Bank of America NA Mortgage Lending & HMDA Data, 2021
In 2021, Bank of America NA of Westlake Village, CA reported 368,728 mortgage applications totaling $137.4 billion, down 1% from 2020. The average application was for $372,682, and applicants reported an average income of $185,775. 47% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (17,903), New York-Jersey City-White Plains, NY-NJ (13,438) and Atlanta-Sandy Springs-Roswell, GA (10,704) (applications in parentheses).
| Mortgage Company & Address | Bank of America NA 31303 Agoura Rd Ca6-917-01-20 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 368,728 |
| Total Mortgage Loan Application Amount | $137,418,605,000 |
| Average Mortgage Loan Application Amount | $372,682 |
| Highest Mortgage Loan Application Amount | $99,255,000 |
| Average Applicant Income | $185,775 |
| Highest Applicant Income | $9,996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 17,903 | $ 11,766,045,000 | $ 657,210 | $ 259,000 |
| Outside any metro area | 13,951 | $ 4,932,825,000 | $ 353,582 | $ 191,940 |
| New York-Jersey City-White Plains, NY-NJ | 13,438 | $ 8,228,820,000 | $ 612,354 | $ 287,108 |
| Atlanta-Sandy Springs-Roswell, GA | 10,704 | $ 2,299,150,000 | $ 214,793 | $ 143,000 |
| Oakland-Hayward-Berkeley, CA | 10,374 | $ 6,614,660,000 | $ 637,619 | $ 241,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10,082 | $ 9,207,200,000 | $ 913,231 | $ 296,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9,218 | $ 2,489,220,000 | $ 270,039 | $ 150,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8,957 | $ 2,903,625,000 | $ 324,173 | $ 184,865 |
| Charlotte-Concord-Gastonia, NC-SC | 8,816 | $ 2,254,620,000 | $ 255,741 | $ 160,589 |
| Chicago-Naperville, IL | 8,110 | $ 2,462,760,000 | $ 303,669 | $ 170,000 |
| Anaheim-Santa Ana-Irvine, CA | 7,952 | $ 4,999,890,000 | $ 628,758 | $ 262,000 |
| Seattle-Bellevue-Everett, WA | 7,878 | $ 3,891,880,000 | $ 494,018 | $ 210,000 |
| Houston-The Woodlands-Sugar Land, TX | 7,826 | $ 1,720,800,000 | $ 219,882 | $ 155,000 |
| Dallas-Plano-Irving, TX | 7,824 | $ 2,070,880,000 | $ 264,683 | $ 166,000 |
| Riverside-San Bernardino-Ontario, CA | 7,251 | $ 1,892,645,000 | $ 261,018 | $ 143,000 |
| New York-Newark, NY | 6,491 | $ 1,867,355,000 | $ 287,683 | $ 188,738 |
| San Francisco-Redwood City-South San Francisco, CA | 6,228 | $ 5,780,630,000 | $ 928,167 | $ 322,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,033 | $ 1,248,665,000 | $ 206,972 | $ 134,000 |
| San Diego-Carlsbad, CA | 6,006 | $ 3,428,800,000 | $ 570,895 | $ 238,000 |
| Baltimore-Columbia-Towson, MD | 4,870 | $ 1,103,590,000 | $ 226,609 | $ 146,000 |
| Cambridge-Newton-Framingham, MA | 4,758 | $ 1,926,950,000 | $ 404,991 | $ 214,000 |
| Nassau County-Suffolk County, NY | 4,640 | $ 2,682,705,000 | $ 578,169 | $ 282,000 |
| Newark, NJ-PA | 4,497 | $ 1,483,265,000 | $ 329,834 | $ 213,878 |
| Orlando-Kissimmee-Sanford, FL | 4,365 | $ 894,455,000 | $ 204,915 | $ 129,000 |
| Miami-Miami Beach-Kendall, FL | 4,286 | $ 2,053,320,000 | $ 479,076 | $ 219,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4,193 | $ 1,134,535,000 | $ 270,578 | $ 155,000 |
| Boston, MA | 4,008 | $ 2,034,960,000 | $ 507,724 | $ 235,000 |
| Las Vegas-Henderson-Paradise, NV | 3,946 | $ 1,010,180,000 | $ 256,001 | $ 136,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3,765 | $ 1,702,135,000 | $ 452,094 | $ 243,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,743 | $ 1,189,035,000 | $ 317,668 | $ 171,000 |
| Austin-Round Rock, TX | 3,370 | $ 1,158,810,000 | $ 343,860 | $ 205,000 |
| St. Louis, MO-IL | 3,269 | $ 634,945,000 | $ 194,232 | $ 134,966 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,237 | $ 1,020,615,000 | $ 315,296 | $ 170,148 |
| Denver-Aurora-Lakewood, CO | 3,021 | $ 1,336,435,000 | $ 442,381 | $ 188,000 |
| Warren-Troy-Farmington Hills, MI | 2,970 | $ 632,800,000 | $ 213,063 | $ 147,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,815 | $ 800,265,000 | $ 284,285 | $ 165,000 |
| Bridgeport-Stamford-Norwalk, CT | 2,759 | $ 1,694,265,000 | $ 614,086 | $ 318,000 |
| Jacksonville, FL | 2,727 | $ 632,295,000 | $ 231,864 | $ 147,000 |
| Fort Worth-Arlington, TX | 2,684 | $ 564,450,000 | $ 210,301 | $ 153,000 |
| Washington-Baltimore-Arlington, DC | 2,495 | $ 894,135,000 | $ 358,370 | $ 190,000 |
| Raleigh, NC | 2,428 | $ 564,790,000 | $ 232,615 | $ 150,000 |
| Kansas City, MO-KS | 2,383 | $ 433,775,000 | $ 182,028 | $ 127,515 |
| Montgomery County-Bucks County-Chester County, PA | 2,355 | $ 733,215,000 | $ 311,343 | $ 197,000 |
| Providence-Warwick, RI-MA | 2,211 | $ 524,925,000 | $ 237,415 | $ 165,373 |
| North Port-Sarasota-Bradenton, FL | 2,148 | $ 595,710,000 | $ 277,332 | $ 154,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,064 | $ 405,890,000 | $ 196,652 | $ 123,574 |
| Philadelphia, PA | 1,953 | $ 485,945,000 | $ 248,819 | $ 131,000 |
| San Antonio-New Braunfels, TX | 1,951 | $ 374,245,000 | $ 191,822 | $ 124,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,805 | $ 777,705,000 | $ 430,861 | $ 213,000 |
| Hartford-West Hartford-East Hartford, CT | 1,773 | $ 331,365,000 | $ 186,895 | $ 144,000 |
| Richmond, VA | 1,773 | $ 379,015,000 | $ 213,770 | $ 131,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,749 | $ 502,765,000 | $ 287,458 | $ 155,313 |
| Camden, NJ | 1,691 | $ 277,025,000 | $ 163,823 | $ 128,000 |
| Charleston-North Charleston, SC | 1,538 | $ 527,020,000 | $ 342,665 | $ 177,000 |
| Detroit-Dearborn-Livonia, MI | 1,408 | $ 174,540,000 | $ 123,963 | $ 101,000 |
| Cape Coral-Fort Myers, FL | 1,395 | $ 377,795,000 | $ 270,820 | $ 138,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,383 | $ 227,805,000 | $ 164,718 | $ 104,000 |
| Tucson, AZ | 1,308 | $ 223,290,000 | $ 170,711 | $ 119,000 |
| New Haven-Milford, CT | 1,244 | $ 234,130,000 | $ 188,207 | $ 140,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,225 | $ 172,115,000 | $ 140,502 | $ 96,000 |
| Tacoma-Lakewood, WA | 1,196 | $ 271,490,000 | $ 226,998 | $ 140,000 |
| Greenville-Anderson-Mauldin, SC | 1,176 | $ 216,470,000 | $ 184,073 | $ 121,000 |
| Stockton-Lodi, CA | 1,155 | $ 284,475,000 | $ 246,298 | $ 130,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,138 | $ 216,670,000 | $ 190,395 | $ 118,070 |
| Worcester, MA-CT | 1,117 | $ 226,715,000 | $ 202,967 | $ 143,627 |
| Port St. Lucie, FL | 1,071 | $ 253,275,000 | $ 236,484 | $ 137,000 |
| Naples-Immokalee-Marco Island, FL | 1,048 | $ 497,580,000 | $ 474,790 | $ 264,000 |
| Wilmington, DE-MD-NJ | 1,017 | $ 205,565,000 | $ 202,128 | $ 123,916 |
| Columbia, SC | 1,009 | $ 193,255,000 | $ 191,531 | $ 113,000 |
| San Rafael, CA | 996 | $ 843,250,000 | $ 846,636 | $ 311,000 |
| Lake County-Kenosha County, IL-WI | 995 | $ 308,105,000 | $ 309,653 | $ 192,921 |
| Albuquerque, NM | 973 | $ 169,465,000 | $ 174,167 | $ 110,000 |
| Memphis, TN-MS-AR | 973 | $ 138,915,000 | $ 142,769 | $ 117,494 |
| Reno, NV | 961 | $ 363,895,000 | $ 378,662 | $ 207,000 |
| Palm Bay-Melbourne-Titusville, FL | 914 | $ 166,410,000 | $ 182,067 | $ 119,000 |
| Fresno, CA | 913 | $ 170,705,000 | $ 186,971 | $ 120,000 |
| Pittsburgh, PA | 908 | $ 189,410,000 | $ 208,601 | $ 147,000 |
| Indianapolis-Carmel-Anderson, IN | 896 | $ 196,530,000 | $ 219,341 | $ 156,000 |
| Greensboro-High Point, NC | 887 | $ 139,465,000 | $ 157,232 | $ 111,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 885 | $ 130,505,000 | $ 147,463 | $ 121,963 |
| Durham-Chapel Hill, NC | 815 | $ 200,285,000 | $ 245,748 | $ 163,000 |
| Columbus, OH | 802 | $ 179,130,000 | $ 223,354 | $ 153,000 |
| Trenton, NJ | 797 | $ 229,865,000 | $ 288,412 | $ 170,000 |
| Bakersfield, CA | 794 | $ 120,410,000 | $ 151,649 | $ 119,000 |
| Oklahoma City, OK | 781 | $ 143,605,000 | $ 183,873 | $ 116,000 |
| Vallejo-Fairfield, CA | 750 | $ 180,690,000 | $ 240,920 | $ 130,000 |
| Portland-South Portland, ME | 745 | $ 188,165,000 | $ 252,570 | $ 173,000 |
| Lakeland-Winter Haven, FL | 724 | $ 133,190,000 | $ 183,964 | $ 92,000 |
| Asheville, NC | 722 | $ 180,570,000 | $ 250,096 | $ 137,000 |
| Albany-Schenectady-Troy, NY | 694 | $ 137,700,000 | $ 198,414 | $ 138,000 |
| Santa Rosa, CA | 694 | $ 309,240,000 | $ 445,590 | $ 225,000 |
| Cincinnati, OH-KY-IN | 692 | $ 156,460,000 | $ 226,098 | $ 160,183 |
| Rockingham County-Strafford County, NH | 691 | $ 182,285,000 | $ 263,798 | $ 175,000 |
| Barnstable Town, MA | 686 | $ 329,060,000 | $ 479,679 | $ 299,000 |
| Cleveland-Elyria, OH | 685 | $ 121,575,000 | $ 177,481 | $ 139,000 |
| Santa Maria-Santa Barbara, CA | 676 | $ 552,980,000 | $ 818,017 | $ 256,000 |
| Salinas, CA | 655 | $ 362,945,000 | $ 554,114 | $ 216,000 |
| Savannah, GA | 640 | $ 113,300,000 | $ 177,031 | $ 121,000 |
| Salisbury, MD-DE | 639 | $ 206,245,000 | $ 322,762 | $ 199,960 |
| Winston-Salem, NC | 616 | $ 101,280,000 | $ 164,415 | $ 116,000 |
| Rochester, NY | 607 | $ 137,405,000 | $ 226,367 | $ 124,000 |
| Modesto, CA | 587 | $ 109,905,000 | $ 187,231 | $ 111,000 |
| Augusta-Richmond County, GA-SC | 581 | $ 73,395,000 | $ 126,325 | $ 103,063 |
| Elgin, IL | 579 | $ 112,865,000 | $ 194,930 | $ 132,000 |
| Tulsa, OK | 576 | $ 90,770,000 | $ 157,586 | $ 118,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 555 | $ 233,185,000 | $ 420,153 | $ 225,000 |
| Springfield, MA | 551 | $ 87,985,000 | $ 159,682 | $ 121,000 |
| Santa Cruz-Watsonville, CA | 535 | $ 299,935,000 | $ 560,626 | $ 253,000 |
| Little Rock-North Little Rock-Conway, AR | 534 | $ 84,090,000 | $ 157,471 | $ 117,000 |
| Manchester-Nashua, NH | 533 | $ 108,945,000 | $ 204,399 | $ 148,000 |
| El Paso, TX | 530 | $ 54,790,000 | $ 103,377 | $ 93,000 |
| Ocala, FL | 514 | $ 69,910,000 | $ 136,011 | $ 85,000 |
| Knoxville, TN | 495 | $ 102,525,000 | $ 207,121 | $ 129,000 |
| Spokane-Spokane Valley, WA | 488 | $ 91,050,000 | $ 186,577 | $ 129,000 |
| Chattanooga, TN-GA | 472 | $ 82,470,000 | $ 174,724 | $ 114,934 |
| Atlantic City-Hammonton, NJ | 469 | $ 94,735,000 | $ 201,993 | $ 131,000 |
| Salt Lake City, UT | 464 | $ 156,370,000 | $ 337,004 | $ 184,000 |
| McAllen-Edinburg-Mission, TX | 463 | $ 45,185,000 | $ 97,591 | $ 91,000 |
| Wilmington, NC | 462 | $ 116,210,000 | $ 251,536 | $ 161,000 |
| Ann Arbor, MI | 460 | $ 150,580,000 | $ 327,347 | $ 191,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 459 | $ 114,735,000 | $ 249,967 | $ 129,000 |
| Bremerton-Silverdale, WA | 439 | $ 140,245,000 | $ 319,464 | $ 167,000 |
| Wichita, KS | 439 | $ 58,955,000 | $ 134,293 | $ 113,000 |
| Pensacola-Ferry Pass-Brent, FL | 437 | $ 72,275,000 | $ 165,389 | $ 120,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 416 | $ 156,600,000 | $ 376,442 | $ 205,000 |
| Punta Gorda, FL | 413 | $ 70,615,000 | $ 170,980 | $ 113,000 |
| Visalia-Porterville, CA | 401 | $ 57,215,000 | $ 142,680 | $ 93,000 |
| Spartanburg, SC | 396 | $ 50,250,000 | $ 126,893 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 394 | $ 90,040,000 | $ 228,527 | $ 135,000 |
| Bend-Redmond, OR | 393 | $ 158,885,000 | $ 404,287 | $ 193,000 |
| Charlottesville, VA | 390 | $ 123,100,000 | $ 315,641 | $ 156,000 |
| Sebastian-Vero Beach, FL | 387 | $ 114,125,000 | $ 294,896 | $ 191,000 |
| Syracuse, NY | 387 | $ 57,795,000 | $ 149,341 | $ 128,000 |
| New Orleans-Metairie, LA | 386 | $ 96,640,000 | $ 250,362 | $ 179,000 |
| Boise City, ID | 378 | $ 115,570,000 | $ 305,740 | $ 157,000 |
| Crestview-Fort Walton Beach-Destin, FL | 376 | $ 178,180,000 | $ 473,882 | $ 267,000 |
| Louisville/Jefferson County, KY-IN | 361 | $ 79,665,000 | $ 220,678 | $ 147,966 |
| Prescott Valley-Prescott, AZ | 356 | $ 83,530,000 | $ 234,634 | $ 119,000 |
| Colorado Springs, CO | 354 | $ 84,970,000 | $ 240,028 | $ 145,000 |
| Boulder, CO | 341 | $ 223,515,000 | $ 655,469 | $ 286,000 |
| Birmingham-Hoover, AL | 337 | $ 79,765,000 | $ 236,691 | $ 167,000 |
| Gainesville, FL | 335 | $ 63,255,000 | $ 188,820 | $ 139,000 |
| Ocean City, NJ | 316 | $ 167,490,000 | $ 530,031 | $ 294,000 |
| Urban Honolulu, HI | 309 | $ 150,285,000 | $ 486,359 | $ 254,000 |
| Gary, IN | 301 | $ 59,555,000 | $ 197,857 | $ 116,000 |
| Tallahassee, FL | 299 | $ 58,865,000 | $ 196,872 | $ 137,000 |
| Homosassa Springs, FL | 298 | $ 36,950,000 | $ 123,993 | $ 80,000 |
| Fayetteville, NC | 291 | $ 43,385,000 | $ 149,089 | $ 90,000 |
| Milwaukee-Waukesha-West Allis, WI | 291 | $ 67,105,000 | $ 230,601 | $ 152,000 |
| Norwich-New London, CT | 290 | $ 65,210,000 | $ 224,862 | $ 162,000 |
| Springfield, MO | 288 | $ 44,770,000 | $ 155,451 | $ 98,000 |
| Hickory-Lenoir-Morganton, NC | 285 | $ 54,145,000 | $ 189,982 | $ 119,000 |
| Olympia-Tumwater, WA | 280 | $ 65,210,000 | $ 232,892 | $ 148,000 |
| Corpus Christi, TX | 273 | $ 39,265,000 | $ 143,827 | $ 133,000 |
| Napa, CA | 268 | $ 142,270,000 | $ 530,858 | $ 261,000 |
| Gainesville, GA | 259 | $ 46,955,000 | $ 181,293 | $ 120,000 |
| Salem, OR | 257 | $ 51,405,000 | $ 200,019 | $ 115,000 |
| Killeen-Temple, TX | 247 | $ 29,845,000 | $ 120,829 | $ 100,000 |
| Des Moines-West Des Moines, IA | 246 | $ 45,540,000 | $ 185,121 | $ 139,000 |
| Merced, CA | 242 | $ 45,480,000 | $ 187,933 | $ 105,000 |
| Kennewick-Richland, WA | 235 | $ 45,265,000 | $ 192,617 | $ 130,000 |
| Provo-Orem, UT | 228 | $ 82,960,000 | $ 363,859 | $ 221,000 |
| Coeur D'Alene, ID | 225 | $ 66,725,000 | $ 296,555 | $ 145,000 |
| Lake Havasu City-Kingman, AZ | 216 | $ 36,070,000 | $ 166,990 | $ 104,000 |
| The Villages, FL | 211 | $ 42,515,000 | $ 201,492 | $ 102,000 |
| Clarksville, TN-KY | 208 | $ 26,520,000 | $ 127,500 | $ 93,634 |
| Kingston, NY | 207 | $ 51,635,000 | $ 249,444 | $ 183,000 |
| Lansing-East Lansing, MI | 202 | $ 28,920,000 | $ 143,168 | $ 110,000 |
| Omaha-Council Bluffs, NE-IA | 201 | $ 41,245,000 | $ 205,199 | $ 163,169 |
| Athens-Clarke County, GA | 200 | $ 32,090,000 | $ 160,450 | $ 124,000 |
| Santa Fe, NM | 197 | $ 76,385,000 | $ 387,741 | $ 199,000 |
| Bellingham, WA | 196 | $ 48,200,000 | $ 245,918 | $ 121,000 |
| Akron, OH | 195 | $ 37,125,000 | $ 190,384 | $ 138,000 |
| Ogden-Clearfield, UT | 194 | $ 54,200,000 | $ 279,381 | $ 185,000 |
| Redding, CA | 192 | $ 34,060,000 | $ 177,395 | $ 107,000 |
| Chico, CA | 186 | $ 33,790,000 | $ 181,666 | $ 121,000 |
| Eugene, OR | 186 | $ 45,010,000 | $ 241,989 | $ 144,000 |
| Fort Collins, CO | 185 | $ 56,975,000 | $ 307,972 | $ 163,000 |
| Baton Rouge, LA | 183 | $ 42,915,000 | $ 234,508 | $ 139,000 |
| Lancaster, PA | 179 | $ 34,745,000 | $ 194,106 | $ 128,000 |
| Lynchburg, VA | 176 | $ 34,290,000 | $ 194,829 | $ 126,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 174 | $ 25,090,000 | $ 144,195 | $ 160,000 |
| Hagerstown-Martinsburg, MD-WV | 168 | $ 23,930,000 | $ 142,440 | $ 103,428 |
| Flagstaff, AZ | 167 | $ 54,545,000 | $ 326,616 | $ 198,000 |
| Huntsville, AL | 166 | $ 30,790,000 | $ 185,481 | $ 136,000 |
| East Stroudsburg, PA | 165 | $ 26,245,000 | $ 159,060 | $ 138,000 |
| Reading, PA | 163 | $ 26,265,000 | $ 161,134 | $ 140,000 |
| Jackson, MS | 162 | $ 25,210,000 | $ 155,617 | $ 98,000 |
| Burlington, NC | 159 | $ 21,645,000 | $ 136,132 | $ 86,000 |
| Lexington-Fayette, KY | 158 | $ 40,350,000 | $ 255,379 | $ 173,000 |
| Amarillo, TX | 153 | $ 22,255,000 | $ 145,457 | $ 100,000 |
| Roanoke, VA | 153 | $ 36,875,000 | $ 241,013 | $ 136,000 |
| Tyler, TX | 152 | $ 24,840,000 | $ 163,421 | $ 133,000 |
| Waco, TX | 151 | $ 25,525,000 | $ 169,039 | $ 143,000 |
| College Station-Bryan, TX | 150 | $ 30,820,000 | $ 205,466 | $ 148,000 |
| Brownsville-Harlingen, TX | 147 | $ 17,075,000 | $ 116,156 | $ 84,000 |
| Daphne-Fairhope-Foley, AL | 147 | $ 44,365,000 | $ 301,802 | $ 168,000 |
| Harrisburg-Carlisle, PA | 146 | $ 30,230,000 | $ 207,054 | $ 147,000 |
| York-Hanover, PA | 144 | $ 23,600,000 | $ 163,888 | $ 128,000 |
| Dayton-Springfield-Kettering, OH | 143 | $ 18,395,000 | $ 128,636 | $ 99,000 |
| Yuba City, CA | 143 | $ 23,285,000 | $ 162,832 | $ 104,000 |
| Jacksonville, NC | 140 | $ 19,210,000 | $ 137,214 | $ 107,000 |
| Macon-Bibb County, GA | 138 | $ 20,330,000 | $ 147,318 | $ 105,000 |
| Yakima, WA | 135 | $ 17,245,000 | $ 127,740 | $ 94,000 |
| Dover, DE | 131 | $ 20,095,000 | $ 153,396 | $ 97,000 |
| Mount Vernon-Anacortes, WA | 131 | $ 27,475,000 | $ 209,732 | $ 121,000 |
| Anchorage, AK | 130 | $ 37,460,000 | $ 288,153 | $ 176,000 |
| Greeley, CO | 130 | $ 30,490,000 | $ 234,538 | $ 163,000 |
| Madera, CA | 130 | $ 20,940,000 | $ 161,076 | $ 107,000 |
| Vineland-Bridgeton, NJ | 127 | $ 16,215,000 | $ 127,677 | $ 76,000 |
| Lubbock, TX | 122 | $ 14,410,000 | $ 118,114 | $ 123,000 |
| Madison, WI | 119 | $ 40,325,000 | $ 338,865 | $ 185,000 |
| Toledo, OH | 119 | $ 18,365,000 | $ 154,327 | $ 150,000 |
| Valdosta, GA | 119 | $ 14,085,000 | $ 118,361 | $ 98,000 |
| Sebring, FL | 118 | $ 14,290,000 | $ 121,101 | $ 71,000 |
| California-Lexington Park, MD | 114 | $ 22,910,000 | $ 200,964 | $ 145,000 |
| Brunswick, GA | 113 | $ 34,545,000 | $ 305,707 | $ 194,000 |
| Greenville, NC | 111 | $ 14,795,000 | $ 133,288 | $ 110,000 |
| Warner Robins, GA | 110 | $ 12,120,000 | $ 110,181 | $ 95,000 |
| Columbus, GA-AL | 109 | $ 16,315,000 | $ 149,678 | $ 112,963 |
| Laredo, TX | 107 | $ 10,105,000 | $ 94,439 | $ 100,000 |
| Mobile, AL | 106 | $ 14,780,000 | $ 139,433 | $ 124,000 |
| Las Cruces, NM | 105 | $ 16,165,000 | $ 153,952 | $ 100,000 |
| Flint, MI | 103 | $ 15,025,000 | $ 145,873 | $ 132,000 |
| Columbia, MO | 101 | $ 18,795,000 | $ 186,089 | $ 145,000 |
| Montgomery, AL | 95 | $ 16,305,000 | $ 171,631 | $ 111,000 |
| Utica-Rome, NY | 92 | $ 11,420,000 | $ 124,130 | $ 91,000 |
| Kahului-Wailuku-Lahaina, HI | 91 | $ 119,295,000 | $ 1,310,934 | $ 291,000 |
| Youngstown-Warren-Boardman, OH-PA | 91 | $ 10,075,000 | $ 110,714 | $ 103,142 |
| Sierra Vista-Douglas, AZ | 90 | $ 11,090,000 | $ 123,222 | $ 85,000 |
| Grand Junction, CO | 89 | $ 20,295,000 | $ 228,033 | $ 118,000 |
| Midland, TX | 89 | $ 16,405,000 | $ 184,325 | $ 124,000 |
| New Bern, NC | 89 | $ 11,495,000 | $ 129,157 | $ 112,000 |
| Canton-Massillon, OH | 86 | $ 11,840,000 | $ 137,674 | $ 108,000 |
| Panama City, FL | 84 | $ 19,150,000 | $ 227,976 | $ 157,000 |
| El Centro, CA | 83 | $ 10,035,000 | $ 120,903 | $ 82,000 |
| Hanford-Corcoran, CA | 83 | $ 11,735,000 | $ 141,385 | $ 124,000 |
| Wenatchee, WA | 83 | $ 29,695,000 | $ 357,771 | $ 185,000 |
| Beaumont-Port Arthur, TX | 80 | $ 31,950,000 | $ 399,375 | $ 123,000 |
| Topeka, KS | 79 | $ 7,375,000 | $ 93,354 | $ 88,000 |
| Niles-Benton Harbor, MI | 78 | $ 33,230,000 | $ 426,025 | $ 332,000 |
| Gulfport-Biloxi-Pascagoula, MS | 77 | $ 11,585,000 | $ 150,454 | $ 101,000 |
| Rockford, IL | 77 | $ 8,275,000 | $ 107,467 | $ 99,000 |
| Winchester, VA-WV | 77 | $ 13,445,000 | $ 174,610 | $ 143,428 |
| South Bend-Mishawaka, IN-MI | 76 | $ 16,160,000 | $ 212,631 | $ 178,789 |
| Burlington-South Burlington, VT | 75 | $ 25,585,000 | $ 341,133 | $ 180,000 |
| Dalton, GA | 73 | $ 7,935,000 | $ 108,698 | $ 69,000 |
| Carson City, NV | 72 | $ 16,580,000 | $ 230,277 | $ 117,000 |
| Johnson City, TN | 70 | $ 11,650,000 | $ 166,428 | $ 109,000 |
| Monroe, MI | 70 | $ 8,100,000 | $ 115,714 | $ 127,000 |
| Odessa, TX | 69 | $ 10,245,000 | $ 148,478 | $ 138,000 |
| Longview, WA | 68 | $ 11,450,000 | $ 168,382 | $ 107,000 |
| Sherman-Denison, TX | 68 | $ 10,360,000 | $ 152,352 | $ 110,000 |
| Pittsfield, MA | 67 | $ 20,295,000 | $ 302,910 | $ 222,000 |
| Billings, MT | 66 | $ 13,370,000 | $ 202,575 | $ 125,000 |
| Duluth, MN-WI | 65 | $ 11,525,000 | $ 177,307 | $ 129,815 |
| Fort Wayne, IN | 64 | $ 8,470,000 | $ 132,343 | $ 150,000 |
| Medford, OR | 64 | $ 16,740,000 | $ 261,562 | $ 156,000 |
| Lawrence, KS | 63 | $ 10,295,000 | $ 163,412 | $ 134,000 |
| St. George, UT | 63 | $ 20,575,000 | $ 326,587 | $ 225,000 |
| Glens Falls, NY | 62 | $ 16,500,000 | $ 266,129 | $ 194,000 |
| Lafayette, LA | 62 | $ 12,610,000 | $ 203,387 | $ 124,000 |
| Kingsport-Bristol-Bristol, TN-VA | 61 | $ 9,175,000 | $ 150,409 | $ 106,262 |
| Missoula, MT | 61 | $ 19,095,000 | $ 313,032 | $ 197,000 |
| Auburn-Opelika, AL | 60 | $ 9,220,000 | $ 153,666 | $ 160,000 |
| Abilene, TX | 59 | $ 5,395,000 | $ 91,440 | $ 103,000 |
| Corvallis, OR | 58 | $ 15,460,000 | $ 266,551 | $ 133,000 |
| Kalamazoo-Portage, MI | 56 | $ 9,940,000 | $ 177,500 | $ 114,000 |
| Yuma, AZ | 56 | $ 5,560,000 | $ 99,285 | $ 97,000 |
| Albany, OR | 55 | $ 7,465,000 | $ 135,727 | $ 90,000 |
| Peoria, IL | 54 | $ 10,580,000 | $ 195,925 | $ 195,000 |
| Evansville, IN-KY | 53 | $ 10,505,000 | $ 198,207 | $ 150,679 |
| Florence, SC | 53 | $ 5,975,000 | $ 112,735 | $ 84,000 |
| Monroe, LA | 53 | $ 12,045,000 | $ 227,264 | $ 175,000 |
| Staunton-Waynesboro, VA | 52 | $ 9,950,000 | $ 191,346 | $ 117,000 |
| Harrisonburg, VA | 51 | $ 8,775,000 | $ 172,058 | $ 115,000 |
| Jonesboro, AR | 51 | $ 7,585,000 | $ 148,725 | $ 111,000 |
| Shreveport-Bossier City, LA | 48 | $ 7,870,000 | $ 163,958 | $ 119,000 |
| Bangor, ME | 46 | $ 6,120,000 | $ 133,043 | $ 104,000 |
| Lincoln, NE | 45 | $ 8,575,000 | $ 190,555 | $ 148,000 |
| Rochester, MN | 44 | $ 13,140,000 | $ 298,636 | $ 172,000 |
| Sumter, SC | 44 | $ 5,670,000 | $ 128,863 | $ 98,000 |
| Binghamton, NY | 43 | $ 5,765,000 | $ 134,069 | $ 116,000 |
| Cleveland, TN | 43 | $ 6,895,000 | $ 160,348 | $ 97,000 |
| Davenport-Moline-Rock Island, IA-IL | 43 | $ 7,835,000 | $ 182,209 | $ 156,441 |
| Longview, TX | 43 | $ 5,855,000 | $ 136,162 | $ 117,000 |
| Tuscaloosa, AL | 43 | $ 10,595,000 | $ 246,395 | $ 163,000 |
| Chambersburg-Waynesboro, PA | 42 | $ 5,820,000 | $ 138,571 | $ 143,000 |
| Hot Springs, AR | 42 | $ 7,850,000 | $ 186,904 | $ 162,000 |
| Rome, GA | 42 | $ 5,660,000 | $ 134,761 | $ 122,000 |
| Blacksburg-Christiansburg-Radford, VA | 41 | $ 7,175,000 | $ 175,000 | $ 109,000 |
| Jackson, MI | 41 | $ 4,615,000 | $ 112,560 | $ 94,000 |
| Saginaw, MI | 41 | $ 5,645,000 | $ 137,682 | $ 130,000 |
| Charleston, WV | 40 | $ 7,000,000 | $ 175,000 | $ 150,000 |
| Morristown, TN | 40 | $ 6,820,000 | $ 170,500 | $ 99,000 |
| Green Bay, WI | 39 | $ 7,365,000 | $ 188,846 | $ 171,000 |
| Lewiston-Auburn, ME | 39 | $ 5,315,000 | $ 136,282 | $ 103,000 |
| Racine, WI | 39 | $ 6,285,000 | $ 161,153 | $ 125,000 |
| Sioux Falls, SD | 39 | $ 8,075,000 | $ 207,051 | $ 143,000 |
| Gettysburg, PA | 38 | $ 6,630,000 | $ 174,473 | $ 106,000 |
| Farmington, NM | 37 | $ 5,135,000 | $ 138,783 | $ 110,000 |
| Fort Smith, AR-OK | 37 | $ 5,715,000 | $ 154,459 | $ 137,432 |
| Muskegon, MI | 37 | $ 5,895,000 | $ 159,324 | $ 121,000 |
| Champaign-Urbana, IL | 36 | $ 6,770,000 | $ 188,055 | $ 168,000 |
| Pine Bluff, AR | 36 | $ 1,970,000 | $ 54,722 | $ 62,000 |
| Rocky Mount, NC | 35 | $ 3,965,000 | $ 113,285 | $ 90,000 |
| Battle Creek, MI | 34 | $ 3,090,000 | $ 90,882 | $ 101,000 |
| Erie, PA | 34 | $ 4,990,000 | $ 146,764 | $ 85,000 |
| Huntington-Ashland, WV-KY-OH | 34 | $ 4,510,000 | $ 132,647 | $ 122,000 |
| Lafayette-West Lafayette, IN | 34 | $ 5,640,000 | $ 165,882 | $ 147,000 |
| Bowling Green, KY | 33 | $ 6,395,000 | $ 193,787 | $ 85,000 |
| Lebanon, PA | 33 | $ 6,485,000 | $ 196,515 | $ 175,000 |
| Appleton, WI | 32 | $ 6,060,000 | $ 189,375 | $ 141,000 |
| Pueblo, CO | 31 | $ 4,305,000 | $ 138,870 | $ 83,000 |
| State College, PA | 31 | $ 8,725,000 | $ 281,451 | $ 224,000 |
| Bloomington, IN | 28 | $ 5,370,000 | $ 191,785 | $ 191,000 |
| Grants Pass, OR | 28 | $ 4,970,000 | $ 177,500 | $ 70,000 |
| Houma-Thibodaux, LA | 28 | $ 3,260,000 | $ 116,428 | $ 124,000 |
| Jackson, TN | 28 | $ 2,870,000 | $ 102,500 | $ 75,000 |
| Wichita Falls, TX | 28 | $ 2,580,000 | $ 92,142 | $ 150,000 |
| Anniston-Oxford-Jacksonville, AL | 27 | $ 3,985,000 | $ 147,592 | $ 141,000 |
| Cedar Rapids, IA | 27 | $ 3,455,000 | $ 127,962 | $ 99,000 |
| Joplin, MO | 27 | $ 3,175,000 | $ 117,592 | $ 108,000 |
| Michigan City-La Porte, IN | 27 | $ 4,925,000 | $ 182,407 | $ 137,000 |
| Bloomington, IL | 26 | $ 3,530,000 | $ 135,769 | $ 105,000 |
| Albany, GA | 25 | $ 2,795,000 | $ 111,800 | $ 90,000 |
| Cape Girardeau, MO-IL | 25 | $ 6,195,000 | $ 247,800 | $ 166,000 |
| Cheyenne, WY | 25 | $ 4,375,000 | $ 175,000 | $ 120,000 |
| Hattiesburg, MS | 25 | $ 3,595,000 | $ 143,800 | $ 117,000 |
| Janesville-Beloit, WI | 25 | $ 2,925,000 | $ 117,000 | $ 97,000 |
| St. Joseph, MO-KS | 25 | $ 3,145,000 | $ 125,800 | $ 72,000 |
| Elizabethtown-Fort Knox, KY | 24 | $ 3,080,000 | $ 128,333 | $ 96,000 |
| Idaho Falls, ID | 24 | $ 4,030,000 | $ 167,916 | $ 245,000 |
| Ithaca, NY | 24 | $ 5,770,000 | $ 240,416 | $ 166,000 |
| Manhattan, KS | 24 | $ 4,180,000 | $ 174,166 | $ 115,000 |
| Dothan, AL | 23 | $ 2,795,000 | $ 121,521 | $ 102,000 |
| Springfield, OH | 23 | $ 2,105,000 | $ 91,521 | $ 83,000 |
| Watertown-Fort Drum, NY | 23 | $ 6,805,000 | $ 295,869 | $ 189,000 |
| Fargo, ND-MN | 22 | $ 5,200,000 | $ 236,363 | $ 174,090 |
| Florence-Muscle Shoals, AL | 22 | $ 6,480,000 | $ 294,545 | $ 153,000 |
| Kankakee, IL | 22 | $ 2,210,000 | $ 100,454 | $ 97,000 |
| St. Cloud, MN | 22 | $ 4,460,000 | $ 202,727 | $ 164,000 |
| Texarkana, TX-AR | 22 | $ 2,580,000 | $ 117,272 | $ 129,090 |
| Elkhart-Goshen, IN | 21 | $ 2,545,000 | $ 121,190 | $ 94,000 |
| Hinesville, GA | 21 | $ 1,505,000 | $ 71,666 | $ 98,000 |
| Lawton, OK | 21 | $ 2,005,000 | $ 95,476 | $ 66,000 |
| San Angelo, TX | 21 | $ 2,165,000 | $ 103,095 | $ 77,000 |
| Terre Haute, IN | 21 | $ 2,795,000 | $ 133,095 | $ 144,000 |
| Wheeling, WV-OH | 21 | $ 2,875,000 | $ 136,904 | $ 98,809 |
| Decatur, AL | 20 | $ 2,700,000 | $ 135,000 | $ 109,000 |
| Fairbanks, AK | 20 | $ 3,510,000 | $ 175,500 | $ 145,000 |
| Jefferson City, MO | 20 | $ 1,170,000 | $ 58,500 | $ 120,000 |
| Ames, IA | 19 | $ 3,875,000 | $ 203,947 | $ 143,000 |
| Casper, WY | 19 | $ 5,975,000 | $ 314,473 | $ 227,000 |
| Muncie, IN | 19 | $ 1,855,000 | $ 97,631 | $ 108,000 |
| Altoona, PA | 18 | $ 4,040,000 | $ 224,444 | $ 149,000 |
| Eau Claire, WI | 18 | $ 3,270,000 | $ 181,666 | $ 142,000 |
| Gadsden, AL | 18 | $ 3,100,000 | $ 172,222 | $ 97,000 |
| Iowa City, IA | 18 | $ 2,970,000 | $ 165,000 | $ 111,000 |
| Oshkosh-Neenah, WI | 18 | $ 2,620,000 | $ 145,555 | $ 123,000 |
| Springfield, IL | 18 | $ 2,990,000 | $ 166,111 | $ 125,000 |
| Walla Walla, WA | 18 | $ 2,760,000 | $ 153,333 | $ 126,000 |
| Beckley, WV | 17 | $ 1,555,000 | $ 91,470 | $ 64,000 |
| Logan, UT-ID | 17 | $ 3,875,000 | $ 227,941 | $ 184,000 |
| Morgantown, WV | 17 | $ 3,685,000 | $ 216,764 | $ 130,000 |
| Sheboygan, WI | 17 | $ 1,975,000 | $ 116,176 | $ 136,000 |
| Alexandria, LA | 16 | $ 2,140,000 | $ 133,750 | $ 103,000 |
| Bismarck, ND | 15 | $ 1,795,000 | $ 119,666 | $ 118,000 |
| Carbondale-Marion, IL | 15 | $ 1,585,000 | $ 105,666 | $ 114,000 |
| Great Falls, MT | 15 | $ 3,295,000 | $ 219,666 | $ 213,000 |
| Lake Charles, LA | 15 | $ 3,165,000 | $ 211,000 | $ 128,000 |
| Mankato-North Mankato, MN | 15 | $ 2,645,000 | $ 176,333 | $ 106,000 |
| Midland, MI | 15 | $ 2,505,000 | $ 167,000 | $ 113,000 |
| Rapid City, SD | 15 | $ 10,645,000 | $ 709,666 | $ 108,000 |
| Sioux City, IA-NE-SD | 15 | $ 2,915,000 | $ 194,333 | $ 162,000 |
| Wausau, WI | 15 | $ 2,055,000 | $ 137,000 | $ 118,000 |
| Kokomo, IN | 14 | $ 3,340,000 | $ 238,571 | $ 103,000 |
| Mansfield, OH | 14 | $ 1,400,000 | $ 100,000 | $ 119,000 |
| Weirton-Steubenville, WV-OH | 14 | $ 1,290,000 | $ 92,142 | $ 92,571 |
| Bloomsburg-Berwick, PA | 13 | $ 1,845,000 | $ 141,923 | $ 102,000 |
| Cumberland, MD-WV | 13 | $ 1,365,000 | $ 105,000 | $ 110,923 |
| Twin Falls, ID | 13 | $ 2,715,000 | $ 208,846 | $ 99,000 |
| Victoria, TX | 13 | $ 1,955,000 | $ 150,384 | $ 133,000 |
| Bay City, MI | 12 | $ 2,370,000 | $ 197,500 | $ 115,000 |
| Fond Du Lac, WI | 12 | $ 1,510,000 | $ 125,833 | $ 80,000 |
| Goldsboro, NC | 12 | $ 980,000 | $ 81,666 | $ 112,000 |
| Johnstown, PA | 12 | $ 650,000 | $ 54,166 | $ 66,000 |
| Lewiston, ID-WA | 12 | $ 1,390,000 | $ 115,833 | $ 87,333 |
| Williamsport, PA | 12 | $ 1,920,000 | $ 160,000 | $ 150,000 |
| Decatur, IL | 11 | $ 1,225,000 | $ 111,363 | $ 67,000 |
| Elmira, NY | 10 | $ 1,210,000 | $ 121,000 | $ 110,000 |
| Hammond, LA | 10 | $ 1,600,000 | $ 160,000 | $ 97,000 |
| Pocatello, ID | 10 | $ 1,370,000 | $ 137,000 | $ 107,000 |
| Columbus, IN | 9 | $ 1,505,000 | $ 167,222 | $ 91,000 |
| Owensboro, KY | 9 | $ 1,285,000 | $ 142,777 | $ 64,000 |
| Parkersburg-Vienna, WV | 9 | $ 1,525,000 | $ 169,444 | $ 144,000 |
| Danville, IL | 8 | $ 590,000 | $ 73,750 | $ 90,000 |
| Enid, OK | 8 | $ 1,220,000 | $ 152,500 | $ 86,000 |
| Lima, OH | 7 | $ 675,000 | $ 96,428 | $ 75,000 |
| Grand Island, NE | 6 | $ 850,000 | $ 141,666 | $ 137,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 1,020,000 | $ 170,000 | $ 89,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 830,000 | $ 138,333 | $ 73,000 |
| Grand Forks, ND-MN | 5 | $ 585,000 | $ 117,000 | $ 252,600 |
| Dubuque, IA | 2 | $ 140,000 | $ 70,000 | $ 338,000 |
Mortgage Loan Application Detail Totals for Bank of America NA in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 110,675 | $54,170,575,000 | $489,000 | $90,005,000 | $221,000 | $9,674,000 |
| Home Improvement | 91,727 | $10,120,695,000 | $110,000 | $8,005,000 | $141,000 | $6,600,000 |
| Home Purchase | 88,580 | $48,675,340,000 | $549,000 | $99,255,000 | $203,000 | $9,600,000 |
| Other Purpose | 42,862 | $9,124,780,000 | $212,000 | $34,165,000 | $169,000 | $9,602,000 |
| Cash-out Refinancing | 31,438 | $14,685,865,000 | $467,000 | $50,005,000 | $179,000 | $9,996,000 |
| Not Applicable | 3,446 | $641,350,000 | $186,000 | $2,515,000 | $74,000 | $7,065,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 195,607 | $69,398,465,000 | $354,000 | $34,165,000 | $202,000 | $9,996,000 |
| Not Provided | 39,988 | $14,287,140,000 | $357,000 | $29,285,000 | $199,000 | $9,600,000 |
| Hispanic | 39,612 | $7,847,700,000 | $198,000 | $30,005,000 | $111,000 | $6,112,000 |
| Asian | 39,048 | $22,617,250,000 | $579,000 | $10,005,000 | $225,000 | $9,416,000 |
| Black or African American | 26,572 | $4,929,470,000 | $185,000 | $16,455,000 | $106,000 | $5,105,000 |
| Not applicable | 15,493 | $13,877,080,000 | $895,000 | $99,255,000 | $75,000 | $7,065,000 |
| American Indian or Alaskan Native | 1,644 | $303,510,000 | $184,000 | $20,005,000 | $126,000 | $4,800,000 |
| Native Hawaiian or Other Pacific Islander | 296 | $70,480,000 | $238,000 | $1,825,000 | $148,000 | $1,884,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361,903 | $135,904,720,000 | $375,000 | $99,255,000 | $188,000 | $9,996,000 |
| FHA-insured (Federal Housing Administration) | 6,250 | $1,395,000,000 | $223,000 | $1,145,000 | $66,000 | $7,065,000 |
| VA-guaranteed (Veterans Administration) | 563 | $117,645,000 | $208,000 | $1,005,000 | $87,000 | $538,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,240,000 | $103,000 | $145,000 | $42,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 172,270 | $85,296,435,000 | $495,000 | $99,255,000 | $218,000 | $9,595,000 |
| Application Denied By Financial Institution | 110,301 | $18,673,785,000 | $169,000 | $32,505,000 | $131,000 | $9,996,000 |
| Application Withdrawn By Applicant | 34,544 | $12,169,020,000 | $352,000 | $62,005,000 | $200,000 | $9,674,000 |
| File Closed For Incompleteness | 21,018 | $5,734,800,000 | $272,000 | $20,005,000 | $184,000 | $8,136,000 |
| Loan Purchased By The Institution | 14,334 | $6,211,130,000 | $433,000 | $2,885,000 | $75,000 | $7,065,000 |
| Application Approved But Not Accepted | 10,266 | $5,278,920,000 | $514,000 | $55,835,000 | $213,000 | $9,242,000 |
| Preapproval Approved but not Accepted | 4,301 | $3,229,865,000 | $750,000 | $19,605,000 | $220,000 | $9,416,000 |
| Preapproval Denied by Financial Institution | 1,694 | $824,650,000 | $486,000 | $7,505,000 | $113,000 | $2,621,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 256,733 | $117,920,170,000 | $459,000 | $99,255,000 | $212,000 | $9,674,000 |
| Credit History | 50,499 | $4,985,715,000 | $98,000 | $10,005,000 | $126,000 | $6,720,000 |
| Debt-To-Income Ratio | 34,083 | $8,173,755,000 | $239,000 | $15,005,000 | $84,000 | $4,670,000 |
| Collateral | 15,061 | $3,041,105,000 | $201,000 | $16,505,000 | $206,000 | $6,600,000 |
| Other | 5,937 | $1,498,225,000 | $252,000 | $32,505,000 | $197,000 | $9,996,000 |
| Unverifiable Information | 4,677 | $1,147,765,000 | $245,000 | $5,005,000 | $181,000 | $6,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,348 | $533,210,000 | $395,000 | $8,405,000 | $148,000 | $5,295,000 |
| Employment History | 360 | $104,040,000 | $289,000 | $2,625,000 | $118,000 | $1,340,000 |
| Credit Application Incomplete | 29 | $14,455,000 | $498,000 | $1,355,000 | $179,000 | $448,000 |
| Mortgage Insurance Denied | 1 | $165,000 | $165,000 | $165,000 | $31,000 | $31,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America NA's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of America NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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