington, TX | 11 | $ 5,865,000 | $ 533,181 | $ 108,000 |
| Knoxville, TN | 11 | $ 3,035,000 | $ 275,909 | $ 171,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,175,000 | $ 106,818 | $ 203,000 |
| Lancaster, PA | 11 | $ 675,000 | $ 61,363 | $ 137,000 |
| Wilmington, DE-MD-NJ | 11 | $ 2,395,000 | $ 217,727 | $ 124,636 |
| Chico, CA | 10 | $ 1,470,000 | $ 147,000 | $ 176,000 |
| Gainesville, GA | 10 | $ 1,060,000 | $ 106,000 | $ 161,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 2,080,000 | $ 208,000 | $ 137,000 |
| Lexington-Fayette, KY | 10 | $ 1,030,000 | $ 103,000 | $ 147,000 |
| New Orleans-Metairie, LA | 10 | $ 5,140,000 | $ 514,000 | $ 114,000 |
| Norwich-New London, CT | 10 | $ 1,270,000 | $ 127,000 | $ 121,000 |
| Oklahoma City, OK | 10 | $ 1,620,000 | $ 162,000 | $ 136,000 |
| Rockford, IL | 10 | $ 960,000 | $ 96,000 | $ 150,000 |
| Greensboro-High Point, NC | 9 | $ 565,000 | $ 62,777 | $ 112,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 2,615,000 | $ 290,555 | $ 76,888 |
| Ocean City, NJ | 9 | $ 2,135,000 | $ 237,222 | $ 350,000 |
| Providence-Warwick, RI-MA | 9 | $ 2,885,000 | $ 320,555 | $ 163,555 |
| Visalia-Porterville, CA | 9 | $ 1,565,000 | $ 173,888 | $ 136,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 2,245,000 | $ 249,444 | $ 0 |
| Madera, CA | 8 | $ 1,440,000 | $ 180,000 | $ 205,000 |
| Rochester, NY | 8 | $ 900,000 | $ 112,500 | $ 103,000 |
| Santa Fe, NM | 8 | $ 4,210,000 | $ 526,250 | $ 125,000 |
| Springfield, MO | 8 | $ 1,070,000 | $ 133,750 | $ 123,000 |
| Wenatchee, WA | 8 | $ 2,090,000 | $ 261,250 | $ 203,000 |
| Athens-Clarke County, GA | 7 | $ 745,000 | $ 106,428 | $ 337,000 |
| Eugene, OR | 7 | $ 2,205,000 | $ 315,000 | $ 255,000 |
| Johnson City, TN | 7 | $ 855,000 | $ 122,142 | $ 105,000 |
| Panama City, FL | 7 | $ 755,000 | $ 107,857 | $ 172,000 |
| Pueblo, CO | 7 | $ 1,085,000 | $ 155,000 | $ 100,000 |
| Racine, WI | 7 | $ 845,000 | $ 120,714 | $ 139,000 |
| Rockingham County-Strafford County, NH | 7 | $ 2,585,000 | $ 369,285 | $ 177,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 725,000 | $ 103,571 | $ 189,428 |
| Toledo, OH | 7 | $ 735,000 | $ 105,000 | $ 136,000 |
| York-Hanover, PA | 7 | $ 1,125,000 | $ 160,714 | $ 211,000 |
| Yuba City, CA | 7 | $ 745,000 | $ 106,428 | $ 164,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 830,000 | $ 138,333 | $ 147,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 750,000 | $ 125,000 | $ 189,000 |
| Corvallis, OR | 6 | $ 2,970,000 | $ 495,000 | $ 176,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,860,000 | $ 310,000 | $ 112,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 640,000 | $ 106,666 | $ 115,000 |
| Fort Wayne, IN | 6 | $ 750,000 | $ 125,000 | $ 122,000 |
| Gainesville, FL | 6 | $ 1,730,000 | $ 288,333 | $ 332,000 |
| Grand Junction, CO | 6 | $ 2,380,000 | $ 396,666 | $ 150,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,860,000 | $ 310,000 | $ 107,000 |
| Longview, WA | 6 | $ 2,090,000 | $ 348,333 | $ 347,000 |
| Medford, OR | 6 | $ 1,000,000 | $ 166,666 | $ 196,000 |
| Yakima, WA | 6 | $ 2,960,000 | $ 493,333 | $ 112,000 |
| Ann Arbor, MI | 5 | $ 1,335,000 | $ 267,000 | $ 219,000 |
| Charlottesville, VA | 5 | $ 1,955,000 | $ 391,000 | $ 238,000 |
| East Stroudsburg, PA | 5 | $ 625,000 | $ 125,000 | $ 143,000 |
| Fayetteville, NC | 5 | $ 695,000 | $ 139,000 | $ 96,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,365,000 | $ 273,000 | $ 155,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 3,135,000 | $ 627,000 | $ 90,000 |
| Kingston, NY | 5 | $ 925,000 | $ 185,000 | $ 154,000 |
| Macon-Bibb County, GA | 5 | $ 465,000 | $ 93,000 | $ 129,000 |
| Manchester-Nashua, NH | 5 | $ 1,495,000 | $ 299,000 | $ 291,000 |
| Merced, CA | 5 | $ 635,000 | $ 127,000 | $ 122,000 |
| Tallahassee, FL | 5 | $ 1,175,000 | $ 235,000 | $ 152,000 |
| Baton Rouge, LA | 4 | $ 1,060,000 | $ 265,000 | $ 72,000 |
| Birmingham-Hoover, AL | 4 | $ 1,030,000 | $ 257,500 | $ 140,000 |
| Canton-Massillon, OH | 4 | $ 290,000 | $ 72,500 | $ 288,000 |
| Clarksville, TN-KY | 4 | $ 350,000 | $ 87,500 | $ 100,000 |
| Columbus, GA-AL | 4 | $ 470,000 | $ 117,500 | $ 413,000 |
| Decatur, IL | 4 | $ 850,000 | $ 212,500 | $ 145,000 |
| Duluth, MN-WI | 4 | $ 380,000 | $ 95,000 | $ 100,000 |
| Elkhart-Goshen, IN | 4 | $ 290,000 | $ 72,500 | $ 94,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,370,000 | $ 342,500 | $ 197,000 |
| Kalamazoo-Portage, MI | 4 | $ 780,000 | $ 195,000 | $ 79,000 |
| Lafayette, LA | 4 | $ 760,000 | $ 190,000 | $ 122,000 |
| Logan, UT-ID | 4 | $ 1,630,000 | $ 407,500 | $ 213,000 |
| Lynchburg, VA | 4 | $ 930,000 | $ 232,500 | $ 212,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 780,000 | $ 195,000 | $ 113,000 |
| Oshkosh-Neenah, WI | 4 | $ 880,000 | $ 220,000 | $ 212,000 |
| Peoria, IL | 4 | $ 360,000 | $ 90,000 | $ 149,000 |
| Rochester, MN | 4 | $ 1,810,000 | $ 452,500 | $ 120,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 450,000 | $ 112,500 | $ 242,000 |
| Springfield, IL | 4 | $ 460,000 | $ 115,000 | $ 331,000 |
| Springfield, MA | 4 | $ 1,020,000 | $ 255,000 | $ 166,000 |
| Syracuse, NY | 4 | $ 630,000 | $ 157,500 | $ 110,000 |
| The Villages, FL | 4 | $ 450,000 | $ 112,500 | $ 199,000 |
| Warner Robins, GA | 4 | $ 340,000 | $ 85,000 | $ 152,000 |
| Winston-Salem, NC | 4 | $ 500,000 | $ 125,000 | $ 62,000 |
| Appleton, WI | 3 | $ 375,000 | $ 125,000 | $ 177,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 335,000 | $ 111,666 | $ 114,000 |
| Burlington, NC | 3 | $ 735,000 | $ 245,000 | $ 65,000 |
| Burlington-South Burlington, VT | 3 | $ 1,215,000 | $ 405,000 | $ 109,000 |
| Cape Girardeau, MO-IL | 3 | $ 485,000 | $ 161,666 | $ 65,000 |
| Carson City, NV | 3 | $ 625,000 | $ 208,333 | $ 277,000 |
| Columbia, SC | 3 | $ 32,645,000 | $ 10,881,666 | $ 129,000 |
| Danville, IL | 3 | $ 115,000 | $ 38,333 | $ 74,000 |
| Gettysburg, PA | 3 | $ 115,000 | $ 38,333 | $ 92,000 |
| Green Bay, WI | 3 | $ 375,000 | $ 125,000 | $ 96,000 |
| Homosassa Springs, FL | 3 | $ 245,000 | $ 81,666 | $ 156,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 305,000 | $ 101,666 | $ 73,333 |
| Huntsville, AL | 3 | $ 27,975,000 | $ 9,325,000 | $ 155,000 |
| Jackson, MS | 3 | $ 895,000 | $ 298,333 | $ 183,000 |
| Kankakee, IL | 3 | $ 205,000 | $ 68,333 | $ 55,000 |
| Michigan City-La Porte, IN | 3 | $ 1,525,000 | $ 508,333 | $ 98,000 |
| Missoula, MT | 3 | $ 315,000 | $ 105,000 | $ 125,000 |
| New Bern, NC | 3 | $ 275,000 | $ 91,666 | $ 119,000 |
| Niles-Benton Harbor, MI | 3 | $ 685,000 | $ 228,333 | $ 172,000 |
| Roanoke, VA | 3 | $ 265,000 | $ 88,333 | $ 127,000 |
| Sebring, FL | 3 | $ 355,000 | $ 118,333 | $ 185,000 |
| Staunton-Waynesboro, VA | 3 | $ 645,000 | $ 215,000 | $ 107,000 |
| Tulsa, OK | 3 | $ 1,345,000 | $ 448,333 | $ 184,000 |
| Utica-Rome, NY | 3 | $ 215,000 | $ 71,666 | $ 156,000 |
| Valdosta, GA | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 255,000 | $ 85,000 | $ 38,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Bismarck, ND | 2 | $ 930,000 | $ 465,000 | $ 99,000 |
| Bloomington, IL | 2 | $ 1,010,000 | $ 505,000 | $ 109,000 |
| Brunswick, GA | 2 | $ 350,000 | $ 175,000 | $ 367,000 |
| Cedar Rapids, IA | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Champaign-Urbana, IL | 2 | $ 110,000 | $ 55,000 | $ 132,000 |
| Dalton, GA | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 400,000 | $ 200,000 | $ 74,500 |
| Des Moines-West Des Moines, IA | 2 | $ 1,060,000 | $ 530,000 | $ 453,000 |
| Harrisonburg, VA | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Jackson, MI | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Jacksonville, NC | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Killeen-Temple, TX | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Lansing-East Lansing, MI | 2 | $ 220,000 | $ 110,000 | $ 108,000 |
| Lebanon, PA | 2 | $ 70,000 | $ 35,000 | $ 160,000 |
| Muncie, IN | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Muskegon, MI | 2 | $ 140,000 | $ 70,000 | $ 149,000 |
| Pittsfield, MA | 2 | $ 970,000 | $ 485,000 | $ 108,000 |
| Portland-South Portland, ME | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Salisbury, MD-DE | 2 | $ 190,000 | $ 95,000 | $ 25,000 |
| Sheboygan, WI | 2 | $ 710,000 | $ 355,000 | $ 46,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| State College, PA | 2 | $ 500,000 | $ 250,000 | $ 191,000 |
| Wausau, WI | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| Wichita, KS | 2 | $ 720,000 | $ 360,000 | $ 89,000 |
| Abilene, TX | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Albany, GA | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Albany, OR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 625,000 | $ 625,000 | $ 559,000 |
| Battle Creek, MI | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Beaumont-Port Arthur, TX | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Binghamton, NY | 1 | $ 95,000 | $ 95,000 | $ 440,000 |
| Bowling Green, KY | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Brownsville-Harlingen, TX | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| California-Lexington Park, MD | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Casper, WY | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Cheyenne, WY | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Cleveland, TN | 1 | $ 155,000 | $ 155,000 | $ 356,000 |
| Coeur D'Alene, ID | 1 | $ 765,000 | $ 765,000 | $ 240,000 |
| College Station-Bryan, TX | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Corpus Christi, TX | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Eau Claire, WI | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| El Paso, TX | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Elmira, NY | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Evansville, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Flint, MI | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Florence-Muscle Shoals, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Goldsboro, NC | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Grants Pass, OR | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Great Falls, MT | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| Idaho Falls, ID | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Lafayette-West Lafayette, IN | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Las Cruces, NM | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Lawrence, KS | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Mobile, AL | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Monroe, MI | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Owensboro, KY | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Pine Bluff, AR | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Rocky Mount, NC | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Saginaw, MI | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Sioux Falls, SD | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Spartanburg, SC | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Tuscaloosa, AL | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Vineland-Bridgeton, NJ | 1 | $ 155,000 | $ 155,000 | $ 399,000 |
| Waco, TX | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Walla Walla, WA | 1 | $ 65,000 | $ 65,000 | $ 181,000 |
| Williamsport, PA | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,203 | $2,444,965,000 | $339,000 | $32,005,000 | $231,000 | $2,260,000 |
| Refinancing | 3,691 | $1,258,465,000 | $340,000 | $32,005,000 | $213,000 | $9,536,000 |
| Other Purpose | 3,335 | $498,275,000 | $149,000 | $2,005,000 | $223,000 | $6,403,000 |
| Home Improvement | 3,183 | $386,835,000 | $121,000 | $2,005,000 | $201,000 | $3,900,000 |
| Cash-out Refinancing | 686 | $308,100,000 | $449,000 | $39,005,000 | $153,000 | $1,071,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,569 | $1,686,745,000 | $196,000 | $2,005,000 | $224,000 | $6,403,000 |
| Not applicable | 2,959 | $1,933,215,000 | $653,000 | $39,005,000 | $0 | $0 |
| Not Provided | 2,684 | $541,560,000 | $201,000 | $1,405,000 | $218,000 | $1,601,000 |
| Hispanic | 1,678 | $250,280,000 | $149,000 | $1,215,000 | $177,000 | $2,060,000 |
| Asian | 1,417 | $322,845,000 | $227,000 | $2,005,000 | $228,000 | $1,823,000 |
| Black or African American | 632 | $102,260,000 | $161,000 | $1,315,000 | $206,000 | $9,536,000 |
| American Indian or Alaskan Native | 47 | $9,885,000 | $210,000 | $1,175,000 | $215,000 | $776,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $5,650,000 | $156,000 | $505,000 | $230,000 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,098 | $4,896,640,000 | $270,000 | $39,005,000 | $217,000 | $9,536,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,831 | $2,226,665,000 | $226,000 | $39,005,000 | $225,000 | $9,536,000 |
| Application Denied By Financial Institution | 3,175 | $502,605,000 | $158,000 | $2,005,000 | $189,000 | $2,211,000 |
| Loan Purchased By The Institution | 2,947 | $1,699,005,000 | $576,000 | $1,995,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,147 | $265,685,000 | $231,000 | $1,505,000 | $236,000 | $4,200,000 |
| Application Approved But Not Accepted | 807 | $142,945,000 | $177,000 | $1,405,000 | $203,000 | $4,726,000 |
| File Closed For Incompleteness | 191 | $59,735,000 | $312,000 | $1,855,000 | $194,000 | $1,500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,923 | $4,394,035,000 | $294,000 | $39,005,000 | $224,000 | $9,536,000 |
| Debt-To-Income Ratio | 1,224 | $203,610,000 | $166,000 | $1,365,000 | $128,000 | $867,000 |
| Other | 717 | $132,775,000 | $185,000 | $2,005,000 | $265,000 | $2,211,000 |
| Credit History | 631 | $77,155,000 | $122,000 | $2,005,000 | $196,000 | $1,841,000 |
| Collateral | 547 | $75,495,000 | $138,000 | $855,000 | $220,000 | $1,752,000 |
| Unverifiable Information | 25 | $5,535,000 | $221,000 | $835,000 | $235,000 | $1,335,000 |
| Employment History | 24 | $4,210,000 | $175,000 | $485,000 | $130,000 | $930,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,825,000 | $546,000 | $1,085,000 | $192,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About