Finance of America Commercial LLC Mortgage Lending & HMDA Data, 2021
In 2021, Finance of America Commercial LLC of Charlotte, NC reported 9,494 mortgage applications totaling $2.3 billion, up 66% from 2020. The average application was for $245,219, and applicants reported an average income of $0. 66% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (799), Philadelphia, PA (400) and Atlanta-Sandy Springs-Roswell, GA (392) (applications in parentheses).
| Mortgage Company & Address | Finance of America Commercial LLC 6230 Fairview Road, Suite 300 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 9,494 |
| Total Mortgage Loan Application Amount | $2,328,110,000 |
| Average Mortgage Loan Application Amount | $245,219 |
| Highest Mortgage Loan Application Amount | $7,555,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finance of America Commercial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 799 | $ 156,285,000 | $ 195,600 | $ 0 |
| Philadelphia, PA | 400 | $ 76,020,000 | $ 190,050 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 392 | $ 102,470,000 | $ 261,403 | $ 0 |
| Baltimore-Columbia-Towson, MD | 340 | $ 59,400,000 | $ 174,705 | $ 0 |
| Outside any metro area | 314 | $ 68,730,000 | $ 218,885 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 233 | $ 49,615,000 | $ 212,939 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 192 | $ 37,230,000 | $ 193,906 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 183 | $ 47,335,000 | $ 258,661 | $ 0 |
| Richmond, VA | 177 | $ 29,195,000 | $ 164,943 | $ 0 |
| Kansas City, MO-KS | 158 | $ 21,160,000 | $ 133,924 | $ 0 |
| New Haven-Milford, CT | 158 | $ 42,510,000 | $ 269,050 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 156 | $ 24,870,000 | $ 159,423 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 142 | $ 49,870,000 | $ 351,197 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 138 | $ 74,120,000 | $ 537,101 | $ 0 |
| New York-Newark, NY | 137 | $ 52,255,000 | $ 381,423 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 129 | $ 25,645,000 | $ 198,798 | $ 0 |
| Trenton, NJ | 116 | $ 17,290,000 | $ 149,051 | $ 0 |
| Camden, NJ | 115 | $ 21,345,000 | $ 185,608 | $ 0 |
| Columbus, OH | 112 | $ 21,520,000 | $ 192,142 | $ 0 |
| Nassau County-Suffolk County, NY | 107 | $ 45,675,000 | $ 426,869 | $ 0 |
| Newark, NJ-PA | 102 | $ 39,540,000 | $ 387,647 | $ 0 |
| Jacksonville, FL | 100 | $ 16,070,000 | $ 160,700 | $ 0 |
| Dallas-Plano-Irving, TX | 97 | $ 25,555,000 | $ 263,453 | $ 0 |
| St. Louis, MO-IL | 96 | $ 13,180,000 | $ 137,291 | $ 0 |
| Albuquerque, NM | 91 | $ 23,455,000 | $ 257,747 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 89 | $ 16,125,000 | $ 181,179 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 85 | $ 35,415,000 | $ 416,647 | $ 0 |
| Cleveland-Elyria, OH | 84 | $ 13,360,000 | $ 159,047 | $ 0 |
| Fort Worth-Arlington, TX | 83 | $ 15,825,000 | $ 190,662 | $ 0 |
| Providence-Warwick, RI-MA | 83 | $ 27,775,000 | $ 334,638 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 82 | $ 36,540,000 | $ 445,609 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 81 | $ 28,785,000 | $ 355,370 | $ 0 |
| Wilmington, DE-MD-NJ | 80 | $ 11,930,000 | $ 149,125 | $ 0 |
| Birmingham-Hoover, AL | 78 | $ 11,980,000 | $ 153,589 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 78 | $ 22,310,000 | $ 286,025 | $ 0 |
| Memphis, TN-MS-AR | 78 | $ 15,980,000 | $ 204,871 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 77 | $ 23,525,000 | $ 305,519 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 75 | $ 31,235,000 | $ 416,466 | $ 0 |
| Gary, IN | 75 | $ 9,905,000 | $ 132,066 | $ 0 |
| Lubbock, TX | 69 | $ 15,515,000 | $ 224,855 | $ 0 |
| Pittsburgh, PA | 68 | $ 10,120,000 | $ 148,823 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 65 | $ 16,605,000 | $ 255,461 | $ 0 |
| Cincinnati, OH-KY-IN | 61 | $ 9,595,000 | $ 157,295 | $ 0 |
| San Antonio-New Braunfels, TX | 60 | $ 16,410,000 | $ 273,500 | $ 0 |
| Elgin, IL | 59 | $ 9,705,000 | $ 164,491 | $ 0 |
| Cape Coral-Fort Myers, FL | 55 | $ 10,755,000 | $ 195,545 | $ 0 |
| New Orleans-Metairie, LA | 55 | $ 16,325,000 | $ 296,818 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 54 | $ 15,280,000 | $ 282,962 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 53 | $ 19,195,000 | $ 362,169 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 50 | $ 34,110,000 | $ 682,200 | $ 0 |
| Austin-Round Rock, TX | 48 | $ 19,310,000 | $ 402,291 | $ 0 |
| Dover, DE | 47 | $ 5,805,000 | $ 123,510 | $ 0 |
| Albany-Schenectady-Troy, NY | 46 | $ 7,620,000 | $ 165,652 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 46 | $ 9,680,000 | $ 210,434 | $ 0 |
| Lake County-Kenosha County, IL-WI | 45 | $ 9,465,000 | $ 210,333 | $ 0 |
| Akron, OH | 44 | $ 6,620,000 | $ 150,454 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 43 | $ 6,865,000 | $ 159,651 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 43 | $ 23,645,000 | $ 549,883 | $ 0 |
| Durham-Chapel Hill, NC | 41 | $ 7,305,000 | $ 178,170 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 41 | $ 11,365,000 | $ 277,195 | $ 0 |
| Denver-Aurora-Lakewood, CO | 40 | $ 14,080,000 | $ 352,000 | $ 0 |
| Visalia-Porterville, CA | 40 | $ 6,120,000 | $ 153,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 39 | $ 19,625,000 | $ 503,205 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 37 | $ 5,025,000 | $ 135,810 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 36 | $ 16,440,000 | $ 456,666 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 35 | $ 5,105,000 | $ 145,857 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 33 | $ 5,335,000 | $ 161,666 | $ 0 |
| St. Joseph, MO-KS | 33 | $ 3,065,000 | $ 92,878 | $ 0 |
| Fayetteville, NC | 31 | $ 3,515,000 | $ 113,387 | $ 0 |
| Columbia, SC | 30 | $ 5,340,000 | $ 178,000 | $ 0 |
| Lakeland-Winter Haven, FL | 30 | $ 6,710,000 | $ 223,666 | $ 0 |
| Reading, PA | 30 | $ 5,130,000 | $ 171,000 | $ 0 |
| Oklahoma City, OK | 29 | $ 5,835,000 | $ 201,206 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 4,905,000 | $ 169,137 | $ 0 |
| Urban Honolulu, HI | 29 | $ 24,045,000 | $ 829,137 | $ 0 |
| Greensboro-High Point, NC | 28 | $ 4,480,000 | $ 160,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 28 | $ 9,400,000 | $ 335,714 | $ 0 |
| Raleigh, NC | 28 | $ 9,200,000 | $ 328,571 | $ 0 |
| Spartanburg, SC | 26 | $ 3,220,000 | $ 123,846 | $ 0 |
| Atlantic City-Hammonton, NJ | 25 | $ 6,145,000 | $ 245,800 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 5,475,000 | $ 219,000 | $ 0 |
| Oshkosh-Neenah, WI | 25 | $ 3,105,000 | $ 124,200 | $ 0 |
| Anchorage, AK | 24 | $ 6,410,000 | $ 267,083 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 6,250,000 | $ 260,416 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 4,235,000 | $ 184,130 | $ 0 |
| Boston, MA | 23 | $ 9,955,000 | $ 432,826 | $ 0 |
| Corpus Christi, TX | 23 | $ 4,735,000 | $ 205,869 | $ 0 |
| Fresno, CA | 23 | $ 6,465,000 | $ 281,086 | $ 0 |
| Punta Gorda, FL | 23 | $ 6,265,000 | $ 272,391 | $ 0 |
| Boise City, ID | 22 | $ 6,940,000 | $ 315,454 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 22 | $ 3,230,000 | $ 146,818 | $ 0 |
| Cambridge-Newton-Framingham, MA | 22 | $ 13,210,000 | $ 600,454 | $ 0 |
| Charleston-North Charleston, SC | 22 | $ 5,630,000 | $ 255,909 | $ 0 |
| Grand Rapids-Wyoming, MI | 22 | $ 3,660,000 | $ 166,363 | $ 0 |
| Green Bay, WI | 22 | $ 4,790,000 | $ 217,727 | $ 0 |
| Killeen-Temple, TX | 22 | $ 3,360,000 | $ 152,727 | $ 0 |
| San Diego-Carlsbad, CA | 22 | $ 15,710,000 | $ 714,090 | $ 0 |
| Warner Robins, GA | 22 | $ 1,200,000 | $ 54,545 | $ 0 |
| Wilmington, NC | 22 | $ 5,210,000 | $ 236,818 | $ 0 |
| Appleton, WI | 21 | $ 2,895,000 | $ 137,857 | $ 0 |
| Baton Rouge, LA | 21 | $ 9,265,000 | $ 441,190 | $ 0 |
| Muncie, IN | 21 | $ 3,495,000 | $ 166,428 | $ 0 |
| Chattanooga, TN-GA | 20 | $ 2,280,000 | $ 114,000 | $ 0 |
| Brownsville-Harlingen, TX | 19 | $ 3,535,000 | $ 186,052 | $ 0 |
| Dayton-Springfield-Kettering, OH | 19 | $ 2,255,000 | $ 118,684 | $ 0 |
| Montgomery, AL | 18 | $ 4,740,000 | $ 263,333 | $ 0 |
| Norwich-New London, CT | 18 | $ 5,470,000 | $ 303,888 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 9,305,000 | $ 547,352 | $ 0 |
| Macon-Bibb County, GA | 17 | $ 5,305,000 | $ 312,058 | $ 0 |
| Rochester, NY | 17 | $ 1,975,000 | $ 116,176 | $ 0 |
| Lansing-East Lansing, MI | 16 | $ 1,530,000 | $ 95,625 | $ 0 |
| Michigan City-La Porte, IN | 16 | $ 1,660,000 | $ 103,750 | $ 0 |
| Washington-Baltimore-Arlington, DC | 16 | $ 7,660,000 | $ 478,750 | $ 0 |
| Beaumont-Port Arthur, TX | 15 | $ 1,795,000 | $ 119,666 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 4,975,000 | $ 331,666 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 4,215,000 | $ 281,000 | $ 0 |
| Ocala, FL | 15 | $ 2,225,000 | $ 148,333 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 2,705,000 | $ 180,333 | $ 0 |
| Reno, NV | 15 | $ 7,435,000 | $ 495,666 | $ 0 |
| Stockton-Lodi, CA | 15 | $ 4,535,000 | $ 302,333 | $ 0 |
| Tallahassee, FL | 15 | $ 2,785,000 | $ 185,666 | $ 0 |
| Augusta-Richmond County, GA-SC | 14 | $ 3,860,000 | $ 275,714 | $ 0 |
| Salt Lake City, UT | 14 | $ 4,690,000 | $ 335,000 | $ 0 |
| Asheville, NC | 13 | $ 3,715,000 | $ 285,769 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 13 | $ 6,085,000 | $ 468,076 | $ 0 |
| Lake Charles, LA | 13 | $ 1,515,000 | $ 116,538 | $ 0 |
| Tacoma-Lakewood, WA | 13 | $ 4,595,000 | $ 353,461 | $ 0 |
| Worcester, MA-CT | 13 | $ 3,985,000 | $ 306,538 | $ 0 |
| Colorado Springs, CO | 12 | $ 5,440,000 | $ 453,333 | $ 0 |
| East Stroudsburg, PA | 12 | $ 2,250,000 | $ 187,500 | $ 0 |
| Huntsville, AL | 12 | $ 1,970,000 | $ 164,166 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 12 | $ 7,200,000 | $ 600,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 1,990,000 | $ 165,833 | $ 0 |
| Springfield, MA | 12 | $ 2,610,000 | $ 217,500 | $ 0 |
| Tucson, AZ | 12 | $ 4,310,000 | $ 359,166 | $ 0 |
| Bend-Redmond, OR | 11 | $ 3,525,000 | $ 320,454 | $ 0 |
| Fort Collins, CO | 11 | $ 4,595,000 | $ 417,727 | $ 0 |
| Panama City, FL | 11 | $ 2,215,000 | $ 201,363 | $ 0 |
| Port St. Lucie, FL | 11 | $ 3,495,000 | $ 317,727 | $ 0 |
| Savannah, GA | 11 | $ 3,715,000 | $ 337,727 | $ 0 |
| Vineland-Bridgeton, NJ | 11 | $ 1,725,000 | $ 156,818 | $ 0 |
| Santa Fe, NM | 10 | $ 3,100,000 | $ 310,000 | $ 0 |
| California-Lexington Park, MD | 9 | $ 1,415,000 | $ 157,222 | $ 0 |
| Eugene, OR | 9 | $ 6,165,000 | $ 685,000 | $ 0 |
| Greeley, CO | 9 | $ 2,195,000 | $ 243,888 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 885,000 | $ 98,333 | $ 0 |
| Racine, WI | 9 | $ 1,245,000 | $ 138,333 | $ 0 |
| Salisbury, MD-DE | 9 | $ 4,365,000 | $ 485,000 | $ 0 |
| Tulsa, OK | 9 | $ 1,595,000 | $ 177,222 | $ 0 |
| Tuscaloosa, AL | 9 | $ 1,505,000 | $ 167,222 | $ 0 |
| Winchester, VA-WV | 9 | $ 1,485,000 | $ 165,000 | $ 0 |
| Bellingham, WA | 8 | $ 2,910,000 | $ 363,750 | $ 0 |
| Greenville, NC | 8 | $ 860,000 | $ 107,500 | $ 0 |
| Jackson, MS | 8 | $ 2,880,000 | $ 360,000 | $ 0 |
| Knoxville, TN | 8 | $ 1,040,000 | $ 130,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 6,650,000 | $ 831,250 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 5,130,000 | $ 641,250 | $ 0 |
| Springfield, MO | 8 | $ 1,180,000 | $ 147,500 | $ 0 |
| Winston-Salem, NC | 8 | $ 1,630,000 | $ 203,750 | $ 0 |
| Ann Arbor, MI | 7 | $ 1,465,000 | $ 209,285 | $ 0 |
| Cheyenne, WY | 7 | $ 1,255,000 | $ 179,285 | $ 0 |
| Columbus, GA-AL | 7 | $ 975,000 | $ 139,285 | $ 0 |
| Daphne-Fairhope-Foley, AL | 7 | $ 4,485,000 | $ 640,714 | $ 0 |
| Harrisburg-Carlisle, PA | 7 | $ 995,000 | $ 142,142 | $ 0 |
| Jacksonville, NC | 7 | $ 1,635,000 | $ 233,571 | $ 0 |
| Kingston, NY | 7 | $ 1,565,000 | $ 223,571 | $ 0 |
| Louisville/Jefferson County, KY-IN | 7 | $ 885,000 | $ 126,428 | $ 0 |
| Manchester-Nashua, NH | 7 | $ 1,865,000 | $ 266,428 | $ 0 |
| Spokane-Spokane Valley, WA | 7 | $ 1,615,000 | $ 230,714 | $ 0 |
| Waco, TX | 7 | $ 1,775,000 | $ 253,571 | $ 0 |
| Barnstable Town, MA | 6 | $ 1,640,000 | $ 273,333 | $ 0 |
| Des Moines-West Des Moines, IA | 6 | $ 830,000 | $ 138,333 | $ 0 |
| Longview, WA | 6 | $ 4,070,000 | $ 678,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,010,000 | $ 168,333 | $ 0 |
| Muskegon, MI | 6 | $ 500,000 | $ 83,333 | $ 0 |
| Olympia-Tumwater, WA | 6 | $ 2,020,000 | $ 336,666 | $ 0 |
| Prescott Valley-Prescott, AZ | 6 | $ 1,800,000 | $ 300,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 6 | $ 1,120,000 | $ 186,666 | $ 0 |
| Syracuse, NY | 6 | $ 680,000 | $ 113,333 | $ 0 |
| Toledo, OH | 6 | $ 820,000 | $ 136,666 | $ 0 |
| Vallejo-Fairfield, CA | 6 | $ 5,560,000 | $ 926,666 | $ 0 |
| Bakersfield, CA | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Binghamton, NY | 5 | $ 425,000 | $ 85,000 | $ 0 |
| Clarksville, TN-KY | 5 | $ 605,000 | $ 121,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| Niles-Benton Harbor, MI | 5 | $ 2,055,000 | $ 411,000 | $ 0 |
| Portland-South Portland, ME | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| Sherman-Denison, TX | 5 | $ 2,465,000 | $ 493,000 | $ 0 |
| Tyler, TX | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Boulder, CO | 4 | $ 1,390,000 | $ 347,500 | $ 0 |
| Burlington, NC | 4 | $ 710,000 | $ 177,500 | $ 0 |
| Columbia, MO | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,210,000 | $ 302,500 | $ 0 |
| Fort Wayne, IN | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Homosassa Springs, FL | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Houma-Thibodaux, LA | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Jonesboro, AR | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Kankakee, IL | 4 | $ 370,000 | $ 92,500 | $ 0 |
| Lafayette, LA | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Lancaster, PA | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Longview, TX | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| Midland, TX | 4 | $ 1,010,000 | $ 252,500 | $ 0 |
| Mobile, AL | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Roanoke, VA | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Rockford, IL | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Rockingham County-Strafford County, NH | 4 | $ 1,440,000 | $ 360,000 | $ 0 |
| Rome, GA | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 3,550,000 | $ 887,500 | $ 0 |
| Terre Haute, IN | 4 | $ 310,000 | $ 77,500 | $ 0 |
| York-Hanover, PA | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 490,000 | $ 122,500 | $ 0 |
| Abilene, TX | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Albany, OR | 3 | $ 1,495,000 | $ 498,333 | $ 0 |
| Bay City, MI | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Charleston, WV | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Cumberland, MD-WV | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Evansville, IN-KY | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Flagstaff, AZ | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Flint, MI | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Gainesville, FL | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Gainesville, GA | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Janesville-Beloit, WI | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Lafayette-West Lafayette, IN | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Modesto, CA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Ocean City, NJ | 3 | $ 1,915,000 | $ 638,333 | $ 0 |
| Peoria, IL | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Pocatello, ID | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Pueblo, CO | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Redding, CA | 3 | $ 1,625,000 | $ 541,666 | $ 0 |
| San Rafael, CA | 3 | $ 3,835,000 | $ 1,278,333 | $ 0 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,415,000 | $ 471,666 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 245,000 | $ 81,666 | $ 0 |
| St. George, UT | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Wichita Falls, TX | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Battle Creek, MI | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Bowling Green, KY | 2 | $ 170,000 | $ 85,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 840,000 | $ 420,000 | $ 0 |
| El Paso, TX | 2 | $ 1,900,000 | $ 950,000 | $ 0 |
| Erie, PA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Florence, SC | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Jackson, TN | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Joplin, MO | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Lynchburg, VA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Madison, WI | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Midland, MI | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Salem, OR | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Sioux City, IA-NE-SD | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Wausau, WI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Wichita, KS | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Yuba City, CA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Yuma, AZ | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Albany, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Amarillo, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ames, IA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Billings, MT | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bloomington, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bloomington, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Carson City, NV | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chico, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Columbus, IN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Decatur, AL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Eau Claire, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Gettysburg, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Glens Falls, NY | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Grand Junction, CO | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hammond, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hinesville, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hot Springs, AR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jackson, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kokomo, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Las Cruces, NM | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lima, OH | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Manhattan, KS | 1 | $ 2,085,000 | $ 2,085,000 | $ 0 |
| Napa, CA | 1 | $ 535,000 | $ 535,000 | $ 0 |
| New Bern, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pittsfield, MA | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Rochester, MN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Saginaw, MI | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Salinas, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sheboygan, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Springfield, OH | 1 | $ 2,125,000 | $ 2,125,000 | $ 0 |
| Topeka, KS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Walla Walla, WA | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Finance of America Commercial LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 4,218 | $1,063,320,000 | $252,000 | $7,555,000 | $0 | $0 |
| Home Purchase | 3,696 | $906,390,000 | $245,000 | $2,945,000 | $0 | $0 |
| Refinancing | 1,580 | $358,400,000 | $226,000 | $2,135,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,707 | $1,919,625,000 | $249,000 | $7,555,000 | $0 | $0 |
| White | 696 | $155,140,000 | $222,000 | $2,005,000 | $0 | $0 |
| Not Provided | 524 | $126,730,000 | $241,000 | $1,405,000 | $0 | $0 |
| Black or African American | 221 | $39,645,000 | $179,000 | $1,485,000 | $0 | $0 |
| Hispanic | 163 | $35,315,000 | $216,000 | $885,000 | $0 | $0 |
| Asian | 135 | $42,095,000 | $311,000 | $1,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $2,575,000 | $151,000 | $465,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,175,000 | $391,000 | $675,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,494 | $2,328,110,000 | $245,000 | $7,555,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,308 | $1,501,700,000 | $238,000 | $5,645,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2,539 | $647,935,000 | $255,000 | $7,555,000 | $0 | $0 |
| Application Denied By Financial Institution | 394 | $105,290,000 | $267,000 | $2,195,000 | $0 | $0 |
| File Closed For Incompleteness | 144 | $40,010,000 | $277,000 | $1,765,000 | $0 | $0 |
| Application Approved But Not Accepted | 103 | $32,225,000 | $312,000 | $2,035,000 | $0 | $0 |
| Loan Purchased By The Institution | 6 | $950,000 | $158,000 | $255,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,100 | $2,222,820,000 | $244,000 | $7,555,000 | $0 | $0 |
| Other | 297 | $77,925,000 | $262,000 | $2,195,000 | $0 | $0 |
| Collateral | 52 | $10,390,000 | $199,000 | $955,000 | $0 | $0 |
| Credit History | 43 | $16,675,000 | $387,000 | $2,005,000 | $0 | $0 |
| Debt-To-Income Ratio | 2 | $300,000 | $150,000 | $195,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finance of America Commercial LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finance of America Commercial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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