Avizen Lending Solutions Mortgage Lending & HMDA Data, 2003

In 2003, Avizen Lending Solutions of Golden Valley, MN reported 13,289 mortgage applications totaling $1.5 billion. The average application was for $114,257, and applicants reported an average income of $51,506. 14% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Minneapolis-St. Paul, MN-WI (2,855), Cleveland-Lorain-Elyria, OH (492) and Cincinnati, OH-KY-IN (456) (applications in parentheses).

Mortgage Company & Address Avizen Lending Solutions
8441 Wazata Blvd
Golden Valley, MN 55426
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 13,289
Total Mortgage Loan Application Amount $1,518,365,000
Average Mortgage Loan Application Amount $114,257
Highest Mortgage Loan Application Amount $2,580,000
Average Applicant Income $51,506
Highest Applicant Income $2,631,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Avizen Lending Solutions filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Avizen Lending Solutions by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,056 $ 146,909,000 $ 139,118 $ 61,000
Anoka, Minnesota 415 $ 57,566,000 $ 138,713 $ 57,000
Ramsey, Minnesota 391 $ 50,773,000 $ 129,854 $ 59,000
Cuyahoga, Ohio 354 $ 34,947,000 $ 98,720 $ 56,000
Hamilton, Ohio 328 $ 32,555,000 $ 99,253 $ 45,000
Dakota, Minnesota 300 $ 44,069,000 $ 146,896 $ 70,000
Franklin, Ohio 300 $ 29,152,000 $ 97,173 $ 53,000
Summit, Ohio 237 $ 21,467,000 $ 90,578 $ 48,000
El Paso, Colorado 207 $ 26,621,000 $ 128,603 $ 56,000
Marion, Indiana 181 $ 15,700,000 $ 86,740 $ 54,000
Shelby, Tennessee 166 $ 13,043,000 $ 78,572 $ 38,000
Washington, Minnesota 164 $ 26,775,000 $ 163,262 $ 62,000
Hillsborough, Florida 158 $ 16,799,000 $ 106,322 $ 54,000
Milwaukee, Wisconsin 156 $ 13,976,000 $ 89,589 $ 50,000
Butler, Ohio 143 $ 15,740,000 $ 110,069 $ 57,000
Lee, Florida 133 $ 16,112,000 $ 121,142 $ 44,000
Wright, Minnesota 128 $ 17,454,000 $ 136,359 $ 56,000
Montgomery, Ohio 126 $ 10,485,000 $ 83,214 $ 46,000
Polk, Iowa 125 $ 12,302,000 $ 98,416 $ 40,000
Duval, Florida 123 $ 11,433,000 $ 92,951 $ 51,000
Sherburne, Minnesota 119 $ 15,846,000 $ 133,159 $ 58,000
Scott, Minnesota 114 $ 15,680,000 $ 137,543 $ 57,000
Denver, Colorado 111 $ 18,184,000 $ 163,819 $ 65,000
Pinellas, Florida 110 $ 12,443,000 $ 113,118 $ 64,000
Wayne, Michigan 107 $ 10,613,000 $ 99,186 $ 62,000
Larimer, Colorado 106 $ 15,710,000 $ 148,207 $ 58,000
Oakland, Michigan 92 $ 12,578,000 $ 136,717 $ 68,000
Stark, Ohio 92 $ 8,282,000 $ 90,021 $ 37,000
Minnehaha, South Dakota 89 $ 8,139,000 $ 91,449 $ 54,000
St. Louis, Minnesota 87 $ 8,344,000 $ 95,908 $ 54,000
Macomb, Michigan 80 $ 10,830,000 $ 135,375 $ 65,000
Lake, Indiana 72 $ 5,488,000 $ 76,222 $ 41,000
Bernalillo, New Mexico 72 $ 8,145,000 $ 113,125 $ 61,000
Lorain, Ohio 71 $ 7,059,000 $ 99,422 $ 45,000
Orange, Florida 70 $ 8,237,000 $ 117,671 $ 51,000
DeKalb, Georgia 70 $ 9,983,000 $ 142,614 $ 64,000
Weld, Colorado 67 $ 9,834,000 $ 146,776 $ 76,000
Olmsted, Minnesota 67 $ 8,092,000 $ 120,776 $ 66,000
Stearns, Minnesota 66 $ 6,500,000 $ 98,484 $ 50,000
Chisago, Minnesota 65 $ 8,865,000 $ 136,384 $ 61,000
Fulton, Georgia 62 $ 8,833,000 $ 142,467 $ 61,000
Arapahoe, Colorado 61 $ 9,521,000 $ 156,081 $ 57,000
Adams, Colorado 59 $ 8,115,000 $ 137,542 $ 45,000
Clermont, Ohio 56 $ 5,948,000 $ 106,214 $ 55,000
Warren, Ohio 56 $ 6,450,000 $ 115,178 $ 56,000
St. Joseph, Indiana 55 $ 3,626,000 $ 65,927 $ 51,000
Hamilton, Tennessee 55 $ 5,685,000 $ 103,363 $ 47,000
Isanti, Minnesota 52 $ 6,115,000 $ 117,596 $ 47,000
Pueblo, Colorado 51 $ 5,110,000 $ 100,196 $ 46,000
Carver, Minnesota 51 $ 6,381,000 $ 125,117 $ 71,000
Pasco, Florida 48 $ 5,642,000 $ 117,541 $ 50,000
Knox, Tennessee 46 $ 4,935,000 $ 107,282 $ 50,000
Collier, Florida 45 $ 6,480,000 $ 144,000 $ 52,000
Volusia, Florida 42 $ 4,008,000 $ 95,428 $ 41,000
Linn, Iowa 42 $ 3,357,000 $ 79,928 $ 45,000
St. Croix, Wisconsin 42 $ 5,476,000 $ 130,380 $ 60,000
Jefferson, Colorado 41 $ 5,752,000 $ 140,292 $ 61,000
Dane, Wisconsin 41 $ 5,179,000 $ 126,317 $ 64,000
Madison, Indiana 39 $ 3,192,000 $ 81,846 $ 44,000
Portage, Ohio 39 $ 4,282,000 $ 109,794 $ 54,000
Miami, Ohio 38 $ 3,897,000 $ 102,552 $ 53,000
Jefferson, Kentucky 37 $ 3,407,000 $ 92,081 $ 45,000
Benton, Minnesota 37 $ 3,440,000 $ 92,972 $ 53,000
Monroe, Indiana 36 $ 4,308,000 $ 119,666 $ 51,000
Santa Fe, New Mexico 34 $ 5,444,000 $ 160,117 $ 60,000
Miami-Dade, Florida 32 $ 4,925,000 $ 153,906 $ 74,000
Lincoln, South Dakota 32 $ 3,174,000 $ 99,187 $ 48,000
Racine, Wisconsin 32 $ 3,011,000 $ 94,093 $ 43,000
Broward, Florida 31 $ 5,181,000 $ 167,129 $ 81,000
McLeod, Minnesota 31 $ 3,569,000 $ 115,129 $ 53,000
Mille Lacs, Minnesota 31 $ 3,516,000 $ 113,419 $ 49,000
Lucas, Ohio 31 $ 3,536,000 $ 114,064 $ 46,000
Boulder, Colorado 30 $ 5,779,000 $ 192,633 $ 82,000
Mahoning, Ohio 30 $ 2,131,000 $ 71,033 $ 38,000
Cobb, Georgia 28 $ 3,541,000 $ 126,464 $ 62,000
Rice, Minnesota 28 $ 3,406,000 $ 121,642 $ 57,000
Clark, Ohio 27 $ 2,580,000 $ 95,555 $ 33,000
Medina, Ohio 27 $ 3,758,000 $ 139,185 $ 49,000
Multnomah, Oregon 27 $ 3,336,000 $ 123,555 $ 62,000
Clayton, Georgia 26 $ 2,977,000 $ 114,500 $ 56,000
Vanderburgh, Indiana 26 $ 1,854,000 $ 71,307 $ 37,000
Hendricks, Indiana 25 $ 2,637,000 $ 105,480 $ 74,000
Kent, Michigan 25 $ 2,767,000 $ 110,680 $ 51,000
Crow Wing, Minnesota 25 $ 1,996,000 $ 79,840 $ 52,000
Clay, Florida 24 $ 2,022,000 $ 84,250 $ 56,000
Gwinnett, Georgia 24 $ 2,992,000 $ 124,666 $ 90,000
Licking, Ohio 24 $ 2,806,000 $ 116,916 $ 46,000
Douglas, Wisconsin 24 $ 1,947,000 $ 81,125 $ 34,000
St. Johns, Florida 23 $ 2,727,000 $ 118,565 $ 80,000
Sarasota, Florida 22 $ 2,326,000 $ 105,727 $ 34,000
Seminole, Florida 22 $ 3,158,000 $ 143,545 $ 60,000
Clark, Indiana 22 $ 2,131,000 $ 96,863 $ 40,000
Polk, Wisconsin 22 $ 2,259,000 $ 102,681 $ 38,000
Hamilton, Indiana 21 $ 3,512,000 $ 167,238 $ 67,000
Eau Claire, Wisconsin 21 $ 2,310,000 $ 110,000 $ 50,000
Kenosha, Wisconsin 21 $ 2,220,000 $ 105,714 $ 42,000
Osceola, Florida 20 $ 2,291,000 $ 114,550 $ 32,000
Scott, Iowa 20 $ 1,551,000 $ 77,550 $ 44,000
Boone, Kentucky 20 $ 2,194,000 $ 109,700 $ 54,000
Waukesha, Wisconsin 20 $ 3,209,000 $ 160,450 $ 98,000
Dubuque, Iowa 19 $ 1,772,000 $ 93,263 $ 38,000
Kenton, Kentucky 19 $ 1,528,000 $ 80,421 $ 51,000
Mower, Minnesota 19 $ 1,455,000 $ 76,578 $ 38,000
Fairfield, Ohio 19 $ 2,744,000 $ 144,421 $ 53,000
Pierce, Wisconsin 19 $ 2,956,000 $ 155,578 $ 80,000
Johnson, Indiana 18 $ 1,825,000 $ 101,388 $ 59,000
Lawrence, Indiana 18 $ 1,201,000 $ 66,722 $ 34,000
Morgan, Indiana 18 $ 1,660,000 $ 92,222 $ 52,000
Warren, Iowa 18 $ 1,665,000 $ 92,500 $ 42,000
Franklin, Kentucky 18 $ 1,893,000 $ 105,166 $ 57,000
Richland, Ohio 18 $ 1,546,000 $ 85,888 $ 49,000
Wayne, Ohio 18 $ 1,891,000 $ 105,055 $ 39,000
Douglas, Colorado 17 $ 3,266,000 $ 192,117 $ 89,000
Manatee, Florida 17 $ 1,677,000 $ 98,647 $ 53,000
Wayne, Indiana 17 $ 1,266,000 $ 74,470 $ 37,000
Dallas, Iowa 17 $ 2,065,000 $ 121,470 $ 62,000
Campbell, Kentucky 17 $ 1,661,000 $ 97,705 $ 35,000
Erie, Ohio 17 $ 1,627,000 $ 95,705 $ 54,000
Lake, Ohio 17 $ 2,019,000 $ 118,764 $ 38,000
Brown, Wisconsin 17 $ 1,790,000 $ 105,294 $ 71,000
Kandiyohi, Minnesota 16 $ 1,344,000 $ 84,000 $ 44,000
Dona Ana, New Mexico 16 $ 2,087,000 $ 130,437 $ 67,000
Brown, Ohio 16 $ 1,536,000 $ 96,000 $ 42,000
Greene, Ohio 16 $ 1,677,000 $ 104,812 $ 54,000
Jackson, Oregon 16 $ 2,395,000 $ 149,687 $ 65,000
Sauk, Wisconsin 16 $ 1,496,000 $ 93,500 $ 63,000
Brevard, Florida 15 $ 1,093,000 $ 72,866 $ 35,000
Charlotte, Florida 15 $ 1,887,000 $ 125,800 $ 31,000
Palm Beach, Florida 15 $ 1,770,000 $ 118,000 $ 124,000
Carlton, Minnesota 15 $ 1,288,000 $ 85,866 $ 32,000
Clay, Minnesota 15 $ 1,352,000 $ 90,133 $ 50,000
Goodhue, Minnesota 15 $ 2,325,000 $ 155,000 $ 53,000
Sandoval, New Mexico 15 $ 2,266,000 $ 151,066 $ 89,000
Delaware, Ohio 15 $ 2,422,000 $ 161,466 $ 67,000
Clackamas, Oregon 15 $ 1,928,000 $ 128,533 $ 58,000
Lane, Oregon 15 $ 1,782,000 $ 118,800 $ 67,000
Josephine, Oregon 14 $ 1,485,000 $ 106,071 $ 29,000
Hardeman, Tennessee 14 $ 847,000 $ 60,500 $ 36,000
Morrison, Minnesota 13 $ 1,200,000 $ 92,307 $ 50,000
Otter Tail, Minnesota 13 $ 1,147,000 $ 88,230 $ 47,000
Cass, North Dakota 13 $ 1,352,000 $ 104,000 $ 69,000
Allen, Ohio 13 $ 1,171,000 $ 90,076 $ 43,000
Barron, Wisconsin 13 $ 1,220,000 $ 93,846 $ 40,000
Dodge, Wisconsin 13 $ 1,799,000 $ 138,384 $ 65,000
Marathon, Wisconsin 13 $ 879,000 $ 67,615 $ 59,000
Black Hawk, Iowa 12 $ 877,000 $ 73,083 $ 65,000
Jasper, Iowa 12 $ 883,000 $ 73,583 $ 39,000
Story, Iowa 12 $ 1,204,000 $ 100,333 $ 54,000
Clark, Kentucky 12 $ 931,000 $ 77,583 $ 51,000
Fayette, Kentucky 12 $ 1,093,000 $ 91,083 $ 35,000
Blue Earth, Minnesota 12 $ 1,522,000 $ 126,833 $ 71,000
Douglas, Minnesota 12 $ 1,227,000 $ 102,250 $ 31,000
Kanabec, Minnesota 12 $ 1,039,000 $ 86,583 $ 43,000
Geauga, Ohio 12 $ 1,355,000 $ 112,916 $ 71,000
Trumbull, Ohio 12 $ 1,041,000 $ 86,750 $ 37,000
Marion, Oregon 12 $ 1,445,000 $ 120,416 $ 55,000
La Crosse, Wisconsin 12 $ 1,353,000 $ 112,750 $ 26,000
Delaware, Indiana 11 $ 1,090,000 $ 99,090 $ 53,000
Howard, Indiana 11 $ 855,000 $ 77,727 $ 44,000
Aitkin, Minnesota 11 $ 1,196,000 $ 108,727 $ 57,000
Chaves, New Mexico 11 $ 596,000 $ 54,181 $ 42,000
Valencia, New Mexico 11 $ 1,111,000 $ 101,000 $ 49,000
Ashtabula, Ohio 11 $ 866,000 $ 78,727 $ 49,000
Columbiana, Ohio 11 $ 885,000 $ 80,454 $ 35,000
Knox, Ohio 11 $ 1,101,000 $ 100,090 $ 44,000
Ottawa, Ohio 11 $ 1,238,000 $ 112,545 $ 50,000
Pickaway, Ohio 11 $ 944,000 $ 85,818 $ 29,000
Ross, Ohio 11 $ 1,048,000 $ 95,272 $ 59,000
Blount, Tennessee 11 $ 1,153,000 $ 104,818 $ 40,000
Bradley, Tennessee 11 $ 1,049,000 $ 95,363 $ 48,000
Dunn, Wisconsin 11 $ 1,136,000 $ 103,272 $ 63,000
Mesa, Colorado 10 $ 1,004,000 $ 100,400 $ 42,000
Flagler, Florida 10 $ 995,000 $ 99,500 $ 45,000
Polk, Florida 10 $ 1,168,000 $ 116,800 $ 57,000
Elkhart, Indiana 10 $ 825,000 $ 82,500 $ 44,000
Woodbury, Iowa 10 $ 942,000 $ 94,200 $ 44,000
Itasca, Minnesota 10 $ 768,000 $ 76,800 $ 37,000
Loudon, Tennessee 10 $ 1,050,000 $ 105,000 $ 59,000
Allen, Indiana 9 $ 615,000 $ 68,333 $ 19,000
Boone, Indiana 9 $ 855,000 $ 95,000 $ 26,000
LaPorte, Indiana 9 $ 729,000 $ 81,000 $ 40,000
Le Sueur, Minnesota 9 $ 1,203,000 $ 133,666 $ 41,000
Meeker, Minnesota 9 $ 996,000 $ 110,666 $ 50,000
Steele, Minnesota 9 $ 809,000 $ 89,888 $ 53,000
Winona, Minnesota 9 $ 1,141,000 $ 126,777 $ 55,000
Lea, New Mexico 9 $ 393,000 $ 43,666 $ 27,000
McKinley, New Mexico 9 $ 1,014,000 $ 112,666 $ 50,000
San Miguel, New Mexico 9 $ 2,107,000 $ 234,111 $ 55,000
Clinton, Ohio 9 $ 703,000 $ 78,111 $ 39,000
Tuscarawas, Ohio 9 $ 782,000 $ 86,888 $ 45,000
Klamath, Oregon 9 $ 753,000 $ 83,666 $ 36,000
Washington, Oregon 9 $ 1,728,000 $ 192,000 $ 86,000
Fayette, Tennessee 9 $ 812,000 $ 90,222 $ 29,000
Sevier, Tennessee 9 $ 1,060,000 $ 117,777 $ 68,000
Escambia, Florida 8 $ 762,000 $ 95,250 $ 51,000
Lake, Florida 8 $ 924,000 $ 115,500 $ 50,000
Douglas, Georgia 8 $ 727,000 $ 90,875 $ 81,000
Cook, Illinois 8 $ 1,245,000 $ 155,625 $ 70,000
Porter, Indiana 8 $ 925,000 $ 115,625 $ 53,000
Boone, Iowa 8 $ 711,000 $ 88,875 $ 53,000
Clinton, Iowa 8 $ 484,000 $ 60,500 $ 32,000
Pottawattamie, Iowa 8 $ 653,000 $ 81,625 $ 53,000
Webster, Iowa 8 $ 442,000 $ 55,250 $ 52,000
Laurel, Kentucky 8 $ 486,000 $ 60,750 $ 33,000
Becker, Minnesota 8 $ 1,144,000 $ 143,000 $ 35,000
Highland, Ohio 8 $ 729,000 $ 91,125 $ 61,000
Muskingum, Ohio 8 $ 646,000 $ 80,750 $ 29,000
Perry, Ohio 8 $ 720,000 $ 90,000 $ 43,000
Preble, Ohio 8 $ 673,000 $ 84,125 $ 32,000
Deschutes, Oregon 8 $ 986,000 $ 123,250 $ 70,000
Washington, Wisconsin 8 $ 1,324,000 $ 165,500 $ 53,000
La Plata, Colorado 7 $ 1,197,000 $ 171,000 $ 58,000
Hernando, Florida 7 $ 725,000 $ 103,571 $ 43,000
Bibb, Georgia 7 $ 476,000 $ 68,000 $ 61,000
Henry, Georgia 7 $ 1,076,000 $ 153,714 $ 69,000
Dearborn, Indiana 7 $ 506,000 $ 72,285 $ 74,000
Grant, Indiana 7 $ 710,000 $ 101,428 $ 31,000
Greene, Indiana 7 $ 481,000 $ 68,714 $ 24,000
Hancock, Indiana 7 $ 431,000 $ 61,571 $ 84,000
Madison, Kentucky 7 $ 802,000 $ 114,571 $ 31,000
Rowan, Kentucky 7 $ 1,076,000 $ 153,714 $ 45,000
Shelby, Kentucky 7 $ 825,000 $ 117,857 $ 43,000
Lyon, Minnesota 7 $ 707,000 $ 101,000 $ 56,000
Champaign, Ohio 7 $ 789,000 $ 112,714 $ 43,000
Shelby, Ohio 7 $ 673,000 $ 96,142 $ 47,000
Pennington, South Dakota 7 $ 783,000 $ 111,857 $ 62,000
Anderson, Tennessee 7 $ 458,000 $ 65,428 $ 24,000
Davidson, Tennessee 7 $ 738,000 $ 105,428 $ 63,000
Monroe, Wisconsin 7 $ 462,000 $ 66,000 $ 32,000
Rock, Wisconsin 7 $ 402,000 $ 57,428 $ 52,000
Leon, Florida 6 $ 516,000 $ 86,000 $ 40,000
Putnam, Florida 6 $ 567,000 $ 94,500 $ 19,000
Henry, Indiana 6 $ 655,000 $ 109,166 $ 62,000
Owen, Indiana 6 $ 772,000 $ 128,666 $ 76,000
Putnam, Indiana 6 $ 542,000 $ 90,333 $ 64,000
Vigo, Indiana 6 $ 627,000 $ 104,500 $ 47,000
Butler, Iowa 6 $ 382,000 $ 63,666 $ 49,000
Cerro Gordo, Iowa 6 $ 356,000 $ 59,333 $ 24,000
Genesee, Michigan 6 $ 733,000 $ 122,166 $ 26,000
Kalamazoo, Michigan 6 $ 587,000 $ 97,833 $ 74,000
Brown, Minnesota 6 $ 336,000 $ 56,000 $ 34,000
Chippewa, Minnesota 6 $ 335,000 $ 55,833 $ 30,000
Dodge, Minnesota 6 $ 542,000 $ 90,333 $ 55,000
Pine, Minnesota 6 $ 680,000 $ 113,333 $ 37,000
Pope, Minnesota 6 $ 557,000 $ 92,833 $ 41,000
Taos, New Mexico 6 $ 618,000 $ 103,000 $ 34,000
Adams, Ohio 6 $ 669,000 $ 111,500 $ 67,000
Huron, Ohio 6 $ 543,000 $ 90,500 $ 58,000
Lawrence, Ohio 6 $ 435,000 $ 72,500 $ 37,000
Marion, Ohio 6 $ 554,000 $ 92,333 $ 31,000
Morrow, Ohio 6 $ 768,000 $ 128,000 $ 47,000
Scioto, Ohio 6 $ 443,000 $ 73,833 $ 57,000
Linn, Oregon 6 $ 778,000 $ 129,666 $ 36,000
Anderson, South Carolina 6 $ 391,000 $ 65,166 $ 35,000
Hamblen, Tennessee 6 $ 469,000 $ 78,166 $ 38,000
Jefferson, Tennessee 6 $ 385,000 $ 64,166 $ 26,000
McMinn, Tennessee 6 $ 389,000 $ 64,833 $ 58,000
Fond du Lac, Wisconsin 6 $ 473,000 $ 78,833 $ 56,000
Juneau, Wisconsin 6 $ 470,000 $ 78,333 $ 38,000
Outagamie, Wisconsin 6 $ 570,000 $ 95,000 $ 68,000
Ozaukee, Wisconsin 6 $ 968,000 $ 161,333 $ 70,000
Price, Wisconsin 6 $ 426,000 $ 71,000 $ 48,000
Taylor, Wisconsin 6 $ 465,000 $ 77,500 $ 38,000
Walworth, Wisconsin 6 $ 747,000 $ 124,500 $ 47,000
Alachua, Florida 5 $ 714,000 $ 142,800 $ 81,000
Hendry, Florida 5 $ 425,000 $ 85,000 $ 54,000
Okaloosa, Florida 5 $ 1,074,000 $ 214,800 $ 107,000
Bartow, Georgia 5 $ 842,000 $ 168,400 $ 56,000
Coweta, Georgia 5 $ 650,000 $ 130,000 $ 52,000
Newton, Georgia 5 $ 447,000 $ 89,400 $ 70,000
Paulding, Georgia 5 $ 654,000 $ 130,800 $ 121,000
Rush, Indiana 5 $ 301,000 $ 60,200 $ 26,000
Whitley, Indiana 5 $ 360,000 $ 72,000 $ 41,000
Calhoun, Iowa 5 $ 301,000 $ 60,200 $ 33,000
Dickinson, Iowa 5 $ 467,000 $ 93,400 $ 45,000
Guthrie, Iowa 5 $ 510,000 $ 102,000 $ 55,000
Mitchell, Iowa 5 $ 202,000 $ 40,400 $ 25,000
Muscatine, Iowa 5 $ 373,000 $ 74,600 $ 37,000
Union, Iowa 5 $ 421,000 $ 84,200 $ 47,000
Wapello, Iowa 5 $ 303,000 $ 60,600 $ 38,000
Grant, Kentucky 5 $ 404,000 $ 80,800 $ 45,000
Jessamine, Kentucky 5 $ 692,000 $ 138,400 $ 60,000
Grand Traverse, Michigan 5 $ 686,000 $ 137,200 $ 128,000
Muskegon, Michigan 5 $ 373,000 $ 74,600 $ 38,000
Beltrami, Minnesota 5 $ 342,000 $ 68,400 $ 46,000
Fillmore, Minnesota 5 $ 392,000 $ 78,400 $ 33,000
Nicollet, Minnesota 5 $ 331,000 $ 66,200 $ 33,000
Renville, Minnesota 5 $ 272,000 $ 54,400 $ 38,000
Waseca, Minnesota 5 $ 457,000 $ 91,400 $ 85,000
Ashland, Ohio 5 $ 536,000 $ 107,200 $ 45,000
Coshocton, Ohio 5 $ 348,000 $ 69,600 $ 29,000
Crawford, Ohio 5 $ 481,000 $ 96,200 $ 27,000
Darke, Ohio 5 $ 408,000 $ 81,600 $ 26,000
Hancock, Ohio 5 $ 887,000 $ 177,400 $ 58,000
Madison, Ohio 5 $ 418,000 $ 83,600 $ 55,000
Union, Ohio 5 $ 588,000 $ 117,600 $ 63,000
Benton, Oregon 5 $ 835,000 $ 167,000 $ 45,000
Polk, Oregon 5 $ 978,000 $ 195,600 $ 48,000
Brookings, South Dakota 5 $ 206,000 $ 41,200 $ 63,000
Madison, Tennessee 5 $ 430,000 $ 86,000 $ 39,000
Chippewa, Wisconsin 5 $ 519,000 $ 103,800 $ 70,000
Columbia, Wisconsin 5 $ 347,000 $ 69,400 $ 42,000
Wood, Wisconsin 5 $ 288,000 $ 57,600 $ 46,000
Fremont, Colorado 4 $ 382,000 $ 95,500 $ 33,000
Kit Carson, Colorado 4 $ 278,000 $ 69,500 $ 64,000
Park, Colorado 4 $ 454,000 $ 113,500 $ 22,000
Teller, Colorado 4 $ 766,000 $ 191,500 $ 75,000
Highlands, Florida 4 $ 244,000 $ 61,000 $ 36,000
Marion, Florida 4 $ 294,000 $ 73,500 $ 31,000
Nassau, Florida 4 $ 246,000 $ 61,500 $ 45,000
Carroll, Georgia 4 $ 294,000 $ 73,500 $ 103,000
Catoosa, Georgia 4 $ 462,000 $ 115,500 $ 66,000
Dougherty, Georgia 4 $ 232,000 $ 58,000 $ 28,000
Rockdale, Georgia 4 $ 395,000 $ 98,750 $ 59,000
White, Georgia 4 $ 430,000 $ 107,500 $ 63,000
Lake, Illinois 4 $ 1,096,000 $ 274,000 $ 92,000
Brown, Indiana 4 $ 442,000 $ 110,500 $ 62,000
Dubois, Indiana 4 $ 410,000 $ 102,500 $ 55,000
Montgomery, Indiana 4 $ 385,000 $ 96,250 $ 43,000
Randolph, Indiana 4 $ 228,000 $ 57,000 $ 33,000
Benton, Iowa 4 $ 474,000 $ 118,500 $ 105,000
Clay, Iowa 4 $ 306,000 $ 76,500 $ 39,000
Des Moines, Iowa 4 $ 337,000 $ 84,250 $ 52,000
Humboldt, Iowa 4 $ 179,000 $ 44,750 $ 34,000
Iowa, Iowa 4 $ 379,000 $ 94,750 $ 34,000
Johnson, Iowa 4 $ 532,000 $ 133,000 $ 47,000
Keokuk, Iowa 4 $ 273,000 $ 68,250 $ 42,000
Mahaska, Iowa 4 $ 170,000 $ 42,500 $ 39,000
Marion, Iowa 4 $ 270,000 $ 67,500 $ 28,000
Winneshiek, Iowa 4 $ 433,000 $ 108,250 $ 72,000
Carter, Kentucky 4 $ 189,000 $ 47,250 $ 22,000
Powell, Kentucky 4 $ 385,000 $ 96,250 $ 111,000
Pulaski, Kentucky 4 $ 353,000 $ 88,250 $ 47,000
Warren, Kentucky 4 $ 412,000 $ 103,000 $ 57,000
Whitley, Kentucky 4 $ 357,000 $ 89,250 $ 24,000
Eaton, Michigan 4 $ 575,000 $ 143,750 $ 53,000
Van Buren, Michigan 4 $ 520,000 $ 130,000 $ 68,000
Freeborn, Minnesota 4 $ 302,000 $ 75,500 $ 50,000
Lake, Minnesota 4 $ 356,000 $ 89,000 $ 77,000
Roseau, Minnesota 4 $ 335,000 $ 83,750 $ 54,000
Sibley, Minnesota 4 $ 517,000 $ 129,250 $ 38,000
Stevens, Minnesota 4 $ 263,000 $ 65,750 $ 41,000
Athens, Ohio 4 $ 142,000 $ 35,500 $ 30,000
Fayette, Ohio 4 $ 374,000 $ 93,500 $ 51,000
Hocking, Ohio 4 $ 388,000 $ 97,000 $ 39,000
Logan, Ohio 4 $ 284,000 $ 71,000 $ 43,000
Sandusky, Ohio 4 $ 356,000 $ 89,000 $ 34,000
Wood, Ohio 4 $ 499,000 $ 124,750 $ 30,000
Douglas, Oregon 4 $ 269,000 $ 67,250 $ 33,000
Sullivan, Tennessee 4 $ 306,000 $ 76,500 $ 47,000
Buffalo, Wisconsin 4 $ 253,000 $ 63,250 $ 42,000
Burnett, Wisconsin 4 $ 292,000 $ 73,000 $ 57,000
Clark, Wisconsin 4 $ 356,000 $ 89,000 $ 36,000
Iowa, Wisconsin 4 $ 293,000 $ 73,250 $ 34,000
Lincoln, Wisconsin 4 $ 201,000 $ 50,250 $ 48,000
Portage, Wisconsin 4 $ 335,000 $ 83,750 $ 53,000
Vernon, Wisconsin 4 $ 369,000 $ 92,250 $ 49,000
Winnebago, Wisconsin 4 $ 283,000 $ 70,750 $ 46,000
Natrona, Wyoming 4 $ 321,000 $ 80,250 $ 25,000
Prowers, Colorado 3 $ 140,000 $ 46,666 $ 33,000
Summit, Colorado 3 $ 512,000 $ 170,666 $ 87,000
St. Lucie, Florida 3 $ 254,000 $ 84,666 $ 107,000
Walton, Florida 3 $ 688,000 $ 229,333 $ 35,000
Fayette, Georgia 3 $ 424,000 $ 141,333 $ 63,000
Forsyth, Georgia 3 $ 383,000 $ 127,666 $ 62,000
Gordon, Georgia 3 $ 289,000 $ 96,333 $ 41,000
Muscogee, Georgia 3 $ 590,000 $ 196,666 $ 87,000
Sumter, Georgia 3 $ 229,000 $ 76,333 $ 73,000
Whitfield, Georgia 3 $ 390,000 $ 130,000 $ 65,000
Daviess, Indiana 3 $ 160,000 $ 53,333 $ 32,000
Decatur, Indiana 3 $ 201,000 $ 67,000 $ 51,000
Fayette, Indiana 3 $ 324,000 $ 108,000 $ 64,000
Jackson, Indiana 3 $ 205,000 $ 68,333 $ 31,000
Knox, Indiana 3 $ 306,000 $ 102,000 $ 58,000
Miami, Indiana 3 $ 201,000 $ 67,000 $ 41,000
Scott, Indiana 3 $ 246,000 $ 82,000 $ 28,000
Tippecanoe, Indiana 3 $ 380,000 $ 126,666 $ 70,000
Washington, Indiana 3 $ 422,000 $ 140,666 $ 71,000
White, Indiana 3 $ 228,000 $ 76,000 $ 53,000
Bremer, Iowa 3 $ 262,000 $ 87,333 $ 68,000
Buena Vista, Iowa 3 $ 135,000 $ 45,000 $ 41,000
Carroll, Iowa 3 $ 128,000 $ 42,666 $ 30,000
Cass, Iowa 3 $ 105,000 $ 35,000 $ 25,000
Hancock, Iowa 3 $ 120,000 $ 40,000 $ 24,000
Henry, Iowa 3 $ 182,000 $ 60,666 $ 28,000
Jefferson, Iowa 3 $ 115,000 $ 38,333 $ 36,000
Lee, Iowa 3 $ 268,000 $ 89,333 $ 57,000
Madison, Iowa 3 $ 188,000 $ 62,666 $ 55,000
Marshall, Iowa 3 $ 172,000 $ 57,333 $ 39,000
Montgomery, Iowa 3 $ 210,000 $ 70,000 $ 60,000
O'Brien, Iowa 3 $ 105,000 $ 35,000 $ 38,000
Pocahontas, Iowa 3 $ 97,000 $ 32,333 $ 25,000
Washington, Iowa 3 $ 330,000 $ 110,000 $ 58,000
Worth, Iowa 3 $ 134,000 $ 44,666 $ 30,000
Bracken, Kentucky 3 $ 275,000 $ 91,666 $ 82,000
Bullitt, Kentucky 3 $ 299,000 $ 99,666 $ 45,000
Henderson, Kentucky 3 $ 232,000 $ 77,333 $ 44,000
Menifee, Kentucky 3 $ 291,000 $ 97,000 $ 30,000
Morgan, Kentucky 3 $ 420,000 $ 140,000 $ 36,000
Trimble, Kentucky 3 $ 280,000 $ 93,333 $ 36,000
Alpena, Michigan 3 $ 251,000 $ 83,666 $ 38,000
Jackson, Michigan 3 $ 317,000 $ 105,666 $ 61,000
Livingston, Michigan 3 $ 420,000 $ 140,000 $ 139,000
Mecosta, Michigan 3 $ 130,000 $ 43,333 $ 30,000
Cass, Minnesota 3 $ 276,000 $ 92,000 $ 88,000
Faribault, Minnesota 3 $ 173,000 $ 57,666 $ 68,000
Houston, Minnesota 3 $ 249,000 $ 83,000 $ 64,000
Hubbard, Minnesota 3 $ 326,000 $ 108,666 $ 20,000
Pennington, Minnesota 3 $ 156,000 $ 52,000 $ 54,000
Redwood, Minnesota 3 $ 208,000 $ 69,333 $ 63,000
Swift, Minnesota 3 $ 119,000 $ 39,666 $ 28,000
Wabasha, Minnesota 3 $ 411,000 $ 137,000 $ 31,000
Wadena, Minnesota 3 $ 251,000 $ 83,666 $ 52,000
Watonwan, Minnesota 3 $ 290,000 $ 96,666 $ 49,000
DeSoto, Mississippi 3 $ 280,000 $ 93,333 $ 73,000
Rio Arriba, New Mexico 3 $ 380,000 $ 126,666 $ 123,000
San Juan, New Mexico 3 $ 247,000 $ 82,333 $ 63,000
Barnes, North Dakota 3 $ 126,000 $ 42,000 $ 22,000
Gallia, Ohio 3 $ 236,000 $ 78,666 $ 28,000
Jackson, Ohio 3 $ 254,000 $ 84,666 $ 53,000
Jefferson, Ohio 3 $ 257,000 $ 85,666 $ 36,000
Putnam, Ohio 3 $ 330,000 $ 110,000 $ 31,000
Seneca, Ohio 3 $ 205,000 $ 68,333 $ 31,000
Baker, Oregon 3 $ 345,000 $ 115,000 $ 67,000
Clatsop, Oregon 3 $ 363,000 $ 121,000 $ 39,000
Wasco, Oregon 3 $ 522,000 $ 174,000 $ 58,000
Davison, South Dakota 3 $ 214,000 $ 71,333 $ 71,000
Cumberland, Tennessee 3 $ 400,000 $ 133,333 $ 53,000
Monroe, Tennessee 3 $ 276,000 $ 92,000 $ 25,000
Roane, Tennessee 3 $ 163,000 $ 54,333 $ 18,000
Tipton, Tennessee 3 $ 342,000 $ 114,000 $ 56,000
Wilson, Tennessee 3 $ 308,000 $ 102,666 $ 48,000
Weber, Utah 3 $ 241,000 $ 80,333 $ 48,000
Adams, Wisconsin 3 $ 250,000 $ 83,333 $ 52,000
Sheboygan, Wisconsin 3 $ 304,000 $ 101,333 $ 52,000
Clear Creek, Colorado 2 $ 310,000 $ 155,000 $ 143,000
Crowley, Colorado 2 $ 191,000 $ 95,500 $ 34,000
Delta, Colorado 2 $ 244,000 $ 122,000 $ 25,000
Las Animas, Colorado 2 $ 169,000 $ 84,500 $ 38,000
Morgan, Colorado 2 $ 300,000 $ 150,000 $ 44,000
Rio Grande, Colorado 2 $ 240,000 $ 120,000 $ 43,000
Yuma, Colorado 2 $ 150,000 $ 75,000 $ 35,000
Baker, Florida 2 $ 377,000 $ 188,500 $ 73,000
Citrus, Florida 2 $ 273,000 $ 136,500 $ 35,000
Columbia, Florida 2 $ 269,000 $ 134,500 $ 36,000
DeSoto, Florida 2 $ 128,000 $ 64,000 $ 31,000
Levy, Florida 2 $ 265,000 $ 132,500 $ 39,000
Martin, Florida 2 $ 200,000 $ 100,000 $ 37,000
Santa Rosa, Florida 2 $ 436,000 $ 218,000 $ 87,000
Barrow, Georgia 2 $ 200,000 $ 100,000 $ 63,000
Cherokee, Georgia 2 $ 203,000 $ 101,500 $ 63,000
Hall, Georgia 2 $ 245,000 $ 122,500 $ 71,000
Lowndes, Georgia 2 $ 138,000 $ 69,000 $ 56,000
Murray, Georgia 2 $ 169,000 $ 84,500 $ 120,000
Richmond, Georgia 2 $ 191,000 $ 95,500 $ 48,000
Walker, Georgia 2 $ 185,000 $ 92,500 $ 39,000
McHenry, Illinois 2 $ 307,000 $ 153,500 $ 48,000
Blackford, Indiana 2 $ 75,000 $ 37,500 $ 96,000
Cass, Indiana 2 $ 124,000 $ 62,000 $ 135,000
Floyd, Indiana 2 $ 128,000 $ 64,000 $ 74,000
Harrison, Indiana 2 $ 109,000 $ 54,500 $ 69,000
Jennings, Indiana 2 $ 142,000 $ 71,000 $ 32,000
Martin, Indiana 2 $ 103,000 $ 51,500 $ 21,000
Newton, Indiana 2 $ 204,000 $ 102,000 $ 56,000
Pike, Indiana 2 $ 139,000 $ 69,500 $ 36,000
Posey, Indiana 2 $ 135,000 $ 67,500 $ 59,000
Shelby, Indiana 2 $ 116,000 $ 58,000 $ 37,000
Tipton, Indiana 2 $ 267,000 $ 133,500 $ 74,000
Union, Indiana 2 $ 87,000 $ 43,500 $ 70,000
Vermillion, Indiana 2 $ 152,000 $ 76,000 $ 52,000
Wabash, Indiana 2 $ 95,000 $ 47,500 $ 38,000
Adair, Iowa 2 $ 116,000 $ 58,000 $ 34,000
Audubon, Iowa 2 $ 85,000 $ 42,500 $ 29,000
Buchanan, Iowa 2 $ 154,000 $ 77,000 $ 65,000
Chickasaw, Iowa 2 $ 81,000 $ 40,500 $ 25,000
Delaware, Iowa 2 $ 169,000 $ 84,500 $ 46,000
Emmet, Iowa 2 $ 145,000 $ 72,500 $ 36,000
Hamilton, Iowa 2 $ 106,000 $ 53,000 $ 164,000
Hardin, Iowa 2 $ 152,000 $ 76,000 $ 29,000
Harrison, Iowa 2 $ 94,000 $ 47,000 $ 42,000
Jackson, Iowa 2 $ 198,000 $ 99,000 $ 87,000
Lyon, Iowa 2 $ 139,000 $ 69,500 $ 53,000
Monroe, Iowa 2 $ 126,000 $ 63,000 $ 27,000
Palo Alto, Iowa 2 $ 128,000 $ 64,000 $ 50,000
Poweshiek, Iowa 2 $ 158,000 $ 79,000 $ 50,000
Sioux, Iowa 2 $ 118,000 $ 59,000 $ 53,000
Wayne, Iowa 2 $ 110,000 $ 55,000 $ 33,000
Wright, Iowa 2 $ 125,000 $ 62,500 $ 64,000
Bath, Kentucky 2 $ 165,000 $ 82,500 $ 27,000
Boyd, Kentucky 2 $ 364,000 $ 182,000 $ 72,000
Christian, Kentucky 2 $ 154,000 $ 77,000 $ 54,000
Clay, Kentucky 2 $ 156,000 $ 78,000 $ 59,000
Estill, Kentucky 2 $ 141,000 $ 70,500 $ 61,000
Garrard, Kentucky 2 $ 249,000 $ 124,500 $ 38,000
Grayson, Kentucky 2 $ 150,000 $ 75,000 $ 50,000
Hardin, Kentucky 2 $ 279,000 $ 139,500 $ 97,000
Harlan, Kentucky 2 $ 99,000 $ 49,500 $ 32,000
Harrison, Kentucky 2 $ 106,000 $ 53,000 $ 69,000
Henry, Kentucky 2 $ 173,000 $ 86,500 $ 54,000
Lee, Kentucky 2 $ 80,000 $ 40,000 $ 39,000
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Mortgage Loan Application Detail Totals for Avizen Lending Solutions in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 8,480 $956,037,000 $101,900 $805,000 $50,600 $528,000
Home Purchase (one-to-four family) 4,809 $562,328,000 $113,074 $2,580,000 $63,703 $2,631,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 6,062 $681,286,000 $99,423 $960,000 $49,923 $528,000
White 5,462 $644,753,000 $106,384 $2,580,000 $56,884 $2,631,000
Black 1,005 $100,930,000 $102,500 $385,000 $61,444 $240,000
Hispanic 480 $55,218,000 $108,625 $565,000 $51,000 $300,000
Asian or Pacific Islander 135 $19,208,000 $132,100 $370,000 $54,500 $414,000
Other 88 $11,206,000 $150,000 $708,000 $60,600 $300,000
American Indian or Alaskan Native 57 $5,764,000 $89,833 $236,000 $41,000 $240,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,289 $1,518,365,000 $104,656 $2,580,000 $57,250 $2,631,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 4,634 $535,064,000 $112,863 $805,000 $59,136 $528,000
Application Denied By Financial Institution 4,587 $511,619,000 $96,300 $2,580,000 $49,833 $501,000
Application Withdrawn By Applicant 2,125 $251,181,000 $118,076 $580,000 $56,769 $300,000
Loan Originated 1,868 $210,865,000 $95,882 $607,000 $66,588 $2,631,000
Application Approved But Not Accepted 75 $9,636,000 $128,846 $540,000 $56,230 $232,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Avizen Lending Solutions's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Avizen Lending Solutions's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List