Argent Mortgage Company Mortgage Lending & HMDA Data, 2007
In 2007, Argent Mortgage Company of Orange, CA reported 41,296 mortgage applications totaling $8.6 billion, down 90% from 2006. The average application was for $208,912, and applicants reported an average income of $92,126. 28% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (2,724), Miami-Miami Beach-Kendall, FL (2,294) and Los Angeles-Long Beach-Glendale, CA (1,476) (applications in parentheses).
| Mortgage Company & Address | Argent Mortgage Company 1100 Town & Country Orange, CA 92868 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,296 |
| Total Mortgage Loan Application Amount | $8,627,252,000 |
| Average Mortgage Loan Application Amount | $208,912 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $92,126 |
| Highest Applicant Income | $9,663,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Argent Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 2,724 | $ 593,613,000 | $ 217,919 | $ 95,000 |
| Miami-Miami Beach-Kendall, FL | 2,294 | $ 525,221,000 | $ 228,954 | $ 104,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,476 | $ 511,864,000 | $ 346,791 | $ 136,000 |
| New York-White Plains-Wayne, NY-NJ | 1,386 | $ 530,273,000 | $ 382,592 | $ 128,569 |
| Riverside-San Bernardino-Ontario, CA | 1,281 | $ 363,323,000 | $ 283,624 | $ 127,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,123 | $ 246,697,000 | $ 219,676 | $ 99,000 |
| Houston-Sugar Land-Baytown, TX | 1,116 | $ 147,820,000 | $ 132,455 | $ 78,000 |
| Orlando-Kissimmee, FL | 1,059 | $ 203,473,000 | $ 192,136 | $ 89,000 |
| Baltimore-Towson, MD | 866 | $ 172,011,000 | $ 198,627 | $ 79,000 |
| Phoenix-Mesa-Scottsdale, AZ | 807 | $ 159,708,000 | $ 197,903 | $ 91,000 |
| Tampa-St. Petersburg-Clearwater, FL | 766 | $ 132,486,000 | $ 172,958 | $ 81,000 |
| Philadelphia, PA | 649 | $ 94,191,000 | $ 145,132 | $ 72,000 |
| St. Louis, MO-IL | 640 | $ 71,228,000 | $ 111,293 | $ 47,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 605 | $ 173,870,000 | $ 287,388 | $ 94,000 |
| Milwaukee-Waukesha-West Allis, WI | 549 | $ 76,101,000 | $ 138,617 | $ 69,000 |
| Jacksonville, FL | 534 | $ 82,197,000 | $ 153,926 | $ 71,000 |
| Denver-Aurora, CO | 512 | $ 97,121,000 | $ 189,689 | $ 67,000 |
| Nassau-Suffolk, NY | 512 | $ 183,487,000 | $ 358,373 | $ 139,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 488 | $ 109,937,000 | $ 225,280 | $ 111,493 |
| Dallas-Plano-Irving, TX | 478 | $ 71,086,000 | $ 148,715 | $ 79,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 445 | $ 100,417,000 | $ 225,656 | $ 97,000 |
| Detroit-Livonia-Dearborn, MI | 439 | $ 44,930,000 | $ 102,346 | $ 53,000 |
| Oakland-Fremont-Hayward, CA | 423 | $ 179,943,000 | $ 425,397 | $ 159,000 |
| Las Vegas-Paradise, NV | 405 | $ 88,662,000 | $ 218,918 | $ 107,000 |
| San Antonio, TX | 402 | $ 46,059,000 | $ 114,574 | $ 66,000 |
| Atlanta-Sandy Springs-Marietta, GA | 392 | $ 70,600,000 | $ 180,102 | $ 125,000 |
| Cape Coral-Fort Myers, FL | 359 | $ 73,378,000 | $ 204,395 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 356 | $ 192,141,000 | $ 539,721 | $ 190,000 |
| Newark-Union, NJ-PA | 341 | $ 98,456,000 | $ 288,727 | $ 111,794 |
| Oklahoma City, OK | 298 | $ 27,889,000 | $ 93,587 | $ 54,000 |
| Providence-New Bedford-Fall River, RI-MA | 289 | $ 63,433,000 | $ 219,491 | $ 75,923 |
| Santa Ana-Anaheim-Irvine, CA | 285 | $ 120,702,000 | $ 423,515 | $ 159,000 |
| Edison, NJ | 279 | $ 86,063,000 | $ 308,469 | $ 119,000 |
| Kansas City, MO-KS | 262 | $ 28,841,000 | $ 110,080 | $ 59,175 |
| Lake County-Kenosha County, IL-WI | 252 | $ 67,434,000 | $ 267,595 | $ 127,250 |
| Boston-Quincy, MA | 247 | $ 76,531,000 | $ 309,842 | $ 101,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 238 | $ 69,616,000 | $ 292,504 | $ 128,000 |
| San Diego-Carlsbad-San Marcos, CA | 237 | $ 79,952,000 | $ 337,350 | $ 137,000 |
| Warren-Troy-Farmington Hills, MI | 230 | $ 40,744,000 | $ 177,147 | $ 86,000 |
| Lakeland, FL | 225 | $ 34,895,000 | $ 155,088 | $ 74,000 |
| Camden, NJ | 221 | $ 44,567,000 | $ 201,660 | $ 89,000 |
| Birmingham-Hoover, AL | 214 | $ 25,249,000 | $ 117,985 | $ 58,000 |
| Memphis, TN-MS-AR | 213 | $ 22,358,000 | $ 104,967 | $ 60,366 |
| New Haven-Milford, CT | 205 | $ 41,068,000 | $ 200,331 | $ 76,000 |
| Fort Worth-Arlington, TX | 203 | $ 27,364,000 | $ 134,798 | $ 98,000 |
| Bridgeport-Stamford-Norwalk, CT | 200 | $ 58,432,000 | $ 292,160 | $ 102,000 |
| Salt Lake City, UT | 198 | $ 39,352,000 | $ 198,747 | $ 87,000 |
| New Orleans-Metairie-Kenner, LA | 197 | $ 27,119,000 | $ 137,659 | $ 76,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 182 | $ 26,721,000 | $ 146,818 | $ 70,000 |
| Cleveland-Elyria-Mentor, OH | 177 | $ 20,877,000 | $ 117,949 | $ 49,000 |
| Hartford-West Hartford-East Hartford, CT | 172 | $ 33,580,000 | $ 195,232 | $ 79,000 |
| Indianapolis-Carmel, IN | 169 | $ 18,997,000 | $ 112,408 | $ 59,000 |
| Port St. Lucie, FL | 169 | $ 31,426,000 | $ 185,952 | $ 83,000 |
| Pueblo, CO | 169 | $ 15,723,000 | $ 93,035 | $ 38,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 161 | $ 29,711,000 | $ 184,540 | $ 74,000 |
| Pittsburgh, PA | 160 | $ 19,278,000 | $ 120,487 | $ 91,000 |
| Seattle-Bellevue-Everett, WA | 155 | $ 44,072,000 | $ 284,335 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 153 | $ 18,180,000 | $ 118,823 | $ 51,000 |
| Stockton, CA | 146 | $ 41,447,000 | $ 283,883 | $ 123,000 |
| Louisville-Jefferson County, KY-IN | 143 | $ 17,114,000 | $ 119,678 | $ 46,384 |
| Portland-Vancouver-Beaverton, OR-WA | 141 | $ 30,132,000 | $ 213,702 | $ 98,815 |
| San Francisco-San Mateo-Redwood City, CA | 137 | $ 74,954,000 | $ 547,109 | $ 184,000 |
| Bethesda-Gaithersburg-Frederick, MD | 135 | $ 45,996,000 | $ 340,711 | $ 119,000 |
| Cambridge-Newton-Framingham, MA | 135 | $ 40,214,000 | $ 297,881 | $ 99,000 |
| Bakersfield, CA | 134 | $ 24,984,000 | $ 186,447 | $ 89,000 |
| Rochester, NY | 129 | $ 13,220,000 | $ 102,480 | $ 51,000 |
| Austin-Round Rock, TX | 124 | $ 19,276,000 | $ 155,451 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 124 | $ 22,581,000 | $ 182,104 | $ 81,000 |
| Tucson, AZ | 124 | $ 20,424,000 | $ 164,709 | $ 79,000 |
| Charlotte-Gastonia-Concord, NC-SC | 123 | $ 19,349,000 | $ 157,308 | $ 89,788 |
| Hickory-Lenoir-Morganton, NC | 122 | $ 10,971,000 | $ 89,926 | $ 44,000 |
| Wilmington, DE-MD-NJ | 120 | $ 24,239,000 | $ 201,991 | $ 87,400 |
| Colorado Springs, CO | 117 | $ 20,207,000 | $ 172,709 | $ 60,000 |
| Peabody, MA | 115 | $ 31,050,000 | $ 270,000 | $ 101,000 |
| Albuquerque, NM | 112 | $ 18,781,000 | $ 167,687 | $ 75,000 |
| Ocala, FL | 110 | $ 19,483,000 | $ 177,118 | $ 56,000 |
| Tulsa, OK | 106 | $ 11,856,000 | $ 111,849 | $ 65,000 |
| Charleston-North Charleston, SC | 105 | $ 16,285,000 | $ 155,095 | $ 67,000 |
| Naples-Marco Island, FL | 104 | $ 29,039,000 | $ 279,221 | $ 130,000 |
| Des Moines-West Des Moines, IA | 103 | $ 12,856,000 | $ 124,815 | $ 81,000 |
| Cincinnati-Middletown, OH-KY-IN | 102 | $ 12,190,000 | $ 119,509 | $ 59,970 |
| Columbia, SC | 98 | $ 11,605,000 | $ 118,418 | $ 73,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 97 | $ 24,718,000 | $ 254,824 | $ 104,000 |
| Sarasota-Bradenton-Venice, FL | 95 | $ 21,369,000 | $ 224,936 | $ 89,000 |
| Gary, IN | 93 | $ 9,064,000 | $ 97,462 | $ 71,000 |
| Worcester, MA | 93 | $ 21,740,000 | $ 233,763 | $ 87,000 |
| Baton Rouge, LA | 92 | $ 11,846,000 | $ 128,760 | $ 81,000 |
| Modesto, CA | 92 | $ 23,970,000 | $ 260,543 | $ 111,000 |
| Columbus, OH | 91 | $ 11,157,000 | $ 122,604 | $ 70,000 |
| Buffalo-Niagara Falls, NY | 90 | $ 9,627,000 | $ 106,966 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 89 | $ 34,988,000 | $ 393,123 | $ 141,000 |
| Springfield, MA | 81 | $ 13,082,000 | $ 161,506 | $ 59,000 |
| McAllen-Edinburg-Mission, TX | 80 | $ 9,002,000 | $ 112,525 | $ 67,000 |
| Fresno, CA | 79 | $ 14,976,000 | $ 189,569 | $ 94,000 |
| Jackson, MS | 79 | $ 18,417,000 | $ 233,126 | $ 54,000 |
| Lexington-Fayette, KY | 76 | $ 9,847,000 | $ 129,565 | $ 78,000 |
| Madison, WI | 74 | $ 12,886,000 | $ 174,135 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 70 | $ 11,164,000 | $ 159,485 | $ 61,000 |
| Greenville-Mauldin-Easley, SC | 69 | $ 7,353,000 | $ 106,565 | $ 50,000 |
| Honolulu, HI | 66 | $ 21,046,000 | $ 318,878 | $ 112,000 |
| El Paso, TX | 64 | $ 7,248,000 | $ 113,250 | $ 69,000 |
| Omaha-Council Bluffs, NE-IA | 64 | $ 6,693,000 | $ 104,578 | $ 153,000 |
| Raleigh-Cary, NC | 64 | $ 10,381,000 | $ 162,203 | $ 83,000 |
| Knoxville, TN | 61 | $ 7,613,000 | $ 124,803 | $ 62,000 |
| Provo-Orem, UT | 61 | $ 13,964,000 | $ 228,918 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 59 | $ 10,807,000 | $ 183,169 | $ 80,305 |
| Tacoma, WA | 59 | $ 14,227,000 | $ 241,135 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 55 | $ 7,874,000 | $ 143,163 | $ 64,000 |
| Vallejo-Fairfield, CA | 55 | $ 18,197,000 | $ 330,854 | $ 127,000 |
| Asheville, NC | 54 | $ 8,797,000 | $ 162,907 | $ 79,000 |
| Flint, MI | 54 | $ 6,026,000 | $ 111,592 | $ 54,000 |
| Janesville, WI | 54 | $ 6,149,000 | $ 113,870 | $ 40,000 |
| Lansing-East Lansing, MI | 53 | $ 6,139,000 | $ 115,830 | $ 51,000 |
| Ogden-Clearfield, UT | 53 | $ 8,052,000 | $ 151,924 | $ 58,000 |
| Dayton, OH | 51 | $ 5,159,000 | $ 101,156 | $ 100,000 |
| Merced, CA | 50 | $ 13,108,000 | $ 262,160 | $ 152,000 |
| Akron, OH | 49 | $ 6,321,000 | $ 129,000 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 48 | $ 4,087,000 | $ 85,145 | $ 49,875 |
| Trenton-Ewing, NJ | 48 | $ 9,845,000 | $ 205,104 | $ 99,000 |
| Visalia-Porterville, CA | 47 | $ 7,913,000 | $ 168,361 | $ 121,000 |
| Atlantic City, NJ | 46 | $ 10,510,000 | $ 228,478 | $ 83,000 |
| Rockford, IL | 45 | $ 5,484,000 | $ 121,866 | $ 62,000 |
| Tallahassee, FL | 45 | $ 7,658,000 | $ 170,177 | $ 58,000 |
| Wilmington, NC | 43 | $ 11,521,000 | $ 267,930 | $ 117,000 |
| Brownsville-Harlingen, TX | 42 | $ 5,227,000 | $ 124,452 | $ 120,000 |
| Spartanburg, SC | 42 | $ 4,745,000 | $ 112,976 | $ 55,000 |
| Beaumont-Port Arthur, TX | 41 | $ 4,492,000 | $ 109,560 | $ 75,000 |
| Fort Collins-Loveland, CO | 41 | $ 7,543,000 | $ 183,975 | $ 105,000 |
| Greeley, CO | 41 | $ 6,348,000 | $ 154,829 | $ 102,000 |
| Montgomery, AL | 41 | $ 4,172,000 | $ 101,756 | $ 63,000 |
| Salinas, CA | 41 | $ 13,667,000 | $ 333,341 | $ 131,000 |
| Scranton--Wilkes-Barre, PA | 41 | $ 5,179,000 | $ 126,317 | $ 64,000 |
| Springfield, MO | 41 | $ 4,871,000 | $ 118,804 | $ 106,000 |
| Little Rock-North Little Rock-Conway, AR | 40 | $ 4,367,000 | $ 109,175 | $ 78,000 |
| Racine, WI | 40 | $ 6,647,000 | $ 166,175 | $ 64,000 |
| Muskegon-Norton Shores, MI | 39 | $ 3,852,000 | $ 98,769 | $ 60,000 |
| Kalamazoo-Portage, MI | 38 | $ 3,547,000 | $ 93,342 | $ 85,000 |
| Mobile, AL | 38 | $ 4,565,000 | $ 120,131 | $ 69,000 |
| Huntsville, AL | 37 | $ 4,539,000 | $ 122,675 | $ 57,000 |
| Shreveport-Bossier City, LA | 37 | $ 3,905,000 | $ 105,540 | $ 49,000 |
| Toledo, OH | 37 | $ 3,825,000 | $ 103,378 | $ 59,000 |
| Gainesville, FL | 36 | $ 5,289,000 | $ 146,916 | $ 61,000 |
| Palm Coast, FL | 36 | $ 8,055,000 | $ 223,750 | $ 67,000 |
| Grand Junction, CO | 35 | $ 7,178,000 | $ 205,085 | $ 72,000 |
| Harrisburg-Carlisle, PA | 35 | $ 4,106,000 | $ 117,314 | $ 125,000 |
| Punta Gorda, FL | 35 | $ 6,195,000 | $ 177,000 | $ 64,000 |
| Reading, PA | 35 | $ 4,428,000 | $ 126,514 | $ 66,000 |
| St. Cloud, MN | 35 | $ 4,732,000 | $ 135,200 | $ 61,000 |
| El Centro, CA | 34 | $ 6,100,000 | $ 179,411 | $ 83,000 |
| Greensboro-High Point, NC | 34 | $ 4,447,000 | $ 130,794 | $ 69,000 |
| Sebastian-Vero Beach, FL | 34 | $ 5,565,000 | $ 163,676 | $ 98,000 |
| York-Hanover, PA | 34 | $ 5,605,000 | $ 164,852 | $ 67,000 |
| Durham, NC | 33 | $ 4,856,000 | $ 147,151 | $ 58,000 |
| Canton-Massillon, OH | 32 | $ 2,701,000 | $ 84,406 | $ 293,000 |
| Norwich-New London, CT | 32 | $ 7,106,000 | $ 222,062 | $ 100,000 |
| Rockingham County-Strafford County, NH | 32 | $ 7,152,000 | $ 223,500 | $ 92,000 |
| Duluth, MN-WI | 31 | $ 3,556,000 | $ 114,709 | $ 51,354 |
| Portland-South Portland-Biddeford, ME | 31 | $ 7,022,000 | $ 226,516 | $ 94,000 |
| Syracuse, NY | 31 | $ 2,717,000 | $ 87,645 | $ 137,000 |
| Battle Creek, MI | 30 | $ 2,427,000 | $ 80,900 | $ 52,000 |
| Goldsboro, NC | 29 | $ 2,290,000 | $ 78,965 | $ 22,000 |
| Vineland-Millville-Bridgeton, NJ | 29 | $ 4,410,000 | $ 152,068 | $ 65,000 |
| Columbia, MO | 28 | $ 2,692,000 | $ 96,142 | $ 39,000 |
| Anchorage, AK | 27 | $ 5,127,000 | $ 189,888 | $ 87,000 |
| Davenport-Moline-Rock Island, IA-IL | 27 | $ 2,428,000 | $ 89,925 | $ 60,000 |
| Florence, SC | 27 | $ 3,007,000 | $ 111,370 | $ 40,000 |
| Fort Walton Beach-Crestview-Destin, FL | 27 | $ 5,516,000 | $ 204,296 | $ 92,000 |
| Madera, CA | 27 | $ 5,097,000 | $ 188,777 | $ 86,000 |
| Ann Arbor, MI | 26 | $ 5,703,000 | $ 219,346 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 26 | $ 4,485,000 | $ 172,500 | $ 69,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 2,893,000 | $ 115,720 | $ 38,480 |
| Gulfport-Biloxi, MS | 25 | $ 2,560,000 | $ 102,400 | $ 60,000 |
| Manchester-Nashua, NH | 25 | $ 5,134,000 | $ 205,360 | $ 82,000 |
| Green Bay, WI | 24 | $ 3,260,000 | $ 135,833 | $ 52,000 |
| Salisbury, MD | 24 | $ 3,924,000 | $ 163,500 | $ 84,000 |
| Tyler, TX | 24 | $ 3,746,000 | $ 156,083 | $ 68,000 |
| Utica-Rome, NY | 24 | $ 1,808,000 | $ 75,333 | $ 36,000 |
| Boulder, CO | 23 | $ 5,777,000 | $ 251,173 | $ 62,000 |
| Corpus Christi, TX | 23 | $ 2,153,000 | $ 93,608 | $ 53,000 |
| Holland-Grand Haven, MI | 23 | $ 4,371,000 | $ 190,043 | $ 237,000 |
| Lancaster, PA | 23 | $ 3,618,000 | $ 157,304 | $ 64,000 |
| Houma-Bayou Cane-Thibodaux, LA | 22 | $ 2,298,000 | $ 104,454 | $ 56,000 |
| Jackson, TN | 22 | $ 2,334,000 | $ 106,090 | $ 47,000 |
| Las Cruces, NM | 22 | $ 3,945,000 | $ 179,318 | $ 88,000 |
| Panama City-Lynn Haven, FL | 22 | $ 3,368,000 | $ 153,090 | $ 45,000 |
| Winston-Salem, NC | 22 | $ 2,796,000 | $ 127,090 | $ 74,000 |
| Barnstable Town, MA | 21 | $ 5,638,000 | $ 268,476 | $ 82,000 |
| Boise City-Nampa, ID | 21 | $ 4,378,000 | $ 208,476 | $ 87,000 |
| Kingston, NY | 21 | $ 3,728,000 | $ 177,523 | $ 76,000 |
| Pascagoula, MS | 21 | $ 2,230,000 | $ 106,190 | $ 51,000 |
| Reno-Sparks, NV | 21 | $ 4,883,000 | $ 232,523 | $ 83,000 |
| Burlington, NC | 20 | $ 1,982,000 | $ 99,100 | $ 34,000 |
| Casper, WY | 19 | $ 2,330,000 | $ 122,631 | $ 65,000 |
| Chattanooga, TN-GA | 19 | $ 2,707,000 | $ 142,473 | $ 82,368 |
| Kankakee-Bradley, IL | 19 | $ 2,380,000 | $ 125,263 | $ 49,000 |
| Lincoln, NE | 19 | $ 2,139,000 | $ 112,578 | $ 72,000 |
| Medford, OR | 19 | $ 4,834,000 | $ 254,421 | $ 106,000 |
| Waco, TX | 19 | $ 1,765,000 | $ 92,894 | $ 55,000 |
| Wichita, KS | 19 | $ 1,871,000 | $ 98,473 | $ 45,000 |
| Youngstown-Warren-Boardman, OH-PA | 19 | $ 1,291,000 | $ 67,947 | $ 62,000 |
| Yuba City, CA | 19 | $ 2,995,000 | $ 157,631 | $ 80,000 |
| Eau Claire, WI | 18 | $ 1,662,000 | $ 92,333 | $ 67,000 |
| Lafayette, LA | 18 | $ 2,160,000 | $ 120,000 | $ 51,000 |
| Prescott, AZ | 18 | $ 3,786,000 | $ 210,333 | $ 112,000 |
| Fayetteville, NC | 17 | $ 1,551,000 | $ 91,235 | $ 66,000 |
| Glens Falls, NY | 17 | $ 2,708,000 | $ 159,294 | $ 78,000 |
| Jackson, MI | 17 | $ 2,111,000 | $ 124,176 | $ 88,000 |
| Salem, OR | 17 | $ 2,477,000 | $ 145,705 | $ 46,000 |
| Decatur, AL | 16 | $ 2,008,000 | $ 125,500 | $ 38,000 |
| Hanford-Corcoran, CA | 16 | $ 2,093,000 | $ 130,812 | $ 53,000 |
| Muncie, IN | 16 | $ 1,024,000 | $ 64,000 | $ 26,000 |
| Peoria, IL | 16 | $ 1,800,000 | $ 112,500 | $ 86,000 |
| Sumter, SC | 16 | $ 1,698,000 | $ 106,125 | $ 55,000 |
| Wausau, WI | 16 | $ 2,255,000 | $ 140,937 | $ 85,000 |
| Anderson, SC | 15 | $ 1,653,000 | $ 110,200 | $ 81,000 |
| Fond Du Lac, WI | 15 | $ 1,603,000 | $ 106,866 | $ 52,000 |
| Sheboygan, WI | 15 | $ 1,306,000 | $ 87,066 | $ 45,000 |
| Spokane, WA | 15 | $ 2,207,000 | $ 147,133 | $ 78,000 |
| Bay City, MI | 14 | $ 1,498,000 | $ 107,000 | $ 50,000 |
| Cedar Rapids, IA | 14 | $ 1,381,000 | $ 98,642 | $ 48,000 |
| Chico, CA | 14 | $ 3,475,000 | $ 248,214 | $ 118,000 |
| Clarksville, TN-KY | 14 | $ 1,328,000 | $ 94,857 | $ 42,571 |
| Dover, DE | 14 | $ 2,571,000 | $ 183,642 | $ 59,000 |
| Erie, PA | 14 | $ 1,759,000 | $ 125,642 | $ 42,000 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 2,785,000 | $ 198,928 | $ 59,000 |
| Laredo, TX | 14 | $ 2,172,000 | $ 155,142 | $ 61,000 |
| Rocky Mount, NC | 14 | $ 1,287,000 | $ 91,928 | $ 39,000 |
| Sioux City, IA-NE-SD | 14 | $ 1,349,000 | $ 96,357 | $ 121,142 |
| Evansville, IN-KY | 13 | $ 1,152,000 | $ 88,615 | $ 51,153 |
| Pine Bluff, AR | 13 | $ 1,140,000 | $ 87,692 | $ 42,000 |
| Rochester, MN | 13 | $ 1,496,000 | $ 115,076 | $ 103,000 |
| Saginaw-Saginaw Township North, MI | 13 | $ 1,687,000 | $ 129,769 | $ 53,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 13 | $ 3,857,000 | $ 296,692 | $ 113,000 |
| St. George, UT | 13 | $ 4,267,000 | $ 328,230 | $ 106,000 |
| Appleton, WI | 12 | $ 1,546,000 | $ 128,833 | $ 93,000 |
| Joplin, MO | 12 | $ 892,000 | $ 74,333 | $ 47,000 |
| Killeen-Temple-Fort Hood, TX | 12 | $ 1,417,000 | $ 118,083 | $ 95,000 |
| Ocean City, NJ | 12 | $ 3,339,000 | $ 278,250 | $ 87,000 |
| Fairbanks, AK | 11 | $ 1,807,000 | $ 164,272 | $ 82,000 |
| Fort Wayne, IN | 11 | $ 872,000 | $ 79,272 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,772,000 | $ 161,090 | $ 59,000 |
| Oshkosh-Neenah, WI | 11 | $ 1,007,000 | $ 91,545 | $ 54,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 4,230,000 | $ 384,545 | $ 147,000 |
| Kokomo, IN | 10 | $ 940,000 | $ 94,000 | $ 54,000 |
| Logan, UT-ID | 10 | $ 1,188,000 | $ 118,800 | $ 66,300 |
| Midland, TX | 10 | $ 1,375,000 | $ 137,500 | $ 74,000 |
| Morristown, TN | 10 | $ 1,301,000 | $ 130,100 | $ 95,000 |
| Niles-Benton Harbor, MI | 10 | $ 906,000 | $ 90,600 | $ 56,000 |
| Olympia, WA | 10 | $ 1,689,000 | $ 168,900 | $ 75,000 |
| Pittsfield, MA | 10 | $ 1,848,000 | $ 184,800 | $ 99,000 |
| Anderson, IN | 9 | $ 631,000 | $ 70,111 | $ 42,000 |
| Cleveland, TN | 9 | $ 859,000 | $ 95,444 | $ 39,000 |
| Coeur D'Alene, ID | 9 | $ 1,679,000 | $ 186,555 | $ 87,000 |
| College Station-Bryan, TX | 9 | $ 811,000 | $ 90,111 | $ 77,000 |
| Fargo, ND-MN | 9 | $ 1,163,000 | $ 129,222 | $ 21,000 |
| Gadsden, AL | 9 | $ 641,000 | $ 71,222 | $ 42,000 |
| Jefferson City, MO | 9 | $ 1,069,000 | $ 118,777 | $ 34,000 |
| Macon, GA | 9 | $ 748,000 | $ 83,111 | $ 50,000 |
| Mansfield, OH | 9 | $ 922,000 | $ 102,444 | $ 36,000 |
| Monroe, LA | 9 | $ 1,031,000 | $ 114,555 | $ 299,000 |
| Monroe, MI | 9 | $ 1,197,000 | $ 133,000 | $ 54,000 |
| Savannah, GA | 9 | $ 1,084,000 | $ 120,444 | $ 63,000 |
| St. Joseph, MO-KS | 9 | $ 846,000 | $ 94,000 | $ 36,000 |
| Terre Haute, IN | 9 | $ 667,000 | $ 74,111 | $ 64,000 |
| Auburn-Opelika, AL | 8 | $ 1,301,000 | $ 162,625 | $ 64,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 609,000 | $ 76,125 | $ 37,875 |
| Binghamton, NY | 8 | $ 739,000 | $ 92,375 | $ 63,000 |
| Eugene-Springfield, OR | 8 | $ 2,480,000 | $ 310,000 | $ 87,000 |
| Greenville, NC | 8 | $ 1,163,000 | $ 145,375 | $ 61,000 |
| Iowa City, IA | 8 | $ 1,155,000 | $ 144,375 | $ 84,000 |
| Kennewick-Richland-Pasco, WA | 8 | $ 934,000 | $ 116,750 | $ 64,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,471,000 | $ 183,875 | $ 73,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 4,084,000 | $ 510,500 | $ 212,000 |
| Sioux Falls, SD | 8 | $ 862,000 | $ 107,750 | $ 48,000 |
| Tuscaloosa, AL | 8 | $ 689,000 | $ 86,125 | $ 47,000 |
| Yuma, AZ | 8 | $ 970,000 | $ 121,250 | $ 111,000 |
| Bend, OR | 7 | $ 1,833,000 | $ 261,857 | $ 76,000 |
| Columbus, GA-AL | 7 | $ 895,000 | $ 127,857 | $ 41,428 |
| Dubuque, IA | 7 | $ 749,000 | $ 107,000 | $ 108,000 |
| Elizabethtown, KY | 7 | $ 713,000 | $ 101,857 | $ 48,000 |
| Elkhart-Goshen, IN | 7 | $ 709,000 | $ 101,285 | $ 42,000 |
| Hattiesburg, MS | 7 | $ 563,000 | $ 80,428 | $ 40,000 |
| Johnson City, TN | 7 | $ 711,000 | $ 101,571 | $ 47,000 |
| La Crosse, WI-MN | 7 | $ 1,135,000 | $ 162,142 | $ 50,857 |
| Odessa, TX | 7 | $ 793,000 | $ 113,285 | $ 78,000 |
| Santa Fe, NM | 7 | $ 1,553,000 | $ 221,857 | $ 79,000 |
| Springfield, OH | 7 | $ 630,000 | $ 90,000 | $ 33,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 478,000 | $ 68,285 | $ 47,000 |
| Yakima, WA | 7 | $ 793,000 | $ 113,285 | $ 77,000 |
| Albany, GA | 6 | $ 572,000 | $ 95,333 | $ 33,000 |
| Alexandria, LA | 6 | $ 562,000 | $ 93,666 | $ 31,000 |
| Columbus, IN | 6 | $ 560,000 | $ 93,333 | $ 62,000 |
| Johnstown, PA | 6 | $ 502,000 | $ 83,666 | $ 55,000 |
| Lafayette, IN | 6 | $ 740,000 | $ 123,333 | $ 40,000 |
| Lake Charles, LA | 6 | $ 630,000 | $ 105,000 | $ 55,000 |
| Longview, TX | 6 | $ 787,000 | $ 131,166 | $ 126,000 |
| Longview, WA | 6 | $ 771,000 | $ 128,500 | $ 87,000 |
| Lubbock, TX | 6 | $ 691,000 | $ 115,166 | $ 89,000 |
| Michigan City-La Porte, IN | 6 | $ 1,430,000 | $ 238,333 | $ 94,000 |
| Napa, CA | 6 | $ 3,345,000 | $ 557,500 | $ 104,000 |
| Rapid City, SD | 6 | $ 711,000 | $ 118,500 | $ 49,000 |
| Redding, CA | 6 | $ 1,598,000 | $ 266,333 | $ 174,000 |
| Bowling Green, KY | 5 | $ 559,000 | $ 111,800 | $ 27,000 |
| Carson City, NV | 5 | $ 1,805,000 | $ 361,000 | $ 103,000 |
| Gainesville, GA | 5 | $ 534,000 | $ 106,800 | $ 83,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 384,000 | $ 76,800 | $ 25,000 |
| Idaho Falls, ID | 5 | $ 974,000 | $ 194,800 | $ 228,000 |
| Jacksonville, NC | 5 | $ 651,000 | $ 130,200 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 935,000 | $ 187,000 | $ 76,000 |
| Lawton, OK | 5 | $ 394,000 | $ 78,800 | $ 40,000 |
| Lebanon, PA | 5 | $ 1,010,000 | $ 202,000 | $ 91,000 |
| Lewiston-Auburn, ME | 5 | $ 856,000 | $ 171,200 | $ 59,000 |
| Lima, OH | 5 | $ 518,000 | $ 103,600 | $ 33,000 |
| San Angelo, TX | 5 | $ 403,000 | $ 80,600 | $ 108,000 |
| Sherman-Denison, TX | 5 | $ 848,000 | $ 169,600 | $ 56,000 |
| Springfield, IL | 5 | $ 389,000 | $ 77,800 | $ 65,000 |
| Wichita Falls, TX | 5 | $ 672,000 | $ 134,400 | $ 84,000 |
| Altoona, PA | 4 | $ 421,000 | $ 105,250 | $ 34,000 |
| Amarillo, TX | 4 | $ 366,000 | $ 91,500 | $ 36,000 |
| Athens-Clarke County, GA | 4 | $ 501,000 | $ 125,250 | $ 38,000 |
| Bangor, ME | 4 | $ 564,000 | $ 141,000 | $ 61,000 |
| Bloomington, IN | 4 | $ 458,000 | $ 114,500 | $ 68,000 |
| Bloomington-Normal, IL | 4 | $ 680,000 | $ 170,000 | $ 185,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,077,000 | $ 269,250 | $ 76,000 |
| Champaign-Urbana, IL | 4 | $ 462,000 | $ 115,500 | $ 38,000 |
| Cheyenne, WY | 4 | $ 549,000 | $ 137,250 | $ 50,000 |
| Cumberland, MD-WV | 4 | $ 448,000 | $ 112,000 | $ 39,000 |
| Farmington, NM | 4 | $ 591,000 | $ 147,750 | $ 71,000 |
| Flagstaff, AZ | 4 | $ 1,163,000 | $ 290,750 | $ 88,000 |
| Fort Smith, AR-OK | 4 | $ 350,000 | $ 87,500 | $ 42,750 |
| Williamsport, PA | 4 | $ 287,000 | $ 71,750 | $ 35,000 |
| Anniston-Oxford, AL | 3 | $ 308,000 | $ 102,666 | $ 32,000 |
| Elmira, NY | 3 | $ 194,000 | $ 64,666 | $ 45,000 |
| Florence-Muscle Shoals, AL | 3 | $ 254,000 | $ 84,666 | $ 50,000 |
| Grand Forks, ND-MN | 3 | $ 322,000 | $ 107,333 | $ 44,666 |
| Hinesville-Fort Stewart, GA | 3 | $ 316,000 | $ 105,333 | $ 85,000 |
| Rome, GA | 3 | $ 234,000 | $ 78,000 | $ 60,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 1,056,000 | $ 352,000 | $ 115,000 |
| Abilene, TX | 2 | $ 174,000 | $ 87,000 | $ 160,000 |
| Ames, IA | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Billings, MT | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Burlington-South Burlington, VT | 2 | $ 707,000 | $ 353,500 | $ 124,000 |
| Dalton, GA | 2 | $ 268,000 | $ 134,000 | $ 87,000 |
| Danville, IL | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Decatur, IL | 2 | $ 177,000 | $ 88,500 | $ 60,000 |
| Dothan, AL | 2 | $ 183,000 | $ 91,500 | $ 34,000 |
| Hot Springs, AR | 2 | $ 161,000 | $ 80,500 | $ 46,000 |
| Ithaca, NY | 2 | $ 253,000 | $ 126,500 | $ 142,000 |
| Lawrence, KS | 2 | $ 197,000 | $ 98,500 | $ 127,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 151,000 | $ 75,500 | $ 53,000 |
| Topeka, KS | 2 | $ 295,000 | $ 147,500 | $ 72,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 374,000 | $ 187,000 | $ 73,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 373,000 | $ 186,500 | $ 51,000 |
| Wenatchee, WA | 2 | $ 1,580,000 | $ 790,000 | $ 235,000 |
| Bellingham, WA | 1 | $ 319,000 | $ 319,000 | $ 72,000 |
| Jonesboro, AR | 1 | $ 139,000 | $ 139,000 | $ 76,000 |
| Pocatello, ID | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Sandusky, OH | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| State College, PA | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Valdosta, GA | 1 | $ 102,000 | $ 102,000 | $ 268,000 |
| Victoria, TX | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Warner Robins, GA | 1 | $ 212,000 | $ 212,000 | $ 56,000 |
| Wheeling, WV-OH | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
Mortgage Loan Application Detail Totals for Argent Mortgage Company in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 23,675 | $5,341,785,000 | $225,000 | $2,000,000 | $90,000 | $9,663,000 |
| Home Purchase | 17,603 | $3,280,572,000 | $186,000 | $10,000,000 | $95,000 | $4,560,000 |
| Home Improvement | 18 | $4,895,000 | $271,000 | $560,000 | $80,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,367 | $3,632,645,000 | $209,000 | $2,000,000 | $98,000 | $7,200,000 |
| Hispanic | 9,812 | $2,168,344,000 | $220,000 | $1,850,000 | $98,000 | $5,123,000 |
| Black or African American | 8,959 | $1,634,316,000 | $182,000 | $10,000,000 | $76,000 | $8,402,000 |
| Not Provided | 3,638 | $647,411,000 | $177,000 | $1,800,000 | $67,000 | $9,663,000 |
| Asian | 1,272 | $481,936,000 | $378,000 | $1,500,000 | $147,000 | $1,621,000 |
| Native Hawaiian or Other Pacific Islander | 152 | $40,064,000 | $263,000 | $750,000 | $103,000 | $931,000 |
| American Indian or Alaskan Native | 96 | $22,536,000 | $234,000 | $1,200,000 | $90,000 | $927,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,296 | $8,627,252,000 | $208,000 | $10,000,000 | $92,000 | $9,663,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,513 | $3,977,086,000 | $227,000 | $2,000,000 | $104,000 | $8,402,000 |
| File Closed For Incompleteness | 11,504 | $1,909,406,000 | $165,000 | $10,000,000 | $62,000 | $9,663,000 |
| Loan Originated | 11,471 | $2,571,663,000 | $224,000 | $1,620,000 | $104,000 | $3,563,000 |
| Loan Purchased By The Institution | 624 | $136,533,000 | $218,000 | $1,240,000 | $91,000 | $969,000 |
| Application Withdrawn By Applicant | 141 | $23,468,000 | $166,000 | $759,000 | $70,000 | $693,000 |
| Application Approved But Not Accepted | 43 | $9,096,000 | $211,000 | $841,000 | $94,000 | $330,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,228 | $1,112,009,000 | $212,000 | $2,000,000 | $95,000 | $8,402,000 |
| Other | 4,194 | $1,000,548,000 | $238,000 | $1,500,000 | $119,000 | $7,200,000 |
| Collateral | 3,872 | $852,364,000 | $220,000 | $1,625,000 | $118,000 | $5,123,000 |
| Debt-To-Income Ratio | 2,346 | $549,617,000 | $234,000 | $1,350,000 | $67,000 | $2,593,000 |
| Credit Application Incomplete | 816 | $188,197,000 | $230,000 | $1,500,000 | $109,000 | $3,600,000 |
| Unverifiable Information | 755 | $200,111,000 | $265,000 | $1,960,000 | $118,000 | $2,309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 302 | $74,240,000 | $245,000 | $1,238,000 | $93,000 | $745,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Argent Mortgage Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Argent Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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