Argent Mortgage Company Mortgage Lending & HMDA Data, 2007

In 2007, Argent Mortgage Company of Orange, CA reported 41,296 mortgage applications totaling $8.6 billion, down 90% from 2006. The average application was for $208,912, and applicants reported an average income of $92,126. 28% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (2,724), Miami-Miami Beach-Kendall, FL (2,294) and Los Angeles-Long Beach-Glendale, CA (1,476) (applications in parentheses).

Mortgage Company & Address Argent Mortgage Company
1100 Town & Country
Orange, CA 92868
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 41,296
Total Mortgage Loan Application Amount $8,627,252,000
Average Mortgage Loan Application Amount $208,912
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $92,126
Highest Applicant Income $9,663,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Argent Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Argent Mortgage Company by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 2,294 $ 525,221,000 $ 228,954 $ 104,000
Cook, Illinois 1,976 $ 426,190,000 $ 215,683 $ 91,000
Los Angeles, California 1,476 $ 511,864,000 $ 346,791 $ 136,000
Broward, Florida 1,123 $ 246,697,000 $ 219,676 $ 99,000
Harris, Texas 786 $ 97,743,000 $ 124,354 $ 74,000
Maricopa, Arizona 757 $ 151,290,000 $ 199,854 $ 90,000
Riverside, California 690 $ 203,622,000 $ 295,104 $ 125,000
Orange, Florida 604 $ 116,125,000 $ 192,259 $ 93,000
San Bernardino, California 591 $ 159,701,000 $ 270,221 $ 129,000
Prince George's, Maryland 516 $ 148,226,000 $ 287,259 $ 96,000
Milwaukee, Wisconsin 477 $ 56,761,000 $ 118,995 $ 63,000
Palm Beach, Florida 445 $ 100,417,000 $ 225,656 $ 97,000
Hillsborough, Florida 441 $ 74,769,000 $ 169,544 $ 81,000
Wayne, Michigan 439 $ 44,930,000 $ 102,346 $ 53,000
Duval, Florida 437 $ 61,892,000 $ 141,629 $ 64,000
Philadelphia, Pennsylvania 429 $ 46,668,000 $ 108,783 $ 66,000
Clark, Nevada 405 $ 88,662,000 $ 218,918 $ 107,000
Queens, New York 378 $ 147,706,000 $ 390,756 $ 116,000
Bexar, Texas 362 $ 39,342,000 $ 108,679 $ 61,000
Baltimore City, Maryland 361 $ 47,730,000 $ 132,216 $ 72,000
Lee, Florida 359 $ 73,378,000 $ 204,395 $ 96,000
Santa Clara, California 348 $ 189,017,000 $ 543,152 $ 191,000
Dallas, Texas 326 $ 45,067,000 $ 138,242 $ 78,000
Suffolk, New York 316 $ 110,692,000 $ 350,291 $ 126,000
Kings, New York 308 $ 123,593,000 $ 401,275 $ 119,000
St. Louis, Missouri 288 $ 31,351,000 $ 108,857 $ 46,000
Orange, California 285 $ 120,702,000 $ 423,515 $ 159,000
Alameda, California 258 $ 115,024,000 $ 445,829 $ 166,000
Baltimore, Maryland 253 $ 54,790,000 $ 216,561 $ 81,000
Will, Illinois 240 $ 49,582,000 $ 206,591 $ 114,000
San Diego, California 237 $ 79,952,000 $ 337,350 $ 137,000
Polk, Florida 225 $ 34,895,000 $ 155,088 $ 74,000
DuPage, Illinois 225 $ 58,292,000 $ 259,075 $ 112,000
Oklahoma, Oklahoma 211 $ 19,376,000 $ 91,829 $ 54,000
Lake, Illinois 207 $ 59,845,000 $ 289,106 $ 121,000
New Haven, Connecticut 205 $ 41,068,000 $ 200,331 $ 76,000
Hennepin, Minnesota 204 $ 51,294,000 $ 251,441 $ 145,000
Osceola, Florida 201 $ 37,024,000 $ 184,199 $ 84,000
Fairfield, Connecticut 200 $ 58,432,000 $ 292,160 $ 102,000
Nassau, New York 196 $ 72,795,000 $ 371,403 $ 161,000
Pinellas, Florida 192 $ 36,640,000 $ 190,833 $ 91,000
Tarrant, Texas 186 $ 25,227,000 $ 135,629 $ 101,000
Salt Lake, Utah 186 $ 36,603,000 $ 196,790 $ 87,000
St. Louis City, Missouri 182 $ 17,617,000 $ 96,796 $ 38,000
Essex, New Jersey 181 $ 51,295,000 $ 283,397 $ 106,000
Jefferson, Alabama 176 $ 19,113,000 $ 108,596 $ 53,000
Shelby, Tennessee 176 $ 17,929,000 $ 101,869 $ 61,000
Sacramento, California 172 $ 47,111,000 $ 273,901 $ 123,000
Pueblo, Colorado 169 $ 15,723,000 $ 93,035 $ 38,000
Contra Costa, California 165 $ 64,919,000 $ 393,448 $ 147,000
Seminole, Florida 161 $ 30,821,000 $ 191,434 $ 83,000
Volusia, Florida 161 $ 29,711,000 $ 184,540 $ 74,000
Providence, Rhode Island 157 $ 32,576,000 $ 207,490 $ 73,000
Bronx, New York 154 $ 55,194,000 $ 358,402 $ 114,000
St. Lucie, Florida 153 $ 28,713,000 $ 187,666 $ 85,000
Jackson, Missouri 148 $ 14,234,000 $ 96,175 $ 57,000
San Joaquin, California 146 $ 41,447,000 $ 283,883 $ 123,000
Denver, Colorado 146 $ 27,580,000 $ 188,904 $ 54,000
Fort Bend, Texas 142 $ 22,871,000 $ 161,063 $ 90,000
Hartford, Connecticut 138 $ 26,194,000 $ 189,811 $ 71,000
Kane, Illinois 138 $ 27,147,000 $ 196,717 $ 87,000
Middlesex, Massachusetts 135 $ 40,214,000 $ 297,881 $ 99,000
Kern, California 134 $ 24,984,000 $ 186,447 $ 89,000
Kent, Michigan 134 $ 15,928,000 $ 118,865 $ 51,000
Oakland, Michigan 128 $ 23,134,000 $ 180,734 $ 90,000
Arapahoe, Colorado 127 $ 21,580,000 $ 169,921 $ 58,000
Pima, Arizona 124 $ 20,424,000 $ 164,709 $ 79,000
Brevard, Florida 124 $ 22,581,000 $ 182,104 $ 81,000
Marion, Indiana 122 $ 11,953,000 $ 97,975 $ 53,000
Cuyahoga, Ohio 119 $ 12,270,000 $ 103,109 $ 51,000
Essex, Massachusetts 115 $ 31,050,000 $ 270,000 $ 101,000
Suffolk, Massachusetts 114 $ 37,102,000 $ 325,456 $ 95,000
El Paso, Colorado 112 $ 19,307,000 $ 172,383 $ 60,000
Marion, Florida 110 $ 19,483,000 $ 177,118 $ 56,000
Montgomery, Maryland 110 $ 38,968,000 $ 354,254 $ 126,000
Adams, Colorado 109 $ 17,701,000 $ 162,394 $ 84,000
Anne Arundel, Maryland 108 $ 30,971,000 $ 286,768 $ 92,000
Westchester, New York 106 $ 43,914,000 $ 414,283 $ 158,000
Collier, Florida 104 $ 29,039,000 $ 279,221 $ 130,000
Davidson, Tennessee 101 $ 12,956,000 $ 128,277 $ 48,000
Middlesex, New Jersey 100 $ 28,679,000 $ 286,790 $ 103,000
Fulton, Georgia 99 $ 17,162,000 $ 173,353 $ 124,000
King, Washington 98 $ 28,930,000 $ 295,204 $ 125,000
Camden, New Jersey 96 $ 15,675,000 $ 163,281 $ 80,000
Monroe, New York 96 $ 9,938,000 $ 103,520 $ 50,000
Richmond, New York 96 $ 33,946,000 $ 353,604 $ 160,000
Burke, North Carolina 96 $ 8,216,000 $ 85,583 $ 40,000
Hudson, New Jersey 95 $ 30,530,000 $ 321,368 $ 141,000
Union, New Jersey 94 $ 25,810,000 $ 274,574 $ 120,000
Lake, Florida 93 $ 19,503,000 $ 209,709 $ 87,000
Jefferson, Kentucky 93 $ 11,384,000 $ 122,408 $ 43,000
Worcester, Massachusetts 93 $ 21,740,000 $ 233,763 $ 87,000
Stanislaus, California 92 $ 23,970,000 $ 260,543 $ 111,000
San Mateo, California 91 $ 47,941,000 $ 526,824 $ 178,000
Pasco, Florida 91 $ 14,492,000 $ 159,252 $ 63,000
Passaic, New Jersey 90 $ 26,940,000 $ 299,333 $ 108,000
Ventura, California 89 $ 34,988,000 $ 393,123 $ 141,000
McHenry, Illinois 88 $ 20,679,000 $ 234,988 $ 99,000
Bergen, New Jersey 87 $ 37,053,000 $ 425,896 $ 156,000
Ocean, New Jersey 87 $ 23,570,000 $ 270,919 $ 116,000
Allegheny, Pennsylvania 87 $ 9,693,000 $ 111,413 $ 98,000
Jefferson, Louisiana 85 $ 11,222,000 $ 132,023 $ 64,000
Polk, Iowa 84 $ 10,306,000 $ 122,690 $ 62,000
Tulsa, Oklahoma 84 $ 9,221,000 $ 109,773 $ 63,000
New Castle, Delaware 83 $ 16,083,000 $ 193,771 $ 91,000
Lake, Indiana 82 $ 7,329,000 $ 89,378 $ 64,000
Bristol, Massachusetts 81 $ 20,078,000 $ 247,876 $ 86,000
Hidalgo, Texas 80 $ 9,002,000 $ 112,525 $ 67,000
Travis, Texas 80 $ 13,225,000 $ 165,312 $ 71,000
Fresno, California 79 $ 14,976,000 $ 189,569 $ 94,000
DeKalb, Georgia 78 $ 12,310,000 $ 157,820 $ 91,000
Plymouth, Massachusetts 78 $ 21,698,000 $ 278,179 $ 103,000
Bernalillo, New Mexico 78 $ 13,495,000 $ 173,012 $ 81,000
Charles, Maryland 77 $ 22,059,000 $ 286,480 $ 84,000
Erie, New York 77 $ 7,437,000 $ 96,584 $ 74,000
Jefferson, Colorado 70 $ 13,364,000 $ 190,914 $ 62,000
Mecklenburg, North Carolina 70 $ 10,619,000 $ 151,700 $ 79,000
Hampden, Massachusetts 69 $ 11,119,000 $ 161,144 $ 57,000
Delaware, Pennsylvania 69 $ 11,170,000 $ 161,884 $ 81,000
Galveston, Texas 68 $ 8,045,000 $ 118,308 $ 83,000
Harford, Maryland 67 $ 14,958,000 $ 223,253 $ 80,000
Monmouth, New Jersey 67 $ 25,812,000 $ 385,253 $ 141,000
Collin, Texas 67 $ 12,640,000 $ 188,656 $ 87,000
Honolulu, Hawaii 66 $ 21,046,000 $ 318,878 $ 112,000
Franklin, Ohio 66 $ 7,687,000 $ 116,469 $ 80,000
Ramsey, Minnesota 65 $ 9,618,000 $ 147,969 $ 71,000
Burlington, New Jersey 65 $ 14,486,000 $ 222,861 $ 91,000
Dane, Wisconsin 65 $ 11,789,000 $ 181,369 $ 74,000
El Paso, Texas 64 $ 7,248,000 $ 113,250 $ 69,000
Montgomery, Pennsylvania 63 $ 16,179,000 $ 256,809 $ 88,000
East Baton Rouge, Louisiana 62 $ 7,576,000 $ 122,193 $ 87,000
Richland, South Carolina 62 $ 7,003,000 $ 112,951 $ 45,000
Bucks, Pennsylvania 61 $ 14,042,000 $ 230,196 $ 71,000
Gloucester, New Jersey 60 $ 14,406,000 $ 240,100 $ 103,000
Orange, New York 60 $ 16,128,000 $ 268,800 $ 105,000
Utah, Utah 60 $ 13,762,000 $ 229,366 $ 80,000
Pierce, Washington 59 $ 14,227,000 $ 241,135 $ 97,000
Snohomish, Washington 57 $ 15,142,000 $ 265,649 $ 111,000
Macomb, Michigan 56 $ 8,427,000 $ 150,482 $ 67,000
Solano, California 55 $ 18,197,000 $ 330,854 $ 127,000
Norfolk, Massachusetts 55 $ 17,731,000 $ 322,381 $ 110,000
Montgomery, Texas 55 $ 8,802,000 $ 160,036 $ 87,000
Genesee, Michigan 54 $ 6,026,000 $ 111,592 $ 54,000
Hamilton, Ohio 54 $ 6,283,000 $ 116,351 $ 60,000
Rock, Wisconsin 54 $ 6,149,000 $ 113,870 $ 40,000
Charleston, South Carolina 52 $ 9,086,000 $ 174,730 $ 74,000
Greenville, South Carolina 52 $ 5,808,000 $ 111,692 $ 49,000
Clay, Florida 51 $ 9,344,000 $ 183,215 $ 58,000
Fayette, Kentucky 51 $ 7,335,000 $ 143,823 $ 99,000
Hinds, Mississippi 51 $ 14,986,000 $ 293,843 $ 43,000
Pinal, Arizona 50 $ 8,418,000 $ 168,360 $ 102,000
Merced, California 50 $ 13,108,000 $ 262,160 $ 152,000
Escambia, Florida 50 $ 7,830,000 $ 156,600 $ 58,000
Sarasota, Florida 49 $ 10,915,000 $ 222,755 $ 104,000
Cleveland, Oklahoma 49 $ 4,929,000 $ 100,591 $ 53,000
Mercer, New Jersey 48 $ 9,845,000 $ 205,104 $ 99,000
Wake, North Carolina 48 $ 8,224,000 $ 171,333 $ 88,000
Tulare, California 47 $ 7,913,000 $ 168,361 $ 121,000
Manatee, Florida 46 $ 10,454,000 $ 227,260 $ 73,000
St. Joseph, Indiana 46 $ 3,794,000 $ 82,478 $ 50,000
Howard, Maryland 46 $ 15,504,000 $ 337,043 $ 101,000
Atlantic, New Jersey 46 $ 10,510,000 $ 228,478 $ 83,000
Brazoria, Texas 46 $ 8,119,000 $ 176,500 $ 90,000
Orleans, Louisiana 45 $ 6,496,000 $ 144,355 $ 105,000
Multnomah, Oregon 45 $ 8,259,000 $ 183,533 $ 107,000
Kenosha, Wisconsin 45 $ 7,589,000 $ 168,644 $ 156,000
Waukesha, Wisconsin 45 $ 12,657,000 $ 281,266 $ 112,000
Gwinnett, Georgia 44 $ 8,302,000 $ 188,681 $ 84,000
St. Clair, Illinois 44 $ 4,356,000 $ 99,000 $ 48,000
Montgomery, Ohio 44 $ 4,240,000 $ 96,363 $ 109,000
Hernando, Florida 42 $ 6,585,000 $ 156,785 $ 65,000
Monroe, Pennsylvania 42 $ 7,946,000 $ 189,190 $ 93,000
Spartanburg, South Carolina 42 $ 4,745,000 $ 112,976 $ 55,000
Cameron, Texas 42 $ 5,227,000 $ 124,452 $ 120,000
Monterey, California 41 $ 13,667,000 $ 333,341 $ 131,000
San Francisco, California 41 $ 23,920,000 $ 583,414 $ 200,000
Larimer, Colorado 41 $ 7,543,000 $ 183,975 $ 105,000
Weld, Colorado 41 $ 6,348,000 $ 154,829 $ 102,000
Rockland, New York 41 $ 15,344,000 $ 374,243 $ 126,000
Wyandotte, Kansas 40 $ 3,465,000 $ 86,625 $ 55,000
Anoka, Minnesota 40 $ 8,177,000 $ 204,425 $ 100,000
Dakota, Minnesota 40 $ 9,218,000 $ 230,450 $ 71,000
Lincoln, Mississippi 40 $ 3,131,000 $ 78,275 $ 7,000
Knox, Tennessee 40 $ 4,917,000 $ 122,925 $ 69,000
Racine, Wisconsin 40 $ 6,647,000 $ 166,175 $ 64,000
Winnebago, Illinois 39 $ 4,530,000 $ 116,153 $ 56,000
Muskegon, Michigan 39 $ 3,852,000 $ 98,769 $ 60,000
Denton, Texas 39 $ 6,709,000 $ 172,025 $ 81,000
Mobile, Alabama 38 $ 4,565,000 $ 120,131 $ 69,000
Placer, California 38 $ 11,712,000 $ 308,210 $ 130,000
Douglas, Colorado 38 $ 10,709,000 $ 281,815 $ 82,000
Summit, Ohio 38 $ 4,871,000 $ 128,184 $ 55,000
Clayton, Georgia 37 $ 4,431,000 $ 119,756 $ 47,000
St. Tammany, Louisiana 37 $ 5,078,000 $ 137,243 $ 66,000
St. Charles, Missouri 37 $ 5,920,000 $ 160,000 $ 73,000
Douglas, Nebraska 37 $ 3,766,000 $ 101,783 $ 83,000
Dutchess, New York 37 $ 8,590,000 $ 232,162 $ 101,000
Flagler, Florida 36 $ 8,055,000 $ 223,750 $ 67,000
Ingham, Michigan 36 $ 3,881,000 $ 107,805 $ 53,000
Walworth, Wisconsin 36 $ 6,344,000 $ 176,222 $ 85,000
Mesa, Colorado 35 $ 7,178,000 $ 205,085 $ 72,000
Charlotte, Florida 35 $ 6,195,000 $ 177,000 $ 64,000
Berks, Pennsylvania 35 $ 4,428,000 $ 126,514 $ 66,000
Kent, Rhode Island 35 $ 7,749,000 $ 221,400 $ 72,000
Imperial, California 34 $ 6,100,000 $ 179,411 $ 83,000
Indian River, Florida 34 $ 5,565,000 $ 163,676 $ 98,000
Leon, Florida 34 $ 6,348,000 $ 186,705 $ 64,000
York, Pennsylvania 34 $ 5,605,000 $ 164,852 $ 67,000
Litchfield, Connecticut 33 $ 9,807,000 $ 297,181 $ 95,000
Alachua, Florida 33 $ 4,989,000 $ 151,181 $ 63,000
Kendall, Illinois 33 $ 6,658,000 $ 201,757 $ 91,000
Greene, Missouri 33 $ 3,909,000 $ 118,454 $ 85,000
Washington, Oregon 33 $ 6,394,000 $ 193,757 $ 87,000
Pulaski, Arkansas 32 $ 3,526,000 $ 110,187 $ 79,000
New London, Connecticut 32 $ 7,106,000 $ 222,062 $ 100,000
Highlands, Florida 32 $ 4,478,000 $ 139,937 $ 46,000
Cobb, Georgia 32 $ 8,050,000 $ 251,562 $ 120,000
Jefferson, Missouri 32 $ 4,528,000 $ 141,500 $ 58,000
Madison, Alabama 31 $ 3,903,000 $ 125,903 $ 60,000
Montgomery, Alabama 31 $ 2,750,000 $ 88,709 $ 64,000
Stark, Ohio 31 $ 2,646,000 $ 85,354 $ 302,000
Davis, Utah 31 $ 5,328,000 $ 171,870 $ 61,000
Citrus, Florida 30 $ 4,367,000 $ 145,566 $ 50,000
Johnson, Kansas 30 $ 4,434,000 $ 147,800 $ 77,000
Calhoun, Michigan 30 $ 2,427,000 $ 80,900 $ 52,000
Cumberland, New Jersey 29 $ 4,410,000 $ 152,068 $ 65,000
Durham, North Carolina 29 $ 4,180,000 $ 144,137 $ 61,000
Wayne, North Carolina 29 $ 2,290,000 $ 78,965 $ 22,000
Dorchester, South Carolina 29 $ 4,166,000 $ 143,655 $ 70,000
Kalamazoo, Michigan 28 $ 2,345,000 $ 83,750 $ 84,000
Buncombe, North Carolina 28 $ 4,585,000 $ 163,750 $ 66,000
Clark, Washington 28 $ 6,554,000 $ 234,071 $ 90,000
Madera, California 27 $ 5,097,000 $ 188,777 $ 86,000
Okaloosa, Florida 27 $ 5,516,000 $ 204,296 $ 92,000
Madison, Illinois 27 $ 3,190,000 $ 118,148 $ 66,000
Lucas, Ohio 27 $ 2,214,000 $ 82,000 $ 62,000
Canadian, Oklahoma 27 $ 2,590,000 $ 95,925 $ 58,000
Chester, Pennsylvania 27 $ 6,132,000 $ 227,111 $ 103,000
Williamson, Texas 27 $ 4,034,000 $ 149,407 $ 72,000
St. Johns, Florida 26 $ 5,353,000 $ 205,884 $ 70,000
Caddo, Louisiana 26 $ 2,960,000 $ 113,846 $ 48,000
Washtenaw, Michigan 26 $ 5,703,000 $ 219,346 $ 75,000
Sherburne, Minnesota 26 $ 5,152,000 $ 198,153 $ 98,000
Guilford, North Carolina 26 $ 3,515,000 $ 135,192 $ 74,000
New Hanover, North Carolina 26 $ 7,772,000 $ 298,923 $ 142,000
Clackamas, Oregon 26 $ 7,472,000 $ 287,384 $ 116,000
Dauphin, Pennsylvania 26 $ 2,634,000 $ 101,307 $ 69,000
Horry, South Carolina 26 $ 4,485,000 $ 172,500 $ 69,000
Carroll, Maryland 25 $ 6,379,000 $ 255,160 $ 80,000
Frederick, Maryland 25 $ 7,028,000 $ 281,120 $ 88,000
Boone, Missouri 25 $ 2,552,000 $ 102,080 $ 39,000
Hillsborough, New Hampshire 25 $ 5,134,000 $ 205,360 $ 82,000
Somerset, New Jersey 25 $ 8,002,000 $ 320,080 $ 137,000
Sussex, New Jersey 25 $ 5,508,000 $ 220,320 $ 85,000
Lehigh, Pennsylvania 25 $ 5,403,000 $ 216,120 $ 88,000
Lexington, South Carolina 25 $ 3,550,000 $ 142,000 $ 102,000
Anchorage, Alaska 24 $ 4,771,000 $ 198,791 $ 86,000
Stearns, Minnesota 24 $ 3,180,000 $ 132,500 $ 57,000
Morris, New Jersey 24 $ 10,036,000 $ 418,166 $ 122,000
Sandoval, New Mexico 24 $ 3,748,000 $ 156,166 $ 63,000
Berkeley, South Carolina 24 $ 3,033,000 $ 126,375 $ 49,000
Smith, Texas 24 $ 3,746,000 $ 156,083 $ 68,000
Boulder, Colorado 23 $ 5,777,000 $ 251,173 $ 62,000
Cecil, Maryland 23 $ 5,789,000 $ 251,695 $ 85,000
Ottawa, Michigan 23 $ 4,371,000 $ 190,043 $ 237,000
Rockingham, New Hampshire 23 $ 5,225,000 $ 227,173 $ 91,000
Lancaster, Pennsylvania 23 $ 3,618,000 $ 157,304 $ 64,000
Middlesex, Connecticut 22 $ 4,988,000 $ 226,727 $ 133,000
Bay, Florida 22 $ 3,368,000 $ 153,090 $ 45,000
Scott, Minnesota 22 $ 5,268,000 $ 239,454 $ 98,000
Washington, Minnesota 22 $ 5,008,000 $ 227,636 $ 87,000
Dona Ana, New Mexico 22 $ 3,945,000 $ 179,318 $ 88,000
Weber, Utah 22 $ 2,724,000 $ 123,818 $ 54,000
Barnstable, Massachusetts 21 $ 5,638,000 $ 268,476 $ 82,000
St. Louis, Minnesota 21 $ 2,497,000 $ 118,904 $ 52,000
Albany, New York 21 $ 2,595,000 $ 123,571 $ 68,000
Onondaga, New York 21 $ 1,737,000 $ 82,714 $ 71,000
Ulster, New York 21 $ 3,728,000 $ 177,523 $ 76,000
Madison, Tennessee 21 $ 2,177,000 $ 103,666 $ 48,000
Rutherford, Tennessee 21 $ 2,934,000 $ 139,714 $ 177,000
Kaufman, Texas 21 $ 3,113,000 $ 148,238 $ 62,000
Monroe, Florida 20 $ 9,051,000 $ 452,550 $ 588,000
Santa Rosa, Florida 20 $ 3,334,000 $ 166,700 $ 69,000
Cumberland, Maine 20 $ 4,670,000 $ 233,500 $ 103,000
Harrison, Mississippi 20 $ 2,238,000 $ 111,900 $ 69,000
Clay, Missouri 20 $ 3,012,000 $ 150,600 $ 56,000
Washoe, Nevada 20 $ 4,370,000 $ 218,500 $ 81,000
New York, New York 20 $ 10,778,000 $ 538,900 $ 251,000
Alamance, North Carolina 20 $ 1,982,000 $ 99,100 $ 34,000
Butler, Ohio 20 $ 2,283,000 $ 114,150 $ 61,000
Lorain, Ohio 20 $ 2,675,000 $ 133,750 $ 43,000
Lackawanna, Pennsylvania 20 $ 2,434,000 $ 121,700 $ 61,000
Washington, Pennsylvania 20 $ 2,797,000 $ 139,850 $ 71,000
Henry, Georgia 19 $ 3,266,000 $ 171,894 $ 79,000
Kankakee, Illinois 19 $ 2,380,000 $ 125,263 $ 49,000
Sedgwick, Kansas 19 $ 1,871,000 $ 98,473 $ 45,000
Wright, Minnesota 19 $ 4,899,000 $ 257,842 $ 102,000
Jackson, Mississippi 19 $ 2,052,000 $ 108,000 $ 53,000
Lancaster, Nebraska 19 $ 2,139,000 $ 112,578 $ 72,000
Medina, Ohio 19 $ 2,473,000 $ 130,157 $ 17,000
Jackson, Oregon 19 $ 4,834,000 $ 254,421 $ 106,000
Luzerne, Pennsylvania 19 $ 2,231,000 $ 117,421 $ 62,000
McLennan, Texas 19 $ 1,765,000 $ 92,894 $ 55,000
Washington, Wisconsin 19 $ 4,253,000 $ 223,842 $ 120,000
Natrona, Wyoming 19 $ 2,330,000 $ 122,631 $ 65,000
Baldwin, Alabama 18 $ 3,076,000 $ 170,888 $ 77,000
Yavapai, Arizona 18 $ 3,786,000 $ 210,333 $ 112,000
Bullitt, Kentucky 18 $ 1,856,000 $ 103,111 $ 47,000
Wicomico, Maryland 18 $ 3,112,000 $ 172,888 $ 96,000
Livingston, Michigan 18 $ 4,542,000 $ 252,333 $ 138,000
St. Clair, Michigan 18 $ 3,201,000 $ 177,833 $ 82,000
Beaver, Pennsylvania 18 $ 2,130,000 $ 118,333 $ 64,000
Jefferson, Texas 18 $ 2,054,000 $ 114,111 $ 69,000
DeSoto, Florida 17 $ 2,151,000 $ 126,529 $ 50,000
Nassau, Florida 17 $ 5,156,000 $ 303,294 $ 284,000
Jackson, Michigan 17 $ 2,111,000 $ 124,176 $ 88,000
Union, North Carolina 17 $ 4,154,000 $ 244,352 $ 170,000
Northampton, Pennsylvania 17 $ 2,428,000 $ 142,823 $ 58,000
Westmoreland, Pennsylvania 17 $ 2,581,000 $ 151,823 $ 124,000
Sumner, Tennessee 17 $ 2,446,000 $ 143,882 $ 49,000
Tipton, Tennessee 17 $ 1,811,000 $ 106,529 $ 46,000
St. Clair, Alabama 16 $ 1,887,000 $ 117,937 $ 90,000
Kings, California 16 $ 2,093,000 $ 130,812 $ 53,000
Martin, Florida 16 $ 2,713,000 $ 169,562 $ 63,000
Delaware, Indiana 16 $ 1,024,000 $ 64,000 $ 26,000
St. John the Baptist, Louisiana 16 $ 2,131,000 $ 133,187 $ 83,000
Hunterdon, New Jersey 16 $ 5,697,000 $ 356,062 $ 148,000
Cumberland, North Carolina 16 $ 1,451,000 $ 90,687 $ 66,000
Forsyth, North Carolina 16 $ 2,156,000 $ 134,750 $ 61,000
Beaufort, South Carolina 16 $ 3,197,000 $ 199,812 $ 128,000
Sumter, South Carolina 16 $ 1,698,000 $ 106,125 $ 55,000
Nueces, Texas 16 $ 1,357,000 $ 84,812 $ 48,000
Brown, Wisconsin 16 $ 2,074,000 $ 129,625 $ 46,000
Jefferson, Wisconsin 16 $ 2,660,000 $ 166,250 $ 54,000
Marathon, Wisconsin 16 $ 2,255,000 $ 140,937 $ 85,000
Marshall, Alabama 15 $ 1,518,000 $ 101,200 $ 48,000
Shelby, Alabama 15 $ 3,545,000 $ 236,333 $ 82,000
Benton, Arkansas 15 $ 1,519,000 $ 101,266 $ 33,000
Yolo, California 15 $ 4,311,000 $ 287,400 $ 141,000
Douglas, Georgia 15 $ 1,994,000 $ 132,933 $ 97,000
Maui, Hawaii 15 $ 5,998,000 $ 399,866 $ 212,000
Scott, Iowa 15 $ 1,305,000 $ 87,000 $ 52,000
Tangipahoa, Louisiana 15 $ 1,579,000 $ 105,266 $ 54,000
Carver, Minnesota 15 $ 4,078,000 $ 271,866 $ 110,000
Herkimer, New York 15 $ 1,182,000 $ 78,800 $ 38,000
Montgomery, New York 15 $ 1,126,000 $ 75,066 $ 59,000
Schenectady, New York 15 $ 2,309,000 $ 153,933 $ 70,000
Catawba, North Carolina 15 $ 1,773,000 $ 118,200 $ 43,000
Gaston, North Carolina 15 $ 1,814,000 $ 120,933 $ 42,000
Marion, Ohio 15 $ 1,729,000 $ 115,266 $ 87,000
Marion, Oregon 15 $ 2,201,000 $ 146,733 $ 46,000
Anderson, South Carolina 15 $ 1,653,000 $ 110,200 $ 81,000
Orange, Texas 15 $ 1,636,000 $ 109,066 $ 94,000
Spokane, Washington 15 $ 2,207,000 $ 147,133 $ 78,000
Fond du Lac, Wisconsin 15 $ 1,603,000 $ 106,866 $ 52,000
Sheboygan, Wisconsin 15 $ 1,306,000 $ 87,066 $ 45,000
Butte, California 14 $ 3,475,000 $ 248,214 $ 118,000
Sutter, California 14 $ 2,264,000 $ 161,714 $ 75,000
Windham, Connecticut 14 $ 2,299,000 $ 164,214 $ 63,000
Kent, Delaware 14 $ 2,571,000 $ 183,642 $ 59,000
Sussex, Delaware 14 $ 2,834,000 $ 202,428 $ 92,000
DeKalb, Illinois 14 $ 2,763,000 $ 197,357 $ 98,000
Washington, Maryland 14 $ 2,785,000 $ 198,928 $ 59,000
Bay, Michigan 14 $ 1,498,000 $ 107,000 $ 50,000
Salem, New Jersey 14 $ 2,367,000 $ 169,071 $ 70,000
Sullivan, New York 14 $ 2,950,000 $ 210,714 $ 89,000
Henderson, North Carolina 14 $ 1,768,000 $ 126,285 $ 68,000
Pottawatomie, Oklahoma 14 $ 1,382,000 $ 98,714 $ 61,000
Erie, Pennsylvania 14 $ 1,759,000 $ 125,642 $ 42,000
Darlington, South Carolina 14 $ 1,302,000 $ 93,000 $ 33,000
York, South Carolina 14 $ 2,023,000 $ 144,500 $ 57,000
Hamilton, Tennessee 14 $ 1,864,000 $ 133,142 $ 70,000
Webb, Texas 14 $ 2,172,000 $ 155,142 $ 61,000
Morgan, Alabama 13 $ 1,737,000 $ 133,615 $ 40,000
El Dorado, California 13 $ 6,482,000 $ 498,615 $ 174,000
Santa Barbara, California 13 $ 3,857,000 $ 296,692 $ 113,000
Ada, Idaho 13 $ 3,143,000 $ 241,769 $ 104,000
Hamilton, Indiana 13 $ 2,653,000 $ 204,076 $ 93,000
Hendricks, Indiana 13 $ 1,395,000 $ 107,307 $ 52,000
Lafayette, Louisiana 13 $ 1,373,000 $ 105,615 $ 46,000
St. Mary's, Maryland 13 $ 3,395,000 $ 261,153 $ 110,000
Saginaw, Michigan 13 $ 1,687,000 $ 129,769 $ 53,000
Livingston, New York 13 $ 1,223,000 $ 94,076 $ 53,000
Niagara, New York 13 $ 2,190,000 $ 168,461 $ 78,000
Wayne, New York 13 $ 1,077,000 $ 82,846 $ 43,000
Lake, Ohio 13 $ 2,342,000 $ 180,153 $ 69,000
Florence, South Carolina 13 $ 1,705,000 $ 131,153 $ 47,000
Wilson, Tennessee 13 $ 2,440,000 $ 187,692 $ 85,000
Guadalupe, Texas 13 $ 2,032,000 $ 156,307 $ 69,000
Washington, Utah 13 $ 4,267,000 $ 328,230 $ 106,000
St. Croix, Wisconsin 13 $ 2,993,000 $ 230,230 $ 67,000
Tolland, Connecticut 12 $ 2,398,000 $ 199,833 $ 63,000
Putnam, Florida 12 $ 1,481,000 $ 123,416 $ 43,000
Pottawattamie, Iowa 12 $ 1,306,000 $ 108,833 $ 442,000
Woodbury, Iowa 12 $ 1,225,000 $ 102,083 $ 136,000
Terrebonne, Louisiana 12 $ 1,331,000 $ 110,916 $ 63,000
Calvert, Maryland 12 $ 3,585,000 $ 298,750 $ 106,000
Allegan, Michigan 12 $ 1,589,000 $ 132,416 $ 52,000
DeSoto, Mississippi 12 $ 1,764,000 $ 147,000 $ 72,000
Cape May, New Jersey 12 $ 3,339,000 $ 278,250 $ 87,000
Warren, New Jersey 12 $ 2,382,000 $ 198,500 $ 105,000
Brunswick, North Carolina 12 $ 3,005,000 $ 250,416 $ 90,000
Iredell, North Carolina 12 $ 2,434,000 $ 202,833 $ 79,000
Johnston, North Carolina 12 $ 1,692,000 $ 141,000 $ 69,000
Mahoning, Ohio 12 $ 757,000 $ 63,083 $ 78,000
Muskingum, Ohio 12 $ 952,000 $ 79,333 $ 38,000
Montgomery, Tennessee 12 $ 1,184,000 $ 98,666 $ 42,000
Fairbanks North Star, Alaska 11 $ 1,807,000 $ 164,272 $ 82,000
Mohave, Arizona 11 $ 1,772,000 $ 161,090 $ 59,000
Jefferson, Arkansas 11 $ 943,000 $ 85,727 $ 41,000
Sonoma, California 11 $ 4,230,000 $ 384,545 $ 147,000
Broomfield, Colorado 11 $ 3,080,000 $ 280,000 $ 114,000
Newton, Georgia 11 $ 1,633,000 $ 148,454 $ 62,000
LaSalle, Illinois 11 $ 1,266,000 $ 115,090 $ 56,000
Johnson, Indiana 11 $ 1,426,000 $ 129,636 $ 53,000
Porter, Indiana 11 $ 1,735,000 $ 157,727 $ 118,000
Dallas, Iowa 11 $ 1,625,000 $ 147,727 $ 249,000
Bourbon, Kentucky 11 $ 1,181,000 $ 107,363 $ 33,000
Madison, Kentucky 11 $ 1,336,000 $ 121,454 $ 65,000
St. Charles, Louisiana 11 $ 1,409,000 $ 128,090 $ 59,000
Caroline, Maryland 11 $ 2,042,000 $ 185,636 $ 58,000
Ionia, Michigan 11 $ 1,277,000 $ 116,090 $ 48,000
Benton, Minnesota 11 $ 1,552,000 $ 141,090 $ 70,000
Chisago, Minnesota 11 $ 2,332,000 $ 212,000 $ 166,000
Jasper, Missouri 11 $ 749,000 $ 68,090 $ 48,000
Scott, Missouri 11 $ 930,000 $ 84,545 $ 38,000
Columbia, New York 11 $ 3,570,000 $ 324,545 $ 124,000
Cortland, New York 11 $ 1,121,000 $ 101,909 $ 54,000
Putnam, New York 11 $ 5,275,000 $ 479,545 $ 155,000
Washington, New York 11 $ 1,407,000 $ 127,909 $ 71,000
Rowan, North Carolina 11 $ 987,000 $ 89,727 $ 49,000
Portage, Ohio 11 $ 1,450,000 $ 131,818 $ 59,000
Butler, Pennsylvania 11 $ 1,562,000 $ 142,000 $ 84,000
Blount, Tennessee 11 $ 1,427,000 $ 129,727 $ 43,000
Eau Claire, Wisconsin 11 $ 943,000 $ 85,727 $ 61,000
Outagamie, Wisconsin 11 $ 1,223,000 $ 111,181 $ 91,000
Winnebago, Wisconsin 11 $ 1,007,000 $ 91,545 $ 54,000
Fremont, Colorado 10 $ 1,880,000 $ 188,000 $ 57,000
Columbia, Florida 10 $ 1,512,000 $ 151,200 $ 82,000
Sumter, Florida 10 $ 2,155,000 $ 215,500 $ 64,000
Hawaii, Hawaii 10 $ 3,213,000 $ 321,300 $ 77,000
Grundy, Illinois 10 $ 2,302,000 $ 230,200 $ 125,000
Allen, Indiana 10 $ 819,000 $ 81,900 $ 62,000
Clark, Indiana 10 $ 1,179,000 $ 117,900 $ 74,000
Lafourche, Louisiana 10 $ 967,000 $ 96,700 $ 49,000
Berkshire, Massachusetts 10 $ 1,848,000 $ 184,800 $ 99,000
Berrien, Michigan 10 $ 906,000 $ 90,600 $ 56,000
Clinton, Michigan 10 $ 1,284,000 $ 128,400 $ 41,000
Lapeer, Michigan 10 $ 1,440,000 $ 144,000 $ 53,000
Van Buren, Michigan 10 $ 1,202,000 $ 120,200 $ 90,000
Olmsted, Minnesota 10 $ 1,233,000 $ 123,300 $ 113,000
Rankin, Mississippi 10 $ 970,000 $ 97,000 $ 76,000
Cape Girardeau, Missouri 10 $ 1,073,000 $ 107,300 $ 52,000
Cass, Missouri 10 $ 2,072,000 $ 207,200 $ 94,000
Belknap, New Hampshire 10 $ 2,335,000 $ 233,500 $ 88,000
Valencia, New Mexico 10 $ 1,538,000 $ 153,800 $ 58,000
Jefferson, New York 10 $ 1,179,000 $ 117,900 $ 57,000
Saratoga, New York 10 $ 1,534,000 $ 153,400 $ 51,000
Caldwell, North Carolina 10 $ 882,000 $ 88,200 $ 82,000
Adams, Pennsylvania 10 $ 1,995,000 $ 199,500 $ 75,000
Bell, Texas 10 $ 1,058,000 $ 105,800 $ 89,000
Ellis, Texas 10 $ 975,000 $ 97,500 $ 54,000
Midland, Texas 10 $ 1,375,000 $ 137,500 $ 74,000
Thurston, Washington 10 $ 1,689,000 $ 168,900 $ 75,000
Etowah, Alabama 9 $ 641,000 $ 71,222 $ 42,000
Santa Cruz, Arizona 9 $ 1,212,000 $ 134,666 $ 88,000
Washington, Arkansas 9 $ 1,261,000 $ 140,111 $ 45,000
Okeechobee, Florida 9 $ 1,431,000 $ 159,000 $ 63,000
Bibb, Georgia 9 $ 748,000 $ 83,111 $ 50,000
Paulding, Georgia 9 $ 1,697,000 $ 188,555 $ 51,000
Kootenai, Idaho 9 $ 1,679,000 $ 186,555 $ 87,000
Rock Island, Illinois 9 $ 674,000 $ 74,888 $ 71,000
Madison, Indiana 9 $ 631,000 $ 70,111 $ 42,000
Ascension, Louisiana 9 $ 1,627,000 $ 180,777 $ 93,000
Livingston, Louisiana 9 $ 1,275,000 $ 141,666 $ 63,000
Ouachita, Louisiana 9 $ 1,031,000 $ 114,555 $ 299,000
Hampshire, Massachusetts 9 $ 1,443,000 $ 160,333 $ 67,000
Grand Traverse, Michigan 9 $ 1,416,000 $ 157,333 $ 58,000
Monroe, Michigan 9 $ 1,197,000 $ 133,000 $ 54,000
Shiawassee, Michigan 9 $ 904,000 $ 100,444 $ 51,000
Crow Wing, Minnesota 9 $ 1,233,000 $ 137,000 $ 53,000
Isanti, Minnesota 9 $ 1,524,000 $ 169,333 $ 62,000
Madison, Mississippi 9 $ 1,505,000 $ 167,222 $ 77,000
Lincoln, Missouri 9 $ 1,418,000 $ 157,555 $ 42,000
Strafford, New Hampshire 9 $ 1,927,000 $ 214,111 $ 93,000
Oneida, New York 9 $ 626,000 $ 69,555 $ 33,000
Haywood, North Carolina 9 $ 1,569,000 $ 174,333 $ 109,000
Columbiana, Ohio 9 $ 910,000 $ 101,111 $ 52,000
Richland, Ohio 9 $ 922,000 $ 102,444 $ 36,000
Rogers, Oklahoma 9 $ 918,000 $ 102,000 $ 60,000
Franklin, Pennsylvania 9 $ 1,541,000 $ 171,222 $ 68,000
Washington, Rhode Island 9 $ 1,690,000 $ 187,777 $ 58,000
Georgetown, South Carolina 9 $ 847,000 $ 94,111 $ 41,000
Laurens, South Carolina 9 $ 797,000 $ 88,555 $ 34,000
Brazos, Texas 9 $ 811,000 $ 90,111 $ 77,000
Hays, Texas 9 $ 1,277,000 $ 141,888 $ 78,000
Johnson, Texas 9 $ 1,021,000 $ 113,444 $ 46,000
Rockwall, Texas 9 $ 2,162,000 $ 240,222 $ 72,000
Cache, Utah 9 $ 1,136,000 $ 126,222 $ 70,000
Monroe, Wisconsin 9 $ 1,114,000 $ 123,777 $ 27,000
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Mortgage Loan Application Detail Totals for Argent Mortgage Company in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23,675 $5,341,785,000 $225,000 $2,000,000 $90,000 $9,663,000
Home Purchase 17,603 $3,280,572,000 $186,000 $10,000,000 $95,000 $4,560,000
Home Improvement 18 $4,895,000 $271,000 $560,000 $80,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,367 $3,632,645,000 $209,000 $2,000,000 $98,000 $7,200,000
Hispanic 9,812 $2,168,344,000 $220,000 $1,850,000 $98,000 $5,123,000
Black or African American 8,959 $1,634,316,000 $182,000 $10,000,000 $76,000 $8,402,000
Not Provided 3,638 $647,411,000 $177,000 $1,800,000 $67,000 $9,663,000
Asian 1,272 $481,936,000 $378,000 $1,500,000 $147,000 $1,621,000
Native Hawaiian or Other Pacific Islander 152 $40,064,000 $263,000 $750,000 $103,000 $931,000
American Indian or Alaskan Native 96 $22,536,000 $234,000 $1,200,000 $90,000 $927,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,296 $8,627,252,000 $208,000 $10,000,000 $92,000 $9,663,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 17,513 $3,977,086,000 $227,000 $2,000,000 $104,000 $8,402,000
File Closed For Incompleteness 11,504 $1,909,406,000 $165,000 $10,000,000 $62,000 $9,663,000
Loan Originated 11,471 $2,571,663,000 $224,000 $1,620,000 $104,000 $3,563,000
Loan Purchased By The Institution 624 $136,533,000 $218,000 $1,240,000 $91,000 $969,000
Application Withdrawn By Applicant 141 $23,468,000 $166,000 $759,000 $70,000 $693,000
Application Approved But Not Accepted 43 $9,096,000 $211,000 $841,000 $94,000 $330,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,228 $1,112,009,000 $212,000 $2,000,000 $95,000 $8,402,000
Other 4,194 $1,000,548,000 $238,000 $1,500,000 $119,000 $7,200,000
Collateral 3,872 $852,364,000 $220,000 $1,625,000 $118,000 $5,123,000
Debt-To-Income Ratio 2,346 $549,617,000 $234,000 $1,350,000 $67,000 $2,593,000
Credit Application Incomplete 816 $188,197,000 $230,000 $1,500,000 $109,000 $3,600,000
Unverifiable Information 755 $200,111,000 $265,000 $1,960,000 $118,000 $2,309,000
Insufficient Cash (Downpayment, Closing Cost) 302 $74,240,000 $245,000 $1,238,000 $93,000 $745,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Argent Mortgage Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Argent Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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