American General Fin.Serv.(De) Mortgage Lending & HMDA Data, 2009
In 2009, American General Fin.Serv.(De) of Evansville, IN reported 7,449 mortgage applications totaling $141.3 million, down 69% from 2008. The average application was for $18,973, and applicants reported an average income of $35,718. 13% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (453), Nashville-Davidson--Murfreesboro--Franklin, TN (340) and Kansas City, MO-KS (310) (applications in parentheses).
| Mortgage Company & Address | American General Fin.Serv.(De) 601 N.W. Second Street, P.O. Box 59 Evansville, IN 47701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,449 |
| Total Mortgage Loan Application Amount | $141,332,000 |
| Average Mortgage Loan Application Amount | $18,973 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $35,718 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American General Fin.Serv.(De) filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 453 | $ 6,401,000 | $ 14,130 | $ 42,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 340 | $ 3,970,000 | $ 11,676 | $ 35,000 |
| Kansas City, MO-KS | 310 | $ 4,839,000 | $ 15,609 | $ 43,290 |
| Riverside-San Bernardino-Ontario, CA | 231 | $ 4,117,000 | $ 17,822 | $ 21,000 |
| Los Angeles-Long Beach-Glendale, CA | 221 | $ 5,862,000 | $ 26,524 | $ 17,000 |
| Clarksville, TN-KY | 211 | $ 1,981,000 | $ 9,388 | $ 40,213 |
| St. Louis, MO-IL | 148 | $ 2,095,000 | $ 14,155 | $ 36,067 |
| Sacramento--Arden-Arcade--Roseville, CA | 145 | $ 1,943,000 | $ 13,400 | $ 37,000 |
| Denver-Aurora-Broomfield, CO | 138 | $ 2,545,000 | $ 18,442 | $ 46,000 |
| Baltimore-Towson, MD | 135 | $ 1,435,000 | $ 10,629 | $ 43,000 |
| Oklahoma City, OK | 122 | $ 1,195,000 | $ 9,795 | $ 43,000 |
| Richmond, VA | 111 | $ 2,215,000 | $ 19,954 | $ 41,000 |
| Portland-Vancouver-Beaverton, OR-WA | 95 | $ 4,311,000 | $ 45,378 | $ 31,494 |
| Camden, NJ | 88 | $ 4,250,000 | $ 48,295 | $ 25,000 |
| Omaha-Council Bluffs, NE-IA | 88 | $ 870,000 | $ 9,886 | $ 37,511 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 87 | $ 2,007,000 | $ 23,068 | $ 48,321 |
| Bakersfield, CA | 83 | $ 1,171,000 | $ 14,108 | $ 34,000 |
| Jackson, MS | 79 | $ 2,083,000 | $ 26,367 | $ 35,000 |
| Edison-New Brunswick, NJ | 77 | $ 1,232,000 | $ 16,000 | $ 46,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 77 | $ 783,000 | $ 10,168 | $ 47,000 |
| Las Vegas-Paradise, NV | 68 | $ 1,274,000 | $ 18,735 | $ 50,000 |
| Visalia-Porterville, CA | 62 | $ 1,080,000 | $ 17,419 | $ 35,000 |
| Tulsa, OK | 61 | $ 607,000 | $ 9,950 | $ 40,000 |
| Albuquerque, NM | 56 | $ 992,000 | $ 17,714 | $ 38,000 |
| Las Cruces, NM | 56 | $ 957,000 | $ 17,089 | $ 37,000 |
| Oakland-Fremont-Hayward, CA | 55 | $ 1,855,000 | $ 33,727 | $ 41,000 |
| Stockton, CA | 54 | $ 1,023,000 | $ 18,944 | $ 31,000 |
| Augusta-Richmond County, GA-SC | 51 | $ 881,000 | $ 17,274 | $ 39,000 |
| Modesto, CA | 51 | $ 836,000 | $ 16,392 | $ 38,000 |
| Savannah, GA | 50 | $ 726,000 | $ 14,520 | $ 38,000 |
| Wichita, KS | 48 | $ 916,000 | $ 19,083 | $ 39,000 |
| San Diego-Carlsbad-San Marcos, CA | 46 | $ 1,724,000 | $ 37,478 | $ 35,000 |
| Vineland-Millville-Bridgeton, NJ | 45 | $ 350,000 | $ 7,777 | $ 42,000 |
| Charlottesville, VA | 41 | $ 503,000 | $ 12,268 | $ 37,000 |
| Knoxville, TN | 41 | $ 495,000 | $ 12,073 | $ 38,000 |
| Memphis, TN-MS-AR | 41 | $ 441,000 | $ 10,756 | $ 29,951 |
| Kalamazoo-Portage, MI | 40 | $ 621,000 | $ 15,525 | $ 33,000 |
| Greeley, CO | 39 | $ 295,000 | $ 7,564 | $ 44,000 |
| Roanoke, VA | 39 | $ 388,000 | $ 9,948 | $ 37,000 |
| Wilmington, DE-MD-NJ | 39 | $ 400,000 | $ 10,256 | $ 39,564 |
| Gulfport-Biloxi, MS | 38 | $ 760,000 | $ 20,000 | $ 37,000 |
| Hattiesburg, MS | 38 | $ 611,000 | $ 16,078 | $ 41,000 |
| St. Joseph, MO-KS | 38 | $ 262,000 | $ 6,894 | $ 30,631 |
| Vallejo-Fairfield, CA | 37 | $ 388,000 | $ 10,486 | $ 47,000 |
| Santa Ana-Anaheim-Irvine, CA | 36 | $ 817,000 | $ 22,694 | $ 13,000 |
| Kingsport-Bristol-Bristol, TN-VA | 35 | $ 530,000 | $ 15,142 | $ 34,685 |
| Oxnard-Thousand Oaks-Ventura, CA | 34 | $ 964,000 | $ 28,352 | $ 15,000 |
| Cleveland, TN | 33 | $ 319,000 | $ 9,666 | $ 33,000 |
| Springfield, MO | 33 | $ 244,000 | $ 7,393 | $ 40,000 |
| Salem, OR | 32 | $ 2,285,000 | $ 71,406 | $ 15,000 |
| Salt Lake City, UT | 32 | $ 378,000 | $ 11,812 | $ 48,000 |
| Athens-Clarke County, GA | 31 | $ 209,000 | $ 6,741 | $ 38,000 |
| Joplin, MO | 31 | $ 337,000 | $ 10,870 | $ 32,000 |
| Grand Rapids-Wyoming, MI | 28 | $ 568,000 | $ 20,285 | $ 38,000 |
| Macon, GA | 28 | $ 233,000 | $ 8,321 | $ 34,000 |
| St. George, UT | 28 | $ 1,120,000 | $ 40,000 | $ 14,000 |
| Hinesville-Fort Stewart, GA | 26 | $ 155,000 | $ 5,961 | $ 35,000 |
| Reno-Sparks, NV | 26 | $ 773,000 | $ 29,730 | $ 42,000 |
| Warner Robins, GA | 26 | $ 191,000 | $ 7,346 | $ 49,000 |
| Lawton, OK | 24 | $ 193,000 | $ 8,041 | $ 37,000 |
| Merced, CA | 24 | $ 320,000 | $ 13,333 | $ 40,000 |
| Santa Fe, NM | 23 | $ 199,000 | $ 8,652 | $ 39,000 |
| Fresno, CA | 22 | $ 537,000 | $ 24,409 | $ 40,000 |
| Jackson, TN | 22 | $ 82,000 | $ 3,727 | $ 28,000 |
| Salisbury, MD | 22 | $ 294,000 | $ 13,363 | $ 36,000 |
| Chico, CA | 21 | $ 784,000 | $ 37,333 | $ 33,000 |
| Pascagoula, MS | 21 | $ 727,000 | $ 34,619 | $ 32,000 |
| Redding, CA | 21 | $ 368,000 | $ 17,523 | $ 41,000 |
| Colorado Springs, CO | 20 | $ 142,000 | $ 7,100 | $ 44,000 |
| Niles-Benton Harbor, MI | 20 | $ 166,000 | $ 8,300 | $ 34,000 |
| Provo-Orem, UT | 20 | $ 200,000 | $ 10,000 | $ 54,000 |
| Bethesda-Frederick-Rockville, MD | 19 | $ 237,000 | $ 12,473 | $ 49,000 |
| Madera-Chowchilla, CA | 19 | $ 540,000 | $ 28,421 | $ 36,000 |
| Rapid City, SD | 18 | $ 616,000 | $ 34,222 | $ 38,000 |
| Topeka, KS | 18 | $ 236,000 | $ 13,111 | $ 43,000 |
| Boise City-Nampa, ID | 17 | $ 340,000 | $ 20,000 | $ 44,000 |
| Albany, GA | 16 | $ 144,000 | $ 9,000 | $ 38,000 |
| Dover, DE | 16 | $ 138,000 | $ 8,625 | $ 31,000 |
| Eugene-Springfield, OR | 16 | $ 402,000 | $ 25,125 | $ 36,000 |
| Medford, OR | 16 | $ 471,000 | $ 29,437 | $ 36,000 |
| Newark-Union, NJ-PA | 16 | $ 1,048,000 | $ 65,500 | $ 26,000 |
| Santa Cruz-Watsonville, CA | 16 | $ 750,000 | $ 46,875 | $ 33,000 |
| Boulder, CO | 15 | $ 150,000 | $ 10,000 | $ 48,000 |
| Ogden-Clearfield, UT | 15 | $ 199,000 | $ 13,266 | $ 43,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 497,000 | $ 35,500 | $ 141,000 |
| New York-White Plains-Wayne, NY-NJ | 14 | $ 141,000 | $ 10,071 | $ 46,000 |
| Bend, OR | 13 | $ 765,000 | $ 58,846 | $ 38,000 |
| Grand Junction, CO | 13 | $ 605,000 | $ 46,538 | $ 53,000 |
| Morristown, TN | 13 | $ 154,000 | $ 11,846 | $ 36,000 |
| San Francisco-San Mateo-Redwood City, CA | 13 | $ 344,000 | $ 26,461 | $ 33,000 |
| Danville, VA | 12 | $ 144,000 | $ 12,000 | $ 25,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 255,000 | $ 23,181 | $ 34,000 |
| Flint, MI | 11 | $ 333,000 | $ 30,272 | $ 0 |
| Missoula, MT | 11 | $ 48,000 | $ 4,363 | $ 39,000 |
| Trenton-Ewing, NJ | 11 | $ 294,000 | $ 26,727 | $ 33,000 |
| Battle Creek, MI | 10 | $ 266,000 | $ 26,600 | $ 47,000 |
| Holland-Grand Haven, MI | 10 | $ 68,000 | $ 6,800 | $ 37,000 |
| Brunswick, GA | 9 | $ 281,000 | $ 31,222 | $ 33,000 |
| Chattanooga, TN-GA | 9 | $ 215,000 | $ 23,888 | $ 50,000 |
| Johnson City, TN | 9 | $ 105,000 | $ 11,666 | $ 26,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 157,000 | $ 17,444 | $ 22,000 |
| Columbus, GA-AL | 8 | $ 99,000 | $ 12,375 | $ 26,125 |
| Gainesville, GA | 8 | $ 386,000 | $ 48,250 | $ 34,000 |
| Lewiston, ID-WA | 8 | $ 532,000 | $ 66,500 | $ 56,875 |
| Cape Girardeau-Jackson, MO-IL | 7 | $ 379,000 | $ 54,142 | $ 43,857 |
| El Centro, CA | 7 | $ 236,000 | $ 33,714 | $ 0 |
| Hanford-Corcoran, CA | 7 | $ 294,000 | $ 42,000 | $ 29,000 |
| Lawrence, KS | 7 | $ 318,000 | $ 45,428 | $ 43,000 |
| Ocean City, NJ | 7 | $ 101,000 | $ 14,428 | $ 44,000 |
| Pueblo, CO | 7 | $ 46,000 | $ 6,571 | $ 37,000 |
| Yuba City, CA | 7 | $ 74,000 | $ 10,571 | $ 39,000 |
| Cumberland, MD-WV | 6 | $ 250,000 | $ 41,666 | $ 25,500 |
| Harrisonburg, VA | 6 | $ 337,000 | $ 56,166 | $ 31,000 |
| Lansing-East Lansing, MI | 6 | $ 235,000 | $ 39,166 | $ 29,000 |
| Lynchburg, VA | 6 | $ 113,000 | $ 18,833 | $ 20,000 |
| Muskegon-Norton Shores, MI | 6 | $ 56,000 | $ 9,333 | $ 33,000 |
| Salinas, CA | 6 | $ 174,000 | $ 29,000 | $ 20,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 146,000 | $ 24,333 | $ 38,000 |
| Coeur D'Alene, ID | 5 | $ 91,000 | $ 18,200 | $ 28,000 |
| Fort Collins-Loveland, CO | 5 | $ 42,000 | $ 8,400 | $ 26,000 |
| Great Falls, MT | 5 | $ 160,000 | $ 32,000 | $ 34,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 52,000 | $ 10,400 | $ 30,400 |
| Lincoln, NE | 5 | $ 276,000 | $ 55,200 | $ 39,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 49,000 | $ 9,800 | $ 28,000 |
| Farmington, NM | 4 | $ 322,000 | $ 80,500 | $ 75,000 |
| Pocatello, ID | 4 | $ 43,000 | $ 10,750 | $ 38,000 |
| Rome, GA | 4 | $ 24,000 | $ 6,000 | $ 35,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 218,000 | $ 54,500 | $ 0 |
| Wichita Falls, TX | 4 | $ 7,000 | $ 1,750 | $ 46,000 |
| Corvallis, OR | 3 | $ 26,000 | $ 8,666 | $ 40,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 73,000 | $ 24,333 | $ 30,000 |
| Napa, CA | 3 | $ 14,000 | $ 4,666 | $ 43,000 |
| Sioux City, IA-NE-SD | 3 | $ 9,000 | $ 3,000 | $ 22,000 |
| Ames, IA | 2 | $ 4,000 | $ 2,000 | $ 32,000 |
| Carson City, NV | 2 | $ 13,000 | $ 6,500 | $ 56,000 |
| Florence-Muscle Shoals, AL | 2 | $ 11,000 | $ 5,500 | $ 43,000 |
| Idaho Falls, ID | 2 | $ 43,000 | $ 21,500 | $ 17,000 |
| Jacksonville, FL | 2 | $ 3,000 | $ 1,500 | $ 28,000 |
| Jefferson City, MO | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| Manhattan, KS | 2 | $ 16,000 | $ 8,000 | $ 50,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 16,000 | $ 8,000 | $ 27,000 |
| Valdosta, GA | 2 | $ 63,000 | $ 31,500 | $ 42,000 |
| York-Hanover, PA | 2 | $ 15,000 | $ 7,500 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Billings, MT | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 68,000 | $ 68,000 | $ 45,000 |
| Cedar Rapids, IA | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Dallas-Plano-Irving, TX | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| El Paso, TX | 1 | $ 2,000 | $ 2,000 | $ 27,000 |
| Mobile, AL | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Monroe, MI | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Philadelphia, PA | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Pittsburgh, PA | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Winchester, VA-WV | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 2,000 | $ 2,000 | $ 0 |
Mortgage Loan Application Detail Totals for American General Fin.Serv.(De) in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 6,368 | $64,791,000 | $10,000 | $700,000 | $36,000 | $204,000 |
| Home Purchase | 803 | $55,478,000 | $69,000 | $750,000 | $32,000 | $1,800,000 |
| Refinancing | 278 | $21,063,000 | $75,000 | $531,000 | $40,000 | $106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,605 | $53,550,000 | $14,000 | $750,000 | $42,000 | $1,800,000 |
| White | 1,882 | $37,803,000 | $20,000 | $600,000 | $42,000 | $130,000 |
| Not applicable | 962 | $35,218,000 | $36,000 | $382,000 | $0 | $0 |
| Black or African American | 672 | $9,511,000 | $14,000 | $231,000 | $36,000 | $121,000 |
| Hispanic | 261 | $4,126,000 | $15,000 | $250,000 | $38,000 | $101,000 |
| American Indian or Alaskan Native | 39 | $464,000 | $11,000 | $96,000 | $38,000 | $84,000 |
| Asian | 20 | $594,000 | $29,000 | $270,000 | $39,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $66,000 | $8,000 | $20,000 | $45,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,449 | $141,332,000 | $18,000 | $750,000 | $36,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,017 | $67,872,000 | $16,000 | $750,000 | $39,000 | $1,800,000 |
| Application Withdrawn By Applicant | 1,516 | $28,507,000 | $18,000 | $600,000 | $46,000 | $195,000 |
| Loan Purchased By The Institution | 962 | $35,218,000 | $36,000 | $382,000 | $0 | $0 |
| Loan Originated | 954 | $9,735,000 | $10,000 | $231,000 | $41,000 | $122,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American General Fin.Serv.(De)'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American General Fin.Serv.(De)'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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