Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Of England 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,459 |
| Total Mortgage Loan Application Amount | $7,670,985,000 |
| Average Mortgage Loan Application Amount | $193,800 |
| Highest Mortgage Loan Application Amount | $3,115,000 |
| Average Applicant Income | $100,200 |
| Highest Applicant Income | $4,662,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,033 | $ 670,775,000 | $ 253,659 | $ 101,468 |
| JACKSONVILLE, FL | 2,373 | $ 706,335,000 | $ 297,000 | $ 106,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,247 | $ 266,595,000 | $ 213,000 | $ 92,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,157 | $ 280,215,000 | $ 242,000 | $ 95,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 819 | $ 236,005,000 | $ 288,000 | $ 115,000 |
| MEMPHIS, TN-MS-AR | 735 | $ 195,135,000 | $ 240,000 | $ 100,666 |
| DENVER-AURORA-LAKEWOOD, CO | 710 | $ 282,270,000 | $ 397,000 | $ 124,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 615 | $ 199,385,000 | $ 324,000 | $ 129,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 603 | $ 236,145,000 | $ 391,000 | $ 133,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 541 | $ 161,955,000 | $ 299,000 | $ 110,000 |
| CINCINNATI, OH-KY-IN | 502 | $ 105,040,000 | $ 204,333 | $ 75,666 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 497 | $ 140,245,000 | $ 282,000 | $ 130,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 493 | $ 135,685,000 | $ 344,500 | $ 85,500 |
| DALLAS-PLANO-IRVING, TX | 468 | $ 148,530,000 | $ 317,000 | $ 149,000 |
| LEXINGTON-FAYETTE, KY | 442 | $ 104,350,000 | $ 236,000 | $ 93,000 |
| ATHENS-CLARKE COUNTY, GA | 379 | $ 102,795,000 | $ 271,000 | $ 117,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 375 | $ 117,035,000 | $ 312,000 | $ 113,000 |
| BIRMINGHAM-HOOVER, AL | 348 | $ 86,700,000 | $ 249,000 | $ 93,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 334 | $ 100,480,000 | $ 300,000 | $ 130,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 316 | $ 156,060,000 | $ 470,500 | $ 126,500 |
| GARY, IN | 264 | $ 60,970,000 | $ 230,000 | $ 92,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 256 | $ 109,560,000 | $ 427,000 | $ 142,000 |
| COLUMBUS, OH | 247 | $ 62,215,000 | $ 251,000 | $ 79,000 |
| CHATTANOOGA, TN-GA | 239 | $ 51,365,000 | $ 202,500 | $ 70,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 235 | $ 77,425,000 | $ 329,000 | $ 186,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 234 | $ 69,260,000 | $ 295,000 | $ 119,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 233 | $ 64,855,000 | $ 278,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 232 | $ 59,790,000 | $ 257,000 | $ 111,000 |
| KNOXVILLE, TN | 214 | $ 49,750,000 | $ 232,000 | $ 89,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 211 | $ 48,085,000 | $ 227,000 | $ 97,000 |
| CLEVELAND-ELYRIA, OH | 196 | $ 37,470,000 | $ 191,000 | $ 74,000 |
| BOISE CITY, ID | 191 | $ 70,085,000 | $ 366,000 | $ 153,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 185 | $ 61,175,000 | $ 330,000 | $ 136,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 175 | $ 44,865,000 | $ 256,000 | $ 99,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 172 | $ 44,030,000 | $ 255,000 | $ 95,000 |
| BOSTON, MA | 170 | $ 75,260,000 | $ 442,000 | $ 125,000 |
| EVANSVILLE, IN-KY | 164 | $ 31,130,000 | $ 148,500 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 163 | $ 42,295,000 | $ 259,000 | $ 94,000 |
| PANAMA CITY, FL | 159 | $ 42,835,000 | $ 269,000 | $ 136,000 |
| JACKSON, MS | 158 | $ 40,800,000 | $ 258,000 | $ 116,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 141 | $ 25,195,000 | $ 178,000 | $ 76,000 |
| LAFAYETTE, LA | 141 | $ 32,315,000 | $ 229,000 | $ 111,000 |
| HUNTSVILLE, AL | 138 | $ 41,020,000 | $ 297,000 | $ 129,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 138 | $ 42,110,000 | $ 305,000 | $ 129,000 |
| FORT SMITH, AR-OK | 133 | $ 26,675,000 | $ 193,000 | $ 73,500 |
| MICHIGAN CITY-LA PORTE, IN | 127 | $ 20,585,000 | $ 162,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 117 | $ 28,735,000 | $ 249,000 | $ 94,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 116 | $ 31,160,000 | $ 268,000 | $ 124,000 |
| MOBILE, AL | 113 | $ 22,035,000 | $ 195,000 | $ 85,000 |
| CAPE CORAL-FORT MYERS, FL | 106 | $ 32,530,000 | $ 306,000 | $ 114,000 |
| AUSTIN-ROUND ROCK, TX | 102 | $ 35,590,000 | $ 348,000 | $ 167,000 |
| NEW ORLEANS-METAIRIE, LA | 102 | $ 24,330,000 | $ 238,000 | $ 90,000 |
| RALEIGH, NC | 102 | $ 30,360,000 | $ 297,000 | $ 109,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 100 | $ 28,190,000 | $ 281,000 | $ 96,000 |
| FORT WORTH-ARLINGTON, TX | 99 | $ 27,085,000 | $ 273,000 | $ 117,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 94 | $ 46,590,000 | $ 495,000 | $ 186,000 |
| PITTSBURGH, PA | 91 | $ 19,305,000 | $ 212,000 | $ 95,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 89 | $ 28,445,000 | $ 336,000 | $ 142,500 |
| OKLAHOMA CITY, OK | 88 | $ 19,470,000 | $ 221,000 | $ 94,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 87 | $ 56,365,000 | $ 647,000 | $ 236,000 |
| NEW YORK-NEWARK, NY | 84 | $ 26,790,000 | $ 301,500 | $ 109,000 |
| BISMARCK, ND | 82 | $ 22,530,000 | $ 274,000 | $ 111,000 |
| PHILADELPHIA, PA | 81 | $ 19,235,000 | $ 237,000 | $ 89,000 |
| GREENSBORO-HIGH POINT, NC | 79 | $ 17,985,000 | $ 227,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 78 | $ 22,590,000 | $ 289,000 | $ 97,000 |
| BOULDER, CO | 77 | $ 31,075,000 | $ 403,000 | $ 167,000 |
| CHICAGO-NAPERVILLE, IL | 77 | $ 21,295,000 | $ 276,000 | $ 144,000 |
| BOWLING GREEN, KY | 76 | $ 17,860,000 | $ 235,000 | $ 72,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 75 | $ 21,435,000 | $ 285,000 | $ 100,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 72 | $ 19,280,000 | $ 267,000 | $ 99,000 |
| WORCESTER, MA-CT | 72 | $ 22,450,000 | $ 270,000 | $ 83,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 71 | $ 25,495,000 | $ 359,000 | $ 158,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 70 | $ 15,330,000 | $ 206,000 | $ 102,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 70 | $ 28,170,000 | $ 402,000 | $ 149,000 |
| HOT SPRINGS, AR | 69 | $ 14,015,000 | $ 203,000 | $ 116,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 69 | $ 34,785,000 | $ 504,000 | $ 162,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 65 | $ 20,615,000 | $ 317,000 | $ 131,000 |
| GREELEY, CO | 65 | $ 22,985,000 | $ 353,000 | $ 86,000 |
| LAKELAND-WINTER HAVEN, FL | 64 | $ 15,960,000 | $ 249,000 | $ 84,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 60 | $ 35,020,000 | $ 583,000 | $ 211,000 |
| SAN DIEGO-CARLSBAD, CA | 59 | $ 28,465,000 | $ 482,000 | $ 139,000 |
| CLARKSVILLE, TN-KY | 58 | $ 13,060,000 | $ 200,000 | $ 58,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 57 | $ 20,475,000 | $ 359,000 | $ 132,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 55 | $ 28,565,000 | $ 457,250 | $ 145,250 |
| CAMDEN, NJ | 54 | $ 16,350,000 | $ 302,000 | $ 218,000 |
| NEWARK, NJ-PA | 54 | $ 19,250,000 | $ 296,000 | $ 110,500 |
| ST. LOUIS, MO-IL | 54 | $ 11,700,000 | $ 245,500 | $ 108,000 |
| RACINE, WI | 50 | $ 13,730,000 | $ 274,000 | $ 93,000 |
| SALT LAKE CITY, UT | 50 | $ 17,290,000 | $ 345,000 | $ 96,000 |
| ASHEVILLE, NC | 49 | $ 12,215,000 | $ 249,000 | $ 82,000 |
| BEND-REDMOND, OR | 49 | $ 19,155,000 | $ 390,000 | $ 125,000 |
| JACKSON, TN | 49 | $ 8,635,000 | $ 176,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 49 | $ 15,575,000 | $ 317,000 | $ 130,000 |
| PROVIDENCE-WARWICK, RI-MA | 44 | $ 13,720,000 | $ 312,000 | $ 95,500 |
| PUNTA GORDA, FL | 41 | $ 9,175,000 | $ 223,000 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 41 | $ 14,305,000 | $ 348,000 | $ 153,000 |
| TACOMA-LAKEWOOD, WA | 40 | $ 16,120,000 | $ 403,000 | $ 112,000 |
| COLORADO SPRINGS, CO | 39 | $ 14,185,000 | $ 363,000 | $ 92,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 39 | $ 9,585,000 | $ 227,000 | $ 84,500 |
| OCALA, FL | 39 | $ 7,895,000 | $ 202,000 | $ 62,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 39 | $ 11,035,000 | $ 309,500 | $ 123,500 |
| AKRON, OH | 38 | $ 7,510,000 | $ 197,000 | $ 77,000 |
| HATTIESBURG, MS | 38 | $ 7,900,000 | $ 207,000 | $ 62,000 |
| SPRINGFIELD, MA | 37 | $ 8,505,000 | $ 229,000 | $ 86,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 35 | $ 22,435,000 | $ 641,000 | $ 235,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 34 | $ 6,950,000 | $ 204,000 | $ 87,000 |
| LAREDO, TX | 34 | $ 6,920,000 | $ 203,000 | $ 95,000 |
| OWENSBORO, KY | 34 | $ 4,680,000 | $ 137,000 | $ 53,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 34 | $ 5,040,000 | $ 148,000 | $ 79,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 33 | $ 7,595,000 | $ 260,500 | $ 109,500 |
| SOUTH BEND-MISHAWAKA, IN-MI | 32 | $ 6,660,000 | $ 158,500 | $ 54,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 31 | $ 11,245,000 | $ 362,000 | $ 164,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 31 | $ 11,345,000 | $ 365,000 | $ 137,000 |
| TEXARKANA, TX-AR | 31 | $ 5,015,000 | $ 161,500 | $ 83,000 |
| BARNSTABLE TOWN, MA | 30 | $ 10,040,000 | $ 334,000 | $ 121,000 |
| FORT COLLINS, CO | 29 | $ 11,365,000 | $ 391,000 | $ 123,000 |
| DURHAM-CHAPEL HILL, NC | 28 | $ 7,650,000 | $ 273,000 | $ 120,000 |
| FAYETTEVILLE, NC | 28 | $ 4,800,000 | $ 171,000 | $ 53,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 28 | $ 7,030,000 | $ 255,000 | $ 122,000 |
| PUEBLO, CO | 27 | $ 7,755,000 | $ 287,000 | $ 88,000 |
| BATON ROUGE, LA | 26 | $ 7,420,000 | $ 285,000 | $ 143,000 |
| READING, PA | 26 | $ 5,180,000 | $ 199,000 | $ 178,000 |
| SPRINGFIELD, OH | 26 | $ 3,860,000 | $ 148,000 | $ 66,000 |
| STOCKTON-LODI, CA | 25 | $ 9,715,000 | $ 388,000 | $ 92,000 |
| ANCHORAGE, AK | 24 | $ 7,730,000 | $ 322,000 | $ 137,000 |
| GAINESVILLE, FL | 23 | $ 4,485,000 | $ 195,000 | $ 115,000 |
| SALEM, OR | 23 | $ 7,515,000 | $ 326,000 | $ 107,000 |
| TULSA, OK | 23 | $ 4,875,000 | $ 211,000 | $ 91,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 22 | $ 5,980,000 | $ 251,500 | $ 96,500 |
| COLUMBIA, SC | 22 | $ 4,850,000 | $ 220,000 | $ 72,000 |
| KILLEEN-TEMPLE, TX | 22 | $ 5,040,000 | $ 229,000 | $ 109,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 21 | $ 8,285,000 | $ 394,000 | $ 126,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 21 | $ 4,915,000 | $ 234,000 | $ 89,000 |
| JOHNSTOWN, PA | 21 | $ 1,985,000 | $ 94,000 | $ 54,000 |
| MADISON, WI | 21 | $ 5,435,000 | $ 258,000 | $ 89,000 |
| SPOKANE-SPOKANE VALLEY, WA | 21 | $ 6,385,000 | $ 304,000 | $ 86,000 |
| LANCASTER, PA | 20 | $ 5,210,000 | $ 260,000 | $ 95,000 |
| MORRISTOWN, TN | 20 | $ 4,160,000 | $ 208,000 | $ 76,000 |
| CLEVELAND, TN | 19 | $ 4,845,000 | $ 255,000 | $ 69,000 |
| EAST STROUDSBURG, PA | 19 | $ 3,905,000 | $ 205,000 | $ 87,000 |
| PORT ST. LUCIE, FL | 19 | $ 8,145,000 | $ 428,000 | $ 140,000 |
| TOLEDO, OH | 19 | $ 3,265,000 | $ 171,000 | $ 81,000 |
| WILMINGTON, DE-MD-NJ | 19 | $ 5,725,000 | $ 297,333 | $ 110,333 |
| COLUMBUS, GA-AL | 18 | $ 3,830,000 | $ 194,000 | $ 81,000 |
| HARRISBURG-CARLISLE, PA | 18 | $ 3,710,000 | $ 206,000 | $ 78,000 |
| MONTGOMERY, AL | 18 | $ 3,280,000 | $ 182,000 | $ 93,000 |
| PORTLAND-SOUTH PORTLAND, ME | 18 | $ 6,650,000 | $ 369,000 | $ 140,000 |
| SALISBURY, MD-DE | 18 | $ 6,000,000 | $ 296,000 | $ 147,000 |
| SHERMAN-DENISON, TX | 18 | $ 5,200,000 | $ 288,000 | $ 184,000 |
| WINSTON-SALEM, NC | 18 | $ 4,300,000 | $ 238,000 | $ 98,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 17 | $ 3,175,000 | $ 186,000 | $ 58,000 |
| NORWICH-NEW LONDON, CT | 17 | $ 4,695,000 | $ 276,000 | $ 98,000 |
| OGDEN-CLEARFIELD, UT | 17 | $ 5,725,000 | $ 336,000 | $ 93,000 |
| JONESBORO, AR | 16 | $ 3,110,000 | $ 194,000 | $ 118,000 |
| MACON-BIBB COUNTY, GA | 16 | $ 4,060,000 | $ 253,000 | $ 87,000 |
| OLYMPIA-TUMWATER, WA | 16 | $ 5,440,000 | $ 340,000 | $ 94,000 |
| RICHMOND, VA | 16 | $ 4,380,000 | $ 273,000 | $ 82,000 |
| TRENTON, NJ | 16 | $ 3,910,000 | $ 244,000 | $ 95,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 16 | $ 2,150,000 | $ 141,500 | $ 54,000 |
| ALBANY, OR | 15 | $ 4,715,000 | $ 314,000 | $ 103,000 |
| ALBANY-SCHENECTADY-TROY, NY | 15 | $ 3,115,000 | $ 207,000 | $ 82,000 |
| ALBUQUERQUE, NM | 15 | $ 4,155,000 | $ 277,000 | $ 139,000 |
| ELGIN, IL | 15 | $ 3,205,000 | $ 213,000 | $ 92,000 |
| JACKSONVILLE, NC | 15 | $ 3,825,000 | $ 255,000 | $ 92,000 |
| MANCHESTER-NASHUA, NH | 15 | $ 4,895,000 | $ 326,000 | $ 103,000 |
| SHREVEPORT-BOSSIER CITY, LA | 15 | $ 2,695,000 | $ 179,000 | $ 63,000 |
| TALLAHASSEE, FL | 15 | $ 3,895,000 | $ 259,000 | $ 105,000 |
| EUGENE, OR | 14 | $ 3,840,000 | $ 274,000 | $ 293,000 |
| MODESTO, CA | 14 | $ 4,000,000 | $ 285,000 | $ 80,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 14 | $ 3,010,000 | $ 173,000 | $ 65,000 |
| PROVO-OREM, UT | 14 | $ 5,730,000 | $ 409,000 | $ 121,000 |
| RENO, NV | 14 | $ 6,890,000 | $ 492,000 | $ 160,000 |
| SPARTANBURG, SC | 14 | $ 3,250,000 | $ 232,000 | $ 80,000 |
| SAVANNAH, GA | 13 | $ 3,445,000 | $ 265,000 | $ 132,000 |
| ST. CLOUD, MN | 13 | $ 2,925,000 | $ 225,000 | $ 76,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 13 | $ 4,665,000 | $ 358,000 | $ 103,000 |
| YORK-HANOVER, PA | 13 | $ 2,215,000 | $ 170,000 | $ 71,000 |
| DULUTH, MN-WI | 12 | $ 2,510,000 | $ 216,000 | $ 88,500 |
| FLINT, MI | 12 | $ 2,690,000 | $ 224,000 | $ 102,000 |
| GREENVILLE, NC | 12 | $ 2,350,000 | $ 195,000 | $ 60,000 |
| MIDLAND, TX | 12 | $ 3,900,000 | $ 325,000 | $ 175,000 |
| PINE BLUFF, AR | 12 | $ 1,670,000 | $ 139,000 | $ 62,000 |
| SPRINGFIELD, MO | 12 | $ 2,960,000 | $ 246,000 | $ 76,000 |
| TUSCALOOSA, AL | 12 | $ 3,470,000 | $ 289,000 | $ 111,000 |
| CANTON-MASSILLON, OH | 11 | $ 1,985,000 | $ 180,000 | $ 71,000 |
| GAINESVILLE, GA | 11 | $ 3,165,000 | $ 287,000 | $ 106,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 3,705,000 | $ 336,000 | $ 162,000 |
| HOMOSASSA SPRINGS, FL | 11 | $ 3,095,000 | $ 281,000 | $ 91,000 |
| HOUMA-THIBODAUX, LA | 11 | $ 2,105,000 | $ 191,000 | $ 115,000 |
| LYNCHBURG, VA | 11 | $ 2,055,000 | $ 186,000 | $ 76,000 |
| MEDFORD, OR | 11 | $ 4,095,000 | $ 372,000 | $ 122,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 11 | $ 5,925,000 | $ 538,000 | $ 161,000 |
| TUCSON, AZ | 11 | $ 3,505,000 | $ 318,000 | $ 214,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 4,765,000 | $ 433,000 | $ 121,000 |
| ELKHART-GOSHEN, IN | 10 | $ 1,660,000 | $ 166,000 | $ 56,000 |
| GRAND JUNCTION, CO | 10 | $ 3,490,000 | $ 349,000 | $ 92,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 2,530,000 | $ 253,000 | $ 73,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,970,000 | $ 200,333 | $ 82,333 |
| KENNEWICK-RICHLAND, WA | 10 | $ 3,560,000 | $ 356,000 | $ 124,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 10 | $ 6,490,000 | $ 649,000 | $ 139,000 |
| ALBANY, GA | 9 | $ 1,855,000 | $ 206,000 | $ 73,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 9 | $ 1,585,000 | $ 176,000 | $ 79,000 |
| COEUR D'ALENE, ID | 9 | $ 4,045,000 | $ 449,000 | $ 110,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 2,115,000 | $ 235,000 | $ 102,000 |
| FRESNO, CA | 9 | $ 2,215,000 | $ 246,000 | $ 85,000 |
| HICKORY-LENOIR-MORGANTON, NC | 9 | $ 1,875,000 | $ 208,000 | $ 79,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 2,855,000 | $ 317,000 | $ 113,000 |
| WICHITA, KS | 9 | $ 1,735,000 | $ 192,000 | $ 329,000 |
| BRUNSWICK, GA | 8 | $ 2,240,000 | $ 280,000 | $ 103,000 |
| FARGO, ND-MN | 8 | $ 2,260,000 | $ 266,500 | $ 94,000 |
| GLENS FALLS, NY | 8 | $ 1,450,000 | $ 181,000 | $ 62,000 |
| LANSING-EAST LANSING, MI | 8 | $ 1,060,000 | $ 132,000 | $ 83,000 |
| LUBBOCK, TX | 8 | $ 2,240,000 | $ 280,000 | $ 127,000 |
| MUNCIE, IN | 8 | $ 1,130,000 | $ 141,000 | $ 136,000 |
| ODESSA, TX | 8 | $ 1,510,000 | $ 188,000 | $ 88,000 |
| ROCHESTER, MN | 8 | $ 1,840,000 | $ 230,000 | $ 63,000 |
| WILMINGTON, NC | 8 | $ 2,760,000 | $ 345,000 | $ 166,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 1,695,000 | $ 242,000 | $ 122,000 |
| BAKERSFIELD, CA | 7 | $ 3,315,000 | $ 473,000 | $ 124,000 |
| BILLINGS, MT | 7 | $ 1,395,000 | $ 199,000 | $ 86,000 |
| BLOOMINGTON, IN | 7 | $ 1,605,000 | $ 229,000 | $ 115,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 3,805,000 | $ 543,000 | $ 210,000 |
| CUMBERLAND, MD-WV | 7 | $ 1,295,000 | $ 177,500 | $ 52,500 |
| DALTON, GA | 7 | $ 1,215,000 | $ 173,000 | $ 58,000 |
| DECATUR, AL | 7 | $ 2,385,000 | $ 340,000 | $ 161,000 |
| EL PASO, TX | 7 | $ 1,095,000 | $ 156,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 1,475,000 | $ 210,000 | $ 58,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,065,000 | $ 152,000 | $ 34,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 2,825,000 | $ 403,000 | $ 139,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 1,125,000 | $ 160,000 | $ 61,000 |
| KANKAKEE, IL | 7 | $ 1,095,000 | $ 156,000 | $ 94,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 1,285,000 | $ 196,500 | $ 93,500 |
| NILES-BENTON HARBOR, MI | 7 | $ 1,385,000 | $ 197,000 | $ 124,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 4,245,000 | $ 606,000 | $ 127,000 |
| ROCKY MOUNT, NC | 7 | $ 905,000 | $ 129,000 | $ 109,000 |
| SALINAS, CA | 7 | $ 3,545,000 | $ 506,000 | $ 157,000 |
| TOPEKA, KS | 7 | $ 975,000 | $ 139,000 | $ 92,000 |
| CHAMPAIGN-URBANA, IL | 6 | $ 3,650,000 | $ 608,000 | $ 404,000 |
| CHARLOTTESVILLE, VA | 6 | $ 2,370,000 | $ 395,000 | $ 100,000 |
| GADSDEN, AL | 6 | $ 910,000 | $ 151,000 | $ 32,000 |
| GETTYSBURG, PA | 6 | $ 1,320,000 | $ 220,000 | $ 96,000 |
| GREEN BAY, WI | 6 | $ 1,380,000 | $ 230,000 | $ 82,000 |
| HAMMOND, LA | 6 | $ 970,000 | $ 161,000 | $ 58,000 |
| JACKSON, MI | 6 | $ 1,000,000 | $ 166,000 | $ 71,000 |
| JOHNSON CITY, TN | 6 | $ 1,120,000 | $ 186,000 | $ 63,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,730,000 | $ 288,000 | $ 95,000 |
| LEBANON, PA | 6 | $ 1,040,000 | $ 173,000 | $ 63,000 |
| LONGVIEW, WA | 6 | $ 2,350,000 | $ 391,000 | $ 82,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 1,320,000 | $ 220,000 | $ 80,000 |
| PARKERSBURG-VIENNA, WV | 6 | $ 1,020,000 | $ 170,000 | $ 48,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 2,170,000 | $ 361,000 | $ 174,000 |
| ROCHESTER, NY | 6 | $ 1,030,000 | $ 171,000 | $ 91,000 |
| SANTA ROSA, CA | 6 | $ 2,590,000 | $ 431,000 | $ 119,000 |
| SHEBOYGAN, WI | 6 | $ 1,590,000 | $ 265,000 | $ 112,000 |
| VALDOSTA, GA | 6 | $ 1,010,000 | $ 168,000 | $ 57,000 |
| WARNER ROBINS, GA | 6 | $ 1,380,000 | $ 230,000 | $ 98,000 |
| ALTOONA, PA | 5 | $ 595,000 | $ 119,000 | $ 46,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 845,000 | $ 169,000 | $ 84,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,285,000 | $ 257,000 | $ 78,000 |
| BECKLEY, WV | 5 | $ 465,000 | $ 93,000 | $ 51,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 725,000 | $ 145,000 | $ 118,000 |
| BURLINGTON, NC | 5 | $ 1,345,000 | $ 269,000 | $ 92,000 |
| CHARLESTON, WV | 5 | $ 995,000 | $ 199,000 | $ 74,000 |
| CHICO, CA | 5 | $ 1,415,000 | $ 283,000 | $ 78,000 |
| FAIRBANKS, AK | 5 | $ 1,295,000 | $ 259,000 | $ 82,000 |
| FLAGSTAFF, AZ | 5 | $ 1,645,000 | $ 329,000 | $ 120,000 |
| FLORENCE, SC | 5 | $ 905,000 | $ 181,000 | $ 103,000 |
| FOND DU LAC, WI | 5 | $ 755,000 | $ 151,000 | $ 53,000 |
| KINGSTON, NY | 5 | $ 1,485,000 | $ 297,000 | $ 104,000 |
| KOKOMO, IN | 5 | $ 835,000 | $ 167,000 | $ 89,000 |
| LEWISTON-AUBURN, ME | 5 | $ 1,115,000 | $ 223,000 | $ 77,000 |
| LONGVIEW, TX | 5 | $ 1,055,000 | $ 211,000 | $ 76,000 |
| MONROE, MI | 5 | $ 915,000 | $ 183,000 | $ 57,000 |
| MORGANTOWN, WV | 5 | $ 1,465,000 | $ 293,000 | $ 137,000 |
| ROANOKE, VA | 5 | $ 935,000 | $ 187,000 | $ 79,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,755,000 | $ 351,000 | $ 109,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 3,715,000 | $ 743,000 | $ 182,000 |
| SEBRING, FL | 5 | $ 1,265,000 | $ 253,000 | $ 169,000 |
| ST. JOSEPH, MO-KS | 5 | $ 825,000 | $ 165,000 | $ 86,000 |
| SYRACUSE, NY | 5 | $ 1,145,000 | $ 229,000 | $ 95,000 |
| THE VILLAGES, FL | 5 | $ 1,305,000 | $ 261,000 | $ 93,000 |
| TYLER, TX | 5 | $ 1,355,000 | $ 271,000 | $ 100,000 |
| UTICA-ROME, NY | 5 | $ 995,000 | $ 199,000 | $ 94,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 5 | $ 995,000 | $ 203,000 | $ 114,500 |
| ANN ARBOR, MI | 4 | $ 930,000 | $ 232,000 | $ 94,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,140,000 | $ 285,000 | $ 664,000 |
| CORPUS CHRISTI, TX | 4 | $ 1,200,000 | $ 300,000 | $ 164,000 |
| DOTHAN, AL | 4 | $ 610,000 | $ 152,000 | $ 59,000 |
| EAU CLAIRE, WI | 4 | $ 770,000 | $ 192,000 | $ 167,000 |
| GOLDSBORO, NC | 4 | $ 710,000 | $ 177,000 | $ 59,000 |
| IDAHO FALLS, ID | 4 | $ 1,750,000 | $ 437,000 | $ 104,000 |
| MONROE, LA | 4 | $ 860,000 | $ 215,000 | $ 40,000 |
| NEW BERN, NC | 4 | $ 540,000 | $ 135,000 | $ 302,000 |
| RAPID CITY, SD | 4 | $ 1,010,000 | $ 252,000 | $ 83,000 |
| ROCKFORD, IL | 4 | $ 630,000 | $ 157,000 | $ 53,000 |
| SAN RAFAEL, CA | 4 | $ 2,480,000 | $ 620,000 | $ 129,000 |
| SANTA FE, NM | 4 | $ 1,550,000 | $ 387,000 | $ 442,000 |
| TWIN FALLS, ID | 4 | $ 880,000 | $ 220,000 | $ 55,000 |
| URBAN HONOLULU, HI | 4 | $ 4,200,000 | $ 1,050,000 | $ 314,000 |
| WACO, TX | 4 | $ 820,000 | $ 205,000 | $ 95,000 |
| APPLETON, WI | 3 | $ 695,000 | $ 231,000 | $ 87,000 |
| BANGOR, ME | 3 | $ 575,000 | $ 191,000 | $ 57,000 |
| BAY CITY, MI | 3 | $ 445,000 | $ 148,000 | $ 50,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 995,000 | $ 331,000 | $ 154,000 |
| BELLINGHAM, WA | 3 | $ 915,000 | $ 305,000 | $ 134,000 |
| BINGHAMTON, NY | 3 | $ 475,000 | $ 158,000 | $ 69,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 505,000 | $ 168,000 | $ 84,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 655,000 | $ 218,000 | $ 106,000 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 435,000 | $ 145,000 | $ 59,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 755,000 | $ 251,000 | $ 140,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 675,000 | $ 290,000 | $ 298,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 455,000 | $ 151,000 | $ 48,000 |
| FORT WAYNE, IN | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| GRANTS PASS, OR | 3 | $ 1,345,000 | $ 448,000 | $ 139,000 |
| HINESVILLE, GA | 3 | $ 385,000 | $ 128,000 | $ 80,000 |
| JOPLIN, MO | 3 | $ 255,000 | $ 85,000 | $ 55,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| LAKE CHARLES, LA | 3 | $ 675,000 | $ 225,000 | $ 117,000 |
| LAS CRUCES, NM | 3 | $ 1,095,000 | $ 365,000 | $ 93,000 |
| LAWTON, OK | 3 | $ 485,000 | $ 161,000 | $ 65,000 |
| LIMA, OH | 3 | $ 575,000 | $ 191,000 | $ 89,000 |
| LOGAN, UT-ID | 3 | $ 2,285,000 | $ 761,000 | $ 202,000 |
| MANSFIELD, OH | 3 | $ 555,000 | $ 185,000 | $ 67,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,155,000 | $ 385,000 | $ 132,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| ROME, GA | 3 | $ 865,000 | $ 288,000 | $ 84,000 |
| SAGINAW, MI | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 875,000 | $ 291,000 | $ 69,000 |
| ST. GEORGE, UT | 3 | $ 825,000 | $ 275,000 | $ 74,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| TERRE HAUTE, IN | 3 | $ 635,000 | $ 211,000 | $ 64,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 935,000 | $ 311,000 | $ 100,000 |
| WILLIAMSPORT, PA | 3 | $ 645,000 | $ 215,000 | $ 97,000 |
| WINCHESTER, VA-WV | 3 | $ 795,000 | $ 265,000 | $ 183,000 |
| BATTLE CREEK, MI | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| CARBONDALE-MARION, IL | 2 | $ 530,000 | $ 265,000 | $ 92,000 |
| CEDAR RAPIDS, IA | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| DANVILLE, IL | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| ELMIRA, NY | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 460,000 | $ 230,000 | $ 39,000 |
| GRAND ISLAND, NE | 2 | $ 470,000 | $ 235,000 | $ 127,000 |
| GREAT FALLS, MT | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| JEFFERSON CITY, MO | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| LINCOLN, NE | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| MANHATTAN, KS | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| MUSKEGON, MI | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| OCEAN CITY, NJ | 2 | $ 350,000 | $ 175,000 | $ 100,000 |
| PITTSFIELD, MA | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| REDDING, CA | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| SAN ANGELO, TX | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 320,000 | $ 160,000 | $ 23,000 |
| SPRINGFIELD, IL | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| STATE COLLEGE, PA | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 320,000 | $ 160,000 | $ 104,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| WENATCHEE, WA | 2 | $ 1,090,000 | $ 545,000 | $ 98,000 |
| WHEELING, WV-OH | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| YUMA, AZ | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| ABILENE, TX | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| ALEXANDRIA, LA | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| BLOOMINGTON, IL | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| CASPER, WY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| COLUMBIA, MO | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| COLUMBUS, IN | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| CORVALLIS, OR | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| DECATUR, IL | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| DOVER, DE | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| ENID, OK | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| ERIE, PA | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| FARMINGTON, NM | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| GRAND FORKS, ND-MN | 1 | $ 345,000 | $ 345,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 445,000 | $ 445,000 | $ 72,000 |
| HARRISONBURG, VA | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| IOWA CITY, IA | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| LAWRENCE, KS | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| LEWISTON, ID-WA | 1 | $ 195,000 | $ 195,000 | $ 29,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| MIDLAND, MI | 1 | $ 475,000 | $ 475,000 | $ 0 |
| NAPA, CA | 1 | $ 745,000 | $ 745,000 | $ 161,000 |
| PEORIA, IL | 1 | $ 895,000 | $ 895,000 | $ 227,000 |
| POCATELLO, ID | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| SIOUX FALLS, SD | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| SUMTER, SC | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| VICTORIA, TX | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| WAUSAU, WI | 1 | $ 345,000 | $ 345,000 | $ 385,000 |
| WICHITA FALLS, TX | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| YUBA CITY, CA | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,333 | $4,525,925,000 | $277,000 | $3,115,000 | $102,000 | $4,662,000 |
| Refinancing | 6,484 | $1,819,320,000 | $280,000 | $3,005,000 | $114,000 | $3,647,000 |
| Cash-out Refinancing | 4,630 | $1,325,050,000 | $286,000 | $2,535,000 | $122,000 | $4,172,000 |
| Home Improvement | 8 | $370,000 | $46,000 | $85,000 | $76,000 | $112,000 |
| Other Purpose | 4 | $320,000 | $80,000 | $215,000 | $87,000 | $184,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,050 | $5,269,070,000 | $276,000 | $3,115,000 | $110,000 | $4,607,000 |
| Not Provided | 2,631 | $801,905,000 | $304,000 | $3,005,000 | $130,000 | $4,662,000 |
| Black or African American | 2,278 | $565,730,000 | $248,000 | $2,465,000 | $84,000 | $1,777,000 |
| Hispanic | 2,217 | $575,755,000 | $259,000 | $1,715,000 | $85,000 | $1,553,000 |
| Asian | 1,079 | $393,185,000 | $364,000 | $2,005,000 | $120,000 | $1,828,000 |
| American Indian or Alaskan Native | 108 | $32,480,000 | $300,000 | $835,000 | $111,000 | $672,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $9,830,000 | $307,000 | $545,000 | $99,000 | $300,000 |
| Not applicable | 11 | $3,935,000 | $357,000 | $1,815,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,088 | $5,837,500,000 | $290,000 | $3,115,000 | $123,000 | $4,662,000 |
| FHA-insured (Federal Housing Administration) | 4,189 | $938,095,000 | $223,000 | $1,265,000 | $66,000 | $1,152,000 |
| VA-guaranteed (Veterans Administration) | 2,191 | $723,365,000 | $330,000 | $1,515,000 | $76,000 | $714,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 991 | $172,025,000 | $173,000 | $545,000 | $52,000 | $816,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,791 | $5,474,155,000 | $276,000 | $2,005,000 | $107,000 | $4,662,000 |
| Application Withdrawn By Applicant | 4,512 | $1,250,700,000 | $277,000 | $3,005,000 | $111,000 | $3,647,000 |
| Application Approved But Not Accepted | 1,392 | $428,100,000 | $307,000 | $3,115,000 | $112,000 | $2,588,000 |
| File Closed For Incompleteness | 1,240 | $388,040,000 | $312,000 | $2,855,000 | $125,000 | $4,172,000 |
| Application Denied By Financial Institution | 503 | $124,245,000 | $247,000 | $1,365,000 | $78,000 | $1,148,000 |
| Loan Purchased By The Institution | 21 | $5,745,000 | $273,000 | $735,000 | $143,000 | $448,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,956 | $7,546,740,000 | $279,000 | $3,115,000 | $109,000 | $4,662,000 |
| Debt-To-Income Ratio | 184 | $46,710,000 | $253,000 | $1,365,000 | $54,000 | $404,000 |
| Other | 147 | $35,965,000 | $244,000 | $1,175,000 | $97,000 | $611,000 |
| Credit History | 94 | $23,110,000 | $245,000 | $1,205,000 | $104,000 | $1,148,000 |
| Employment History | 32 | $7,950,000 | $248,000 | $725,000 | $49,000 | $126,000 |
| Collateral | 25 | $5,015,000 | $200,000 | $635,000 | $92,000 | $283,000 |
| Unverifiable Information | 11 | $2,745,000 | $249,000 | $545,000 | $78,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,750,000 | $275,000 | $655,000 | $81,000 | $133,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.