Servbank, N.A. Mortgage Lending & HMDA Data, 2017
In 2017, Servbank, N.A. of Oswego, IL reported 2,024 mortgage applications totaling $512.8 million, down 45% from 2016. The average application was for $253,341, and applicants reported an average income of $55,608. 14% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (247), Washington-Arlington-Alexandria, DC-VA-MD-WV (62) and Elgin, IL (38) (applications in parentheses).
| Mortgage Company & Address | Servbank, N.A. 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,024 |
| Total Mortgage Loan Application Amount | $512,763,000 |
| Average Mortgage Loan Application Amount | $253,341 |
| Highest Mortgage Loan Application Amount | $1,368,000 |
| Average Applicant Income | $55,608 |
| Highest Applicant Income | $1,625,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 247 | $ 49,458,000 | $ 200,234 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 62 | $ 23,244,000 | $ 374,903 | $ 77,548 |
| Elgin, IL | 38 | $ 7,095,000 | $ 186,710 | $ 78,000 |
| Phoenix-Mesa-Scottsdale, AZ | 38 | $ 10,759,000 | $ 283,131 | $ 28,000 |
| Riverside-San Bernardino-Ontario, CA | 37 | $ 12,500,000 | $ 337,837 | $ 56,000 |
| New York-Jersey City-White Plains, NY-NJ | 34 | $ 11,632,000 | $ 342,117 | $ 56,352 |
| San Diego-Carlsbad, CA | 31 | $ 15,970,000 | $ 515,161 | $ 97,000 |
| Baltimore-Columbia-Towson, MD | 30 | $ 11,111,000 | $ 370,366 | $ 63,000 |
| Houston-The Woodlands-Sugar Land, TX | 29 | $ 5,450,000 | $ 187,931 | $ 42,000 |
| Tampa-St. Petersburg-Clearwater, FL | 25 | $ 5,894,000 | $ 235,760 | $ 45,000 |
| Las Vegas-Henderson-Paradise, NV | 24 | $ 6,835,000 | $ 284,791 | $ 31,000 |
| Atlanta-Sandy Springs-Roswell, GA | 23 | $ 4,932,000 | $ 214,434 | $ 46,000 |
| Denver-Aurora-Lakewood, CO | 22 | $ 6,650,000 | $ 302,272 | $ 43,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 5,442,000 | $ 247,363 | $ 22,000 |
| Dallas-Plano-Irving, TX | 20 | $ 4,599,000 | $ 229,950 | $ 33,000 |
| Los Angeles-Long Beach-Glendale, CA | 20 | $ 9,306,000 | $ 465,300 | $ 78,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 20 | $ 6,208,000 | $ 310,400 | $ 44,950 |
| San Antonio-New Braunfels, TX | 20 | $ 4,745,000 | $ 237,250 | $ 20,000 |
| Colorado Springs, CO | 19 | $ 5,025,000 | $ 264,473 | $ 43,000 |
| Kankakee, IL | 19 | $ 2,601,000 | $ 136,894 | $ 75,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 5,528,000 | $ 290,947 | $ 42,000 |
| Tacoma-Lakewood, WA | 19 | $ 4,748,000 | $ 249,894 | $ 43,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 4,666,000 | $ 259,222 | $ 24,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 3,818,000 | $ 224,588 | $ 43,588 |
| Wilmington, DE-MD-NJ | 17 | $ 4,200,000 | $ 247,058 | $ 55,058 |
| Charlotte-Concord-Gastonia, NC-SC | 16 | $ 4,173,000 | $ 260,812 | $ 102,562 |
| Fort Worth-Arlington, TX | 16 | $ 3,705,000 | $ 231,562 | $ 37,000 |
| Cleveland-Elyria, OH | 14 | $ 2,590,000 | $ 185,000 | $ 43,000 |
| Nassau County-Suffolk County, NY | 14 | $ 4,039,000 | $ 288,500 | $ 67,000 |
| Boston, MA | 13 | $ 4,036,000 | $ 310,461 | $ 43,000 |
| Montgomery County-Bucks County-Chester County, PA | 13 | $ 3,803,000 | $ 292,538 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 13 | $ 5,216,000 | $ 401,230 | $ 59,000 |
| Camden, NJ | 12 | $ 3,302,000 | $ 275,166 | $ 53,000 |
| Cincinnati, OH-KY-IN | 12 | $ 2,426,000 | $ 202,166 | $ 62,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 3,978,000 | $ 331,500 | $ 136,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 2,466,000 | $ 205,500 | $ 49,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 2,223,000 | $ 202,090 | $ 71,000 |
| Austin-Round Rock, TX | 11 | $ 4,007,000 | $ 364,272 | $ 39,000 |
| Jacksonville, FL | 11 | $ 2,903,000 | $ 263,909 | $ 8,000 |
| Indianapolis-Carmel-Anderson, IN | 10 | $ 2,101,000 | $ 210,100 | $ 24,000 |
| Kansas City, MO-KS | 10 | $ 2,739,000 | $ 273,900 | $ 52,500 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 2,267,000 | $ 226,700 | $ 34,000 |
| Philadelphia, PA | 10 | $ 3,052,000 | $ 305,200 | $ 114,000 |
| Raleigh, NC | 10 | $ 2,676,000 | $ 267,600 | $ 72,000 |
| Salt Lake City, UT | 10 | $ 2,181,000 | $ 218,100 | $ 45,000 |
| Urban Honolulu, HI | 10 | $ 5,903,000 | $ 590,300 | $ 98,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,473,000 | $ 274,777 | $ 53,000 |
| Charleston-North Charleston, SC | 9 | $ 1,907,000 | $ 211,888 | $ 39,000 |
| Columbia, SC | 9 | $ 1,562,000 | $ 173,555 | $ 22,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,631,000 | $ 292,333 | $ 86,000 |
| Killeen-Temple, TX | 9 | $ 1,939,000 | $ 215,444 | $ 30,000 |
| Oakland-Hayward-Berkeley, CA | 9 | $ 4,211,000 | $ 467,888 | $ 40,000 |
| St. Louis, MO-IL | 9 | $ 2,414,000 | $ 268,222 | $ 59,000 |
| Vallejo-Fairfield, CA | 9 | $ 3,180,000 | $ 353,333 | $ 62,000 |
| Birmingham-Hoover, AL | 8 | $ 1,837,000 | $ 229,625 | $ 16,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,472,000 | $ 184,000 | $ 47,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,649,000 | $ 206,125 | $ 43,000 |
| Knoxville, TN | 8 | $ 1,435,000 | $ 179,375 | $ 17,000 |
| Lakeland-Winter Haven, FL | 8 | $ 1,429,000 | $ 178,625 | $ 58,000 |
| Memphis, TN-MS-AR | 8 | $ 1,760,000 | $ 220,000 | $ 40,000 |
| Olympia-Tumwater, WA | 8 | $ 1,986,000 | $ 248,250 | $ 28,000 |
| Providence-Warwick, RI-MA | 8 | $ 2,291,000 | $ 286,375 | $ 75,000 |
| Richmond, VA | 8 | $ 2,062,000 | $ 257,750 | $ 59,000 |
| Anchorage, AK | 7 | $ 2,564,000 | $ 366,285 | $ 27,000 |
| Clarksville, TN-KY | 7 | $ 1,247,000 | $ 178,142 | $ 47,142 |
| Greensboro-High Point, NC | 7 | $ 2,122,000 | $ 303,142 | $ 67,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,298,000 | $ 185,428 | $ 35,142 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 1,634,000 | $ 233,428 | $ 80,571 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,602,000 | $ 228,857 | $ 40,000 |
| Silver Spring-Frederick-Rockville, MD | 7 | $ 2,230,000 | $ 318,571 | $ 32,000 |
| Winston-Salem, NC | 7 | $ 1,508,000 | $ 215,428 | $ 50,000 |
| Baton Rouge, LA | 6 | $ 1,473,000 | $ 245,500 | $ 0 |
| Boise City, ID | 6 | $ 1,556,000 | $ 259,333 | $ 14,000 |
| Canton-Massillon, OH | 6 | $ 676,000 | $ 112,666 | $ 46,000 |
| Gary, IN | 6 | $ 1,257,000 | $ 209,500 | $ 20,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,483,000 | $ 247,166 | $ 62,000 |
| Stockton-Lodi, CA | 6 | $ 1,904,000 | $ 317,333 | $ 8,000 |
| Tucson, AZ | 6 | $ 1,358,000 | $ 226,333 | $ 19,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,556,000 | $ 259,333 | $ 73,000 |
| Albany, OR | 5 | $ 1,042,000 | $ 208,400 | $ 17,000 |
| Albuquerque, NM | 5 | $ 991,000 | $ 198,200 | $ 51,000 |
| Bend-Redmond, OR | 5 | $ 870,000 | $ 174,000 | $ 30,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 1,387,000 | $ 277,400 | $ 66,000 |
| Columbus, OH | 5 | $ 892,000 | $ 178,400 | $ 35,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,252,000 | $ 250,400 | $ 51,000 |
| Fort Collins, CO | 5 | $ 1,623,000 | $ 324,600 | $ 8,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,057,000 | $ 211,400 | $ 20,000 |
| Newark, NJ-PA | 5 | $ 1,306,000 | $ 261,200 | $ 31,000 |
| Port St. Lucie, FL | 5 | $ 1,178,000 | $ 235,600 | $ 76,000 |
| Portland-South Portland, ME | 5 | $ 1,392,000 | $ 278,400 | $ 18,000 |
| Salem, OR | 5 | $ 1,031,000 | $ 206,200 | $ 5,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 3,199,000 | $ 639,800 | $ 127,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,540,000 | $ 308,000 | $ 23,000 |
| Worcester, MA-CT | 5 | $ 1,020,000 | $ 204,000 | $ 28,000 |
| Yuba City, CA | 5 | $ 1,370,000 | $ 274,000 | $ 46,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 855,000 | $ 213,750 | $ 55,500 |
| Bakersfield, CA | 4 | $ 1,088,000 | $ 272,000 | $ 38,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,544,000 | $ 386,000 | $ 80,000 |
| Eugene, OR | 4 | $ 950,000 | $ 237,500 | $ 23,000 |
| Fayetteville, NC | 4 | $ 1,130,000 | $ 282,500 | $ 10,000 |
| Fresno, CA | 4 | $ 1,057,000 | $ 264,250 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 962,000 | $ 240,500 | $ 40,000 |
| Huntsville, AL | 4 | $ 729,000 | $ 182,250 | $ 24,000 |
| Lawton, OK | 4 | $ 867,000 | $ 216,750 | $ 77,000 |
| Lebanon, PA | 4 | $ 906,000 | $ 226,500 | $ 66,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,071,000 | $ 267,750 | $ 88,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 969,000 | $ 242,250 | $ 46,000 |
| Modesto, CA | 4 | $ 1,100,000 | $ 275,000 | $ 42,000 |
| Ogden-Clearfield, UT | 4 | $ 1,070,000 | $ 267,500 | $ 52,000 |
| Oklahoma City, OK | 4 | $ 909,000 | $ 227,250 | $ 28,000 |
| Pittsburgh, PA | 4 | $ 816,000 | $ 204,000 | $ 69,000 |
| Rochester, NY | 4 | $ 833,000 | $ 208,250 | $ 30,000 |
| Tulsa, OK | 4 | $ 779,000 | $ 194,750 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 520,000 | $ 173,333 | $ 30,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,475,000 | $ 491,666 | $ 116,000 |
| Coeur D'Alene, ID | 3 | $ 430,000 | $ 143,333 | $ 57,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 471,000 | $ 157,000 | $ 55,000 |
| El Paso, TX | 3 | $ 448,000 | $ 149,333 | $ 45,000 |
| Evansville, IN-KY | 3 | $ 621,000 | $ 207,000 | $ 40,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 702,000 | $ 234,000 | $ 34,000 |
| Hot Springs, AR | 3 | $ 474,000 | $ 158,000 | $ 14,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,250,000 | $ 416,666 | $ 169,000 |
| Lafayette-West Lafayette, IN | 3 | $ 519,000 | $ 173,000 | $ 52,000 |
| Lincoln, NE | 3 | $ 693,000 | $ 231,000 | $ 5,000 |
| Longview, TX | 3 | $ 513,000 | $ 171,000 | $ 47,000 |
| Manchester-Nashua, NH | 3 | $ 675,000 | $ 225,000 | $ 26,000 |
| Medford, OR | 3 | $ 765,000 | $ 255,000 | $ 13,000 |
| New Orleans-Metairie, LA | 3 | $ 617,000 | $ 205,666 | $ 45,000 |
| Peoria, IL | 3 | $ 821,000 | $ 273,666 | $ 70,000 |
| Prescott, AZ | 3 | $ 1,238,000 | $ 412,666 | $ 71,000 |
| Rapid City, SD | 3 | $ 429,000 | $ 143,000 | $ 53,000 |
| Reno, NV | 3 | $ 917,000 | $ 305,666 | $ 65,000 |
| Rockingham County-Strafford County, NH | 3 | $ 745,000 | $ 248,333 | $ 0 |
| Salisbury, MD-DE | 3 | $ 958,000 | $ 319,333 | $ 191,333 |
| Santa Fe, NM | 3 | $ 987,000 | $ 329,000 | $ 31,000 |
| Syracuse, NY | 3 | $ 294,000 | $ 98,000 | $ 19,000 |
| The Villages, FL | 3 | $ 1,085,000 | $ 361,666 | $ 62,000 |
| Visalia-Porterville, CA | 3 | $ 695,000 | $ 231,666 | $ 10,000 |
| Wilmington, NC | 3 | $ 963,000 | $ 321,000 | $ 33,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 542,000 | $ 180,666 | $ 14,000 |
| Yuma, AZ | 3 | $ 865,000 | $ 288,333 | $ 26,000 |
| Akron, OH | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Altoona, PA | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Ann Arbor, MI | 2 | $ 516,000 | $ 258,000 | $ 22,000 |
| Asheville, NC | 2 | $ 586,000 | $ 293,000 | $ 27,000 |
| Barnstable Town, MA | 2 | $ 504,000 | $ 252,000 | $ 96,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 709,000 | $ 354,500 | $ 182,000 |
| Columbus, GA-AL | 2 | $ 443,000 | $ 221,500 | $ 56,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 452,000 | $ 226,000 | $ 63,000 |
| Dothan, AL | 2 | $ 508,000 | $ 254,000 | $ 0 |
| Dover, DE | 2 | $ 495,000 | $ 247,500 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 566,000 | $ 283,000 | $ 43,000 |
| Dutchess County-Putnam County, NY | 2 | $ 708,000 | $ 354,000 | $ 0 |
| Fairbanks, AK | 2 | $ 393,000 | $ 196,500 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 285,000 | $ 142,500 | $ 69,000 |
| Gainesville, FL | 2 | $ 364,000 | $ 182,000 | $ 25,000 |
| Goldsboro, NC | 2 | $ 322,000 | $ 161,000 | $ 19,000 |
| Greeley, CO | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 512,000 | $ 256,000 | $ 16,000 |
| Harrisburg-Carlisle, PA | 2 | $ 699,000 | $ 349,500 | $ 76,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 429,000 | $ 214,500 | $ 60,000 |
| Homosassa Springs, FL | 2 | $ 576,000 | $ 288,000 | $ 74,000 |
| Idaho Falls, ID | 2 | $ 530,000 | $ 265,000 | $ 56,000 |
| Jacksonville, NC | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Joplin, MO | 2 | $ 243,000 | $ 121,500 | $ 23,000 |
| Kalamazoo-Portage, MI | 2 | $ 291,000 | $ 145,500 | $ 84,000 |
| Lake Charles, LA | 2 | $ 324,000 | $ 162,000 | $ 22,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 360,000 | $ 180,000 | $ 15,000 |
| Las Cruces, NM | 2 | $ 452,000 | $ 226,000 | $ 30,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Logan, UT-ID | 2 | $ 552,000 | $ 276,000 | $ 97,000 |
| Longview, WA | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Lynchburg, VA | 2 | $ 469,000 | $ 234,500 | $ 0 |
| Madera, CA | 2 | $ 386,000 | $ 193,000 | $ 29,000 |
| Madison, WI | 2 | $ 353,000 | $ 176,500 | $ 25,000 |
| Mobile, AL | 2 | $ 335,000 | $ 167,500 | $ 15,000 |
| Monroe, MI | 2 | $ 459,000 | $ 229,500 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 593,000 | $ 296,500 | $ 83,000 |
| New Haven-Milford, CT | 2 | $ 778,000 | $ 389,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Norwich-New London, CT | 2 | $ 378,000 | $ 189,000 | $ 122,000 |
| Ocala, FL | 2 | $ 329,000 | $ 164,500 | $ 107,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,383,000 | $ 691,500 | $ 111,000 |
| Panama City, FL | 2 | $ 550,000 | $ 275,000 | $ 34,000 |
| Provo-Orem, UT | 2 | $ 702,000 | $ 351,000 | $ 67,000 |
| Punta Gorda, FL | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 530,000 | $ 265,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,717,000 | $ 858,500 | $ 102,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 627,000 | $ 313,500 | $ 72,000 |
| San Rafael, CA | 2 | $ 1,265,000 | $ 632,500 | $ 150,000 |
| Shreveport-Bossier City, LA | 2 | $ 353,000 | $ 176,500 | $ 29,000 |
| Spartanburg, SC | 2 | $ 357,000 | $ 178,500 | $ 40,000 |
| Spokane-Spokane Valley, WA | 2 | $ 319,000 | $ 159,500 | $ 0 |
| Springfield, MA | 2 | $ 362,000 | $ 181,000 | $ 78,000 |
| Springfield, MO | 2 | $ 293,000 | $ 146,500 | $ 95,000 |
| Tallahassee, FL | 2 | $ 526,000 | $ 263,000 | $ 102,000 |
| Wichita, KS | 2 | $ 333,000 | $ 166,500 | $ 34,000 |
| Abilene, TX | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Alexandria, LA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Ames, IA | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Appleton, WI | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Bay City, MI | 1 | $ 124,000 | $ 124,000 | $ 89,000 |
| Beaumont-Port Arthur, TX | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Bellingham, WA | 1 | $ 410,000 | $ 410,000 | $ 39,000 |
| Bloomington, IL | 1 | $ 68,000 | $ 68,000 | $ 67,000 |
| Boulder, CO | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 179,000 | $ 179,000 | $ 61,000 |
| Burlington, NC | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 64,000 | $ 64,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Carson City, NV | 1 | $ 232,000 | $ 232,000 | $ 49,000 |
| Casper, WY | 1 | $ 267,000 | $ 267,000 | $ 65,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Charleston, WV | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Charlottesville, VA | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Chico, CA | 1 | $ 252,000 | $ 252,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Columbia, MO | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Corvallis, OR | 1 | $ 241,000 | $ 241,000 | $ 35,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Dayton, OH | 1 | $ 184,000 | $ 184,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Eau Claire, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| El Centro, CA | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Elkhart-Goshen, IN | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 224,000 | $ 224,000 | $ 176,000 |
| Flint, MI | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| Florence, SC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Gainesville, GA | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Gettysburg, PA | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Glens Falls, NY | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Grants Pass, OR | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Great Falls, MT | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Green Bay, WI | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Hinesville, GA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Jackson, MI | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Jackson, MS | 1 | $ 280,000 | $ 280,000 | $ 53,000 |
| Janesville-Beloit, WI | 1 | $ 225,000 | $ 225,000 | $ 305,000 |
| Kennewick-Richland, WA | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Kokomo, IN | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Lafayette, LA | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Lancaster, PA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Laredo, TX | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Lawrence, KS | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 180,000 | $ 180,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Michigan City-La Porte, IN | 1 | $ 229,000 | $ 229,000 | $ 84,000 |
| Montgomery, AL | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Morgantown, WV | 1 | $ 259,000 | $ 259,000 | $ 66,000 |
| Morristown, TN | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Napa, CA | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 145,000 | $ 145,000 | $ 1,200,000 |
| New Bern, NC | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Pittsfield, MA | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Pocatello, ID | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
| Pueblo, CO | 1 | $ 231,000 | $ 231,000 | $ 65,000 |
| Racine, WI | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Redding, CA | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Roanoke, VA | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Rockford, IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rome, GA | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Saginaw, MI | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| San Angelo, TX | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Sheboygan, WI | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Sioux City, IA-NE-SD | 1 | $ 127,000 | $ 127,000 | $ 71,000 |
| Sioux Falls, SD | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Springfield, IL | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Sumter, SC | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 141,000 | $ 141,000 | $ 107,000 |
| Valdosta, GA | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Waco, TX | 1 | $ 157,000 | $ 157,000 | $ 17,000 |
| Walla Walla, WA | 1 | $ 272,000 | $ 272,000 | $ 80,000 |
| Wausau, WI | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 189,000 | $ 189,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Servbank, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,720 | $451,304,000 | $262,000 | $1,368,000 | $49,000 | $1,625,000 |
| Home Purchase | 304 | $61,459,000 | $202,000 | $1,133,000 | $93,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,368 | $350,127,000 | $255,000 | $1,368,000 | $58,000 | $1,625,000 |
| Black or African American | 237 | $59,672,000 | $251,000 | $717,000 | $44,000 | $430,000 |
| Hispanic | 194 | $47,515,000 | $244,000 | $1,133,000 | $55,000 | $459,000 |
| Not Provided | 158 | $37,137,000 | $235,000 | $524,000 | $45,000 | $303,000 |
| Asian | 46 | $12,517,000 | $272,000 | $925,000 | $89,000 | $257,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,117,000 | $316,000 | $612,000 | $60,000 | $240,000 |
| American Indian or Alaskan Native | 8 | $1,678,000 | $209,000 | $332,000 | $44,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,280 | $347,370,000 | $271,000 | $982,000 | $36,000 | $525,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 398 | $99,047,000 | $248,000 | $1,368,000 | $120,000 | $1,625,000 |
| FHA-insured (Federal Housing Administration) | 342 | $65,694,000 | $192,000 | $717,000 | $55,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $652,000 | $163,000 | $342,000 | $56,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,536 | $406,063,000 | $264,000 | $1,236,000 | $45,000 | $1,625,000 |
| Loan Originated | 282 | $59,905,000 | $212,000 | $1,368,000 | $107,000 | $1,200,000 |
| Application Denied By Financial Institution | 90 | $18,664,000 | $207,000 | $539,000 | $61,000 | $300,000 |
| Application Withdrawn By Applicant | 86 | $22,289,000 | $259,000 | $720,000 | $64,000 | $524,000 |
| Application Approved But Not Accepted | 30 | $5,842,000 | $194,000 | $560,000 | $100,000 | $350,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $9,639,000 | $219,000 | $539,000 | $61,000 | $221,000 |
| Collateral | 19 | $3,861,000 | $203,000 | $538,000 | $88,000 | $300,000 |
| Debt-To-Income Ratio | 17 | $3,544,000 | $208,000 | $476,000 | $52,000 | $104,000 |
| Other | 5 | $1,055,000 | $211,000 | $294,000 | $8,000 | $41,000 |
| Unverifiable Information | 1 | $228,000 | $228,000 | $228,000 | $128,000 | $128,000 |
| Credit Application Incomplete | 1 | $104,000 | $104,000 | $104,000 | $34,000 | $34,000 |
| Employment History | 1 | $44,000 | $44,000 | $44,000 | $24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $128,000 | $128,000 | $128,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 1 | $61,000 | $61,000 | $61,000 | $21,000 | $21,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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