Bankliberty Mortgage Lending & HMDA Data, 2010

In 2010, Bankliberty of Liberty, MO reported 1,902 mortgage applications totaling $489.1 million, up 582% from 2009. The average application was for $257,131, and applicants reported an average income of $105,679. 13% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Kansas City, MO-KS (269), New York-White Plains-Wayne, NY-NJ (141) and Chicago-Joliet-Naperville, IL (67) (applications in parentheses).

Mortgage Company & Address Bankliberty
16 W Franklin
Liberty, MO 64068
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,902
Total Mortgage Loan Application Amount $489,065,000
Average Mortgage Loan Application Amount $257,131
Highest Mortgage Loan Application Amount $1,576,000
Average Applicant Income $105,679
Highest Applicant Income $1,641,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankliberty filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bankliberty by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clay, Missouri 138 $ 22,396,000 $ 162,289 $ 100,000
Los Angeles, California 65 $ 24,493,000 $ 376,815 $ 103,000
Platte, Missouri 50 $ 9,110,000 $ 182,200 $ 89,000
Jackson, Missouri 46 $ 7,402,000 $ 160,913 $ 42,000
Orange, California 44 $ 16,500,000 $ 375,000 $ 113,000
Kings, New York 36 $ 11,445,000 $ 317,916 $ 96,000
Cook, Illinois 32 $ 8,150,000 $ 254,687 $ 88,000
San Diego, California 24 $ 7,156,000 $ 298,166 $ 142,000
Queens, New York 22 $ 6,486,000 $ 294,818 $ 84,000
Middlesex, Massachusetts 21 $ 6,926,000 $ 329,809 $ 117,000
St. Louis, Missouri 21 $ 5,456,000 $ 259,809 $ 105,000
Suffolk, New York 21 $ 5,990,000 $ 285,238 $ 126,000
Palm Beach, Florida 20 $ 5,793,000 $ 289,650 $ 125,000
Montgomery, Maryland 19 $ 5,655,000 $ 297,631 $ 110,000
Norfolk, Massachusetts 19 $ 4,738,000 $ 249,368 $ 98,000
Nassau, New York 19 $ 5,938,000 $ 312,526 $ 121,000
Westchester, New York 19 $ 5,730,000 $ 301,578 $ 111,000
Santa Clara, California 18 $ 6,702,000 $ 372,333 $ 132,000
Clinton, Missouri 15 $ 1,806,000 $ 120,400 $ 63,000
Fairfax, Virginia 15 $ 4,571,000 $ 304,733 $ 124,000
King, Washington 15 $ 4,512,000 $ 300,800 $ 119,000
Richmond, New York 14 $ 4,584,000 $ 327,428 $ 114,000
Ventura, California 13 $ 5,944,000 $ 457,230 $ 118,000
DuPage, Illinois 13 $ 3,060,000 $ 235,384 $ 81,000
Will, Illinois 13 $ 3,281,000 $ 252,384 $ 166,000
Johnson, Kansas 13 $ 2,956,000 $ 227,384 $ 98,000
Somerset, New Jersey 13 $ 3,127,000 $ 240,538 $ 134,000
San Mateo, California 12 $ 4,767,000 $ 397,250 $ 144,000
Fairfield, Connecticut 12 $ 3,283,000 $ 273,583 $ 107,000
New Haven, Connecticut 12 $ 3,158,000 $ 263,166 $ 98,000
Bergen, New Jersey 12 $ 3,896,000 $ 324,666 $ 71,000
Loudoun, Virginia 12 $ 4,008,000 $ 334,000 $ 115,000
Maricopa, Arizona 11 $ 2,679,000 $ 243,545 $ 181,000
Alameda, California 11 $ 3,191,000 $ 290,090 $ 106,000
El Paso, Colorado 11 $ 3,141,000 $ 285,545 $ 117,000
Worcester, Massachusetts 11 $ 2,945,000 $ 267,727 $ 92,000
Douglas, Colorado 10 $ 2,336,000 $ 233,600 $ 109,000
Broward, Florida 10 $ 3,789,000 $ 378,900 $ 160,000
Essex, Massachusetts 10 $ 2,458,000 $ 245,800 $ 89,000
Clark, Nevada 10 $ 2,307,000 $ 230,700 $ 92,000
Bronx, New York 10 $ 2,826,000 $ 282,600 $ 86,000
Harris, Texas 10 $ 2,556,000 $ 255,600 $ 111,000
San Francisco, California 9 $ 3,944,000 $ 438,222 $ 145,000
Miami-Dade, Florida 9 $ 3,975,000 $ 441,666 $ 286,000
Lake, Illinois 9 $ 1,931,000 $ 214,555 $ 86,000
Suffolk, Massachusetts 9 $ 2,275,000 $ 252,777 $ 122,000
Hennepin, Minnesota 9 $ 2,084,000 $ 231,555 $ 210,000
Middlesex, New Jersey 9 $ 2,386,000 $ 265,111 $ 94,000
Rockland, New York 9 $ 2,812,000 $ 312,444 $ 109,000
Wake, North Carolina 9 $ 2,625,000 $ 291,666 $ 183,000
DeKalb, Tennessee 9 $ 561,000 $ 62,333 $ 80,000
Bexar, Texas 9 $ 2,584,000 $ 287,111 $ 106,000
Fort Bend, Texas 9 $ 2,052,000 $ 228,000 $ 101,000
Montgomery, Texas 9 $ 2,466,000 $ 274,000 $ 108,000
Riverside, California 8 $ 2,769,000 $ 346,125 $ 110,000
Denver, Colorado 8 $ 1,805,000 $ 225,625 $ 75,000
Jefferson, Colorado 8 $ 2,003,000 $ 250,375 $ 96,000
Polk, Iowa 8 $ 1,394,000 $ 174,250 $ 84,000
Plymouth, Massachusetts 8 $ 1,758,000 $ 219,750 $ 105,000
Marin, California 7 $ 3,244,000 $ 463,428 $ 155,000
San Bernardino, California 7 $ 2,199,000 $ 314,142 $ 105,000
Arapahoe, Colorado 7 $ 1,583,000 $ 226,142 $ 82,000
Boulder, Colorado 7 $ 1,953,000 $ 279,000 $ 97,000
Hartford, Connecticut 7 $ 1,157,000 $ 165,285 $ 79,000
New Castle, Delaware 7 $ 1,776,000 $ 253,714 $ 98,000
Morris, New Jersey 7 $ 2,021,000 $ 288,714 $ 85,000
Passaic, New Jersey 7 $ 1,905,000 $ 272,142 $ 145,000
Bucks, Pennsylvania 7 $ 1,499,000 $ 214,142 $ 102,000
Travis, Texas 7 $ 2,393,000 $ 341,857 $ 165,000
Snohomish, Washington 7 $ 1,740,000 $ 248,571 $ 75,000
Waukesha, Wisconsin 7 $ 1,166,000 $ 166,571 $ 88,000
Contra Costa, California 6 $ 1,859,000 $ 309,833 $ 117,000
Fulton, Georgia 6 $ 1,955,000 $ 325,833 $ 135,000
Baltimore, Maryland 6 $ 1,818,000 $ 303,000 $ 109,000
Bristol, Massachusetts 6 $ 1,548,000 $ 258,000 $ 94,000
Gloucester, New Jersey 6 $ 1,353,000 $ 225,500 $ 77,000
Hudson, New Jersey 6 $ 1,603,000 $ 267,166 $ 86,000
Monmouth, New Jersey 6 $ 1,725,000 $ 287,500 $ 155,000
New York, New York 6 $ 2,473,000 $ 412,166 $ 121,000
Davidson, Tennessee 6 $ 1,971,000 $ 328,500 $ 102,000
Tarrant, Texas 6 $ 1,209,000 $ 201,500 $ 145,000
Pima, Arizona 5 $ 1,160,000 $ 232,000 $ 76,000
Larimer, Colorado 5 $ 1,190,000 $ 238,000 $ 98,000
Pinellas, Florida 5 $ 1,337,000 $ 267,400 $ 107,000
Anne Arundel, Maryland 5 $ 1,207,000 $ 241,400 $ 70,000
Dutchess, New York 5 $ 1,403,000 $ 280,600 $ 149,000
Orange, New York 5 $ 1,163,000 $ 232,600 $ 89,000
Philadelphia, Pennsylvania 5 $ 1,137,000 $ 227,400 $ 77,000
Hamilton, Tennessee 5 $ 914,000 $ 182,800 $ 59,000
Brazoria, Texas 5 $ 946,000 $ 189,200 $ 121,000
Denton, Texas 5 $ 1,462,000 $ 292,400 $ 103,000
Jefferson, Alabama 4 $ 920,000 $ 230,000 $ 123,000
Benton, Arkansas 4 $ 825,000 $ 206,250 $ 104,000
El Dorado, California 4 $ 1,186,000 $ 296,500 $ 76,000
Mesa, Colorado 4 $ 1,228,000 $ 307,000 $ 86,000
New London, Connecticut 4 $ 857,000 $ 214,250 $ 128,000
Alachua, Florida 4 $ 1,479,000 $ 369,750 $ 106,000
Orange, Florida 4 $ 1,132,000 $ 283,000 $ 108,000
Cobb, Georgia 4 $ 1,192,000 $ 298,000 $ 122,000
Kane, Illinois 4 $ 828,000 $ 207,000 $ 70,000
Harford, Maryland 4 $ 932,000 $ 233,000 $ 69,000
Barnstable, Massachusetts 4 $ 983,000 $ 245,750 $ 87,000
Hampden, Massachusetts 4 $ 800,000 $ 200,000 $ 69,000
St. Charles, Missouri 4 $ 1,322,000 $ 330,500 $ 83,000
Douglas, Nebraska 4 $ 1,090,000 $ 272,500 $ 98,000
Essex, New Jersey 4 $ 898,000 $ 224,500 $ 127,000
Cuyahoga, Ohio 4 $ 714,000 $ 178,500 $ 85,000
Berks, Pennsylvania 4 $ 915,000 $ 228,750 $ 117,000
Chester, Pennsylvania 4 $ 953,000 $ 238,250 $ 140,000
Delaware, Pennsylvania 4 $ 1,097,000 $ 274,250 $ 103,000
Williamson, Tennessee 4 $ 1,419,000 $ 354,750 $ 103,000
Yavapai, Arizona 3 $ 797,000 $ 265,666 $ 77,000
Nevada, California 3 $ 1,290,000 $ 430,000 $ 130,000
Sacramento, California 3 $ 610,000 $ 203,333 $ 32,000
San Luis Obispo, California 3 $ 957,000 $ 319,000 $ 67,000
Solano, California 3 $ 885,000 $ 295,000 $ 69,000
Garfield, Colorado 3 $ 869,000 $ 289,666 $ 68,000
Litchfield, Connecticut 3 $ 768,000 $ 256,000 $ 97,000
Middlesex, Connecticut 3 $ 820,000 $ 273,333 $ 116,000
Duval, Florida 3 $ 514,000 $ 171,333 $ 102,000
Escambia, Florida 3 $ 1,055,000 $ 351,666 $ 222,000
Leon, Florida 3 $ 688,000 $ 229,333 $ 79,000
St. Johns, Florida 3 $ 700,000 $ 233,333 $ 155,000
Forsyth, Georgia 3 $ 588,000 $ 196,000 $ 73,000
Kendall, Illinois 3 $ 619,000 $ 206,333 $ 77,000
Logan, Illinois 3 $ 924,000 $ 308,000 $ 144,000
McLean, Illinois 3 $ 684,000 $ 228,000 $ 185,000
Allen, Indiana 3 $ 783,000 $ 261,000 $ 176,000
Cerro Gordo, Iowa 3 $ 620,000 $ 206,666 $ 53,000
Sedgwick, Kansas 3 $ 583,000 $ 194,333 $ 91,000
Fayette, Kentucky 3 $ 634,000 $ 211,333 $ 66,000
Baltimore City, Maryland 3 $ 910,000 $ 303,333 $ 119,000
Hampshire, Massachusetts 3 $ 587,000 $ 195,666 $ 61,000
Kent, Michigan 3 $ 928,000 $ 309,333 $ 168,000
Oakland, Michigan 3 $ 719,000 $ 239,666 $ 167,000
Wayne, Michigan 3 $ 725,000 $ 241,666 $ 52,000
Anoka, Minnesota 3 $ 869,000 $ 289,666 $ 77,000
Dakota, Minnesota 3 $ 778,000 $ 259,333 $ 87,000
Hillsborough, New Hampshire 3 $ 686,000 $ 228,666 $ 99,000
Burlington, New Jersey 3 $ 871,000 $ 290,333 $ 170,000
Camden, New Jersey 3 $ 544,000 $ 181,333 $ 153,000
Mercer, New Jersey 3 $ 831,000 $ 277,000 $ 114,000
Ocean, New Jersey 3 $ 685,000 $ 228,333 $ 81,000
Union, New Jersey 3 $ 584,000 $ 194,666 $ 82,000
Erie, New York 3 $ 694,000 $ 231,333 $ 136,000
Hamilton, Ohio 3 $ 790,000 $ 263,333 $ 99,000
Medina, Ohio 3 $ 1,180,000 $ 393,333 $ 232,000
Clackamas, Oregon 3 $ 999,000 $ 333,000 $ 208,000
Lancaster, Pennsylvania 3 $ 577,000 $ 192,333 $ 84,000
Providence, Rhode Island 3 $ 497,000 $ 165,666 $ 48,000
Cameron, Texas 3 $ 590,000 $ 196,666 $ 130,000
Smith, Texas 3 $ 522,000 $ 174,000 $ 71,000
Williamson, Texas 3 $ 793,000 $ 264,333 $ 131,000
Prince William, Virginia 3 $ 757,000 $ 252,333 $ 83,000
Suffolk, Virginia 3 $ 555,000 $ 185,000 $ 98,000
Baxter, Arkansas 2 $ 401,000 $ 200,500 $ 112,000
Garland, Arkansas 2 $ 626,000 $ 313,000 $ 108,000
Saline, Arkansas 2 $ 374,000 $ 187,000 $ 79,000
Santa Barbara, California 2 $ 709,000 $ 354,500 $ 128,000
Shasta, California 2 $ 524,000 $ 262,000 $ 55,000
Sonoma, California 2 $ 673,000 $ 336,500 $ 67,000
Sutter, California 2 $ 1,085,000 $ 542,500 $ 106,000
Adams, Colorado 2 $ 511,000 $ 255,500 $ 65,000
Archuleta, Colorado 2 $ 431,000 $ 215,500 $ 44,000
La Plata, Colorado 2 $ 417,000 $ 208,500 $ 32,000
Montrose, Colorado 2 $ 496,000 $ 248,000 $ 46,000
Tolland, Connecticut 2 $ 412,000 $ 206,000 $ 78,000
Sussex, Delaware 2 $ 394,000 $ 197,000 $ 152,000
Hillsborough, Florida 2 $ 557,000 $ 278,500 $ 82,000
Lake, Florida 2 $ 385,000 $ 192,500 $ 90,000
Lee, Florida 2 $ 321,000 $ 160,500 $ 28,000
Pasco, Florida 2 $ 574,000 $ 287,000 $ 82,000
Seminole, Florida 2 $ 400,000 $ 200,000 $ 69,000
Sumter, Florida 2 $ 469,000 $ 234,500 $ 54,000
Volusia, Florida 2 $ 402,000 $ 201,000 $ 93,000
Fayette, Georgia 2 $ 493,000 $ 246,500 $ 109,000
Gwinnett, Georgia 2 $ 332,000 $ 166,000 $ 69,000
LaSalle, Illinois 2 $ 448,000 $ 224,000 $ 101,000
Hamilton, Indiana 2 $ 632,000 $ 316,000 $ 105,000
Howard, Indiana 2 $ 403,000 $ 201,500 $ 60,000
Black Hawk, Iowa 2 $ 533,000 $ 266,500 $ 31,000
Linn, Iowa 2 $ 458,000 $ 229,000 $ 180,000
Muscatine, Iowa 2 $ 420,000 $ 210,000 $ 71,000
Scott, Iowa 2 $ 308,000 $ 154,000 $ 90,000
Butler, Kansas 2 $ 326,000 $ 163,000 $ 65,000
Douglas, Kansas 2 $ 505,000 $ 252,500 $ 105,000
Leavenworth, Kansas 2 $ 189,000 $ 94,500 $ 30,000
Oldham, Kentucky 2 $ 409,000 $ 204,500 $ 78,000
Orleans, Louisiana 2 $ 694,000 $ 347,000 $ 425,000
Prince George's, Maryland 2 $ 474,000 $ 237,000 $ 84,000
Franklin, Massachusetts 2 $ 483,000 $ 241,500 $ 96,000
St. Clair, Michigan 2 $ 595,000 $ 297,500 $ 132,000
Scott, Minnesota 2 $ 487,000 $ 243,500 $ 53,000
Washington, Minnesota 2 $ 362,000 $ 181,000 $ 106,000
Buchanan, Missouri 2 $ 244,000 $ 122,000 $ 67,000
Camden, Missouri 2 $ 319,000 $ 159,500 $ 61,000
Cass, Missouri 2 $ 301,000 $ 150,500 $ 89,000
Jefferson, Missouri 2 $ 368,000 $ 184,000 $ 69,000
Pettis, Missouri 2 $ 382,000 $ 191,000 $ 55,000
Ray, Missouri 2 $ 110,000 $ 55,000 $ 53,000
St. Louis City, Missouri 2 $ 301,000 $ 150,500 $ 61,000
Taney, Missouri 2 $ 334,000 $ 167,000 $ 103,000
Washoe, Nevada 2 $ 403,000 $ 201,500 $ 48,000
Rockingham, New Hampshire 2 $ 608,000 $ 304,000 $ 61,000
Atlantic, New Jersey 2 $ 515,000 $ 257,500 $ 130,000
Hunterdon, New Jersey 2 $ 670,000 $ 335,000 $ 401,000
Sussex, New Jersey 2 $ 670,000 $ 335,000 $ 97,000
Dona Ana, New Mexico 2 $ 533,000 $ 266,500 $ 98,000
Rensselaer, New York 2 $ 508,000 $ 254,000 $ 72,000
Schenectady, New York 2 $ 480,000 $ 240,000 $ 98,000
Brunswick, North Carolina 2 $ 490,000 $ 245,000 $ 169,000
Durham, North Carolina 2 $ 368,000 $ 184,000 $ 83,000
Gaston, North Carolina 2 $ 620,000 $ 310,000 $ 145,000
Iredell, North Carolina 2 $ 1,014,000 $ 507,000 $ 200,000
Franklin, Ohio 2 $ 518,000 $ 259,000 $ 139,000
Montgomery, Ohio 2 $ 398,000 $ 199,000 $ 119,000
Hood River, Oregon 2 $ 378,000 $ 189,000 $ 28,000
Klamath, Oregon 2 $ 363,000 $ 181,500 $ 66,000
Lane, Oregon 2 $ 500,000 $ 250,000 $ 102,000
Marion, Oregon 2 $ 428,000 $ 214,000 $ 76,000
Multnomah, Oregon 2 $ 609,000 $ 304,500 $ 57,000
Washington, Oregon 2 $ 674,000 $ 337,000 $ 98,000
Allegheny, Pennsylvania 2 $ 511,000 $ 255,500 $ 134,000
Columbia, Pennsylvania 2 $ 378,000 $ 189,000 $ 68,000
Lackawanna, Pennsylvania 2 $ 271,000 $ 135,500 $ 148,000
Montgomery, Pennsylvania 2 $ 394,000 $ 197,000 $ 68,000
Perry, Pennsylvania 2 $ 214,000 $ 107,000 $ 99,000
Hardin, Tennessee 2 $ 357,000 $ 178,500 $ 54,000
Jefferson, Tennessee 2 $ 494,000 $ 247,000 $ 332,000
Knox, Tennessee 2 $ 527,000 $ 263,500 $ 109,000
Shelby, Tennessee 2 $ 325,000 $ 162,500 $ 41,000
Sumner, Tennessee 2 $ 691,000 $ 345,500 $ 100,000
Collin, Texas 2 $ 360,000 $ 180,000 $ 122,000
Hays, Texas 2 $ 398,000 $ 199,000 $ 85,000
Davis, Utah 2 $ 318,000 $ 159,000 $ 82,000
Washington, Utah 2 $ 372,000 $ 186,000 $ 91,000
Orange, Vermont 2 $ 498,000 $ 249,000 $ 60,000
Alexandria, Virginia 2 $ 585,000 $ 292,500 $ 98,000
Arlington, Virginia 2 $ 511,000 $ 255,500 $ 65,000
Chesapeake, Virginia 2 $ 417,000 $ 208,500 $ 80,000
Fauquier, Virginia 2 $ 641,000 $ 320,500 $ 149,000
James City, Virginia 2 $ 766,000 $ 383,000 $ 781,000
Stafford, Virginia 2 $ 445,000 $ 222,500 $ 38,000
Virginia Beach, Virginia 2 $ 405,000 $ 202,500 $ 82,000
Kitsap, Washington 2 $ 718,000 $ 359,000 $ 72,000
Kenosha, Wisconsin 2 $ 385,000 $ 192,500 $ 94,000
Autauga, Alabama 1 $ 221,000 $ 221,000 $ 79,000
Lee, Alabama 1 $ 285,000 $ 285,000 $ 71,000
Shelby, Alabama 1 $ 615,000 $ 615,000 $ 185,000
Tallapoosa, Alabama 1 $ 230,000 $ 230,000 $ 200,000
Cochise, Arizona 1 $ 304,000 $ 304,000 $ 118,000
Gila, Arizona 1 $ 182,000 $ 182,000 $ 77,000
Pulaski, Arkansas 1 $ 368,000 $ 368,000 $ 188,000
Fresno, California 1 $ 317,000 $ 317,000 $ 50,000
Monterey, California 1 $ 507,000 $ 507,000 $ 32,000
San Joaquin, California 1 $ 217,000 $ 217,000 $ 55,000
Santa Cruz, California 1 $ 410,000 $ 410,000 $ 180,000
Stanislaus, California 1 $ 363,000 $ 363,000 $ 60,000
Tehama, California 1 $ 415,000 $ 415,000 $ 28,000
Yolo, California 1 $ 487,000 $ 487,000 $ 260,000
Broomfield, Colorado 1 $ 235,000 $ 235,000 $ 117,000
Eagle, Colorado 1 $ 180,000 $ 180,000 $ 40,000
Elbert, Colorado 1 $ 228,000 $ 228,000 $ 30,000
Las Animas, Colorado 1 $ 200,000 $ 200,000 $ 154,000
Pitkin, Colorado 1 $ 350,000 $ 350,000 $ 102,000
Teller, Colorado 1 $ 183,000 $ 183,000 $ 59,000
Bay, Florida 1 $ 577,000 $ 577,000 $ 140,000
Brevard, Florida 1 $ 191,000 $ 191,000 $ 50,000
Hernando, Florida 1 $ 165,000 $ 165,000 $ 58,000
Indian River, Florida 1 $ 240,000 $ 240,000 $ 66,000
Manatee, Florida 1 $ 267,000 $ 267,000 $ 130,000
Martin, Florida 1 $ 271,000 $ 271,000 $ 100,000
Okaloosa, Florida 1 $ 156,000 $ 156,000 $ 44,000
Polk, Florida 1 $ 178,000 $ 178,000 $ 65,000
Sarasota, Florida 1 $ 443,000 $ 443,000 $ 137,000
Bibb, Georgia 1 $ 371,000 $ 371,000 $ 144,000
Cherokee, Georgia 1 $ 191,000 $ 191,000 $ 142,000
Clarke, Georgia 1 $ 182,000 $ 182,000 $ 96,000
Columbia, Georgia 1 $ 167,000 $ 167,000 $ 181,000
Crawford, Georgia 1 $ 215,000 $ 215,000 $ 34,000
Douglas, Georgia 1 $ 270,000 $ 270,000 $ 181,000
Hall, Georgia 1 $ 156,000 $ 156,000 $ 80,000
Ada, Idaho 1 $ 318,000 $ 318,000 $ 70,000
Champaign, Illinois 1 $ 179,000 $ 179,000 $ 180,000
Edgar, Illinois 1 $ 235,000 $ 235,000 $ 58,000
Fayette, Illinois 1 $ 417,000 $ 417,000 $ 72,000
Grundy, Illinois 1 $ 174,000 $ 174,000 $ 70,000
Kankakee, Illinois 1 $ 156,000 $ 156,000 $ 50,000
Madison, Illinois 1 $ 232,000 $ 232,000 $ 172,000
McHenry, Illinois 1 $ 325,000 $ 325,000 $ 89,000
Peoria, Illinois 1 $ 179,000 $ 179,000 $ 1,032,000
Sangamon, Illinois 1 $ 411,000 $ 411,000 $ 106,000
St. Clair, Illinois 1 $ 278,000 $ 278,000 $ 155,000
Lake, Indiana 1 $ 925,000 $ 925,000 $ 575,000
Butler, Iowa 1 $ 170,000 $ 170,000 $ 97,000
Dallas, Iowa 1 $ 248,000 $ 248,000 $ 65,000
Anderson, Kansas 1 $ 266,000 $ 266,000 $ 66,000
Geary, Kansas 1 $ 150,000 $ 150,000 $ 71,000
Shawnee, Kansas 1 $ 233,000 $ 233,000 $ 87,000
Wyandotte, Kansas 1 $ 100,000 $ 100,000 $ 108,000
Barren, Kentucky 1 $ 259,000 $ 259,000 $ 110,000
Hardin, Kentucky 1 $ 336,000 $ 336,000 $ 300,000
Jefferson, Kentucky 1 $ 286,000 $ 286,000 $ 73,000
Kenton, Kentucky 1 $ 244,000 $ 244,000 $ 76,000
Madison, Kentucky 1 $ 311,000 $ 311,000 $ 255,000
Scott, Kentucky 1 $ 158,000 $ 158,000 $ 49,000
Calcasieu, Louisiana 1 $ 237,000 $ 237,000 $ 105,000
East Baton Rouge, Louisiana 1 $ 176,000 $ 176,000 $ 160,000
Jefferson, Louisiana 1 $ 180,000 $ 180,000 $ 73,000
Tangipahoa, Louisiana 1 $ 185,000 $ 185,000 $ 114,000
Carroll, Maryland 1 $ 247,000 $ 247,000 $ 97,000
Cecil, Maryland 1 $ 193,000 $ 193,000 $ 180,000
Charles, Maryland 1 $ 328,000 $ 328,000 $ 80,000
Frederick, Maryland 1 $ 218,000 $ 218,000 $ 128,000
Howard, Maryland 1 $ 290,000 $ 290,000 $ 175,000
St. Mary's, Maryland 1 $ 288,000 $ 288,000 $ 180,000
Grand Traverse, Michigan 1 $ 120,000 $ 120,000 $ 87,000
Jackson, Michigan 1 $ 187,000 $ 187,000 $ 54,000
Livingston, Michigan 1 $ 200,000 $ 200,000 $ 122,000
Macomb, Michigan 1 $ 69,000 $ 69,000 $ 52,000
Carver, Minnesota 1 $ 408,000 $ 408,000 $ 115,000
Crow Wing, Minnesota 1 $ 255,000 $ 255,000 $ 46,000
Goodhue, Minnesota 1 $ 176,000 $ 176,000 $ 153,000
Ramsey, Minnesota 1 $ 302,000 $ 302,000 $ 119,000
St. Louis, Minnesota 1 $ 280,000 $ 280,000 $ 64,000
Lafayette, Mississippi 1 $ 195,000 $ 195,000 $ 36,000
Boone, Missouri 1 $ 40,000 $ 40,000 $ 105,000
Daviess, Missouri 1 $ 154,000 $ 154,000 $ 78,000
DeKalb, Missouri 1 $ 146,000 $ 146,000 $ 109,000
Johnson, Missouri 1 $ 180,000 $ 180,000 $ 61,000
Morgan, Missouri 1 $ 100,000 $ 100,000 $ 36,000
Newton, Missouri 1 $ 206,000 $ 206,000 $ 55,000
Ozark, Missouri 1 $ 156,000 $ 156,000 $ 67,000
Stone, Missouri 1 $ 248,000 $ 248,000 $ 52,000
Lancaster, Nebraska 1 $ 205,000 $ 205,000 $ 55,000
Carson City, Nevada 1 $ 105,000 $ 105,000 $ 54,000
Strafford, New Hampshire 1 $ 252,000 $ 252,000 $ 85,000
Bernalillo, New Mexico 1 $ 176,000 $ 176,000 $ 96,000
Chaves, New Mexico 1 $ 245,000 $ 245,000 $ 42,000
Albany, New York 1 $ 210,000 $ 210,000 $ 135,000
Livingston, New York 1 $ 214,000 $ 214,000 $ 169,000
Madison, New York 1 $ 208,000 $ 208,000 $ 89,000
Saratoga, New York 1 $ 160,000 $ 160,000 $ 36,000
Burke, North Carolina 1 $ 188,000 $ 188,000 $ 120,000
Craven, North Carolina 1 $ 176,000 $ 176,000 $ 96,000
Davidson, North Carolina 1 $ 301,000 $ 301,000 $ 140,000
Forsyth, North Carolina 1 $ 120,000 $ 120,000 $ 48,000
Guilford, North Carolina 1 $ 389,000 $ 389,000 $ 143,000
Mecklenburg, North Carolina 1 $ 390,000 $ 390,000 $ 106,000
Moore, North Carolina 1 $ 168,000 $ 168,000 $ 80,000
Rowan, North Carolina 1 $ 228,000 $ 228,000 $ 57,000
Union, North Carolina 1 $ 253,000 $ 253,000 $ 211,000
Cass, North Dakota 1 $ 159,000 $ 159,000 $ 178,000
Stutsman, North Dakota 1 $ 165,000 $ 165,000 $ 45,000
Fairfield, Ohio 1 $ 189,000 $ 189,000 $ 49,000
Greene, Ohio 1 $ 216,000 $ 216,000 $ 99,000
Lake, Ohio 1 $ 208,000 $ 208,000 $ 91,000
Portage, Ohio 1 $ 153,000 $ 153,000 $ 35,000
Stark, Ohio 1 $ 160,000 $ 160,000 $ 79,000
Warren, Ohio 1 $ 412,000 $ 412,000 $ 396,000
Wood, Ohio 1 $ 185,000 $ 185,000 $ 111,000
Deschutes, Oregon 1 $ 417,000 $ 417,000 $ 32,000
Josephine, Oregon 1 $ 161,000 $ 161,000 $ 62,000
Lincoln, Oregon 1 $ 317,000 $ 317,000 $ 40,000
Malheur, Oregon 1 $ 274,000 $ 274,000 $ 56,000
Polk, Oregon 1 $ 88,000 $ 88,000 $ 88,000
Beaver, Pennsylvania 1 $ 212,000 $ 212,000 $ 102,000
Lebanon, Pennsylvania 1 $ 202,000 $ 202,000 $ 40,000
Mercer, Pennsylvania 1 $ 171,000 $ 171,000 $ 66,000
Northampton, Pennsylvania 1 $ 160,000 $ 160,000 $ 58,000
Westmoreland, Pennsylvania 1 $ 163,000 $ 163,000 $ 70,000
York, Pennsylvania 1 $ 278,000 $ 278,000 $ 87,000
Bristol, Rhode Island 1 $ 226,000 $ 226,000 $ 76,000
Kent, Rhode Island 1 $ 226,000 $ 226,000 $ 61,000
Newport, Rhode Island 1 $ 231,000 $ 231,000 $ 48,000
Washington, Rhode Island 1 $ 197,000 $ 197,000 $ 102,000
Blount, Tennessee 1 $ 204,000 $ 204,000 $ 111,000
Cumberland, Tennessee 1 $ 159,000 $ 159,000 $ 45,000
Grainger, Tennessee 1 $ 207,000 $ 207,000 $ 780,000
Loudon, Tennessee 1 $ 203,000 $ 203,000 $ 88,000
Roane, Tennessee 1 $ 255,000 $ 255,000 $ 60,000
Rutherford, Tennessee 1 $ 164,000 $ 164,000 $ 41,000
Wilson, Tennessee 1 $ 198,000 $ 198,000 $ 41,000
Bell, Texas 1 $ 214,000 $ 214,000 $ 103,000
Comal, Texas 1 $ 192,000 $ 192,000 $ 88,000
Dallas, Texas 1 $ 191,000 $ 191,000 $ 87,000
El Paso, Texas 1 $ 232,000 $ 232,000 $ 69,000
Houston, Texas 1 $ 194,000 $ 194,000 $ 72,000
Hunt, Texas 1 $ 242,000 $ 242,000 $ 174,000
Jefferson, Texas 1 $ 259,000 $ 259,000 $ 66,000
Parker, Texas 1 $ 417,000 $ 417,000 $ 250,000
Wise, Texas 1 $ 193,000 $ 193,000 $ 110,000
Salt Lake, Utah 1 $ 214,000 $ 214,000 $ 89,000
Utah, Utah 1 $ 352,000 $ 352,000 $ 110,000
Wasatch, Utah 1 $ 236,000 $ 236,000 $ 168,000
Weber, Utah 1 $ 105,000 $ 105,000 $ 68,000
Chittenden, Vermont 1 $ 205,000 $ 205,000 $ 89,000
Lamoille, Vermont 1 $ 406,000 $ 406,000 $ 22,000
Rutland, Vermont 1 $ 237,000 $ 237,000 $ 150,000
Chesterfield, Virginia 1 $ 296,000 $ 296,000 $ 80,000
Fairfax City, Virginia 1 $ 253,000 $ 253,000 $ 137,000
Falls Church, Virginia 1 $ 163,000 $ 163,000 $ 126,000
Gloucester, Virginia 1 $ 170,000 $ 170,000 $ 83,000
Hampton, Virginia 1 $ 211,000 $ 211,000 $ 70,000
Hanover, Virginia 1 $ 536,000 $ 536,000 $ 51,000
Newport News, Virginia 1 $ 139,000 $ 139,000 $ 37,000
Richmond City, Virginia 1 $ 232,000 $ 232,000 $ 111,000
Spotsylvania, Virginia 1 $ 234,000 $ 234,000 $ 84,000
Clark, Washington 1 $ 282,000 $ 282,000 $ 145,000
Pierce, Washington 1 $ 417,000 $ 417,000 $ 240,000
Skagit, Washington 1 $ 163,000 $ 163,000 $ 58,000
Thurston, Washington 1 $ 216,000 $ 216,000 $ 65,000
Whatcom, Washington 1 $ 162,000 $ 162,000 $ 25,000
Yakima, Washington 1 $ 197,000 $ 197,000 $ 35,000
Jefferson, West Virginia 1 $ 335,000 $ 335,000 $ 40,000
Kanawha, West Virginia 1 $ 203,000 $ 203,000 $ 146,000
Wood, West Virginia 1 $ 166,000 $ 166,000 $ 118,000
Milwaukee, Wisconsin 1 $ 204,000 $ 204,000 $ 80,000
Ozaukee, Wisconsin 1 $ 228,000 $ 228,000 $ 58,000
Racine, Wisconsin 1 $ 159,000 $ 159,000 $ 42,000
Vilas, Wisconsin 1 $ 402,000 $ 402,000 $ 290,000
Winnebago, Wisconsin 1 $ 178,000 $ 178,000 $ 61,000

Mortgage Loan Application Detail Totals for Bankliberty in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,707 $454,858,000 $266,000 $1,100,000 $109,000 $1,641,000
Home Purchase 191 $33,595,000 $175,000 $1,576,000 $77,000 $1,179,000
Home Improvement 4 $612,000 $153,000 $310,000 $58,000 $149,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,332 $338,449,000 $254,000 $1,100,000 $111,000 $1,641,000
Not Provided 276 $73,617,000 $266,000 $996,000 $109,000 $1,080,000
Asian 123 $35,809,000 $291,000 $960,000 $98,000 $290,000
Hispanic 83 $20,849,000 $251,000 $490,000 $78,000 $218,000
Black or African American 45 $12,331,000 $274,000 $486,000 $79,000 $183,000
Not applicable 30 $4,405,000 $146,000 $1,576,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $2,078,000 $296,000 $395,000 $70,000 $153,000
American Indian or Alaskan Native 6 $1,527,000 $254,000 $304,000 $84,000 $145,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,760 $463,608,000 $263,000 $1,576,000 $109,000 $1,641,000
FHA-insured (Federal Housing Administration) 125 $21,136,000 $169,000 $366,000 $68,000 $594,000
VA-guaranteed (Veterans Administration) 12 $2,799,000 $233,000 $389,000 $80,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,522,000 $304,000 $366,000 $82,000 $150,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,001 $264,492,000 $264,000 $1,100,000 $115,000 $1,500,000
Application Denied By Financial Institution 479 $123,828,000 $258,000 $900,000 $84,000 $1,080,000
Loan Originated 238 $52,257,000 $219,000 $1,576,000 $113,000 $1,641,000
Application Approved But Not Accepted 140 $36,234,000 $258,000 $960,000 $101,000 $619,000
File Closed For Incompleteness 44 $12,254,000 $278,000 $645,000 $112,000 $460,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 193 $49,941,000 $258,000 $730,000 $54,000 $290,000
Credit Application Incomplete 122 $30,650,000 $251,000 $738,000 $114,000 $1,080,000
Collateral 115 $31,296,000 $272,000 $875,000 $103,000 $328,000
Credit History 27 $5,135,000 $190,000 $745,000 $69,000 $251,000
Other 8 $3,347,000 $418,000 $900,000 $142,000 $275,000
Unverifiable Information 7 $1,693,000 $241,000 $416,000 $86,000 $289,000
Employment History 5 $1,373,000 $274,000 $408,000 $79,000 $129,000
Insufficient Cash (Downpayment, Closing Cost) 2 $393,000 $196,000 $237,000 $94,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankliberty's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankliberty's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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