Bank Of America, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of America, National Association 31303 Agoura Rd Ca6-917-01-20 Charlotte, NC 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 286,798 |
| Total Mortgage Loan Application Amount | $101,408,242,000 |
| Average Mortgage Loan Application Amount | $381,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $141,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bank Of America, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of America, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bank Of America, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of America, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of America, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of America, National Association's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 19,337 | $ 11,930,377,000 | $ 616,000 | $ 200,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9,544 | $ 5,392,547,000 | $ 565,000 | $ 229,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9,420 | $ 6,100,221,000 | $ 647,000 | $ 209,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 8,240 | $ 4,571,784,000 | $ 554,000 | $ 170,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7,450 | $ 1,873,029,000 | $ 251,000 | $ 134,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7,436 | $ 1,864,603,000 | $ 250,000 | $ 106,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7,242 | $ 1,920,865,000 | $ 265,000 | $ 113,000 |
| DALLAS-PLANO-IRVING, TX | 6,866 | $ 1,731,738,000 | $ 252,000 | $ 129,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6,717 | $ 2,761,407,000 | $ 411,000 | $ 147,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6,680 | $ 4,666,785,000 | $ 698,000 | $ 205,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 6,589 | $ 2,408,530,000 | $ 365,000 | $ 155,000 |
| SAN DIEGO-CARLSBAD, CA | 5,950 | $ 3,095,332,000 | $ 520,000 | $ 178,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 5,819 | $ 1,524,410,000 | $ 239,000 | $ 81,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5,758 | $ 2,532,295,000 | $ 366,500 | $ 133,750 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 5,639 | $ 1,499,572,000 | $ 265,000 | $ 107,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4,932 | $ 3,817,715,000 | $ 774,000 | $ 238,000 |
| ST. LOUIS, MO-IL | 3,616 | $ 670,728,000 | $ 158,000 | $ 86,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3,607 | $ 1,143,385,000 | $ 316,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,530 | $ 746,887,000 | $ 211,000 | $ 105,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3,271 | $ 1,012,369,000 | $ 278,000 | $ 117,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,238 | $ 1,422,817,000 | $ 439,000 | $ 173,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,074 | $ 644,747,000 | $ 209,000 | $ 113,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,954 | $ 804,031,000 | $ 272,000 | $ 110,000 |
| NEWARK, NJ-PA | 2,931 | $ 1,133,193,000 | $ 277,000 | $ 145,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,799 | $ 954,118,000 | $ 340,000 | $ 131,000 |
| FORT WORTH-ARLINGTON, TX | 2,601 | $ 499,620,000 | $ 192,000 | $ 109,000 |
| BOSTON, MA | 2,538 | $ 1,211,984,000 | $ 477,000 | $ 201,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,516 | $ 918,808,000 | $ 365,000 | $ 142,000 |
| KANSAS CITY, MO-KS | 2,452 | $ 471,593,000 | $ 200,000 | $ 93,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,342 | $ 736,514,000 | $ 314,000 | $ 148,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,314 | $ 623,060,000 | $ 269,000 | $ 111,000 |
| AUSTIN-ROUND ROCK, TX | 2,174 | $ 683,122,000 | $ 314,000 | $ 146,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,137 | $ 536,271,000 | $ 250,000 | $ 106,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,134 | $ 919,542,000 | $ 430,000 | $ 198,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2,132 | $ 1,015,422,000 | $ 476,000 | $ 206,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,915 | $ 1,020,345,000 | $ 532,000 | $ 170,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,785 | $ 355,410,000 | $ 199,000 | $ 98,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,713 | $ 572,598,000 | $ 334,000 | $ 156,000 |
| RALEIGH, NC | 1,713 | $ 426,271,000 | $ 248,000 | $ 109,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,702 | $ 666,006,000 | $ 391,000 | $ 227,000 |
| JACKSONVILLE, FL | 1,624 | $ 366,449,000 | $ 225,000 | $ 106,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,604 | $ 624,262,000 | $ 389,000 | $ 172,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,448 | $ 354,582,000 | $ 270,500 | $ 132,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,407 | $ 341,495,000 | $ 242,000 | $ 137,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,278 | $ 967,618,000 | $ 757,000 | $ 339,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,274 | $ 365,620,000 | $ 286,000 | $ 128,000 |
| PROVIDENCE-WARWICK, RI-MA | 1,249 | $ 348,121,000 | $ 268,000 | $ 137,000 |
| PHILADELPHIA, PA | 1,239 | $ 314,242,000 | $ 253,000 | $ 118,000 |
| RICHMOND, VA | 1,200 | $ 299,557,000 | $ 249,000 | $ 96,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,192 | $ 345,550,000 | $ 244,000 | $ 112,500 |
| CAMDEN, NJ | 1,151 | $ 233,717,000 | $ 203,000 | $ 105,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,143 | $ 183,667,000 | $ 160,000 | $ 100,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,141 | $ 256,382,000 | $ 224,000 | $ 119,000 |
| TACOMA-LAKEWOOD, WA | 1,078 | $ 256,527,000 | $ 237,000 | $ 105,000 |
| TUCSON, AZ | 1,047 | $ 208,087,000 | $ 198,000 | $ 95,000 |
| STOCKTON-LODI, CA | 1,009 | $ 217,104,000 | $ 215,000 | $ 87,000 |
| RENO, NV | 946 | $ 269,066,000 | $ 284,000 | $ 139,000 |
| FRESNO, CA | 925 | $ 165,178,000 | $ 178,000 | $ 96,000 |
| BAKERSFIELD, CA | 914 | $ 143,734,000 | $ 157,000 | $ 79,000 |
| CAPE CORAL-FORT MYERS, FL | 912 | $ 200,615,000 | $ 219,000 | $ 124,000 |
| OKLAHOMA CITY, OK | 892 | $ 154,846,000 | $ 173,000 | $ 96,000 |
| COLUMBIA, SC | 865 | $ 198,393,000 | $ 229,000 | $ 84,000 |
| ALBUQUERQUE, NM | 860 | $ 147,117,000 | $ 171,000 | $ 83,000 |
| MEMPHIS, TN-MS-AR | 844 | $ 128,104,000 | $ 133,333 | $ 65,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 838 | $ 167,517,000 | $ 199,000 | $ 88,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 830 | $ 133,611,000 | $ 160,000 | $ 85,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 816 | $ 279,281,000 | $ 265,500 | $ 134,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 794 | $ 136,576,000 | $ 185,500 | $ 98,500 |
| SAN RAFAEL, CA | 794 | $ 678,767,000 | $ 854,000 | $ 285,000 |
| GREENSBORO-HIGH POINT, NC | 769 | $ 124,034,000 | $ 161,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 763 | $ 184,448,000 | $ 241,000 | $ 100,000 |
| VALLEJO-FAIRFIELD, CA | 748 | $ 190,757,000 | $ 255,000 | $ 104,000 |
| SANTA ROSA, CA | 746 | $ 359,093,000 | $ 481,000 | $ 169,000 |
| WORCESTER, MA-CT | 724 | $ 166,071,000 | $ 210,500 | $ 103,000 |
| NEW HAVEN-MILFORD, CT | 717 | $ 172,179,000 | $ 240,000 | $ 132,000 |
| MODESTO, CA | 712 | $ 126,583,000 | $ 177,000 | $ 78,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 703 | $ 105,397,000 | $ 149,000 | $ 86,000 |
| COLUMBUS, OH | 675 | $ 139,850,000 | $ 207,000 | $ 107,000 |
| WILMINGTON, DE-MD-NJ | 665 | $ 138,465,000 | $ 192,333 | $ 67,333 |
| SALINAS, CA | 657 | $ 272,823,000 | $ 415,000 | $ 159,000 |
| DURHAM-CHAPEL HILL, NC | 641 | $ 172,829,000 | $ 269,000 | $ 145,000 |
| PORTLAND-SOUTH PORTLAND, ME | 628 | $ 167,423,000 | $ 266,000 | $ 163,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 610 | $ 97,448,000 | $ 159,000 | $ 83,000 |
| PITTSBURGH, PA | 605 | $ 111,159,000 | $ 183,000 | $ 102,000 |
| TULSA, OK | 605 | $ 115,159,000 | $ 190,000 | $ 90,000 |
| CINCINNATI, OH-KY-IN | 594 | $ 106,397,000 | $ 144,000 | $ 86,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 574 | $ 138,280,000 | $ 240,000 | $ 95,000 |
| CLEVELAND-ELYRIA, OH | 564 | $ 93,646,000 | $ 166,000 | $ 118,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 561 | $ 238,695,000 | $ 425,000 | $ 248,000 |
| ROCHESTER, NY | 552 | $ 82,833,000 | $ 150,000 | $ 93,000 |
| SANTA MARIA-SANTA BARBARA, CA | 539 | $ 468,479,000 | $ 869,000 | $ 234,000 |
| BIRMINGHAM-HOOVER, AL | 538 | $ 94,410,000 | $ 175,000 | $ 76,000 |
| ANN ARBOR, MI | 531 | $ 148,346,000 | $ 279,000 | $ 142,000 |
| NEW ORLEANS-METAIRIE, LA | 519 | $ 96,878,000 | $ 186,000 | $ 97,000 |
| SALT LAKE CITY, UT | 516 | $ 116,603,000 | $ 225,000 | $ 97,000 |
| VISALIA-PORTERVILLE, CA | 516 | $ 68,680,000 | $ 133,000 | $ 69,000 |
| EL PASO, TX | 511 | $ 63,548,000 | $ 124,000 | $ 112,000 |
| PORT ST. LUCIE, FL | 506 | $ 105,394,000 | $ 208,000 | $ 140,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 498 | $ 90,303,000 | $ 192,500 | $ 92,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 481 | $ 62,895,000 | $ 130,500 | $ 70,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 477 | $ 93,012,000 | $ 194,000 | $ 105,000 |
| WINSTON-SALEM, NC | 474 | $ 66,857,000 | $ 141,000 | $ 73,000 |
| TRENTON, NJ | 473 | $ 170,563,000 | $ 360,000 | $ 170,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 466 | $ 120,121,000 | $ 257,000 | $ 135,000 |
| SPOKANE-SPOKANE VALLEY, WA | 466 | $ 81,241,000 | $ 174,000 | $ 94,000 |
| ELGIN, IL | 456 | $ 93,878,000 | $ 205,000 | $ 101,000 |
| LAKELAND-WINTER HAVEN, FL | 456 | $ 68,108,000 | $ 149,000 | $ 74,000 |
| SALISBURY, MD-DE | 454 | $ 131,065,000 | $ 266,000 | $ 155,000 |
| ASHEVILLE, NC | 450 | $ 104,135,000 | $ 231,000 | $ 120,000 |
| ALBANY-SCHENECTADY-TROY, NY | 449 | $ 87,831,000 | $ 195,000 | $ 110,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 439 | $ 78,998,000 | $ 161,000 | $ 93,000 |
| SAVANNAH, GA | 432 | $ 80,028,000 | $ 185,000 | $ 116,000 |
| COLORADO SPRINGS, CO | 427 | $ 93,611,000 | $ 219,000 | $ 106,000 |
| SANTA CRUZ-WATSONVILLE, CA | 425 | $ 218,429,000 | $ 513,000 | $ 192,000 |
| SPRINGFIELD, MA | 417 | $ 71,831,000 | $ 172,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 399 | $ 72,273,000 | $ 181,000 | $ 83,000 |
| WICHITA, KS | 399 | $ 49,374,000 | $ 123,000 | $ 69,000 |
| URBAN HONOLULU, HI | 381 | $ 157,328,000 | $ 412,000 | $ 142,000 |
| CORPUS CHRISTI, TX | 378 | $ 55,717,000 | $ 147,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 374 | $ 169,392,000 | $ 452,000 | $ 308,000 |
| BREMERTON-SILVERDALE, WA | 372 | $ 109,328,000 | $ 293,000 | $ 115,000 |
| WILMINGTON, NC | 371 | $ 84,070,000 | $ 226,000 | $ 124,000 |
| KNOXVILLE, TN | 369 | $ 72,981,000 | $ 197,000 | $ 110,000 |
| MCALLEN-EDINBURG-MISSION, TX | 369 | $ 40,913,000 | $ 110,000 | $ 77,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 351 | $ 59,436,000 | $ 106,500 | $ 63,000 |
| MANCHESTER-NASHUA, NH | 343 | $ 78,884,000 | $ 229,000 | $ 130,000 |
| NAPA, CA | 332 | $ 168,890,000 | $ 508,000 | $ 176,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 332 | $ 124,468,000 | $ 374,000 | $ 169,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 324 | $ 105,829,000 | $ 326,000 | $ 168,000 |
| TALLAHASSEE, FL | 324 | $ 52,639,000 | $ 162,000 | $ 84,000 |
| SPRINGFIELD, MO | 320 | $ 44,817,000 | $ 140,000 | $ 73,000 |
| CHATTANOOGA, TN-GA | 319 | $ 48,565,000 | $ 143,500 | $ 83,500 |
| CHARLOTTESVILLE, VA | 312 | $ 90,024,000 | $ 288,000 | $ 124,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 305 | $ 72,488,000 | $ 237,000 | $ 148,000 |
| SPARTANBURG, SC | 303 | $ 41,033,000 | $ 135,000 | $ 77,000 |
| OCALA, FL | 299 | $ 34,235,000 | $ 114,000 | $ 60,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 299 | $ 44,428,000 | $ 148,000 | $ 87,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 295 | $ 97,666,000 | $ 331,000 | $ 155,000 |
| BATON ROUGE, LA | 290 | $ 71,352,000 | $ 246,000 | $ 91,000 |
| BEND-REDMOND, OR | 287 | $ 88,472,000 | $ 308,000 | $ 133,000 |
| MERCED, CA | 287 | $ 41,356,000 | $ 144,000 | $ 62,000 |
| CHICO, CA | 285 | $ 54,340,000 | $ 190,000 | $ 80,000 |
| OGDEN-CLEARFIELD, UT | 277 | $ 60,817,000 | $ 219,000 | $ 106,000 |
| SALEM, OR | 274 | $ 52,433,000 | $ 191,000 | $ 78,000 |
| PRESCOTT, AZ | 273 | $ 70,267,000 | $ 257,000 | $ 87,000 |
| GAINESVILLE, FL | 268 | $ 45,916,000 | $ 171,000 | $ 97,000 |
| FAYETTEVILLE, NC | 256 | $ 28,968,000 | $ 113,000 | $ 62,000 |
| GARY, IN | 253 | $ 37,265,000 | $ 147,000 | $ 76,000 |
| PUNTA GORDA, FL | 247 | $ 39,862,000 | $ 161,000 | $ 89,000 |
| OCEAN CITY, NJ | 242 | $ 118,935,000 | $ 491,000 | $ 272,000 |
| BOULDER, CO | 238 | $ 111,874,000 | $ 470,000 | $ 216,000 |
| FORT COLLINS, CO | 238 | $ 54,123,000 | $ 227,000 | $ 121,000 |
| BOISE CITY, ID | 236 | $ 47,362,000 | $ 200,000 | $ 100,000 |
| OLYMPIA-TUMWATER, WA | 233 | $ 48,287,000 | $ 207,000 | $ 95,000 |
| AKRON, OH | 230 | $ 33,987,000 | $ 147,000 | $ 80,000 |
| SYRACUSE, NY | 230 | $ 31,289,000 | $ 136,000 | $ 87,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 228 | $ 31,069,000 | $ 136,000 | $ 90,000 |
| LANSING-EAST LANSING, MI | 218 | $ 31,150,000 | $ 142,000 | $ 81,000 |
| SANTA FE, NM | 218 | $ 65,629,000 | $ 301,000 | $ 140,000 |
| JACKSON, MS | 215 | $ 32,816,000 | $ 152,000 | $ 73,000 |
| KILLEEN-TEMPLE, TX | 215 | $ 23,894,000 | $ 111,000 | $ 74,000 |
| KENNEWICK-RICHLAND, WA | 213 | $ 39,784,000 | $ 186,000 | $ 86,000 |
| EUGENE, OR | 212 | $ 57,644,000 | $ 271,000 | $ 106,000 |
| HICKORY-LENOIR-MORGANTON, NC | 212 | $ 31,648,000 | $ 149,000 | $ 78,000 |
| HUNTSVILLE, AL | 210 | $ 36,103,000 | $ 171,000 | $ 89,000 |
| DES MOINES-WEST DES MOINES, IA | 205 | $ 32,820,000 | $ 160,000 | $ 95,000 |
| BELLINGHAM, WA | 203 | $ 48,262,000 | $ 237,000 | $ 93,000 |
| HOMOSASSA SPRINGS, FL | 198 | $ 24,418,000 | $ 123,000 | $ 66,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 183 | $ 35,196,000 | $ 172,500 | $ 99,500 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 181 | $ 49,872,000 | $ 275,000 | $ 153,000 |
| GREELEY, CO | 180 | $ 36,608,000 | $ 203,000 | $ 91,000 |
| REDDING, CA | 179 | $ 32,327,000 | $ 180,000 | $ 79,000 |
| GAINESVILLE, GA | 178 | $ 31,384,000 | $ 176,000 | $ 79,000 |
| NORWICH-NEW LONDON, CT | 178 | $ 45,692,000 | $ 256,000 | $ 143,000 |
| PROVO-OREM, UT | 178 | $ 45,960,000 | $ 258,000 | $ 128,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 176 | $ 23,216,000 | $ 131,000 | $ 75,000 |
| ROANOKE, VA | 175 | $ 33,656,000 | $ 192,000 | $ 81,000 |
| DAYTON, OH | 174 | $ 20,559,000 | $ 118,000 | $ 81,000 |
| HARRISBURG-CARLISLE, PA | 171 | $ 28,601,000 | $ 167,000 | $ 92,000 |
| SEBASTIAN-VERO BEACH, FL | 169 | $ 65,614,000 | $ 388,000 | $ 213,000 |
| YORK-HANOVER, PA | 169 | $ 26,876,000 | $ 159,000 | $ 76,000 |
| BROWNSVILLE-HARLINGEN, TX | 166 | $ 13,116,000 | $ 79,000 | $ 60,000 |
| YUBA CITY, CA | 165 | $ 28,475,000 | $ 172,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 164 | $ 20,044,000 | $ 125,000 | $ 58,500 |
| COEUR D'ALENE, ID | 163 | $ 43,747,000 | $ 268,000 | $ 107,000 |
| WACO, TX | 161 | $ 21,576,000 | $ 134,000 | $ 82,000 |
| MONTGOMERY, AL | 159 | $ 19,701,000 | $ 123,000 | $ 53,000 |
| MADERA, CA | 158 | $ 21,686,000 | $ 137,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 153 | $ 23,988,000 | $ 156,000 | $ 104,000 |
| MADISON, WI | 153 | $ 36,175,000 | $ 236,000 | $ 112,000 |
| LYNCHBURG, VA | 152 | $ 23,592,000 | $ 155,000 | $ 82,000 |
| YAKIMA, WA | 152 | $ 19,347,000 | $ 127,000 | $ 58,000 |
| EAST STROUDSBURG, PA | 149 | $ 22,878,000 | $ 153,000 | $ 101,000 |
| AMARILLO, TX | 146 | $ 19,009,000 | $ 130,000 | $ 83,000 |
| COLLEGE STATION-BRYAN, TX | 145 | $ 24,529,000 | $ 169,000 | $ 100,000 |
| LUBBOCK, TX | 145 | $ 20,390,000 | $ 140,000 | $ 101,000 |
| READING, PA | 144 | $ 22,802,000 | $ 158,000 | $ 87,000 |
| JACKSONVILLE, NC | 142 | $ 17,912,000 | $ 126,000 | $ 67,000 |
| LAREDO, TX | 141 | $ 16,696,000 | $ 118,000 | $ 68,000 |
| ATHENS-CLARKE COUNTY, GA | 140 | $ 23,423,000 | $ 167,000 | $ 95,000 |
| MACON, GA | 140 | $ 33,927,000 | $ 242,000 | $ 64,000 |
| TOPEKA, KS | 140 | $ 15,868,000 | $ 113,000 | $ 68,000 |
| TYLER, TX | 139 | $ 26,119,000 | $ 187,000 | $ 109,000 |
| DOVER, DE | 138 | $ 31,656,000 | $ 229,000 | $ 60,000 |
| EL CENTRO, CA | 136 | $ 17,895,000 | $ 131,000 | $ 83,000 |
| MOBILE, AL | 134 | $ 17,970,000 | $ 134,000 | $ 69,000 |
| BEAUMONT-PORT ARTHUR, TX | 133 | $ 35,757,000 | $ 268,000 | $ 84,000 |
| THE VILLAGES, FL | 132 | $ 25,262,000 | $ 191,000 | $ 93,000 |
| MEDFORD, OR | 131 | $ 32,068,000 | $ 244,000 | $ 113,000 |
| GREENVILLE, NC | 130 | $ 18,993,000 | $ 146,000 | $ 98,000 |
| FLAGSTAFF, AZ | 126 | $ 31,118,000 | $ 246,000 | $ 127,000 |
| MOUNT VERNON-ANACORTES, WA | 125 | $ 32,453,000 | $ 259,000 | $ 104,000 |
| LANCASTER, PA | 123 | $ 21,096,000 | $ 171,000 | $ 83,000 |
| TOLEDO, OH | 123 | $ 22,878,000 | $ 186,000 | $ 106,000 |
| BURLINGTON, NC | 121 | $ 16,474,000 | $ 136,000 | $ 72,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 121 | $ 93,788,000 | $ 775,000 | $ 211,000 |
| COLUMBUS, GA-AL | 117 | $ 17,923,000 | $ 143,000 | $ 72,500 |
| MONROE, MI | 115 | $ 16,620,000 | $ 144,000 | $ 73,000 |
| FLINT, MI | 109 | $ 13,203,000 | $ 121,000 | $ 76,000 |
| VINELAND-BRIDGETON, NJ | 106 | $ 12,933,000 | $ 122,000 | $ 60,000 |
| ANCHORAGE, AK | 104 | $ 21,889,000 | $ 210,000 | $ 117,000 |
| LONGVIEW, WA | 104 | $ 17,304,000 | $ 166,000 | $ 87,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 103 | $ 19,518,000 | $ 186,000 | $ 81,500 |
| ROCKFORD, IL | 102 | $ 10,792,000 | $ 105,000 | $ 53,000 |
| WARNER ROBINS, GA | 101 | $ 11,985,000 | $ 118,000 | $ 66,000 |
| BRUNSWICK, GA | 100 | $ 29,364,000 | $ 293,000 | $ 179,000 |
| COLUMBIA, MO | 100 | $ 13,246,000 | $ 132,000 | $ 88,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 100 | $ 15,802,000 | $ 158,000 | $ 73,000 |
| VALDOSTA, GA | 99 | $ 13,619,000 | $ 137,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 98 | $ 13,306,000 | $ 135,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 97 | $ 15,405,000 | $ 158,000 | $ 86,000 |
| LAFAYETTE, LA | 96 | $ 14,543,000 | $ 151,000 | $ 86,000 |
| NEW BERN, NC | 96 | $ 14,679,000 | $ 152,000 | $ 77,000 |
| KALAMAZOO-PORTAGE, MI | 94 | $ 16,097,000 | $ 171,000 | $ 107,000 |
| GRAND JUNCTION, CO | 92 | $ 17,742,000 | $ 192,000 | $ 78,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 91 | $ 23,354,000 | $ 256,000 | $ 148,000 |
| HANFORD-CORCORAN, CA | 91 | $ 18,438,000 | $ 202,000 | $ 63,000 |
| LAS CRUCES, NM | 91 | $ 11,926,000 | $ 131,000 | $ 64,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 88 | $ 20,053,000 | $ 227,000 | $ 113,000 |
| CARSON CITY, NV | 85 | $ 15,701,000 | $ 184,000 | $ 82,000 |
| PANAMA CITY, FL | 85 | $ 13,688,000 | $ 161,000 | $ 92,000 |
| ABILENE, TX | 84 | $ 10,220,000 | $ 121,000 | $ 71,000 |
| KINGSTON, NY | 83 | $ 17,505,000 | $ 210,000 | $ 165,000 |
| SIERRA VISTA-DOUGLAS, AZ | 83 | $ 14,256,000 | $ 171,000 | $ 57,000 |
| PUEBLO, CO | 82 | $ 10,613,000 | $ 129,000 | $ 68,000 |
| MIDLAND, TX | 81 | $ 19,062,000 | $ 235,000 | $ 119,000 |
| SEBRING, FL | 78 | $ 10,945,000 | $ 140,000 | $ 69,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 78 | $ 12,441,000 | $ 170,000 | $ 100,500 |
| ALBANY, OR | 76 | $ 11,264,000 | $ 148,000 | $ 69,000 |
| TUSCALOOSA, AL | 75 | $ 10,929,000 | $ 145,000 | $ 73,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 75 | $ 9,748,000 | $ 133,500 | $ 99,500 |
| CORVALLIS, OR | 74 | $ 18,558,000 | $ 250,000 | $ 154,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 74 | $ 10,164,000 | $ 136,500 | $ 79,500 |
| ODESSA, TX | 74 | $ 10,545,000 | $ 142,000 | $ 90,000 |
| JACKSON, MI | 73 | $ 62,584,000 | $ 857,000 | $ 69,000 |
| EVANSVILLE, IN-KY | 72 | $ 12,106,000 | $ 179,500 | $ 92,500 |
| DULUTH, MN-WI | 71 | $ 15,111,000 | $ 191,000 | $ 98,500 |
| NILES-BENTON HARBOR, MI | 71 | $ 19,750,000 | $ 278,000 | $ 174,000 |
| PEORIA, IL | 71 | $ 10,415,000 | $ 146,000 | $ 88,000 |
| SHERMAN-DENISON, TX | 69 | $ 9,162,000 | $ 132,000 | $ 88,000 |
| FORT WAYNE, IN | 68 | $ 8,172,000 | $ 120,000 | $ 67,000 |
| WENATCHEE, WA | 68 | $ 19,914,000 | $ 292,000 | $ 120,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 67 | $ 9,868,000 | $ 146,500 | $ 66,000 |
| DALTON, GA | 61 | $ 5,550,000 | $ 90,000 | $ 56,000 |
| LINCOLN, NE | 61 | $ 8,110,000 | $ 132,000 | $ 84,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 60 | $ 18,037,000 | $ 300,000 | $ 121,000 |
| FORT SMITH, AR-OK | 58 | $ 8,297,000 | $ 126,500 | $ 80,000 |
| FLORENCE, SC | 57 | $ 9,679,000 | $ 169,000 | $ 126,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 56 | $ 7,617,000 | $ 124,333 | $ 72,000 |
| HOT SPRINGS, AR | 55 | $ 9,901,000 | $ 180,000 | $ 110,000 |
| SAN ANGELO, TX | 55 | $ 5,692,000 | $ 103,000 | $ 81,000 |
| BILLINGS, MT | 54 | $ 10,094,000 | $ 186,000 | $ 84,000 |
| GREEN BAY, WI | 54 | $ 7,385,000 | $ 136,000 | $ 73,000 |
| JOHNSON CITY, TN | 54 | $ 7,856,000 | $ 145,000 | $ 82,000 |
| YUMA, AZ | 54 | $ 7,478,000 | $ 138,000 | $ 79,000 |
| RACINE, WI | 53 | $ 8,639,000 | $ 163,000 | $ 86,000 |
| SIOUX FALLS, SD | 53 | $ 9,491,000 | $ 179,000 | $ 120,000 |
| STAUNTON-WAYNESBORO, VA | 53 | $ 8,822,000 | $ 166,000 | $ 86,000 |
| MUSKEGON, MI | 52 | $ 5,870,000 | $ 112,000 | $ 74,000 |
| CAPE GIRARDEAU, MO-IL | 51 | $ 6,829,000 | $ 96,500 | $ 103,500 |
| GLENS FALLS, NY | 51 | $ 9,571,000 | $ 187,000 | $ 78,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 50 | $ 8,132,000 | $ 162,000 | $ 82,000 |
| CEDAR RAPIDS, IA | 50 | $ 6,669,000 | $ 133,000 | $ 69,000 |
| HARRISONBURG, VA | 50 | $ 16,886,000 | $ 337,000 | $ 83,000 |
| LAWTON, OK | 50 | $ 5,468,000 | $ 109,000 | $ 72,000 |
| FARMINGTON, NM | 49 | $ 7,578,000 | $ 154,000 | $ 67,000 |
| HOUMA-THIBODAUX, LA | 49 | $ 7,350,000 | $ 150,000 | $ 69,000 |
| ST. GEORGE, UT | 49 | $ 11,482,000 | $ 234,000 | $ 123,000 |
| ALBANY, GA | 47 | $ 5,229,000 | $ 111,000 | $ 59,000 |
| WINCHESTER, VA-WV | 47 | $ 8,749,000 | $ 154,000 | $ 77,000 |
| GETTYSBURG, PA | 46 | $ 8,282,000 | $ 180,000 | $ 83,000 |
| LEWISTON-AUBURN, ME | 46 | $ 5,785,000 | $ 125,000 | $ 60,000 |
| IDAHO FALLS, ID | 45 | $ 6,110,000 | $ 135,000 | $ 70,000 |
| APPLETON, WI | 44 | $ 6,950,000 | $ 157,000 | $ 82,000 |
| ERIE, PA | 44 | $ 5,734,000 | $ 130,000 | $ 86,000 |
| GRANTS PASS, OR | 44 | $ 7,921,000 | $ 180,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 43 | $ 6,222,000 | $ 144,000 | $ 90,000 |
| LONGVIEW, TX | 43 | $ 5,225,000 | $ 121,000 | $ 82,000 |
| LAWRENCE, KS | 42 | $ 6,136,000 | $ 146,000 | $ 80,000 |
| UTICA-ROME, NY | 42 | $ 5,494,000 | $ 130,000 | $ 69,000 |
| WICHITA FALLS, TX | 42 | $ 3,555,000 | $ 84,000 | $ 60,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 40 | $ 4,287,000 | $ 107,000 | $ 45,000 |
| PINE BLUFF, AR | 40 | $ 3,418,000 | $ 85,000 | $ 54,000 |
| FLORENCE-MUSCLE SHOALS, AL | 39 | $ 6,686,000 | $ 171,000 | $ 82,000 |
| EAU CLAIRE, WI | 38 | $ 5,700,000 | $ 150,000 | $ 65,000 |
| JOPLIN, MO | 38 | $ 3,750,000 | $ 98,000 | $ 62,000 |
| MONROE, LA | 38 | $ 6,731,000 | $ 177,000 | $ 69,000 |
| PITTSFIELD, MA | 38 | $ 12,290,000 | $ 323,000 | $ 223,000 |
| LAKE CHARLES, LA | 37 | $ 6,619,000 | $ 178,000 | $ 84,000 |
| CLEVELAND, TN | 36 | $ 5,574,000 | $ 154,000 | $ 168,000 |
| JONESBORO, AR | 36 | $ 6,107,000 | $ 169,000 | $ 104,000 |
| MISSOULA, MT | 36 | $ 6,862,000 | $ 190,000 | $ 102,000 |
| OSHKOSH-NEENAH, WI | 35 | $ 4,188,000 | $ 119,000 | $ 69,000 |
| ST. JOSEPH, MO-KS | 35 | $ 5,029,000 | $ 143,000 | $ 74,000 |
| ROCHESTER, MN | 34 | $ 7,276,000 | $ 214,000 | $ 123,000 |
| DECATUR, AL | 33 | $ 3,806,000 | $ 115,000 | $ 54,000 |
| ST. CLOUD, MN | 33 | $ 5,804,000 | $ 175,000 | $ 85,000 |
| TEXARKANA, TX-AR | 33 | $ 3,873,000 | $ 105,000 | $ 74,000 |
| CHARLESTON, WV | 32 | $ 4,652,000 | $ 145,000 | $ 103,000 |
| CHEYENNE, WY | 32 | $ 4,932,000 | $ 154,000 | $ 85,000 |
| DOTHAN, AL | 32 | $ 4,866,000 | $ 152,000 | $ 81,000 |
| HATTIESBURG, MS | 32 | $ 4,223,000 | $ 131,000 | $ 96,000 |
| LEBANON, PA | 32 | $ 5,826,000 | $ 182,000 | $ 84,000 |
| JANESVILLE-BELOIT, WI | 31 | $ 4,102,000 | $ 132,000 | $ 54,000 |
| BATTLE CREEK, MI | 30 | $ 3,164,000 | $ 105,000 | $ 51,000 |
| BINGHAMTON, NY | 30 | $ 3,311,000 | $ 110,000 | $ 64,000 |
| CHAMPAIGN-URBANA, IL | 30 | $ 3,663,000 | $ 122,000 | $ 69,000 |
| JACKSON, TN | 30 | $ 3,124,000 | $ 104,000 | $ 62,000 |
| BLOOMINGTON, IL | 29 | $ 3,908,000 | $ 134,000 | $ 84,000 |
| BOWLING GREEN, KY | 29 | $ 4,659,000 | $ 160,000 | $ 94,000 |
| CASPER, WY | 28 | $ 5,905,000 | $ 210,000 | $ 90,000 |
| HINESVILLE, GA | 28 | $ 2,892,000 | $ 103,000 | $ 44,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 28 | $ 3,764,000 | $ 134,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 28 | $ 5,806,000 | $ 207,000 | $ 179,000 |
| SAGINAW, MI | 28 | $ 2,834,000 | $ 101,000 | $ 81,000 |
| VICTORIA, TX | 28 | $ 3,515,000 | $ 125,000 | $ 65,000 |
| SUMTER, SC | 27 | $ 3,092,000 | $ 114,000 | $ 46,000 |
| WALLA WALLA, WA | 27 | $ 4,380,000 | $ 162,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 26 | $ 4,155,000 | $ 159,000 | $ 88,000 |
| ELKHART-GOSHEN, IN | 26 | $ 3,090,000 | $ 118,000 | $ 49,000 |
| GOLDSBORO, NC | 26 | $ 2,924,000 | $ 112,000 | $ 49,000 |
| LOGAN, UT-ID | 26 | $ 4,386,000 | $ 168,000 | $ 86,000 |
| ROCKY MOUNT, NC | 26 | $ 3,232,000 | $ 124,000 | $ 62,000 |
| WHEELING, WV-OH | 26 | $ 2,917,000 | $ 119,000 | $ 78,500 |
| GADSDEN, AL | 25 | $ 3,667,000 | $ 146,000 | $ 89,000 |
| SPRINGFIELD, OH | 25 | $ 2,548,000 | $ 101,000 | $ 69,000 |
| ALEXANDRIA, LA | 24 | $ 3,185,000 | $ 132,000 | $ 78,000 |
| CUMBERLAND, MD-WV | 24 | $ 3,107,000 | $ 130,000 | $ 61,500 |
| HAMMOND, LA | 24 | $ 3,284,000 | $ 136,000 | $ 49,000 |
| STATE COLLEGE, PA | 24 | $ 4,584,000 | $ 191,000 | $ 90,000 |
| BANGOR, ME | 23 | $ 3,810,000 | $ 165,000 | $ 86,000 |
| FARGO, ND-MN | 23 | $ 5,055,000 | $ 193,000 | $ 98,000 |
| IOWA CITY, IA | 23 | $ 5,307,000 | $ 230,000 | $ 122,000 |
| TERRE HAUTE, IN | 23 | $ 1,728,000 | $ 75,000 | $ 40,000 |
| KANKAKEE, IL | 22 | $ 2,570,000 | $ 116,000 | $ 48,000 |
| RAPID CITY, SD | 22 | $ 3,578,000 | $ 162,000 | $ 64,000 |
| ALTOONA, PA | 21 | $ 2,437,000 | $ 116,000 | $ 64,000 |
| WAUSAU, WI | 21 | $ 3,921,000 | $ 186,000 | $ 129,000 |
| WILLIAMSPORT, PA | 21 | $ 2,400,000 | $ 114,000 | $ 60,000 |
| BLOOMINGTON, IN | 20 | $ 4,913,000 | $ 245,000 | $ 179,000 |
| SPRINGFIELD, IL | 20 | $ 2,842,000 | $ 142,000 | $ 83,000 |
| SHEBOYGAN, WI | 19 | $ 2,735,000 | $ 143,000 | $ 80,000 |
| WATERLOO-CEDAR FALLS, IA | 19 | $ 1,996,000 | $ 105,000 | $ 60,000 |
| AMES, IA | 18 | $ 2,801,000 | $ 155,000 | $ 106,000 |
| MORGANTOWN, WV | 18 | $ 5,054,000 | $ 280,000 | $ 113,000 |
| MORRISTOWN, TN | 18 | $ 3,196,000 | $ 177,000 | $ 68,000 |
| BAY CITY, MI | 17 | $ 1,865,000 | $ 109,000 | $ 60,000 |
| BISMARCK, ND | 17 | $ 2,826,000 | $ 166,000 | $ 125,000 |
| GREAT FALLS, MT | 17 | $ 2,463,000 | $ 144,000 | $ 94,000 |
| SIOUX CITY, IA-NE-SD | 17 | $ 1,695,000 | $ 128,500 | $ 67,500 |
| LEWISTON, ID-WA | 16 | $ 2,479,000 | $ 175,000 | $ 52,500 |
| MANHATTAN, KS | 16 | $ 3,450,000 | $ 215,000 | $ 89,000 |
| POCATELLO, ID | 16 | $ 1,801,000 | $ 112,000 | $ 108,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 15 | $ 1,370,000 | $ 91,000 | $ 39,000 |
| KOKOMO, IN | 15 | $ 1,323,000 | $ 88,000 | $ 66,000 |
| MIDLAND, MI | 15 | $ 2,496,000 | $ 166,000 | $ 105,000 |
| WATERTOWN-FORT DRUM, NY | 15 | $ 2,785,000 | $ 185,000 | $ 102,000 |
| COLUMBUS, IN | 14 | $ 2,299,000 | $ 164,000 | $ 106,000 |
| JEFFERSON CITY, MO | 14 | $ 1,437,000 | $ 102,000 | $ 58,000 |
| PARKERSBURG-VIENNA, WV | 14 | $ 1,950,000 | $ 139,000 | $ 101,000 |
| ROME, GA | 14 | $ 1,749,000 | $ 124,000 | $ 67,000 |
| BLOOMSBURG-BERWICK, PA | 13 | $ 1,945,000 | $ 149,000 | $ 110,000 |
| LA CROSSE-ONALASKA, WI-MN | 13 | $ 3,699,000 | $ 207,000 | $ 59,500 |
| MANSFIELD, OH | 13 | $ 1,485,000 | $ 114,000 | $ 36,000 |
| FAIRBANKS, AK | 12 | $ 2,163,000 | $ 180,000 | $ 107,000 |
| FOND DU LAC, WI | 12 | $ 1,590,000 | $ 132,000 | $ 79,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 12 | $ 822,000 | $ 78,500 | $ 72,000 |
| BECKLEY, WV | 11 | $ 1,803,000 | $ 163,000 | $ 95,000 |
| CARBONDALE-MARION, IL | 11 | $ 1,052,000 | $ 95,000 | $ 74,000 |
| DECATUR, IL | 11 | $ 1,250,000 | $ 113,000 | $ 78,000 |
| DANVILLE, IL | 10 | $ 724,000 | $ 72,000 | $ 36,000 |
| MUNCIE, IN | 10 | $ 982,000 | $ 98,000 | $ 57,000 |
| OWENSBORO, KY | 10 | $ 959,000 | $ 95,000 | $ 62,000 |
| ELMIRA, NY | 9 | $ 1,521,000 | $ 169,000 | $ 80,000 |
| JOHNSTOWN, PA | 9 | $ 826,000 | $ 91,000 | $ 73,000 |
| MANKATO-NORTH MANKATO, MN | 9 | $ 1,592,000 | $ 176,000 | $ 97,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 8 | $ 5,356,000 | $ 669,000 | $ 440,000 |
| ITHACA, NY | 7 | $ 968,000 | $ 138,000 | $ 80,000 |
| GRAND FORKS, ND-MN | 6 | $ 757,000 | $ 126,000 | $ 91,000 |
| GRAND ISLAND, NE | 5 | $ 325,000 | $ 65,000 | $ 51,000 |
| DUBUQUE, IA | 4 | $ 345,000 | $ 86,000 | $ 24,000 |
| LIMA, OH | 4 | $ 265,000 | $ 66,000 | $ 64,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 180,013 | $57,169,605,000 | $317,000 | $99,999,000 | $135,000 | $9,999,000 |
| Home Purchase | 96,436 | $39,966,171,000 | $414,000 | $99,999,000 | $157,000 | $9,999,000 |
| Home Improvement | 10,349 | $4,272,466,000 | $412,000 | $99,999,000 | $131,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 168,798 | $58,725,390,000 | $347,000 | $45,500,000 | $160,000 | $9,999,000 |
| Asian | 33,979 | $15,819,037,000 | $465,000 | $13,325,000 | $166,000 | $9,999,000 |
| Hispanic | 31,973 | $6,621,363,000 | $207,000 | $5,000,000 | $83,000 | $9,999,000 |
| Not Provided | 19,676 | $7,253,341,000 | $368,000 | $17,100,000 | $180,000 | $9,999,000 |
| Black or African American | 18,660 | $3,538,545,000 | $189,000 | $4,830,000 | $82,000 | $9,999,000 |
| Not applicable | 11,203 | $8,786,408,000 | $784,000 | $99,999,000 | $15,000 | $1,600,000 |
| American Indian or Alaskan Native | 1,324 | $303,826,000 | $229,000 | $2,870,000 | $102,000 | $2,085,000 |
| Native Hawaiin or Other Pacific Islander | 1,185 | $360,332,000 | $304,000 | $2,260,000 | $125,000 | $5,724,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 256,991 | $96,203,995,000 | $374,000 | $99,999,000 | $153,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 26,093 | $4,516,368,000 | $173,000 | $884,000 | $45,000 | $1,560,000 |
| VA-guaranteed (Veterans Administration) | 3,212 | $625,676,000 | $194,000 | $1,183,000 | $57,000 | $541,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 502 | $62,203,000 | $123,000 | $303,000 | $43,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 159,056 | $61,010,930,000 | $383,000 | $89,621,000 | $164,000 | $9,999,000 |
| Application Denied By Financial Institution | 45,240 | $14,845,470,000 | $328,000 | $99,999,000 | $118,000 | $9,999,000 |
| Loan Purchased By The Institution | 29,726 | $4,838,407,000 | $162,000 | $74,325,000 | $42,000 | $3,998,000 |
| Application Withdrawn By Applicant | 27,759 | $12,863,106,000 | $463,000 | $99,999,000 | $163,000 | $9,999,000 |
| Application Approved But Not Accepted | 13,628 | $4,064,412,000 | $298,000 | $19,000,000 | $134,000 | $7,347,000 |
| File Closed For Incompleteness | 10,803 | $3,449,107,000 | $319,000 | $18,500,000 | $152,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 586 | $336,810,000 | $574,000 | $10,000,000 | $142,000 | $5,558,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 14,992 | $5,697,564,000 | $380,000 | $49,220,000 | $96,000 | $8,906,000 |
| Collateral | 7,685 | $2,531,499,000 | $329,000 | $54,000,000 | $153,000 | $9,999,000 |
| Other | 6,065 | $2,300,821,000 | $379,000 | $99,999,000 | $131,000 | $6,061,000 |
| Credit History | 4,902 | $1,408,661,000 | $287,000 | $16,500,000 | $119,000 | $9,999,000 |
| Credit Application Incomplete | 4,256 | $930,326,000 | $218,000 | $2,925,000 | $108,000 | $6,939,000 |
| Unverifiable Information | 3,813 | $1,067,863,000 | $280,000 | $3,781,000 | $130,000 | $8,090,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3,494 | $1,078,822,000 | $308,000 | $99,999,000 | $116,000 | $3,012,000 |
| Employment History | 614 | $165,984,000 | $270,000 | $1,780,000 | $93,000 | $954,000 |
| Mortgage Insurance Denied | 5 | $740,000 | $148,000 | $235,000 | $66,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of America, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of America, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.