American Financial Resources LLC Mortgage Lending & HMDA Data, 2024
In 2024, American Financial Resources LLC of Parsippany, NJ reported 9,814 mortgage applications totaling $2.6 billion, up 34% from 2023. The average application was for $267,097, and applicants reported an average income of $103,879. 53% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Cincinnati, OH-KY-IN (210), Phoenix-Mesa-Scottsdale, AZ (194) and Atlanta-Sandy Springs-Roswell, GA (159) (applications in parentheses).
| Mortgage Company & Address | American Financial Resources LLC 9 Sylvan Way Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 9,814 |
| Total Mortgage Loan Application Amount | $2,621,290,000 |
| Average Mortgage Loan Application Amount | $267,097 |
| Highest Mortgage Loan Application Amount | $2,015,000 |
| Average Applicant Income | $103,879 |
| Highest Applicant Income | $1,541,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,435 | $ 526,785,000 | $ 216,338 | $ 85,653 |
| Cincinnati, OH-KY-IN | 210 | $ 48,960,000 | $ 233,142 | $ 107,642 |
| Phoenix-Mesa-Scottsdale, AZ | 194 | $ 62,580,000 | $ 322,577 | $ 127,000 |
| Atlanta-Sandy Springs-Roswell, GA | 159 | $ 50,835,000 | $ 319,716 | $ 106,000 |
| Louisville/Jefferson County, KY-IN | 153 | $ 33,155,000 | $ 216,699 | $ 95,013 |
| Knoxville, TN | 151 | $ 38,315,000 | $ 253,741 | $ 83,000 |
| Charlotte-Concord-Gastonia, NC-SC | 147 | $ 44,925,000 | $ 305,612 | $ 113,775 |
| Tampa, FL | 127 | $ 37,195,000 | $ 292,874 | $ 97,000 |
| Houston-The Woodlands-Sugar Land, TX | 115 | $ 31,875,000 | $ 277,173 | $ 111,000 |
| Fort Worth-Arlington, TX | 105 | $ 29,845,000 | $ 284,238 | $ 103,000 |
| Augusta-Richmond County, GA-SC | 98 | $ 20,560,000 | $ 209,795 | $ 76,448 |
| Orlando-Kissimmee-Sanford, FL | 98 | $ 33,030,000 | $ 337,040 | $ 118,000 |
| Chicago-Naperville, IL | 95 | $ 28,585,000 | $ 300,894 | $ 119,000 |
| Dallas-Plano-Irving, TX | 92 | $ 30,680,000 | $ 333,478 | $ 119,000 |
| Jacksonville, FL | 92 | $ 26,130,000 | $ 284,021 | $ 119,000 |
| San Antonio-New Braunfels, TX | 88 | $ 25,120,000 | $ 285,454 | $ 142,000 |
| Baton Rouge, LA | 87 | $ 15,845,000 | $ 182,126 | $ 83,000 |
| Wilmington, NC | 87 | $ 21,545,000 | $ 247,643 | $ 102,000 |
| Riverside-San Bernardino-Ontario, CA | 83 | $ 34,625,000 | $ 417,168 | $ 141,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 74 | $ 23,260,000 | $ 314,324 | $ 114,378 |
| Charleston-North Charleston, SC | 67 | $ 17,655,000 | $ 263,507 | $ 92,000 |
| Columbus, OH | 67 | $ 18,165,000 | $ 271,119 | $ 102,000 |
| Columbia, SC | 63 | $ 14,765,000 | $ 234,365 | $ 114,000 |
| Lafayette, LA | 63 | $ 11,605,000 | $ 184,206 | $ 78,000 |
| Lakewood-New Brunswick, NJ | 63 | $ 23,805,000 | $ 377,857 | $ 162,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 63 | $ 27,695,000 | $ 439,603 | $ 194,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 62 | $ 20,280,000 | $ 327,096 | $ 108,000 |
| Baltimore-Columbia-Towson, MD | 61 | $ 18,875,000 | $ 309,426 | $ 123,000 |
| Newark, NJ-PA | 61 | $ 25,395,000 | $ 416,311 | $ 141,000 |
| Kansas City, MO-KS | 60 | $ 13,820,000 | $ 230,333 | $ 129,533 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 59 | $ 19,915,000 | $ 337,542 | $ 122,000 |
| Birmingham-Hoover, AL | 58 | $ 10,820,000 | $ 186,551 | $ 85,000 |
| Richmond, VA | 57 | $ 16,675,000 | $ 292,543 | $ 146,000 |
| Springfield, MO | 56 | $ 11,710,000 | $ 209,107 | $ 81,000 |
| Memphis, TN-MS-AR | 55 | $ 12,305,000 | $ 223,727 | $ 78,654 |
| Miami-Miami Beach-Kendall, FL | 55 | $ 24,275,000 | $ 441,363 | $ 146,000 |
| Ocala, FL | 54 | $ 12,170,000 | $ 225,370 | $ 77,000 |
| Lakeland-Winter Haven, FL | 53 | $ 13,585,000 | $ 256,320 | $ 86,000 |
| Oklahoma City, OK | 53 | $ 11,605,000 | $ 218,962 | $ 100,000 |
| Camden, NJ | 51 | $ 15,215,000 | $ 298,333 | $ 115,000 |
| Las Vegas-Henderson-Paradise, NV | 50 | $ 18,540,000 | $ 370,800 | $ 132,000 |
| Palm Bay-Melbourne-Titusville, FL | 49 | $ 14,005,000 | $ 285,816 | $ 116,000 |
| Greenville-Anderson-Mauldin, SC | 47 | $ 11,355,000 | $ 241,595 | $ 71,000 |
| Philadelphia, PA | 47 | $ 11,005,000 | $ 234,148 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 46 | $ 9,860,000 | $ 214,347 | $ 92,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 46 | $ 18,110,000 | $ 393,695 | $ 130,347 |
| Montgomery County-Bucks County-Chester County, PA | 45 | $ 15,815,000 | $ 351,444 | $ 140,000 |
| Cleveland, OH | 44 | $ 10,080,000 | $ 229,090 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 10,320,000 | $ 245,714 | $ 136,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 41 | $ 9,295,000 | $ 226,707 | $ 94,000 |
| New York-Jersey City-White Plains, NY-NJ | 41 | $ 20,245,000 | $ 493,780 | $ 168,000 |
| Pittsburgh, PA | 41 | $ 7,665,000 | $ 186,951 | $ 87,000 |
| Denver-Aurora-Lakewood, CO | 40 | $ 19,990,000 | $ 499,750 | $ 160,000 |
| Homosassa Springs, FL | 40 | $ 8,520,000 | $ 213,000 | $ 89,000 |
| Marietta, GA | 40 | $ 14,890,000 | $ 372,250 | $ 124,000 |
| Cape Coral-Fort Myers, FL | 39 | $ 14,315,000 | $ 367,051 | $ 147,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 39 | $ 11,435,000 | $ 293,205 | $ 113,000 |
| Greensboro-High Point, NC | 39 | $ 8,545,000 | $ 219,102 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 38 | $ 11,760,000 | $ 309,473 | $ 129,789 |
| Gainesville, FL | 38 | $ 7,750,000 | $ 203,947 | $ 92,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 38 | $ 12,560,000 | $ 330,526 | $ 102,000 |
| St. Louis, MO-IL | 37 | $ 8,595,000 | $ 232,297 | $ 96,459 |
| Tulsa, OK | 37 | $ 7,915,000 | $ 213,918 | $ 83,000 |
| Dothan, AL | 36 | $ 6,470,000 | $ 179,722 | $ 71,000 |
| San Diego-Carlsbad, CA | 36 | $ 18,100,000 | $ 502,777 | $ 167,000 |
| Los Angeles-Long Beach-Glendale, CA | 35 | $ 20,275,000 | $ 579,285 | $ 248,000 |
| Dayton-Springfield-Kettering, OH | 34 | $ 6,760,000 | $ 198,823 | $ 103,000 |
| Detroit-Dearborn-Livonia, MI | 34 | $ 6,770,000 | $ 199,117 | $ 95,000 |
| Lake Charles, LA | 34 | $ 5,710,000 | $ 167,941 | $ 83,000 |
| Morristown, TN | 34 | $ 8,590,000 | $ 252,647 | $ 84,000 |
| Raleigh, NC | 34 | $ 11,890,000 | $ 349,705 | $ 148,000 |
| Washington, DC-MD | 32 | $ 15,610,000 | $ 487,812 | $ 136,437 |
| Asheville, NC | 31 | $ 7,785,000 | $ 251,129 | $ 81,000 |
| Austin-Round Rock, TX | 31 | $ 10,595,000 | $ 341,774 | $ 113,000 |
| Lynchburg, VA | 31 | $ 7,785,000 | $ 251,129 | $ 89,000 |
| Shreveport-Bossier City, LA | 31 | $ 7,315,000 | $ 235,967 | $ 96,000 |
| Tucson, AZ | 31 | $ 8,185,000 | $ 264,032 | $ 97,000 |
| Winston-Salem, NC | 30 | $ 5,310,000 | $ 177,000 | $ 69,000 |
| Arlington-Alexandria-Reston, VA-WV | 29 | $ 13,465,000 | $ 464,310 | $ 148,068 |
| Indianapolis-Carmel-Anderson, IN | 29 | $ 7,555,000 | $ 260,517 | $ 93,000 |
| Wichita, KS | 29 | $ 7,005,000 | $ 241,551 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 27 | $ 7,005,000 | $ 259,444 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 27 | $ 5,455,000 | $ 202,037 | $ 80,111 |
| Lake Havasu City-Kingman, AZ | 26 | $ 4,790,000 | $ 184,230 | $ 77,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 25 | $ 7,355,000 | $ 294,200 | $ 99,000 |
| North Port-Sarasota-Bradenton, FL | 25 | $ 8,515,000 | $ 340,600 | $ 118,000 |
| Prescott Valley-Prescott, AZ | 25 | $ 7,975,000 | $ 319,000 | $ 102,000 |
| Roanoke, VA | 25 | $ 6,355,000 | $ 254,200 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 24 | $ 6,870,000 | $ 286,250 | $ 114,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 5,920,000 | $ 246,666 | $ 104,000 |
| Wilmington, DE-MD-NJ | 23 | $ 6,235,000 | $ 271,086 | $ 118,869 |
| Clarksville, TN-KY | 22 | $ 6,040,000 | $ 274,545 | $ 87,454 |
| Dover, DE | 22 | $ 5,800,000 | $ 263,636 | $ 101,000 |
| Montgomery, AL | 22 | $ 6,480,000 | $ 294,545 | $ 104,000 |
| Colorado Springs, CO | 21 | $ 8,225,000 | $ 391,666 | $ 132,000 |
| Bend-Redmond, OR | 20 | $ 8,300,000 | $ 415,000 | $ 110,000 |
| Crestview-Fort Walton Beach-Destin, FL | 20 | $ 5,200,000 | $ 260,000 | $ 88,000 |
| Hagerstown-Martinsburg, MD-WV | 20 | $ 4,840,000 | $ 242,000 | $ 71,100 |
| New Orleans-Metairie, LA | 20 | $ 4,550,000 | $ 227,500 | $ 85,000 |
| Providence-Warwick, RI-MA | 20 | $ 7,260,000 | $ 363,000 | $ 123,400 |
| Rockingham County-Strafford County, NH | 20 | $ 7,510,000 | $ 375,500 | $ 116,000 |
| Salem, OR | 20 | $ 9,640,000 | $ 482,000 | $ 126,000 |
| Salt Lake City, UT | 20 | $ 7,570,000 | $ 378,500 | $ 119,000 |
| Boston, MA | 19 | $ 9,785,000 | $ 515,000 | $ 183,000 |
| Eugene, OR | 19 | $ 6,355,000 | $ 334,473 | $ 99,000 |
| Fayetteville, NC | 19 | $ 5,015,000 | $ 263,947 | $ 102,000 |
| Huntsville, AL | 19 | $ 5,045,000 | $ 265,526 | $ 105,000 |
| Jacksonville, NC | 19 | $ 4,225,000 | $ 222,368 | $ 97,000 |
| Johnson City, TN | 19 | $ 3,925,000 | $ 206,578 | $ 77,000 |
| Texarkana, TX-AR | 19 | $ 3,705,000 | $ 195,000 | $ 76,526 |
| Akron, OH | 18 | $ 4,690,000 | $ 260,555 | $ 113,000 |
| Bakersfield, CA | 18 | $ 5,850,000 | $ 325,000 | $ 118,000 |
| Mobile, AL | 18 | $ 3,600,000 | $ 200,000 | $ 74,000 |
| St. Petersburg-Clearwater-Largo, FL | 18 | $ 6,290,000 | $ 349,444 | $ 131,000 |
| Canton-Massillon, OH | 17 | $ 3,005,000 | $ 176,764 | $ 88,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 2,365,000 | $ 139,117 | $ 69,058 |
| Flint, MI | 17 | $ 2,165,000 | $ 127,352 | $ 105,000 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 4,395,000 | $ 258,529 | $ 103,000 |
| Reno, NV | 17 | $ 5,505,000 | $ 323,823 | $ 110,000 |
| Youngstown-Warren-Boardman, OH-PA | 17 | $ 3,235,000 | $ 190,294 | $ 93,000 |
| Beaumont-Port Arthur, TX | 16 | $ 3,760,000 | $ 235,000 | $ 107,000 |
| Jefferson City, MO | 16 | $ 3,550,000 | $ 221,875 | $ 97,000 |
| Tuscaloosa, AL | 16 | $ 3,220,000 | $ 201,250 | $ 72,000 |
| Boise City, ID | 15 | $ 4,365,000 | $ 291,000 | $ 101,000 |
| Kalamazoo-Portage, MI | 15 | $ 3,425,000 | $ 228,333 | $ 88,000 |
| Killeen-Temple, TX | 15 | $ 3,955,000 | $ 263,666 | $ 113,000 |
| McAllen-Edinburg-Mission, TX | 15 | $ 4,135,000 | $ 275,666 | $ 90,000 |
| Odessa, TX | 15 | $ 3,845,000 | $ 256,333 | $ 112,000 |
| Ogden-Clearfield, UT | 15 | $ 5,665,000 | $ 377,666 | $ 224,000 |
| Port St. Lucie, FL | 15 | $ 4,925,000 | $ 328,333 | $ 106,000 |
| Amarillo, TX | 14 | $ 2,720,000 | $ 194,285 | $ 72,000 |
| Atlantic City-Hammonton, NJ | 14 | $ 4,380,000 | $ 312,857 | $ 140,000 |
| Evansville, IN-KY | 14 | $ 2,590,000 | $ 185,000 | $ 77,000 |
| Houma-Thibodaux, LA | 14 | $ 2,640,000 | $ 188,571 | $ 80,000 |
| Jonesboro, AR | 14 | $ 1,920,000 | $ 137,142 | $ 57,000 |
| Rome, GA | 14 | $ 4,180,000 | $ 298,571 | $ 108,000 |
| Sebring, FL | 14 | $ 2,540,000 | $ 181,428 | $ 75,000 |
| Spartanburg, SC | 14 | $ 4,230,000 | $ 302,142 | $ 91,000 |
| Spokane-Spokane Valley, WA | 14 | $ 4,800,000 | $ 342,857 | $ 212,000 |
| Wildwood-The Villages, FL | 14 | $ 3,150,000 | $ 225,000 | $ 83,000 |
| Alexandria, LA | 13 | $ 2,725,000 | $ 209,615 | $ 80,000 |
| Anchorage, AK | 13 | $ 4,755,000 | $ 365,769 | $ 97,000 |
| Chattanooga, TN-GA | 13 | $ 2,945,000 | $ 226,538 | $ 81,153 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 4,495,000 | $ 345,769 | $ 118,000 |
| Lake County-Porter County-Jasper County, IN | 13 | $ 3,145,000 | $ 241,923 | $ 100,000 |
| Lansing-East Lansing, MI | 13 | $ 2,625,000 | $ 201,923 | $ 92,000 |
| Macon-Bibb County, GA | 13 | $ 3,025,000 | $ 232,692 | $ 86,000 |
| Tacoma-Lakewood, WA | 13 | $ 6,165,000 | $ 474,230 | $ 113,000 |
| Albuquerque, NM | 12 | $ 2,780,000 | $ 231,666 | $ 93,000 |
| Durham-Chapel Hill, NC | 12 | $ 3,620,000 | $ 301,666 | $ 81,000 |
| Elizabethtown-Fort Knox, KY | 12 | $ 2,520,000 | $ 210,000 | $ 86,000 |
| Medford, OR | 12 | $ 4,210,000 | $ 350,833 | $ 118,000 |
| Owensboro, KY | 12 | $ 1,860,000 | $ 155,000 | $ 62,000 |
| Slidell-Mandeville-Covington, LA | 12 | $ 2,770,000 | $ 230,833 | $ 100,000 |
| St. George, UT | 12 | $ 3,630,000 | $ 302,500 | $ 215,000 |
| Vineland-Bridgeton, NJ | 12 | $ 2,690,000 | $ 224,166 | $ 87,000 |
| Washington-Baltimore-Arlington, DC | 12 | $ 4,850,000 | $ 404,166 | $ 138,000 |
| Worcester, MA-CT | 12 | $ 4,570,000 | $ 380,833 | $ 168,000 |
| Bloomington, IN | 11 | $ 2,545,000 | $ 231,363 | $ 113,000 |
| El Paso, TX | 11 | $ 2,245,000 | $ 204,090 | $ 84,000 |
| Elgin, IL | 11 | $ 2,755,000 | $ 250,454 | $ 100,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 1,545,000 | $ 140,454 | $ 59,545 |
| Jackson, MS | 11 | $ 1,695,000 | $ 154,090 | $ 59,000 |
| Panama City, FL | 11 | $ 2,165,000 | $ 196,818 | $ 71,000 |
| Provo-Orem, UT | 11 | $ 4,735,000 | $ 430,454 | $ 157,000 |
| Punta Gorda, FL | 11 | $ 2,835,000 | $ 257,727 | $ 95,000 |
| Salisbury, MD-DE | 11 | $ 3,345,000 | $ 304,090 | $ 76,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 11 | $ 2,205,000 | $ 200,454 | $ 74,000 |
| Winchester, VA-WV | 11 | $ 3,475,000 | $ 315,909 | $ 98,545 |
| York-Hanover, PA | 11 | $ 3,325,000 | $ 302,272 | $ 125,000 |
| Yuma, AZ | 11 | $ 3,105,000 | $ 282,272 | $ 103,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 5,040,000 | $ 504,000 | $ 218,000 |
| Charlottesville, VA | 10 | $ 3,550,000 | $ 355,000 | $ 281,000 |
| Columbus, GA-AL | 10 | $ 2,290,000 | $ 229,000 | $ 85,700 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 2,350,000 | $ 235,000 | $ 77,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 10 | $ 3,660,000 | $ 366,000 | $ 124,000 |
| Manchester-Nashua, NH | 10 | $ 2,980,000 | $ 298,000 | $ 112,000 |
| Monroe, LA | 10 | $ 1,640,000 | $ 164,000 | $ 69,000 |
| Muskegon, MI | 10 | $ 2,490,000 | $ 249,000 | $ 77,000 |
| Olympia-Tumwater, WA | 10 | $ 3,640,000 | $ 364,000 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 5,850,000 | $ 585,000 | $ 237,000 |
| Rapid City, SD | 10 | $ 2,420,000 | $ 242,000 | $ 79,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 4,490,000 | $ 449,000 | $ 200,000 |
| Sumter, SC | 10 | $ 1,750,000 | $ 175,000 | $ 53,000 |
| Tallahassee, FL | 10 | $ 2,450,000 | $ 245,000 | $ 112,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 2,535,000 | $ 281,666 | $ 124,000 |
| Fort Smith, AR-OK | 9 | $ 2,095,000 | $ 232,777 | $ 71,333 |
| Fort Wayne, IN | 9 | $ 1,725,000 | $ 191,666 | $ 75,000 |
| Hammond, LA | 9 | $ 1,515,000 | $ 168,333 | $ 73,000 |
| Hot Springs, AR | 9 | $ 1,335,000 | $ 148,333 | $ 54,000 |
| Joplin, MO | 9 | $ 1,625,000 | $ 180,555 | $ 64,777 |
| Lexington-Fayette, KY | 9 | $ 1,985,000 | $ 220,555 | $ 139,000 |
| Longview, TX | 9 | $ 1,975,000 | $ 219,444 | $ 97,000 |
| Oakland-Hayward-Berkeley, CA | 9 | $ 3,235,000 | $ 359,444 | $ 137,000 |
| Pueblo, CO | 9 | $ 2,285,000 | $ 253,888 | $ 105,000 |
| Rocky Mount, NC | 9 | $ 1,965,000 | $ 218,333 | $ 78,000 |
| Santa Rosa, CA | 9 | $ 3,935,000 | $ 437,222 | $ 156,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 1,975,000 | $ 219,444 | $ 104,000 |
| Warner Robins, GA | 9 | $ 2,305,000 | $ 256,111 | $ 111,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 2,930,000 | $ 366,250 | $ 141,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,540,000 | $ 192,500 | $ 89,000 |
| Chico, CA | 8 | $ 2,000,000 | $ 250,000 | $ 82,000 |
| College Station-Bryan, TX | 8 | $ 1,920,000 | $ 240,000 | $ 116,000 |
| Flagstaff, AZ | 8 | $ 2,860,000 | $ 357,500 | $ 202,000 |
| Florence-Muscle Shoals, AL | 8 | $ 1,690,000 | $ 211,250 | $ 89,000 |
| Harrisburg-Carlisle, PA | 8 | $ 3,130,000 | $ 391,250 | $ 136,000 |
| Jackson, MI | 8 | $ 1,320,000 | $ 165,000 | $ 71,000 |
| New Haven-Milford, CT | 8 | $ 2,760,000 | $ 345,000 | $ 103,000 |
| Savannah, GA | 8 | $ 2,110,000 | $ 263,750 | $ 69,000 |
| Stockton-Lodi, CA | 8 | $ 3,530,000 | $ 441,250 | $ 226,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 3,735,000 | $ 533,571 | $ 271,000 |
| Bangor, ME | 7 | $ 1,245,000 | $ 177,857 | $ 77,000 |
| Battle Creek, MI | 7 | $ 1,595,000 | $ 227,857 | $ 67,000 |
| Everett, WA | 7 | $ 3,555,000 | $ 507,857 | $ 145,000 |
| Goldsboro, NC | 7 | $ 1,655,000 | $ 236,428 | $ 114,000 |
| Greeley, CO | 7 | $ 2,965,000 | $ 423,571 | $ 125,000 |
| Harrisonburg, VA | 7 | $ 2,735,000 | $ 390,714 | $ 187,000 |
| Hinesville, GA | 7 | $ 1,465,000 | $ 209,285 | $ 86,000 |
| Lubbock, TX | 7 | $ 1,595,000 | $ 227,857 | $ 69,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 2,855,000 | $ 407,857 | $ 170,000 |
| Reading, PA | 7 | $ 2,065,000 | $ 295,000 | $ 122,000 |
| Saginaw, MI | 7 | $ 1,555,000 | $ 222,142 | $ 82,000 |
| San Angelo, TX | 7 | $ 1,565,000 | $ 223,571 | $ 95,000 |
| Springfield, OH | 7 | $ 1,485,000 | $ 212,142 | $ 67,000 |
| Terre Haute, IN | 7 | $ 845,000 | $ 120,714 | $ 54,000 |
| Toledo, OH | 7 | $ 1,345,000 | $ 192,142 | $ 74,000 |
| Trenton, NJ | 7 | $ 2,335,000 | $ 333,571 | $ 112,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,875,000 | $ 410,714 | $ 200,000 |
| Yuba City, CA | 7 | $ 2,825,000 | $ 403,571 | $ 99,000 |
| Athens-Clarke County, GA | 6 | $ 1,850,000 | $ 308,333 | $ 100,000 |
| Auburn-Opelika, AL | 6 | $ 2,150,000 | $ 358,333 | $ 78,000 |
| Bowling Green, KY | 6 | $ 1,320,000 | $ 220,000 | $ 94,000 |
| Dalton, GA | 6 | $ 1,550,000 | $ 258,333 | $ 95,000 |
| Decatur, AL | 6 | $ 1,170,000 | $ 195,000 | $ 51,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,700,000 | $ 283,333 | $ 114,000 |
| Fresno, CA | 6 | $ 1,880,000 | $ 313,333 | $ 182,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 970,000 | $ 161,666 | $ 60,000 |
| Hattiesburg, MS | 6 | $ 1,070,000 | $ 178,333 | $ 94,000 |
| Idaho Falls, ID | 6 | $ 2,650,000 | $ 441,666 | $ 134,000 |
| Jackson, TN | 6 | $ 770,000 | $ 128,333 | $ 67,000 |
| Lafayette-West Lafayette, IN | 6 | $ 1,200,000 | $ 200,000 | $ 67,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,740,000 | $ 290,000 | $ 128,000 |
| Las Cruces, NM | 6 | $ 1,430,000 | $ 238,333 | $ 78,000 |
| Monroe, MI | 6 | $ 1,390,000 | $ 231,666 | $ 88,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 2,010,000 | $ 335,000 | $ 110,000 |
| Redding, CA | 6 | $ 1,570,000 | $ 261,666 | $ 134,000 |
| Staunton-Waynesboro, VA | 6 | $ 1,320,000 | $ 220,000 | $ 110,000 |
| Bay City, MI | 5 | $ 1,075,000 | $ 215,000 | $ 115,000 |
| Brownsville-Harlingen, TX | 5 | $ 1,255,000 | $ 251,000 | $ 127,000 |
| Burlington-South Burlington, VT | 5 | $ 995,000 | $ 199,000 | $ 54,000 |
| Champaign-Urbana, IL | 5 | $ 845,000 | $ 169,000 | $ 71,000 |
| Florence, SC | 5 | $ 1,115,000 | $ 223,000 | $ 84,000 |
| Grants Pass, OR | 5 | $ 1,515,000 | $ 303,000 | $ 140,000 |
| Longview, WA | 5 | $ 1,565,000 | $ 313,000 | $ 118,000 |
| Morgantown, WV | 5 | $ 1,375,000 | $ 275,000 | $ 294,000 |
| Muncie, IN | 5 | $ 725,000 | $ 145,000 | $ 62,000 |
| Peoria, IL | 5 | $ 905,000 | $ 181,000 | $ 105,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,355,000 | $ 471,000 | $ 157,000 |
| Santa Fe, NM | 5 | $ 1,465,000 | $ 293,000 | $ 102,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,355,000 | $ 271,000 | $ 101,000 |
| Sherman-Denison, TX | 5 | $ 1,185,000 | $ 237,000 | $ 100,000 |
| Springfield, MA | 5 | $ 1,725,000 | $ 345,000 | $ 84,000 |
| Victoria, TX | 5 | $ 1,115,000 | $ 223,000 | $ 88,000 |
| Waco, TX | 5 | $ 1,085,000 | $ 217,000 | $ 82,000 |
| Williamsport, PA | 5 | $ 875,000 | $ 175,000 | $ 54,000 |
| Albany, GA | 4 | $ 820,000 | $ 205,000 | $ 64,000 |
| Bloomington, IL | 4 | $ 1,030,000 | $ 257,500 | $ 105,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,320,000 | $ 330,000 | $ 91,000 |
| Burlington, NC | 4 | $ 750,000 | $ 187,500 | $ 153,000 |
| Cape Girardeau, MO-IL | 4 | $ 840,000 | $ 210,000 | $ 72,000 |
| Carson City, NV | 4 | $ 1,500,000 | $ 375,000 | $ 92,000 |
| Cheyenne, WY | 4 | $ 2,200,000 | $ 550,000 | $ 201,000 |
| Columbia, MO | 4 | $ 850,000 | $ 212,500 | $ 59,000 |
| Corpus Christi, TX | 4 | $ 1,280,000 | $ 320,000 | $ 170,000 |
| Duluth, MN-WI | 4 | $ 760,000 | $ 190,000 | $ 101,000 |
| Erie, PA | 4 | $ 500,000 | $ 125,000 | $ 35,000 |
| Great Falls, MT | 4 | $ 980,000 | $ 245,000 | $ 114,000 |
| Helena, MT | 4 | $ 1,090,000 | $ 272,500 | $ 115,000 |
| Kankakee, IL | 4 | $ 690,000 | $ 172,500 | $ 76,000 |
| Lawton, OK | 4 | $ 550,000 | $ 137,500 | $ 79,000 |
| Portland-South Portland, ME | 4 | $ 1,370,000 | $ 342,500 | $ 172,000 |
| Rockford, IL | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
| St. Cloud, MN | 4 | $ 1,050,000 | $ 262,500 | $ 100,000 |
| St. Joseph, MO-KS | 4 | $ 700,000 | $ 175,000 | $ 86,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 530,000 | $ 132,500 | $ 68,250 |
| Abilene, TX | 3 | $ 975,000 | $ 325,000 | $ 103,000 |
| Albany, OR | 3 | $ 1,235,000 | $ 411,666 | $ 147,000 |
| Ann Arbor, MI | 3 | $ 765,000 | $ 255,000 | $ 124,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 735,000 | $ 245,000 | $ 66,000 |
| Billings, MT | 3 | $ 965,000 | $ 321,666 | $ 86,000 |
| Brunswick, GA | 3 | $ 445,000 | $ 148,333 | $ 83,000 |
| Charleston, WV | 3 | $ 605,000 | $ 201,666 | $ 80,000 |
| Cleveland, TN | 3 | $ 765,000 | $ 255,000 | $ 80,000 |
| Farmington, NM | 3 | $ 735,000 | $ 245,000 | $ 91,000 |
| Fort Collins, CO | 3 | $ 1,305,000 | $ 435,000 | $ 107,000 |
| Kennewick-Richland, WA | 3 | $ 1,095,000 | $ 365,000 | $ 112,000 |
| Kenosha, WI | 3 | $ 635,000 | $ 211,666 | $ 92,000 |
| Kokomo, IN | 3 | $ 575,000 | $ 191,666 | $ 110,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 355,000 | $ 118,333 | $ 181,000 |
| Merced, CA | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Minot, ND | 3 | $ 455,000 | $ 151,666 | $ 52,000 |
| Niles-Benton Harbor, MI | 3 | $ 665,000 | $ 221,666 | $ 101,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 725,000 | $ 241,666 | $ 97,000 |
| Parkersburg-Vienna, WV | 3 | $ 565,000 | $ 188,333 | $ 62,000 |
| Sioux Falls, SD | 3 | $ 625,000 | $ 208,333 | $ 86,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 625,000 | $ 208,333 | $ 122,000 |
| Wheeling, WV-OH | 3 | $ 305,000 | $ 101,666 | $ 54,666 |
| Altoona, PA | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Appleton, WI | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Barnstable Town, MA | 2 | $ 790,000 | $ 395,000 | $ 217,000 |
| Bellingham, WA | 2 | $ 560,000 | $ 280,000 | $ 82,000 |
| Boulder, CO | 2 | $ 880,000 | $ 440,000 | $ 78,000 |
| Cedar Rapids, IA | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Corvallis, OR | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Elkhart-Goshen, IN | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Enid, OK | 2 | $ 940,000 | $ 470,000 | $ 124,000 |
| Gadsden, AL | 2 | $ 330,000 | $ 165,000 | $ 57,000 |
| Gainesville, GA | 2 | $ 610,000 | $ 305,000 | $ 87,000 |
| Grand Junction, CO | 2 | $ 690,000 | $ 345,000 | $ 152,000 |
| Hanford-Corcoran, CA | 2 | $ 700,000 | $ 350,000 | $ 167,000 |
| Janesville-Beloit, WI | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Lancaster, PA | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Lewiston-Auburn, ME | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Lexington Park, MD | 2 | $ 840,000 | $ 420,000 | $ 94,000 |
| Logan, UT-ID | 2 | $ 1,330,000 | $ 665,000 | $ 150,000 |
| Manhattan, KS | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
| Mansfield, OH | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Midland, TX | 2 | $ 520,000 | $ 260,000 | $ 116,000 |
| Modesto, CA | 2 | $ 950,000 | $ 475,000 | $ 273,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 870,000 | $ 435,000 | $ 98,000 |
| Paducah, KY-IL | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Pittsfield, MA | 2 | $ 540,000 | $ 270,000 | $ 164,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,080,000 | $ 540,000 | $ 143,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 840,000 | $ 420,000 | $ 204,000 |
| Springfield, IL | 2 | $ 290,000 | $ 145,000 | $ 214,000 |
| State College, PA | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| Tyler, TX | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Urban Honolulu, HI | 2 | $ 2,080,000 | $ 1,040,000 | $ 0 |
| Valdosta, GA | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Walla Walla, WA | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Wenatchee, WA | 2 | $ 980,000 | $ 490,000 | $ 181,000 |
| Bismarck, ND | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 525,000 | $ 525,000 | $ 197,000 |
| Casper, WY | 1 | $ 265,000 | $ 265,000 | $ 211,000 |
| Coeur D'Alene, ID | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Columbus, IN | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Eau Claire, WI | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| El Centro, CA | 1 | $ 445,000 | $ 445,000 | $ 112,000 |
| Fairbanks, AK | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Fargo, ND-MN | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Gettysburg, PA | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Green Bay, WI | 1 | $ 455,000 | $ 455,000 | $ 236,000 |
| Greenville, NC | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 473,000 |
| Johnstown, PA | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Laredo, TX | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Lebanon, PA | 1 | $ 515,000 | $ 515,000 | $ 131,000 |
| Lincoln, NE | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Madison, WI | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Mankato-North Mankato, MN | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Michigan City-La Porte, IN | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Midland, MI | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Norwich-New London, CT | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Racine, WI | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Salinas, CA | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 435,000 | $ 435,000 | $ 81,000 |
| San Rafael, CA | 1 | $ 745,000 | $ 745,000 | $ 193,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Sheboygan, WI | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Topeka, KS | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Traverse City, MI | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Twin Falls, ID | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Visalia-Porterville, CA | 1 | $ 615,000 | $ 615,000 | $ 182,000 |
| Wichita Falls, TX | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Yakima, WA | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,063 | $2,152,515,000 | $266,000 | $2,015,000 | $105,000 | $1,541,000 |
| Cash-out Refinancing | 1,177 | $289,845,000 | $246,000 | $1,315,000 | $102,000 | $1,294,000 |
| Refinancing | 574 | $178,930,000 | $311,000 | $1,655,000 | $92,000 | $1,099,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,700 | $1,415,710,000 | $248,000 | $1,455,000 | $100,000 | $1,294,000 |
| Hispanic | 1,358 | $411,040,000 | $302,000 | $1,205,000 | $104,000 | $605,000 |
| Black or African American | 1,277 | $344,495,000 | $269,000 | $1,435,000 | $91,000 | $831,000 |
| Not Provided | 1,076 | $320,040,000 | $297,000 | $2,015,000 | $116,000 | $1,541,000 |
| Asian | 298 | $102,150,000 | $342,000 | $1,505,000 | $177,000 | $721,000 |
| American Indian or Alaskan Native | 96 | $24,780,000 | $258,000 | $1,015,000 | $98,000 | $700,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,075,000 | $341,000 | $545,000 | $78,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,170 | $1,327,380,000 | $256,000 | $1,335,000 | $87,000 | $471,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,600 | $706,730,000 | $271,000 | $1,315,000 | $146,000 | $1,541,000 |
| VA-guaranteed (Veterans Administration) | 1,400 | $469,070,000 | $335,000 | $2,015,000 | $100,000 | $432,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 644 | $118,110,000 | $183,000 | $425,000 | $72,000 | $181,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,214 | $1,412,450,000 | $270,000 | $1,455,000 | $109,000 | $1,541,000 |
| Application Withdrawn By Applicant | 1,935 | $541,795,000 | $279,000 | $2,015,000 | $102,000 | $720,000 |
| Loan Purchased By The Institution | 1,744 | $414,450,000 | $237,000 | $1,655,000 | $96,000 | $1,079,000 |
| Application Denied By Financial Institution | 829 | $226,725,000 | $273,000 | $1,505,000 | $86,000 | $440,000 |
| Application Approved But Not Accepted | 30 | $9,080,000 | $302,000 | $595,000 | $135,000 | $496,000 |
| File Closed For Incompleteness | 29 | $8,135,000 | $280,000 | $655,000 | $87,000 | $240,000 |
| Preapproval Denied by Financial Institution | 27 | $7,055,000 | $261,000 | $605,000 | $77,000 | $159,000 |
| Preapproval Approved but not Accepted | 6 | $1,600,000 | $266,000 | $405,000 | $99,000 | $145,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,958 | $2,387,510,000 | $266,000 | $2,015,000 | $105,000 | $1,541,000 |
| Debt-To-Income Ratio | 373 | $108,075,000 | $289,000 | $1,505,000 | $74,000 | $401,000 |
| Credit History | 199 | $45,855,000 | $230,000 | $725,000 | $83,000 | $426,000 |
| Collateral | 96 | $30,380,000 | $316,000 | $1,335,000 | $119,000 | $440,000 |
| Other | 92 | $25,340,000 | $275,000 | $775,000 | $108,000 | $315,000 |
| Employment History | 42 | $9,980,000 | $237,000 | $495,000 | $72,000 | $261,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $6,340,000 | $226,000 | $505,000 | $74,000 | $156,000 |
| Unverifiable Information | 18 | $4,830,000 | $268,000 | $545,000 | $96,000 | $170,000 |
| Credit Application Incomplete | 8 | $2,980,000 | $372,000 | $935,000 | $144,000 | $344,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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