Axia Financial LLC Mortgage Lending & HMDA Data, 2021
In 2021, Axia Financial LLC of Bellevue, WA reported 22,706 mortgage applications totaling $7.3 billion, up 91% from 2020. The average application was for $319,486, and applicants reported an average income of $102,962. 33% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,762), Las Vegas-Henderson-Paradise, NV (1,189) and Seattle-Bellevue-Everett, WA (887) (applications in parentheses).
| Mortgage Company & Address | Axia Financial LLC 1120 112th Ave Ne Ste 600 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 22,706 |
| Total Mortgage Loan Application Amount | $7,254,270,000 |
| Average Mortgage Loan Application Amount | $319,486 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $102,962 |
| Highest Applicant Income | $7,750,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axia Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,762 | $ 489,200,000 | $ 277,639 | $ 103,399 |
| Outside any metro area | 1,682 | $ 427,860,000 | $ 254,375 | $ 95,256 |
| Las Vegas-Henderson-Paradise, NV | 1,189 | $ 369,835,000 | $ 311,047 | $ 108,000 |
| Seattle-Bellevue-Everett, WA | 887 | $ 478,125,000 | $ 539,036 | $ 182,000 |
| Phoenix-Mesa-Scottsdale, AZ | 545 | $ 183,445,000 | $ 336,596 | $ 129,000 |
| Twin Falls, ID | 454 | $ 89,620,000 | $ 197,400 | $ 63,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 440 | $ 170,550,000 | $ 387,613 | $ 118,420 |
| Tacoma-Lakewood, WA | 428 | $ 160,450,000 | $ 374,883 | $ 112,000 |
| Reno, NV | 307 | $ 101,845,000 | $ 331,742 | $ 102,000 |
| Boise City, ID | 292 | $ 90,140,000 | $ 308,698 | $ 97,000 |
| Provo-Orem, UT | 279 | $ 91,205,000 | $ 326,899 | $ 107,000 |
| Lake Havasu City-Kingman, AZ | 249 | $ 50,175,000 | $ 201,506 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 249 | $ 98,125,000 | $ 394,076 | $ 150,000 |
| Olympia-Tumwater, WA | 224 | $ 77,750,000 | $ 347,098 | $ 109,000 |
| Austin-Round Rock, TX | 209 | $ 81,065,000 | $ 387,870 | $ 163,000 |
| Bremerton-Silverdale, WA | 199 | $ 78,035,000 | $ 392,135 | $ 122,000 |
| San Diego-Carlsbad, CA | 137 | $ 73,705,000 | $ 537,992 | $ 180,000 |
| Los Angeles-Long Beach-Glendale, CA | 124 | $ 55,330,000 | $ 446,209 | $ 122,000 |
| Santa Rosa, CA | 97 | $ 50,795,000 | $ 523,659 | $ 150,000 |
| Milwaukee-Waukesha-West Allis, WI | 81 | $ 24,175,000 | $ 298,456 | $ 119,000 |
| Redding, CA | 81 | $ 19,915,000 | $ 245,864 | $ 93,000 |
| Bend-Redmond, OR | 79 | $ 28,125,000 | $ 356,012 | $ 121,000 |
| Kahului-Wailuku-Lahaina, HI | 79 | $ 40,825,000 | $ 516,772 | $ 208,000 |
| North Port-Sarasota-Bradenton, FL | 67 | $ 26,635,000 | $ 397,537 | $ 212,000 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 17,945,000 | $ 314,824 | $ 128,000 |
| Denver-Aurora-Lakewood, CO | 47 | $ 19,815,000 | $ 421,595 | $ 133,000 |
| Salt Lake City, UT | 45 | $ 15,475,000 | $ 343,888 | $ 144,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 41 | $ 17,365,000 | $ 423,536 | $ 127,000 |
| Jacksonville, FL | 40 | $ 10,200,000 | $ 255,000 | $ 108,000 |
| Ogden-Clearfield, UT | 40 | $ 12,180,000 | $ 304,500 | $ 86,000 |
| Salem, OR | 28 | $ 9,490,000 | $ 338,928 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 27 | $ 14,645,000 | $ 542,407 | $ 162,000 |
| San Antonio-New Braunfels, TX | 25 | $ 6,875,000 | $ 275,000 | $ 198,000 |
| Fort Worth-Arlington, TX | 24 | $ 5,330,000 | $ 222,083 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 10,905,000 | $ 519,285 | $ 179,000 |
| Chicago-Naperville, IL | 20 | $ 5,110,000 | $ 255,500 | $ 228,000 |
| Houston-The Woodlands-Sugar Land, TX | 20 | $ 8,720,000 | $ 436,000 | $ 200,000 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 5,740,000 | $ 287,000 | $ 116,000 |
| Dallas-Plano-Irving, TX | 19 | $ 6,175,000 | $ 325,000 | $ 121,000 |
| Corvallis, OR | 18 | $ 6,530,000 | $ 362,777 | $ 109,000 |
| Mankato-North Mankato, MN | 17 | $ 3,635,000 | $ 213,823 | $ 69,000 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 9,815,000 | $ 577,352 | $ 138,000 |
| Spokane-Spokane Valley, WA | 16 | $ 7,460,000 | $ 466,250 | $ 181,000 |
| St. George, UT | 16 | $ 5,750,000 | $ 359,375 | $ 155,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 5,605,000 | $ 373,666 | $ 215,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 3,325,000 | $ 221,666 | $ 107,000 |
| Longview, WA | 15 | $ 4,465,000 | $ 297,666 | $ 101,000 |
| Duluth, MN-WI | 14 | $ 2,520,000 | $ 180,000 | $ 82,857 |
| Bellingham, WA | 13 | $ 3,945,000 | $ 303,461 | $ 93,000 |
| Eugene, OR | 13 | $ 3,735,000 | $ 287,307 | $ 78,000 |
| St. Cloud, MN | 13 | $ 2,645,000 | $ 203,461 | $ 64,000 |
| Tucson, AZ | 12 | $ 2,970,000 | $ 247,500 | $ 82,000 |
| Mount Vernon-Anacortes, WA | 11 | $ 5,095,000 | $ 463,181 | $ 83,000 |
| Vallejo-Fairfield, CA | 10 | $ 3,710,000 | $ 371,000 | $ 126,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 2,095,000 | $ 232,777 | $ 89,000 |
| San Rafael, CA | 9 | $ 5,275,000 | $ 586,111 | $ 165,000 |
| Wenatchee, WA | 9 | $ 3,595,000 | $ 399,444 | $ 223,000 |
| Carson City, NV | 8 | $ 2,240,000 | $ 280,000 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 2,930,000 | $ 366,250 | $ 118,000 |
| Pittsburgh, PA | 8 | $ 2,170,000 | $ 271,250 | $ 97,000 |
| Racine, WI | 8 | $ 2,040,000 | $ 255,000 | $ 92,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,685,000 | $ 240,714 | $ 78,857 |
| Stockton-Lodi, CA | 7 | $ 2,465,000 | $ 352,142 | $ 93,000 |
| Urban Honolulu, HI | 7 | $ 4,285,000 | $ 612,142 | $ 116,000 |
| Albany, OR | 6 | $ 1,540,000 | $ 256,666 | $ 73,000 |
| Idaho Falls, ID | 6 | $ 1,720,000 | $ 286,666 | $ 83,000 |
| Madison, WI | 6 | $ 1,250,000 | $ 208,333 | $ 78,000 |
| Panama City, FL | 6 | $ 2,160,000 | $ 360,000 | $ 279,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 5,450,000 | $ 908,333 | $ 218,000 |
| Bakersfield, CA | 5 | $ 1,115,000 | $ 223,000 | $ 72,000 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 1,495,000 | $ 299,000 | $ 114,400 |
| Chico, CA | 5 | $ 1,375,000 | $ 275,000 | $ 92,000 |
| Colorado Springs, CO | 5 | $ 1,265,000 | $ 253,000 | $ 79,000 |
| Flagstaff, AZ | 5 | $ 1,405,000 | $ 281,000 | $ 118,000 |
| Fond Du Lac, WI | 5 | $ 795,000 | $ 159,000 | $ 64,000 |
| Medford, OR | 5 | $ 1,465,000 | $ 293,000 | $ 87,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,715,000 | $ 343,000 | $ 151,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 4,615,000 | $ 923,000 | $ 237,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 3,205,000 | $ 641,000 | $ 177,000 |
| Boulder, CO | 4 | $ 2,350,000 | $ 587,500 | $ 137,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,830,000 | $ 457,500 | $ 298,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 720,000 | $ 180,000 | $ 46,000 |
| Killeen-Temple, TX | 4 | $ 990,000 | $ 247,500 | $ 87,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,160,000 | $ 290,000 | $ 119,000 |
| Appleton, WI | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Elgin, IL | 3 | $ 925,000 | $ 308,333 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 1,015,000 | $ 338,333 | $ 210,000 |
| Grants Pass, OR | 3 | $ 985,000 | $ 328,333 | $ 80,000 |
| Knoxville, TN | 3 | $ 1,515,000 | $ 505,000 | $ 153,000 |
| Lewiston, ID-WA | 3 | $ 825,000 | $ 275,000 | $ 84,333 |
| Modesto, CA | 3 | $ 635,000 | $ 211,666 | $ 90,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 525,000 | $ 175,000 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 1,585,000 | $ 528,333 | $ 166,000 |
| Pocatello, ID | 3 | $ 355,000 | $ 118,333 | $ 42,000 |
| Punta Gorda, FL | 3 | $ 745,000 | $ 248,333 | $ 75,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,475,000 | $ 491,666 | $ 155,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 555,000 | $ 185,000 | $ 33,000 |
| Sumter, SC | 3 | $ 1,185,000 | $ 395,000 | $ 90,000 |
| Yakima, WA | 3 | $ 545,000 | $ 181,666 | $ 79,000 |
| Charleston-North Charleston, SC | 2 | $ 1,310,000 | $ 655,000 | $ 174,000 |
| Coeur D'Alene, ID | 2 | $ 930,000 | $ 465,000 | $ 159,000 |
| Corpus Christi, TX | 2 | $ 480,000 | $ 240,000 | $ 157,000 |
| Eau Claire, WI | 2 | $ 320,000 | $ 160,000 | $ 37,000 |
| El Paso, TX | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Greeley, CO | 2 | $ 690,000 | $ 345,000 | $ 48,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 670,000 | $ 335,000 | $ 54,000 |
| Kennewick-Richland, WA | 2 | $ 400,000 | $ 200,000 | $ 104,000 |
| Madera, CA | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Merced, CA | 2 | $ 580,000 | $ 290,000 | $ 74,000 |
| Oshkosh-Neenah, WI | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Pueblo, CO | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Sheboygan, WI | 2 | $ 480,000 | $ 240,000 | $ 78,000 |
| Sherman-Denison, TX | 2 | $ 770,000 | $ 385,000 | $ 121,000 |
| Visalia-Porterville, CA | 2 | $ 780,000 | $ 390,000 | $ 140,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 1,240,000 | $ 620,000 | $ 140,000 |
| Yuba City, CA | 2 | $ 1,020,000 | $ 510,000 | $ 130,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Billings, MT | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Cheyenne, WY | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| Columbia, SC | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Fort Collins, CO | 1 | $ 365,000 | $ 365,000 | $ 231,000 |
| Fresno, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Gainesville, FL | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Green Bay, WI | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Logan, UT-ID | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Midland, TX | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Napa, CA | 1 | $ 565,000 | $ 565,000 | $ 87,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 455,000 | $ 455,000 | $ 216,000 |
| Odessa, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Peoria, IL | 1 | $ 385,000 | $ 385,000 | $ 533,000 |
| Port St. Lucie, FL | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Rochester, MN | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 485,000 | $ 485,000 | $ 350,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 435,000 | $ 435,000 | $ 83,000 |
| Spartanburg, SC | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Texarkana, TX-AR | 1 | $ 455,000 | $ 455,000 | $ 90,000 |
| Walla Walla, WA | 1 | $ 445,000 | $ 445,000 | $ 289,000 |
Mortgage Loan Application Detail Totals for Axia Financial LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,100 | $5,548,660,000 | $324,000 | $12,005,000 | $100,000 | $7,750,000 |
| Refinancing | 5,606 | $1,705,610,000 | $304,000 | $2,585,000 | $112,000 | $3,026,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,836 | $4,403,170,000 | $318,000 | $3,505,000 | $106,000 | $7,750,000 |
| Not Provided | 3,230 | $1,093,760,000 | $338,000 | $5,755,000 | $106,000 | $3,538,000 |
| Hispanic | 2,845 | $761,465,000 | $267,000 | $3,505,000 | $72,000 | $3,288,000 |
| Asian | 1,257 | $523,795,000 | $416,000 | $12,005,000 | $143,000 | $3,960,000 |
| Black or African American | 1,185 | $356,795,000 | $301,000 | $2,945,000 | $83,000 | $1,499,000 |
| American Indian or Alaskan Native | 171 | $53,595,000 | $313,000 | $1,505,000 | $95,000 | $390,000 |
| Native Hawaiian or Other Pacific Islander | 124 | $40,840,000 | $329,000 | $725,000 | $97,000 | $1,558,000 |
| Not applicable | 48 | $16,780,000 | $349,000 | $1,525,000 | $85,000 | $413,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,992 | $5,419,190,000 | $338,000 | $12,005,000 | $118,000 | $7,750,000 |
| FHA-insured (Federal Housing Administration) | 4,538 | $1,137,740,000 | $250,000 | $1,665,000 | $60,000 | $1,454,000 |
| VA-guaranteed (Veterans Administration) | 1,608 | $577,460,000 | $359,000 | $5,755,000 | $87,000 | $6,019,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 568 | $119,880,000 | $211,000 | $1,755,000 | $49,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 13,401 | $4,105,495,000 | $306,000 | $12,005,000 | $92,000 | $6,019,000 |
| Loan Originated | 7,520 | $2,526,120,000 | $335,000 | $2,965,000 | $118,000 | $7,750,000 |
| Application Withdrawn By Applicant | 1,242 | $441,310,000 | $355,000 | $2,905,000 | $122,000 | $2,500,000 |
| Application Approved But Not Accepted | 268 | $92,590,000 | $345,000 | $1,995,000 | $118,000 | $1,273,000 |
| Application Denied By Financial Institution | 233 | $74,675,000 | $320,000 | $2,305,000 | $107,000 | $2,680,000 |
| Preapproval Approved but not Accepted | 23 | $8,215,000 | $357,000 | $725,000 | $120,000 | $440,000 |
| Preapproval Denied by Financial Institution | 19 | $5,865,000 | $308,000 | $515,000 | $82,000 | $159,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,454 | $7,173,730,000 | $319,000 | $12,005,000 | $103,000 | $7,750,000 |
| Credit History | 69 | $17,815,000 | $258,000 | $545,000 | $69,000 | $285,000 |
| Debt-To-Income Ratio | 63 | $21,275,000 | $337,000 | $1,505,000 | $77,000 | $221,000 |
| Collateral | 60 | $19,370,000 | $322,000 | $745,000 | $137,000 | $488,000 |
| Unverifiable Information | 23 | $6,925,000 | $301,000 | $625,000 | $98,000 | $234,000 |
| Credit Application Incomplete | 12 | $7,170,000 | $597,000 | $2,305,000 | $346,000 | $2,680,000 |
| Other | 9 | $2,685,000 | $298,000 | $545,000 | $105,000 | $182,000 |
| Employment History | 8 | $2,410,000 | $301,000 | $545,000 | $59,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,615,000 | $373,000 | $485,000 | $82,000 | $120,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $132,000 | $132,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axia Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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