In 2010, Bankliberty of Liberty, MO reported 1,902 mortgage applications totaling $489.1 million, up 582% from 2009. The average application was for $257,131, and applicants reported an average income of $105,679. 13% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Kansas City, MO-KS (269), New York-White Plains-Wayne, NY-NJ (141) and Chicago-Joliet-Naperville, IL (67) (applications in parentheses).
| Mortgage Company & Address | Bankliberty 16 W Franklin Liberty, MO 64068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,902 |
| Total Mortgage Loan Application Amount | $489,065,000 |
| Average Mortgage Loan Application Amount | $257,131 |
| Highest Mortgage Loan Application Amount | $1,576,000 |
| Average Applicant Income | $105,679 |
| Highest Applicant Income | $1,641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankliberty filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clay, Missouri | 138 | $ 22,396,000 | $ 162,289 | $ 100,000 |
| Los Angeles, California | 65 | $ 24,493,000 | $ 376,815 | $ 103,000 |
| Platte, Missouri | 50 | $ 9,110,000 | $ 182,200 | $ 89,000 |
| Jackson, Missouri | 46 | $ 7,402,000 | $ 160,913 | $ 42,000 |
| Orange, California | 44 | $ 16,500,000 | $ 375,000 | $ 113,000 |
| Kings, New York | 36 | $ 11,445,000 | $ 317,916 | $ 96,000 |
| Cook, Illinois | 32 | $ 8,150,000 | $ 254,687 | $ 88,000 |
| San Diego, California | 24 | $ 7,156,000 | $ 298,166 | $ 142,000 |
| Queens, New York | 22 | $ 6,486,000 | $ 294,818 | $ 84,000 |
| Middlesex, Massachusetts | 21 | $ 6,926,000 | $ 329,809 | $ 117,000 |
| St. Louis, Missouri | 21 | $ 5,456,000 | $ 259,809 | $ 105,000 |
| Suffolk, New York | 21 | $ 5,990,000 | $ 285,238 | $ 126,000 |
| Palm Beach, Florida | 20 | $ 5,793,000 | $ 289,650 | $ 125,000 |
| Montgomery, Maryland | 19 | $ 5,655,000 | $ 297,631 | $ 110,000 |
| Norfolk, Massachusetts | 19 | $ 4,738,000 | $ 249,368 | $ 98,000 |
| Nassau, New York | 19 | $ 5,938,000 | $ 312,526 | $ 121,000 |
| Westchester, New York | 19 | $ 5,730,000 | $ 301,578 | $ 111,000 |
| Santa Clara, California | 18 | $ 6,702,000 | $ 372,333 | $ 132,000 |
| Clinton, Missouri | 15 | $ 1,806,000 | $ 120,400 | $ 63,000 |
| Fairfax, Virginia | 15 | $ 4,571,000 | $ 304,733 | $ 124,000 |
| King, Washington | 15 | $ 4,512,000 | $ 300,800 | $ 119,000 |
| Richmond, New York | 14 | $ 4,584,000 | $ 327,428 | $ 114,000 |
| Ventura, California | 13 | $ 5,944,000 | $ 457,230 | $ 118,000 |
| DuPage, Illinois | 13 | $ 3,060,000 | $ 235,384 | $ 81,000 |
| Will, Illinois | 13 | $ 3,281,000 | $ 252,384 | $ 166,000 |
| Johnson, Kansas | 13 | $ 2,956,000 | $ 227,384 | $ 98,000 |
| Somerset, New Jersey | 13 | $ 3,127,000 | $ 240,538 | $ 134,000 |
| San Mateo, California | 12 | $ 4,767,000 | $ 397,250 | $ 144,000 |
| Fairfield, Connecticut | 12 | $ 3,283,000 | $ 273,583 | $ 107,000 |
| New Haven, Connecticut | 12 | $ 3,158,000 | $ 263,166 | $ 98,000 |
| Bergen, New Jersey | 12 | $ 3,896,000 | $ 324,666 | $ 71,000 |
| Loudoun, Virginia | 12 | $ 4,008,000 | $ 334,000 | $ 115,000 |
| Maricopa, Arizona | 11 | $ 2,679,000 | $ 243,545 | $ 181,000 |
| Alameda, California | 11 | $ 3,191,000 | $ 290,090 | $ 106,000 |
| El Paso, Colorado | 11 | $ 3,141,000 | $ 285,545 | $ 117,000 |
| Worcester, Massachusetts | 11 | $ 2,945,000 | $ 267,727 | $ 92,000 |
| Douglas, Colorado | 10 | $ 2,336,000 | $ 233,600 | $ 109,000 |
| Broward, Florida | 10 | $ 3,789,000 | $ 378,900 | $ 160,000 |
| Essex, Massachusetts | 10 | $ 2,458,000 | $ 245,800 | $ 89,000 |
| Clark, Nevada | 10 | $ 2,307,000 | $ 230,700 | $ 92,000 |
| Bronx, New York | 10 | $ 2,826,000 | $ 282,600 | $ 86,000 |
| Harris, Texas | 10 | $ 2,556,000 | $ 255,600 | $ 111,000 |
| San Francisco, California | 9 | $ 3,944,000 | $ 438,222 | $ 145,000 |
| Miami-Dade, Florida | 9 | $ 3,975,000 | $ 441,666 | $ 286,000 |
| Lake, Illinois | 9 | $ 1,931,000 | $ 214,555 | $ 86,000 |
| Suffolk, Massachusetts | 9 | $ 2,275,000 | $ 252,777 | $ 122,000 |
| Hennepin, Minnesota | 9 | $ 2,084,000 | $ 231,555 | $ 210,000 |
| Middlesex, New Jersey | 9 | $ 2,386,000 | $ 265,111 | $ 94,000 |
| Rockland, New York | 9 | $ 2,812,000 | $ 312,444 | $ 109,000 |
| Wake, North Carolina | 9 | $ 2,625,000 | $ 291,666 | $ 183,000 |
| DeKalb, Tennessee | 9 | $ 561,000 | $ 62,333 | $ 80,000 |
| Bexar, Texas | 9 | $ 2,584,000 | $ 287,111 | $ 106,000 |
| Fort Bend, Texas | 9 | $ 2,052,000 | $ 228,000 | $ 101,000 |
| Montgomery, Texas | 9 | $ 2,466,000 | $ 274,000 | $ 108,000 |
| Riverside, California | 8 | $ 2,769,000 | $ 346,125 | $ 110,000 |
| Denver, Colorado | 8 | $ 1,805,000 | $ 225,625 | $ 75,000 |
| Jefferson, Colorado | 8 | $ 2,003,000 | $ 250,375 | $ 96,000 |
| Polk, Iowa | 8 | $ 1,394,000 | $ 174,250 | $ 84,000 |
| Plymouth, Massachusetts | 8 | $ 1,758,000 | $ 219,750 | $ 105,000 |
| Marin, California | 7 | $ 3,244,000 | $ 463,428 | $ 155,000 |
| San Bernardino, California | 7 | $ 2,199,000 | $ 314,142 | $ 105,000 |
| Arapahoe, Colorado | 7 | $ 1,583,000 | $ 226,142 | $ 82,000 |
| Boulder, Colorado | 7 | $ 1,953,000 | $ 279,000 | $ 97,000 |
| Hartford, Connecticut | 7 | $ 1,157,000 | $ 165,285 | $ 79,000 |
| New Castle, Delaware | 7 | $ 1,776,000 | $ 253,714 | $ 98,000 |
| Morris, New Jersey | 7 | $ 2,021,000 | $ 288,714 | $ 85,000 |
| Passaic, New Jersey | 7 | $ 1,905,000 | $ 272,142 | $ 145,000 |
| Bucks, Pennsylvania | 7 | $ 1,499,000 | $ 214,142 | $ 102,000 |
| Travis, Texas | 7 | $ 2,393,000 | $ 341,857 | $ 165,000 |
| Snohomish, Washington | 7 | $ 1,740,000 | $ 248,571 | $ 75,000 |
| Waukesha, Wisconsin | 7 | $ 1,166,000 | $ 166,571 | $ 88,000 |
| Contra Costa, California | 6 | $ 1,859,000 | $ 309,833 | $ 117,000 |
| Fulton, Georgia | 6 | $ 1,955,000 | $ 325,833 | $ 135,000 |
| Baltimore, Maryland | 6 | $ 1,818,000 | $ 303,000 | $ 109,000 |
| Bristol, Massachusetts | 6 | $ 1,548,000 | $ 258,000 | $ 94,000 |
| Gloucester, New Jersey | 6 | $ 1,353,000 | $ 225,500 | $ 77,000 |
| Hudson, New Jersey | 6 | $ 1,603,000 | $ 267,166 | $ 86,000 |
| Monmouth, New Jersey | 6 | $ 1,725,000 | $ 287,500 | $ 155,000 |
| New York, New York | 6 | $ 2,473,000 | $ 412,166 | $ 121,000 |
| Davidson, Tennessee | 6 | $ 1,971,000 | $ 328,500 | $ 102,000 |
| Tarrant, Texas | 6 | $ 1,209,000 | $ 201,500 | $ 145,000 |
| Pima, Arizona | 5 | $ 1,160,000 | $ 232,000 | $ 76,000 |
| Larimer, Colorado | 5 | $ 1,190,000 | $ 238,000 | $ 98,000 |
| Pinellas, Florida | 5 | $ 1,337,000 | $ 267,400 | $ 107,000 |
| Anne Arundel, Maryland | 5 | $ 1,207,000 | $ 241,400 | $ 70,000 |
| Dutchess, New York | 5 | $ 1,403,000 | $ 280,600 | $ 149,000 |
| Orange, New York | 5 | $ 1,163,000 | $ 232,600 | $ 89,000 |
| Philadelphia, Pennsylvania | 5 | $ 1,137,000 | $ 227,400 | $ 77,000 |
| Hamilton, Tennessee | 5 | $ 914,000 | $ 182,800 | $ 59,000 |
| Brazoria, Texas | 5 | $ 946,000 | $ 189,200 | $ 121,000 |
| Denton, Texas | 5 | $ 1,462,000 | $ 292,400 | $ 103,000 |
| Jefferson, Alabama | 4 | $ 920,000 | $ 230,000 | $ 123,000 |
| Benton, Arkansas | 4 | $ 825,000 | $ 206,250 | $ 104,000 |
| El Dorado, California | 4 | $ 1,186,000 | $ 296,500 | $ 76,000 |
| Mesa, Colorado | 4 | $ 1,228,000 | $ 307,000 | $ 86,000 |
| New London, Connecticut | 4 | $ 857,000 | $ 214,250 | $ 128,000 |
| Alachua, Florida | 4 | $ 1,479,000 | $ 369,750 | $ 106,000 |
| Orange, Florida | 4 | $ 1,132,000 | $ 283,000 | $ 108,000 |
| Cobb, Georgia | 4 | $ 1,192,000 | $ 298,000 | $ 122,000 |
| Kane, Illinois | 4 | $ 828,000 | $ 207,000 | $ 70,000 |
| Harford, Maryland | 4 | $ 932,000 | $ 233,000 | $ 69,000 |
| Barnstable, Massachusetts | 4 | $ 983,000 | $ 245,750 | $ 87,000 |
| Hampden, Massachusetts | 4 | $ 800,000 | $ 200,000 | $ 69,000 |
| St. Charles, Missouri | 4 | $ 1,322,000 | $ 330,500 | $ 83,000 |
| Douglas, Nebraska | 4 | $ 1,090,000 | $ 272,500 | $ 98,000 |
| Essex, New Jersey | 4 | $ 898,000 | $ 224,500 | $ 127,000 |
| Cuyahoga, Ohio | 4 | $ 714,000 | $ 178,500 | $ 85,000 |
| Berks, Pennsylvania | 4 | $ 915,000 | $ 228,750 | $ 117,000 |
| Chester, Pennsylvania | 4 | $ 953,000 | $ 238,250 | $ 140,000 |
| Delaware, Pennsylvania | 4 | $ 1,097,000 | $ 274,250 | $ 103,000 |
| Williamson, Tennessee | 4 | $ 1,419,000 | $ 354,750 | $ 103,000 |
| Yavapai, Arizona | 3 | $ 797,000 | $ 265,666 | $ 77,000 |
| Nevada, California | 3 | $ 1,290,000 | $ 430,000 | $ 130,000 |
| Sacramento, California | 3 | $ 610,000 | $ 203,333 | $ 32,000 |
| San Luis Obispo, California | 3 | $ 957,000 | $ 319,000 | $ 67,000 |
| Solano, California | 3 | $ 885,000 | $ 295,000 | $ 69,000 |
| Garfield, Colorado | 3 | $ 869,000 | $ 289,666 | $ 68,000 |
| Litchfield, Connecticut | 3 | $ 768,000 | $ 256,000 | $ 97,000 |
| Middlesex, Connecticut | 3 | $ 820,000 | $ 273,333 | $ 116,000 |
| Duval, Florida | 3 | $ 514,000 | $ 171,333 | $ 102,000 |
| Escambia, Florida | 3 | $ 1,055,000 | $ 351,666 | $ 222,000 |
| Leon, Florida | 3 | $ 688,000 | $ 229,333 | $ 79,000 |
| St. Johns, Florida | 3 | $ 700,000 | $ 233,333 | $ 155,000 |
| Forsyth, Georgia | 3 | $ 588,000 | $ 196,000 | $ 73,000 |
| Kendall, Illinois | 3 | $ 619,000 | $ 206,333 | $ 77,000 |
| Logan, Illinois | 3 | $ 924,000 | $ 308,000 | $ 144,000 |
| McLean, Illinois | 3 | $ 684,000 | $ 228,000 | $ 185,000 |
| Allen, Indiana | 3 | $ 783,000 | $ 261,000 | $ 176,000 |
| Cerro Gordo, Iowa | 3 | $ 620,000 | $ 206,666 | $ 53,000 |
| Sedgwick, Kansas | 3 | $ 583,000 | $ 194,333 | $ 91,000 |
| Fayette, Kentucky | 3 | $ 634,000 | $ 211,333 | $ 66,000 |
| Baltimore City, Maryland | 3 | $ 910,000 | $ 303,333 | $ 119,000 |
| Hampshire, Massachusetts | 3 | $ 587,000 | $ 195,666 | $ 61,000 |
| Kent, Michigan | 3 | $ 928,000 | $ 309,333 | $ 168,000 |
| Oakland, Michigan | 3 | $ 719,000 | $ 239,666 | $ 167,000 |
| Wayne, Michigan | 3 | $ 725,000 | $ 241,666 | $ 52,000 |
| Anoka, Minnesota | 3 | $ 869,000 | $ 289,666 | $ 77,000 |
| Dakota, Minnesota | 3 | $ 778,000 | $ 259,333 | $ 87,000 |
| Hillsborough, New Hampshire | 3 | $ 686,000 | $ 228,666 | $ 99,000 |
| Burlington, New Jersey | 3 | $ 871,000 | $ 290,333 | $ 170,000 |
| Camden, New Jersey | 3 | $ 544,000 | $ 181,333 | $ 153,000 |
| Mercer, New Jersey | 3 | $ 831,000 | $ 277,000 | $ 114,000 |
| Ocean, New Jersey | 3 | $ 685,000 | $ 228,333 | $ 81,000 |
| Union, New Jersey | 3 | $ 584,000 | $ 194,666 | $ 82,000 |
| Erie, New York | 3 | $ 694,000 | $ 231,333 | $ 136,000 |
| Hamilton, Ohio | 3 | $ 790,000 | $ 263,333 | $ 99,000 |
| Medina, Ohio | 3 | $ 1,180,000 | $ 393,333 | $ 232,000 |
| Clackamas, Oregon | 3 | $ 999,000 | $ 333,000 | $ 208,000 |
| Lancaster, Pennsylvania | 3 | $ 577,000 | $ 192,333 | $ 84,000 |
| Providence, Rhode Island | 3 | $ 497,000 | $ 165,666 | $ 48,000 |
| Cameron, Texas | 3 | $ 590,000 | $ 196,666 | $ 130,000 |
| Smith, Texas | 3 | $ 522,000 | $ 174,000 | $ 71,000 |
| Williamson, Texas | 3 | $ 793,000 | $ 264,333 | $ 131,000 |
| Prince William, Virginia | 3 | $ 757,000 | $ 252,333 | $ 83,000 |
| Suffolk, Virginia | 3 | $ 555,000 | $ 185,000 | $ 98,000 |
| Baxter, Arkansas | 2 | $ 401,000 | $ 200,500 | $ 112,000 |
| Garland, Arkansas | 2 | $ 626,000 | $ 313,000 | $ 108,000 |
| Saline, Arkansas | 2 | $ 374,000 | $ 187,000 | $ 79,000 |
| Santa Barbara, California | 2 | $ 709,000 | $ 354,500 | $ 128,000 |
| Shasta, California | 2 | $ 524,000 | $ 262,000 | $ 55,000 |
| Sonoma, California | 2 | $ 673,000 | $ 336,500 | $ 67,000 |
| Sutter, California | 2 | $ 1,085,000 | $ 542,500 | $ 106,000 |
| Adams, Colorado | 2 | $ 511,000 | $ 255,500 | $ 65,000 |
| Archuleta, Colorado | 2 | $ 431,000 | $ 215,500 | $ 44,000 |
| La Plata, Colorado | 2 | $ 417,000 | $ 208,500 | $ 32,000 |
| Montrose, Colorado | 2 | $ 496,000 | $ 248,000 | $ 46,000 |
| Tolland, Connecticut | 2 | $ 412,000 | $ 206,000 | $ 78,000 |
| Sussex, Delaware | 2 | $ 394,000 | $ 197,000 | $ 152,000 |
| Hillsborough, Florida | 2 | $ 557,000 | $ 278,500 | $ 82,000 |
| Lake, Florida | 2 | $ 385,000 | $ 192,500 | $ 90,000 |
| Lee, Florida | 2 | $ 321,000 | $ 160,500 | $ 28,000 |
| Pasco, Florida | 2 | $ 574,000 | $ 287,000 | $ 82,000 |
| Seminole, Florida | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Sumter, Florida | 2 | $ 469,000 | $ 234,500 | $ 54,000 |
| Volusia, Florida | 2 | $ 402,000 | $ 201,000 | $ 93,000 |
| Fayette, Georgia | 2 | $ 493,000 | $ 246,500 | $ 109,000 |
| Gwinnett, Georgia | 2 | $ 332,000 | $ 166,000 | $ 69,000 |
| LaSalle, Illinois | 2 | $ 448,000 | $ 224,000 | $ 101,000 |
| Hamilton, Indiana | 2 | $ 632,000 | $ 316,000 | $ 105,000 |
| Howard, Indiana | 2 | $ 403,000 | $ 201,500 | $ 60,000 |
| Black Hawk, Iowa | 2 | $ 533,000 | $ 266,500 | $ 31,000 |
| Linn, Iowa | 2 | $ 458,000 | $ 229,000 | $ 180,000 |
| Muscatine, Iowa | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Scott, Iowa | 2 | $ 308,000 | $ 154,000 | $ 90,000 |
| Butler, Kansas | 2 | $ 326,000 | $ 163,000 | $ 65,000 |
| Douglas, Kansas | 2 | $ 505,000 | $ 252,500 | $ 105,000 |
| Leavenworth, Kansas | 2 | $ 189,000 | $ 94,500 | $ 30,000 |
| Oldham, Kentucky | 2 | $ 409,000 | $ 204,500 | $ 78,000 |
| Orleans, Louisiana | 2 | $ 694,000 | $ 347,000 | $ 425,000 |
| Prince George's, Maryland | 2 | $ 474,000 | $ 237,000 | $ 84,000 |
| Franklin, Massachusetts | 2 | $ 483,000 | $ 241,500 | $ 96,000 |
| St. Clair, Michigan | 2 | $ 595,000 | $ 297,500 | $ 132,000 |
| Scott, Minnesota | 2 | $ 487,000 | $ 243,500 | $ 53,000 |
| Washington, Minnesota | 2 | $ 362,000 | $ 181,000 | $ 106,000 |
| Buchanan, Missouri | 2 | $ 244,000 | $ 122,000 | $ 67,000 |
| Camden, Missouri | 2 | $ 319,000 | $ 159,500 | $ 61,000 |
| Cass, Missouri | 2 | $ 301,000 | $ 150,500 | $ 89,000 |
| Jefferson, Missouri | 2 | $ 368,000 | $ 184,000 | $ 69,000 |
| Pettis, Missouri | 2 | $ 382,000 | $ 191,000 | $ 55,000 |
| Ray, Missouri | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| St. Louis City, Missouri | 2 | $ 301,000 | $ 150,500 | $ 61,000 |
| Taney, Missouri | 2 | $ 334,000 | $ 167,000 | $ 103,000 |
| Washoe, Nevada | 2 | $ 403,000 | $ 201,500 | $ 48,000 |
| Rockingham, New Hampshire | 2 | $ 608,000 | $ 304,000 | $ 61,000 |
| Atlantic, New Jersey | 2 | $ 515,000 | $ 257,500 | $ 130,000 |
| Hunterdon, New Jersey | 2 | $ 670,000 | $ 335,000 | $ 401,000 |
| Sussex, New Jersey | 2 | $ 670,000 | $ 335,000 | $ 97,000 |
| Dona Ana, New Mexico | 2 | $ 533,000 | $ 266,500 | $ 98,000 |
| Rensselaer, New York | 2 | $ 508,000 | $ 254,000 | $ 72,000 |
| Schenectady, New York | 2 | $ 480,000 | $ 240,000 | $ 98,000 |
| Brunswick, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 169,000 |
| Durham, North Carolina | 2 | $ 368,000 | $ 184,000 | $ 83,000 |
| Gaston, North Carolina | 2 | $ 620,000 | $ 310,000 | $ 145,000 |
| Iredell, North Carolina | 2 | $ 1,014,000 | $ 507,000 | $ 200,000 |
| Franklin, Ohio | 2 | $ 518,000 | $ 259,000 | $ 139,000 |
| Montgomery, Ohio | 2 | $ 398,000 | $ 199,000 | $ 119,000 |
| Hood River, Oregon | 2 | $ 378,000 | $ 189,000 | $ 28,000 |
| Klamath, Oregon | 2 | $ 363,000 | $ 181,500 | $ 66,000 |
| Lane, Oregon | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Marion, Oregon | 2 | $ 428,000 | $ 214,000 | $ 76,000 |
| Multnomah, Oregon | 2 | $ 609,000 | $ 304,500 | $ 57,000 |
| Washington, Oregon | 2 | $ 674,000 | $ 337,000 | $ 98,000 |
| Allegheny, Pennsylvania | 2 | $ 511,000 | $ 255,500 | $ 134,000 |
| Columbia, Pennsylvania | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Lackawanna, Pennsylvania | 2 | $ 271,000 | $ 135,500 | $ 148,000 |
| Montgomery, Pennsylvania | 2 | $ 394,000 | $ 197,000 | $ 68,000 |
| Perry, Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
| Hardin, Tennessee | 2 | $ 357,000 | $ 178,500 | $ 54,000 |
| Jefferson, Tennessee | 2 | $ 494,000 | $ 247,000 | $ 332,000 |
| Knox, Tennessee | 2 | $ 527,000 | $ 263,500 | $ 109,000 |
| Shelby, Tennessee | 2 | $ 325,000 | $ 162,500 | $ 41,000 |
| Sumner, Tennessee | 2 | $ 691,000 | $ 345,500 | $ 100,000 |
| Collin, Texas | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Hays, Texas | 2 | $ 398,000 | $ 199,000 | $ 85,000 |
| Davis, Utah | 2 | $ 318,000 | $ 159,000 | $ 82,000 |
| Washington, Utah | 2 | $ 372,000 | $ 186,000 | $ 91,000 |
| Orange, Vermont | 2 | $ 498,000 | $ 249,000 | $ 60,000 |
| Alexandria, Virginia | 2 | $ 585,000 | $ 292,500 | $ 98,000 |
| Arlington, Virginia | 2 | $ 511,000 | $ 255,500 | $ 65,000 |
| Chesapeake, Virginia | 2 | $ 417,000 | $ 208,500 | $ 80,000 |
| Fauquier, Virginia | 2 | $ 641,000 | $ 320,500 | $ 149,000 |
| James City, Virginia | 2 | $ 766,000 | $ 383,000 | $ 781,000 |
| Stafford, Virginia | 2 | $ 445,000 | $ 222,500 | $ 38,000 |
| Virginia Beach, Virginia | 2 | $ 405,000 | $ 202,500 | $ 82,000 |
| Kitsap, Washington | 2 | $ 718,000 | $ 359,000 | $ 72,000 |
| Kenosha, Wisconsin | 2 | $ 385,000 | $ 192,500 | $ 94,000 |
| Autauga, Alabama | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| Lee, Alabama | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Shelby, Alabama | 1 | $ 615,000 | $ 615,000 | $ 185,000 |
| Tallapoosa, Alabama | 1 | $ 230,000 | $ 230,000 | $ 200,000 |
| Cochise, Arizona | 1 | $ 304,000 | $ 304,000 | $ 118,000 |
| Gila, Arizona | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
| Pulaski, Arkansas | 1 | $ 368,000 | $ 368,000 | $ 188,000 |
| Fresno, California | 1 | $ 317,000 | $ 317,000 | $ 50,000 |
| Monterey, California | 1 | $ 507,000 | $ 507,000 | $ 32,000 |
| San Joaquin, California | 1 | $ 217,000 | $ 217,000 | $ 55,000 |
| Santa Cruz, California | 1 | $ 410,000 | $ 410,000 | $ 180,000 |
| Stanislaus, California | 1 | $ 363,000 | $ 363,000 | $ 60,000 |
| Tehama, California | 1 | $ 415,000 | $ 415,000 | $ 28,000 |
| Yolo, California | 1 | $ 487,000 | $ 487,000 | $ 260,000 |
| Broomfield, Colorado | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Eagle, Colorado | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Elbert, Colorado | 1 | $ 228,000 | $ 228,000 | $ 30,000 |
| Las Animas, Colorado | 1 | $ 200,000 | $ 200,000 | $ 154,000 |
| Pitkin, Colorado | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| Teller, Colorado | 1 | $ 183,000 | $ 183,000 | $ 59,000 |
| Bay, Florida | 1 | $ 577,000 | $ 577,000 | $ 140,000 |
| Brevard, Florida | 1 | $ 191,000 | $ 191,000 | $ 50,000 |
| Hernando, Florida | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Indian River, Florida | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Manatee, Florida | 1 | $ 267,000 | $ 267,000 | $ 130,000 |
| Martin, Florida | 1 | $ 271,000 | $ 271,000 | $ 100,000 |
| Okaloosa, Florida | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Polk, Florida | 1 | $ 178,000 | $ 178,000 | $ 65,000 |
| Sarasota, Florida | 1 | $ 443,000 | $ 443,000 | $ 137,000 |
| Bibb, Georgia | 1 | $ 371,000 | $ 371,000 | $ 144,000 |
| Cherokee, Georgia | 1 | $ 191,000 | $ 191,000 | $ 142,000 |
| Clarke, Georgia | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| Columbia, Georgia | 1 | $ 167,000 | $ 167,000 | $ 181,000 |
| Crawford, Georgia | 1 | $ 215,000 | $ 215,000 | $ 34,000 |
| Douglas, Georgia | 1 | $ 270,000 | $ 270,000 | $ 181,000 |
| Hall, Georgia | 1 | $ 156,000 | $ 156,000 | $ 80,000 |
| Ada, Idaho | 1 | $ 318,000 | $ 318,000 | $ 70,000 |
| Champaign, Illinois | 1 | $ 179,000 | $ 179,000 | $ 180,000 |
| Edgar, Illinois | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Fayette, Illinois | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| Grundy, Illinois | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Kankakee, Illinois | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Madison, Illinois | 1 | $ 232,000 | $ 232,000 | $ 172,000 |
| McHenry, Illinois | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Peoria, Illinois | 1 | $ 179,000 | $ 179,000 | $ 1,032,000 |
| Sangamon, Illinois | 1 | $ 411,000 | $ 411,000 | $ 106,000 |
| St. Clair, Illinois | 1 | $ 278,000 | $ 278,000 | $ 155,000 |
| Lake, Indiana | 1 | $ 925,000 | $ 925,000 | $ 575,000 |
| Butler, Iowa | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Dallas, Iowa | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Anderson, Kansas | 1 | $ 266,000 | $ 266,000 | $ 66,000 |
| Geary, Kansas | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Shawnee, Kansas | 1 | $ 233,000 | $ 233,000 | $ 87,000 |
| Wyandotte, Kansas | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Barren, Kentucky | 1 | $ 259,000 | $ 259,000 | $ 110,000 |
| Hardin, Kentucky | 1 | $ 336,000 | $ 336,000 | $ 300,000 |
| Jefferson, Kentucky | 1 | $ 286,000 | $ 286,000 | $ 73,000 |
| Kenton, Kentucky | 1 | $ 244,000 | $ 244,000 | $ 76,000 |
| Madison, Kentucky | 1 | $ 311,000 | $ 311,000 | $ 255,000 |
| Scott, Kentucky | 1 | $ 158,000 | $ 158,000 | $ 49,000 |
| Calcasieu, Louisiana | 1 | $ 237,000 | $ 237,000 | $ 105,000 |
| East Baton Rouge, Louisiana | 1 | $ 176,000 | $ 176,000 | $ 160,000 |
| Jefferson, Louisiana | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Tangipahoa, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Carroll, Maryland | 1 | $ 247,000 | $ 247,000 | $ 97,000 |
| Cecil, Maryland | 1 | $ 193,000 | $ 193,000 | $ 180,000 |
| Charles, Maryland | 1 | $ 328,000 | $ 328,000 | $ 80,000 |
| Frederick, Maryland | 1 | $ 218,000 | $ 218,000 | $ 128,000 |
| Howard, Maryland | 1 | $ 290,000 | $ 290,000 | $ 175,000 |
| St. Mary's, Maryland | 1 | $ 288,000 | $ 288,000 | $ 180,000 |
| Grand Traverse, Michigan | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Jackson, Michigan | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Livingston, Michigan | 1 | $ 200,000 | $ 200,000 | $ 122,000 |
| Macomb, Michigan | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Carver, Minnesota | 1 | $ 408,000 | $ 408,000 | $ 115,000 |
| Crow Wing, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Goodhue, Minnesota | 1 | $ 176,000 | $ 176,000 | $ 153,000 |
| Ramsey, Minnesota | 1 | $ 302,000 | $ 302,000 | $ 119,000 |
| St. Louis, Minnesota | 1 | $ 280,000 | $ 280,000 | $ 64,000 |
| Lafayette, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Boone, Missouri | 1 | $ 40,000 | $ 40,000 | $ 105,000 |
| Daviess, Missouri | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| DeKalb, Missouri | 1 | $ 146,000 | $ 146,000 | $ 109,000 |
| Johnson, Missouri | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| Morgan, Missouri | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Newton, Missouri | 1 | $ 206,000 | $ 206,000 | $ 55,000 |
| Ozark, Missouri | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Stone, Missouri | 1 | $ 248,000 | $ 248,000 | $ 52,000 |
| Lancaster, Nebraska | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Carson City, Nevada | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Strafford, New Hampshire | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Bernalillo, New Mexico | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Chaves, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Albany, New York | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Livingston, New York | 1 | $ 214,000 | $ 214,000 | $ 169,000 |
| Madison, New York | 1 | $ 208,000 | $ 208,000 | $ 89,000 |
| Saratoga, New York | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Burke, North Carolina | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Craven, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Davidson, North Carolina | 1 | $ 301,000 | $ 301,000 | $ 140,000 |
| Forsyth, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Guilford, North Carolina | 1 | $ 389,000 | $ 389,000 | $ 143,000 |
| Mecklenburg, North Carolina | 1 | $ 390,000 | $ 390,000 | $ 106,000 |
| Moore, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Rowan, North Carolina | 1 | $ 228,000 | $ 228,000 | $ 57,000 |
| Union, North Carolina | 1 | $ 253,000 | $ 253,000 | $ 211,000 |
| Cass, North Dakota | 1 | $ 159,000 | $ 159,000 | $ 178,000 |
| Stutsman, North Dakota | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Fairfield, Ohio | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
| Greene, Ohio | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
| Lake, Ohio | 1 | $ 208,000 | $ 208,000 | $ 91,000 |
| Portage, Ohio | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Stark, Ohio | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Warren, Ohio | 1 | $ 412,000 | $ 412,000 | $ 396,000 |
| Wood, Ohio | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Deschutes, Oregon | 1 | $ 417,000 | $ 417,000 | $ 32,000 |
| Josephine, Oregon | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Lincoln, Oregon | 1 | $ 317,000 | $ 317,000 | $ 40,000 |
| Malheur, Oregon | 1 | $ 274,000 | $ 274,000 | $ 56,000 |
| Polk, Oregon | 1 | $ 88,000 | $ 88,000 | $ 88,000 |
| Beaver, Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Lebanon, Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 40,000 |
| Mercer, Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 66,000 |
| Northampton, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Westmoreland, Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| York, Pennsylvania | 1 | $ 278,000 | $ 278,000 | $ 87,000 |
| Bristol, Rhode Island | 1 | $ 226,000 | $ 226,000 | $ 76,000 |
| Kent, Rhode Island | 1 | $ 226,000 | $ 226,000 | $ 61,000 |
| Newport, Rhode Island | 1 | $ 231,000 | $ 231,000 | $ 48,000 |
| Washington, Rhode Island | 1 | $ 197,000 | $ 197,000 | $ 102,000 |
| Blount, Tennessee | 1 | $ 204,000 | $ 204,000 | $ 111,000 |
| Cumberland, Tennessee | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Grainger, Tennessee | 1 | $ 207,000 | $ 207,000 | $ 780,000 |
| Loudon, Tennessee | 1 | $ 203,000 | $ 203,000 | $ 88,000 |
| Roane, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Rutherford, Tennessee | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| Wilson, Tennessee | 1 | $ 198,000 | $ 198,000 | $ 41,000 |
| Bell, Texas | 1 | $ 214,000 | $ 214,000 | $ 103,000 |
| Comal, Texas | 1 | $ 192,000 | $ 192,000 | $ 88,000 |
| Dallas, Texas | 1 | $ 191,000 | $ 191,000 | $ 87,000 |
| El Paso, Texas | 1 | $ 232,000 | $ 232,000 | $ 69,000 |
| Houston, Texas | 1 | $ 194,000 | $ 194,000 | $ 72,000 |
| Hunt, Texas | 1 | $ 242,000 | $ 242,000 | $ 174,000 |
| Jefferson, Texas | 1 | $ 259,000 | $ 259,000 | $ 66,000 |
| Parker, Texas | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Wise, Texas | 1 | $ 193,000 | $ 193,000 | $ 110,000 |
| Salt Lake, Utah | 1 | $ 214,000 | $ 214,000 | $ 89,000 |
| Utah, Utah | 1 | $ 352,000 | $ 352,000 | $ 110,000 |
| Wasatch, Utah | 1 | $ 236,000 | $ 236,000 | $ 168,000 |
| Weber, Utah | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Chittenden, Vermont | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Lamoille, Vermont | 1 | $ 406,000 | $ 406,000 | $ 22,000 |
| Rutland, Vermont | 1 | $ 237,000 | $ 237,000 | $ 150,000 |
| Chesterfield, Virginia | 1 | $ 296,000 | $ 296,000 | $ 80,000 |
| Fairfax City, Virginia | 1 | $ 253,000 | $ 253,000 | $ 137,000 |
| Falls Church, Virginia | 1 | $ 163,000 | $ 163,000 | $ 126,000 |
| Gloucester, Virginia | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Hampton, Virginia | 1 | $ 211,000 | $ 211,000 | $ 70,000 |
| Hanover, Virginia | 1 | $ 536,000 | $ 536,000 | $ 51,000 |
| Newport News, Virginia | 1 | $ 139,000 | $ 139,000 | $ 37,000 |
| Richmond City, Virginia | 1 | $ 232,000 | $ 232,000 | $ 111,000 |
| Spotsylvania, Virginia | 1 | $ 234,000 | $ 234,000 | $ 84,000 |
| Clark, Washington | 1 | $ 282,000 | $ 282,000 | $ 145,000 |
| Pierce, Washington | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Skagit, Washington | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Thurston, Washington | 1 | $ 216,000 | $ 216,000 | $ 65,000 |
| Whatcom, Washington | 1 | $ 162,000 | $ 162,000 | $ 25,000 |
| Yakima, Washington | 1 | $ 197,000 | $ 197,000 | $ 35,000 |
| Jefferson, West Virginia | 1 | $ 335,000 | $ 335,000 | $ 40,000 |
| Kanawha, West Virginia | 1 | $ 203,000 | $ 203,000 | $ 146,000 |
| Wood, West Virginia | 1 | $ 166,000 | $ 166,000 | $ 118,000 |
| Milwaukee, Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Ozaukee, Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 58,000 |
| Racine, Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| Vilas, Wisconsin | 1 | $ 402,000 | $ 402,000 | $ 290,000 |
| Winnebago, Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 61,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,707 | $454,858,000 | $266,000 | $1,100,000 | $109,000 | $1,641,000 |
| Home Purchase | 191 | $33,595,000 | $175,000 | $1,576,000 | $77,000 | $1,179,000 |
| Home Improvement | 4 | $612,000 | $153,000 | $310,000 | $58,000 | $149,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,332 | $338,449,000 | $254,000 | $1,100,000 | $111,000 | $1,641,000 |
| Not Provided | 276 | $73,617,000 | $266,000 | $996,000 | $109,000 | $1,080,000 |
| Asian | 123 | $35,809,000 | $291,000 | $960,000 | $98,000 | $290,000 |
| Hispanic | 83 | $20,849,000 | $251,000 | $490,000 | $78,000 | $218,000 |
| Black or African American | 45 | $12,331,000 | $274,000 | $486,000 | $79,000 | $183,000 |
| Not applicable | 30 | $4,405,000 | $146,000 | $1,576,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,078,000 | $296,000 | $395,000 | $70,000 | $153,000 |
| American Indian or Alaskan Native | 6 | $1,527,000 | $254,000 | $304,000 | $84,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,760 | $463,608,000 | $263,000 | $1,576,000 | $109,000 | $1,641,000 |
| FHA-insured (Federal Housing Administration) | 125 | $21,136,000 | $169,000 | $366,000 | $68,000 | $594,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,799,000 | $233,000 | $389,000 | $80,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,522,000 | $304,000 | $366,000 | $82,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,001 | $264,492,000 | $264,000 | $1,100,000 | $115,000 | $1,500,000 |
| Application Denied By Financial Institution | 479 | $123,828,000 | $258,000 | $900,000 | $84,000 | $1,080,000 |
| Loan Originated | 238 | $52,257,000 | $219,000 | $1,576,000 | $113,000 | $1,641,000 |
| Application Approved But Not Accepted | 140 | $36,234,000 | $258,000 | $960,000 | $101,000 | $619,000 |
| File Closed For Incompleteness | 44 | $12,254,000 | $278,000 | $645,000 | $112,000 | $460,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 193 | $49,941,000 | $258,000 | $730,000 | $54,000 | $290,000 |
| Credit Application Incomplete | 122 | $30,650,000 | $251,000 | $738,000 | $114,000 | $1,080,000 |
| Collateral | 115 | $31,296,000 | $272,000 | $875,000 | $103,000 | $328,000 |
| Credit History | 27 | $5,135,000 | $190,000 | $745,000 | $69,000 | $251,000 |
| Other | 8 | $3,347,000 | $418,000 | $900,000 | $142,000 | $275,000 |
| Unverifiable Information | 7 | $1,693,000 | $241,000 | $416,000 | $86,000 | $289,000 |
| Employment History | 5 | $1,373,000 | $274,000 | $408,000 | $79,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $393,000 | $196,000 | $237,000 | $94,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankliberty's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankliberty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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