Atlantic Coast Bank Mortgage Lending & HMDA Data, 2010
In 2010, Atlantic Coast Bank of Waycross, GA reported 1,868 mortgage applications totaling $241.4 million, up 39% from 2009. The average application was for $129,215, and applicants reported an average income of $78,454. 40% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Jacksonville, FL (495), Savannah, GA (33) and Oklahoma City, OK (28) (applications in parentheses).
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Avenue Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,868 |
| Total Mortgage Loan Application Amount | $241,374,000 |
| Average Mortgage Loan Application Amount | $129,215 |
| Highest Mortgage Loan Application Amount | $1,650,000 |
| Average Applicant Income | $78,454 |
| Highest Applicant Income | $2,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Atlantic Coast Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval, Florida | 318 | $ 54,741,000 | $ 172,141 | $ 87,000 |
| Ware, Georgia | 131 | $ 12,025,000 | $ 91,793 | $ 69,000 |
| St. Johns, Florida | 121 | $ 29,399,000 | $ 242,966 | $ 134,000 |
| Pierce, Georgia | 55 | $ 5,372,000 | $ 97,672 | $ 76,000 |
| Clay, Florida | 38 | $ 7,586,000 | $ 199,631 | $ 119,000 |
| Coffee, Georgia | 38 | $ 3,419,000 | $ 89,973 | $ 61,000 |
| Chatham, Georgia | 24 | $ 5,788,000 | $ 241,166 | $ 93,000 |
| Berks, Pennsylvania | 17 | $ 3,194,000 | $ 187,882 | $ 120,000 |
| Pima, Arizona | 16 | $ 1,202,000 | $ 75,125 | $ 41,000 |
| Nassau, Florida | 16 | $ 3,427,000 | $ 214,187 | $ 145,000 |
| Brantley, Georgia | 15 | $ 1,142,000 | $ 76,133 | $ 60,000 |
| Bacon, Georgia | 14 | $ 1,097,000 | $ 78,357 | $ 47,000 |
| Suffolk, New York | 13 | $ 4,544,000 | $ 349,538 | $ 112,000 |
| Essex, New Jersey | 11 | $ 4,054,000 | $ 368,545 | $ 159,000 |
| Nassau, New York | 11 | $ 4,011,000 | $ 364,636 | $ 122,000 |
| Volusia, Florida | 10 | $ 1,196,000 | $ 119,600 | $ 81,000 |
| Tuscaloosa, Alabama | 9 | $ 646,000 | $ 71,777 | $ 40,000 |
| Morris, New Jersey | 9 | $ 3,036,000 | $ 337,333 | $ 201,000 |
| Orange, Florida | 8 | $ 794,000 | $ 99,250 | $ 83,000 |
| Eddy, New Mexico | 8 | $ 495,000 | $ 61,875 | $ 46,000 |
| Oklahoma, Oklahoma | 8 | $ 390,000 | $ 48,750 | $ 43,000 |
| Calhoun, Alabama | 7 | $ 446,000 | $ 63,714 | $ 45,000 |
| Little River, Arkansas | 7 | $ 307,000 | $ 43,857 | $ 25,000 |
| White, Arkansas | 7 | $ 606,000 | $ 86,571 | $ 206,000 |
| Effingham, Georgia | 7 | $ 1,465,000 | $ 209,285 | $ 75,000 |
| Westchester, New York | 7 | $ 2,906,000 | $ 415,142 | $ 197,000 |
| Tulsa, Oklahoma | 7 | $ 328,000 | $ 46,857 | $ 32,000 |
| Houston, Alabama | 6 | $ 323,000 | $ 53,833 | $ 51,000 |
| Saline, Arkansas | 6 | $ 532,000 | $ 88,666 | $ 63,000 |
| Los Angeles, California | 6 | $ 864,000 | $ 144,000 | $ 74,000 |
| Santa Clara, California | 6 | $ 443,000 | $ 73,833 | $ 64,000 |
| Broward, Florida | 6 | $ 1,372,000 | $ 228,666 | $ 139,000 |
| Atkinson, Georgia | 6 | $ 458,000 | $ 76,333 | $ 56,000 |
| Calcasieu, Louisiana | 6 | $ 220,000 | $ 36,666 | $ 30,000 |
| Ouachita, Louisiana | 6 | $ 442,000 | $ 73,666 | $ 64,000 |
| Rapides, Louisiana | 6 | $ 403,000 | $ 67,166 | $ 43,000 |
| Cleveland, Oklahoma | 6 | $ 518,000 | $ 86,333 | $ 56,000 |
| Creek, Oklahoma | 6 | $ 502,000 | $ 83,666 | $ 60,000 |
| Pawnee, Oklahoma | 6 | $ 372,000 | $ 62,000 | $ 45,000 |
| Pittsburg, Oklahoma | 6 | $ 365,000 | $ 60,833 | $ 47,000 |
| Mohave, Arizona | 5 | $ 370,000 | $ 74,000 | $ 69,000 |
| Lee, Florida | 5 | $ 346,000 | $ 69,200 | $ 41,000 |
| Marion, Florida | 5 | $ 393,000 | $ 78,600 | $ 38,000 |
| Palm Beach, Florida | 5 | $ 816,000 | $ 163,200 | $ 117,000 |
| Santa Rosa, Florida | 5 | $ 309,000 | $ 61,800 | $ 43,000 |
| Jackson, Louisiana | 5 | $ 313,000 | $ 62,600 | $ 60,000 |
| Terrebonne, Louisiana | 5 | $ 290,000 | $ 58,000 | $ 61,000 |
| Marshall, Mississippi | 5 | $ 404,000 | $ 80,800 | $ 42,000 |
| Lea, New Mexico | 5 | $ 244,000 | $ 48,800 | $ 45,000 |
| Garvin, Oklahoma | 5 | $ 320,000 | $ 64,000 | $ 56,000 |
| Logan, Oklahoma | 5 | $ 335,000 | $ 67,000 | $ 50,000 |
| Covington, Alabama | 4 | $ 295,000 | $ 73,750 | $ 80,000 |
| Coconino, Arizona | 4 | $ 108,000 | $ 27,000 | $ 42,000 |
| Maricopa, Arizona | 4 | $ 166,000 | $ 41,500 | $ 81,000 |
| Jefferson, Arkansas | 4 | $ 209,000 | $ 52,250 | $ 32,000 |
| Lonoke, Arkansas | 4 | $ 238,000 | $ 59,500 | $ 43,000 |
| Pulaski, Arkansas | 4 | $ 384,000 | $ 96,000 | $ 58,000 |
| Union, Arkansas | 4 | $ 314,000 | $ 78,500 | $ 66,000 |
| Citrus, Florida | 4 | $ 267,000 | $ 66,750 | $ 41,000 |
| Gilchrist, Florida | 4 | $ 275,000 | $ 68,750 | $ 61,000 |
| Leon, Florida | 4 | $ 504,000 | $ 126,000 | $ 87,000 |
| Levy, Florida | 4 | $ 268,000 | $ 67,000 | $ 41,000 |
| Pasco, Florida | 4 | $ 300,000 | $ 75,000 | $ 70,000 |
| Taylor, Florida | 4 | $ 209,000 | $ 52,250 | $ 35,000 |
| Appling, Georgia | 4 | $ 230,000 | $ 57,500 | $ 92,000 |
| Ben Hill, Georgia | 4 | $ 328,000 | $ 82,000 | $ 54,000 |
| Bibb, Georgia | 4 | $ 836,000 | $ 209,000 | $ 58,000 |
| Iberia, Louisiana | 4 | $ 293,000 | $ 73,250 | $ 70,000 |
| Lafourche, Louisiana | 4 | $ 223,000 | $ 55,750 | $ 44,000 |
| Livingston, Louisiana | 4 | $ 357,000 | $ 89,250 | $ 71,000 |
| St. Martin, Louisiana | 4 | $ 196,000 | $ 49,000 | $ 48,000 |
| Hudson, New Jersey | 4 | $ 1,224,000 | $ 306,000 | $ 74,000 |
| Ocean, New Jersey | 4 | $ 1,348,000 | $ 337,000 | $ 311,000 |
| Robeson, North Carolina | 4 | $ 199,000 | $ 49,750 | $ 60,000 |
| McClain, Oklahoma | 4 | $ 293,000 | $ 73,250 | $ 69,000 |
| Pottawatomie, Oklahoma | 4 | $ 286,000 | $ 71,500 | $ 46,000 |
| Stephens, Oklahoma | 4 | $ 291,000 | $ 72,750 | $ 48,000 |
| Grundy, Tennessee | 4 | $ 140,000 | $ 35,000 | $ 20,000 |
| Bibb, Alabama | 3 | $ 226,000 | $ 75,333 | $ 37,000 |
| Blount, Alabama | 3 | $ 327,000 | $ 109,000 | $ 63,000 |
| Butler, Alabama | 3 | $ 113,000 | $ 37,666 | $ 42,000 |
| Chilton, Alabama | 3 | $ 323,000 | $ 107,666 | $ 89,000 |
| Cullman, Alabama | 3 | $ 162,000 | $ 54,000 | $ 47,000 |
| Elmore, Alabama | 3 | $ 167,000 | $ 55,666 | $ 46,000 |
| Geneva, Alabama | 3 | $ 171,000 | $ 57,000 | $ 29,000 |
| Jefferson, Alabama | 3 | $ 306,000 | $ 102,000 | $ 198,000 |
| Lauderdale, Alabama | 3 | $ 167,000 | $ 55,666 | $ 29,000 |
| Marion, Alabama | 3 | $ 204,000 | $ 68,000 | $ 40,000 |
| St. Clair, Alabama | 3 | $ 253,000 | $ 84,333 | $ 61,000 |
| Talladega, Alabama | 3 | $ 186,000 | $ 62,000 | $ 53,000 |
| Crawford, Arkansas | 3 | $ 170,000 | $ 56,666 | $ 40,000 |
| Van Buren, Arkansas | 3 | $ 213,000 | $ 71,000 | $ 40,000 |
| Orange, California | 3 | $ 232,000 | $ 77,333 | $ 52,000 |
| San Diego, California | 3 | $ 309,000 | $ 103,000 | $ 70,000 |
| Montezuma, Colorado | 3 | $ 303,000 | $ 101,000 | $ 74,000 |
| Bradford, Florida | 3 | $ 350,000 | $ 116,666 | $ 46,000 |
| Brevard, Florida | 3 | $ 255,000 | $ 85,000 | $ 50,000 |
| Hendry, Florida | 3 | $ 233,000 | $ 77,666 | $ 45,000 |
| Hernando, Florida | 3 | $ 222,000 | $ 74,000 | $ 37,000 |
| Okaloosa, Florida | 3 | $ 213,000 | $ 71,000 | $ 48,000 |
| Pinellas, Florida | 3 | $ 171,000 | $ 57,000 | $ 44,000 |
| Cobb, Georgia | 3 | $ 1,417,000 | $ 472,333 | $ 166,000 |
| Colquitt, Georgia | 3 | $ 288,000 | $ 96,000 | $ 38,000 |
| Echols, Georgia | 3 | $ 172,000 | $ 57,333 | $ 34,000 |
| Jeff Davis, Georgia | 3 | $ 622,000 | $ 207,333 | $ 107,000 |
| Liberty, Georgia | 3 | $ 163,000 | $ 54,333 | $ 63,000 |
| Toombs, Georgia | 3 | $ 107,000 | $ 35,666 | $ 83,000 |
| Acadia, Louisiana | 3 | $ 182,000 | $ 60,666 | $ 49,000 |
| Bienville, Louisiana | 3 | $ 178,000 | $ 59,333 | $ 90,000 |
| Caddo, Louisiana | 3 | $ 219,000 | $ 73,000 | $ 52,000 |
| Grant, Louisiana | 3 | $ 216,000 | $ 72,000 | $ 65,000 |
| Lafayette, Louisiana | 3 | $ 138,000 | $ 46,000 | $ 45,000 |
| Sabine, Louisiana | 3 | $ 216,000 | $ 72,000 | $ 58,000 |
| St. Mary, Louisiana | 3 | $ 144,000 | $ 48,000 | $ 47,000 |
| Tangipahoa, Louisiana | 3 | $ 163,000 | $ 54,333 | $ 39,000 |
| George, Mississippi | 3 | $ 103,000 | $ 34,333 | $ 26,000 |
| Lincoln, Mississippi | 3 | $ 236,000 | $ 78,666 | $ 74,000 |
| Bergen, New Jersey | 3 | $ 1,245,000 | $ 415,000 | $ 87,000 |
| Camden, New Jersey | 3 | $ 644,000 | $ 214,666 | $ 98,000 |
| Mercer, New Jersey | 3 | $ 2,059,000 | $ 686,333 | $ 552,000 |
| Passaic, New Jersey | 3 | $ 940,000 | $ 313,333 | $ 170,000 |
| Union, New Jersey | 3 | $ 1,385,000 | $ 461,666 | $ 584,000 |
| Bernalillo, New Mexico | 3 | $ 109,000 | $ 36,333 | $ 33,000 |
| Sandoval, New Mexico | 3 | $ 133,000 | $ 44,333 | $ 32,000 |
| Kings, New York | 3 | $ 1,119,000 | $ 373,000 | $ 73,000 |
| Canadian, Oklahoma | 3 | $ 132,000 | $ 44,000 | $ 38,000 |
| Carter, Oklahoma | 3 | $ 190,000 | $ 63,333 | $ 73,000 |
| Le Flore, Oklahoma | 3 | $ 185,000 | $ 61,666 | $ 59,000 |
| Mayes, Oklahoma | 3 | $ 191,000 | $ 63,666 | $ 43,000 |
| Muskogee, Oklahoma | 3 | $ 183,000 | $ 61,000 | $ 36,000 |
| Seminole, Oklahoma | 3 | $ 208,000 | $ 69,333 | $ 40,000 |
| Lane, Oregon | 3 | $ 237,000 | $ 79,000 | $ 48,000 |
| Delaware, Pennsylvania | 3 | $ 647,000 | $ 215,666 | $ 109,000 |
| Lehigh, Pennsylvania | 3 | $ 366,000 | $ 122,000 | $ 51,000 |
| Schuylkill, Pennsylvania | 3 | $ 331,000 | $ 110,333 | $ 52,000 |
| Chesterfield, South Carolina | 3 | $ 127,000 | $ 42,333 | $ 30,000 |
| Blount, Tennessee | 3 | $ 148,000 | $ 49,333 | $ 46,000 |
| Cumberland, Tennessee | 3 | $ 124,000 | $ 41,333 | $ 44,000 |
| White, Tennessee | 3 | $ 161,000 | $ 53,666 | $ 50,000 |
| Grant, Washington | 3 | $ 191,000 | $ 63,666 | $ 49,000 |
| Baldwin, Alabama | 2 | $ 273,000 | $ 136,500 | $ 84,000 |
| Cherokee, Alabama | 2 | $ 76,000 | $ 38,000 | $ 38,000 |
| Clay, Alabama | 2 | $ 118,000 | $ 59,000 | $ 48,000 |
| Dale, Alabama | 2 | $ 82,000 | $ 41,000 | $ 66,000 |
| Fayette, Alabama | 2 | $ 129,000 | $ 64,500 | $ 47,000 |
| Hale, Alabama | 2 | $ 75,000 | $ 37,500 | $ 36,000 |
| Lee, Alabama | 2 | $ 128,000 | $ 64,000 | $ 57,000 |
| Randolph, Alabama | 2 | $ 195,000 | $ 97,500 | $ 48,000 |
| Walker, Alabama | 2 | $ 181,000 | $ 90,500 | $ 67,000 |
| Washington, Alabama | 2 | $ 81,000 | $ 40,500 | $ 57,000 |
| Benton, Arkansas | 2 | $ 71,000 | $ 35,500 | $ 35,000 |
| Boone, Arkansas | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Bradley, Arkansas | 2 | $ 144,000 | $ 72,000 | $ 42,000 |
| Cleveland, Arkansas | 2 | $ 99,000 | $ 49,500 | $ 48,000 |
| Craighead, Arkansas | 2 | $ 155,000 | $ 77,500 | $ 47,000 |
| Cross, Arkansas | 2 | $ 157,000 | $ 78,500 | $ 60,000 |
| Faulkner, Arkansas | 2 | $ 152,000 | $ 76,000 | $ 60,000 |
| Garland, Arkansas | 2 | $ 106,000 | $ 53,000 | $ 30,000 |
| Greene, Arkansas | 2 | $ 118,000 | $ 59,000 | $ 41,000 |
| Logan, Arkansas | 2 | $ 62,000 | $ 31,000 | $ 14,000 |
| Perry, Arkansas | 2 | $ 58,000 | $ 29,000 | $ 41,000 |
| La Plata, Colorado | 2 | $ 215,000 | $ 107,500 | $ 59,000 |
| Mesa, Colorado | 2 | $ 169,000 | $ 84,500 | $ 122,000 |
| Fairfield, Connecticut | 2 | $ 517,000 | $ 258,500 | $ 129,000 |
| Baker, Florida | 2 | $ 427,000 | $ 213,500 | $ 94,000 |
| Escambia, Florida | 2 | $ 201,000 | $ 100,500 | $ 97,000 |
| Flagler, Florida | 2 | $ 308,000 | $ 154,000 | $ 65,000 |
| Franklin, Florida | 2 | $ 460,000 | $ 230,000 | $ 58,000 |
| Hillsborough, Florida | 2 | $ 46,000 | $ 23,000 | $ 47,000 |
| Jefferson, Florida | 2 | $ 204,000 | $ 102,000 | $ 95,000 |
| Miami-Dade, Florida | 2 | $ 447,000 | $ 223,500 | $ 113,000 |
| Okeechobee, Florida | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Osceola, Florida | 2 | $ 215,000 | $ 107,500 | $ 45,000 |
| Putnam, Florida | 2 | $ 152,000 | $ 76,000 | $ 41,000 |
| Sumter, Florida | 2 | $ 171,000 | $ 85,500 | $ 31,000 |
| Suwannee, Florida | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Walton, Florida | 2 | $ 233,000 | $ 116,500 | $ 55,000 |
| Bartow, Georgia | 2 | $ 268,000 | $ 134,000 | $ 1,021,000 |
| Bryan, Georgia | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Calhoun, Georgia | 2 | $ 233,000 | $ 116,500 | $ 67,000 |
| Carroll, Georgia | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Cherokee, Georgia | 2 | $ 534,000 | $ 267,000 | $ 65,000 |
| Clinch, Georgia | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Crisp, Georgia | 2 | $ 329,000 | $ 164,500 | $ 115,000 |
| DeKalb, Georgia | 2 | $ 383,000 | $ 191,500 | $ 36,000 |
| Fannin, Georgia | 2 | $ 425,000 | $ 212,500 | $ 187,000 |
| Glynn, Georgia | 2 | $ 326,000 | $ 163,000 | $ 39,000 |
| Irwin, Georgia | 2 | $ 239,000 | $ 119,500 | $ 81,000 |
| Lowndes, Georgia | 2 | $ 246,000 | $ 123,000 | $ 60,000 |
| Meriwether, Georgia | 2 | $ 241,000 | $ 120,500 | $ 42,000 |
| Monroe, Georgia | 2 | $ 161,000 | $ 80,500 | $ 66,000 |
| Oconee, Georgia | 2 | $ 265,000 | $ 132,500 | $ 203,000 |
| Wilkes, Georgia | 2 | $ 63,000 | $ 31,500 | $ 32,000 |
| Ascension, Louisiana | 2 | $ 172,000 | $ 86,000 | $ 81,000 |
| Beauregard, Louisiana | 2 | $ 175,000 | $ 87,500 | $ 51,000 |
| Bossier, Louisiana | 2 | $ 101,000 | $ 50,500 | $ 30,000 |
| East Baton Rouge, Louisiana | 2 | $ 87,000 | $ 43,500 | $ 62,000 |
| Franklin, Louisiana | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| Natchitoches, Louisiana | 2 | $ 77,000 | $ 38,500 | $ 28,000 |
| Plaquemines, Louisiana | 2 | $ 75,000 | $ 37,500 | $ 76,000 |
| Union, Louisiana | 2 | $ 115,000 | $ 57,500 | $ 41,000 |
| Washington, Louisiana | 2 | $ 69,000 | $ 34,500 | $ 50,000 |
| Winn, Louisiana | 2 | $ 171,000 | $ 85,500 | $ 67,000 |
| Adams, Mississippi | 2 | $ 142,000 | $ 71,000 | $ 57,000 |
| Amite, Mississippi | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Forrest, Mississippi | 2 | $ 306,000 | $ 153,000 | $ 124,000 |
| Greene, Mississippi | 2 | $ 214,000 | $ 107,000 | $ 77,000 |
| Harrison, Mississippi | 2 | $ 155,000 | $ 77,500 | $ 68,000 |
| Jones, Mississippi | 2 | $ 111,000 | $ 55,500 | $ 42,000 |
| Lowndes, Mississippi | 2 | $ 93,000 | $ 46,500 | $ 49,000 |
| Monroe, Mississippi | 2 | $ 104,000 | $ 52,000 | $ 25,000 |
| Rankin, Mississippi | 2 | $ 116,000 | $ 58,000 | $ 47,000 |
| Scott, Mississippi | 2 | $ 64,000 | $ 32,000 | $ 21,000 |
| Stone, Mississippi | 2 | $ 81,000 | $ 40,500 | $ 49,000 |
| Warren, Mississippi | 2 | $ 79,000 | $ 39,500 | $ 50,000 |
| Wayne, Mississippi | 2 | $ 44,000 | $ 22,000 | $ 34,000 |
| Yalobusha, Mississippi | 2 | $ 105,000 | $ 52,500 | $ 62,000 |
| Yazoo, Mississippi | 2 | $ 97,000 | $ 48,500 | $ 33,000 |
| Cape May, New Jersey | 2 | $ 565,000 | $ 282,500 | $ 78,000 |
| Curry, New Mexico | 2 | $ 123,000 | $ 61,500 | $ 70,000 |
| Dona Ana, New Mexico | 2 | $ 83,000 | $ 41,500 | $ 46,000 |
| Santa Fe, New Mexico | 2 | $ 171,000 | $ 85,500 | $ 36,000 |
| Rockland, New York | 2 | $ 701,000 | $ 350,500 | $ 134,000 |
| Columbus, North Carolina | 2 | $ 129,000 | $ 64,500 | $ 41,000 |
| Craven, North Carolina | 2 | $ 186,000 | $ 93,000 | $ 55,000 |
| Hoke, North Carolina | 2 | $ 115,000 | $ 57,500 | $ 29,000 |
| Northampton, North Carolina | 2 | $ 101,000 | $ 50,500 | $ 34,000 |
| Adair, Oklahoma | 2 | $ 71,000 | $ 35,500 | $ 37,000 |
| Bryan, Oklahoma | 2 | $ 64,000 | $ 32,000 | $ 56,000 |
| Caddo, Oklahoma | 2 | $ 118,000 | $ 59,000 | $ 70,000 |
| Cherokee, Oklahoma | 2 | $ 125,000 | $ 62,500 | $ 64,000 |
| Comanche, Oklahoma | 2 | $ 209,000 | $ 104,500 | $ 69,000 |
| Delaware, Oklahoma | 2 | $ 89,000 | $ 44,500 | $ 67,000 |
| Ellis, Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Grady, Oklahoma | 2 | $ 147,000 | $ 73,500 | $ 51,000 |
| Kay, Oklahoma | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| McCurtain, Oklahoma | 2 | $ 164,000 | $ 82,000 | $ 92,000 |
| Murray, Oklahoma | 2 | $ 87,000 | $ 43,500 | $ 55,000 |
| Okmulgee, Oklahoma | 2 | $ 138,000 | $ 69,000 | $ 46,000 |
| Rogers, Oklahoma | 2 | $ 127,000 | $ 63,500 | $ 48,000 |
| Sequoyah, Oklahoma | 2 | $ 67,000 | $ 33,500 | $ 62,000 |
| Wagoner, Oklahoma | 2 | $ 247,000 | $ 123,500 | $ 53,000 |
| Washington, Oklahoma | 2 | $ 155,000 | $ 77,500 | $ 55,000 |
| Marion, Oregon | 2 | $ 89,000 | $ 44,500 | $ 53,000 |
| Montgomery, Pennsylvania | 2 | $ 385,000 | $ 192,500 | $ 100,000 |
| Aiken, South Carolina | 2 | $ 48,000 | $ 24,000 | $ 23,000 |
| Anderson, South Carolina | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Clarendon, South Carolina | 2 | $ 149,000 | $ 74,500 | $ 37,000 |
| Florence, South Carolina | 2 | $ 78,000 | $ 39,000 | $ 37,000 |
| Lexington, South Carolina | 2 | $ 161,000 | $ 80,500 | $ 36,000 |
| Pickens, South Carolina | 2 | $ 79,000 | $ 39,500 | $ 34,000 |
| Spartanburg, South Carolina | 2 | $ 61,000 | $ 30,500 | $ 26,000 |
| Monroe, Tennessee | 2 | $ 127,000 | $ 63,500 | $ 39,000 |
| Morgan, Tennessee | 2 | $ 138,000 | $ 69,000 | $ 33,000 |
| Putnam, Tennessee | 2 | $ 151,000 | $ 75,500 | $ 42,000 |
| Sevier, Tennessee | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Trousdale, Tennessee | 2 | $ 68,000 | $ 34,000 | $ 35,000 |
| Autauga, Alabama | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Barbour, Alabama | 1 | $ 81,000 | $ 81,000 | $ 79,000 |
| Choctaw, Alabama | 1 | $ 69,000 | $ 69,000 | $ 57,000 |
| Coffee, Alabama | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Colbert, Alabama | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Crenshaw, Alabama | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Dallas, Alabama | 1 | $ 42,000 | $ 42,000 | $ 22,000 |
| DeKalb, Alabama | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Escambia, Alabama | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Greene, Alabama | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Henry, Alabama | 1 | $ 19,000 | $ 19,000 | $ 51,000 |
| Jackson, Alabama | 1 | $ 141,000 | $ 141,000 | $ 99,000 |
| Lamar, Alabama | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Lawrence, Alabama | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Limestone, Alabama | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Lowndes, Alabama | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Marshall, Alabama | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Montgomery, Alabama | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Morgan, Alabama | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Pickens, Alabama | 1 | $ 101,000 | $ 101,000 | $ 64,000 |
| Russell, Alabama | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Winston, Alabama | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Pinal, Arizona | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Yavapai, Arizona | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Ashley, Arkansas | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| Baxter, Arkansas | 1 | $ 26,000 | $ 26,000 | $ 26,000 |
| Carroll, Arkansas | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Cleburne, Arkansas | 1 | $ 29,000 | $ 29,000 | $ 77,000 |
| Desha, Arkansas | 1 | $ 69,000 | $ 69,000 | $ 79,000 |
| Drew, Arkansas | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Franklin, Arkansas | 1 | $ 82,000 | $ 82,000 | $ 136,000 |
| Grant, Arkansas | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| Howard, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Lawrence, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Madison, Arkansas | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Miller, Arkansas | 1 | $ 42,000 | $ 42,000 | $ 94,000 |
| Montgomery, Arkansas | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| Ouachita, Arkansas | 1 | $ 27,000 | $ 27,000 | $ 50,000 |
| Phillips, Arkansas | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Pike, Arkansas | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Poinsett, Arkansas | 1 | $ 34,000 | $ 34,000 | $ 30,000 |
| Prairie, Arkansas | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Sevier, Arkansas | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Sharp, Arkansas | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| St. Francis, Arkansas | 1 | $ 38,000 | $ 38,000 | $ 25,000 |
| Washington, Arkansas | 1 | $ 11,000 | $ 11,000 | $ 16,000 |
| Yell, Arkansas | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Butte, California | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
| Inyo, California | 1 | $ 43,000 | $ 43,000 | $ 69,000 |
| Marin, California | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Nevada, California | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Riverside, California | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Adams, Colorado | 1 | $ 14,000 | $ 14,000 | $ 38,000 |
| Arapahoe, Colorado | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| El Paso, Colorado | 1 | $ 16,000 | $ 16,000 | $ 37,000 |
| Logan, Colorado | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Moffat, Colorado | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| Teller, Colorado | 1 | $ 73,000 | $ 73,000 | $ 124,000 |
| Weld, Colorado | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Alachua, Florida | 1 | $ 149,000 | $ 149,000 | $ 205,000 |
| Calhoun, Florida | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Charlotte, Florida | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Columbia, Florida | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Lake, Florida | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Polk, Florida | 1 | $ 21,000 | $ 21,000 | $ 11,000 |
| Sarasota, Florida | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Camden, Georgia | 1 | $ 986,000 | $ 986,000 | $ 660,000 |
| Charlton, Georgia | 1 | $ 52,000 | $ 52,000 | $ 77,000 |
| Emanuel, Georgia | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Fayette, Georgia | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Glascock, Georgia | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Houston, Georgia | 1 | $ 42,000 | $ 42,000 | $ 22,000 |
| Lanier, Georgia | 1 | $ 52,000 | $ 52,000 | $ 69,000 |
| Laurens, Georgia | 1 | $ 69,000 | $ 69,000 | $ 139,000 |
| Long, Georgia | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Marion, Georgia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| McIntosh, Georgia | 1 | $ 304,000 | $ 304,000 | $ 83,000 |
| Polk, Georgia | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Quitman, Georgia | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Richmond, Georgia | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Screven, Georgia | 1 | $ 113,000 | $ 113,000 | $ 100,000 |
| Sumter, Georgia | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Tift, Georgia | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Troup, Georgia | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Upson, Georgia | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Walker, Georgia | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Webster, Georgia | 1 | $ 91,000 | $ 91,000 | $ 61,000 |
| LaGrange, Indiana | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Chautauqua, Kansas | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Montgomery, Kansas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Assumption, Louisiana | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Avoyelles, Louisiana | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Catahoula, Louisiana | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Claiborne, Louisiana | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Concordia, Louisiana | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| De Soto, Louisiana | 1 | $ 131,000 | $ 131,000 | $ 210,000 |
| Evangeline, Louisiana | 1 | $ 34,000 | $ 34,000 | $ 72,000 |
| Iberville, Louisiana | 1 | $ 41,000 | $ 41,000 | $ 26,000 |
| Jefferson, Louisiana | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Jefferson Davis, Louisiana | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Pointe Coupee, Louisiana | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| St. Helena, Louisiana | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| St. Landry, Louisiana | 1 | $ 36,000 | $ 36,000 | $ 67,000 |
| Vermilion, Louisiana | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Vernon, Louisiana | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Webster, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| West Baton Rouge, Louisiana | 1 | $ 37,000 | $ 37,000 | $ 19,000 |
| West Carroll, Louisiana | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Montgomery, Maryland | 1 | $ 362,000 | $ 362,000 | $ 62,000 |
| Oakland, Michigan | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Wayne, Michigan | 1 | $ 152,000 | $ 152,000 | $ 148,000 |
| Calhoun, Mississippi | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Choctaw, Mississippi | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Copiah, Mississippi | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Hinds, Mississippi | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Lawrence, Mississippi | 1 | $ 79,000 | $ 79,000 | $ 87,000 |
| Marion, Mississippi | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Neshoba, Mississippi | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Newton, Mississippi | 1 | $ 32,000 | $ 32,000 | $ 61,000 |
| Pearl River, Mississippi | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| Perry, Mississippi | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Pike, Mississippi | 1 | $ 51,000 | $ 51,000 | $ 47,000 |
| Prentiss, Mississippi | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Simpson, Mississippi | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Tate, Mississippi | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| Webster, Mississippi | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| Vernon, Missouri | 1 | $ 81,000 | $ 81,000 | $ 61,000 |
| Granite, Montana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Middlesex, New Jersey | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Monmouth, New Jersey | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Somerset, New Jersey | 1 | $ 270,000 | $ 270,000 | $ 272,000 |
| Sussex, New Jersey | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Warren, New Jersey | 1 | $ 210,000 | $ 210,000 | $ 102,000 |
| Chaves, New Mexico | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Grant, New Mexico | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| McKinley, New Mexico | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Bronx, New York | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Fulton, New York | 1 | $ 83,000 | $ 83,000 | $ 104,000 |
| Queens, New York | 1 | $ 242,000 | $ 242,000 | $ 132,000 |
| Sullivan, New York | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Beaufort, North Carolina | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Brunswick, North Carolina | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Cabarrus, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Franklin, North Carolina | 1 | $ 74,000 | $ 74,000 | $ 136,000 |
| Halifax, North Carolina | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Haywood, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Jackson, North Carolina | 1 | $ 44,000 | $ 44,000 | $ 20,000 |
| Johnston, North Carolina | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Lenoir, North Carolina | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Macon, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 77,000 |
| Mecklenburg, North Carolina | 1 | $ 260,000 | $ 260,000 | $ 82,000 |
| Rockingham, North Carolina | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Sampson, North Carolina | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Union, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Wayne, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Cuyahoga, Ohio | 1 | $ 915,000 | $ 915,000 | $ 429,000 |
| Blaine, Oklahoma | 1 | $ 164,000 | $ 164,000 | $ 69,000 |
| Choctaw, Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 12,000 |
| Cotton, Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 77,000 |
| Craig, Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 93,000 |
| Garfield, Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| Grant, Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 82,000 |
| Greer, Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 76,000 |
| Haskell, Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 18,000 |
| Jackson, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Jefferson, Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Kingfisher, Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 84,000 |
| Kiowa, Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Marshall, Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 650,000 |
| Nowata, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Okfuskee, Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Osage, Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 79,000 |
| Payne, Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
| Texas, Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 88,000 |
| Clackamas, Oregon | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Umatilla, Oregon | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Wallowa, Oregon | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Wheeler, Oregon | 1 | $ 249,000 | $ 249,000 | $ 233,000 |
| Yamhill, Oregon | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| Chester, Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Lancaster, Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Philadelphia, Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 51,000 |
| Washington, Rhode Island | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Bamberg, South Carolina | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Darlington, South Carolina | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Dillon, South Carolina | 1 | $ 36,000 | $ 36,000 | $ 17,000 |
| Dorchester, South Carolina | 1 | $ 29,000 | $ 29,000 | $ 44,000 |
| Greenville, South Carolina | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Hampton, South Carolina | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
| Horry, South Carolina | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Jasper, South Carolina | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Laurens, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Oconee, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Orangeburg, South Carolina | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Sumter, South Carolina | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Williamsburg, South Carolina | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Anderson, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Bedford, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Bledsoe, Tennessee | 1 | $ 43,000 | $ 43,000 | $ 20,000 |
| Bradley, Tennessee | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Cheatham, Tennessee | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Claiborne, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| DeKalb, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Dyer, Tennessee | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Gibson, Tennessee | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Grainger, Tennessee | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Hawkins, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Jefferson, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Knox, Tennessee | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Lake, Tennessee | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Lawrence, Tennessee | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Lincoln, Tennessee | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Madison, Tennessee | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Marion, Tennessee | 1 | $ 140,000 | $ 140,000 | $ 171,000 |
| McNairy, Tennessee | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Roane, Tennessee | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Rutherford, Tennessee | 1 | $ 13,000 | $ 13,000 | $ 54,000 |
| Scott, Tennessee | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Union, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Warren, Tennessee | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Washington, Tennessee | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Wilson, Tennessee | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Collin, Texas | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Dallas, Texas | 1 | $ 246,000 | $ 246,000 | $ 83,000 |
| Salt Lake, Utah | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Utah, Utah | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Fauquier, Virginia | 1 | $ 407,000 | $ 407,000 | $ 145,000 |
| Prince William, Virginia | 1 | $ 350,000 | $ 350,000 | $ 108,000 |
| King, Washington | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Kitsap, Washington | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Skagit, Washington | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Spokane, Washington | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Whatcom, Washington | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,247 | $131,508,000 | $105,000 | $1,650,000 | $69,000 | $1,683,000 |
| Refinancing | 554 | $105,144,000 | $189,000 | $1,500,000 | $101,000 | $2,000,000 |
| Home Improvement | 67 | $4,722,000 | $70,000 | $340,000 | $68,000 | $821,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,439 | $177,048,000 | $123,000 | $1,650,000 | $76,000 | $1,683,000 |
| Not Provided | 142 | $28,366,000 | $199,000 | $643,000 | $104,000 | $538,000 |
| Hispanic | 119 | $13,589,000 | $114,000 | $915,000 | $62,000 | $429,000 |
| Black or African American | 116 | $14,370,000 | $123,000 | $917,000 | $70,000 | $1,040,000 |
| Asian | 27 | $5,071,000 | $187,000 | $660,000 | $184,000 | $2,000,000 |
| American Indian or Alaskan Native | 18 | $1,820,000 | $101,000 | $494,000 | $76,000 | $351,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,110,000 | $158,000 | $300,000 | $77,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,672 | $207,685,000 | $124,000 | $1,650,000 | $81,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 160 | $28,701,000 | $179,000 | $660,000 | $63,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,524,000 | $160,000 | $300,000 | $66,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,464,000 | $104,000 | $168,000 | $40,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 741 | $102,136,000 | $137,000 | $999,000 | $89,000 | $2,000,000 |
| Application Approved But Not Accepted | 527 | $47,854,000 | $90,000 | $1,650,000 | $70,000 | $1,683,000 |
| Application Denied By Financial Institution | 504 | $75,730,000 | $150,000 | $1,500,000 | $71,000 | $1,031,000 |
| Application Withdrawn By Applicant | 73 | $12,589,000 | $172,000 | $469,000 | $93,000 | $400,000 |
| Preapproval Denied by Financial Institution | 21 | $2,944,000 | $140,000 | $595,000 | $58,000 | $300,000 |
| File Closed For Incompleteness | 2 | $121,000 | $60,000 | $73,000 | $60,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 265 | $26,864,000 | $101,000 | $509,000 | $57,000 | $400,000 |
| Debt-To-Income Ratio | 73 | $13,878,000 | $190,000 | $1,085,000 | $58,000 | $266,000 |
| Credit Application Incomplete | 73 | $15,958,000 | $218,000 | $1,500,000 | $93,000 | $660,000 |
| Collateral | 65 | $12,994,000 | $199,000 | $1,000,000 | $98,000 | $1,031,000 |
| Other | 34 | $6,473,000 | $190,000 | $1,000,000 | $114,000 | $599,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $903,000 | $112,000 | $202,000 | $50,000 | $90,000 |
| Unverifiable Information | 5 | $1,227,000 | $245,000 | $399,000 | $51,000 | $91,000 |
| Mortgage Insurance Denied | 1 | $316,000 | $316,000 | $316,000 | $101,000 | $101,000 |
| Employment History | 1 | $61,000 | $61,000 | $61,000 | $21,000 | $21,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Coast Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Coast Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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